The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   4,029,705 37,991 SH   DFND   29,316 0 8,675
ABBOTT LABS COM 002824100   11,235,291 98,850 SH   DFND   92,475 0 6,375
ABBVIE INC. COM 00287Y109   17,927,017 98,446 SH   DFND   83,844 0 14,602
ACCENTURE LTD SHS CLASS A G1151C101   261,928,742 755,687 SH   DFND   656,710 0 98,977
ADOBE SYSTEMS COM 00724F101   2,534,101 5,022 SH   DFND   4,277 0 745
AFLAC COM 001055102   2,470,879 28,778 SH   DFND   28,778 0 0
AGILENT TECHNOLOGIES INC COM COM 00846U101   643,591 4,423 SH   DFND   3,642 0 781
AIR PRODUCTS & CHEMICALS INC COM 009158106   103,373,465 426,687 SH   DFND   382,654 0 44,033
ALLSTATE CORP COM 020002101   189,446 1,095 SH   DFND   1,095 0 0
ALPHABET INC - CL A CAP STK CL A 02079K305   8,059,511 53,399 SH   DFND   51,899 0 1,500
ALPHABET INC CL C CAP STK CL C 02079K107   14,878,238 97,716 SH   DFND   96,216 0 1,500
ALTRIA GROUP INC COM COM 02209S103   2,601,933 59,650 SH   DFND   59,253 0 397
AMAZON.COM INC COM 023135106   12,045,416 66,778 SH   DFND   58,171 0 8,607
AMERICAN ELECTRIC POWER COM 025537101   13,571,685 157,627 SH   DFND   155,905 0 1,722
AMERICAN EXPRESS CO COM 025816109   2,620,257 11,508 SH   DFND   10,738 0 770
AMERICAN TOWER CORP COM 03027X100   39,145,148 198,113 SH   DFND   196,968 0 1,145
AMERICAN WTR WK COM 030420103   606,528 4,963 SH   DFND   2,188 0 2,775
AMETEK INC COM 031100100   569,734 3,115 SH   DFND   3,115 0 0
AMGEN INC COM 031162100   10,994,912 38,671 SH   DFND   38,010 0 661
ANALOG DEVICES COM 032654105   483,003 2,442 SH   DFND   2,442 0 0
AON PLC SHS CL A G0403H108   115,888,806 347,264 SH   DFND   307,134 0 40,130
APPLE INC COM 037833100   426,152,742 2,485,145 SH   DFND   2,229,725 0 255,420
APPLIED MATLS INC COM 038222105   338,423 1,641 SH   DFND   1,641 0 0
ARTHUR J GALLAGHER & CO COM 363576109   935,650 3,742 SH   DFND   3,742 0 0
ASML HOLDINGS N.V. N Y REGISTRY SHS N07059210   24,229,724 24,967 SH   DFND   24,722 0 245
ASTRA ZENECA PLC ADR SPONSORED ADR 046353108   409,684 6,047 SH   DFND   6,047 0 0
AT&T INC COM 00206R102   1,002,861 56,981 SH   DFND   56,029 0 952
AUTODESK INC COM 052769106   345,577 1,327 SH   DFND   1,109 0 218
AUTOMATIC DATA PROCESSING COM 053015103   65,886,303 263,820 SH   DFND   260,996 0 2,824
AVANTIS EMERGING MARKETS EQ AVANTIS EMGMKT 025072604   129,386,811 2,232,347 SH   DFND   2,132,049 0 100,298
AVANTIS INTERNATIONAL SMALL CAP VALUE INTL SMCP VLU 025072802   106,641,434 1,619,214 SH   DFND   1,566,637 0 52,577
BANK NEW YORK MELLON CORP COM 064058100   175,568 3,047 SH   DFND   3,047 0 0
BANK OF AMERICA COM 060505104   1,123,494 29,628 SH   DFND   29,628 0 0
BAXTER INTL INC COM 071813109   800,520 18,730 SH   DFND   18,425 0 305
BECTON DICKINSON COM 075887109   13,902,599 56,183 SH   DFND   45,888 0 10,295
BERKSHIRE HATHAWAY INC DEL CL A 084670108   25,377,600 40 SH   DFND   40 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702   17,949,896 42,685 SH   DFND   40,460 0 2,225
BLACKROCK INC COM 09247X101   271,331,441 325,455 SH   DFND   290,905 0 34,550
BOEING CO COM 097023105   759,030 3,933 SH   DFND   3,058 0 875
BOOKING HOLDINGS INC. COM 09857L108   656,646 181 SH   DFND   181 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   3,889,159 71,716 SH   DFND   68,133 0 3,583
BROADCOM LTD COM 11135F101   2,617,685 1,975 SH   DFND   1,975 0 0
BRUNSWICK CORP COM 117043109   252,014 2,611 SH   DFND   2,611 0 0
CANADIAN NATL RAILWAY CO COM 136375102   540,011 4,100 SH   DFND   4,100 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   1,626,207 18,444 SH   DFND   18,444 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   10,722,408 335,180 SH   DFND   246,170 0 89,010
CARRIER GLOBAL CORP COM 14448C104   284,953 4,902 SH   DFND   4,902 0 0
CATERPILLAR INC COM 149123101   2,274,798 6,208 SH   DFND   5,793 0 415
CENCORA INC COM 03073E105   284,272 1,162 SH   DFND   1,162 0 0
CHEMOURS COMPANY COM 163851108   1,006,126 38,314 SH   DFND   38,314 0 0
CHEVRON CORPORATION COM 166764100   157,174,200 996,413 SH   DFND   956,690 0 39,723
CHUBB LTD COM H1467J104   2,376,222 9,170 SH   DFND   9,170 0 0
CHURCH & DWIGHT CO COM 171340102   1,857,657 17,809 SH   DFND   17,809 0 0
CIGNA CORP COM 125523100   817,904 2,252 SH   DFND   2,252 0 0
CINCINNATI FINANCIAL CORP COM 172062101   874,778 7,045 SH   DFND   7,045 0 0
CINTAS CORP COM 172908105   423,210 616 SH   DFND   616 0 0
CISCO SYS INC COM 17275R102   63,459,467 1,271,478 SH   DFND   1,264,337 0 7,141
CLOROX CO COM 189054109   600,651 3,923 SH   DFND   3,923 0 0
CME GROUP INC. COM 12572Q105   15,348,670 71,293 SH   DFND   71,253 0 40
COCA-COLA CO COM 191216100   89,878,026 1,469,075 SH   DFND   1,267,950 0 201,125
COGNIZANT TECH SOLUTIONS - A CL A 192446102   207,337 2,829 SH   DFND   2,669 0 160
COLGATE-PALMOLIVE CO COM 194162103   4,811,101 53,427 SH   DFND   43,372 0 10,055
COMCAST CORP NEW COM CL A CL A 20030N101   5,405,702 124,699 SH   DFND   124,599 0 100
COMM SERV SELECT SECTOR SPDR COMMUNICATION 81369Y852   1,200,157 14,697 SH   DFND   14,697 0 0
CONOCOPHILLIPS COM 20825C104   3,230,621 25,382 SH   DFND   24,551 0 831
CONSOLIDATED EDISON INC COM 209115104   516,891 5,692 SH   DFND   3,542 0 2,150
CONSTELLATION BRANDS INC CL A 21036P108   841,641 3,097 SH   DFND   3,097 0 0
CONSTELLATION ENERGY CORP COM 21037T109   711,303 3,848 SH   DFND   3,848 0 0
COPART, INC COM 217204106   642,622 11,095 SH   DFND   11,095 0 0
CORTEVA INC COM 22052L104   4,435,342 76,909 SH   DFND   76,909 0 0
COSTCO WHSL CORP NEW COM COM 22160K105   227,290,545 310,239 SH   DFND   275,353 0 34,886
CUMMINS INC COM 231021106   482,637 1,638 SH   DFND   1,638 0 0
CVS HEALTH CORPORATION COM 126650100   126,581,897 1,587,035 SH   DFND   1,416,848 0 170,187
DANAHER CORP COM 235851102   3,397,690 13,606 SH   DFND   13,606 0 0
DARDEN RESTAURANTS COM 237194105   196,234 1,174 SH   DFND   1,174 0 0
DEERE & CO. COM 244199105   1,665,961 4,056 SH   DFND   3,801 0 255
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205   2,263,674 15,219 SH   DFND   15,219 0 0
DIAMONDBACK ENERGY INC COM 25278X109   298,048 1,504 SH   DFND   74 0 1,430
DIMENSIONSAL U.S. CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708   231,286 7,239 SH   DFND   7,239 0 0
DISCOVER FINANCIAL SERVICES COM 254709108   298,198 2,275 SH   DFND   2,275 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106   8,621,363 70,459 SH   DFND   67,015 0 3,444
DOLLAR GENERAL CORP COM 256677105   1,032,181 6,614 SH   DFND   6,587 0 27
DOMINION ENERGY INC COM 25746U109   703,220 14,296 SH   DFND   14,296 0 0
DOVER CORP COM 260003108   764,575 4,315 SH   DFND   4,315 0 0
DOW INC COM 260557103   30,078,704 519,225 SH   DFND   518,420 0 805
DUKE ENERGY CORP COM NEW 26441C204   981,162 10,145 SH   DFND   10,145 0 0
DUPONT DE NEMOURS INC COM 26614N102   12,418,393 161,972 SH   DFND   150,082 0 11,890
EASTMAN CHEM CO COM 277432100   191,120 1,907 SH   DFND   1,907 0 0
EATON CORP, PLC SHS G29183103   121,685,196 389,168 SH   DFND   362,503 0 26,665
ECOLAB INC COM 278865100   301,555 1,306 SH   DFND   1,306 0 0
ELEVANCE HEALTH INC COM 036752103   1,748,517 3,372 SH   DFND   3,372 0 0
EMERSON ELECTRIC CO COM 291011104   5,211,082 45,945 SH   DFND   41,475 0 4,470
ENBRIDGE INC. COM 29250N105   287,812 7,955 SH   DFND   7,955 0 0
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506   1,038,321 10,998 SH   DFND   10,998 0 0
ENERGY TRANSFER COM UT LTD PTN 29273V100   1,496,363 95,128 SH   DFND   95,128 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107   2,078,725 71,238 SH   DFND   66,278 0 4,960
EOG RESOURCES INC COM 26875P101   285,211 2,231 SH   DFND   1,647 0 584
ESSENTIAL UTILITIES INC COM 29670G102   931,622 25,145 SH   DFND   22,431 0 2,714
ESTEE LAUDER COS INC CL A CL A 518439104   525,497 3,409 SH   DFND   3,409 0 0
EXELON CORP COM 30161N101   431,679 11,490 SH   DFND   11,490 0 0
EXXON MOBIL CORP COM 30231G102   15,737,818 135,391 SH   DFND   130,131 0 5,260
FACTSET RESEARCH COM 303075105   350,789 772 SH   DFND   772 0 0
FASTENAL COMPANY COM 311900104   915,420 11,867 SH   DFND   11,867 0 0
FEDEX CORP COM 31428X106   580,059 2,002 SH   DFND   2,002 0 0
FIRST COMMONWEALTH FINANCIAL COM 319829107   680,549 48,890 SH   DFND   48,890 0 0
FISERV INC COM 337738108   200,734 1,256 SH   DFND   1,037 0 219
GARTNER INC COM 366651107   305,069 640 SH   DFND   640 0 0
GENERAL DYNAMICS CORP COM 369550108   9,200,134 32,568 SH   DFND   31,983 0 585
GENERAL ELECTRIC COM NEW 369604301   930,485 5,301 SH   DFND   5,301 0 0
GENERAL MILLS INC COM 370334104   583,410 8,338 SH   DFND   8,338 0 0
GENTEX CORP COM 371901109   14,943,494 413,718 SH   DFND   409,678 0 4,040
GENUINE PARTS CO COM 372460105   17,910,490 115,604 SH   DFND   115,549 0 55
GILEAD SCIENCES INC COM 375558103   1,029,675 14,057 SH   DFND   7,303 0 6,754
GLATFELTER CORP COM 377320106   211,300 105,650 SH   DFND   105,650 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W204   3,570,857 83,295 SH   DFND   25,433 0 57,862
GLOBAL PAYMENTS INC COM 37940X102   355,536 2,660 SH   DFND   2,310 0 350
GLOBAL X S&P 500 CATHOLIC VALUES ETF S&P 500 CATHOLIC 37954Y889   4,011,420 63,033 SH   DFND   63,033 0 0
GOLDMAN SACHS ACCESS INV GRADE CORP BOND ETF ACCESS INVT GR 381430479   910,269 19,879 SH   DFND   19,879 0 0
GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS ACTIVEBETA EME 381430206   370,752 11,830 SH   DFND   6,000 0 5,830
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ACTIVEBETA INT 381430107   4,499,362 131,215 SH   DFND   131,215 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104   946,903 2,267 SH   DFND   1,920 0 347
GOLDMAN SACHS TREAS ACC ETF ACCES TREASURY 381430529   263,928 2,616 SH   DFND   2,616 0 0
GRACO INC COM 384109104   201,687 2,158 SH   DFND   2,158 0 0
HALEON PLC SPON ADS 405552100   207,614 24,454 SH   DFND   340 0 24,114
HEICO CORPORATION CL A 422806208   386,082 2,508 SH   DFND   2,508 0 0
HILTON WORLDWIDE HLD COM 43300A203   248,719 1,166 SH   DFND   1,166 0 0
HOME DEPOT INC COM 437076102   43,747,278 114,044 SH   DFND   112,799 0 1,245
HONEYWELL INTERNATIONAL, INC. COM 438516106   186,910,694 910,649 SH   DFND   824,555 0 86,094
HUBBELL INC COM 443510607   452,405 1,090 SH   DFND   1,090 0 0
IDEXX LABORATORIES COM 45168D104   207,333 384 SH   DFND   384 0 0
IISHARES CORE S&P TOTAL US CORE S&P TTL STK 464287150   306,698 2,660 SH   DFND   2,660 0 0
ILLINOIS TOOL WKS INC COM 452308109   47,679,558 177,690 SH   DFND   176,396 0 1,294
INDUSTRIAL SELECT SECT SPDR INDL 81369Y704   376,872 2,992 SH   DFND   2,992 0 0
INTEL CORP COM 458140100   2,555,323 57,852 SH   DFND   57,552 0 300
INTERCONTINENTAL EXCHANGE COM 45866F104   661,313 4,812 SH   DFND   4,812 0 0
INTERNATIONAL BUSINESS MACHINES COM 459200101   2,246,835 11,766 SH   DFND   11,766 0 0
INTL FLAVORS & FRAGRANCES COM 459506101   671,926 7,814 SH   DFND   7,814 0 0
INTUIT INC COM 461202103   46,987,850 72,289 SH   DFND   71,669 0 620
INVESCO QQQ TRUST SERIES 1 UNIT SER 1 46090E103   8,772,750 19,758 SH   DFND   19,394 0 364
INVESCO S&P 500 EQUAL WEIGHT S&P500 EQL TEC 46137V282   387,090 11,000 SH   DFND   11,000 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   8,292,689 48,962 SH   DFND   36,480 0 12,482
INVESCO S&P 500 HIGH DIVIDEND LOW VOL ETF S&P500 HDL VOL 46138E362   266,400 6,000 SH   DFND   6,000 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF 0-3 MNTH TREASRY 46436E718   2,125,988 21,110 SH   DFND   21,110 0 0
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747   60,012,698 603,567 SH   DFND   592,230 0 11,337
ISHARES 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457   24,629,732 301,171 SH   DFND   290,556 0 10,615
ISHARES BARCLAYS 3-7 YEAR TREASURY BOND FUND 3 7 YR TREAS BD 464288661   14,414,887 124,470 SH   DFND   118,622 0 5,848
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440   12,378,729 130,770 SH   DFND   126,075 0 4,695
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612   2,184,932 21,013 SH   DFND   12,848 0 8,165
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588   49,935,209 540,307 SH   DFND   527,442 0 12,865
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621   1,770,830 30,500 SH   DFND   28,580 0 1,920
ISHARES CORE MSCI ACMI CORE MSCI TOTAL 46432F834   2,630,118 38,758 SH   DFND   38,758 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   205,351,198 2,766,791 SH   DFND   2,656,743 0 110,047
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   179,475,981 3,478,217 SH   DFND   3,359,580 0 118,637
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200   172,507,069 328,129 SH   DFND   319,040 0 9,089
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   156,506,308 2,576,660 SH   DFND   2,515,795 0 60,865
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804   238,591,031 2,158,804 SH   DFND   2,072,548 0 86,256
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168   2,924,416 23,741 SH   DFND   23,741 0 0
ISHARES DJ US HEALTH CARE SECTOR INDEX FUND US HLTHCARE ETF 464287762   883,313 14,270 SH   DFND   14,270 0 0
ISHARES DJ US INDUSTRIAL SECTOR INDEX FUND US INDUSTRIALS 464287754   501,331 3,988 SH   DFND   3,988 0 0
ISHARES DJ US TECHNOLOGY SECTOR INDEX FUND U.S. TECH ETF 464287721   2,506,038 18,555 SH   DFND   18,555 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448   385,270 13,740 SH   DFND   13,740 0 0
ISHARES EDGE MSCI USA MOMENT MSCI USA MMENTM 46432F396   4,534,245 24,202 SH   DFND   21,445 0 2,757
ISHARES EDGE MSCI USA QUALIT MSCI USA QLT FCT 46432F339   72,930,806 443,753 SH   DFND   427,951 0 15,802
ISHARES EDGE MSCI USA VALUE FACTO MSCI USA VALUE 46432F388   16,773,103 154,862 SH   DFND   141,855 0 13,007
ISHARES ESG MSCI USA SMALL- CAP ESG AWARE MSCI 46435U663   1,876,220 46,591 SH   DFND   46,591 0 0
ISHARES FLOATING RATE BOND E FLTG RATE NT ETF 46429B655   60,569,063 1,186,233 SH   DFND   1,162,509 0 23,724
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242   375,556 3,448 SH   DFND   3,448 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513   394,247 5,072 SH   DFND   5,072 0 0
ISHARES INTERMEDIATE TERM CORP BOND ETF INTERM CR BD ETF 464288638   54,789,509 1,061,812 SH   DFND   1,023,733 0 38,079
ISHARES MORNINGSTAR MID-CAP ETF MRGSTR MD CP ETF 464288208   474,633 6,517 SH   DFND   6,517 0 0
ISHARES MSC EAFE ESG ESG AW MSCI EAFE 46435G516   1,113,226 13,931 SH   DFND   13,931 0 0
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257   1,603,713 14,562 SH   DFND   14,562 0 0
ISHARES MSCI EAFE GROWTH INDEX FUND EAFE GRWTH ETF 464288885   315,522 3,040 SH   DFND   3,040 0 0
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465   1,210,917 15,163 SH   DFND   15,163 0 0
ISHARES MSCI EM ESG OP ESG AWR MSCI EM 46434G863   1,032,295 32,029 SH   DFND   32,029 0 0
ISHARES MSCI EM MKTS EX CHINA MSCI EMRG CHN 46434G764   586,293 10,184 SH   DFND   10,184 0 0
ISHARES MSCI EMERGING MARKETS INDEX FUND MSCI EMG MKT ETF 464287234   537,819 13,092 SH   DFND   13,092 0 0
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533   1,556,225 27,500 SH   DFND   27,500 0 0
ISHARES MSCI USA ESG OP ESG AWR MSCI USA 46435G425   348,099 3,028 SH   DFND   3,028 0 0
ISHARES MSCI USA ESG SELECT MSCI USA ESG SLC 464288802   925,762 8,480 SH   DFND   8,480 0 0
ISHARES MSCI USA MINIMUM VOL MSCI USA MIN VOL 46429B697   5,713,529 68,360 SH   DFND   23,495 0 44,865
ISHARES NASDAQ BIOTECHNOLOGY ISHARES BIOTECH 464287556   710,388 5,177 SH   DFND   4,830 0 347
ISHARES NORTH AMERICAN TECH-SOFTWARE ETF EXPANDED TECH 464287515   415,691 4,875 SH   DFND   4,875 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614   20,834,595 61,815 SH   DFND   39,347 0 22,468
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622   3,909,143 13,572 SH   DFND   13,572 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598   12,886,551 71,948 SH   DFND   43,693 0 28,254
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648   1,627,779 6,011 SH   DFND   2,526 0 3,485
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655   2,034,022 9,672 SH   DFND   9,672 0 0
ISHARES RUSSELL 2000 VALUE INDEX FUND RUS 2000 VAL ETF 464287630   825,177 5,196 SH   DFND   1,423 0 3,773
ISHARES RUSSELL 3000 INDEX FUND RUSSELL 3000 ETF 464287689   420,112 1,400 SH   DFND   1,400 0 0
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MDCP VAL ETF 464287481   842,011 7,377 SH   DFND   7,377 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499   9,273,361 110,279 SH   DFND   105,329 0 4,950
ISHARES RUSSELL MID CAP VALUE INDEX FUND RUS MDCP VAL ETF 464287473   208,800 1,666 SH   DFND   1,666 0 0
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309   2,955,653 35,003 SH   DFND   35,003 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   449,838 2,408 SH   DFND   2,408 0 0
ISHARES S&P MID CAP 400 GROWTH INDEX FUND S&P MC 400GR ETF 464287606   454,060 4,976 SH   DFND   4,976 0 0
ISHARES S&P MID CAP 400 VALUE INDEX FUND S&P MC 400VL ETF 464287705   288,036 2,435 SH   DFND   2,435 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHRT NAT MUN ETF 464288158   478,930 4,573 SH   DFND   4,573 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687   958,778 29,748 SH   DFND   29,748 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF 1-3 YR CR BD ETF 464288646   94,667,955 1,846,099 SH   DFND   1,784,969 0 61,130
ISHARES SILVER TRUST ISHARES 46428Q109   204,750 9,000 SH   DFND   9,000 0 0
ISHARES TR NATIONAL MUN ETF 464288414   279,975 2,602 SH   DFND   2,602 0 0
ISHARES TR CORE US AGGBD ETF 464287226   618,687 6,317 SH   DFND   6,317 0 0
ISHARES TR TRS FLT RT BD 46434V860   12,585,263 248,279 SH   DFND   248,279 0 0
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240   2,652,575 49,683 SH   DFND   49,683 0 0
ISHARES U S ETF TR U.S. TECH INDEPD 46431W648   220,542 3,115 SH   DFND   3,115 0 0
ISHARES ULTRA SHORT-TERM BOND ULTR SH TRM BD 46434V878   8,355,141 165,252 SH   DFND   132,992 0 32,260
ISHARES US CONSUMER DISCRETIONARY ETF US CONSUM DISCRE 464287580   686,089 8,370 SH   DFND   8,370 0 0
ISHARES US FINANCIALS ETF U.S. FINLS ETF 464287788   673,472 7,041 SH   DFND   7,041 0 0
ISHARES US HEALTH CARE PROVIDERS ETF US HLTHCR PR ETF 464288828   401,687 7,365 SH   DFND   7,365 0 0
J.P. MORGAN CHASE & CO COM 46625H100   304,790,784 1,521,671 SH   DFND   1,357,531 0 164,140
JANUS HENDERSON MORTGAGE-BACKED SECURITIES ETF HENDERSON MTG 47103U852   2,808,242 62,267 SH   DFND   61,867 0 400
JOHNSON & JOHNSON COM 478160104   195,824,158 1,237,905 SH   DFND   1,099,788 0 138,117
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105   19,622,193 300,401 SH   DFND   300,276 0 125
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365   259,259 9,100 SH   DFND   9,100 0 0
JP MORGAN EQUITY PREMIUM INCOME ETF EQUITY PREMIUM 46641Q332   996,754 17,227 SH   DFND   3,192 0 14,035
JP MORGAN EXCHANGE TRADED ULTRA SHRT INC 46641Q837   320,358 6,350 SH   DFND   6,350 0 0
KENVUE INC COM 49177J102   8,693,811 405,117 SH   DFND   405,117 0 0
KIMBERLY CLARK CORP COM 494368103   3,087,326 23,868 SH   DFND   21,473 0 2,395
KKR & CO INC COM 48251W104   234,653 2,333 SH   DFND   2,067 0 266
KLA - TENCOR CORPROATION COM NEW 482480100   1,464,203 2,096 SH   DFND   2,096 0 0
KROGER CO COM 501044101   436,873 7,647 SH   DFND   7,533 0 114
LAM RESEARCH CP COM 512807108   451,780 465 SH   DFND   465 0 0
LILLY, ELI & COMPANY COM 532457108   3,759,881 4,833 SH   DFND   4,663 0 170
LINDE PLC SHS G54950103   4,276,852 9,211 SH   DFND   9,081 0 130
LITHIA MOTORS INC CL A CL A 536797103   284,914 947 SH   DFND   947 0 0
LOCKHEED MARTIN CORP COM 539830109   18,135,212 39,869 SH   DFND   39,114 0 755
LOWES COS INC COM 548661107   243,830,477 957,211 SH   DFND   834,614 0 122,597
M & T BK CORP COM 55261F104   594,704 4,089 SH   DFND   4,089 0 0
MARATHON PETROLEUM CORP COM 56585A102   1,169,305 5,803 SH   DFND   5,803 0 0
MARRIOTT INTL INC NEW CL A CL A 571903202   1,051,376 4,167 SH   DFND   4,167 0 0
MARTIN MARIETTA MATERIALS COM 573284106   210,581 343 SH   DFND   203 0 140
MASCO CORP COM 574599106   37,392,117 474,038 SH   DFND   469,073 0 4,965
MASTERCARD CLA 57636Q104   302,388,208 627,922 SH   DFND   553,389 0 74,533
MCCORMICK & CO COM NON VTG 579780206   28,521,166 371,321 SH   DFND   369,671 0 1,650
MCDONALDS CORP COM 580135101   72,328,064 256,528 SH   DFND   239,290 0 17,238
MCKESSON CORP COM 58155Q103   76,107,635 141,767 SH   DFND   121,912 0 19,855
MEDTRONIC PLC SHS G5960L103   125,492,162 1,439,956 SH   DFND   1,313,422 0 126,534
MERCK & CO COM 58933Y105   108,390,285 821,450 SH   DFND   811,297 0 10,153
META PLATFORMS, INC. CLASS A CL A 30303M102   2,089,936 4,304 SH   DFND   4,089 0 215
MICROCHIP TECHNOLOGY COM 595017104   786,039 8,762 SH   DFND   8,762 0 0
MICRON TECHNOLOGY INC COM 595112103   264,191 2,241 SH   DFND   2,241 0 0
MICROSOFT CORP COM 594918104   532,116,440 1,264,776 SH   DFND   1,158,194 0 106,582
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107   3,958,230 7,114 SH   DFND   6,876 0 238
MONDELEZ INTERNATIONAL INC CL A CL A 609207105   1,562,820 22,326 SH   DFND   22,326 0 0
MOODYS CORP COM COM 615369105   470,064 1,196 SH   DFND   1,196 0 0
MORGAN STANLEY COM NEW 617446448   1,677,460 17,815 SH   DFND   17,815 0 0
NESTLE S A SPON ADR REG COM 641069406   3,646,058 34,332 SH   DFND   29,420 0 4,912
NETFLIX INC COM 64110L106   825,969 1,360 SH   DFND   1,360 0 0
NEXTERA ENERGY, INC. COM 65339F101   78,772,207 1,232,549 SH   DFND   1,168,669 0 63,880
NIKE INC CL B CL B 654106103   67,387,886 717,045 SH   DFND   628,622 0 88,423
NORFOLK SOUTHERN CORP COM 655844108   3,720,847 14,599 SH   DFND   14,599 0 0
NORTHERN TR CORP COM 665859104   243,730 2,741 SH   DFND   2,741 0 0
NORTHROP GRUMMAN CORP COM 666807102   973,116 2,033 SH   DFND   2,033 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109   3,660,553 37,843 SH   DFND   37,843 0 0
NOVO-NORDISK A/S SPONS ADR ADR 670100205   3,371,784 26,260 SH   DFND   26,260 0 0
NUCOR CORP COM 670346105   210,961 1,066 SH   DFND   1,066 0 0
NUVEEN ESG EMERGING MARKETS NUVEEN ESG EMRGN 67092P888   550,000 20,000 SH   DFND   20,000 0 0
NUVEEN PA INVT QUALITY MUN FD COM 670972108   174,522 14,765 SH   DFND   14,765 0 0
nVENT ELECTRIC PLC SHS G6700G107   41,421,292 549,354 SH   DFND   545,109 0 4,245
NVIDIA CORP COM 67066G104   4,916,270 5,441 SH   DFND   5,441 0 0
ONEOK INC COM 682680103   467,231 5,828 SH   DFND   5,828 0 0
ORACLE SYS CORP COM 68389X105   226,214,979 1,800,931 SH   DFND   1,605,978 0 194,953
OREILLY AUTOMOTIVE COM 67103H107   246,096 218 SH   DFND   218 0 0
OSHARES U.S. SMALL-CAP QUALITY DIVIDEND ETF OSHARES US SMLCP 00162Q395   1,883,935 44,255 SH   DFND   44,255 0 0
OTIS WORLDWIDE CORP COM 68902V107   206,085 2,076 SH   DFND   2,076 0 0
PARKER-HANNIFIN CORP COM 701094104   477,021 858 SH   DFND   725 0 133
PAYCHEX INC COM 704326107   528,286 4,302 SH   DFND   3,471 0 831
PAYPAL HOLDINGS, INC. COM 70450Y103   362,282 5,408 SH   DFND   5,133 0 275
PEPSICO INC COM 713448108   228,021,966 1,302,908 SH   DFND   1,159,940 0 142,968
PFIZER INC COM 717081103   13,993,659 504,276 SH   DFND   496,973 0 7,303
PHILIP MORRIS INTL,INC COM 718172109   24,709,847 269,699 SH   DFND   268,942 0 757
PHILLIPS 66 COM 718546104   2,005,489 12,278 SH   DFND   10,107 0 2,171
PIMCO ENHANCED SHORT MATURITY ETF ENHAN SHRT MA AC 72201R833   499,382 4,967 SH   DFND   777 0 4,190
PNC FINANCIAL CORP COM 693475105   1,394,770 8,631 SH   DFND   8,281 0 350
POWERSHARES FTSE RAFI US 1K FTSE RAFI 1000 46137V613   2,263,575 58,840 SH   DFND   12,350 0 46,490
PPG INDS INC COM 693506107   495,123 3,417 SH   DFND   3,417 0 0
PPL CORP COM COM 69351T106   301,481 10,951 SH   DFND   10,951 0 0
PRIMIS FINANCIAL CORP COM 74167B109   121,700 10,000 SH   DFND   10,000 0 0
PROCTER & GAMBLE COM 742718109   39,867,259 245,715 SH   DFND   206,845 0 38,870
PROGRESSIVE CORP OHIO COM 743315103   1,155,710 5,588 SH   DFND   5,588 0 0
PROLOGIS COM 74340W103   297,162 2,282 SH   DFND   2,282 0 0
PRUDENTIAL FINL INC COM 744320102   213,903 1,822 SH   DFND   1,822 0 0
PUBLIC STORAGE COM 74460D109   1,137,615 3,922 SH   DFND   3,922 0 0
PUBLIC SVC ENTERPRISES COM 744573106   787,470 11,792 SH   DFND   11,792 0 0
QUALCOMM INC COM 747525103   25,888,002 152,912 SH   DFND   152,867 0 45
RAYTHEON TECHNOLOGIES CORP COM 75513E101   197,321,603 2,023,189 SH   DFND   1,828,571 0 194,618
REGENERON PHARMACEUTICALS COM 75886F107   269,497 280 SH   DFND   280 0 0
ROCKWELL INTL CORP NEW COM 773903109   192,860 662 SH   DFND   662 0 0
ROPER INDUSTRIES INC. COM 776696106   510,364 910 SH   DFND   910 0 0
S&P GLOBAL INC COM 78409V104   166,508,596 391,371 SH   DFND   348,048 0 43,323
SALESFORCE.COM INC COM 79466L302   1,057,744 3,512 SH   DFND   3,512 0 0
SAP SE SPONSORED ADR SPON ADR 803054204   1,090,998 5,594 SH   DFND   5,594 0 0
SCHLUMBERGER COM STK 806857108   253,441 4,624 SH   DFND   4,624 0 0
SCHWAB (CHARLES) CORP COM 808513105   475,997 6,580 SH   DFND   6,580 0 0
SCHWAB FUNDAMENTAL LARGE CAP SCHWAB FDT US LG 808524771   16,746,617 248,503 SH   DFND   98,515 0 149,988
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   356,916 9,147 SH   DFND   9,147 0 0
SCHWAB US DVD EQUITY ETF US DIVIDEND EQ 808524797   480,635 5,961 SH   DFND   5,961 0 0
SCHWAB US LARGE-CAP VALUE ETF US LCAP VA ETF 808524409   955,953 12,582 SH   DFND   12,582 0 0
SCHWAB US MID CAP ETF US MID CAP ETF 808524508   503,237 6,180 SH   DFND   6,180 0 0
SCHWAB US SMALL-CAP ETF US SML CAP ETF 808524607   418,575 8,501 SH   DFND   8,501 0 0
SEI INVESTMENTS CO COM 784117103   475,475 6,613 SH   DFND   6,613 0 0
SERVICE NOW INC. COM 81762P102   850,076 1,115 SH   DFND   1,115 0 0
SHELL PLC - ADR SPON ADS 780259305   2,005,502 29,915 SH   DFND   27,449 0 2,466
SHERWIN WILLIAMS CO COM 824348106   4,325,300 12,453 SH   DFND   12,195 0 258
SKYWORKS SOLUTIONS INC COM 83088M102   34,048,009 314,328 SH   DFND   310,763 0 3,565
SOUTHERN CO COM 842587107   389,261 5,426 SH   DFND   5,426 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   1,491,470 7,250 SH   DFND   7,250 0 0
SPDR HEALTH CARE SEL SEC SBI HEALTHCARE 81369Y209   8,089,547 54,759 SH   DFND   53,459 0 1,300
SPDR NUVEEN BARCLAYS SHORT TERM MUNI NUVEEN BLMBRG SH 78468R739   733,328 15,458 SH   DFND   15,458 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF S&P 600 SMCP GRW 78464A201   57,617,945 660,529 SH   DFND   650,978 0 9,551
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   2,124,334 16,187 SH   DFND   4,775 0 11,412
SPDR TR UNIT SER 1 TR UNIT 78462F103   50,834,348 97,185 SH   DFND   88,917 0 8,268
STARBUCKS CORP COM 855244109   93,675,842 1,025,012 SH   DFND   904,793 0 120,219
STRYKER CORP COM 863667101   48,667,099 135,991 SH   DFND   124,346 0 11,645
SYSCO CORP COM 871829107   1,541,365 18,987 SH   DFND   18,987 0 0
TARGET CORP COM 87612E106   4,868,313 27,472 SH   DFND   27,472 0 0
TE CONNECTIVITY LTD SHS H84989104   28,756,213 197,991 SH   DFND   194,798 0 3,193
TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803   2,249,108 10,799 SH   DFND   9,228 0 1,571
TESLA MOTORS IN COM 88160R101   377,949 2,150 SH   DFND   2,150 0 0
TEXAS INSTRUMENTS INC COM 882508104   101,548,353 582,908 SH   DFND   529,204 0 53,704
THE BLACKSTONE GROUP INC COM CL A 09260D107   880,179 6,700 SH   DFND   6,700 0 0
THE HERSHEY COMPANY COM 427866108   1,040,770 5,351 SH   DFND   5,351 0 0
THE TRADE DESK INC COM CL A 88339J105   509,659 5,830 SH   DFND   5,830 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   132,903,066 228,666 SH   DFND   207,311 0 21,355
TJX COS INC NEW COM 872540109   187,887,987 1,852,573 SH   DFND   1,621,248 0 231,325
TRANE TECHNOLOGIES PLC SHS G8994E103   1,177,685 3,923 SH   DFND   3,923 0 0
TRANSDIGM GROUP, INC. COM 893641100   1,383,087 1,123 SH   DFND   1,123 0 0
TRAVELERS COMPANIES INC COM 89417E109   1,221,813 5,309 SH   DFND   2,831 0 2,478
TRUIST FINANCIAL CORP COM 89832Q109   358,109 9,187 SH   DFND   8,937 0 250
TYLER TECHNOLOGIES INC COM 902252105   558,463 1,314 SH   DFND   1,314 0 0
U S BANCORP COM NEW 902973304   883,317 19,761 SH   DFND   10,761 0 9,000
UGI CORP NEW COM 902681105   195,976 7,986 SH   DFND   7,986 0 0
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704   4,797,110 95,579 SH   DFND   87,135 0 8,444
UNION PACIFIC CORP COM 907818108   12,557,678 51,062 SH   DFND   50,222 0 840
UNITED PARCEL SVC INC CL B CL B 911312106   159,735,961 1,074,722 SH   DFND   1,022,708 0 52,014
UNITED RENTALS INC COM 911363109   504,056 699 SH   DFND   699 0 0
UNITEDHEALTH GROUP INC COM 91324P102   221,885,129 448,525 SH   DFND   384,927 0 63,598
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   244,218 3,720 SH   DFND   3,720 0 0
VALERO ENERGY CORP COM 91913Y100   357,937 2,097 SH   DFND   2,097 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108   1,603,266 5,046 SH   DFND   4,914 0 132
VANGUARD DIVIDEND DIV APP ETF 921908844   61,423,353 336,364 SH   DFND   255,400 0 80,964
VANGUARD ESG INTL STOCK ETF ESG INTL STK ETF 921910725   1,914,326 33,310 SH   DFND   33,310 0 0
VANGUARD ESG US STOCK ETF ESG US STK ETF 921910733   1,102,531 11,831 SH   DFND   11,831 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718   3,051,403 26,116 SH   DFND   26,116 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858   4,196,269 83,641 SH   DFND   83,641 0 0
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858   4,082,266 97,732 SH   DFND   97,732 0 0
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874   52,837,602 784,639 SH   DFND   770,275 0 14,364
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866   78,781,384 1,036,188 SH   DFND   1,019,354 0 16,834
VANGUARD GROWTH ETF GROWTH ETF 922908736   957,982 2,783 SH   DFND   2,783 0 0
VANGUARD HEALTHCARE ETF HEALTH CAR ETF 92204A504   450,686 1,666 SH   DFND   1,666 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406   5,068,172 41,889 SH   DFND   41,489 0 400
VANGUARD INFO TECH ETF INF TECH ETF 92204A702   6,855,746 13,075 SH   DFND   13,075 0 0
VANGUARD INTL EQUITY INDEX TT WRLD ST ETF 922042742   212,713 1,925 SH   DFND   1,803 0 122
VANGUARD LARGE - CAP ETF LARGE CAP ETF 922908637   25,295,639 105,504 SH   DFND   104,534 0 970
VANGUARD MEGA CAP ETF MEGA CAP INTDEX 921910873   424,195 2,270 SH   DFND   2,150 0 120
VANGUARD MEGA CAP VALUE ETF MEGA CAP VAL ETF 921910840   523,334 4,379 SH   DFND   4,379 0 0
VANGUARD MID-CAP ETF MID CAP ETF 922908629   1,992,134 7,973 SH   DFND   7,973 0 0
VANGUARD MID-CAP GROWTH ETF MCAP GR INXVIP 922908538   290,022 1,230 SH   DFND   1,144 0 86
VANGUARD REIT ETF REIT ETF 922908553   1,864,163 21,556 SH   DFND   21,556 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   12,630,873 26,276 SH   DFND   20,098 0 6,178
VANGUARD SHORT TERM BOND ETF SHORT TRM BOND 921937827   4,187,485 54,617 SH   DFND   54,617 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751   6,789,352 29,701 SH   DFND   27,076 0 2,625
VANGUARD TOTAL BOND MARKET TOTAL BND MRKT 921937835   3,476,798 47,870 SH   DFND   13,494 0 34,376
VANGUARD TOTAL INTL STOCK INDEX FUND ETF VG TL INTL STK F 921909768   50,191,851 832,369 SH   DFND   783,816 0 48,553
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769   55,678,589 214,231 SH   DFND   204,179 0 10,052
VANGUARD VALUE ETF VALUE ETF 922908744   1,487,075 9,131 SH   DFND   6,689 0 2,442
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   1,057,350 10,500 SH   DFND   10,500 0 0
VERIZON COMMUNICATIONS COM 92343V104   61,249,054 1,459,701 SH   DFND   1,452,376 0 7,325
VISA IN - CLASS A COM CL A 92826C839   7,639,536 27,374 SH   DFND   26,874 0 500
VULCAN MATERIALS CO COM 929160109   183,129 671 SH   DFND   671 0 0
WALMART INC COM 931142103   4,027,359 66,933 SH   DFND   66,609 0 324
WASTE MGMT INC DEL COM 94106L109   6,664,561 31,267 SH   DFND   31,267 0 0
WATSCO INC COM 942622200   333,481 772 SH   DFND   772 0 0
WEC ENERGY GROUP INC COM 92939U106   342,769 4,174 SH   DFND   4,174 0 0
WELLS FARGO CO COM 949746101   3,058,723 52,773 SH   DFND   52,773 0 0
WEST PHARMACEUTICAL SERVICES COM 955306105   271,457 686 SH   DFND   686 0 0
WISDOMTREE L/C DIVIDEND FD US LARGECAP DIVD 97717W307   563,226 7,802 SH   DFND   7,802 0 0
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND US QTLY DIV GRT 97717X669   2,742,002 35,989 SH   DFND   35,989 0 0
WSFS FINANCIAL CORP COM 929328102   600,678 13,307 SH   DFND   13,307 0 0
WW GRAINGER INC COM 384802104   771,113 758 SH   DFND   758 0 0
ZOETIS INC. CL A 98978V103   30,386,393 179,578 SH   DFND   177,998 0 1,580