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COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS (Tables)
 12 Months Ended
Dec. 31, 2019
COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS  
Schedule of commitments outstanding

 

 

 

 

 

 

 

 

 

 

December 31, 

(In thousands)

    

2019

    

2018

Standby letters of credit

 

$

23,670

 

$

26,047

Loan commitments outstanding (1)

 

 

117,044

 

 

65,796

Unused lines of credit

 

 

674,194

 

 

636,772

Total commitments outstanding

 

$

814,908

 

$

728,615

(1)

Of the $117.0 million of loan commitments outstanding at December 31, 2019, $5.9 million are fixed rate commitments and $111.1 million are variable rate commitments. Of the $65.8 million of loan commitments outstanding at December 31, 2018, $20.5 million are fixed rate commitments and $45.3 million are variable rate commitments.