The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   4,731,734 34,614 SH   DFND   27,439 0 7,175
ABBOTT LABS COM 002824100   11,328,490 99,364 SH   DFND   92,989 0 6,375
ABBVIE INC. COM 00287Y109   18,821,621 95,309 SH   DFND   80,707 0 14,602
ACCENTURE LTD SHS CLASS A G1151C101   242,753,416 686,753 SH   DFND   594,078 0 92,675
ACNB CORP COM 000868109   200,271 4,586 SH   DFND   4,586 0 0
ADOBE SYSTEMS COM 00724F101   2,988,626 5,772 SH   DFND   5,027 0 745
ADVANCED MICRO DEVICES COM 007903107   245,300 1,495 SH   DFND   1,495 0 0
AFLAC COM 001055102   851,692 7,618 SH   DFND   7,618 0 0
AGILENT TECHNOLOGIES INC COM COM 00846U101   647,818 4,363 SH   DFND   3,582 0 781
AIR PRODUCTS & CHEMICALS INC COM 009158106   123,701,339 415,468 SH   DFND   371,994 0 43,474
ALLIANCEBERNSTEIN HOLDING LP UNIT LTD PARTN 01881G106   275,840 7,906 SH   DFND   7,906 0 0
ALLSTATE CORP COM 020002101   2,132,425 11,244 SH   DFND   11,244 0 0
ALPHABET INC - CL A CAP STK CL A 02079K305   151,309,471 912,327 SH   DFND   836,336 0 75,991
ALPHABET INC CL C CAP STK CL C 02079K107   17,040,674 101,924 SH   DFND   100,424 0 1,500
ALTRIA GROUP INC COM COM 02209S103   2,983,135 58,447 SH   DFND   58,325 0 122
AMAZON.COM INC COM 023135106   14,430,513 77,446 SH   DFND   68,924 0 8,522
AMERICAN ELECTRIC POWER COM 025537101   14,827,239 144,515 SH   DFND   142,818 0 1,697
AMERICAN EXPRESS CO COM 025816109   4,758,746 17,547 SH   DFND   16,777 0 770
AMERICAN TOWER CORP COM 03027X100   43,628,721 187,602 SH   DFND   186,567 0 1,035
AMERICAN WTR WK COM 030420103   689,375 4,714 SH   DFND   1,939 0 2,775
AMETEK INC COM 031100100   543,119 3,163 SH   DFND   3,163 0 0
AMGEN INC COM 031162100   13,813,143 42,870 SH   DFND   42,209 0 661
ANALOG DEVICES COM 032654105   792,705 3,444 SH   DFND   3,444 0 0
AON PLC SHS CL A G0403H108   116,612,398 337,040 SH   DFND   296,610 0 40,430
APPLE INC COM 037833100   582,938,482 2,501,882 SH   DFND   2,239,895 0 261,987
APPLIED MATLS INC COM 038222105   676,463 3,348 SH   DFND   3,348 0 0
ARCH CAPITAL GROUP LTD ORD G0450A105   283,504 2,534 SH   DFND   2,534 0 0
ARTHUR J GALLAGHER & CO COM 363576109   956,939 3,401 SH   DFND   3,401 0 0
ASML HOLDINGS N.V. N Y REGISTRY SHS N07059210   28,546,312 34,259 SH   DFND   33,928 0 331
ASTRA ZENECA PLC ADR SPONSORED ADR 046353108   471,122 6,047 SH   DFND   6,047 0 0
AT&T INC COM 00206R102   1,456,356 66,198 SH   DFND   65,246 0 952
AUTODESK INC COM 052769106   400,272 1,453 SH   DFND   1,235 0 218
AUTOMATIC DATA PROCESSING COM 053015103   71,795,546 259,443 SH   DFND   256,929 0 2,514
AVANTIS EMERGING MARKETS EQ AVANTIS EMGMKT 025072604   145,261,540 2,248,631 SH   DFND   2,116,847 0 131,784
AVANTIS INTERNATIONAL SMALL CAP VALUE INTL SMCP VLU 025072802   116,419,497 1,647,368 SH   DFND   1,584,481 0 62,887
BANK NEW YORK MELLON CORP COM 064058100   227,940 3,172 SH   DFND   3,172 0 0
BANK OF AMERICA COM 060505104   1,365,468 34,412 SH   DFND   34,412 0 0
BAXTER INTL INC COM 071813109   213,657 5,627 SH   DFND   5,517 0 110
BECTON DICKINSON COM 075887109   11,873,865 49,249 SH   DFND   39,404 0 9,845
BERKSHIRE HATHAWAY INC DEL CL A 084670108   26,264,840 38 SH   DFND   38 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702   19,555,987 42,489 SH   DFND   40,889 0 1,600
BLACKROCK INC COM 09247X101   296,030,547 311,772 SH   DFND   277,682 0 34,090
BLACKROCK MUNIYIELD PA QLTY COM 09255G107   414,000 33,120 SH   DFND   33,120 0 0
BOEING CO COM 097023105   477,406 3,140 SH   DFND   3,140 0 0
BOOKING HOLDINGS INC. COM 09857L108   779,242 185 SH   DFND   185 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   3,478,428 67,229 SH   DFND   63,646 0 3,583
BROADCOM INC COM 11135F101   3,612,150 20,940 SH   DFND   20,940 0 0
BROOKFIELD ASSET MANAGE CL A CL A LTD VT SH 11271J107   218,765 4,116 SH   DFND   4,116 0 0
CANADIAN NATL RAILWAY CO COM 136375102   752,454 6,423 SH   DFND   6,423 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   1,396,868 16,330 SH   DFND   16,330 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   18,661,982 536,418 SH   DFND   415,408 0 121,010
CAPITAL ONE FINL CORP COM 14040H105   329,406 2,200 SH   DFND   2,200 0 0
CARRIER GLOBAL CORP COM 14448C104   663,801 8,247 SH   DFND   8,247 0 0
CATERPILLAR INC COM 149123101   2,428,855 6,210 SH   DFND   5,795 0 415
CHEMOURS COMPANY COM 163851108   758,160 37,311 SH   DFND   37,311 0 0
CHEVRON CORPORATION COM 166764100   149,273,961 1,013,607 SH   DFND   949,209 0 64,398
CHUBB LTD COM H1467J104   2,772,293 9,613 SH   DFND   9,613 0 0
CHURCH & DWIGHT CO COM 171340102   531,559 5,076 SH   DFND   5,076 0 0
CIGNA CORP COM 125523100   834,228 2,408 SH   DFND   2,408 0 0
CINCINNATI FINANCIAL CORP COM 172062101   963,866 7,081 SH   DFND   7,081 0 0
CINTAS CORP COM 172908105   528,700 2,568 SH   DFND   2,568 0 0
CISCO SYS INC COM 17275R102   64,199,286 1,206,300 SH   DFND   1,199,194 0 7,106
CITIGROUP INC COM NEW 172967424   807,978 12,907 SH   DFND   12,907 0 0
CLOROX CO COM 189054109   619,547 3,803 SH   DFND   3,803 0 0
CME GROUP INC. COM 12572Q105   15,800,085 71,607 SH   DFND   71,567 0 40
COCA-COLA CO COM 191216100   101,629,103 1,414,265 SH   DFND   1,213,258 0 201,007
COGNIZANT TECH SOLUTIONS - A CL A 192446102   200,051 2,592 SH   DFND   2,592 0 0
COLGATE-PALMOLIVE CO COM 194162103   5,509,820 53,076 SH   DFND   43,296 0 9,780
COMCAST CORP NEW COM CL A CL A 20030N101   4,837,384 115,810 SH   DFND   115,810 0 0
COMM SERV SELECT SECTOR SPDR COMMUNICATION 81369Y852   1,428,591 15,803 SH   DFND   15,803 0 0
CONAGRA BRANDS INC COM 205887102   272,843 8,390 SH   DFND   8,390 0 0
CONOCOPHILLIPS COM 20825C104   3,086,494 29,317 SH   DFND   28,486 0 831
CONSOLIDATED EDISON INC COM 209115104   372,473 3,577 SH   DFND   3,577 0 0
CONSTELLATION BRANDS INC CL A 21036P108   798,066 3,097 SH   DFND   3,097 0 0
CONSTELLATION ENERGY CORP COM 21037T109   915,010 3,519 SH   DFND   3,519 0 0
COPART, INC COM 217204106   665,166 12,694 SH   DFND   12,694 0 0
CORTEVA INC COM 22052L104   3,955,862 67,288 SH   DFND   67,288 0 0
COSTCO WHSL CORP NEW COM COM 22160K105   270,561,734 305,195 SH   DFND   270,405 0 34,790
CUMMINS INC COM 231021106   563,395 1,740 SH   DFND   1,740 0 0
CVS HEALTH CORPORATION COM 126650100   6,355,785 101,078 SH   DFND   85,958 0 15,120
DANAHER CORP COM 235851102   4,095,791 14,732 SH   DFND   14,732 0 0
DEERE & CO. COM 244199105   1,930,569 4,626 SH   DFND   4,371 0 255
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205   1,277,796 9,105 SH   DFND   9,105 0 0
DIAMONDBACK ENERGY INC COM 25278X109   275,495 1,598 SH   DFND   168 0 1,430
DIMENSIONSAL U.S. CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708   248,225 7,239 SH   DFND   7,239 0 0
DISCOVER FINANCIAL SERVICES COM 254709108   408,244 2,910 SH   DFND   2,910 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106   6,648,364 69,117 SH   DFND   63,207 0 5,910
DOLLAR GENERAL CORP COM 256677105   374,899 4,433 SH   DFND   4,433 0 0
DOMINION ENERGY INC COM 25746U109   1,316,630 22,783 SH   DFND   22,783 0 0
DOVER CORP COM 260003108   896,960 4,678 SH   DFND   4,678 0 0
DOW INC COM 260557103   27,824,479 509,326 SH   DFND   508,646 0 680
DUKE ENERGY CORP COM NEW 26441C204   1,446,093 12,542 SH   DFND   12,542 0 0
DUPONT DE NEMOURS INC COM 26614N102   12,193,545 136,837 SH   DFND   129,605 0 7,232
EASTMAN CHEM CO COM 277432100   220,653 1,971 SH   DFND   1,971 0 0
EATON CORP, PLC SHS G29183103   126,897,758 382,868 SH   DFND   349,833 0 33,035
ECOLAB INC COM 278865100   369,973 1,449 SH   DFND   1,449 0 0
ELEVANCE HEALTH INC COM 036752103   1,710,800 3,290 SH   DFND   3,290 0 0
EMERSON ELECTRIC CO COM 291011104   5,142,577 47,020 SH   DFND   42,550 0 4,470
ENBRIDGE INC. COM 29250N105   849,399 20,916 SH   DFND   20,916 0 0
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506   894,945 10,193 SH   DFND   10,193 0 0
ENERGY TRANSFER COM UT LTD PTN 29273V100   1,639,925 102,176 SH   DFND   102,176 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107   2,164,590 74,359 SH   DFND   69,399 0 4,960
EOG RESOURCES INC COM 26875P101   299,703 2,438 SH   DFND   1,854 0 584
EQUITY RESIDENTIAL SH BEN INT 29476L107   322,114 4,326 SH   DFND   4,326 0 0
ESSENTIAL UTILITIES INC COM 29670G102   986,351 25,573 SH   DFND   24,621 0 952
ESTEE LAUDER COS INC CL A CL A 518439104   475,023 4,765 SH   DFND   4,765 0 0
EXELON CORP COM 30161N101   416,895 10,281 SH   DFND   10,281 0 0
EXXON MOBIL CORP COM 30231G102   17,514,778 149,418 SH   DFND   144,259 0 5,159
FACTSET RESEARCH COM 303075105   391,792 852 SH   DFND   852 0 0
FASTENAL COMPANY COM 311900104   1,309,843 18,340 SH   DFND   18,340 0 0
FEDEX CORP COM 31428X106   503,571 1,840 SH   DFND   1,840 0 0
FIFTH 3RD BANCORP COM 316773100   1,405,238 32,802 SH   DFND   32,802 0 0
FISERV INC COM 337738108   1,408,097 7,838 SH   DFND   7,619 0 219
FORTINET INC COM 34959E109   469,875 6,059 SH   DFND   6,059 0 0
GARMIN LTD SHS H2906T109   229,015 1,301 SH   DFND   1,301 0 0
GARTNER INC COM 366651107   477,368 942 SH   DFND   942 0 0
GE AEROSPACE COM NEW 369604301   2,397,229 12,712 SH   DFND   12,712 0 0
GE HEALTHCARE TECHNOLOGY INC COMMON STOCK 36266G107   448,697 4,781 SH   DFND   4,781 0 0
GE VERNOVA INC COM 36828A101   777,179 3,048 SH   DFND   3,048 0 0
GENERAL DYNAMICS CORP COM 369550108   10,323,454 34,161 SH   DFND   33,566 0 595
GENERAL MILLS INC COM 370334104   576,252 7,803 SH   DFND   7,803 0 0
GENTEX CORP COM 371901109   13,301,565 448,015 SH   DFND   443,400 0 4,615
GENUINE PARTS CO COM 372460105   15,601,943 111,698 SH   DFND   111,643 0 55
GILEAD SCIENCES INC COM 375558103   973,802 11,615 SH   DFND   5,431 0 6,184
GLATFELTER CORP COM 377320106   370,170 205,650 SH   DFND   205,650 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W204   3,133,288 76,646 SH   DFND   36,285 0 40,361
GLOBE LIFE INC COM 37959E102   505,191 4,770 SH   DFND   4,770 0 0
GOLDMAN SACHS ACCESS INV GRADE CORP BOND ETF ACCESS INVT GR 381430479   863,637 18,251 SH   DFND   18,251 0 0
GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS ACTIVEBETA EME 381430206   359,035 10,226 SH   DFND   4,810 0 5,416
GOLDMAN SACHS GROUP INC COM COM 38141G104   1,497,708 3,025 SH   DFND   2,841 0 184
GOLDMAN SACHS TREAS ACC ETF ACCES TREASURY 381430529   262,359 2,616 SH   DFND   2,616 0 0
GRACO INC COM 384109104   246,866 2,821 SH   DFND   2,821 0 0
HALEON PLC SPON ADS 405552100   260,363 24,609 SH   DFND   495 0 24,114
HEICO CORPORATION CL A 422806208   643,270 3,157 SH   DFND   3,157 0 0
HILTON WORLDWIDE HLD COM 43300A203   392,772 1,704 SH   DFND   1,704 0 0
HOME DEPOT INC COM 437076102   45,499,098 112,288 SH   DFND   111,043 0 1,245
HONEYWELL INTERNATIONAL, INC. COM 438516106   196,810,313 952,108 SH   DFND   860,813 0 91,295
HUBBELL INC COM 443510607   473,327 1,105 SH   DFND   1,105 0 0
IDEXX LABORATORIES COM 45168D104   275,345 545 SH   DFND   545 0 0
IISHARES CORE S&P TOTAL US CORE S&P TTL STK 464287150   334,149 2,660 SH   DFND   2,660 0 0
ILLINOIS TOOL WKS INC COM 452308109   44,962,040 171,565 SH   DFND   170,186 0 1,379
INCYTE CORP COM 45337C102   515,316 7,796 SH   DFND   7,796 0 0
INDUSTRIAL SELECT SECT SPDR INDL 81369Y704   388,442 2,868 SH   DFND   2,868 0 0
INTEL CORP COM 458140100   1,040,216 44,340 SH   DFND   44,040 0 300
INTERCONTINENTAL EXCHANGE COM 45866F104   617,661 3,845 SH   DFND   3,845 0 0
INTERNATIONAL BUSINESS MACHINES COM 459200101   4,009,065 18,134 SH   DFND   18,134 0 0
INTL FLAVORS & FRAGRANCES COM 459506101   648,887 6,184 SH   DFND   6,184 0 0
INTUIT INC COM 461202103   32,858,973 52,913 SH   DFND   52,503 0 410
INVESCO PA VALUE MUN INC TR COM 46132K109   343,428 30,365 SH   DFND   30,365 0 0
INVESCO QQQ TRUST SERIES 1 UNIT SER 1 46090E103   10,696,542 21,916 SH   DFND   21,552 0 364
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   7,364,013 41,103 SH   DFND   28,621 0 12,482
INVESCO S&P 500 HIGH DIVIDEND LOW VOL ETF S&P500 HDL VOL 46138E362   303,420 6,000 SH   DFND   6,000 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF 0-3 MNTH TREASRY 46436E718   2,126,199 21,110 SH   DFND   21,110 0 0
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747   58,812,551 580,463 SH   DFND   569,431 0 11,032
ISHARES 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457   26,600,289 319,907 SH   DFND   308,115 0 11,792
ISHARES BARCLAYS 3-7 YEAR TREASURY BOND FUND 3 7 YR TREAS BD 464288661   15,798,159 132,086 SH   DFND   126,033 0 6,053
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440   13,885,213 141,513 SH   DFND   136,389 0 5,124
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612   3,149,704 29,409 SH   DFND   21,244 0 8,165
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588   3,277,564 34,209 SH   DFND   32,013 0 2,196
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621   1,725,981 27,532 SH   DFND   25,612 0 1,920
ISHARES CORE MSCI ACMI CORE MSCI TOTAL 46432F834   2,168,296 29,854 SH   DFND   29,854 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   215,104,364 2,755,982 SH   DFND   2,621,266 0 134,715
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   191,240,557 3,331,137 SH   DFND   3,177,860 0 153,277
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200   200,682,968 347,913 SH   DFND   336,324 0 11,589
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   157,109,827 2,521,018 SH   DFND   2,436,303 0 84,715
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804   201,030,104 1,718,794 SH   DFND   1,632,734 0 86,060
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE US AGGBD ETF 464287226   730,461 7,213 SH   DFND   7,213 0 0
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168   3,075,814 22,772 SH   DFND   22,772 0 0
ISHARES DJ US HEALTH CARE SECTOR INDEX FUND US HLTHCARE ETF 464287762   927,550 14,270 SH   DFND   14,270 0 0
ISHARES DJ US INDUSTRIAL SECTOR INDEX FUND US INDUSTRIALS 464287754   533,076 3,988 SH   DFND   3,988 0 0
ISHARES DJ US TECHNOLOGY SECTOR INDEX FUND U.S. TECH ETF 464287721   2,490,965 16,429 SH   DFND   16,429 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448   415,360 13,740 SH   DFND   13,740 0 0
ISHARES EDGE MSCI USA MOMENT MSCI USA MMENTM 46432F396   5,450,797 26,883 SH   DFND   23,676 0 3,207
ISHARES EDGE MSCI USA QUALIT MSCI USA QLT FCT 46432F339   232,259,124 1,295,366 SH   DFND   1,249,561 0 45,805
ISHARES EDGE MSCI USA VALUE FACTO MSCI USA VALUE 46432F388   9,759,407 89,503 SH   DFND   75,109 0 14,394
ISHARES ESG MSCI USA SMALL- CAP ESG AWARE MSCI 46435U663   1,270,743 30,386 SH   DFND   30,386 0 0
ISHARES FLOATING RATE BOND E FLTG RATE NT ETF 46429B655   59,607,930 1,167,867 SH   DFND   1,143,291 0 24,576
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242   389,555 3,448 SH   DFND   3,448 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513   403,347 5,023 SH   DFND   5,023 0 0
ISHARES INC MSCI MLY ETF NEW 46434G814   216,400 8,000 SH   DFND   8,000 0 0
ISHARES INTERMEDIATE TERM CORP BOND ETF INTERM CR BD ETF 464288638   60,935,718 1,134,321 SH   DFND   1,093,671 0 40,650
ISHARES MORNINGSTAR MID-CAP ETF MRGSTR MD CP ETF 464288208   495,422 6,517 SH   DFND   6,517 0 0
ISHARES MSC EAFE ESG ESG AW MSCI EAFE 46435G516   1,133,181 13,463 SH   DFND   13,463 0 0
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257   1,740,887 14,562 SH   DFND   14,562 0 0
ISHARES MSCI EAFE GROWTH INDEX FUND EAFE GRWTH ETF 464288885   408,747 3,797 SH   DFND   3,040 0 757
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465   1,455,497 17,404 SH   DFND   17,404 0 0
ISHARES MSCI EM ESG OP ESG AWR MSCI EM 46434G863   1,195,304 32,829 SH   DFND   32,829 0 0
ISHARES MSCI EM MKTS EX CHINA MSCI EMRG CHN 46434G764   622,344 10,184 SH   DFND   10,184 0 0
ISHARES MSCI EMERGING MARKETS INDEX FUND MSCI EMG MKT ETF 464287234   681,342 14,857 SH   DFND   14,857 0 0
ISHARES MSCI INTERNATIONAL QUALITY FACTOR ETF MSCI INTL QUALTY 46434V456   6,399,874 154,251 SH   DFND   153,641 0 610
ISHARES MSCI USA ESG OP ESG AWR MSCI USA 46435G425   382,073 3,028 SH   DFND   3,028 0 0
ISHARES MSCI USA ESG SELECT MSCI USA ESG SLC 464288802   1,020,738 8,480 SH   DFND   8,480 0 0
ISHARES MSCI USA MINIMUM VOL MSCI USA MIN VOL 46429B697   5,477,961 59,993 SH   DFND   29,169 0 30,824
ISHARES NASDAQ BIOTECHNOLOGY ISHARES BIOTECH 464287556   708,926 4,869 SH   DFND   4,869 0 0
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NATIONAL MUN ETF 464288414   353,591 3,255 SH   DFND   3,255 0 0
ISHARES NORTH AMERICAN TECH-SOFTWARE ETF EXPANDED TECH 464287515   435,679 4,875 SH   DFND   4,875 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614   22,003,106 58,616 SH   DFND   37,064 0 21,552
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622   3,217,153 10,233 SH   DFND   10,233 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598   11,132,281 58,653 SH   DFND   30,583 0 28,069
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648   1,695,764 5,971 SH   DFND   2,526 0 3,445
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655   2,566,300 11,618 SH   DFND   11,618 0 0
ISHARES RUSSELL 2000 VALUE INDEX FUND RUS 2000 VAL ETF 464287630   950,207 5,696 SH   DFND   1,923 0 3,773
ISHARES RUSSELL 3000 INDEX FUND RUSSELL 3000 ETF 464287689   457,422 1,400 SH   DFND   1,400 0 0
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MDCP VAL ETF 464287481   792,294 6,755 SH   DFND   6,755 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499   8,755,916 99,341 SH   DFND   94,391 0 4,950
ISHARES RUSSELL MID CAP VALUE INDEX FUND RUS MDCP VAL ETF 464287473   220,329 1,666 SH   DFND   1,666 0 0
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309   3,413,296 35,648 SH   DFND   35,648 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   415,634 2,108 SH   DFND   2,108 0 0
ISHARES S&P MID CAP 400 GROWTH INDEX FUND S&P MC 400GR ETF 464287606   457,444 4,976 SH   DFND   4,976 0 0
ISHARES S&P MID CAP 400 VALUE INDEX FUND S&P MC 400VL ETF 464287705   325,739 2,635 SH   DFND   2,635 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHRT NAT MUN ETF 464288158   485,607 4,573 SH   DFND   4,573 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687   1,033,387 31,098 SH   DFND   31,098 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF 1-3 YR CR BD ETF 464288646   101,742,859 1,932,071 SH   DFND   1,866,222 0 65,849
ISHARES SILVER TRUST ISHARES 46428Q109   255,690 9,000 SH   DFND   9,000 0 0
ISHARES TREASURY FLOATING RATE TRS FLT RT BD 46434V860   1,609,890 31,816 SH   DFND   31,816 0 0
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240   2,635,153 46,053 SH   DFND   46,053 0 0
ISHARES ULTRA SHORT-TERM BOND ULTR SH TRM BD 46434V878   7,942,687 156,537 SH   DFND   127,072 0 29,465
ISHARES US CONSUMER DISCRETIONARY ETF US CONSUM DISCRE 464287580   736,058 8,370 SH   DFND   8,370 0 0
ISHARES US FINANCIALS ETF U.S. FINLS ETF 464287788   731,560 7,041 SH   DFND   7,041 0 0
ISHARES US HEALTH CARE PROVIDERS ETF US HLTHCR PR ETF 464288828   420,615 7,365 SH   DFND   7,365 0 0
ISHARES US TECH INDEPENDENCE FOCUSED ETF U.S. TECH INDEPD 46431W648   244,123 3,115 SH   DFND   3,115 0 0
J.P. MORGAN CHASE & CO COM 46625H100   311,388,643 1,476,755 SH   DFND   1,319,158 0 157,597
JACOBS SOLUTIONS INC COM 46982L108   275,675 2,106 SH   DFND   2,106 0 0
JANUS HENDERSON AAA CLO ETF HENDERSON AAA CL 47103U845   20,079,996 394,654 SH   DFND   392,969 0 1,685
JANUS HENDERSON MORTGAGE-BACKED SECURITIES ETF HENDERSON MTG 47103U852   59,218,549 1,269,422 SH   DFND   1,246,183 0 23,239
JOHNSON & JOHNSON COM 478160104   194,657,200 1,201,143 SH   DFND   1,067,542 0 133,601
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105   22,840,701 294,301 SH   DFND   294,176 0 125
JP MORGAN EQUITY PREMIUM INCOME ETF EQUITY PREMIUM 46641Q332   903,481 15,182 SH   DFND   3,192 0 11,990
JP MORGAN ULTRA SHORT INCOME ETF ULTRA SHRT INC 46641Q837   322,199 6,350 SH   DFND   6,350 0 0
KENVUE INC COM 49177J102   10,203,871 441,153 SH   DFND   441,133 0 20
KEYCORP NEW COM 493267108   187,751 11,209 SH   DFND   11,209 0 0
KIMBERLY CLARK CORP COM 494368103   3,519,011 24,733 SH   DFND   22,338 0 2,395
KKR & CO INC - A COM 48251W104   375,287 2,874 SH   DFND   2,608 0 266
KLA - TENCOR CORPROATION COM NEW 482480100   1,634,780 2,111 SH   DFND   2,111 0 0
KROGER CO COM 501044101   475,819 8,304 SH   DFND   8,190 0 114
L3HARRIS TECHNOLOGIES INC COM 502431109   234,064 984 SH   DFND   984 0 0
LAM RESEARCH CP COM 512807108   414,569 508 SH   DFND   508 0 0
LILLY, ELI & COMPANY COM 532457108   3,114,079 3,515 SH   DFND   3,515 0 0
LINDE PLC SHS G54950103   4,862,065 10,196 SH   DFND   10,066 0 130
LITHIA MOTORS INC CL A CL A 536797103   289,688 912 SH   DFND   912 0 0
LOCKHEED MARTIN CORP COM 539830109   22,615,457 38,688 SH   DFND   37,933 0 755
LOWES COS INC COM 548661107   248,710,291 918,258 SH   DFND   805,993 0 112,265
M & T BK CORP COM 55261F104   728,333 4,089 SH   DFND   4,089 0 0
MARATHON PETROLEUM CORP COM 56585A102   1,022,912 6,279 SH   DFND   6,279 0 0
MARKEL CORP COM 570535104   680,764 434 SH   DFND   434 0 0
MARRIOTT INTL INC NEW CL A CL A 571903202   1,045,860 4,207 SH   DFND   4,207 0 0
MARTIN MARIETTA MATERIALS COM 573284106   201,844 375 SH   DFND   235 0 140
MASCO CORP COM 574599106   38,659,322 460,559 SH   DFND   455,499 0 5,060
MASTERCARD CLA 57636Q104   306,963,257 621,635 SH   DFND   546,492 0 75,143
MCCORMICK & CO COM NON VTG 579780206   29,722,316 361,146 SH   DFND   359,351 0 1,795
MCDONALDS CORP COM 580135101   75,793,446 248,903 SH   DFND   234,663 0 14,240
MCKESSON CORP COM 58155Q103   69,842,316 141,261 SH   DFND   121,166 0 20,095
MEDTRONIC PLC SHS G5960L103   100,616,593 1,117,590 SH   DFND   1,031,077 0 86,513
MERCK & CO COM 58933Y105   85,761,838 755,212 SH   DFND   745,615 0 9,597
META PLATFORMS, INC. CLASS A CL A 30303M102   4,111,837 7,183 SH   DFND   7,068 0 115
MICROCHIP TECHNOLOGY COM 595017104   727,989 9,067 SH   DFND   9,067 0 0
MICRON TECHNOLOGY INC COM 595112103   252,949 2,439 SH   DFND   2,439 0 0
MICROSOFT CORP COM 594918104   530,949,762 1,233,906 SH   DFND   1,127,237 0 106,669
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107   4,100,982 7,199 SH   DFND   6,961 0 238
MONDELEZ INTERNATIONAL INC CL A CL A 609207105   1,608,363 21,832 SH   DFND   21,832 0 0
MOODYS CORP COM COM 615369105   580,424 1,223 SH   DFND   1,223 0 0
MORGAN STANLEY COM NEW 617446448   3,125,115 29,980 SH   DFND   29,980 0 0
NESTLE S A SPON ADR REG COM 641069406   3,249,124 32,275 SH   DFND   27,363 0 4,912
NETFLIX INC COM 64110L106   1,101,496 1,553 SH   DFND   1,553 0 0
NEXTERA ENERGY, INC. COM 65339F101   131,888,641 1,560,258 SH   DFND   1,441,354 0 118,904
NIKE INC CL B CL B 654106103   3,186,997 36,052 SH   DFND   33,312 0 2,740
NORFOLK SOUTHERN CORP COM 655844108   3,694,201 14,866 SH   DFND   14,866 0 0
NORTHERN TR CORP COM 665859104   261,447 2,904 SH   DFND   2,904 0 0
NORTHROP GRUMMAN CORP COM 666807102   1,079,375 2,044 SH   DFND   2,044 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109   4,304,393 37,423 SH   DFND   37,423 0 0
NOVO-NORDISK A/S SPONS ADR ADR 670100205   3,188,456 26,778 SH   DFND   26,778 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106   231,781 17,310 SH   DFND   17,310 0 0
NUVEEN ESG EMERGING MARKETS NUVEEN ESG EMRGN 67092P888   574,925 18,534 SH   DFND   18,534 0 0
NUVEEN PA INVT QUALITY MUN FD COM 670972108   236,814 18,765 SH   DFND   18,765 0 0
nVENT ELECTRIC PLC SHS G6700G107   38,545,198 548,608 SH   DFND   541,667 0 6,941
NVIDIA CORP COM 67066G104   93,249,283 767,863 SH   DFND   701,223 0 66,640
OCCIDENTAL PETE CORP COM 674599105   240,795 4,672 SH   DFND   4,672 0 0
ONEOK INC COM 682680103   917,406 10,067 SH   DFND   10,067 0 0
ORACLE SYS CORP COM 68389X105   288,083,137 1,690,629 SH   DFND   1,494,515 0 196,114
OREILLY AUTOMOTIVE COM 67103H107   323,600 281 SH   DFND   281 0 0
OSHARES U.S. SMALL-CAP QUALITY DIVIDEND ETF OSHARES US SMLCP 00162Q395   1,994,573 44,255 SH   DFND   44,255 0 0
OTIS WORLDWIDE CORP COM 68902V107   241,972 2,328 SH   DFND   2,328 0 0
PARKER-HANNIFIN CORP COM 701094104   534,520 846 SH   DFND   713 0 133
PAYCHEX INC COM 704326107   589,228 4,391 SH   DFND   3,560 0 831
PAYPAL HOLDINGS, INC. COM 70450Y103   424,405 5,439 SH   DFND   5,339 0 100
PEPSICO INC COM 713448108   213,712,584 1,256,763 SH   DFND   1,113,137 0 143,626
PFIZER INC COM 717081103   14,244,760 492,217 SH   DFND   485,214 0 7,003
PHILIP MORRIS INTL,INC COM 718172109   31,279,593 257,657 SH   DFND   256,900 0 757
PHILLIPS 66 COM 718546104   1,992,519 15,158 SH   DFND   12,987 0 2,171
PIMCO ENHANCED SHORT MATURITY ETF ENHAN SHRT MA AC 72201R833   500,127 4,967 SH   DFND   777 0 4,190
PNC FINANCIAL CORP COM 693475105   2,447,044 13,238 SH   DFND   12,888 0 350
POWERSHARES FTSE RAFI US 1K FTSE RAFI 1000 46137V613   1,997,452 49,162 SH   DFND   9,870 0 39,292
PPG INDS INC COM 693506107   816,616 6,165 SH   DFND   6,165 0 0
PPL CORP COM COM 69351T106   389,219 11,766 SH   DFND   11,766 0 0
PROCTER & GAMBLE COM 742718109   41,007,525 236,764 SH   DFND   199,296 0 37,468
PROGRESSIVE CORP OHIO COM 743315103   1,520,022 5,990 SH   DFND   5,990 0 0
PROLOGIS COM 74340W103   322,772 2,556 SH   DFND   2,556 0 0
PROVIDENT FINL SVCS INC COM 74386T105   186,918 10,071 SH   DFND   10,071 0 0
PRUDENTIAL FINL INC COM 744320102   230,211 1,901 SH   DFND   1,901 0 0
PUBLIC STORAGE COM 74460D109   1,558,091 4,282 SH   DFND   4,282 0 0
PUBLIC SVC ENTERPRISES COM 744573106   1,339,488 15,015 SH   DFND   15,015 0 0
QUALCOMM INC COM 747525103   51,066,865 300,305 SH   DFND   298,576 0 1,729
RAYTHEON TECHNOLOGIES CORP COM 75513E101   236,145,192 1,949,036 SH   DFND   1,757,825 0 191,211
REGENERON PHARMACEUTICALS COM 75886F107   322,731 307 SH   DFND   307 0 0
ROPER INDUSTRIES INC. COM 776696106   848,571 1,525 SH   DFND   1,525 0 0
RPM INTL INC COM 749685103   836,352 6,912 SH   DFND   6,912 0 0
S&P GLOBAL INC COM 78409V104   197,535,215 382,361 SH   DFND   338,623 0 43,738
SALESFORCE.COM INC COM 79466L302   18,596,952 67,944 SH   DFND   67,505 0 439
SAP SE SPONSORED ADR SPON ADR 803054204   1,264,403 5,519 SH   DFND   5,519 0 0
SCHWAB (CHARLES) CORP COM 808513105   589,382 9,094 SH   DFND   9,094 0 0
SCHWAB FUNDAMENTAL LARGE CAP SCHWAB FDT US LG 808524771   20,262,943 282,371 SH   DFND   132,516 0 149,855
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   376,125 9,147 SH   DFND   9,147 0 0
SCHWAB US DVD EQUITY ETF US DIVIDEND EQ 808524797   503,883 5,961 SH   DFND   5,961 0 0
SCHWAB US LARGE-CAP VALUE ETF US LCAP VA ETF 808524409   964,973 12,007 SH   DFND   12,007 0 0
SCHWAB US MID CAP ETF US MID CAP ETF 808524508   513,496 6,180 SH   DFND   6,180 0 0
SCHWAB US SMALL-CAP ETF US SML CAP ETF 808524607   437,786 8,501 SH   DFND   8,501 0 0
SEI INVESTMENTS CO COM 784117103   457,553 6,613 SH   DFND   6,613 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   273,705 1,366 SH   DFND   1,366 0 0
SERVICE NOW INC. COM 81762P102   1,045,542 1,169 SH   DFND   1,169 0 0
SHELL PLC - ADR SPON ADS 780259305   1,790,147 27,144 SH   DFND   24,678 0 2,466
SHERWIN WILLIAMS CO COM 824348106   4,237,300 11,102 SH   DFND   10,844 0 258
SKYWORKS SOLUTIONS INC COM 83088M102   2,046,712 20,722 SH   DFND   20,022 0 700
SOLVENTUM CORP COM SHS 83444M101   349,506 5,013 SH   DFND   3,037 0 1,976
SOUTHERN CO COM 842587107   601,681 6,672 SH   DFND   6,672 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   838,557 3,450 SH   DFND   3,450 0 0
SPDR HEALTH CARE SEL SEC SBI HEALTHCARE 81369Y209   6,238,888 40,507 SH   DFND   39,457 0 1,050
SPDR NUVEEN BARCLAYS SHORT TERM MUNI NUVEEN BLMBRG SH 78468R739   747,085 15,519 SH   DFND   15,519 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF S&P 600 SMCP GRW 78464A201   1,783,057 19,150 SH   DFND   14,940 0 4,210
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   2,120,321 14,928 SH   DFND   4,421 0 10,507
SPDR SER TR BLOOMBERG SHORT 78464A334   206,550 7,500 SH   DFND   7,500 0 0
SPDR TR UNIT SER 1 TR UNIT 78462F103   60,608,145 105,633 SH   DFND   97,369 0 8,264
STARBUCKS CORP COM 855244109   3,908,179 40,088 SH   DFND   40,088 0 0
STRYKER CORP COM 863667101   76,604,491 212,048 SH   DFND   192,233 0 19,815
SYSCO CORP COM 871829107   1,253,331 16,056 SH   DFND   16,056 0 0
TARGET CORP COM 87612E106   4,947,620 31,744 SH   DFND   31,744 0 0
TE CONNECTIVITY PLC ORD SHS G87052109   31,027,539 205,494 SH   DFND   202,341 0 3,153
TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803   2,595,788 11,498 SH   DFND   9,927 0 1,571
TESLA MOTORS IN COM 88160R101   593,377 2,268 SH   DFND   2,268 0 0
TEXAS INSTRUMENTS INC COM 882508104   118,897,873 575,582 SH   DFND   520,805 0 54,777
THE BLACKSTONE GROUP INC COM CL A 09260D107   1,278,789 8,351 SH   DFND   8,351 0 0
THE HERSHEY COMPANY COM 427866108   1,349,939 7,039 SH   DFND   7,039 0 0
THE TRADE DESK INC COM CL A 88339J105   639,260 5,830 SH   DFND   5,830 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   138,744,150 224,298 SH   DFND   202,044 0 22,254
TJX COS INC NEW COM 872540109   208,896,369 1,777,236 SH   DFND   1,547,366 0 229,870
TRACTOR SUPPLY COMPANY COM 892356106   602,807 2,072 SH   DFND   2,072 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   1,028,968 2,647 SH   DFND   2,647 0 0
TRANSDIGM GROUP, INC. COM 893641100   1,611,230 1,129 SH   DFND   1,129 0 0
TRAVELERS COMPANIES INC COM 89417E109   1,249,733 5,338 SH   DFND   2,860 0 2,478
TRUIST FINANCIAL CORP COM 89832Q109   540,142 12,629 SH   DFND   12,629 0 0
TYLER TECHNOLOGIES INC COM 902252105   838,806 1,437 SH   DFND   1,437 0 0
U S BANCORP COM NEW 902973304   1,404,734 30,718 SH   DFND   21,718 0 9,000
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704   4,905,065 75,509 SH   DFND   68,955 0 6,554
UNION PACIFIC CORP COM 907818108   11,549,560 46,858 SH   DFND   46,068 0 790
UNITED PARCEL SVC INC CL B CL B 911312106   105,850,462 776,371 SH   DFND   723,686 0 52,685
UNITED RENTALS INC COM 911363109   587,864 726 SH   DFND   726 0 0
UNITEDHEALTH GROUP INC COM 91324P102   249,906,843 427,425 SH   DFND   368,678 0 58,747
UNIVERSAL HEALTH SERVICES CL B 913903100   758,481 3,312 SH   DFND   3,312 0 0
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   310,599 3,845 SH   DFND   3,845 0 0
VALERO ENERGY CORP COM 91913Y100   296,391 2,195 SH   DFND   2,195 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108   1,718,062 5,046 SH   DFND   4,914 0 132
VANGUARD DIVIDEND DIV APP ETF 921908844   75,482,068 381,107 SH   DFND   301,493 0 79,615
VANGUARD ESG INTL STOCK ETF ESG INTL STK ETF 921910725   2,024,848 32,919 SH   DFND   32,919 0 0
VANGUARD ESG US STOCK ETF ESG US STK ETF 921910733   1,757,732 17,292 SH   DFND   17,292 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718   3,638,355 28,885 SH   DFND   28,885 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858   6,494,468 122,978 SH   DFND   122,978 0 0
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858   5,466,336 114,239 SH   DFND   114,239 0 0
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874   54,129,011 761,308 SH   DFND   746,254 0 15,054
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866   79,300,511 1,011,615 SH   DFND   988,781 0 22,834
VANGUARD GROWTH ETF GROWTH ETF 922908736   1,021,719 2,661 SH   DFND   2,661 0 0
VANGUARD HEALTHCARE ETF HEALTH CAR ETF 92204A504   482,280 1,709 SH   DFND   1,709 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406   4,965,217 38,730 SH   DFND   38,330 0 400
VANGUARD INFO TECH ETF INF TECH ETF 92204A702   7,674,028 13,084 SH   DFND   13,084 0 0
VANGUARD LARGE - CAP ETF LARGE CAP ETF 922908637   35,570,479 135,100 SH   DFND   133,092 0 2,008
VANGUARD MEGA CAP ETF MEGA CAP INTDEX 921910873   439,110 2,125 SH   DFND   2,005 0 120
VANGUARD MEGA CAP VALUE ETF MEGA CAP VAL ETF 921910840   556,735 4,340 SH   DFND   4,340 0 0
VANGUARD MID-CAP ETF MID CAP ETF 922908629   2,146,521 8,136 SH   DFND   7,908 0 228
VANGUARD MID-CAP GROWTH ETF MCAP GR INXVIP 922908538   313,102 1,286 SH   DFND   1,200 0 86
VANGUARD REIT ETF REIT ETF 922908553   1,787,949 18,353 SH   DFND   18,353 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   14,239,175 26,985 SH   DFND   20,807 0 6,178
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   379,890 4,536 SH   DFND   4,536 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   211,470 3,500 SH   DFND   3,500 0 0
VANGUARD SHORT TERM BOND ETF SHORT TRM BOND 921937827   4,431,034 56,310 SH   DFND   56,310 0 0
VANGUARD SHORT-TERM TAX EXEMPT BOND ETF SHORT TRM TAX EX 921935870   1,256,188 12,386 SH   DFND   12,386 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751   7,538,534 31,780 SH   DFND   28,914 0 2,866
VANGUARD TOTAL BOND MARKET TOTAL BND MRKT 921937835   3,712,612 49,429 SH   DFND   15,494 0 33,935
VANGUARD TOTAL INTL STOCK INDEX FUND ETF VG TL INTL STK F 921909768   48,427,786 748,035 SH   DFND   699,482 0 48,553
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769   61,476,317 217,108 SH   DFND   209,587 0 7,521
VANGUARD TOTAL WORLD STK TT WRLD ST ETF 922042742   235,809 1,970 SH   DFND   1,848 0 122
VANGUARD VALUE ETF VALUE ETF 922908744   1,522,250 8,720 SH   DFND   6,278 0 2,442
VERISK ANALYTICS INC COM 92345Y106   229,642 857 SH   DFND   857 0 0
VERIZON COMMUNICATIONS COM 92343V104   63,647,575 1,417,225 SH   DFND   1,409,570 0 7,655
VISA IN - CLASS A COM CL A 92826C839   23,316,860 84,804 SH   DFND   83,867 0 937
VULCAN MATLS CO COM 929160109   238,660 953 SH   DFND   953 0 0
WALMART INC COM 931142103   6,498,437 80,476 SH   DFND   80,152 0 324
WASTE MGMT INC DEL COM 94106L109   6,216,167 29,943 SH   DFND   29,943 0 0
WATSCO INC COM 942622200   446,135 907 SH   DFND   907 0 0
WEC ENERGY GROUP INC COM 92939U106   465,607 4,841 SH   DFND   4,841 0 0
WELLS FARGO CO COM 949746101   3,025,887 53,565 SH   DFND   53,565 0 0
WEST PHARMACEUTICAL SERVICES COM 955306105   258,438 861 SH   DFND   861 0 0
WISDOMTREE L/C DIVIDEND FD US LARGECAP DIVD 97717W307   612,925 7,802 SH   DFND   7,802 0 0
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND US QTLY DIV GRT 97717X669   3,058,716 36,759 SH   DFND   36,759 0 0
WSFS FINANCIAL CORP COM 929328102   556,148 10,907 SH   DFND   10,907 0 0
WW GRAINGER INC COM 384802104   790,534 761 SH   DFND   761 0 0
YUM BRANDS INC COM COM 988498101   205,513 1,471 SH   DFND   1,471 0 0
ZOETIS INC. CL A 98978V103   25,440,430 130,210 SH   DFND   129,285 0 925