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REGULATORY CAPITAL REQUIREMENTS (Tables)
12 Months Ended
Dec. 31, 2020
REGULATORY CAPITAL REQUIREMENTS  
Schedule of the Company's and Bank's actual capital amounts and ratios

    

December 31, 2020

Minimum Capital

Minimum To Be Well

Minimum Capital

Adequacy Requirement with 

Capitalized Under Prompt

Actual Capital

Adequacy Requirement

Capital Conservation Buffer

Corrective Action Provisions

(Dollars in thousands)

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

Common equity tier 1 capital to risk-weighted assets:

Consolidated

$

424,652

10.3

%  

$

185,479

4.5

%  

$

288,523

7.0

%  

n/a

n/a

Bank

 

503,524

12.2

  

185,465

4.5

 

288,502

7.0

  

$

267,895

6.5

%

Total capital to risk-weighted assets:

 

  

  

 

  

  

Consolidated

 

537,664

13.0

  

329,740

8.0

 

432,784

10.5

  

 

n/a

n/a

Bank

 

544,536

13.2

  

329,716

8.0

 

432,753

10.5

  

 

412,145

10.0

Tier 1 capital to risk-weighted assets:

 

  

  

 

  

  

Consolidated

 

424,652

10.3

  

247,305

6.0

 

350,349

8.5

  

 

n/a

n/a

Bank

 

503,524

12.2

  

247,287

6.0

 

350,324

8.5

  

 

329,716

8.0

Tier 1 capital to average assets:

 

  

  

 

  

Consolidated

 

424,652

6.8

  

249,502

4.0

 

n/a

n/a

  

 

n/a

n/a

Bank

 

503,524

8.1

  

249,389

4.0

 

n/a

n/a

  

 

311,737

5.0

    

December 31, 2019

Minimum Capital

Minimum To Be Well

Minimum Capital

Adequacy Requirement with 

Capitalized Under Prompt

Actual Capital

Adequacy Requirement

Capital Conservation Buffer

Corrective Action Provisions

(Dollars in thousands)

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

Common equity tier 1 capital to risk-weighted assets:

 

  

 

  

 

  

  

Consolidated

$

397,800

10.2

%  

$

176,121

4.5

%  

$

273,967

7.0

%  

n/a

n/a

Bank

 

474,056

12.1

  

176,114

4.5

 

273,954

7.0

  

$

254,386

6.5

%

Total capital to risk-weighted assets:

 

  

  

 

  

  

Consolidated

 

510,862

13.1

  

313,105

8.0

 

410,950

10.5

  

 

n/a

n/a

Bank

 

507,118

13.0

  

313,091

8.0

 

410,932

10.5

  

 

391,363

10.0

Tier 1 capital to risk-weighted assets:

 

  

  

 

  

  

Consolidated

 

397,800

10.2

  

234,828

6.0

 

332,674

8.5

  

 

n/a

n/a

Bank

 

474,056

12.1

  

234,818

6.0

 

332,659

8.5

  

 

313,091

8.0

Tier 1 capital to average assets:

 

  

  

 

  

Consolidated

 

397,800

8.5

  

187,386

4.0

 

n/a

n/a

  

 

n/a

n/a

Bank

 

474,056

10.1

  

187,377

4.0

 

n/a

n/a

  

 

234,222

5.0