8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8‑K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of report (Date of earliest event reported):  April 20, 2020

BRIDGE BANCORP, INC.

(Exact name of the registrant as specified in its charter)

New York	001‑34096	11‑2934195
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

2200 Montauk Highway
Bridgehampton, New York	11932
(Address of principal executive offices)	(Zip Code)

(631) 537‑1000

(Registrant’s telephone number, including area code)

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8‑K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (See General Instruction A.2. below):

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a‑12 under the Exchange Act (17 CFR 240.14a‑12)
☐	Pre-commencement communications pursuant to Rule 14d‑2(b) under the Exchange Act (17 CFR 240.14d‑2(b))
☐	Pre-commencement communications pursuant to Rule 13e‑4(c) under the Exchange Act (17 CFR 240.13e‑4c)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock	BDGE	NASDAQ STOCK MARKET, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b‑2 of the Securities Exchange Act of 1934 (17 CFR §240.12b‑2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01.            Regulation FD Disclosure.

On April 20, 2020, the Company issued a press release announcing BNB Bank has secured funding of $700 million from the SBA's Paycheck Protection Program for the Bank’s small business customers. A copy of the press release is attached to this Current Report on Form 8‑K as Exhibit 99.1 and is incorporated herein by reference.

Item 9.01.            Financial Statements and Exhibits.

(a) Not applicable.

(b) Not applicable.

(c) Not applicable.

(d) Exhibits.

Exhibit No.	Description
99.1	Press Release dated April 20, 2020,  announcing BNB Bank has secured funding of $700 million from the SBA's Paycheck Protection Program.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	BRIDGE BANCORP, INC.
Date:  April 21, 2020		/s/ Kevin M. O’Connor
		Kevin M. O’Connor
		President and Chief Executive Officer

EX-99.1

Exhibit 99.1

Press Release

FOR IMMEDIATE RELEASE

Contact: Julie Levy

Chief Marketing Officer

(631) 537-1000, ext. 7211

BNB BANK SECURES $700 MILLION PAYCHECK PROTECTION PROGRAM LOANS

(Bridgehampton, NY – April 20, 2020) BNB Bank (BNB), the largest independent community bank on Long Island, has secured funding of $700 Million from the SBA’s Paycheck Protection Program (PPP) for approximately 2,500 small businesses on Long Island and New York City.

“We immediately mobilized over 100 employees, representing every part of the bank, to review, process and manually input applications into the SBA’s loan portal. Our size gave us the advantage of being able to modify our processes in real-time as SBA guidelines evolved. It also allowed us to focus all efforts on processing PPP loans, literally 24/7, right up until funds ran out,” stated Kevin O’Connor, President and Chief Executive Officer. “Over a two-week period, we processed almost 2,500 applications and delivered $700 Million in PPP loans to our small business customers. These loans, of which 80% were for $350,000 and less, are keeping businesses open and saving between 40,000 – 50,000 jobs across our Long Island communities,” continued O’Connor.

BNB Bank is continuing to accept applications for the PPP program, as signs from Washington indicate an additional tranche of funding for the SBA will become available.

About BNB Bank.

BNB Bank established in 1910, has assets of $4.9 billion and operates 39 branch locations serving Long Island and the greater New York metropolitan area. Through its branch network and its electronic delivery channels, BNB provides deposit and loan products and financial services to local businesses, consumers and municipalities. Title insurance services are offered through BNB's wholly owned subsidiary, Bridge Abstract. Bridge Financial Services, Inc. offers financial planning and investment consultation.  BNB has a rich tradition of involvement in

the community, supporting programs and initiatives that promote local business, the environment, education, healthcare, social services and the arts. For more information visit www.bnbbank.com.  

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