Note 5. Operations and Concentrations

3 Months Ended

Mar. 31, 2017

Notes to Financial Statements

Operations and Concentrations

For the three-month periods ended March 31, 2017 and 2016, we earned revenues (as a percentage of total revenues) in the following categories:

	Three months ended
	March 31,
Revenue Streams	2017			2016
Platform and Technology		49.49	%		28.84	%
Services		50.51	%		71.16	%
Total		100.00	%		100.00	%

No customers accounted for more than 10% of the operating revenues during the three-month periods ended March 31, 2017 or 2016. We did not have any customers that comprised more than 10% of our total accounts receivable balance at March 31, 2017 or December 31, 2016.

We believe we did not have any financial instruments that could have potentially subjected us to significant concentrations of credit risk. Since a portion of the revenues are paid at the beginning of the month via credit card or advance by check, the remaining accounts receivable amounts are generally due within 30 days, none of which is collateralized.