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Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.

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LOANS - Major Classifications of Loans (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2020 USD ($)	Sep. 30, 2019 USD ($)	Sep. 30, 2020 USD ($) family	Dec. 31, 2019 USD ($)	Jun. 30, 2019 USD ($)	Dec. 31, 2018 USD ($)
Classifications of loans
Total loans			$ 4,653,647	$ 3,672,596
Net deferred loan (fees) costs			(14,174)	7,689
Total loans held for investment			4,639,473	3,680,285
Allowance for credit losses	$ (43,401)	$ (32,173)	(43,474)	(32,786)	$ (31,171)	$ (31,418)
Loans, net			4,595,999	3,647,499
Accrued interest receivable			15,823	10,908
Loans held for sale				12,600
Decrease in loan held for sale			(2,643)
Other Assets
Classifications of loans
Accrued interest receivable			14,000	8,700
Commercial real estate occupied:
Classifications of loans
Total loans				1,565,687
Allowance for credit losses				(12,150)
Mortgage loan reclassified from loans held for investment to loans held for sale			10,000	12,600
Loans held for investment to loans held for sale and written down		16,300
Mortgage loan, charge-off recognized		3,700
Commercial real estate occupied: \| Mortgage loans
Classifications of loans
Allowance for credit losses	(6,993)	(11,929)	(8,086)		(10,878)	(10,792)
Lending Risk
Loan amount beyond which annual financial information is sought			1,000
Owner occupied
Classifications of loans
Total loans			532,597	531,088
Non-owner occupied
Classifications of loans
Total loans			1,097,290	1,034,599
Multi-family
Classifications of loans
Total loans				812,174
Allowance for credit losses				(4,829)
Multi-family \| Mortgage loans
Classifications of loans
Total loans			853,263	812,174
Allowance for credit losses	(1,628)	(2,990)	$ (1,674)		(2,545)	(2,566)
Lending Risk
Number of families having income producing residential investment properties \| family			5
Residential real estate
Classifications of loans
Total loans			$ 449,984	493,144
Allowance for credit losses				(1,882)
Residential real estate \| Mortgage loans
Classifications of loans
Total loans			449,984	493,144
Allowance for credit losses	(3,692)	(1,908)	(3,198)		(2,620)	(3,935)
Commercial, industrial and agricultural
Classifications of loans
Total loans			1,631,167	679,444
Allowance for credit losses	(26,949)	(14,081)	(27,581)	(12,583)	(13,558)	(12,722)
Real estate construction and land loans
Classifications of loans
Total loans			66,826	97,311
Allowance for credit losses	(2,620)	(998)	(1,763)	(1,066)	(1,333)	(1,297)
Installment/consumer loans
Classifications of loans
Total loans			22,520	24,836
Allowance for credit losses	(1,519)	(267)	$ (1,172)	(276)	$ (237)	$ (106)
Maximum \| Multi-family \| Mortgage loans
Lending Risk
Loan-to-value ratio (as a percent)			75.00%
Home equity \| Minimum \| Residential real estate \| Mortgage loans
Lending Risk
Loan-to-value ratio (as a percent)			80.00%
Paycheck Protection Program
Classifications of loans
Loans, net			$ 960,400
Carrying Amount
Classifications of loans
Accrued interest receivable			15,823	10,908
Loans held for sale		$ 12,600	$ 10,000	$ 12,643
Mortgage loan, charge-off recognized	10,000
Decrease in loan held for sale	$ 2,600