XML 61 R51.htm IDEA: XBRL DOCUMENT v3.21.2
SUMMARY OF ACCOUNTING POLICIES (Details) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2021
Jun. 30, 2021
Jan. 01, 2021
Dec. 31, 2020
Sep. 30, 2020
Jun. 30, 2020
Dec. 31, 2019
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses $ 81,255 $ 92,760   $ 41,461 $ 48,492 $ 42,492 $ 28,441
Retained earnings 630,744     600,641      
Cumulative Effect, Period of Adoption, Adjustment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses       (3,919)      
Accounting Standards Update 2016-13 | Cumulative Effect, Period of Adoption, Adjustment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses (3,900)            
Reserve for unfunded commitments 1,400            
Retained earnings     $ 1,700        
One-to-four family residential and cooperative/condominium apartment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses $ 6,104 5,522   644 799 671 269
One-to-four family residential and cooperative/condominium apartment | Cumulative Effect, Period of Adoption, Adjustment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses       1,048      
One-to-four family residential and cooperative/condominium apartment | Maximum              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Value ratio 75.00%            
One-to-four family residential and cooperative/condominium apartment | Minimum              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Debt service ratio 1.25%            
Multifamily residential and residential mixed-use              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses $ 8,307 10,285   17,016 20,210 16,666 10,142
Multifamily residential and residential mixed-use | Cumulative Effect, Period of Adoption, Adjustment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses       (8,254)      
Multifamily residential and residential mixed-use | Maximum              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Value ratio 75.00%            
Multifamily residential and residential mixed-use | Minimum              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Debt service ratio 1.20%            
Commercial real estate ("CRE")              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses $ 29,603 41,201   9,059 12,021 9,859 3,900
Commercial real estate ("CRE") | Cumulative Effect, Period of Adoption, Adjustment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses       4,849      
Commercial real estate ("CRE") | Maximum              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Value ratio 75.00%            
Commercial real estate ("CRE") | Minimum              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Debt service ratio 1.25%            
Acquisition, Development, And Construction Loans              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Value ratio 50.00%            
Commercial and Industrial ("C&I") Loans              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses $ 31,545 30,095   12,737 13,395 13,502 12,870
Value ratio 100.00%            
Commercial and Industrial ("C&I") Loans | Cumulative Effect, Period of Adoption, Adjustment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses       (1,935)      
Other Loans              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses $ 677 $ 499   12 $ 16 $ 17 $ 16
Other Loans | Cumulative Effect, Period of Adoption, Adjustment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Allowance for credit losses       $ (8)