CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
Assets:
Cash and due from banks	$ 457,547	$ 169,297
Securities available-for-sale, at fair value	886,240	950,587
Securities held-to-maturity	594,639	585,798
Loans held for sale	10,159
Loans held for investment, net of fees and costs	10,773,428	10,566,831
Allowance for credit losses	(71,743)	(83,507)
Total loans held for investment, net	10,701,685	10,483,324
Premises and fixed assets, net	44,868	46,749
Premises held for sale	905
Restricted stock.	98,750	88,745
Bank Owned Life Insurance ("BOLI")	349,816	333,292
Goodwill	155,797	155,797
Other intangible assets	5,059	6,484
Operating lease assets	52,729	57,857
Derivative assets	122,132	154,485
Accrued interest receivable	55,666	48,561
Other assets	100,013	108,945
Total assets	13,636,005	13,189,921
Due to depositors:
Interest-bearing deposits	7,585,020	6,734,997
Non-interest-bearing deposits	2,884,378	3,449,763
Deposits (excluding mortgage escrow deposits)	10,469,398	10,184,760
Non-interest-bearing mortgage escrow deposits	61,121	69,455
Interest-bearing mortgage escrow deposits	136	192
Total mortgage escrow deposits	61,257	69,647
Federal Home Loan Bank of New York ("FHLBNY") advances	1,313,000	1,131,000
Other short-term borrowings		1,360
Subordinated debt, net	200,196	200,283
Derivative cash collateral	108,100	153,040
Operating lease liabilities	55,454	60,340
Derivative liabilities	121,265	137,335
Other liabilities	81,110	82,573
Total liabilities	12,409,780	12,020,338
Commitments and contingencies
Stockholders' equity:
Preferred stock, Series A ($0.01 par, $25.00 liquidation value, 10,000,000 shares authorized and 5,299,200 shares issued and outstanding at December 31, 2023 and December 31, 2022)	116,569	116,569
Common stock ($0.01 par, 80,000,000 shares authorized, 41,637,256 and 41,621,772 shares issued at December 31, 2023 and December 31, 2022, and 38,822,654 shares and 38,573,000 shares outstanding at December 31, 2023 and December 31, 2022, respectively)	416	416
Additional paid-in capital	494,454	495,410
Retained earnings	813,007	762,762
Accumulated other comprehensive loss, net of deferred taxes	(91,579)	(94,379)
Unearned equity awards	(8,622)	(8,078)
Treasury stock, at cost (2,814,602 shares and 3,048,772 shares at December 31, 2023 and December 31, 2022, respectively)	(98,020)	(103,117)
Total stockholders' equity	1,226,225	1,169,583
Total liabilities and stockholders' equity	$ 13,636,005	$ 13,189,921