COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS (Tables)

12 Months Ended

Dec. 31, 2018

COMMITMENTS AND CONTINGENCIES AND OTHER MATTERS

Schedule of projected minimum rentals under existing operating leases

	Amount
Year	(In thousands)
2019	$	7,248
2020		6,504
2021		6,185
2022		5,903
2023		4,695
Thereafter		18,687
Total	$	49,222

Schedule of commitments outstanding

	December 31,
(In thousands)	2018		2017
Standby letters of credit	$	26,047	$	26,913
Loan commitments outstanding (1)		65,796		124,284
Unused lines of credit		636,772		576,698
Total commitments outstanding	$	728,615	$	727,895

(1) Of the $65.8 million of loan commitments outstanding at December 31, 2018,  $20.5 million are fixed rate commitments and $45.3 million are variable rate commitments. Of the $124.3 million of loan commitments outstanding at December 31, 2017, $36.8 million are fixed rate commitments and $87.5 million are variable rate commitments.