10-Q/A

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-Q/A

[x] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended September 30,2003

OR

[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Commission file number 000-18546 BRIDGE BANCORP, INC.
(Exact name of registrant as specified in its charter)

NEW YORK                                                         11-2934195
(State or other jurisdiction of incorporation or organization)                                        (I.R.S. Employer Identification Number)

2200 Montauk Highway, Bridgehampton, New York 11932
            (Address of principal executive office)                                                 (Zip Code)

Issuer’s telephone number, including area code (631) 537-1000

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports) and (2) has been subject to such filing requirements for the past 90 days.
Yes [x] No [ ]

Indicate by check mark whether the registrant is an accelerated filer (as definded in Exchange Act Rule 12b-2).
Yes [x] No [ ]

Indicate the number of shares outstanding of each of the issuer's classes of common stock, as of the latest practicable date.

There were 4,138,708 shares of common stock outstanding as of October 27, 2003.

This amendment to the Form 10-Q originally filed on October 31, 2003, for the quarterly period ended September 30, 2003, amends the Unaudited Consolidated Statements of Income, to correct a typographical error in comprehensive (loss) income for the three month period ended September 30, 2003. The entire page of the Unaudited Consolidated Statements of Income follows:

 BRIDGE BANCORP, INC. AND SUBSIDIARY
 Unaudited Consolidated Statements of Income
 (In thousands, except per share amounts)
                                                   Three months ended September 30,    Nine months ended September 30,
                                                              2003             2002              2003             2002
 ----------------------------------------------------------------------------------------------------------------------
 Interest income:
   Loans (including fee income)                             $4,467           $4,602           $13,417          $13,005
   Mortgage-backed securities                                  949            1,249             2,874            3,925
   State and municipal obligations                             379              391             1,174            1,259
   U.S. Treasury and government agency
     securities                                                658              557             1,676            1,258
   Federal funds sold                                           15              116                71              274
   Other securities                                             20               16                65               46
   Deposits with banks                                           -                -                 1                1
                                               ------------------------------------------------------------------------
     Total interest income                                   6,488            6,931            19,278           19,768

 Interest expense:
   Savings, N.O.W. and money market deposits                   313              850             1,187            2,349
   Certificates of deposit of $100,000 or more                 101              172               365              522
   Other time deposits                                         144              208               471              676
   Federal funds purchased                                       1                -                16                3
   Other borrowed money                                          1                -                 5                4
                                               ------------------------------------------------------------------------
     Total interest expense                                    560            1,230             2,044            3,554
                                               ------------------------------------------------------------------------

 Net interest income                                         5,928            5,701            17,234           16,214
 Provision for loan losses                                       -               60                 -              180
                                               ------------------------------------------------------------------------

 Net interest income after provision for loan
 losses                                                      5,928            5,641            17,234           16,034
                                               ------------------------------------------------------------------------

 Other income:
   Service charges on deposit accounts                         558              512             1,722            1,492
   Net securities gains                                          -                -             1,200                -
   Fees for other customer services                            431              465               888              966
   Other operating income                                       96               34               294               77
                                               ------------------------------------------------------------------------
     Total other income                                      1,085            1,011             4,104            2,535
                                               ------------------------------------------------------------------------

 Other expenses:
   Salaries and employee benefits                            1,775            1,589             5,301            4,773
   Net occupancy expense                                       296              325               929              845
   Furniture and fixture expense                               247              248               761              716
   Other operating expenses                                    981              884             2,744            2,391
                                               ------------------------------------------------------------------------
     Total other expenses                                    3,299            3,046             9,735            8,725
                                               ------------------------------------------------------------------------

 Income before provision for income taxes                    3,714            3,606            11,603            9,844
 Provision for income taxes                                  1,356            1,351             4,232            3,468
                                               ------------------------------------------------------------------------
 Net income                                                 $2,358           $2,255            $7,371           $6,376
                                               ========================================================================
 Basic earnings per share                                    $0.57            $0.55             $1.79            $1.55
                                               ========================================================================
 Diluted earnings per share                                  $0.56            $0.54             $1.77            $1.54
                                               ========================================================================
 Comprehensive (loss) income                                $ (230)           $3,878            $4,475           $8,879
                                               ========================================================================
See accompanying notes to the Unaudited Consolidated Financial Statements.

SIGNATURES

In accordance with the requirement of the Securities Exchange Act of 1934, the registrant caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

BRIDGE BANCORP, INC.
Registrant


November 6, 2003                    /s/ Thomas J. Tobin
                                    Thomas J. Tobin
                                    President and Chief Executive Officer

November 6, 2003                    /s/ Janet T. Verneuille
                                    Janet T. Verneuille,
                                    Senior Vice President, Chief Financial Officer
                                    and Treasurer

EX-31

EXHIBIT 31.1

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER PURSUANT TO RULE 13A-14(A)

I, Thomas J. Tobin, President and Chief Executive Officer, certify that:

1) I have reviewed this quarterly report on Form 10-Q/A of Bridge Bancorp, Inc.;

2) Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3) Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4) The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the registrant and have:

a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

b) (intentionally removed);

c) evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation;

d) disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5) The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of registrant’s board of directors:

a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting, which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: November 6, 2003

/s/ Thomas J. Tobin
Thomas J. Tobin

President and Chief Executive Officer

EX-31

EXHIBIT 31.2

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER PURSUANT TO RULE 13A-14(A)

I, Janet T. Verneuille, Senior Vice President, Chief Financial Officer and Treasurer, certify that:

1) I have reviewed this quarterly report on Form 10-Q/A of Bridge Bancorp, Inc.;

2) Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3) Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4) The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the registrant and have:

a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

b) (intentionally removed);

c) evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation;

d) disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5) The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of registrant’s board of directors:

a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting, which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: November 6, 2003

/s/ Janet T. Verneuille
Janet T. Verneuille

Senior Vice President, Chief Financial Officer and
Treasurer

EX-32

This certification is being furnished as required by Rule 13a-14(b) under the Securities Exchange Act of 1934 (the “Exchange Act”) and Section 1350 of Chapter 63 of Title 18 of the United States Code, and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act or otherwise subject to the liability of that section. This certification shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Exchange Act, except as otherwise stated in such filing.

EXHIBIT 32.1

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,

As adopted pursuant to

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Bridge Bancorp, Inc. (the “Company”) on Form 10-Q/A for the period ended September 30, 2003 as filed with the Securities and Exchange Commission on November 6, 2003, (the “Report”), I, Thomas J. Tobin, President and Chief Executive Officer of the Company, hereby certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

(1) The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

                                                        Date: November 6, 2003
                                                        /s/ Thomas J. Tobin
                                                        Thomas J. Tobin
                                                        President and Chief Executive Officer

A signed original of this written statement required by Section 906 has been provided to Bridge Bancorp, Inc. and will be retained by Bridge Bancorp, Inc. and furnished to the Securities and Exchange Commission or its staff upon request.

EX-32

This certification is being furnished as required by Rule 13a-14(b) under the Securities Exchange Act of 1934 (the “Exchange Act”) and Section 1350 of Chapter 63 of Title 18 of the United States Code, and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act or otherwise subject to the liability of that section. This certification shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Exchange Act, except as otherwise stated in such filing.

EXHIBIT 32.1

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,

As adopted pursuant to

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of Bridge Bancorp, Inc. (the “Company”) on Form 10-Q/A for the period ended September 30, 2003 as filed with the Securities and Exchange Commission on November 6, 2003, (the “Report”), I, Janet T. Verneuille, Senior Vice President, Chief Financial Officer and Treasurer of the Company, hereby certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

(1) The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

                                                        Date: November 6, 2003
                                                        /s/ Janet T. Verneuille
                                                        Janet T. Verneuille
                                                        Senior Vice President, Chief Financial Officer and Treasurer

A signed original of this written statement required by Section 906 has been provided to Bridge Bancorp, Inc. and will be retained by Bridge Bancorp, Inc. and furnished to the Securities and Exchange Commission or its staff upon request.