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LOANS HELD FOR INVESTMENT, NET - Allowance for Credit Losses Activity (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Dec. 31, 2020
Allowance for loan losses [Roll Forward]          
Beginning balance $ 92,760 $ 42,492 $ 41,461 $ 28,441  
PCD Day 1     52,284    
Provision (credit) for credit loss expense (7,314) 5,931 812 20,003  
Charge-offs (4,276) (20) (9,584) (62)  
Recoveries 85 89 201 110  
Ending balance 81,255 48,492 81,255 48,492  
Non-accrual with No Allowance 2,099   2,099    
Non-accrual with Allowance 31,921   31,921    
Reserve     13,155    
Interest income on non-accrual loans 0   0    
Allowance for loan losses:          
Individually evaluated for impairment         $ 6,474
Collectively evaluated for impairment         34,987
Total ending allowance balance 81,255 48,492 81,255 48,492 41,461
Loans:          
Individually evaluated for impairment         17,069
Collectively evaluated for impairment         5,604,975
Total ending loans balance         5,622,044
Cumulative Effect, Period of Adoption, Adjustment          
Allowance for loan losses [Roll Forward]          
Beginning balance     (3,919)    
Allowance for loan losses:          
Total ending allowance balance         (3,919)
Cumulative Effect, Period of Adoption, Adjusted Balance          
Allowance for loan losses [Roll Forward]          
Beginning balance     37,542    
Allowance for loan losses:          
Total ending allowance balance         37,542
Total real estate loans          
Allowance for loan losses [Roll Forward]          
Beginning balance 62,166 28,973 28,712 15,555  
PCD Day 1     28,753    
Provision (credit) for credit loss expense (10,203) 6,038 (2,689) 19,484  
Charge-offs (3,011) (19) (3,852) (61)  
Recoveries 81 89 85 103  
Ending balance 49,033 35,081 49,033 35,081  
Allowance for loan losses:          
Collectively evaluated for impairment         28,712
Total ending allowance balance 49,033 35,081 49,033 35,081 28,712
Loans:          
Individually evaluated for impairment         4,567
Collectively evaluated for impairment         4,973,628
Total ending loans balance         4,978,195
Total real estate loans | Cumulative Effect, Period of Adoption, Adjustment          
Allowance for loan losses [Roll Forward]          
Beginning balance     (1,976)    
Allowance for loan losses:          
Total ending allowance balance         (1,976)
Total real estate loans | Cumulative Effect, Period of Adoption, Adjusted Balance          
Allowance for loan losses [Roll Forward]          
Beginning balance     26,736    
Allowance for loan losses:          
Total ending allowance balance         26,736
One-to-four family residential and cooperative/condominium apartment          
Allowance for loan losses [Roll Forward]          
Beginning balance 5,522 671 644 269  
PCD Day 1     2,220    
Provision (credit) for credit loss expense 583 134 2,212 540  
Charge-offs (1) (6) (20) (10)  
Recoveries   0      
Ending balance 6,104 799 6,104 799  
Non-accrual with Allowance 4,938   4,938    
Reserve     781    
Allowance for loan losses:          
Collectively evaluated for impairment         644
Total ending allowance balance 6,104 799 6,104 799 644
Loans:          
Collectively evaluated for impairment         184,989
Total ending loans balance         184,989
One-to-four family residential and cooperative/condominium apartment | Cumulative Effect, Period of Adoption, Adjustment          
Allowance for loan losses [Roll Forward]          
Beginning balance     1,048    
Allowance for loan losses:          
Total ending allowance balance         1,048
One-to-four family residential and cooperative/condominium apartment | Cumulative Effect, Period of Adoption, Adjusted Balance          
Allowance for loan losses [Roll Forward]          
Beginning balance     1,692    
Allowance for loan losses:          
Total ending allowance balance         1,692
Multifamily residential and residential mixed-use          
Allowance for loan losses [Roll Forward]          
Beginning balance 10,285 16,666 17,016 10,142  
PCD Day 1     3,292    
Provision (credit) for credit loss expense (1,998) 3,468 (3,361) 10,010  
Charge-offs (58) (13) (467) (45)  
Recoveries 78 89 81 103  
Ending balance 8,307 20,210 8,307 20,210  
Non-accrual with No Allowance 859   859    
Allowance for loan losses:          
Collectively evaluated for impairment         17,016
Total ending allowance balance 8,307 20,210 8,307 20,210 17,016
Loans:          
Individually evaluated for impairment         1,863
Collectively evaluated for impairment         2,756,880
Total ending loans balance         2,758,743
Multifamily residential and residential mixed-use | Cumulative Effect, Period of Adoption, Adjustment          
Allowance for loan losses [Roll Forward]          
Beginning balance     (8,254)    
Allowance for loan losses:          
Total ending allowance balance         (8,254)
Multifamily residential and residential mixed-use | Cumulative Effect, Period of Adoption, Adjusted Balance          
Allowance for loan losses [Roll Forward]          
Beginning balance     8,762    
Allowance for loan losses:          
Total ending allowance balance         8,762
Commercial real estate ("CRE")          
Allowance for loan losses [Roll Forward]          
Beginning balance 41,201 9,859 9,059 3,900  
PCD Day 1     23,124    
Provision (credit) for credit loss expense (8,649) 2,162 (4,068) 8,127  
Charge-offs (2,952) 0 (3,365) (6)  
Recoveries 3 0 4    
Ending balance 29,603 12,021 29,603 12,021  
Non-accrual with No Allowance 1,240   1,240    
Non-accrual with Allowance 2,882   2,882    
Reserve     812    
Allowance for loan losses:          
Collectively evaluated for impairment         9,059
Total ending allowance balance 29,603 12,021 29,603 12,021 9,059
Loans:          
Individually evaluated for impairment         2,704
Collectively evaluated for impairment         1,875,463
Total ending loans balance         1,878,167
Commercial real estate ("CRE") | Cumulative Effect, Period of Adoption, Adjustment          
Allowance for loan losses [Roll Forward]          
Beginning balance     4,849    
Allowance for loan losses:          
Total ending allowance balance         4,849
Commercial real estate ("CRE") | Cumulative Effect, Period of Adoption, Adjusted Balance          
Allowance for loan losses [Roll Forward]          
Beginning balance     13,908    
Allowance for loan losses:          
Total ending allowance balance         13,908
Acquisition, development, and construction ("ADC")          
Allowance for loan losses [Roll Forward]          
Beginning balance 5,158 1,777 1,993 1,244  
PCD Day 1     117    
Provision (credit) for credit loss expense (139) 274 2,528 807  
Charge-offs   0      
Recoveries   0      
Ending balance 5,019 2,051 5,019 2,051  
Allowance for loan losses:          
Collectively evaluated for impairment         1,993
Total ending allowance balance 5,019 2,051 5,019 2,051 1,993
Loans:          
Collectively evaluated for impairment         156,296
Total ending loans balance         156,296
Acquisition, development, and construction ("ADC") | Cumulative Effect, Period of Adoption, Adjustment          
Allowance for loan losses [Roll Forward]          
Beginning balance     381    
Allowance for loan losses:          
Total ending allowance balance         381
Acquisition, development, and construction ("ADC") | Cumulative Effect, Period of Adoption, Adjusted Balance          
Allowance for loan losses [Roll Forward]          
Beginning balance     2,374    
Allowance for loan losses:          
Total ending allowance balance         2,374
Commercial and Industrial ("C&I") Loans          
Allowance for loan losses [Roll Forward]          
Beginning balance 30,095 13,502 12,737 12,870  
PCD Day 1     23,374    
Provision (credit) for credit loss expense 1,943 (107) 2,215 518  
Charge-offs (497) 0 (4,959)    
Recoveries 4 0 113 7  
Ending balance 31,545 13,395 31,545 13,395  
Non-accrual with Allowance 23,727   23,727    
Reserve     11,191    
Allowance for loan losses:          
Individually evaluated for impairment         6,474
Collectively evaluated for impairment         6,263
Total ending allowance balance 31,545 13,395 31,545 13,395 12,737
Loans:          
Individually evaluated for impairment         12,502
Collectively evaluated for impairment         629,031
Total ending loans balance         641,533
Commercial and Industrial ("C&I") Loans | Cumulative Effect, Period of Adoption, Adjustment          
Allowance for loan losses [Roll Forward]          
Beginning balance     (1,935)    
Allowance for loan losses:          
Total ending allowance balance         (1,935)
Commercial and Industrial ("C&I") Loans | Cumulative Effect, Period of Adoption, Adjusted Balance          
Allowance for loan losses [Roll Forward]          
Beginning balance     10,802    
Allowance for loan losses:          
Total ending allowance balance         10,802
Other Loans          
Allowance for loan losses [Roll Forward]          
Beginning balance 499 17 12 16  
PCD Day 1     157    
Provision (credit) for credit loss expense 946   1,286 1  
Charge-offs (768) (1) (773) (1)  
Recoveries   0 3    
Ending balance 677 16 677 16  
Non-accrual with Allowance 374   374    
Reserve     371    
Allowance for loan losses:          
Collectively evaluated for impairment         12
Total ending allowance balance $ 677 $ 16 677 $ 16 12
Loans:          
Collectively evaluated for impairment         2,316
Total ending loans balance         2,316
Other Loans | Cumulative Effect, Period of Adoption, Adjustment          
Allowance for loan losses [Roll Forward]          
Beginning balance     (8)    
Allowance for loan losses:          
Total ending allowance balance         (8)
Other Loans | Cumulative Effect, Period of Adoption, Adjusted Balance          
Allowance for loan losses [Roll Forward]          
Beginning balance     $ 4    
Allowance for loan losses:          
Total ending allowance balance         $ 4