<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
SEC FORM S-4 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.


                             
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               DEC-31-1997
<DEBT-HELD-FOR-SALE>                                 0
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                           0
<MORTGAGE>                                           0
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                                       0
<CASH>                                               0
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                               0
<TOTAL-ASSETS>                                       0
<POLICY-LOSSES>                                      0
<UNEARNED-PREMIUMS>                                  0
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                      0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                           0
<TOTAL-LIABILITY-AND-EQUITY>                         0
<PREMIUMS>                                     129,197
<INVESTMENT-INCOME>                             16,781
<INVESTMENT-GAINS>                                 580
<OTHER-INCOME>                                       0
<BENEFITS>                                      93,332
<UNDERWRITING-AMORTIZATION>                     19,860
<UNDERWRITING-OTHER>                                 0
<INCOME-PRETAX>                                 10,813
<INCOME-TAX>                                       272
<INCOME-CONTINUING>                             10,541
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      2
<CHANGES>                                            0
<NET-INCOME>                                    10,543
<EPS-BASIC>                                          0
<EPS-DILUTED>                                        0
<RESERVE-OPEN>                                 172,100
<PROVISION-CURRENT>                            102,302
<PROVISION-PRIOR>                              (8,970)
<PAYMENTS-CURRENT>                              26,812
<PAYMENTS-PRIOR>                                56,977
<RESERVE-CLOSE>                                181,643
<CUMULATIVE-DEFICIENCY>                        (8,970)