COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS (Tables)

12 Months Ended

Dec. 31, 2020

COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS

Schedule of commitments outstanding

	December 31,
(In thousands)	2020		2019
Standby letters of credit	$	25,501	$	23,670
Loan commitments outstanding (1)		150,515		117,044
Unused lines of credit		808,296		674,194
Total commitments outstanding	$	984,312	$	814,908

(1) Of the $150.5 million of loan commitments outstanding at December 31, 2020, $5.1 million are fixed rate commitments and $145.4 million are variable rate commitments. Of the $117.0 million of loan commitments outstanding at December 31, 2019, $5.9 million are fixed rate commitments and $111.1 million are variable rate commitments.