Free Writing Prospectus

Filed Pursuant to Rule 433 Relating to Prospectus dated December 19, 2011 Registration Statement No. 333-177282

RetireOne Transamerica Eligible Assets

Work with your RIA to build your portfolio

FUNDS

ETFs

Core Fixed

Allocation Range = 2 0 -100%

Core Fixed

Allocation Range = 2 0 -100%

Ticker

Fund Name

Ticker

Fund Name

DIPSX

DFA Inflation-Protected Securities I

IEF

iShares Barclays 7-10 Year Treasury Bond

DFAPX

DFA Investment Grade Instl

SHY

iShares Barclays 1-3 Year Treasury Bond

DFIHX

DFA One-Year Fixed Income I

AGG

iShares Barclays Aggregate Bond

DFGFX

DFA Two-Year Global Fixed-Income I

GVI

iShares Barclays Interm Govt/Credit Bond

DFGBX

DFA Five-Year Global Fixed-Income I

SHV

iShares Barclays Short Treasury Bond

PTTDX

PIMCO Total Return

TIP

iShares Barclays TIPS Bond

PTTRX

BOND

PIMCO Total Return ETF

SWBDX

Schwab Short-Term Bond Market Fund™

SCHR

Schwab Intermediate-Term U.S. Treasury ETF ™

SWLBX

Schwab Total Bond Market Fund™

SCHO

Schwab Short-Term U.S. Treasury ETF ™

TGCFX

TCW Core Fixed Income

SCHP

Schwab U.S. TIPS ETF™

TGLMX

BIV

Vanguard Intermediate-Term Bond ETF

TCW Total Return Bond

TGMNX

BSV

Vanguard Short Term Bond ETF

VFSTX

Vanguard Short-Term Investment-Grade

BND

Vanguard Total Bond Market ETF

VBMFX

Vanguard Total Bond Market Index

BLV

Vanguard Long-Term Bond Index ETF

ALL MONEY MARKET/CASH OPTIONS OFFERED BY THE CUSTODIAN ARE ELIGIBLE ASSETS.

Core Equity

Allocation Range = 0 – 80%

Core Equity

Allocation Range = 0 - 80%

Ticker

Fund Name

Ticker

Fund Name

BRLIX

Bridgeway Blue Chip 35 Index

ISI

iShares S&P 1500 Index Fund

DGTSX

DFA Global Allocation 25/75 I

IVE

iShares S&P 500 Value Index Fund

DGSIX

DFA Global Allocation 60/40 I

IVV

iShares S&P 500

DFEOX

DFA US Core Equity 1

IVW

iShares S&P 500 Growth Index Fund

DFLVX

DFA US Large Cap Value

IWF

iShares Russell 1000 Growth

DFUVX

DFA US Large Cap Value III

IWD

iShares Russell 1000 Value

PSTKX

PIMCO StocksPLUS Instl

IWB

iShares Russell 1000 Index

SNXFX

Schwab 1000 Index Fund®

SCHB

Schwab U.S. Broad Market ETF ™

SFLNX

Schwab Fundamental US Large Company Index Fund

SCHX

Schwab U.S. Large-Cap ETF™

SWPPX

Schwab S&P 500 Index Fund®

SCHG

Schwab U.S. Large-Cap Growth ETF ™

SWTSX

Schwab Total Stock Market Index Fund®

SCHV

Schwab U.S. Large-Cap Value ETF ™

TICRX

TIAA-CREF Social Choice Eq Retail

VUG

Vanguard Growth ETF

VBINX

Vanguard Balanced Index

VONG

Vanguard Russell 1000 Growth Index ETF

VIGRX

Vanguard Growth Index

VONV

Vanguard Russell 1000 Value Index ETF

VFINX

Vanguard Equity (S&P 500) Index

VOO

Vanguard S&P 500 Index ETF

VTI

Vanguard Total Stock Market ETF

VTV

Vanguard Value ETF

Transamerica Advisors Life Insurance Company | Securities Offered Through Protected Investors of America, Member FINRA/SIPC, registered in all 50 states.

Insurance policies are sold by Aria Retirement Solutions, Inc. doing business in California as Aria Insurance Solutions, Inc. (San Francisco, CA), a licensed insurance agency (CA License #0H44773). Insurance policies may not be available in all states.

ROTA-EA-0612 222 South First Street Suite 600 Louisville KY 40202 877-575-ARIA (2742)

FUNDS

ETFs

International

Allocation Range = 0 - 25%

International

Allocation Range = 0 - 25%

Ticker

Fund Name

Ticker

Fund Name

DGEIX

DFA Global Equity I

EFA

iShares MSCI EAFE Index

DFIEX

DFA International Core Equity

SCHF

Schwab International Equity ETF ™

DFIVX

DFA International Value

EFG

iShares MSCI EAFE Growth Index Fund

DFVIX

DFA International Value III

EFV

iShares MSCI EAFE Value Index Fund

PGAIX

PIMCO Global Multi-Asset Instl

VEA

Vanguard MSCI EAFE ETF

SWISX

Schwab International Index Fund®

VTWO

Vanguard Russell 2000 Index ETF

SFNNX

Schwab Fundamental International Large Company Index Fund

VXUS

Vanguard Total Intl Stock Idx ETF

TGBAX

Templeton Global Bond Adv

VGTSX

Vanguard Total International Stock Index

Small and Mid-Cap

Allocation Range = 0 -10%

Small and Mid-Cap

Allocation Range = 0 -10%

Ticker

Fund Name

Ticker

Fund Name

BOSVX

Bridgeway Omni Small Value

IWO

iShares Russell 2000 Growth

DFSVX

DFA US Small Cap Value I

IWM

iShares Russell 2000 Index

DFTCX

DFA T.A. US Core Equity 2

IWN

iShares Russel 2000 Value

DFFVX

DFA US Targeted Value

IWP

iShares Russell Midcap Growth Index

FMDCX

Federated Mid-Cap Index

IJK

iShares S&P MidCap 400 Growth Index Fund

VIMSX

Vanguard Mid-Cap Index

IJH

iShares S&P Midcap 400 Index Fund

VISGX

Vanguard Small-Cap Growth Index

IJJ

iShares S&P MidCap 400 Value Index Fund

SWSSX

Schwab Small-Cap Index Fund®

IJT

iShares S&P SmallCap 600 Growth Index Fund

Aria is always looking to expand the

list of eligible Mutual Funds and ETFs.

We welcome your suggestions!

IJR

iShares S&P SmallCap 600 Index Fund

IJS

iShares S&P SmallCap 600 Value Index Fund

SCHM SCHA

Schwab Schwab U. U. S. S. Mid-Cap Small-Cap ETF ETF ™ ™

VXF

Vanguard Extended Market Index ETF

VO

Vanguard Mid-Cap Index

VOE

Vanguard Mid-Cap Value

VTWO

Vanguard Russell 2000 Index ETF

VB

Vanguard Small Cap ETF

VBK

Vanguard Small-Cap Growth

VBR

Vanguard Small Cap Value ETF

Alternative

Allocation Range = 0 -5%

Alternative

Allocation Range = 0 -5%

Ticker

Fund Name

Ticker

Fund Name

AEPFX

American Funds Europacific

MBB

iShares Barclays MBS Bond

CAIFX

American Funds Capital Income Builder

ICF

iShares Cohen & Steers Realty Majors

WGIFX

American Funds Capital World Growth & Income

IDV

iShares Dow Jones International Select Dividend Index Fund

BERIX

Berwyn Income Fund

HDV

iShares High Dividend Equity Fund

CRATX

CRA Qualified Investment CRA

IAU

iShares Gold Trust

DFCEX

DFA Emerging Markets Core Equity I

HYG

iShares iBoxx $ High Yield Corporate Bond

DFEVX

DFA Emerging Markets Value

LQD

iShares iBoxx Investment Grade Corporate

DFISX

DFA International Small

ITIP

iShares International Inflation-Linked Bond

DISVX

DFA International Small-Cap Value

EMB

iShares JP Morgan EM Bond

DFTWX

DFA T.A. World ex US Core Equity

EEM

iShares MSCI Emerging Markets Index

DSBFX

Domini Social Bond Inv

SCZ

iShares MSCI EAFE Small Cap Index Fund

GADVX

Gabelli ABC Fund

IWC

iShares Russell Microcap Index®

ACWX

MSCI ACWI ex US Index Fund

ISHG

iShares S&P/Citi 1-3 Yr Intl Treasury Bd

OAKBX

Oakmark Equity and Income

IGOV

iShares S&P Citigroup International Treasury Bond

PAXWX

Pax World Balanced Individual Inv

DBC

PowerShares DB Commodity Index Tracking

PAXHX

Pax World High Yield Bond Individual Inv

SCHE

Schwab Emerging Markets Equity ETF ™

PFBDX

PIMCO Foreign Bond UH Institutional

SCHC

Schwab International Small-Cap Equity ETF ™

PHYDX

PIMCO High Yield Institutional

SCHH

Schwab U.S. REIT ETF ™

SFSNX

Schwab Fundamental US SMID Company Index Fund

JNK

SPDR BarCap High Yield Bond

SFILX

Schwab Fundamental International SMID Company Index Fund

VWO

Vanguard MSCI Emerging Markets ETF

SFENX

Schwab Fundamental Emerging Markets Index Fund

VNQ

Vanguard REIT ETF

PRWCX

T. Rowe Price Capital Appreciation Fund

DGS

WisdomTree Emerging Mkts SmallCap Div

TIRTX

TIAA-CREF Large-Cap Growth Index

DLS

WisdomTree International SmallCap Div

VEIEX

Vanguard Emerging Markets Stock Index

VFTSX

Vanguard FTSE Social Index Inv

VWIGX

Vanguard International Growth

VGSIX

Vanguard REIT

Transamerica Advisors Life Insurance Company | Securities Offered Through Protected Investors of America, Member FINRA/SIPC, registered in all 50 states.

Insurance policies are sold by Aria Retirement Solutions, Inc. doing business in California as Aria Insurance Solutions, Inc. (San Francisco, CA), a licensed insurance agency (CA License #0H44773). Insurance policies may not be available in all states.

IMPORTANT INFORMATION ABOUT SALBs

Annuities that work like a Standalone Living Benefit (“SALB”) can play an important role in your retirement plan, but they are not for everyone. Before investing, you and your Aria representative should discuss aspects that affect the appropriateness for your situation, including cost, investment timeframe, and other retirement assets you may have. An Aria registered representative can help you determine whether this annuity may be appropriate for you.

IMPORTANT INFORMATION ABOUT RETIREONE TRANSAMERICA

The RetireOne Transamerica annuity is a fixed contingent annuity issued by Transamerica Advisors Life Insurance Company of Little Rock, AR.

Restrictions, Coverage Amount, Coverage Base, Fees and Taxation

The RetireOne Transamerica solution requires an investor’s holdings to remain fully invested in certain specified investments (“Eligible Assets”). It does not guarantee Eligible Asset performance and does not guarantee against a loss of principal. Ownership of the Eligible Assets on which the guarantee is based remains with the investor and can be accessed at any time, but withdrawals in excess of those permitted under the certificate terms will diminish or eliminate future guarantees An investor’s initial coverage amount is established when they select a Lock-In Date. It may be no earlier than the date the investor or, if applicable, the investor’s spouse (if younger) attains age 60.

The Coverage Base on the Lock-In Date determines the initial Coverage Amount. Prior to the Lock-In Date, the Coverage Base will be the greater of 1) the current Coverage Base; 2) the value of the Covered Asset Pool on the Certificate Anniversary; or 3) if there have been no withdrawals during the preceding Certificate Year, the value of your Covered Asset Pool as of any Quarterversary during the immediate preceding Certificate Year.

After the Lock-In Date, but before the insured event, the Coverage Amount is calculated on each Certificate Anniversary and is the greater of 1) the current coverage amount or 2) the current value of the Covered Asset Pool on the Certificate Anniversary multiplied by the current coverage percentage. The insured event is when the value of the Covered Asset Pool is depleted according to the terms of the Certificate.

The RetireOne Transamerica annuity fee ranges from 1% to 1.75% annually depending on your investment profile and is based on the aggregate value of the Covered Assets. The fee is assessed quarterly. The fee can increase with in-force policies (subject to a maximum range of 1.75% to 2.50%). This fee is in addition to any charges that are imposed in connection with advisory and other services or charges (including sales loads or brokerage commissions) imposed by (or in connection with) the Eligible Assets in which you are invested as well as any fees that apply if used with an IRA.

Benefit payments are subject to ordinary income tax. If the investor’s Covered Asset Pool is depleted to zero, Transamerica Advisors Life Insurance Company makes payments based solely on its claims-paying ability, provided that the purchaser honors the terms of the annuity. The annuity has no cash value, surrender value or death benefit. You may never receive the benefits available under the annuity, because the Eligible Assets may perform well enough that it is never reduced to zero.

The annuity will terminate and no benefit payments will be made if 1) withdrawals are made in excess of those permitted; which reduces the Coverage Base or Coverage Amount to zero; 2) the annuity fee is not paid; or 3) assets are not allocated exclusively to Eligible Assets. See prospectus for more information on termination of the annuity.

IMPORTANT INFORMATION

The guaranteed lifetime payments are backed by the claims-paying ability of Transamerica Advisors Life Insurance Company. They are not backed by any other entity, including the administrator, the broker/dealer from which this annuity is purchased, the insurance agency from which this annuity is purchased, or any affiliates of those entities. In addition, none make any representations or guarantees regarding the claims-paying ability of Transamerica Advisors Life Insurance Company. Guarantees do not apply to the mutual funds or ETFs.

The RetireOne Transamerica annuity is underwritten by Transamerica Capital, Inc. The annuity may not be available in all states or markets. Features and benefits may vary by state and market. In some states the annuity is issued as an individual contract instead of a group certificate. Certificate Form SALB-CERT-DE0811 and Contract Form SALB-IC-0811 (may vary by state), SALB-CERT-DE 0811 (OR).

Annuities may lose value and are not bank deposits, are not FDIC insured, and are not insured or endorsed by a bank or any government agency.

The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR and the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-877-575-ARIA (2742).

Insurance policies are sold by Aria Retirement Solutions, Inc. doing business in California as Aria Insurance Solutions, Inc. (San Francisco, CA), a licensed insurance agency (CA License #0H44773). Insurance policies may not be available in all states.

Securities offered through Protected Investors of America. Member: SIPC, FINRA. Protected Investors of America is licensed as a broker/dealer in all 50 states.

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222 South First Street Suite 600 Louisville KY 40202 877-575-ARIA (2742)

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