The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC COM 001055102 842 10,840 SH   DFND   10,840 0 0
ABBOTT LABS COM 002824100 3,818 78,550 SH   DFND   59,000 0 19,550
AIR PRODUCTS & CHEMICALS INC COM 009158106 64,385 450,059 SH   DFND   364,740 0 85,319
ALPINE GROUP, INC. COM 020825600 27 777,928 SH   DFND   777,928 0 0
AMAZON.COM INC COM 023135106 455 470 SH   DFND   470 0 0
AMERICAN ELECTRIC POWER COM 025537101 35,980 517,928 SH   DFND   501,739 0 16,189
AMERICAN EXPRESS CO COM 025816109 2,251 26,725 SH   DFND   26,700 0 25
AMGEN INC COM 031162100 10,807 62,746 SH   DFND   62,746 0 0
ANTHEM INC COM 036752103 209 1,110 SH   DFND   1,110 0 0
APPLE INC COM 037833100 154,022 1,069,452 SH   DFND   870,842 0 198,610
AUTOMATIC DATA PROCESSING COM 053015103 29,539 288,295 SH   DFND   278,717 0 9,578
BB&T CORP COM 054937107 289 6,357 SH   DFND   4,757 0 1,600
BP PLC SPONSORED ADR 055622104 2,632 75,954 SH   DFND   75,954 0 0
CR BARD INC COM 067383109 1,642 5,195 SH   DFND   5,195 0 0
BAXTER INTL INC COM 071813109 67,727 1,118,708 SH   DFND   912,192 0 206,516
BECTON DICKINSON COM 075887109 70,518 361,425 SH   DFND   298,052 0 63,373
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,274 5 SH   DFND   5 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,038 8 SH   DFND   8 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702 2,345 13,846 SH   DFND   12,746 0 1,100
BOEING CO COM 097023105 1,255 6,347 SH   DFND   6,347 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 4,205 75,472 SH   DFND   73,722 0 1,750
BROWN-FORMAN CORP CL B 115637209 246 5,064 SH   DFND   5,064 0 0
CIGNA CORP COM 125509109 3,103 18,539 SH   DFND   18,539 0 0
CVS HEALTH CORPORATION COM 126650100 85,259 1,059,643 SH   DFND   862,189 0 197,454
CAMPBELL SOUP CO COM 134429109 393 7,538 SH   DFND   3,913 0 3,625
CDN IMPERIAL BK COMM TORONTO COM 136069101 209 2,575 SH   DFND   2,575 0 0
CANADIAN NATL RAILWAY CO COM 136375102 259 3,200 SH   DFND   3,200 0 0
CATERPILLAR INC COM 149123101 661 6,155 SH   DFND   5,905 0 250
CHEMOURS COMPANY COM 163851108 2,354 62,075 SH   DFND   62,075 0 0
CHEVRON CORPORATION COM 166764100 31,562 302,519 SH   DFND   284,987 0 17,532
CHURCH & DWIGHT CO COM 171340102 838 16,159 SH   DFND   16,159 0 0
CLOROX CO COM 189054109 554 4,156 SH   DFND   4,156 0 0
COCA-COLA CO COM 191216100 81,677 1,821,122 SH   DFND   1,513,005 0 308,117
COGNIZANT TECH SOLUTIONS - A CL A 192446102 240 3,612 SH   DFND   3,612 0 0
COLGATE-PALMOLIVE CO COM 194162103 4,036 54,450 SH   DFND   41,850 0 12,600
COMMUNITY BANK SYSTEM INC COM 203607106 239 4,279 SH   DFND   4,279 0 0
CONSOLIDATED EDISON INC COM 209115104 2,271 28,103 SH   DFND   27,303 0 800
CORNING INC COM 219350105 205 6,811 SH   DFND   6,811 0 0
CUMMINS INC COM 231021106 303 1,867 SH   DFND   1,867 0 0
DANAHER CORP COM 235851102 1,888 22,378 SH   DFND   22,378 0 0
DARDEN RESTAURANTS COM 237194105 435 4,811 SH   DFND   4,811 0 0
DEERE & CO. COM 244199105 432 3,493 SH   DFND   3,493 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106 95,968 903,232 SH   DFND   727,151 0 176,081
DOVER CORP COM 260003108 327 4,072 SH   DFND   4,072 0 0
DOW CHEMICAL CORP COM 260543103 311 4,937 SH   DFND   4,937 0 0
DU PONT E I DE NEMOURS CO COM 263534109 119,780 1,484,079 SH   DFND   1,276,817 0 207,262
EMERSON ELECTRIC CO COM 291011104 2,387 40,040 SH   DFND   34,790 0 5,250
ENCANA CORP COM COM 292505104 90 10,260 SH   DFND   10,260 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107 1,329 49,060 SH   DFND   49,060 0 0
FRANKLIN RES INC COM 354613101 251 5,595 SH   DFND   5,595 0 0
GENERAL DYNAMICS CORP COM 369550108 228 1,151 SH   DFND   1,151 0 0
GENERAL ELECTRIC COM 369604103 39,533 1,463,626 SH   DFND   1,409,703 0 53,923
GENERAL MILLS INC COM 370334104 1,076 19,422 SH   DFND   16,522 0 2,900
GENUINE PARTS CO COM 372460105 28,723 309,652 SH   DFND   302,688 0 6,964
GILEAD SCIENCES INC COM 375558103 699 9,880 SH   DFND   9,880 0 0
WW GRAINGER INC COM 384802104 56,457 312,728 SH   DFND   256,809 0 55,919
THE HERSHEY COMPANY COM 427866108 216 2,010 SH   DFND   2,010 0 0
HOME DEPOT INC COM 437076102 7,957 51,871 SH   DFND   47,821 0 4,050
HONEYWELL INTERNATIONAL, INC. COM 438516106 2,191 16,438 SH   DFND   15,313 0 1,125
ILLINOIS TOOL WKS INC COM 452308109 3,017 21,062 SH   DFND   21,062 0 0
INTEL CORP COM 458140100 27,224 806,871 SH   DFND   781,122 0 25,749
INTERNATIONAL BUSINESS MACHINES COM 459200101 4,035 26,228 SH   DFND   24,277 0 1,951
INTERNATIONAL PAPER CO COM 460146103 306 5,400 SH   DFND   5,400 0 0
ISHARES EMERGING MKTS HI YIELD BD FD EM HGHYL BD ETF 464286285 285 5,673 SH   DFND   5,673 0 0
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533 4,394 79,315 SH   DFND   79,270 0 45
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168 3,182 34,508 SH   DFND   34,508 0 0
ISHARES BARCLAYS TIPS BOND FUND TIPS BD ETF 464287176 321 2,832 SH   DFND   2,832 0 0
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200 272 1,117 SH   DFND   1,117 0 0
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE TOTUSBD ETF 464287226 688 6,285 SH   DFND   6,285 0 0
ISHARES TR IBOXX INV CP ETF 464287242 769 6,384 SH   DFND   5,744 0 640
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309 876 6,398 SH   DFND   6,398 0 0
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440 10,038 94,159 SH   DFND   90,952 0 3,207
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465 1,325 20,317 SH   DFND   20,317 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499 266 1,386 SH   DFND   1,386 0 0
ISHARES CORE S&P MID CAP ETF CORE S&P MCP ETF 464287507 88,758 510,249 SH   DFND   485,403 0 24,846
ISHARES COHEN & STEERS REIT ETF COHEN&STEER REIT 464287564 312 3,083 SH   DFND   3,083 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598 895 7,685 SH   DFND   7,685 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614 2,025 17,010 SH   DFND   17,010 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648 307 1,818 SH   DFND   1,818 0 0
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655 1,174 8,333 SH   DFND   8,333 0 0
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804 88,422 1,261,187 SH   DFND   1,196,252 0 64,935
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 2,467 17,645 SH   DFND   17,645 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHT NTLAMTFR ETF 464288158 310 2,930 SH   DFND   2,362 0 568
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240 9,667 212,047 SH   DFND   210,001 0 2,046
ISHARES TR MSCI ACWI ETF 464288257 2,772 42,334 SH   DFND   42,334 0 0
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NAT AMT FREE BD 464288414 226 2,056 SH   DFND   2,056 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448 875 26,744 SH   DFND   25,490 0 1,254
ISHARES TR IBOXX HI YD ETF 464288513 978 11,061 SH   DFND   11,061 0 0
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588 21,425 200,684 SH   DFND   195,374 0 5,310
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612 1,119 10,108 SH   DFND   10,035 0 73
ISHARES BARCLAYS INTERMEDIATE CREDIT BOND FUND INTERM CR BD ETF 464288638 53,251 485,073 SH   DFND   467,110 0 17,963
ISHARES TR 1-3 YR CR BD ETF 464288646 26,452 251,181 SH   DFND   244,209 0 6,972
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687 880 22,475 SH   DFND   22,475 0 0
ISHARES TR US HLTHCR PR ETF 464288828 223 1,504 SH   DFND   1,504 0 0
ISHARES 10+ YR CR BD ETF 464289511 247 4,000 SH   DFND   4,000 0 0
JOHNSON & JOHNSON COM 478160104 160,576 1,213,815 SH   DFND   999,852 0 213,963
KAYNE ANDERSON MLP COM 486606106 195 10,371 SH   DFND   10,371 0 0
KIMBERLY CLARK CORP COM 494368103 29,036 224,894 SH   DFND   216,744 0 8,150
THE KRAFT HEINZ COMPANY COM 500754106 36,495 426,143 SH   DFND   412,982 0 13,161
LEGGETT & PLATT INC COM 524660107 368 7,000 SH   DFND   7,000 0 0
LIBERTY PROPERTY TRUST SH BEN INT 531172104 239 5,871 SH   DFND   5,871 0 0
LIFEWAY FOODS INC COM 531914109 262 28,000 SH   DFND   0 0 28,000
LILLY, ELI & COMPANY COM 532457108 469 5,695 SH   DFND   5,695 0 0
LOCKHEED MARTIN CORP COM 539830109 1,692 6,093 SH   DFND   6,093 0 0
LOWES COS INC COM 548661107 1,525 19,673 SH   DFND   19,673 0 0
MSC INDL DIRECT INC CL A 553530106 242 2,817 SH   DFND   2,817 0 0
MAGELLAN MIDSTREAM PARTNERS COM UNIT RP LP 559080106 1,529 21,450 SH   DFND   21,450 0 0
MCDONALDS CORP COM 580135101 28,812 188,118 SH   DFND   160,209 0 27,909
MICROSOFT CORP COM 594918104 67,075 973,085 SH   DFND   929,760 0 43,325
MIDDLESEX WTR CO COM 596680108 970 24,501 SH   DFND   24,501 0 0
MONDELEZ INTERNATIONAL INC CL A CL A 609207105 56,160 1,300,308 SH   DFND   1,084,377 0 215,931
NESTLE S A SPON ADR REG COM 641069406 2,008 23,040 SH   DFND   23,040 0 0
NIKE INC CL B CL B 654106103 55,942 948,169 SH   DFND   768,432 0 179,737
NORFOLK SOUTHERN CORP COM 655844108 1,866 15,333 SH   DFND   15,333 0 0
NORTHROP GRUMMAN CORP COM 666807102 569 2,218 SH   DFND   2,218 0 0
NOVO-NORDISK A/S SPONS ADR ADR 670100205 493 11,499 SH   DFND   11,499 0 0
OCCIDENTAL PETE CORP COM 674599105 840 14,035 SH   DFND   14,035 0 0
PNC FINANCIAL CORP COM 693475105 1,928 15,438 SH   DFND   15,438 0 0
PPG INDS INC COM 693506107 481 4,373 SH   DFND   4,373 0 0
PAYCHEX INC COM 704326107 236 4,147 SH   DFND   4,147 0 0
PEPSICO INC COM 713448108 119,696 1,036,421 SH   DFND   835,285 0 201,136
PFIZER INC COM 717081103 35,252 1,049,474 SH   DFND   1,009,170 0 40,304
PHILIP MORRIS INTL,INC COM 718172109 45,939 391,141 SH   DFND   381,888 0 9,253
PHILLIPS 66 COM 718546104 926 11,198 SH   DFND   11,198 0 0
PROCTER & GAMBLE COM 742718109 108,056 1,239,886 SH   DFND   951,713 0 288,173
PRUDENTIAL FINL INC COM 744320102 247 2,286 SH   DFND   2,286 0 0
PUBLIC SVC ENTERPRISES COM 744573106 389 9,034 SH   DFND   9,034 0 0
QUALCOMM INC COM 747525103 576 10,424 SH   DFND   10,424 0 0
RAYTHEON CO NEW COM COM NEW 755111507 623 3,859 SH   DFND   3,859 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,423 45,563 SH   DFND   42,913 0 2,650
SAP AKLENGESELLSCHAFT SPON ADR 803054204 859 8,209 SH   DFND   8,209 0 0
SCHLUMBERGER COM 806857108 55,821 847,825 SH   DFND   670,230 0 177,595
SHERWIN WILLIAMS CO COM 824348106 2,302 6,560 SH   DFND   6,560 0 0
SOUTHERN CO COM 842587107 488 10,183 SH   DFND   9,783 0 400
SOUTHERN NATIONAL BANCORP OF VIRG. INC. COM 843395104 176 10,000 SH   DFND   10,000 0 0
STARBUCKS CORP COM 855244109 52,218 895,530 SH   DFND   725,377 0 170,153
STATE STREET CORPORATION COM 857477103 230 2,562 SH   DFND   2,562 0 0
STRYKER CORP COM 863667101 1,661 11,972 SH   DFND   11,972 0 0
SYSCO CORP COM 871829107 842 16,721 SH   DFND   16,721 0 0
TJX COS INC NEW COM 872540109 88,578 1,227,352 SH   DFND   967,568 0 259,784
TEAM INC COM 878155100 613 26,121 SH   DFND   17,859 0 8,262
TEXAS INSTRUMENTS INC COM 882508104 323 4,200 SH   DFND   4,200 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,416 8,114 SH   DFND   8,114 0 0
TIME WARNER INC COM NEW 887317303 290 2,884 SH   DFND   2,884 0 0
TORONTO-DOMINION BANK COM NEW 891160509 511 10,147 SH   DFND   10,147 0 0
TRANSDIGM GROUP, INC. COM 893641100 538 2,000 SH   DFND   2,000 0 0
UGI CORP NEW COM 902681105 240 4,950 SH   DFND   4,950 0 0
U S BANCORP COM NEW 902973304 1,538 29,625 SH   DFND   20,625 0 9,000
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704 2,333 43,116 SH   DFND   43,116 0 0
UNILEVER N V WI N Y SHS NEW 904784709 2,841 51,409 SH   DFND   28,189 0 23,220
UNION PACIFIC CORP COM 907818108 5,663 51,996 SH   DFND   50,386 0 1,610
UNITED PARCEL SVC INC CL B CL B 911312106 37,544 339,489 SH   DFND   329,907 0 9,582
UNITED TECHNOLOGIES CORP COM 913017109 106,918 875,587 SH   DFND   690,994 0 184,593
V F CORPORATION COM 918204108 295 5,113 SH   DFND   5,113 0 0
VANGUARD DIVIDEND DIV APP ETF 921908844 4,753 51,290 SH   DFND   51,290 0 0
VANGUARD FTSE EUROPE PACIFIC ETF FTSE DEV MKT ETF 921943858 8,926 216,012 SH   DFND   171,860 0 44,152
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 1,071 13,700 SH   DFND   13,700 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718 41,044 379,620 SH   DFND   360,542 0 19,078
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858 4,252 104,128 SH   DFND   104,128 0 0
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866 56,004 851,118 SH   DFND   810,025 0 41,093
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874 50,766 920,679 SH   DFND   871,990 0 48,689
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 2,594 11,680 SH   DFND   11,680 0 0
VANGUARD REIT ETF REIT ETF 922908553 4,708 56,569 SH   DFND   56,569 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736 394 3,104 SH   DFND   3,104 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 645 6,676 SH   DFND   6,676 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751 385 2,839 SH   DFND   2,839 0 0
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769 7,127 57,271 SH   DFND   57,271 0 0
WAL-MART STORES COM 931142103 1,934 25,554 SH   DFND   25,554 0 0
WALGREENS BOOTS ALLIANCE, INC COM 931427108 587 7,495 SH   DFND   7,495 0 0
WELLS FARGO CO COM 949746101 129,204 2,331,773 SH   DFND   1,901,507 0 430,266
WEYERHAEUSER CO COM 962166104 261 7,788 SH   DFND   7,788 0 0
TARGET CORP COM 87612E106 916 17,515 SH   DFND   17,515 0 0
TRAVELERS COMPANIES INC COM 89417E109 830 6,560 SH   DFND   3,511 0 3,049
ALERIAN MLP ETF ALERIAN MLP 00162Q866 3,050 255,050 SH   DFND   142,350 0 112,700
AT&T INC COM 00206R102 6,780 179,707 SH   DFND   173,655 0 6,052
ABBVIE INC. COM 00287Y109 6,631 91,445 SH   DFND   70,695 0 20,750
AETNA U S HEALTHCARE INC COM COM 00817Y108 480 3,164 SH   DFND   3,164 0 0
ALPHABET INC CL C CAP STK CL C 02079K107 1,468 1,615 SH   DFND   1,615 0 0
ALPHABET INC - CL A CAP STK CL A 02079K305 775 834 SH   DFND   834 0 0
ALTRIA GROUP INC COM COM 02209S103 30,870 414,525 SH   DFND   406,978 0 7,547
ANHEUSER-BUSCH INBEV SA ADR SPONSORED ADR 03524A108 95,063 861,391 SH   DFND   694,881 0 166,510
AQUA AMERICA INC COM 03836W103 651 19,555 SH   DFND   18,579 0 976
BLACKROCK INC COM 09247X101 125,466 297,024 SH   DFND   240,899 0 56,125
CABLE ONE INC COM 12685J105 487 685 SH   DFND   685 0 0
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 603 3,750 SH   DFND   3,750 0 0
CENOVUS ENERGY INC COM 15135U109 76 10,260 SH   DFND   10,260 0 0
CISCO SYS INC COM 17275R102 21,158 675,964 SH   DFND   662,983 0 12,981
COMCAST CORP NEW COM CL A CL A 20030N101 118,580 3,046,768 SH   DFND   2,418,970 0 627,798
CONOCOPHILLIPS COM 20825C104 1,931 43,917 SH   DFND   42,517 0 1,400
CONSTELLATION BRANDS COM CL A 21036P108 221 1,141 SH   DFND   1,141 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 497 3,110 SH   DFND   2,960 0 150
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205 1,489 12,430 SH   DFND   12,430 0 0
DOMINION RES INC VA NEW COM COM 25746U109 1,049 13,690 SH   DFND   13,690 0 0
DUKE ENERGY CORP COM NEW 26441C204 1,034 12,364 SH   DFND   12,106 0 258
ENBRIDGE ENERGY PARTNERS L PCOM COM 29250R106 238 14,900 SH   DFND   14,900 0 0
ENERGY TRANSFER PARTNERS LP UNIT LTD PRT INT 29278N103 313 15,362 SH   DFND   15,362 0 0
EVERSOURCE EN COM 30040W108 376 6,201 SH   DFND   6,201 0 0
EXELON CORP COM 30161N101 242 6,721 SH   DFND   6,721 0 0
EXXON MOBIL CORP COM 30231G102 92,069 1,140,453 SH   DFND   969,817 0 170,636
FACEBOOK INC CL A 30303M102 378 2,506 SH   DFND   2,506 0 0
FEDEX CORP COM 31428X106 298 1,370 SH   DFND   1,370 0 0
FORTIVE CORP COM 34959J108 394 6,223 SH   DFND   6,223 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 31,857 738,790 SH   DFND   562,708 0 176,082
GOLDMAN SACHS GROUP INC COM COM 38141G104 245 1,103 SH   DFND   1,103 0 0
HP INC. COM 40434L105 424 24,283 SH   DFND   24,283 0 0
HANOVER FOODS CORP - CL A COM 41078W100 702 7,333 SH   DFND   7,333 0 0
HEWLETT PACKARD ENTERPRISE CO COM 42824C109 276 16,638 SH   DFND   16,638 0 0
ISHARES INTERNATIONAL PREFERRED STOCK ETF INTL SM-CAP ETF 46429B135 246 13,750 SH   DFND   13,750 0 0
ISHARES HIGH DIVIDEND EQUITY HIGH DIVIDND ETF 46429B663 4,127 49,649 SH   DFND   49,649 0 0
ISHARES SHORT MATURITY BOND SHT MAT BD ETF 46431W507 582 11,574 SH   DFND   11,574 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 114,180 1,875,190 SH   DFND   1,793,774 0 81,416
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 190,369 3,804,330 SH   DFND   3,604,575 0 199,755
J.P. MORGAN CHASE & CO COM 46625H100 129,909 1,421,321 SH   DFND   1,176,163 0 245,158
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365 48,878 1,645,712 SH   DFND   1,607,365 0 38,347
M & T BK CORP COM 55261F104 2,388 14,743 SH   DFND   14,743 0 0
MARATHON PETROLEUM CORP COM 56585A102 262 4,998 SH   DFND   4,998 0 0
MASTERCARD CLA 57636Q104 125,404 1,032,558 SH   DFND   809,981 0 222,577
MERCK & CO COM 58933Y105 45,151 704,496 SH   DFND   665,501 0 38,995
MONSANTO CO NEW COM 61166W101 1,295 10,942 SH   DFND   10,942 0 0
NEXTERA ENERGY INC COM 65339F101 2,169 15,477 SH   DFND   15,477 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109 2,620 31,383 SH   DFND   30,183 0 1,200
NUANCE COMMUNICATIONS INC COM 67020Y100 348 20,000 SH   DFND   0 0 20,000
ONEOK PARTNERS LP UNIT LTD PARTN 68268N103 254 4,980 SH   DFND   4,980 0 0
ORACLE SYS CORP COM 68389X105 74,310 1,482,055 SH   DFND   1,162,055 0 320,000
PPL CORP COM COM 69351T106 696 18,000 SH   DFND   18,000 0 0
PIXELWORKS INC COM NEW 72581M305 55 12,000 SH   DFND   0 0 12,000
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 828 6,018 SH   DFND   6,018 0 0
POWERSHARES TAXABLE MUNICIPAL BOND PORTFOLIO BUILD AMER ETF 73937B407 17,375 579,952 SH   DFND   567,098 0 12,854
PRAXAIR INC COM 74005P104 12,217 92,167 SH   DFND   91,260 0 907
RYDEX S&P 500 EQUAL WEIGHT ETF GUG S&P500 EQ WT 78355W106 4,399 47,465 SH   DFND   47,465 0 0
SPDR TR UNIT SER 1 TR UNIT 78462F103 20,627 85,305 SH   DFND   85,036 0 269
SPDR GOLD TRUST GOLD SHS 78463V107 1,180 10,000 SH   DFND   10,000 0 0
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 267 3,006 SH   DFND   3,006 0 0
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107 3,293 10,369 SH   DFND   10,369 0 0
SANOFI-AVENTIS ADR SPONSORED ADR 80105N105 1,030 21,505 SH   DFND   21,505 0 0
SPDR HEALTH CARE SEL SEC SBI HEALTHCARE 81369Y209 275 3,467 SH   DFND   3,467 0 0
CONSUMER DISCRETIONARY SELECT SBI CONS DISCR 81369Y407 269 3,005 SH   DFND   3,005 0 0
ENERGY SELECT SECTOR SPDR SBI INT-ENERGY 81369Y506 403 6,215 SH   DFND   6,215 0 0
SPDR FINANCIAL SELECT SBI INT-FINL 81369Y605 469 19,021 SH   DFND   19,021 0 0
TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803 246 4,494 SH   DFND   4,494 0 0
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 675 13,000 SH   DFND   13,000 0 0
SERITAGE GROWTH PROPERTIES CL A 81752R100 340 8,093 SH   DFND   8,093 0 0
3M COMPANY COM 88579Y101 9,717 46,674 SH   DFND   32,774 0 13,900
TWENTY-FIRST CENTURY FOX, INC. CL A 90130A200 1,639 58,807 SH   DFND   58,807 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 112,699 607,803 SH   DFND   478,842 0 128,961
VANGUARD INFO TECH ETF INF TECH ETF 92204A702 530 3,764 SH   DFND   3,764 0 0
VENTAS INC COM 92276F100 285 4,107 SH   DFND   4,107 0 0
VERIZON COMMUNICATIONS COM 92343V104 32,299 723,231 SH   DFND   701,978 0 21,253
VISA IN - CLASS A COM CL A 92826C839 397 4,237 SH   DFND   4,237 0 0
VODAFONE GROUP PLC SPNSR ADR 92857W308 398 13,860 SH   DFND   13,860 0 0
WASTE MGMT INC DEL COM 94106L109 1,876 25,577 SH   DFND   24,927 0 650
WISDOMTREE DEFA FUND INTL EQUITY FD 97717W703 504 9,720 SH   DFND   9,720 0 0
WISDOMTREE JAPAN HEDGED EQUITY FUND JAPN HEDGE EQT 97717W851 1,878 36,112 SH   DFND   36,112 0 0
ZIMMER HLDGS INC COM COM 98956P102 320 2,490 SH   DFND   2,490 0 0
AON PLC SHS CL A G0408V102 207 1,558 SH   DFND   1,558 0 0
ACCENTURE LTD SHS CLASS A G1151C101 101,442 820,194 SH   DFND   644,441 0 175,753
EATON CORP, PLC SHS G29183103 36,119 464,078 SH   DFND   447,441 0 16,637
MEDTRONIC PLC SHS G5960L103 93,582 1,054,449 SH   DFND   859,035 0 195,414
CHUBB LTD COM H1467J104 806 5,542 SH   DFND   5,542 0 0