The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC COM 001055102 781 10,787 SH   DFND   10,787 0 0
ABBOTT LABS COM 002824100 3,495 78,700 SH   DFND   59,150 0 19,550
AIR PRODUCTS & CHEMICALS INC COM 009158106 58,428 431,869 SH   DFND   346,775 0 85,094
ALPINE GROUP, INC. COM 020825600 27 777,928 SH   DFND   777,928 0 0
AMAZON.COM INC COM 023135106 377 425 SH   DFND   425 0 0
AMERICAN ELECTRIC POWER COM 025537101 32,391 482,508 SH   DFND   466,319 0 16,189
AMERICAN EXPRESS CO COM 025816109 2,157 27,269 SH   DFND   27,244 0 25
AMGEN INC COM 031162100 10,160 61,922 SH   DFND   61,922 0 0
APPLE INC COM 037833100 155,368 1,081,499 SH   DFND   880,134 0 201,365
AUTOMATIC DATA PROCESSING COM 053015103 27,962 273,092 SH   DFND   263,466 0 9,626
BB&T CORP COM 054937107 269 6,027 SH   DFND   4,427 0 1,600
BP PLC SPONSORED ADR 055622104 2,629 76,171 SH   DFND   76,171 0 0
CR BARD INC COM 067383109 922 3,710 SH   DFND   3,710 0 0
BAXTER INTL INC COM 071813109 57,433 1,107,459 SH   DFND   899,578 0 207,881
BECTON DICKINSON COM 075887109 66,189 360,819 SH   DFND   296,408 0 64,411
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,249 5 SH   DFND   5 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,999 8 SH   DFND   8 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702 1,729 10,371 SH   DFND   9,271 0 1,100
BOEING CO COM 097023105 979 5,535 SH   DFND   5,535 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 4,094 75,281 SH   DFND   71,831 0 3,450
BROWN-FORMAN CORP CL B 115637209 234 5,064 SH   DFND   5,064 0 0
CIGNA CORP COM 125509109 2,880 19,660 SH   DFND   19,660 0 0
CVS HEALTH CORPORATION COM 126650100 83,505 1,063,757 SH   DFND   862,577 0 201,180
CAMPBELL SOUP CO COM 134429109 373 6,525 SH   DFND   2,900 0 3,625
CATERPILLAR INC COM 149123101 548 5,908 SH   DFND   5,658 0 250
CHEMOURS COMPANY COM 163851108 2,382 61,876 SH   DFND   61,876 0 0
CHEVRON CORPORATION COM 166764100 31,176 290,357 SH   DFND   272,825 0 17,532
CHURCH & DWIGHT CO COM 171340102 780 15,634 SH   DFND   15,634 0 0
CLOROX CO COM 189054109 560 4,156 SH   DFND   4,156 0 0
COCA-COLA CO COM 191216100 75,648 1,782,466 SH   DFND   1,473,659 0 308,807
COLGATE-PALMOLIVE CO COM 194162103 4,308 58,857 SH   DFND   45,257 0 13,600
CONSOLIDATED EDISON INC COM 209115104 2,151 27,694 SH   DFND   26,894 0 800
CORNING INC COM 219350105 207 7,661 SH   DFND   7,661 0 0
CUMMINS INC COM 231021106 278 1,836 SH   DFND   1,836 0 0
DANAHER CORP COM 235851102 1,794 20,980 SH   DFND   20,980 0 0
DARDEN RESTAURANTS COM 237194105 403 4,811 SH   DFND   4,811 0 0
DEERE & CO. COM 244199105 326 2,993 SH   DFND   2,993 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106 100,734 888,385 SH   DFND   711,499 0 176,886
DOVER CORP COM 260003108 327 4,072 SH   DFND   4,072 0 0
DOW CHEMICAL CORP COM 260543103 306 4,812 SH   DFND   4,812 0 0
DU PONT E I DE NEMOURS CO COM 263534109 116,976 1,456,188 SH   DFND   1,246,686 0 209,502
EMERSON ELECTRIC CO COM 291011104 2,292 38,295 SH   DFND   33,045 0 5,250
ENCANA CORP COM COM 292505104 120 10,260 SH   DFND   10,260 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107 1,421 51,460 SH   DFND   51,460 0 0
FASTENAL COMPANY COM 311900104 370 7,192 SH   DFND   7,192 0 0
FISERV INC COM 337738108 212 1,838 SH   DFND   1,838 0 0
FULTON FINL CORP PA COM 360271100 382 21,395 SH   DFND   21,395 0 0
GENERAL ELECTRIC COM 369604103 42,203 1,416,217 SH   DFND   1,362,294 0 53,923
GENERAL MILLS INC COM 370334104 1,014 17,176 SH   DFND   14,124 0 3,052
GENUINE PARTS CO COM 372460105 26,509 286,864 SH   DFND   279,965 0 6,899
GILEAD SCIENCES INC COM 375558103 460 6,778 SH   DFND   6,778 0 0
GRAHAM HOLDINGS COMPANY COM 384637104 284 474 SH   DFND   474 0 0
WW GRAINGER INC COM 384802104 56,989 244,838 SH   DFND   194,165 0 50,673
THE HERSHEY COMPANY COM 427866108 261 2,385 SH   DFND   2,385 0 0
HOME DEPOT INC COM 437076102 7,801 53,131 SH   DFND   49,081 0 4,050
HONEYWELL INTERNATIONAL, INC. COM 438516106 2,093 16,764 SH   DFND   15,639 0 1,125
ILLINOIS TOOL WKS INC COM 452308109 2,793 21,083 SH   DFND   21,083 0 0
INTEL CORP COM 458140100 28,357 786,163 SH   DFND   760,414 0 25,749
INTERNATIONAL BUSINESS MACHINES COM 459200101 4,526 25,989 SH   DFND   24,038 0 1,951
INTERNATIONAL PAPER CO COM 460146103 269 5,300 SH   DFND   5,300 0 0
ISHARES EMERGING MKTS HI YIELD BD FD EM HGHYL BD ETF 464286285 283 5,673 SH   DFND   5,673 0 0
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533 60,561 1,131,986 SH   DFND   1,063,870 0 68,116
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168 2,937 32,237 SH   DFND   32,237 0 0
ISHARES BARCLAYS TIPS BOND FUND TIPS BD ETF 464287176 325 2,832 SH   DFND   2,832 0 0
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200 658 2,775 SH   DFND   2,775 0 0
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE TOTUSBD ETF 464287226 682 6,285 SH   DFND   6,285 0 0
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242 777 6,591 SH   DFND   5,951 0 640
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309 841 6,398 SH   DFND   6,398 0 0
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440 9,748 92,316 SH   DFND   89,459 0 2,857
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465 1,379 22,133 SH   DFND   22,133 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499 677 3,616 SH   DFND   3,616 0 0
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 85,612 500,014 SH   DFND   474,928 0 25,086
ISHARES TR COHEN&STEER REIT 464287564 348 3,492 SH   DFND   3,492 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598 919 7,999 SH   DFND   7,999 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614 1,971 17,318 SH   DFND   17,318 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648 294 1,818 SH   DFND   1,818 0 0
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655 1,380 10,040 SH   DFND   10,040 0 0
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 85,684 1,238,929 SH   DFND   1,173,299 0 65,630
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 2,068 14,912 SH   DFND   14,912 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHT NTLAMTFR ETF 464288158 340 3,220 SH   DFND   2,652 0 568
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240 9,707 222,525 SH   DFND   219,753 0 2,772
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NAT AMT FREE BD 464288414 256 2,352 SH   DFND   2,352 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448 725 23,046 SH   DFND   21,546 0 1,500
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND FUND IBOXX HI YD ETF 464288513 1,041 11,861 SH   DFND   11,861 0 0
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588 20,430 191,741 SH   DFND   186,978 0 4,763
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612 1,129 10,248 SH   DFND   10,175 0 73
ISHARES BARCLAYS INTERMEDIATE CREDIT BOND FUND INTERM CR BD ETF 464288638 52,191 478,996 SH   DFND   462,661 0 16,335
ISHARES BARCLAYS 1-3 YEAR CREDIT BOND FUND 1-3 YR CR BD ETF 464288646 25,740 244,607 SH   DFND   238,335 0 6,272
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687 870 22,475 SH   DFND   22,475 0 0
ISHARES 10 YEAR CRE BOND ETF 10+ YR CR BD ETF 464289511 237 4,000 SH   DFND   4,000 0 0
JOHNSON & JOHNSON COM 478160104 152,055 1,220,834 SH   DFND   1,002,753 0 218,081
KAYNE ANDERSON MLP COM 486606106 328 15,612 SH   DFND   15,612 0 0
KIMBERLY CLARK CORP COM 494368103 28,577 217,104 SH   DFND   208,122 0 8,982
THE KRAFT HEINZ COMPANY COM 500754106 36,841 405,690 SH   DFND   392,529 0 13,161
LEGGETT & PLATT INC COM 524660107 352 7,000 SH   DFND   7,000 0 0
LIFEWAY FOODS INC COM 531914109 300 28,000 SH   DFND   0 0 28,000
LILLY, ELI & COMPANY COM 532457108 432 5,139 SH   DFND   5,139 0 0
LOCKHEED MARTIN CORP COM 539830109 1,642 6,136 SH   DFND   6,136 0 0
LOWES COS INC COM 548661107 1,568 19,073 SH   DFND   19,073 0 0
MSC INDUSTRIAL DIRECT CO - A CL A 553530106 345 3,362 SH   DFND   3,362 0 0
MAGELLAN MIDSTREAM PARTNERS COM UNIT RP LP 559080106 1,650 21,450 SH   DFND   21,450 0 0
MCDONALDS CORP COM 580135101 24,820 191,494 SH   DFND   163,186 0 28,308
MICROSOFT CORP COM 594918104 66,527 1,010,120 SH   DFND   963,919 0 46,201
MIDDLESEX WTR CO COM 596680108 905 24,501 SH   DFND   24,501 0 0
MONDELEZ INTERNATIONAL INC CL A CL A 609207105 52,428 1,216,999 SH   DFND   997,903 0 219,096
NESTLE S A SPON ADR REG COM 641069406 1,304 16,960 SH   DFND   16,960 0 0
NIKE INC CL B CL B 654106103 50,425 904,813 SH   DFND   725,286 0 179,527
NORFOLK SOUTHERN CORP COM 655844108 1,796 16,038 SH   DFND   16,038 0 0
NORTHROP GRUMMAN CORP COM 666807102 528 2,220 SH   DFND   2,220 0 0
NOVO-NORDISK A/S SPONS ADR ADR 670100205 480 13,999 SH   DFND   13,999 0 0
OCCIDENTAL PETE CORP COM 674599105 897 14,160 SH   DFND   14,160 0 0
PNC FINANCIAL CORP COM 693475105 1,592 13,237 SH   DFND   13,237 0 0
PPG INDS INC COM 693506107 474 4,513 SH   DFND   3,813 0 700
PAYCHEX INC COM 704326107 239 4,062 SH   DFND   4,062 0 0
PEPSICO INC COM 713448108 115,026 1,028,299 SH   DFND   825,667 0 202,632
PFIZER INC COM 717081103 34,736 1,015,379 SH   DFND   975,026 0 40,353
PHILIP MORRIS INTL,INC COM 718172109 44,362 392,934 SH   DFND   383,485 0 9,449
PHILLIPS 66 COM 718546104 1,004 12,673 SH   DFND   12,673 0 0
PROCTER & GAMBLE COM 742718109 109,517 1,218,887 SH   DFND   928,673 0 290,214
PRUDENTIAL FINL INC COM 744320102 218 2,045 SH   DFND   2,045 0 0
PUBLIC SVC ENTERPRISES COM 744573106 408 9,199 SH   DFND   9,199 0 0
QUALCOMM INC COM 747525103 538 9,385 SH   DFND   9,385 0 0
RAYTHEON CO NEW COM COM NEW 755111507 574 3,766 SH   DFND   3,766 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,534 48,063 SH   DFND   45,413 0 2,650
SAP AKLENGESELLSCHAFT SPON ADR 803054204 763 7,769 SH   DFND   7,769 0 0
SCHLUMBERGER COM 806857108 63,003 806,695 SH   DFND   629,210 0 177,485
SHERWIN WILLIAMS CO COM 824348106 2,032 6,552 SH   DFND   6,552 0 0
SOUTHERN CO COM 842587107 425 8,538 SH   DFND   8,138 0 400
STARBUCKS CORP COM 855244109 49,787 852,659 SH   DFND   683,486 0 169,173
STATE STR CORP COM 857477103 204 2,562 SH   DFND   2,562 0 0
STRYKER CORP COM 863667101 1,547 11,750 SH   DFND   11,750 0 0
SYSCO CORP COM 871829107 885 17,041 SH   DFND   17,041 0 0
TJX COS INC NEW COM 872540109 95,915 1,212,884 SH   DFND   951,090 0 261,794
TEAM INC COM 878155100 707 26,121 SH   DFND   17,859 0 8,262
TEXAS INSTRUMENTS INC COM 882508104 495 6,144 SH   DFND   6,144 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,250 8,139 SH   DFND   8,139 0 0
TIME WARNER INC COM NEW 887317303 326 3,339 SH   DFND   3,339 0 0
TORONTO-DOMINION BANK COM NEW 891160509 456 9,107 SH   DFND   9,107 0 0
TRANSDIGM GROUP, INC. COM 893641100 506 2,300 SH   DFND   2,300 0 0
UGI CORP NEW COM 902681105 245 4,950 SH   DFND   4,950 0 0
U S BANCORP COM NEW 902973304 1,206 23,416 SH   DFND   14,416 0 9,000
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704 2,053 41,616 SH   DFND   41,616 0 0
UNILEVER N V WI N Y SHS NEW 904784709 2,518 50,678 SH   DFND   25,658 0 25,020
UNION PACIFIC CORP COM 907818108 5,666 53,489 SH   DFND   51,879 0 1,610
UNITED PARCEL SVC INC CL B CL B 911312106 34,480 321,337 SH   DFND   312,155 0 9,182
UNITED TECHNOLOGIES CORP COM 913017109 97,325 867,348 SH   DFND   681,993 0 185,355
V F CORPORATION COM 918204108 284 5,163 SH   DFND   5,163 0 0
VANGUARD DIVIDEND DIV APP ETF 921908844 4,004 44,514 SH   DFND   44,514 0 0
VANGUARD FTSE EUROPE PACIFIC ETF FTSE DEV MKT ETF 921943858 8,928 227,166 SH   DFND   183,014 0 44,152
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 1,064 13,700 SH   DFND   13,700 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718 37,625 366,535 SH   DFND   347,257 0 19,278
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858 4,165 104,869 SH   DFND   104,869 0 0
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866 27,134 428,790 SH   DFND   406,005 0 22,785
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874 43,926 851,777 SH   DFND   803,281 0 48,496
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 2,527 11,680 SH   DFND   11,680 0 0
VANGUARD REIT ETF REIT ETF 922908553 4,513 54,642 SH   DFND   54,642 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736 378 3,103 SH   DFND   3,103 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 684 7,176 SH   DFND   7,176 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751 378 2,839 SH   DFND   2,839 0 0
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769 5,292 43,622 SH   DFND   43,622 0 0
WAL-MART STORES COM 931142103 1,856 25,744 SH   DFND   25,744 0 0
WALGREENS BOOTS ALLIANCE, INC COM 931427108 744 8,957 SH   DFND   8,957 0 0
WELLS FARGO CO COM 949746101 129,282 2,322,710 SH   DFND   1,889,616 0 433,094
TARGET CORP COM 87612E106 1,187 21,510 SH   DFND   21,510 0 0
TRAVELERS COMPANIES INC COM 89417E109 819 6,795 SH   DFND   3,737 0 3,058
ALERIAN MLP ETF ALERIAN MLP 00162Q866 3,354 263,861 SH   DFND   151,161 0 112,700
AT&T INC COM 00206R102 7,294 175,557 SH   DFND   169,505 0 6,052
ABBVIE INC. COM 00287Y109 5,808 89,129 SH   DFND   68,379 0 20,750
AETNA U S HEALTHCARE INC COM COM 00817Y108 387 3,038 SH   DFND   3,038 0 0
ALPHABET INC CL C CAP STK CL C 02079K107 1,205 1,453 SH   DFND   1,453 0 0
ALPHABET INC - CL A CAP STK CL A 02079K305 561 662 SH   DFND   662 0 0
ALTRIA GROUP INC COM COM 02209S103 29,429 412,060 SH   DFND   404,163 0 7,897
ANHEUSER-BUSCH INBEV SA ADR SPONSORED ADR 03524A108 91,930 837,557 SH   DFND   670,712 0 166,845
AQUA AMERICA INC COM 03836W103 364 11,313 SH   DFND   10,161 0 1,152
BLACKROCK INC COM 09247X101 112,784 294,083 SH   DFND   237,593 0 56,490
CABLE ONE INC COM 12685J105 760 1,217 SH   DFND   1,217 0 0
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 551 3,750 SH   DFND   3,750 0 0
CENOVUS ENERGY INC COM 15135U109 116 10,260 SH   DFND   10,260 0 0
CISCO SYS INC COM 17275R102 2,790 82,553 SH   DFND   81,153 0 1,400
COLUMBIA EMERGING MARKETS CONSUMER ETF EMRG MARKETS ETF 19762B509 1,059 42,655 SH   DFND   42,655 0 0
COMCAST CORP NEW COM CL A CL A 20030N101 124,114 3,301,780 SH   DFND   2,666,889 0 634,891
CONOCOPHILLIPS COM 20825C104 2,369 47,495 SH   DFND   46,095 0 1,400
COSTCO WHSL CORP NEW COM COM 22160K105 440 2,621 SH   DFND   2,471 0 150
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205 1,270 10,991 SH   DFND   10,991 0 0
DOMINION RES INC VA NEW COM COM 25746U109 1,062 13,690 SH   DFND   13,690 0 0
DUKE ENERGY CORP COM NEW 26441C204 1,014 12,364 SH   DFND   12,106 0 258
EOG RESOURCES INC COM 26875P101 324 3,319 SH   DFND   3,319 0 0
ENBRIDGE ENERGY PARTNERS L PCOM COM 29250R106 283 14,900 SH   DFND   14,900 0 0
ENERGY TRANSFER PARTNERS LP UNIT LTD PARTN 29273R109 387 10,600 SH   DFND   10,600 0 0
EVERSOURCE EN COM 30040W108 345 5,876 SH   DFND   5,876 0 0
EXPEDIA INC COM NEW 30212P303 320 2,534 SH   DFND   2,534 0 0
EXXON MOBIL CORP COM 30231G102 94,961 1,157,918 SH   DFND   985,362 0 172,556
FACEBOOK INC CL A 30303M102 433 3,047 SH   DFND   3,047 0 0
FEDEX CORP COM 31428X106 238 1,221 SH   DFND   1,221 0 0
FORTIVE CORP COM 34959J108 408 6,778 SH   DFND   6,778 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 30,704 728,262 SH   DFND   552,180 0 176,082
GOLDMAN SACHS GROUP INC COM 38141G104 210 914 SH   DFND   914 0 0
HP INC. COM 40434L105 389 21,729 SH   DFND   21,729 0 0
HANOVER FOODS CORP - CL A COM 41078W100 700 7,333 SH   DFND   7,333 0 0
HEWLETT PACKARD ENTERPRISE CO COM 42824C109 383 16,163 SH   DFND   16,163 0 0
INTERACTIVE BROKERS GROUP COM 45841N107 210 6,039 SH   DFND   6,039 0 0
ISHARES INTERNATIONAL PREFERRED STOCK ETF INTL SM-CAP ETF 46429B135 238 13,750 SH   DFND   13,750 0 0
ISHARES HIGH DIVIDEND EQUITY HIGH DIVIDND ETF 46429B663 4,161 49,620 SH   DFND   49,620 0 0
ISHARES SHORT MATURITY BOND SHT MAT BD ETF 46431W507 582 11,574 SH   DFND   11,574 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 102,238 1,764,241 SH   DFND   1,682,016 0 82,225
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 134,747 2,819,564 SH   DFND   2,675,342 0 144,222
J.P. MORGAN CHASE & CO COM 46625H100 123,031 1,400,629 SH   DFND   1,153,596 0 247,033
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365 50,962 1,577,760 SH   DFND   1,539,163 0 38,597
KINDER MORGAN COM 49456B101 215 9,893 SH   DFND   9,893 0 0
M & T BK CORP COM 55261F104 2,154 13,919 SH   DFND   13,919 0 0
MARATHON PETROLEUM CORP COM 56585A102 253 5,010 SH   DFND   5,010 0 0
MASTERCARD CLA 57636Q104 116,621 1,036,907 SH   DFND   811,601 0 225,306
MERCK & CO COM 58933Y105 43,914 691,129 SH   DFND   651,734 0 39,395
MONSANTO CO NEW COM 61166W101 1,041 9,192 SH   DFND   9,192 0 0
NEXTERA ENERGY INC COM 65339F101 1,894 14,755 SH   DFND   14,755 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109 2,341 31,523 SH   DFND   30,323 0 1,200
NUANCE COMMUNICATIONS INC COM 67020Y100 346 20,000 SH   DFND   0 0 20,000
ORACLE SYS CORP COM 68389X105 65,940 1,478,145 SH   DFND   1,155,432 0 322,713
PPL CORP COM COM 69351T106 557 14,900 SH   DFND   14,900 0 0
PIXELWORKS INC COM NEW 72581M305 56 12,000 SH   DFND   0 0 12,000
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 808 6,101 SH   DFND   6,101 0 0
POWERSHARES BUILD AMERICA BONDS BUILD AMER ETF 73937B407 15,857 540,091 SH   DFND   528,437 0 11,654
PRAXAIR INC COM 74005P104 10,212 86,103 SH   DFND   85,196 0 907
RESTAURANT BRANDS INTL INC COM 76131D103 377 6,759 SH   DFND   6,759 0 0
RYDEX S&P 500 EQUAL WEIGHT ETF GUG S&P500 EQ WT 78355W106 3,724 41,006 SH   DFND   41,006 0 0
SPDR TR UNIT SER 1 TR UNIT 78462F103 20,179 85,599 SH   DFND   85,330 0 269
SPDR GOLD TRUST GOLD SHS 78463V107 1,187 10,000 SH   DFND   10,000 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 269 3,056 SH   DFND   3,056 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 3,239 10,369 SH   DFND   10,369 0 0
SANOFI-AVENTIS ADR SPONSORED ADR 80105N105 863 19,075 SH   DFND   19,075 0 0
SPDR HEALTH CARE SEL SEC SBI HEALTHCARE 81369Y209 258 3,467 SH   DFND   3,467 0 0
CONSUMER DISCRETIONARY SELECT SBI CONS DISCR 81369Y407 264 3,005 SH   DFND   3,005 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 501 7,161 SH   DFND   7,161 0 0
SPDR FINANCIAL SELECT SBI INT-FINL 81369Y605 445 18,739 SH   DFND   18,739 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 240 4,494 SH   DFND   4,494 0 0
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 725 14,130 SH   DFND   14,130 0 0
SERITAGE GROWTH PROPERTIES CL A 81752R100 544 12,604 SH   DFND   12,604 0 0
3M COMPANY COM 88579Y101 8,897 46,503 SH   DFND   32,003 0 14,500
TWENTY-FIRST CENTURY FOX, INC. CL A 90130A200 1,874 58,957 SH   DFND   58,957 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 99,470 606,486 SH   DFND   476,967 0 129,519
VANGUARD INFO TECH ETF INF TECH ETF 92204A702 511 3,764 SH   DFND   3,764 0 0
VANGUARD NATURAL RESOURCES COM UNIT 92205F106 1 10,535 SH   DFND   7,575 0 2,960
VENTAS INC COM 92276F100 256 3,933 SH   DFND   3,933 0 0
VERIZON COMMUNICATIONS COM 92343V104 42,678 875,446 SH   DFND   852,201 0 23,245
VISA IN - CLASS A COM CL A 92826C839 348 3,917 SH   DFND   3,917 0 0
VODAFONE GROUP PLC SPNSR ADR 92857W308 366 13,832 SH   DFND   13,832 0 0
WASTE MGMT INC DEL COM 94106L109 2,079 28,509 SH   DFND   27,859 0 650
WISDOMTREE EMERG MARKETS SMALLCAP DIV FUND EMG MKTS SMCAP 97717W281 247 5,500 SH   DFND   5,500 0 0
WISDOMTREE DEFA FUND INTL EQUITY FD 97717W703 483 9,720 SH   DFND   9,720 0 0
WISDOMTREE JAPAN HEDGED EQUITY FUND JAPN HEDGE EQT 97717W851 1,463 28,903 SH   DFND   28,903 0 0
ZIMMER HLDGS INC COM COM 98956P102 304 2,490 SH   DFND   2,490 0 0
ACCENTURE LTD SHS CLASS A G1151C101 97,097 809,955 SH   DFND   632,995 0 176,960
EATON CORP, PLC SHS G29183103 34,920 470,941 SH   DFND   453,879 0 17,062
MEDTRONIC PLC SHS G5960L103 83,935 1,041,900 SH   DFND   845,241 0 196,659
CHUBB LTD COM H1467J104 831 6,098 SH   DFND   6,098 0 0