The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 6,501 42,134 SH   DFND 1 25,634 0 16,500
ABBOTT LABS COM 002824100 3,370 68,659 SH   DFND 1 49,109 0 19,550
ABBVIE INC. COM 00287Y109 4,997 74,371 SH   DFND 1 53,121 0 21,250
ACCENTURE LTD SHS CLASS A G1151C101 82,276 850,134 SH   DFND 1 643,318 0 206,816
AETNA U S HEALTHCARE INC COM COM 00817Y108 342 2,685 SH   DFND 1 2,685 0 0
AIR PRODUCTS & CHEMICALS INC COM 009158106 1,370 10,011 SH   DFND 1 10,011 0 0
AIRGAS INC COM 009363102 3,541 33,475 SH   DFND 1 33,475 0 0
ALERIAN MLP ETF ALERIAN MLP 00162Q866 477 30,665 SH   DFND 1 30,665 0 0
ALPINE GROUP, INC. COM 020825600 163 777,928 SH   DFND 1 777,928 0 0
ALTRIA GROUP INC COM COM 02209S103 18,858 385,562 SH   DFND 1 372,095 0 13,467
AMAZON.COM INC COM 023135106 247 568 SH   DFND 1 568 0 0
AMERICAN EXPRESS CO COM 025816109 78,834 1,014,331 SH   DFND 1 770,656 0 243,675
AMGEN INC COM 031162100 4,601 29,969 SH   DFND 1 29,969 0 0
ANADARKO PETROLEUM CORP COM 032511107 281 3,594 SH   DFND 1 3,594 0 0
ANHEUSER-BUSCH INBEV SA ADR SPONSORED ADR 03524A108 49,068 406,626 SH   DFND 1 355,141 0 51,485
APPLE INC COM 037833100 98,746 787,291 SH   DFND 1 617,955 0 169,336
AQUA AMERICA INC COM 03836W103 201 8,223 SH   DFND 1 7,393 0 830
AT&T INC COM 00206R102 5,106 143,761 SH   DFND 1 136,459 0 7,302
AUTOMATIC DATA PROCESSING COM 053015103 17,969 223,969 SH   DFND 1 208,088 0 15,881
AZZ INCORPORATED COM 002474104 207 4,000 SH   DFND 1 4,000 0 0
BANCORP INC DEL COM COM 05969A105 928 100,000 SH   DFND 1 100,000 0 0
BECTON DICKINSON COM 075887109 75,681 534,281 SH   DFND 1 421,484 0 112,797
BENEFICIAL MUTUAL BANCORP COM 08171T102 192 15,395 SH   DFND 1 15,395 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 410 2 SH   DFND 1 2 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,434 7 SH   DFND 1 7 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702 1,249 9,177 SH   DFND 1 6,370 0 2,807
BIOGEN IDEC INC COM 09062X103 485 1,200 SH   DFND 1 1,200 0 0
BLACKROCK INC COM 09247X101 95,796 276,883 SH   DFND 1 220,261 0 56,622
BOEING CO COM 097023105 510 3,678 SH   DFND 1 3,678 0 0
BP PLC SPONSORED ADR 055622104 349 8,743 SH   DFND 1 8,743 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 4,422 66,451 SH   DFND 1 63,251 0 3,200
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 606 8,199 SH   DFND 1 8,199 0 0
CAMPBELL SOUP CO COM 134429109 397 8,333 SH   DFND 1 5,508 0 2,825
CANADIAN IMPERIAL BANK COM 136069101 503 6,825 SH   DFND 1 6,625 0 200
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 601 3,750 SH   DFND 1 3,750 0 0
CAPSTEAD MORTGAGE CORP COM NO PAR 14067E506 179 16,109 SH   DFND 1 16,109 0 0
CELGENE CORP COM 151020104 270 2,332 SH   DFND 1 2,332 0 0
CENOVUS ENERGY INC COM 15135U109 164 10,260 SH   DFND 1 10,260 0 0
CF INDUSTRIES COM 125269100 418 6,500 SH   DFND 1 6,500 0 0
CHEVRON CORPORATION COM 166764100 66,709 691,502 SH   DFND 1 564,530 0 126,972
CHUBB CORPORATION COM 171232101 564 5,931 SH   DFND 1 5,931 0 0
CISCO SYS INC COM 17275R102 1,267 46,130 SH   DFND 1 44,730 0 1,400
CLARCOR INC COM 179895107 314 5,042 SH   DFND 1 5,042 0 0
CLOROX CO COM 189054109 473 4,549 SH   DFND 1 4,549 0 0
COCA-COLA CO COM 191216100 63,576 1,620,590 SH   DFND 1 1,314,036 0 306,554
COLGATE-PALMOLIVE CO COM 194162103 4,113 62,878 SH   DFND 1 45,578 0 17,300
COMCAST CORP NEW COM CL A CL A 20030N101 53,806 894,681 SH   DFND 1 702,257 0 192,424
CONOCOPHILLIPS COM 20825C104 2,344 38,174 SH   DFND 1 33,974 0 4,200
CONSOLIDATED EDISON INC COM 209115104 1,401 24,200 SH   DFND 1 24,200 0 0
CORNING INC COM 219350105 210 10,658 SH   DFND 1 10,658 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 363 2,685 SH   DFND 1 2,385 0 300
CR BARD INC COM 067383109 267 1,562 SH   DFND 1 1,562 0 0
CUMMINS INC COM 231021106 213 1,620 SH   DFND 1 1,620 0 0
CVS HEALTH CORPORATION COM 126650100 119,031 1,134,922 SH   DFND 1 872,157 0 262,765
DANAHER CORP COM 235851102 1,028 12,005 SH   DFND 1 12,005 0 0
DARDEN RESTAURANTS COM 237194105 413 5,811 SH   DFND 1 5,811 0 0
DEERE & CO. COM 244199105 281 2,900 SH   DFND 1 2,900 0 0
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205 671 5,782 SH   DFND 1 5,782 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106 114,707 1,004,966 SH   DFND 1 771,595 0 233,371
DOMINION RES INC VA NEW COM COM 25746U109 797 11,912 SH   DFND 1 11,912 0 0
DOVER CORP COM 260003108 383 5,452 SH   DFND 1 5,452 0 0
DOW CHEMICAL CORP COM 260543103 225 4,394 SH   DFND 1 4,394 0 0
DU PONT E I DE NEMOURS CO COM 263534109 82,412 1,288,696 SH   DFND 1 1,063,323 0 225,373
DUKE ENERGY CORP COM NEW 26441C204 597 8,457 SH   DFND 1 8,457 0 0
EATON CORP, PLC SHS G29183103 72,290 1,071,115 SH   DFND 1 858,381 0 212,734
EGSHARES EM CONSUMER ETF EGS EMKTCONS ETF 268461779 51,857 1,989,905 SH   DFND 1 1,870,701 0 119,204
EMERSON ELECTRIC CO COM 291011104 1,750 31,564 SH   DFND 1 24,507 0 7,057
ENBRIDGE ENERGY PARTNERS L PCOM COM 29250R106 370 11,100 SH   DFND 1 11,100 0 0
ENCANA CORP COM COM 292505104 113 10,260 SH   DFND 1 10,260 0 0
ENERGY TRANSFER PARTNERS LP UNIT LTD PARTN 29273R109 432 8,268 SH   DFND 1 8,268 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107 1,406 47,044 SH   DFND 1 47,044 0 0
EOG RESOURCES INC COM 26875P101 298 3,400 SH   DFND 1 3,400 0 0
EATON VANCE TAX MNGD GBL DV COM 27829F108 126 13,000 SH   DFND 1 13,000 0 0
EXPRESS SCRIPTS COM 30219G108 241 2,712 SH   DFND 1 2,712 0 0
EXXON MOBIL CORP COM 30231G102 76,855 923,739 SH   DFND 1 738,423 0 185,316
FULTON FINL CORP PA COM 360271100 585 44,764 SH   DFND 1 44,764 0 0
GENERAL ELECTRIC COM 369604103 33,107 1,246,021 SH   DFND 1 1,170,335 0 75,686
GENERAL MILLS INC COM 370334104 1,508 27,063 SH   DFND 1 23,011 0 4,052
GENUINE PARTS CO COM 372460105 20,151 225,076 SH   DFND 1 213,572 0 11,504
GILEAD SCIENCES INC COM 375558103 325 2,775 SH   DFND 1 2,775 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 28,079 674,156 SH   DFND 1 496,582 0 177,574
GOOGLE INC - CL A CL A 38259P508 287 532 SH   DFND 1 532 0 0
GOOGLE INC CL C CL C 38259P706 574 1,102 SH   DFND 1 1,102 0 0
GUGGENHEIM S&P 500 EQUAL WEIGHT ETF GUG S&P500 EQ WT 78355W106 2,914 36,521 SH   DFND 1 36,521 0 0
HANOVER FOODS CORP - CL A COM 41078W100 733 7,333 SH   DFND 1 7,333 0 0
HOME DEPOT INC COM 437076102 4,304 38,727 SH   DFND 1 33,877 0 4,850
HONEYWELL INTERNATIONAL, INC. COM 438516106 1,743 17,096 SH   DFND 1 15,571 0 1,525
ILLINOIS TOOL WKS INC COM 452308109 337 3,675 SH   DFND 1 3,675 0 0
INTEL CORP COM 458140100 19,346 636,072 SH   DFND 1 601,043 0 35,029
INTERNATIONAL BUSINESS MACHINES COM 459200101 5,081 31,234 SH   DFND 1 23,259 0 7,975
INTL PAPER CO COM 460146103 210 4,407 SH   DFND 1 4,407 0 0
ISHARES BARCLAYS 1-3 YEAR CREDIT BOND FUND 1-3 YR CR BD ETF 464288646 18,478 175,434 SH   DFND 1 169,134 0 6,300
ISHARES BARCLAYS INTERMEDIATE CREDIT BOND FUND INTERM CR BD ETF 464288638 42,299 388,566 SH   DFND 1 371,315 0 17,251
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612 8,605 77,822 SH   DFND 1 74,932 0 2,890
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588 17,566 161,723 SH   DFND 1 156,312 0 5,411
ISHARES BARCLAYS TIPS BOND FUND TIPS BD ETF 464287176 271 2,421 SH   DFND 1 2,421 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 100,792 2,098,089 SH   DFND 1 1,967,043 0 131,046
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200 394 1,900 SH   DFND 1 1,900 0 0
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 63,658 424,445 SH   DFND 1 398,383 0 26,062
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 61,947 525,512 SH   DFND 1 491,911 0 33,601
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE TOTUSBD ETF 464287226 736 6,770 SH   DFND 1 6,770 0 0
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168 1,880 25,019 SH   DFND 1 25,019 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448 48,377 1,496,336 SH   DFND 1 1,419,801 0 76,535
ISHARES EMERGING MKTS HI YIELD BD FD EM HGHYL BD ETF 464286285 244 5,090 SH   DFND 1 5,090 0 0
ISHARES HIGH DIVIDEND EQUITY HIGH DIVIDND ETF 46429B663 2,384 32,411 SH   DFND 1 32,411 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND FUND IBOXX HI YD ETF 464288513 888 9,997 SH   DFND 1 9,997 0 0
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242 739 6,384 SH   DFND 1 5,744 0 640
ISHARES MSCI CANADA INDEX FUND MSCI CDA ETF 464286509 358 13,438 SH   DFND 1 13,088 0 350
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465 1,083 17,064 SH   DFND 1 16,864 0 200
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NAT AMT FREE BD 464288414 222 2,056 SH   DFND 1 2,056 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614 2,377 24,009 SH   DFND 1 24,009 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598 1,043 10,109 SH   DFND 1 10,109 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648 460 2,975 SH   DFND 1 2,975 0 0
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655 351 2,809 SH   DFND 1 2,609 0 200
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MD CP GR ETF 464287481 223 2,306 SH   DFND 1 2,306 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499 654 3,839 SH   DFND 1 3,639 0 200
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309 705 6,193 SH   DFND 1 6,193 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHT NTLAMTFR ETF 464288158 205 1,937 SH   DFND 1 1,937 0 0
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 1,491 12,661 SH   DFND 1 12,661 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687 417 10,650 SH   DFND 1 10,650 0 0
ISHARES SHORT MATURITY BOND SHT MAT BD ETF 46431W507 1,536 30,630 SH   DFND 1 30,630 0 0
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240 1,589 35,960 SH   DFND 1 35,703 0 257
ITC HOLDINGS CORPORATION COM 465685105 562 17,479 SH   DFND 1 17,479 0 0
J.P. MORGAN CHASE & CO COM 46625H100 108,572 1,602,302 SH   DFND 1 1,277,616 0 324,686
JOHNSON & JOHNSON COM 478160104 119,848 1,229,716 SH   DFND 1 982,188 0 247,528
JOHNSON CONTROLS COM 478366107 298 6,020 SH   DFND 1 6,020 0 0
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365 25,834 652,379 SH   DFND 1 612,405 0 39,974
KAYNE ANDERSON MLP COM 486606106 1,228 40,023 SH   DFND 1 40,023 0 0
KIMBERLY CLARK CORP COM 494368103 21,466 202,567 SH   DFND 1 189,390 0 13,177
KINDER MORGAN COM 49456B101 315 8,201 SH   DFND 1 8,201 0 0
KRAFT FOODS GROUP INC COM 50076Q106 28,263 331,962 SH   DFND 1 319,965 0 11,997
LEGGETT & PLATT INC COM 524660107 23,745 487,769 SH   DFND 1 457,429 0 30,340
LILLY, ELI & COMPANY COM 532457108 436 5,228 SH   DFND 1 5,028 0 200
LOCKHEED MARTIN CORP COM 539830109 893 4,804 SH   DFND 1 4,304 0 500
LOWES COS INC COM 548661107 969 14,474 SH   DFND 1 14,474 0 0
M & T BK CORP COM 55261F104 17,600 140,882 SH   DFND 1 134,009 0 6,873
MAGELLAN MIDSTREAM PARTNERS COM UNIT RP LP 559080106 1,523 20,750 SH   DFND 1 20,750 0 0
MARATHON PETROLEUM CORP COM 56585A102 379 7,252 SH   DFND 1 7,252 0 0
MARKET VECTORS OIL SERVICE OIL SVCS ETF 57060U191 483 13,847 SH   DFND 1 13,847 0 0
MASTERCARD CLA 57636Q104 52,784 564,656 SH   DFND 1 433,323 0 131,333
MATTEL INC COM 577081102 830 32,320 SH   DFND 1 32,320 0 0
MCDONALDS CORP COM 580135101 18,427 193,821 SH   DFND 1 155,888 0 37,933
MEDTRONIC PLC SHS G5960L103 42,710 576,382 SH   DFND 1 470,620 0 105,762
MERCK & CO COM 58933Y105 32,239 566,288 SH   DFND 1 521,900 0 44,388
MICROSOFT CORP COM 594918104 38,225 865,805 SH   DFND 1 808,879 0 56,926
MIDDLESEX WTR CO COM 596680108 541 24,001 SH   DFND 1 24,001 0 0
MONDELEZ INTERNATIONAL INC CL A CL A 609207105 1,645 39,978 SH   DFND 1 39,978 0 0
MONSANTO CO NEW COM 61166W101 656 6,151 SH   DFND 1 6,151 0 0
NESTLE S A SPON ADR REG COM 641069406 948 13,131 SH   DFND 1 13,131 0 0
NEXTERA ENERGY INC COM 65339F101 1,555 15,866 SH   DFND 1 15,466 0 400
NIKE INC CL B CL B 654106103 716 6,630 SH   DFND 1 6,630 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,203 13,768 SH   DFND 1 13,768 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109 3,085 31,367 SH   DFND 1 30,167 0 1,200
NOVO-NORDISK A/S SPONS ADR ADR 670100205 782 14,285 SH   DFND 1 14,285 0 0
OCCIDENTAL PETE CORP COM 674599105 1,245 16,009 SH   DFND 1 16,009 0 0
ORACLE SYS CORP COM 68389X105 76,200 1,890,813 SH   DFND 1 1,439,890 0 450,923
PALL CORP. COM 696429307 1,457 11,708 SH   DFND 1 11,708 0 0
PENN VIRGINIA CORP COM 707882106 95 21,715 SH   DFND 1 21,715 0 0
PEPSICO INC COM 713448108 92,974 996,077 SH   DFND 1 781,917 0 214,160
PFIZER INC COM 717081103 6,940 206,978 SH   DFND 1 186,605 0 20,373
PHILIP MORRIS INTL,INC COM 718172109 28,360 353,748 SH   DFND 1 343,104 0 10,644
PNC FINANCIAL CORP COM 693475105 992 10,371 SH   DFND 1 9,671 0 700
POWERSHARES BUILD AMERICA BONDS BUILD AMER ETF 73937B407 12,627 438,730 SH   DFND 1 422,572 0 16,158
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 443 4,139 SH   DFND 1 4,139 0 0
PPG INDS INC COM 693506107 442 3,856 SH   DFND 1 2,856 0 1,000
PPL CORP COM COM 69351T106 599 20,328 SH   DFND 1 19,328 0 1,000
PRAXAIR INC COM 74005P104 204 1,707 SH   DFND 1 1,707 0 0
PRECISION CASTPARTS CORP COM 740189105 766 3,830 SH   DFND 1 3,830 0 0
PROCTER & GAMBLE COM 742718109 75,850 969,455 SH   DFND 1 699,018 0 270,437
PRUDENTIAL FINL INC COM 744320102 212 2,422 SH   DFND 1 2,422 0 0
PUBLIC SVC ENTERPRISES COM 744573106 366 9,322 SH   DFND 1 9,322 0 0
QUALCOMM INC COM 747525103 42,583 679,922 SH   DFND 1 525,575 0 154,347
RAYTHEON CO COM NEW 755111507 381 3,977 SH   DFND 1 3,977 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 4,379 76,817 SH   DFND 1 55,734 0 21,083
SANOFI-AVENTIS ADR SPONSORED ADR 80105N105 22,494 454,155 SH   DFND 1 428,070 0 26,085
SCHLUMBERGER COM 806857108 59,262 687,574 SH   DFND 1 526,177 0 161,397
SHERWIN WILLIAMS CO COM 824348106 1,802 6,552 SH   DFND 1 6,552 0 0
SOUTHERN CO COM 842587107 506 12,083 SH   DFND 1 12,083 0 0
SPDR FINANCIAL SELECT SBI INT-FINL 81369Y605 767 31,461 SH   DFND 1 31,461 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,177 10,475 SH   DFND 1 10,475 0 0
SPDR TR UNIT SER 1 TR UNIT 78462F103 4,721 22,935 SH   DFND 1 22,935 0 0
STRYKER CORP COM 863667101 701 7,330 SH   DFND 1 7,330 0 0
TARGET CORP COM 87612E106 26,193 320,875 SH   DFND 1 303,652 0 17,223
THE FINISH LINE, INC. CL A 317923100 275 9,898 SH   DFND 1 9,898 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 749 5,775 SH   DFND 1 5,775 0 0
TIFFANY & CO COM 886547108 257 2,800 SH   DFND 1 2,800 0 0
TJX COS INC NEW COM 872540109 74,007 1,118,445 SH   DFND 1 859,379 0 259,066
TORONTO-DOMINION BANK COM NEW 891160509 255 6,002 SH   DFND 1 6,002 0 0
TOTAL FINA ELF S A ADR SPONSORED ADR 89151E109 290 5,896 SH   DFND 1 5,596 0 300
TRANSDIGM GROUP, INC. COM 893641100 562 2,500 SH   DFND 1 2,500 0 0
TRAVELERS COMPANIES INC COM 89417E109 650 6,727 SH   DFND 1 3,463 0 3,264
TRIUMPH GROUP INC COM 896818101 386 5,850 SH   DFND 1 5,850 0 0
TWENTY-FIRST CENTURY FOX, INC. CL A 90130A200 44,912 1,393,911 SH   DFND 1 1,086,867 0 307,044
U S BANCORP COM NEW 902973304 639 14,732 SH   DFND 1 5,732 0 9,000
UBS E-TRACS ALERIAN MLP ALERIAN INFRST 902641646 253 7,193 SH   DFND 1 7,193 0 0
UNILEVER N V WI N Y SHS NEW 904784709 2,557 61,125 SH   DFND 1 29,698 0 31,427
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704 1,348 31,388 SH   DFND 1 31,388 0 0
UNION PACIFIC CORP COM 907818108 74,300 779,072 SH   DFND 1 610,763 0 168,309
UNITED CONTINENTAL HOLDINGS INC. COM 910047109 245 4,613 SH   DFND 1 4,613 0 0
UNITED PARCEL SVC INC CL B CL B 911312106 24,330 251,058 SH   DFND 1 239,536 0 11,522
UNITED TECHNOLOGIES CORP COM 913017109 88,787 800,388 SH   DFND 1 625,086 0 175,302
UNITEDHEALTH GROUP INC COM COM 91324P102 84,229 690,405 SH   DFND 1 533,299 0 157,106
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 510 12,300 SH   DFND 1 12,300 0 0
VANGUARD DIVIDEND DIV APP ETF 921908844 2,892 36,804 SH   DFND 1 36,804 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718 39,776 390,269 SH   DFND 1 368,976 0 21,293
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874 35,269 653,381 SH   DFND 1 616,137 0 37,244
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 798 11,851 SH   DFND 1 11,851 0 0
VANGUARD MSCI EMERGING MARKET ETF FTSE EMR MKT ETF 922042858 5,302 129,685 SH   DFND 1 129,685 0 0
VANGUARD MSCI EUROPE PACIFIC ETF FTSE DEV MKT ETF 921943858 101,060 2,548,807 SH   DFND 1 2,390,783 0 158,024
VANGUARD REIT ETF REIT ETF 922908553 2,761 36,964 SH   DFND 1 36,964 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 2,191 11,601 SH   DFND 1 11,601 0 0
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769 3,270 30,554 SH   DFND 1 30,554 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 310 3,715 SH   DFND 1 3,715 0 0
VENTAS INC COM 92276F100 244 3,933 SH   DFND 1 3,933 0 0
VERIZON COMMUNICATIONS COM 92343V104 28,952 621,159 SH   DFND 1 589,212 0 31,947
VODAFONE GROUP PLC SPNSR ADR NO PAR 92857W308 414 11,350 SH   DFND 1 11,350 0 0
WALGREENS BOOTS ALLIANCE, INC COM 931427108 302 3,582 SH   DFND 1 3,582 0 0
WAL-MART STORES COM 931142103 1,680 23,688 SH   DFND 1 22,688 0 1,000
WASTE MGMT INC DEL COM 94106L109 21,672 467,576 SH   DFND 1 437,013 0 30,563
WELLS FARGO CO COM 949746101 110,945 1,972,708 SH   DFND 1 1,508,771 0 463,937
WISDOM TREEE EUROPE HEDGED EUROPE HEDGED EQ 97717X701 1,351 21,929 SH   DFND 1 21,929 0 0
WISDOMTREE DEFA FUND TOTAL DIVID FD 97717W703 496 9,720 SH   DFND 1 9,720 0 0
WISDOMTREE JAPAN HEDGED EQUITY FUND JAPN HEDGE EQT 97717W851 2,142 37,443 SH   DFND 1 37,443 0 0
WW GRAINGER INC COM 384802104 79,944 337,815 SH   DFND 1 267,174 0 70,641