CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets:
Cash and due from banks	$ 358,824	$ 169,297
Securities available-for-sale, at fair value	869,879	950,587
Securities held-to-maturity	600,291	585,798
Loans held for sale	3,924
Loans held for investment, net of fees and costs	10,850,611	10,566,831
Allowance for credit losses	(72,563)	(83,507)
Total loans held for investment, net	10,778,048	10,483,324
Premises and fixed assets, net	45,064	46,749
Premises held for sale	905
Restricted stock	90,085	88,745
Bank Owned Life Insurance ("BOLI")	347,400	333,292
Goodwill	155,797	155,797
Other intangible assets	5,409	6,484
Operating lease assets	55,600	57,857
Derivative assets	177,369	154,485
Accrued interest receivable	53,608	48,561
Other assets	109,202	108,945
Total assets	13,651,405	13,189,921
Due to depositors:
Interest-bearing deposits	7,593,622	6,734,997
Non-interest-bearing deposits	2,935,156	3,449,763
Deposits (excluding mortgage escrow deposits)	10,528,778	10,184,760
Non-interest-bearing mortgage escrow deposits	107,545	69,455
Interest-bearing mortgage escrow deposits	223	192
Total mortgage escrow deposits	107,768	69,647
Federal Home Loan Bank of New York ("FHLBNY") advances	1,123,000	1,131,000
Other short-term borrowings		1,360
Subordinated debt, net	200,218	200,283
Derivative cash collateral	185,620	153,040
Operating lease liabilities	58,281	60,340
Derivative liabilities	160,712	137,335
Other liabilities	82,684	82,573
Total liabilities	12,447,061	12,020,338
Commitments and contingencies
Stockholders' equity:
Preferred stock, Series A ($0.01 par, $25.00 liquidation value, 10,000,000 shares authorized and 5,299,200 shares issued and outstanding at September 30, 2023 and December 31, 2022)	116,569	116,569
Common stock ($0.01 par, 80,000,000 shares authorized, 41,632,327 and 41,621,772 shares issued at September 30, 2023 and December 31, 2022, and 38,810,546 shares and 38,573,000 shares outstanding at September 30, 2023 and December 31, 2022, respectively)	416	416
Additional paid-in capital	494,470	495,410
Retained earnings	808,235	762,762
Accumulated other comprehensive loss, net of deferred taxes	(106,913)	(94,379)
Unearned equity awards	(10,170)	(8,078)
Treasury stock, at cost (2,821,781 shares and 3,048,772 shares at September 30, 2023 and December 31, 2022, respectively)	(98,263)	(103,117)
Total stockholders' equity	1,204,344	1,169,583
Total liabilities and stockholders' equity	$ 13,651,405	$ 13,189,921