CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Jun. 30, 2023	Dec. 31, 2022
Assets:
Cash and due from banks	$ 452,504	$ 169,297
Securities available-for-sale, at fair value	894,856	950,587
Securities held-to-maturity	603,960	585,798
Loans held for sale	371
Loans held for investment, net of fees and costs	10,876,415	10,566,831
Allowance for credit losses	(75,646)	(83,507)
Total loans held for investment, net	10,800,769	10,483,324
Premises and fixed assets, net	45,890	46,749
Restricted stock	104,724	88,745
Bank Owned Life Insurance ("BOLI")	337,083	333,292
Goodwill	155,797	155,797
Other intangible assets	5,758	6,484
Operating lease assets	54,931	57,857
Derivative assets	147,740	154,485
Accrued interest receivable	51,787	48,561
Other assets	146,692	108,945
Total assets	13,802,862	13,189,921
Due to depositors:
Interest-bearing deposits	7,567,874	6,734,997
Non-interest-bearing deposits	2,884,184	3,449,763
Total deposits	10,452,058	10,184,760
Non-interest-bearing mortgage escrow deposits	70,431	69,455
Interest-bearing mortgage escrow deposits	203	192
Total mortgage escrow deposits	70,634	69,647
Federal Home Loan Bank of New York ("FHLBNY") advances	1,448,000	1,131,000
Other short-term borrowings		1,360
Subordinated debt, net	200,240	200,283
Derivative cash collateral	140,160	153,040
Operating lease liabilities	57,547	60,340
Derivative liabilities	131,130	137,335
Other liabilities	100,590	82,573
Total liabilities	12,600,359	12,020,338
Commitments and contingencies
Stockholders' equity:
Preferred stock, Series A ($0.01 par, $25.00 liquidation value, 10,000,000 shares authorized and 5,299,200 shares issued and outstanding at June 30, 2023 and December 31, 2022)	116,569	116,569
Common stock ($0.01 par, 80,000,000 shares authorized, 41,632,327 and 41,621,772 shares shares issued at June 30, 2023 and December 31, 2022, and 38,803,119 shares and 38,573,000 shares outstanding at June 30, 2023 and December 31, 2022, respectively)	416	416
Additional paid-in capital	493,955	495,410
Retained earnings	804,532	762,762
Accumulated other comprehensive loss, net of deferred taxes	(104,385)	(94,379)
Unearned equity awards	(11,746)	(8,078)
Treasury stock, at cost (2,829,208 shares and 3,048,772 shares at June 30, 2023 and December 31, 2022, respectively)	(96,838)	(103,117)
Total stockholders' equity	1,202,503	1,169,583
Total liabilities and stockholders' equity	$ 13,802,862	$ 13,189,921