XML 74 R64.htm IDEA: XBRL DOCUMENT v3.20.2
LOANS - Changes in the Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Allowance for Loan Losses        
Beginning balance $ 43,401 $ 31,171 $ 32,786 $ 31,418
Charge-offs (1,469) (9) (2,005) (4,479)
Recoveries 42 11 68 134
Provision for credit losses 1,500 1,000 11,000 5,100
Ending balance 43,474 32,173 43,474 32,173
Prior to adoption | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     32,786  
Commercial real estate occupied:        
Allowance for Loan Losses        
Beginning balance     12,150  
Commercial real estate occupied: | Mortgage loans        
Allowance for Loan Losses        
Beginning balance 6,993 10,878   10,792
Charge-offs     (1) (3,670)
Provision for credit losses 1,093 1,051 3,649 4,807
Ending balance 8,086 11,929 8,086 11,929
Commercial real estate occupied: | Mortgage loans | Prior to adoption | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     12,150  
Multi-family        
Allowance for Loan Losses        
Beginning balance     4,829  
Multi-family | Mortgage loans        
Allowance for Loan Losses        
Beginning balance 1,628 2,545   2,566
Provision for credit losses 46 445 434 424
Ending balance 1,674 2,990 1,674 2,990
Multi-family | Mortgage loans | Prior to adoption | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     4,829  
Residential real estate        
Allowance for Loan Losses        
Beginning balance     1,882  
Residential real estate | Mortgage loans        
Allowance for Loan Losses        
Beginning balance 3,692 2,620   3,935
Recoveries   1 2 112
Provision for credit losses (494) (713) (868) (2,139)
Ending balance 3,198 1,908 3,198 1,908
Residential real estate | Mortgage loans | Prior to adoption | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     1,882  
Commercial, industrial and agricultural        
Allowance for Loan Losses        
Beginning balance 26,949 13,558 12,583 12,722
Charge-offs (1,469)   (2,002) (796)
Recoveries 42   66 12
Provision for credit losses 2,059 523 8,235 2,143
Ending balance 27,581 14,081 27,581 14,081
Commercial, industrial and agricultural | Prior to adoption | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     12,583  
Real estate construction and land loans        
Allowance for Loan Losses        
Beginning balance 2,620 1,333 1,066 1,297
Provision for credit losses (857) (335) (577) (299)
Ending balance 1,763 998 1,763 998
Real estate construction and land loans | Prior to adoption | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     1,066  
Installment/consumer loans        
Allowance for Loan Losses        
Beginning balance 1,519 237 276 106
Charge-offs   (9) (2) (13)
Recoveries   10   10
Provision for credit losses (347) 29 127 164
Ending balance $ 1,172 $ 267 1,172 $ 267
Installment/consumer loans | Prior to adoption | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     276  
Effect of adoption | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     1,625  
Effect of adoption | Commercial real estate occupied: | Mortgage loans | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     (7,712)  
Effect of adoption | Multi-family | Mortgage loans | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     (3,589)  
Effect of adoption | Residential real estate | Mortgage loans | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     2,182  
Effect of adoption | Commercial, industrial and agricultural | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     8,699  
Effect of adoption | Real estate construction and land loans | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     1,274  
Effect of adoption | Installment/consumer loans | ASU 2016-13        
Allowance for Loan Losses        
Beginning balance     $ 771