XML 81 R66.htm IDEA: XBRL DOCUMENT v3.19.1
LOANS - Major Classifications of Loans and Lending Risk (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2018
USD ($)
family
Dec. 31, 2017
USD ($)
Dec. 31, 2016
USD ($)
Dec. 31, 2015
USD ($)
Jun. 30, 2015
USD ($)
Feb. 14, 2014
USD ($)
Classifications of loans            
Total loans $ 3,268,772 $ 3,098,253        
Net deferred loan costs and fees 7,039 4,499        
Total loans held for investment 3,275,811 3,102,752        
Allowance for loan losses (31,418) (31,707) $ (25,904) $ (20,744)    
Loans, net 3,244,393 3,071,045        
Commercial Real Estate | Mortgage loans            
Classifications of loans            
Total loans 1,373,556 1,293,906        
Allowance for loan losses (10,792) (11,048) (9,225) (7,850)    
Lending Risk            
Loan amount beyond which annual financial information is sought 1,000          
Multi-family | Mortgage loans            
Classifications of loans            
Total loans 585,827 595,280        
Allowance for loan losses $ (2,566) (4,521) (6,264) (4,208)    
Lending Risk            
Number of families having income producing residential investment properties | family 5          
Residential real estate mortgage loans | Mortgage loans            
Classifications of loans            
Total loans $ 519,763 464,264        
Allowance for loan losses (3,935) (2,438) (1,495) (2,115)    
Commercial, industrial and agricultural loans            
Classifications of loans            
Total loans 645,724 616,003        
Allowance for loan losses (12,722) (12,838) (7,837) (5,405)    
Real estate construction and land loans            
Classifications of loans            
Total loans 123,393 107,759        
Allowance for loan losses (1,297) (740) (955) (1,030)    
Installment/consumer loans            
Classifications of loans            
Total loans 20,509 21,041        
Allowance for loan losses (106) (122) $ (128) $ (136)    
CNB            
Classifications of loans            
Addition in acquired loans recorded at fair value         $ 729,400  
Fair value of loans acquired 275,000 359,400        
FNBNY            
Classifications of loans            
Addition in acquired loans recorded at fair value           $ 89,700
Fair value of loans acquired $ 10,100 15,400        
Maximum | Multi-family | Mortgage loans            
Lending Risk            
Loan-to-value ratio (as a percent) 75.00%          
Home equity | Residential real estate mortgage loans | Mortgage loans            
Classifications of loans            
Total loans $ 71,248 $ 66,091        
Home equity | Minimum | Residential real estate mortgage loans | Mortgage loans            
Lending Risk            
Loan-to-value ratio (as a percent) 80.00%