The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY Common Stocks 88579Y101 3,552 32,479 SH   DFND 1 10,239 0 22,240
3M COMPANY Common Stocks 88579Y101 4,643 42,460 SH   DFND 1 25,185 0 17,275
ABBOTT LABS Common Stocks 002824100 2,469 70,778 SH   DFND 1 50,228 0 20,550
ABBOTT LABS Common Stocks 002824100 3,179 91,132 SH   DFND 1 29,162 0 61,970
ABBVIE INC. Common Stocks 00287Y109 2,824 68,321 SH   DFND 1 47,071 0 21,250
ABBVIE INC. Common Stocks 00287Y109 3,836 92,793 SH   DFND 1 28,752 0 64,041
ACCENTURE LTD Common Stocks G1151C101 4,566 63,447 SH   DFND 1 18,761 0 44,686
ACCENTURE LTD Common Stocks G1151C101 56,296 782,321 SH   DFND 1 569,869 0 212,452
ADELPHIA RECOV TRST SER Common Stocks 00685R409 0 14,569 SH   DFND 1 14,569 0 0
AIR PRODUCTS & CHEMICALS INC Common Stocks 009158106 444 4,850 SH   DFND 1 4,850 0 0
AIR PRODUCTS & CHEMICALS INC Common Stocks 009158106 1,318 14,397 SH   DFND 1 14,397 0 0
AIRGAS INC Common Stocks 009363102 3,510 36,770 SH   DFND 1 36,770 0 0
AIRGAS INC Common Stocks 009363102 3,529 36,970 SH   DFND 1 0 0 36,970
ALLERGAN INC Common Stocks 018490102 6,646 78,894 SH   DFND 1 7,752 0 71,142
ALPINE GROUP, INC. Common Stocks 020825600 685 777,928 SH   DFND 1 777,928 0 0
ALTRIA GROUP INC COM Common Stocks 02209S103 2,562 73,207 SH   DFND 1 53,247 0 19,960
ALTRIA GROUP INC COM Common Stocks 02209S103 21,519 615,006 SH   DFND 1 596,376 0 18,630
AMGEN INC Common Stocks 031162100 1,836 18,607 SH   DFND 1 18,607 0 0
ANADARKO PETROLEUM CORP Common Stocks 032511107 86 1,000 SH   DFND 1 1,000 0 0
ANADARKO PETROLEUM CORP Common Stocks 032511107 288 3,356 SH   DFND 1 3,356 0 0
APACHE CORP Common Stocks 037411105 1,467 17,498 SH   DFND 1 3,113 0 14,385
APACHE CORP Common Stocks 037411105 34,519 411,776 SH   DFND 1 286,232 0 125,544
APPLE INC Common Stocks 037833100 4,555 11,487 SH   DFND 1 3,446 0 8,041
APPLE INC Common Stocks 037833100 64,045 161,515 SH   DFND 1 122,862 0 38,653
AQUA AMERICA INC Common Stocks 03836W103 132 4,220 SH   DFND 1 4,007 0 213
AQUA AMERICA INC Common Stocks 03836W103 407 13,000 SH   DFND 1 13,000 0 0
ASA LIMITED Common Stocks G3156P103 217 17,117 SH   DFND 1 17,117 0 0
AT&T INC Common Stocks 00206R102 7,355 207,764 SH   DFND 1 58,638 0 149,126
AT&T INC Common Stocks 00206R102 15,544 439,105 SH   DFND 1 414,919 0 24,186
AUTOMATIC DATA PROCESSING Common Stocks 053015103 2,896 42,051 SH   DFND 1 24,552 0 17,499
AUTOMATIC DATA PROCESSING Common Stocks 053015103 15,539 225,660 SH   DFND 1 213,861 0 11,799
BANCORP INC DEL COM Common Stocks 05969A105 1,499 100,000 SH   DFND 1 100,000 0 0
BANK OF AMERICA Common Stocks 060505104 37 2,900 SH   DFND 1 1,000 0 1,900
BANK OF AMERICA Common Stocks 060505104 528 41,054 SH   DFND 1 1,054 0 40,000
BAXTER INTL INC Common Stocks 071813109 74 1,075 SH   DFND 1 1,075 0 0
BAXTER INTL INC Common Stocks 071813109 197 2,850 SH   DFND 1 2,850 0 0
BB&T CORP Common Stocks 054937107 225 6,637 SH   DFND 1 4,637 0 2,000
BECTON DICKINSON Common Stocks 075887109 4,970 50,289 SH   DFND 1 18,347 0 31,942
BECTON DICKINSON Common Stocks 075887109 54,630 552,765 SH   DFND 1 410,349 0 142,416
BENEFICIAL MUTUAL BANCORP Common Stocks 08173R104 118 14,000 SH   DFND 1 14,000 0 0
BENEFICIAL MUTUAL BANCORP Common Stocks 08173R104 122 14,500 SH   DFND 1 14,500 0 0
BERKSHIRE HATHAWAY INC DEL CL B Common Stocks 084670702 798 7,130 SH   DFND 1 4,630 0 2,500
BERKSHIRE HATHAWAY INC DEL CL B Common Stocks 084670702 1,091 9,748 SH   DFND 1 5,388 0 4,360
BLACKROCK INC Common Stocks 09247X101 4,593 17,883 SH   DFND 1 6,805 0 11,078
BLACKROCK INC Common Stocks 09247X101 68,470 266,575 SH   DFND 1 207,770 0 58,805
BOEING CO Common Stocks 097023105 292 2,854 SH   DFND 1 2,854 0 0
BP AMOCO ADS Common Stocks 055622104 100 2,400 SH   DFND 1 2,000 0 400
BP AMOCO ADS Common Stocks 055622104 238 5,711 SH   DFND 1 5,711 0 0
BRISTOL MYERS SQUIBB CO Common Stocks 110122108 2,760 61,753 SH   DFND 1 58,353 0 3,400
BRISTOL MYERS SQUIBB CO Common Stocks 110122108 3,072 68,740 SH   DFND 1 66,046 0 2,694
BROWN-FORMAN CL A Common Stocks 115637100 203 3,000 SH   DFND 1 3,000 0 0
BROWN-FORMAN CL B Common Stocks 115637209 684 10,125 SH   DFND 1 10,125 0 0
BUCKEYE PARTNERS L P Common Stocks 118230101 561 7,999 SH   DFND 1 7,999 0 0
CAMPBELL SOUP CO Common Stocks 134429109 191 4,274 SH   DFND 1 4,274 0 0
CAMPBELL SOUP CO Common Stocks 134429109 360 8,033 SH   DFND 1 5,508 0 2,525
CANADIAN IMPERIAL BANK Common Stocks 136069101 1,166 16,429 SH   DFND 1 11,440 0 4,989
CANADIAN IMPERIAL BANK Common Stocks 136069101 11,086 156,183 SH   DFND 1 149,336 0 6,847
CANADIAN PACIFIC RAILWAY LTD Common Stocks 13645T100 455 3,750 SH   DFND 1 3,750 0 0
CATERPILLAR INC Common Stocks 149123101 31 375 SH   DFND 1 125 0 250
CATERPILLAR INC Common Stocks 149123101 352 4,270 SH   DFND 1 3,820 0 450
CENOVUS ENERGY INC Common Stocks 15135U109 293 10,260 SH   DFND 1 10,260 0 0
CHEVRON CORPORATION Common Stocks 166764100 7,022 59,337 SH   DFND 1 26,423 0 32,914
CHEVRON CORPORATION Common Stocks 166764100 69,828 590,065 SH   DFND 1 461,081 0 128,984
CHUBB CORPORATION Common Stocks 171232101 116 1,370 SH   DFND 1 1,370 0 0
CHUBB CORPORATION Common Stocks 171232101 135 1,600 SH   DFND 1 1,300 0 300
CIGNA CORP Common Stocks 125509109 87 1,200 SH   DFND 1 0 0 1,200
CIGNA CORP Common Stocks 125509109 261 3,600 SH   DFND 1 3,600 0 0
CINCINNATI FINANCIAL CORP Common Stocks 172062101 92 2,000 SH   DFND 1 0 0 2,000
CINCINNATI FINANCIAL CORP Common Stocks 172062101 354 7,717 SH   DFND 1 7,717 0 0
CISCO SYS INC Common Stocks 17275R102 3,710 152,462 SH   DFND 1 70,845 0 81,617
CISCO SYS INC Common Stocks 17275R102 35,814 1,471,688 SH   DFND 1 1,079,918 0 391,770
CLARCOR INC Common Stocks 179895107 5 100 SH   DFND 1 0 0 100
CLARCOR INC Common Stocks 179895107 263 5,042 SH   DFND 1 5,042 0 0
CLECO CORPORATION Common Stocks 12561W105 279 6,000 SH   DFND 1 6,000 0 0
CLOROX CO Common Stocks 189054109 143 1,725 SH   DFND 1 925 0 800
CLOROX CO Common Stocks 189054109 461 5,549 SH   DFND 1 5,549 0 0
CME GROUP INC. Common Stocks 12572Q105 2,127 28,000 SH   DFND 1 0 0 28,000
COCA-COLA CO Common Stocks 191216100 3,657 91,172 SH   DFND 1 50,858 0 40,314
COCA-COLA CO Common Stocks 191216100 43,641 1,088,023 SH   DFND 1 777,513 0 310,510
COLGATE-PALMOLIVE CO Common Stocks 194162103 1,835 32,028 SH   DFND 1 20,918 0 11,110
COLGATE-PALMOLIVE CO Common Stocks 194162103 3,652 63,751 SH   DFND 1 42,371 0 21,380
COMCAST CORP NEW COM CL A Common Stocks 20030N101 274 6,558 SH   DFND 1 6,558 0 0
COMCAST CORP SPECIAL CL A Common Stocks 20030N200 214 5,400 SH   DFND 1 5,400 0 0
CONOCOPHILLIPS Common Stocks 20825C104 2,379 39,326 SH   DFND 1 34,776 0 4,550
CONOCOPHILLIPS Common Stocks 20825C104 2,709 44,772 SH   DFND 1 7,197 0 37,575
CONSOLIDATED EDISON INC Common Stocks 209115104 624 10,693 SH   DFND 1 10,418 0 275
CONSOLIDATED EDISON INC Common Stocks 209115104 1,015 17,400 SH   DFND 1 17,400 0 0
COSTCO WHSL CORP NEW COM Common Stocks 22160K105 254 2,300 SH   DFND 1 2,000 0 300
COSTCO WHSL CORP NEW COM Common Stocks 22160K105 423 3,825 SH   DFND 1 1,725 0 2,100
COVIDIEN PLC Common Stocks G2554F113 1,265 20,131 SH   DFND 1 10,561 0 9,570
COVIDIEN PLC Common Stocks G2554F113 53,439 850,399 SH   DFND 1 631,942 0 218,457
CVS/ CAREMARK CORPORATION Common Stocks 126650100 3,563 62,319 SH   DFND 1 13,715 0 48,604
CVS/ CAREMARK CORPORATION Common Stocks 126650100 67,624 1,182,644 SH   DFND 1 856,062 0 326,582
DARDEN RESTAURANTS Common Stocks 237194105 1,093 21,655 SH   DFND 1 15,171 0 6,484
DARDEN RESTAURANTS Common Stocks 237194105 13,314 263,748 SH   DFND 1 250,671 0 13,077
DEERE & CO. Common Stocks 244199105 268 3,300 SH   DFND 1 3,300 0 0
DEERE & CO. Common Stocks 244199105 1,030 12,675 SH   DFND 1 675 0 12,000
DIAGEO PLC - SPONSORED ADR Common Stocks 25243Q205 138 1,200 SH   DFND 1 1,200 0 0
DIAGEO PLC - SPONSORED ADR Common Stocks 25243Q205 161 1,400 SH   DFND 1 1,400 0 0
DICKS SPORTING GOODS Common Stocks 253393102 457 9,125 SH   DFND 1 9,125 0 0
DISNEY WALT PRODUCTIONS Common Stocks 254687106 6,327 100,186 SH   DFND 1 21,142 0 79,044
DISNEY WALT PRODUCTIONS Common Stocks 254687106 76,119 1,205,366 SH   DFND 1 881,242 0 324,124
DOMINION RES INC VA NEW COM Common Stocks 25746U109 160 2,808 SH   DFND 1 1,600 0 1,208
DOMINION RES INC VA NEW COM Common Stocks 25746U109 688 12,112 SH   DFND 1 12,112 0 0
DOVER CORP Common Stocks 260003108 388 4,999 SH   DFND 1 4,999 0 0
DU PONT E I DE NEMOURS CO Common Stocks 263534109 11,563 220,241 SH   DFND 1 187,696 0 32,545
DU PONT E I DE NEMOURS CO Common Stocks 263534109 80,676 1,536,686 SH   DFND 1 1,255,265 0 281,421
DUKE ENERGY CORP Common Stocks 26441C204 210 3,118 SH   DFND 1 2,852 0 266
DUKE ENERGY CORP Common Stocks 26441C204 527 7,800 SH   DFND 1 7,800 0 0
E M C CORP MASS Common Stocks 268648102 51 2,150 SH   DFND 1 2,150 0 0
E M C CORP MASS Common Stocks 268648102 709 30,000 SH   DFND 1 30,000 0 0
EATON CORP, PLC Common Stocks G29183103 6,778 103,001 SH   DFND 1 42,019 0 60,982
EATON CORP, PLC Common Stocks G29183103 94,811 1,440,679 SH   DFND 1 1,100,102 0 340,577
ECOLAB INC Common Stocks 278865100 1,997 23,440 SH   DFND 1 440 0 23,000
EMERSON ELECTRIC CO Common Stocks 291011104 921 16,880 SH   DFND 1 12,400 0 4,480
EMERSON ELECTRIC CO Common Stocks 291011104 1,907 34,967 SH   DFND 1 27,200 0 7,767
ENBRIDGE ENERGY PARTNERS L PCOM Common Stocks 29250R106 338 11,100 SH   DFND 1 11,100 0 0
ENCANA CORP COM Common Stocks 292505104 174 10,260 SH   DFND 1 10,260 0 0
ENTERPRISE PRODUCTS PARTNERS Common Stocks 293792107 721 11,597 SH   DFND 1 11,597 0 0
EOG RESOURCES INC Common Stocks 26875P101 227 1,723 SH   DFND 1 748 0 975
EXELON CORP Common Stocks 30161N101 83 2,675 SH   DFND 1 2,675 0 0
EXELON CORP Common Stocks 30161N101 181 5,877 SH   DFND 1 5,702 0 175
EXXON MOBIL CORP Common Stocks 30231G102 10,419 115,319 SH   DFND 1 59,395 0 55,924
EXXON MOBIL CORP Common Stocks 30231G102 73,427 812,691 SH   DFND 1 615,040 0 197,651
FULTON FINL CORP PA Common Stocks 360271100 514 44,764 SH   DFND 1 44,764 0 0
GENERAL AMERICAN INVESTORS Common Stocks 368802104 432 13,510 SH   DFND 1 13,510 0 0
GENERAL ELECTRIC Common Stocks 369604103 4,901 211,349 SH   DFND 1 80,412 0 130,937
GENERAL ELECTRIC Common Stocks 369604103 19,910 858,545 SH   DFND 1 813,781 0 44,764
GENERAL MILLS INC Common Stocks 370334104 31 640 SH   DFND 1 640 0 0
GENERAL MILLS INC Common Stocks 370334104 2,270 46,778 SH   DFND 1 41,634 0 5,144
GENUINE PARTS CO Common Stocks 372460105 1,277 16,353 SH   DFND 1 13,733 0 2,620
GENUINE PARTS CO Common Stocks 372460105 14,995 192,074 SH   DFND 1 187,273 0 4,801
GILEAD SCIENCES INC Common Stocks 375558103 364 7,100 SH   DFND 1 7,100 0 0
GLAXO PLC SPONS ADR/ORD Common Stocks 37733W105 2,149 42,999 SH   DFND 1 28,072 0 14,927
GLAXO PLC SPONS ADR/ORD Common Stocks 37733W105 31,367 627,708 SH   DFND 1 457,779 0 169,929
GOLDMAN SACHS GROUP INC COM Common Stocks 38141G104 1,664 11,000 SH   DFND 1 0 0 11,000
GOOGLE INC - CL A Common Stocks 38259P508 13 15 SH   DFND 1 15 0 0
GOOGLE INC - CL A Common Stocks 38259P508 304 345 SH   DFND 1 345 0 0
GULFMARK OFFSHORE INC. Common Stocks 402629208 334 7,400 SH   DFND 1 7,400 0 0
HAIN CELESTRIAL GROUP Common Stocks 405217100 234 3,600 SH   DFND 1 3,600 0 0
HALLIBURTON COMPANY Common Stocks 406216101 123 2,950 SH   DFND 1 700 0 2,250
HALLIBURTON COMPANY Common Stocks 406216101 234 5,600 SH   DFND 1 5,600 0 0
HEALTHSOUTH CORP Common Stocks 421924309 236 8,200 SH   DFND 1 8,200 0 0
HEWLETT PACKARD CO Common Stocks 428236103 24 975 SH   DFND 1 975 0 0
HEWLETT PACKARD CO Common Stocks 428236103 682 27,520 SH   DFND 1 25,800 0 1,720
HOME DEPOT INC Common Stocks 437076102 2,807 36,239 SH   DFND 1 31,389 0 4,850
HOME DEPOT INC Common Stocks 437076102 4,588 59,223 SH   DFND 1 15,700 0 43,523
HONEYWELL INTERNATIONAL, INC. Common Stocks 438516106 60 750 SH   DFND 1 600 0 150
HONEYWELL INTERNATIONAL, INC. Common Stocks 438516106 1,123 14,152 SH   DFND 1 12,627 0 1,525
HSBC HOLDINGS PLC - SPON ADR Common Stocks 404280406 187 3,612 SH   DFND 1 3,612 0 0
HSBC HOLDINGS PLC - SPON ADR Common Stocks 404280406 1,298 25,000 SH   DFND 1 0 0 25,000
ILLINOIS TOOL WKS INC Common Stocks 452308109 284 4,100 SH   DFND 1 4,100 0 0
ILLINOIS TOOL WKS INC Common Stocks 452308109 489 7,075 SH   DFND 1 7,075 0 0
INTEGRYS ENERGY GROUP, INC Common Stocks 45822P105 158 2,700 SH   DFND 1 1,000 0 1,700
INTEGRYS ENERGY GROUP, INC Common Stocks 45822P105 246 4,200 SH   DFND 1 4,200 0 0
INTEL CORP Common Stocks 458140100 4,774 197,043 SH   DFND 1 92,396 0 104,647
INTEL CORP Common Stocks 458140100 19,350 798,597 SH   DFND 1 757,132 0 41,465
INTERNATIONAL BUSINESS MACHINES Common Stocks 459200101 6,909 36,150 SH   DFND 1 17,662 0 18,488
INTERNATIONAL BUSINESS MACHINES Common Stocks 459200101 69,302 362,628 SH   DFND 1 264,549 0 98,079
INTERNATIONAL PAPER CO Common Stocks 460146103 75 1,700 SH   DFND 1 1,700 0 0
INTERNATIONAL PAPER CO Common Stocks 460146103 142 3,200 SH   DFND 1 3,200 0 0
INTERNET CABLE CORP Common Stocks 46057X102 0 25,000 SH   DFND 1 25,000 0 0
IPATH DOW JONES-AIG COMMODITY Common Stocks 06738C778 237 6,501 SH   DFND 1 6,501 0 0
ISHARES BARCLAYS 1-3 YEAR CREDIT BOND FUND Fixed Income ETF 464288646 83 788 SH   DFND 1 63 0 725
ISHARES BARCLAYS 1-3 YEAR CREDIT BOND FUND Fixed Income ETF 464288646 5,203 49,540 SH   DFND 1 48,417 0 1,123
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND Fixed Income ETF 464287440 18 180 SH   DFND 1 180 0 0
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND Fixed Income ETF 464287440 5,486 53,526 SH   DFND 1 49,944 0 3,582
ISHARES BARCLAYS INTERMEDIATE CREDIT BOND FUND Fixed Income ETF 464288638 1,188 11,027 SH   DFND 1 10,877 0 150
ISHARES BARCLAYS INTERMEDIATE CREDIT BOND FUND Fixed Income ETF 464288638 29,775 276,413 SH   DFND 1 263,822 0 12,591
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO Fixed Income ETF 464288612 55 503 SH   DFND 1 352 0 151
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO Fixed Income ETF 464288612 5,414 49,293 SH   DFND 1 47,326 0 1,967
ISHARES BARCLAYS MBS BOND FUND Fixed Income ETF 464288588 369 3,510 SH   DFND 1 3,235 0 275
ISHARES BARCLAYS MBS BOND FUND Fixed Income ETF 464288588 12,698 120,673 SH   DFND 1 115,412 0 5,261
ISHARES BARCLAYS TIPS BOND FUND Fixed Income ETF 464287176 179 1,601 SH   DFND 1 1,601 0 0
ISHARES BARCLAYS TIPS BOND FUND Fixed Income ETF 464287176 235 2,100 SH   DFND 1 2,100 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF Common Stocks 46434G103 241 5,235 SH   DFND 1 4,010 0 1,225
ISHARES CORE MSCI EMERGING MARKETS ETF Common Stocks 46434G103 46,597 1,011,668 SH   DFND 1 958,499 0 53,169
ISHARES CORE S&P MID-CAP ETF Common Stocks 464287507 1,624 14,062 SH   DFND 1 10,322 0 3,740
ISHARES CORE S&P MID-CAP ETF Common Stocks 464287507 34,354 297,435 SH   DFND 1 277,358 0 20,077
ISHARES CORE S&P SMALL-CAP ETF Common Stocks 464287804 1,352 14,967 SH   DFND 1 10,662 0 4,305
ISHARES CORE S&P SMALL-CAP ETF Common Stocks 464287804 33,521 371,181 SH   DFND 1 344,771 0 26,410
ISHARES CORE TOTAL U.S. BOND MARKET ETF Fixed Income ETF 464287226 109 1,021 SH   DFND 1 1,021 0 0
ISHARES CORE TOTAL U.S. BOND MARKET ETF Fixed Income ETF 464287226 559 5,210 SH   DFND 1 5,210 0 0
ISHARES DJ SELECT DIVIDEND INDEX FUND Common Stocks 464287168 111 1,737 SH   DFND 1 0 0 1,737
ISHARES DJ SELECT DIVIDEND INDEX FUND Common Stocks 464287168 945 14,760 SH   DFND 1 14,760 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN Common Stocks 464288448 925 29,050 SH   DFND 1 17,285 0 11,765
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN Common Stocks 464288448 34,662 1,088,984 SH   DFND 1 1,018,315 0 70,669
ISHARES HIGH DIVIDEND EQUITY Common Stocks 46429B663 280 4,215 SH   DFND 1 4,215 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND FUND Fixed Income ETF 464288513 467 5,136 SH   DFND 1 4,838 0 298
ISHARES MSCI CANADA INDEX FUND Common Stocks 464286509 464 17,758 SH   DFND 1 13,909 0 3,849
ISHARES MSCI CANADA INDEX FUND Common Stocks 464286509 16,241 621,076 SH   DFND 1 582,596 0 38,480
ISHARES MSCI EAFE INDEX FUND Common Stocks 464287465 414 7,229 SH   DFND 1 6,429 0 800
ISHARES MSCI EMERGING MARKETS INDEX FUND Common Stocks 464287234 286 7,429 SH   DFND 1 7,429 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND Common Stocks 464287614 653 8,979 SH   DFND 1 8,979 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND Common Stocks 464287614 2,210 30,378 SH   DFND 1 30,378 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND Common Stocks 464287598 308 3,678 SH   DFND 1 3,678 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND Common Stocks 464287598 1,571 18,746 SH   DFND 1 18,746 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND Common Stocks 464287648 332 2,975 SH   DFND 1 2,975 0 0
ISHARES S&P GLOBAL MATERIALS SECTOR INDEX FUND Common Stocks 464288695 214 4,032 SH   DFND 1 3,682 0 350
ISHARES S&P GLOBAL MATERIALS SECTOR INDEX FUND Common Stocks 464288695 426 8,008 SH   DFND 1 7,958 0 50
ISHARES S&P LATIN AMERICA 40 INDEX FUND Common Stocks 464287390 108 2,927 SH   DFND 1 2,927 0 0
ISHARES S&P LATIN AMERICA 40 INDEX FUND Common Stocks 464287390 228 6,203 SH   DFND 1 6,203 0 0
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND Common Stocks 464287879 98 1,050 SH   DFND 1 1,050 0 0
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND Common Stocks 464287879 513 5,493 SH   DFND 1 5,493 0 0
ISHARES SILVER TRUST Common Stocks 46428Q109 211 11,100 SH   DFND 1 11,100 0 0
ISHR MSCI AUSTRALIA Common Stocks 464286103 423 18,750 SH   DFND 1 4,650 0 14,100
J.P. MORGAN CHASE & CO Common Stocks 46625H100 9,486 179,698 SH   DFND 1 65,406 0 114,292
J.P. MORGAN CHASE & CO Common Stocks 46625H100 76,221 1,443,846 SH   DFND 1 1,120,575 0 323,271
JOHNSON & JOHNSON Common Stocks 478160104 16,396 190,963 SH   DFND 1 60,699 0 130,264
JOHNSON & JOHNSON Common Stocks 478160104 105,859 1,232,925 SH   DFND 1 949,213 0 283,712
JOHNSON CONTROLS Common Stocks 478366107 114 3,175 SH   DFND 1 2,425 0 750
JOHNSON CONTROLS Common Stocks 478366107 175 4,880 SH   DFND 1 4,880 0 0
JP MORGAN ALERIAN MLP INDEX Common Stocks 46625H365 539 11,567 SH   DFND 1 7,819 0 3,748
JP MORGAN ALERIAN MLP INDEX Common Stocks 46625H365 21,602 463,154 SH   DFND 1 431,222 0 31,932
KAYNE ANDERSON MLP Common Stocks 486606106 12 300 SH   DFND 1 300 0 0
KAYNE ANDERSON MLP Common Stocks 486606106 1,693 43,523 SH   DFND 1 43,523 0 0
KIMBERLY CLARK CORP Common Stocks 494368103 1,546 15,917 SH   DFND 1 13,246 0 2,671
KIMBERLY CLARK CORP Common Stocks 494368103 16,049 165,218 SH   DFND 1 156,898 0 8,320
KINDER MORGAN EGY PTNS L P UT LTD PT INT Common Stocks 494550106 248 2,907 SH   DFND 1 500 0 2,407
KINDER MORGAN EGY PTNS L P UT LTD PT INT Common Stocks 494550106 816 9,550 SH   DFND 1 9,550 0 0
KRAFT FOODS GROUP INC Common Stocks 50076Q106 1,319 23,614 SH   DFND 1 9,796 0 13,818
KRAFT FOODS GROUP INC Common Stocks 50076Q106 10,749 192,394 SH   DFND 1 183,368 0 9,026
LIBERTY PROPERTY TRUST Common Stocks 531172104 9 250 SH   DFND 1 0 0 250
LIBERTY PROPERTY TRUST Common Stocks 531172104 222 6,000 SH   DFND 1 6,000 0 0
LIFE TIME FITNESS INC. Common Stocks 53217R207 251 5,000 SH   DFND 1 5,000 0 0
LILLY, ELI & COMPANY Common Stocks 532457108 98 2,000 SH   DFND 1 1,200 0 800
LILLY, ELI & COMPANY Common Stocks 532457108 201 4,098 SH   DFND 1 3,898 0 200
LOCKHEED MARTIN CORP Common Stocks 539830109 196 1,808 SH   DFND 1 1,808 0 0
LOCKHEED MARTIN CORP Common Stocks 539830109 361 3,329 SH   DFND 1 2,829 0 500
LOWES COS INC Common Stocks 548661107 12 300 SH   DFND 1 0 0 300
LOWES COS INC Common Stocks 548661107 524 12,820 SH   DFND 1 12,820 0 0
LVMH MOET HENNESSY ADR Common Stocks 502441306 204 6,300 SH   DFND 1 6,300 0 0
M & T BK CORP Common Stocks 55261F104 1,499 13,412 SH   DFND 1 10,439 0 2,973
M & T BK CORP Common Stocks 55261F104 17,150 153,470 SH   DFND 1 150,119 0 3,351
MAGELLAN MIDSTREAM PARTNERS Common Stocks 559080106 1,514 27,782 SH   DFND 1 27,782 0 0
MARATHON OIL CORP Common Stocks 565849106 265 7,676 SH   DFND 1 7,676 0 0
MARATHON PETROLEUM CORP Common Stocks 56585A102 273 3,838 SH   DFND 1 3,838 0 0
MATTEL INC Common Stocks 577081102 1,202 26,527 SH   DFND 1 11,255 0 15,272
MATTEL INC Common Stocks 577081102 10,567 233,216 SH   DFND 1 222,895 0 10,321
MCDONALDS CORP Common Stocks 580135101 6,509 65,751 SH   DFND 1 22,773 0 42,978
MCDONALDS CORP Common Stocks 580135101 88,365 892,577 SH   DFND 1 684,992 0 207,585
MERCK & CO Common Stocks 58933Y105 2,764 59,498 SH   DFND 1 42,903 0 16,595
MERCK & CO Common Stocks 58933Y105 24,228 521,592 SH   DFND 1 484,185 0 37,407
MICROSOFT CORP Common Stocks 594918104 8,527 246,833 SH   DFND 1 80,967 0 165,866
MICROSOFT CORP Common Stocks 594918104 69,317 2,006,575 SH   DFND 1 1,536,714 0 469,861
MIDDLESEX WTR CO Common Stocks 596680108 478 24,001 SH   DFND 1 24,001 0 0
MONDELEZ INTERNATIONAL INC CL A Common Stocks 609207105 603 21,131 SH   DFND 1 21,131 0 0
MONDELEZ INTERNATIONAL INC CL A Common Stocks 609207105 1,455 51,001 SH   DFND 1 8,501 0 42,500
MONSANTO CO NEW Common Stocks 61166W101 148 1,502 SH   DFND 1 1,502 0 0
MONSANTO CO NEW Common Stocks 61166W101 208 2,108 SH   DFND 1 1,900 0 208
NESTLE S A SPON ADR REG Common Stocks 641069406 393 6,000 SH   DFND 1 6,000 0 0
NESTLE S A SPON ADR REG Common Stocks 641069406 2,991 45,675 SH   DFND 1 7,675 0 38,000
NEW JERSEY RESOURCES CORP Common Stocks 646025106 254 6,110 SH   DFND 1 6,110 0 0
NEXTERA ENERGY INC Common Stocks 65339F101 1,370 16,814 SH   DFND 1 15,850 0 964
NEXTERA ENERGY INC Common Stocks 65339F101 1,384 16,987 SH   DFND 1 16,587 0 400
NIKE INC CL B Common Stocks 654106103 373 5,850 SH   DFND 1 5,850 0 0
NIKE INC CL B Common Stocks 654106103 3,939 61,850 SH   DFND 1 11,700 0 50,150
NORFOLK SOUTHERN CORP Common Stocks 655844108 1,520 20,927 SH   DFND 1 17,531 0 3,396
NORFOLK SOUTHERN CORP Common Stocks 655844108 15,128 208,231 SH   DFND 1 199,300 0 8,931
NORTH AMERICAN PALLADIUM LTD Common Stocks 656912102 40 40,000 SH   DFND 1 40,000 0 0
NOVARTIS AG - ADR Common Stocks 66987V109 4,409 62,358 SH   DFND 1 18,221 0 44,137
NOVARTIS AG - ADR Common Stocks 66987V109 56,811 803,434 SH   DFND 1 611,593 0 191,841
NOVO-NORDISK A/S SPONS ADR Common Stocks 670100205 363 2,343 SH   DFND 1 2,343 0 0
OCCIDENTAL PETE CORP Common Stocks 674599105 1,235 13,842 SH   DFND 1 13,842 0 0
ORACLE SYS CORP Common Stocks 68389X105 186 6,067 SH   DFND 1 6,067 0 0
ORACLE SYS CORP Common Stocks 68389X105 1,244 40,500 SH   DFND 1 0 0 40,500
PENGROWTH ENERGY CORP Common Stocks 70706P104 153 31,000 SH   DFND 1 31,000 0 0
PENN VIRGINIA CORP Common Stocks 707882106 74 15,800 SH   DFND 1 15,800 0 0
PENN VIRGINIA CORP Common Stocks 707882106 779 165,809 SH   DFND 1 165,809 0 0
PEPSICO INC Common Stocks 713448108 6,581 80,459 SH   DFND 1 34,536 0 45,923
PEPSICO INC Common Stocks 713448108 77,176 943,588 SH   DFND 1 716,462 0 227,126
PETSMART INC Common Stocks 716768106 40 600 SH   DFND 1 0 0 600
PETSMART INC Common Stocks 716768106 268 4,000 SH   DFND 1 4,000 0 0
PFIZER INC Common Stocks 717081103 2,835 101,197 SH   DFND 1 44,403 0 56,794
PFIZER INC Common Stocks 717081103 5,910 210,985 SH   DFND 1 187,224 0 23,761
PHILIP H. BRADLEY CO. Common Stocks 961000999 693 70 SH   DFND 1 70 0 0
PHILIP MORRIS INTL,INC Common Stocks 718172109 502 5,797 SH   DFND 1 5,797 0 0
PHILIP MORRIS INTL,INC Common Stocks 718172109 2,850 32,904 SH   DFND 1 32,904 0 0
PLAINS ALL AMERICAN PIPELINE Common Stocks 726503105 128 2,300 SH   DFND 1 2,300 0 0
PLAINS ALL AMERICAN PIPELINE Common Stocks 726503105 660 11,826 SH   DFND 1 0 0 11,826
PLUM CREEK TIMBER CO INC COM Common Stocks 729251108 47 1,000 SH   DFND 1 0 0 1,000
PLUM CREEK TIMBER CO INC COM Common Stocks 729251108 154 3,300 SH   DFND 1 3,300 0 0
PNC FINANCIAL CORP Common Stocks 693475105 503 6,898 SH   DFND 1 6,898 0 0
PNC FINANCIAL CORP Common Stocks 693475105 518 7,110 SH   DFND 1 6,410 0 700
POWERSHARES BUILD AMERICA BONDS Fixed Income ETF 73937B407 377 13,363 SH   DFND 1 12,363 0 1,000
POWERSHARES BUILD AMERICA BONDS Fixed Income ETF 73937B407 9,455 335,536 SH   DFND 1 318,713 0 16,823
POWERSHARES CHINESE YUAN DIM SUM BD PORT Fixed Income ETF 73937B753 354 14,400 SH   DFND 1 0 0 14,400
POWERSHARES QQQ TRUST Common Stocks 73935A104 335 4,700 SH   DFND 1 4,700 0 0
PPG INDS INC Common Stocks 693506107 376 2,568 SH   DFND 1 1,968 0 600
PPG INDS INC Common Stocks 693506107 454 3,100 SH   DFND 1 3,100 0 0
PPL CORP COM Common Stocks 69351T106 200 6,600 SH   DFND 1 6,600 0 0
PPL CORP COM Common Stocks 69351T106 542 17,900 SH   DFND 1 16,900 0 1,000
PRAXAIR INC Common Stocks 74005P104 50 435 SH   DFND 1 435 0 0
PRAXAIR INC Common Stocks 74005P104 173 1,500 SH   DFND 1 1,500 0 0
PROCTER & GAMBLE Common Stocks 742718109 13,061 169,647 SH   DFND 1 117,552 0 52,095
PROCTER & GAMBLE Common Stocks 742718109 68,986 896,033 SH   DFND 1 613,354 0 282,679
PUBLIC SVC ENTERPRISES Common Stocks 744573106 33 1,000 SH   DFND 1 1,000 0 0
PUBLIC SVC ENTERPRISES Common Stocks 744573106 346 10,604 SH   DFND 1 10,604 0 0
PVR PARTNERS LP Common Stocks 693665101 17 633 SH   DFND 1 633 0 0
PVR PARTNERS LP Common Stocks 693665101 255 9,335 SH   DFND 1 9,335 0 0
QUALCOMM INC Common Stocks 747525103 3,533 57,836 SH   DFND 1 14,534 0 43,302
QUALCOMM INC Common Stocks 747525103 62,908 1,029,767 SH   DFND 1 764,697 0 265,070
ROYAL DUTCH SHELL PLC Common Stocks 780259206 1,829 28,667 SH   DFND 1 17,641 0 11,026
ROYAL DUTCH SHELL PLC Common Stocks 780259206 19,960 312,858 SH   DFND 1 281,566 0 31,292
RYDEX S&P EQUAL WEIGHT ETF Common Stocks 78355W106 492 8,023 SH   DFND 1 7,479 0 544
RYDEX S&P EQUAL WEIGHT ETF Common Stocks 78355W106 2,386 38,943 SH   DFND 1 38,943 0 0
S&P REGIONAL BANKING INDEX Common Stocks 78464A698 103 3,030 SH   DFND 1 3,030 0 0
S&P REGIONAL BANKING INDEX Common Stocks 78464A698 333 9,840 SH   DFND 1 9,840 0 0
SAMSUNG ELECTRONICS - GDR REG S Common Stocks 796050888 235 400 SH   DFND 1 400 0 0
SANOFI-AVENTIS ADR Common Stocks 80105N105 1,330 25,824 SH   DFND 1 16,083 0 9,741
SANOFI-AVENTIS ADR Common Stocks 80105N105 17,787 345,305 SH   DFND 1 331,252 0 14,053
SCHLUMBERGER Common Stocks 806857108 2,125 29,658 SH   DFND 1 7,100 0 22,558
SCHLUMBERGER Common Stocks 806857108 31,373 437,803 SH   DFND 1 323,314 0 114,489
SHERWIN WILLIAMS CO Common Stocks 824348106 1,157 6,552 SH   DFND 1 6,552 0 0
SOUTHERN CO Common Stocks 842587107 152 3,450 SH   DFND 1 3,100 0 350
SOUTHERN CO Common Stocks 842587107 388 8,783 SH   DFND 1 8,783 0 0
SPDR GOLD TRUST Common Stocks 78463V107 54 450 SH   DFND 1 450 0 0
SPDR GOLD TRUST Common Stocks 78463V107 1,567 13,157 SH   DFND 1 13,157 0 0
SPDR TR UNIT SER 1 Common Stocks 78462F103 614 3,827 SH   DFND 1 3,827 0 0
SPDR TR UNIT SER 1 Common Stocks 78462F103 3,263 20,339 SH   DFND 1 20,339 0 0
SYSCO CORP Common Stocks 871829107 51 1,500 SH   DFND 1 1,500 0 0
SYSCO CORP Common Stocks 871829107 290 8,500 SH   DFND 1 8,500 0 0
TARGET CORP Common Stocks 87612E106 502 7,285 SH   DFND 1 7,135 0 150
TARGET CORP Common Stocks 87612E106 1,006 14,612 SH   DFND 1 14,512 0 100
TELEFONICA SA - SPON ADR Common Stocks 879382208 26 2,052 SH   DFND 1 2,052 0 0
TELEFONICA SA - SPON ADR Common Stocks 879382208 167 13,074 SH   DFND 1 13,074 0 0
TEVA PHARMACEUTICAL INDS LTDADR Common Stocks 881624209 110 2,800 SH   DFND 1 2,800 0 0
TEVA PHARMACEUTICAL INDS LTDADR Common Stocks 881624209 1,254 32,000 SH   DFND 1 2,000 0 30,000
THE FINISH LINE, INC. Common Stocks 317923100 388 17,742 SH   DFND 1 17,742 0 0
TIFFANY & CO Common Stocks 886547108 4 50 SH   DFND 1 0 0 50
TIFFANY & CO Common Stocks 886547108 368 5,050 SH   DFND 1 5,050 0 0
TJX COS INC NEW Common Stocks 872540109 2,787 55,679 SH   DFND 1 4,405 0 51,274
TJX COS INC NEW Common Stocks 872540109 31,121 621,681 SH   DFND 1 453,941 0 167,740
TOTAL FINA ELF S A ADR Common Stocks 89151E109 3,668 75,314 SH   DFND 1 29,413 0 45,901
TOTAL FINA ELF S A ADR Common Stocks 89151E109 16,209 332,834 SH   DFND 1 319,951 0 12,883
TRAVELERS COMPANIES INC Common Stocks 89417E109 1 8 SH   DFND 1 8 0 0
TRAVELERS COMPANIES INC Common Stocks 89417E109 509 6,368 SH   DFND 1 2,923 0 3,445
U S BANCORP Common Stocks 902973304 516 14,270 SH   DFND 1 5,270 0 9,000
U S BANCORP Common Stocks 902973304 1,885 52,150 SH   DFND 1 150 0 52,000
UNILEVER N V WI Common Stocks 904784709 404 10,281 SH   DFND 1 4,000 0 6,281
UNILEVER N V WI Common Stocks 904784709 2,755 70,074 SH   DFND 1 33,171 0 36,903
UNILEVER PLC SPONSORED ADR Common Stocks 904767704 62 1,525 SH   DFND 1 1,525 0 0
UNILEVER PLC SPONSORED ADR Common Stocks 904767704 613 15,153 SH   DFND 1 15,153 0 0
UNION PACIFIC CORP Common Stocks 907818108 4,475 29,003 SH   DFND 1 5,688 0 23,315
UNION PACIFIC CORP Common Stocks 907818108 46,126 298,976 SH   DFND 1 214,965 0 84,011
UNITED CONTINENTAL HOLDINGS INC. Common Stocks 910047109 250 8,000 SH   DFND 1 8,000 0 0
UNITED PARCEL SVC INC CL B Common Stocks 911312106 18,287 211,457 SH   DFND 1 202,618 0 8,839
UNITED PARCEL SVC INC CL B Common Stocks 911312106 23,826 275,504 SH   DFND 1 67,156 0 208,348
UNITED TECHNOLOGIES CORP Common Stocks 913017109 5,934 63,852 SH   DFND 1 9,591 0 54,261
UNITED TECHNOLOGIES CORP Common Stocks 913017109 59,513 640,337 SH   DFND 1 468,933 0 171,404
UNITEDHEALTH GROUP INC COM Common Stocks 91324P102 3,607 55,093 SH   DFND 1 10,685 0 44,408
UNITEDHEALTH GROUP INC COM Common Stocks 91324P102 32,725 499,768 SH   DFND 1 367,793 0 131,975
UTILITIES SELECT SECTOR SPDR Common Stocks 81369Y886 482 12,800 SH   DFND 1 12,800 0 0
V F CORPORATION Common Stocks 918204108 35 183 SH   DFND 1 183 0 0
V F CORPORATION Common Stocks 918204108 328 1,700 SH   DFND 1 1,500 0 200
VANGUARD DIVIDEND Common Stocks 921908844 328 4,954 SH   DFND 1 4,954 0 0
VANGUARD DIVIDEND Common Stocks 921908844 1,501 22,670 SH   DFND 1 22,670 0 0
VANGUARD FTSE ALL WORLD SC ETF Common Stocks 922042718 478 5,360 SH   DFND 1 3,900 0 1,460
VANGUARD FTSE ALL WORLD SC ETF Common Stocks 922042718 24,970 279,844 SH   DFND 1 263,659 0 16,185
VANGUARD MID-CAP ETF Common Stocks 922908629 409 4,298 SH   DFND 1 0 0 4,298
VANGUARD MSCI EMERGING MARKET ETF Common Stocks 922042858 1,597 41,157 SH   DFND 1 30,184 0 10,973
VANGUARD MSCI EMERGING MARKET ETF Common Stocks 922042858 53,267 1,373,035 SH   DFND 1 1,256,411 0 116,624
VANGUARD MSCI EUROPE PACIFIC ETF Common Stocks 921943858 1,369 38,454 SH   DFND 1 30,838 0 7,616
VANGUARD MSCI EUROPE PACIFIC ETF Common Stocks 921943858 48,505 1,362,507 SH   DFND 1 1,270,081 0 92,426
VANGUARD REIT ETF Common Stocks 922908553 918 13,353 SH   DFND 1 8,928 0 4,425
VANGUARD REIT ETF Common Stocks 922908553 20,965 305,085 SH   DFND 1 282,936 0 22,149
VANGUARD S&P 500 ETF Common Stocks 922908413 2,567 35,008 SH   DFND 1 35,008 0 0
VANGUARD SMALL-CAP ETF Common Stocks 922908751 421 4,489 SH   DFND 1 0 0 4,489
VANGUARD VALUE ETF Common Stocks 922908744 265 3,915 SH   DFND 1 3,915 0 0
VENTAS INC Common Stocks 92276F100 273 3,933 SH   DFND 1 3,933 0 0
VERIZON COMMUNICATIONS Common Stocks 92343V104 5,732 113,857 SH   DFND 1 42,362 0 71,495
VERIZON COMMUNICATIONS Common Stocks 92343V104 15,819 314,246 SH   DFND 1 299,873 0 14,373
VODAFONE GROUP PLC Common Stocks 92857W209 24 827 SH   DFND 1 827 0 0
VODAFONE GROUP PLC Common Stocks 92857W209 679 23,606 SH   DFND 1 23,606 0 0
WALGREEN COMPANY Common Stocks 931422109 45 1,014 SH   DFND 1 1,014 0 0
WALGREEN COMPANY Common Stocks 931422109 217 4,900 SH   DFND 1 4,600 0 300
WAL-MART STORES Common Stocks 931142103 342 4,587 SH   DFND 1 4,587 0 0
WAL-MART STORES Common Stocks 931142103 386 5,185 SH   DFND 1 4,185 0 1,000
WASTE MGMT INC DEL Common Stocks 94106L109 1,555 38,559 SH   DFND 1 29,984 0 8,575
WASTE MGMT INC DEL Common Stocks 94106L109 15,153 375,734 SH   DFND 1 361,104 0 14,630
WELLS FARGO CO Common Stocks 949746101 7,305 177,007 SH   DFND 1 48,591 0 128,416
WELLS FARGO CO Common Stocks 949746101 73,865 1,789,803 SH   DFND 1 1,304,358 0 485,445
WISDOMTREE ASIA LOCAL DEBT ETF Fixed Income ETF 97717X842 234 4,785 SH   DFND 1 0 0 4,785
WISDOMTREE DEFA FUND Common Stocks 97717W703 455 9,895 SH   DFND 1 9,895 0 0
WISDOMTREE INTL REAL ESTATE FD Common Stocks 97717W331 201 7,383 SH   DFND 1 7,383 0 0
WISDOMTREE JAPAN HEDGED EQUITY FUND Common Stocks 97717W851 718 15,749 SH   DFND 1 15,749 0 0
WP CAREY INC Common Stocks 92936U109 71 1,080 SH   DFND 1 1,080 0 0
WP CAREY INC Common Stocks 92936U109 132 2,000 SH   DFND 1 2,000 0 0