The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   3,682,168 39,331 SH   DFND   30,381 0 8,950
ABBOTT LABS COM 002824100   9,027,873 93,215 SH   DFND   86,840 0 6,375
ABBVIE INC. COM 00287Y109   13,691,161 91,850 SH   DFND   77,248 0 14,602
ACCENTURE LTD SHS CLASS A G1151C101   234,490,314 763,539 SH   DFND   662,569 0 100,970
ADOBE SYSTEMS COM 00724F101   2,985,974 5,856 SH   DFND   5,111 0 745
AFLAC COM 001055102   2,423,535 31,577 SH   DFND   31,577 0 0
AGILENT TECHNOLOGIES INC COM COM 00846U101   511,017 4,570 SH   DFND   3,789 0 781
AIR PRODUCTS & CHEMICALS INC COM 009158106   120,269,955 424,382 SH   DFND   380,742 0 43,640
AIRBNB INC - CLASS A COM CL A 009066101   289,101 2,107 SH   DFND   2,107 0 0
ALCON INC ORD SHS H01301128   1,528,870 19,840 SH   DFND   19,840 0 0
ALPHABET INC - CL A CAP STK CL A 02079K305   6,840,837 52,276 SH   DFND   50,776 0 1,500
ALPHABET INC CL C CAP STK CL C 02079K107   13,816,693 104,791 SH   DFND   103,291 0 1,500
ALTRIA GROUP INC COM COM 02209S103   2,612,146 62,120 SH   DFND   61,723 0 397
AMAZON.COM INC COM 023135106   8,504,836 66,904 SH   DFND   57,894 0 9,010
AMERICAN ELECTRIC POWER COM 025537101   11,848,203 157,514 SH   DFND   153,912 0 3,602
AMERICAN EXPRESS CO COM 025816109   1,650,937 11,066 SH   DFND   10,296 0 770
AMERICAN TOWER CORP COM 03027X100   37,899,969 230,465 SH   DFND   228,986 0 1,479
AMERICAN WTR WK COM 030420103   420,279 3,394 SH   DFND   1,783 0 1,611
AMERISOURCE BERGEN CORP COM 03073E105   230,038 1,258 SH   DFND   1,258 0 0
AMETEK INC COM 031100100   460,272 3,115 SH   DFND   3,115 0 0
AMGEN INC COM 031162100   10,312,321 38,370 SH   DFND   37,709 0 661
ANALOG DEVICES COM 032654105   425,294 2,429 SH   DFND   2,429 0 0
AON PLC SHS CL A G0403H108   112,877,329 348,150 SH   DFND   307,899 0 40,251
APPLE INC COM 037833100   427,635,325 2,497,724 SH   DFND   2,223,831 0 273,893
APPLIED MATLS INC COM 038222105   225,397 1,628 SH   DFND   1,628 0 0
ARCHER DANIELS MIDLAND COM 039483102   262,990 3,487 SH   DFND   3,487 0 0
ARTHUR J GALLAGHER & CO COM 363576109   3,096,657 13,586 SH   DFND   13,586 0 0
ASTRA ZENECA PLC ADR SPONSORED ADR 046353108   396,771 5,859 SH   DFND   5,859 0 0
AT&T INC COM 00206R102   881,569 58,693 SH   DFND   56,056 0 2,637
AUTODESK INC COM 052769106   378,025 1,827 SH   DFND   1,609 0 218
AUTOMATIC DATA PROCESSING COM 053015103   62,548,775 259,992 SH   DFND   257,188 0 2,804
AVANTIS EMERGING MARKETS EQ AVANTIS EMGMKT 025072604   71,541,570 1,355,211 SH   DFND   1,296,401 0 58,810
AVANTIS INTERNATIONAL SMALL CAP VALUE INTL SMCP VLU 025072802   89,908,908 1,554,173 SH   DFND   1,503,892 0 50,281
BANK OF AMERICA COM 060505104   743,586 27,158 SH   DFND   27,158 0 0
BAXTER INTL INC COM 071813109   859,717 22,780 SH   DFND   22,475 0 305
BECTON DICKINSON COM 075887109   16,671,490 64,486 SH   DFND   53,959 0 10,527
BERKSHIRE HATHAWAY INC DEL CL A 084670108   21,259,080 40 SH   DFND   40 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702   14,685,277 41,922 SH   DFND   39,697 0 2,225
BLACKROCK INC COM 09247X101   213,662,446 330,496 SH   DFND   295,091 0 35,405
BOEING CO COM 097023105   498,560 2,601 SH   DFND   1,726 0 875
BOOKING HOLDINGS INC. COM 09857L108   1,560,479 506 SH   DFND   506 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   4,453,003 76,723 SH   DFND   73,140 0 3,583
BROADCOM LTD COM 11135F101   1,317,300 1,586 SH   DFND   1,586 0 0
BRUNSWICK CORP COM 117043109   206,269 2,611 SH   DFND   2,611 0 0
CANADIAN NATL RAILWAY CO COM 136375102   472,210 4,359 SH   DFND   4,359 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   1,483,512 19,937 SH   DFND   19,937 0 0
CATERPILLAR INC COM 149123101   1,694,784 6,208 SH   DFND   5,793 0 415
CELANESE CORPORATION COM 150870103   766,551 6,107 SH   DFND   6,107 0 0
CHEMOURS COMPANY COM 163851108   1,074,708 38,314 SH   DFND   38,314 0 0
CHEVRON CORPORATION COM 166764100   165,222,627 979,852 SH   DFND   938,358 0 41,494
CHUBB LTD COM H1467J104   1,930,245 9,272 SH   DFND   9,272 0 0
CHURCH & DWIGHT CO COM 171340102   1,631,839 17,809 SH   DFND   17,809 0 0
CIGNA CORP COM 125523100   748,073 2,615 SH   DFND   2,615 0 0
CINCINNATI FINANCIAL CORP COM 172062101   720,633 7,045 SH   DFND   7,045 0 0
CINTAS CORP COM 172908105   290,530 604 SH   DFND   604 0 0
CISCO SYS INC COM 17275R102   80,338,621 1,494,394 SH   DFND   1,485,308 0 9,086
CLOROX CO COM 189054109   514,148 3,923 SH   DFND   3,923 0 0
CME GROUP INC. COM 12572Q105   13,707,462 68,462 SH   DFND   68,422 0 40
COCA-COLA CO COM 191216100   81,980,766 1,464,465 SH   DFND   1,264,494 0 199,971
COGNIZANT TECH SOLUTIONS - A CL A 192446102   263,441 3,889 SH   DFND   3,729 0 160
COLGATE-PALMOLIVE CO COM 194162103   3,759,088 52,863 SH   DFND   42,783 0 10,080
COMCAST CORP NEW COM CL A CL A 20030N101   5,817,053 131,192 SH   DFND   130,298 0 894
COMM SERV SELECT SECTOR SPDR COMMUNICATION 81369Y852   956,273 14,584 SH   DFND   14,584 0 0
CONOCOPHILLIPS COM 20825C104   3,511,098 29,308 SH   DFND   28,477 0 831
CONSOLIDATED EDISON INC COM 209115104   803,725 9,397 SH   DFND   7,247 0 2,150
CONSTELLATION BRANDS INC CL A 21036P108   794,454 3,161 SH   DFND   3,161 0 0
CONSTELLATION ENERGY CORP COM 21037T109   421,158 3,861 SH   DFND   3,861 0 0
COPART, INC COM 217204106   2,239,387 51,970 SH   DFND   51,970 0 0
CORTEVA INC COM 22052L104   3,839,046 75,040 SH   DFND   75,040 0 0
COSTCO WHSL CORP NEW COM COM 22160K105   195,956,457 346,850 SH   DFND   308,820 0 38,030
CUMMINS INC COM 231021106   366,907 1,606 SH   DFND   1,606 0 0
CVS HEALTH CORPORATION COM 126650100   125,907,638 1,803,318 SH   DFND   1,576,505 0 226,813
DANAHER CORP COM 235851102   3,328,510 13,416 SH   DFND   13,416 0 0
DEERE & CO. COM 244199105   1,357,813 3,598 SH   DFND   3,343 0 255
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205   3,184,695 21,348 SH   DFND   21,348 0 0
DIAMONDBACK ENERGY INC COM 25278X109   232,940 1,504 SH   DFND   74 0 1,430
DISNEY WALT PRODUCTIONS COM DISNEY 254687106   6,969,084 85,985 SH   DFND   70,500 0 15,485
DOLLAR GENERAL CORP COM 256677105   2,004,169 18,943 SH   DFND   18,688 0 255
DOMINION ENERGY INC COM 25746U109   656,694 14,701 SH   DFND   14,701 0 0
DOVER CORP COM 260003108   525,953 3,770 SH   DFND   3,770 0 0
DOW INC COM 260557103   27,069,464 525,009 SH   DFND   524,329 0 680
DUKE ENERGY CORP COM NEW 26441C204   893,897 10,128 SH   DFND   10,128 0 0
DUPONT DE NEMOURS INC COM 26614N102   13,630,800 182,743 SH   DFND   169,251 0 13,492
EATON CORP, PLC SHS G29183103   82,552,638 387,062 SH   DFND   361,225 0 25,837
ECOLAB INC COM 278865100   216,493 1,278 SH   DFND   1,278 0 0
ELEVATION HEALTH INC COM 036752103   1,462,576 3,359 SH   DFND   3,359 0 0
EMERSON ELECTRIC CO COM 291011104   4,277,954 44,299 SH   DFND   39,829 0 4,470
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506   900,104 9,958 SH   DFND   9,958 0 0
ENERGY TRANSFER COM UT LTD PTN 29273V100   1,324,825 94,428 SH   DFND   94,428 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107   1,975,649 72,183 SH   DFND   67,223 0 4,960
ESSENTIAL UTILITIES INC COM 29670G102   1,029,728 29,995 SH   DFND   27,281 0 2,714
ESTEE LAUDER COS INC CL A CL A 518439104   499,420 3,455 SH   DFND   3,455 0 0
EXELON CORP COM 30161N101   433,980 11,484 SH   DFND   11,484 0 0
EXXON MOBIL CORP COM 30231G102   15,211,998 129,376 SH   DFND   122,716 0 6,660
FACTSET RESEARCH COM 303075105   275,474 630 SH   DFND   630 0 0
FASTENAL COMPANY COM 311900104   632,239 11,571 SH   DFND   11,571 0 0
FEDEX CORP COM 31428X106   486,658 1,837 SH   DFND   1,837 0 0
GARTNER INC COM 366651107   232,280 676 SH   DFND   676 0 0
GENERAL ELECTRIC COM NEW 369604301   508,972 4,604 SH   DFND   4,604 0 0
GENERAL MILLS INC COM 370334104   469,943 7,344 SH   DFND   7,344 0 0
GENUINE PARTS CO COM 372460105   16,233,764 112,438 SH   DFND   112,233 0 205
GILEAD SCIENCES INC COM 375558103   997,676 13,313 SH   DFND   6,559 0 6,754
GLATFELTER CORP COM 377320106   211,300 105,650 SH   DFND   105,650 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W204   3,202,434 88,343 SH   DFND   27,553 0 60,790
GLOBAL PAYMENTS INC COM 37940X102   325,977 2,825 SH   DFND   2,475 0 350
GLOBAL X S&P 500 CATHOLIC VALUES ETF S&P 500 CATHOLIC 37954Y889   1,413,251 27,022 SH   DFND   27,022 0 0
GOLDMAN SACHS ACCESS INV GRADE CORP BOND ETF ACCESS INVT GR 381430479   885,332 20,489 SH   DFND   20,489 0 0
GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS ACTIVEBETA EME 381430206   339,107 11,830 SH   DFND   6,000 0 5,830
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ACTIVEBETA INT 381430107   3,522,819 117,310 SH   DFND   117,310 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104   523,213 1,617 SH   DFND   1,270 0 347
GOLDMAN SACHS TREAS ACC ETF ACCES TREASURY 381430529   285,213 2,849 SH   DFND   2,849 0 0
GRACO INC COM 384109104   466,796 6,405 SH   DFND   6,405 0 0
HALEON PLC SPON ADS 405552100   331,951 39,850 SH   DFND   340 0 39,510
HEICO CORPORATION CL A 422806208   314,392 2,433 SH   DFND   2,433 0 0
HOME DEPOT INC COM 437076102   35,893,889 118,791 SH   DFND   117,546 0 1,245
HONEYWELL INTERNATIONAL, INC. COM 438516106   166,572,594 901,660 SH   DFND   815,504 0 86,156
HUBBELL INC COM 443510607   341,617 1,090 SH   DFND   1,090 0 0
HUMANA INC COM 444859102   202,392 416 SH   DFND   201 0 215
IISHARES CORE S&P TOTAL US CORE S&P TTL STK 464287150   276,919 2,940 SH   DFND   2,940 0 0
ILLINOIS TOOL WKS INC COM 452308109   41,906,977 181,959 SH   DFND   180,525 0 1,434
INTEL CORP COM 458140100   1,702,418 47,888 SH   DFND   47,513 0 375
INTERCONTINENTAL EXCHANGE COM 45866F104   502,241 4,565 SH   DFND   4,565 0 0
INTERNATIONAL BUSINESS MACHINES COM 459200101   1,349,265 9,617 SH   DFND   9,617 0 0
INTL FLAVORS & FRAGRANCES COM 459506101   558,176 8,188 SH   DFND   8,188 0 0
INTUIT INC COM 461202103   36,303,309 71,052 SH   DFND   70,452 0 600
INVESCO QQQ TRUST SERIES 1 UNIT SER 1 46090E103   13,310,447 37,152 SH   DFND   36,584 0 568
INVESCO S&P 500 EQUAL WEIGHT S&P500 EQL TEC 46137V282   309,650 11,000 SH   DFND   11,000 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   13,539,326 95,556 SH   DFND   81,405 0 14,151
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747   58,917,464 607,898 SH   DFND   599,156 0 8,742
ISHARES 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457   19,724,883 243,607 SH   DFND   240,699 0 2,908
ISHARES BARCLAYS 3-7 YEAR TREASURY BOND FUND 3 7 YR TREAS BD 464288661   12,976,431 114,673 SH   DFND   108,385 0 6,288
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440   9,903,390 108,127 SH   DFND   107,153 0 974
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612   1,398,658 13,803 SH   DFND   5,638 0 8,165
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588   46,531,186 524,000 SH   DFND   516,290 0 7,710
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621   1,808,786 36,519 SH   DFND   34,599 0 1,920
ISHARES CORE MSCI ACMI CORE MSCI TOTAL 46432F834   2,233,128 37,225 SH   DFND   37,225 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   168,317,438 2,615,656 SH   DFND   2,532,360 0 83,295
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   214,707,220 4,511,604 SH   DFND   4,349,443 0 162,161
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200   110,170,541 256,551 SH   DFND   250,131 0 6,420
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   125,718,491 504,185 SH   DFND   491,658 0 12,527
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804   200,983,283 2,130,640 SH   DFND   2,044,608 0 86,032
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168   2,387,240 22,178 SH   DFND   22,178 0 0
ISHARES DJ US HEALTH CARE SECTOR INDEX FUND US HLTHCARE ETF 464287762   760,517 2,816 SH   DFND   2,816 0 0
ISHARES DJ US INDUSTRIAL SECTOR INDEX FUND US INDUSTRIALS 464287754   399,020 3,955 SH   DFND   3,955 0 0
ISHARES DJ US TECHNOLOGY SECTOR INDEX FUND U.S. TECH ETF 464287721   1,946,791 18,555 SH   DFND   18,555 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448   345,084 13,586 SH   DFND   13,586 0 0
ISHARES EDGE MSCI USA MOMENT MSCI USA MMENTM 46432F396   3,989,413 28,557 SH   DFND   25,800 0 2,757
ISHARES EDGE MSCI USA QUALIT MSCI USA QLT FCT 46432F339   12,473,001 94,643 SH   DFND   92,462 0 2,181
ISHARES EDGE MSCI USA VALUE FACTO MSCI USA VALUE 46432F388   11,451,223 126,226 SH   DFND   111,428 0 14,798
ISHARES ESG MSCI USA SMALL- CAP ESG AWARE MSCI 46435U663   1,535,719 45,638 SH   DFND   45,638 0 0
ISHARES FLOATING RATE BOND E FLTG RATE NT ETF 46429B655   54,600,043 1,072,903 SH   DFND   1,057,322 0 15,581
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242   351,765 3,448 SH   DFND   3,448 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513   370,296 5,023 SH   DFND   5,023 0 0
ISHARES INTERMEDIATE TERM CORP BOND ETF INTERM CR BD ETF 464288638   46,172,440 949,074 SH   DFND   924,895 0 24,179
ISHARES MORNINGSTAR MID-CAP ETF MRGSTR MD CP ETF 464288208   389,260 6,517 SH   DFND   6,517 0 0
ISHARES MSC EAFE ESG ESG AW MSCI EAFE 46435G516   822,785 11,902 SH   DFND   11,660 0 242
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257   1,345,092 14,562 SH   DFND   14,562 0 0
ISHARES MSCI EAFE GROWTH INDEX FUND EAFE GRWTH ETF 464288885   504,424 5,845 SH   DFND   5,845 0 0
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465   1,087,075 15,773 SH   DFND   15,773 0 0
ISHARES MSCI EM ESG OP ESG AWR MSCI EM 46434G863   974,138 32,171 SH   DFND   31,828 0 343
ISHARES MSCI EM MKTS EX CHINA MSCI EMRG CHN 46434G764   444,185 8,914 SH   DFND   8,914 0 0
ISHARES MSCI EMERGING MARKETS INDEX FUND MSCI EMG MKT ETF 464287234   440,258 11,601 SH   DFND   11,601 0 0
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533   1,467,125 27,500 SH   DFND   27,500 0 0
ISHARES MSCI USA MINIMUM VOL MSCI USA MIN VOL 46429B697   5,801,691 80,156 SH   DFND   24,619 0 55,537
ISHARES NASDAQ BIOTECHNOLOGY ISHARES BIOTECH 464287556   552,384 4,517 SH   DFND   4,170 0 347
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NAT AMT FREE BD 464288414   312,952 3,052 SH   DFND   3,052 0 0
ISHARES NORTH AMERICAN TECH-SOFTWARE ETF EXPANDED TECH 464287515   332,729 975 SH   DFND   975 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614   16,096,798 60,517 SH   DFND   37,899 0 22,618
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622   651,640 2,774 SH   DFND   2,774 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598   11,505,480 75,784 SH   DFND   45,844 0 29,939
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648   1,347,366 6,011 SH   DFND   2,526 0 3,485
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655   1,638,380 9,270 SH   DFND   9,270 0 0
ISHARES RUSSELL 2000 VALUE INDEX FUND RUS 2000 VAL ETF 464287630   735,901 5,429 SH   DFND   1,551 0 3,878
ISHARES RUSSELL 3000 INDEX FUND RUSSELL 3000 ETF 464287689   343,084 1,400 SH   DFND   1,400 0 0
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MDCP VAL ETF 464287481   697,457 7,635 SH   DFND   7,635 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499   2,071,545 29,914 SH   DFND   29,914 0 0
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309   3,038,395 44,408 SH   DFND   44,408 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   370,447 2,408 SH   DFND   2,408 0 0
ISHARES S&P MID CAP 400 GROWTH INDEX FUND S&P MC 400GR ETF 464287606   359,466 4,976 SH   DFND   4,976 0 0
ISHARES S&P MID CAP 400 VALUE INDEX FUND S&P MC 400VL ETF 464287705   245,765 2,435 SH   DFND   2,435 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHRT NAT MUN ETF 464288158   1,393,753 13,550 SH   DFND   13,550 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687   862,983 28,623 SH   DFND   28,623 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF 1-3 YR CR BD ETF 464288646   86,222,390 1,730,331 SH   DFND   1,703,260 0 27,071
ISHARES TR ESG AWR MSCI USA 46435G425   327,370 3,486 SH   DFND   3,028 0 458
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240   1,883,033 40,056 SH   DFND   40,056 0 0
ISHARES ULTRA SHORT-TERM BOND ULTR SH TRM BD 46434V878   9,267,603 183,954 SH   DFND   136,110 0 47,844
ISHARES US CONSUMER DISCRETIONARY ETF US CONSUM DISCRE 464287580   560,372 8,370 SH   DFND   8,370 0 0
ISHARES US CONSUMER STAPLES ETF US CONSM STAPLES 464287812   215,979 1,158 SH   DFND   1,158 0 0
ISHARES US FINANCIALS ETF U.S. FINLS ETF 464287788   526,385 7,041 SH   DFND   7,041 0 0
ISHARES US HEALTH CARE PROVIDERS ETF US HLTHCR PR ETF 464288828   362,505 1,473 SH   DFND   1,473 0 0
J.P. MORGAN CHASE & CO COM 46625H100   255,285,854 1,760,349 SH   DFND   1,580,400 0 179,949
JACK HENRY & ASSOCIATES INC. COM 426281101   395,382 2,616 SH   DFND   2,316 0 300
JOHNSON & JOHNSON COM 478160104   213,349,899 1,369,823 SH   DFND   1,224,234 0 145,589
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105   15,892,231 298,670 SH   DFND   297,934 0 736
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365   224,770 9,100 SH   DFND   9,100 0 0
JP MORGAN EQUITY PREMIUM INCOME ETF EQUITY PREMIUM 46641Q332   931,944 17,400 SH   DFND   1,865 0 15,535
KIMBERLY CLARK CORP COM 494368103   3,847,743 31,839 SH   DFND   29,229 0 2,610
KLA - TENCOR CORPROATION COM NEW 482480100   1,733,276 3,779 SH   DFND   3,779 0 0
KROGER CO COM 501044101   342,203 7,647 SH   DFND   7,533 0 114
LAM RESEARCH CP COM 512807108   293,955 469 SH   DFND   469 0 0
LILLY, ELI & COMPANY COM 532457108   3,372,639 6,279 SH   DFND   6,109 0 170
LINDE PLC SHS G54950103   3,638,977 9,773 SH   DFND   9,493 0 280
LITHIA MOTORS INC CL A CL A 536797103   485,523 1,644 SH   DFND   1,644 0 0
LOCKHEED MARTIN CORP COM 539830109   22,631,028 55,338 SH   DFND   54,583 0 755
LOWES COS INC COM 548661107   210,816,716 1,014,322 SH   DFND   886,358 0 127,964
M & T BK CORP COM 55261F104   517,054 4,089 SH   DFND   4,089 0 0
MARATHON PETROLEUM CORP COM 56585A102   835,699 5,522 SH   DFND   5,522 0 0
MARRIOTT INTL INC NEW CL A CL A 571903202   864,274 4,397 SH   DFND   4,397 0 0
MASCO CORP COM 574599106   24,075,911 450,438 SH   DFND   445,473 0 4,965
MASTERCARD CLA 57636Q104   254,013,644 641,594 SH   DFND   560,227 0 81,367
MCCORMICK & CO COM NON VTG 579780206   29,359,666 388,150 SH   DFND   385,665 0 2,485
MCDONALDS CORP COM 580135101   74,680,493 283,482 SH   DFND   265,264 0 18,218
MCKESSON HBOC INC. COM 58155Q103   60,893,350 140,033 SH   DFND   120,253 0 19,780
MEDTRONIC PLC SHS G5960L103   119,490,302 1,524,889 SH   DFND   1,388,455 0 136,434
MERCK & CO COM 58933Y105   83,224,644 808,399 SH   DFND   797,421 0 10,978
META PLATFORMS, INC. CLASS A CL A 30303M102   1,123,086 3,741 SH   DFND   3,526 0 215
MICROCHIP TECHNOLOGY COM 595017104   635,015 8,136 SH   DFND   8,136 0 0
MICROSOFT CORP COM 594918104   405,989,261 1,285,793 SH   DFND   1,169,605 0 116,188
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107   3,945,826 8,641 SH   DFND   8,403 0 238
MONDELEZ INTERNATIONAL INC CL A CL A 609207105   1,908,361 27,498 SH   DFND   27,498 0 0
MOODYS CORP COM COM 615369105   343,677 1,087 SH   DFND   1,087 0 0
MORGAN STANLEY COM NEW 617446448   859,495 10,524 SH   DFND   10,524 0 0
NESTLE S A SPON ADR REG COM 641069406   4,227,805 37,358 SH   DFND   32,271 0 5,087
NETFLIX INC COM 64110L106   701,203 1,857 SH   DFND   1,857 0 0
NEXTERA ENERGY INC COM 65339F101   6,000,325 104,736 SH   DFND   100,736 0 4,000
NIKE INC CL B CL B 654106103   76,366,984 798,651 SH   DFND   703,002 0 95,649
NORFOLK SOUTHERN CORP COM 655844108   2,810,979 14,274 SH   DFND   13,829 0 445
NORTHROP GRUMMAN CORP COM 666807102   1,030,045 2,340 SH   DFND   2,340 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109   3,181,088 31,230 SH   DFND   31,230 0 0
NOVO-NORDISK A/S SPONS ADR ADR 670100205   2,517,401 27,682 SH   DFND   27,682 0 0
NUVEEN ESG EMERGING MARKETS NUVEEN ESG EMRGN 67092P888   563,730 21,500 SH   DFND   21,500 0 0
NUVEEN PA INVT QUALITY MUN FD COM 670972108   150,160 14,765 SH   DFND   14,765 0 0
nVENT ELECTRIC PLC SHS G6700G107   21,437,263 404,553 SH   DFND   401,228 0 3,325
NVIDIA CORP COM 67066G104   1,913,956 4,400 SH   DFND   4,400 0 0
ONEOK INC COM 682680103   306,529 4,833 SH   DFND   4,833 0 0
ORACLE SYS CORP COM 68389X105   184,344,188 1,740,410 SH   DFND   1,548,851 0 191,559
PARKER-HANNIFIN CORP COM 701094104   428,082 1,099 SH   DFND   682 0 417
PAYCHEX INC COM 704326107   570,422 4,946 SH   DFND   4,115 0 831
PAYPAL HOLDINGS, INC. COM 70450Y103   447,453 7,654 SH   DFND   7,379 0 275
PEPSICO INC COM 713448108   219,623,589 1,296,173 SH   DFND   1,152,194 0 143,979
PFIZER INC COM 717081103   16,675,421 502,726 SH   DFND   494,223 0 8,503
PHILIP MORRIS INTL,INC COM 718172109   24,943,577 269,427 SH   DFND   268,670 0 757
PHILLIPS 66 COM 718546104   1,651,702 13,747 SH   DFND   11,576 0 2,171
PIMCO ENHANCED SHORT MATURITY ETF ENHAN SHRT MA AC 72201R833   419,587 4,190 SH   DFND   0 0 4,190
PNC FINANCIAL CORP COM 693475105   1,073,255 8,742 SH   DFND   8,142 0 600
POWERSHARES FTSE RAFI US 1K FTSE RAFI 1000 46137V613   1,963,294 61,700 SH   DFND   12,350 0 49,350
PPG INDS INC COM 693506107   716,107 5,517 SH   DFND   5,517 0 0
PPL CORP COM COM 69351T106   305,126 12,951 SH   DFND   12,951 0 0
PRIMIS FINANCIAL CORP COM 74167B109   81,500 10,000 SH   DFND   10,000 0 0
PROCTER & GAMBLE COM 742718109   35,248,965 241,663 SH   DFND   200,898 0 40,765
PROGRESSIVE CORP OHIO COM 743315103   2,416,855 17,350 SH   DFND   17,350 0 0
PUBLIC STORAGE COM 74460D109   1,033,525 3,922 SH   DFND   3,922 0 0
PUBLIC SVC ENTERPRISES COM 744573106   908,454 15,963 SH   DFND   15,963 0 0
QUALCOMM INC COM 747525103   17,752,719 159,848 SH   DFND   159,803 0 45
RAYTHEON TECHNOLOGIES CORP COM 75513E101   144,315,326 2,005,215 SH   DFND   1,810,052 0 195,163
REGENERON PHARMACEUTICALS COM 75886F107   265,816 323 SH   DFND   323 0 0
ROPER INDUSTRIES INC. COM 776696106   364,663 753 SH   DFND   753 0 0
S&P GLOBAL INC COM 78409V104   142,404,040 389,710 SH   DFND   346,139 0 43,571
SALESFORCE.COM INC COM 79466L302   524,592 2,587 SH   DFND   2,587 0 0
SAP SE SPONSORED ADR SPON ADR 803054204   708,156 5,476 SH   DFND   5,476 0 0
SCHLUMBERGER COM STK 806857108   238,389 4,089 SH   DFND   4,089 0 0
SCHWAB (CHARLES) CORP COM 808513105   230,415 4,197 SH   DFND   4,197 0 0
SCHWAB FUNDAMENTAL LARGE CAP SCHWAB FDT US LG 808524771   12,182,934 217,669 SH   DFND   69,450 0 148,219
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   310,632 9,147 SH   DFND   9,147 0 0
SCHWAB US DVD EQUITY ETF US DIVIDEND EQ 808524797   421,800 5,961 SH   DFND   5,961 0 0
SCHWAB US LARGE-CAP VALUE ETF US LCAP VA ETF 808524409   811,012 12,582 SH   DFND   12,582 0 0
SCHWAB US MID CAP ETF US MID CAP ETF 808524508   418,262 6,180 SH   DFND   6,180 0 0
SCHWAB US SMALL-CAP ETF US SML CAP ETF 808524607   352,099 8,501 SH   DFND   8,501 0 0
SEI INVESTMENTS CO COM 784117103   398,301 6,613 SH   DFND   6,613 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   221,164 3,753 SH   DFND   3,753 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   303,329 2,992 SH   DFND   2,992 0 0
SERVICE NOW INC. COM 81762P102   640,568 1,146 SH   DFND   1,146 0 0
SHELL PLC - ADR SPON ADS 780259305   1,985,865 30,846 SH   DFND   28,380 0 2,466
SHERWIN WILLIAMS CO COM 824348106   3,185,319 12,489 SH   DFND   12,231 0 258
SKYWORKS SOLUTIONS INC COM 83088M102   39,356,339 399,192 SH   DFND   394,932 0 4,260
SMITH (A.O.) CORP COM 831865209   1,102,189 16,667 SH   DFND   16,667 0 0
SNAP-ON INC COM 833034101   849,860 3,332 SH   DFND   3,332 0 0
SOUTHERN CO COM 842587107   464,431 7,176 SH   DFND   7,176 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   1,243,013 7,250 SH   DFND   7,250 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF S&P 600 SMCP GRW 78464A201   51,181,659 698,535 SH   DFND   682,503 0 16,032
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   2,022,011 17,581 SH   DFND   5,642 0 11,939
SPDR TR UNIT SER 1 TR UNIT 78462F103   59,668,201 139,581 SH   DFND   99,328 0 40,253
STARBUCKS CORP COM 855244109   97,084,498 1,063,707 SH   DFND   942,098 0 121,609
STRYKER CORP COM 863667101   2,802,111 10,254 SH   DFND   9,399 0 855
SYSCO CORP COM 871829107   1,245,505 18,857 SH   DFND   18,857 0 0
TARGET CORP COM 87612E106   3,029,839 27,402 SH   DFND   27,382 0 20
TE CONNECTIVITY LTD SHS H84989104   17,366,589 140,586 SH   DFND   138,741 0 1,845
TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803   1,366,520 8,336 SH   DFND   6,765 0 1,571
TESLA MOTORS IN COM 88160R101   365,822 1,462 SH   DFND   1,462 0 0
TEXAS INSTRUMENTS INC COM 882508104   96,684,516 608,040 SH   DFND   553,151 0 54,889
THE BLACKSTONE GROUP INC COM CL A 09260D107   733,052 6,842 SH   DFND   6,842 0 0
THE HERSHEY COMPANY COM 427866108   967,587 4,836 SH   DFND   4,836 0 0
THE TRADE DESK INC COM CL A 88339J105   776,030 9,930 SH   DFND   9,930 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   122,754,894 242,517 SH   DFND   218,733 0 23,784
TJX COS INC NEW COM 872540109   162,804,979 1,831,739 SH   DFND   1,602,190 0 229,549
TRANE TECHNOLOGIES PLC SHS G8994E103   963,214 4,747 SH   DFND   4,747 0 0
TRANSDIGM GROUP, INC. COM 893641100   966,227 1,146 SH   DFND   1,146 0 0
TRAVELERS COMPANIES INC COM 89417E109   814,754 4,989 SH   DFND   2,511 0 2,478
TRUIST FINANCIAL CORP COM 89832Q109   383,345 13,399 SH   DFND   13,399 0 0
TYLER TECHNOLOGIES INC COM 902252105   490,012 1,269 SH   DFND   1,269 0 0
U S BANCORP COM NEW 902973304   428,689 12,967 SH   DFND   3,967 0 9,000
UGI CORP NEW COM 902681105   222,502 9,674 SH   DFND   9,674 0 0
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704   14,815,060 299,900 SH   DFND   291,456 0 8,444
UNION PACIFIC CORP COM 907818108   10,250,531 50,339 SH   DFND   49,499 0 840
UNITED PARCEL SVC INC CL B CL B 911312106   123,359,168 791,423 SH   DFND   735,647 0 55,776
UNITEDHEALTH GROUP INC COM 91324P102   239,558,449 475,135 SH   DFND   408,424 0 66,711
VALERO ENERGY CORP COM 91913Y100   435,333 3,072 SH   DFND   3,072 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108   1,388,872 5,156 SH   DFND   5,024 0 132
VANGUARD DIVIDEND DIV APP ETF 921908844   42,385,027 272,783 SH   DFND   198,315 0 74,468
VANGUARD ESG INTL STOCK ETF ESG INTL STK ETF 921910725   1,659,072 32,892 SH   DFND   32,892 0 0
VANGUARD ESG US STOCK ETF ESG US STK ETF 921910733   751,523 9,991 SH   DFND   9,991 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718   2,891,516 27,227 SH   DFND   27,227 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858   3,642,138 83,306 SH   DFND   83,306 0 0
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858   4,364,465 111,310 SH   DFND   110,460 0 850
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874   46,277,274 798,848 SH   DFND   784,338 0 14,510
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866   68,287,900 1,021,051 SH   DFND   1,004,084 0 16,967
VANGUARD GROWTH ETF GROWTH ETF 922908736   885,610 3,252 SH   DFND   3,252 0 0
VANGUARD HEALTHCARE ETF HEALTH CAR ETF 92204A504   391,677 1,666 SH   DFND   1,666 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406   4,755,086 46,023 SH   DFND   45,623 0 400
VANGUARD INFO TECH ETF INF TECH ETF 92204A702   5,967,092 14,382 SH   DFND   14,382 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF INT-TERM CORP 92206C870   221,786 2,919 SH   DFND   2,919 0 0
VANGUARD LARGE - CAP ETF LARGE CAP ETF 922908637   13,873,638 70,896 SH   DFND   70,896 0 0
VANGUARD MEGA CAP ETF MEGA CAP INTDEX 921910873   344,745 2,270 SH   DFND   2,150 0 120
VANGUARD MEGA CAP VALUE ETF MEGA CAP VAL ETF 921910840   444,031 4,379 SH   DFND   4,379 0 0
VANGUARD MID-CAP ETF MID CAP ETF 922908629   1,583,457 7,604 SH   DFND   7,604 0 0
VANGUARD MID-CAP GROWTH ETF MCAP GR INXVIP 922908538   239,567 1,230 SH   DFND   1,144 0 86
VANGUARD REIT ETF REIT ETF 922908553   1,597,637 21,116 SH   DFND   21,116 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   10,367,673 26,401 SH   DFND   20,223 0 6,178
VANGUARD SHORT TERM BOND ETF SHORT TRM BOND 921937827   3,989,798 53,077 SH   DFND   53,077 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751   5,350,681 28,300 SH   DFND   28,300 0 0
VANGUARD TOTAL BOND MARKET TOTAL BND MRKT 921937835   5,258,411 75,357 SH   DFND   13,494 0 61,863
VANGUARD TOTAL INTL STOCK INDEX FUND ETF VG TL INTL STK F 921909768   40,053,191 748,378 SH   DFND   724,656 0 23,722
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769   40,037,972 188,494 SH   DFND   175,068 0 13,426
VANGUARD VALUE ETF VALUE ETF 922908744   1,055,992 7,656 SH   DFND   5,214 0 2,442
VERIZON COMMUNICATIONS COM 92343V104   46,840,131 1,445,237 SH   DFND   1,435,507 0 9,730
VISA IN - CLASS A COM CL A 92826C839   6,136,207 26,678 SH   DFND   26,178 0 500
WALMART INC COM 931142103   2,912,165 18,209 SH   DFND   18,101 0 108
WASTE MGMT INC DEL COM 94106L109   5,144,698 33,749 SH   DFND   33,749 0 0
WATSCO INC COM 942622200   270,825 717 SH   DFND   717 0 0
WEC ENERGY GROUP INC COM 92939U106   262,996 3,265 SH   DFND   3,265 0 0
WELLS FARGO CO COM 949746101   1,707,458 41,788 SH   DFND   41,788 0 0
WEST PHARMACEUTICAL SERVICES COM 955306105   274,279 731 SH   DFND   731 0 0
WISDOMTREE L/C DIVIDEND FD US LARGECAP DIVD 97717W307   479,745 7,802 SH   DFND   7,802 0 0
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND US QTLY DIV GRT 97717X669   2,284,942 35,989 SH   DFND   35,989 0 0
WW GRAINGER INC COM 384802104   524,415 758 SH   DFND   758 0 0
YUM BRANDS INC COM COM 988498101   221,144 1,770 SH   DFND   1,770 0 0
ZIMMER HLDGS INC COM 98956P102   360,002 3,208 SH   DFND   2,830 0 378
ZOETIS INC. CL A 98978V103   29,467,863 169,375 SH   DFND   167,920 0 1,455