The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,889 22,045 SH   SOLE   0 0 22,045
ABBOTT LABS COM 002824100 6,850 78,864 SH   SOLE   0 0 78,864
ABBVIE INC COM 00287Y109 2,547 28,770 SH   SOLE   0 0 28,770
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 726 3,446 SH   SOLE   0 0 3,446
ADOBE INC COM 00724F101 934 2,831 SH   SOLE   0 0 2,831
AIR PRODS & CHEMS INC COM 009158106 910 3,872 SH   SOLE   0 0 3,872
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,150 5,422 SH   SOLE   0 0 5,422
ALLERGAN PLC SHS G0177J108 618 3,233 SH   SOLE   0 0 3,233
ALLSTATE CORP COM 020002101 845 7,517 SH   SOLE   0 0 7,517
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 346 3,000 SH   SOLE   0 0 3,000
ALPHABET INC CAP STK CL C 02079K107 3,487 2,608 SH   SOLE   0 0 2,608
ALPHABET INC CAP STK CL A 02079K305 5,656 4,223 SH   SOLE   0 0 4,223
ALTRIA GROUP INC COM 02209S103 1,102 22,089 SH   SOLE   0 0 22,089
AMAZON COM INC COM 023135106 4,675 2,530 SH   SOLE   0 0 2,530
AMERICAN ELEC PWR CO INC COM 025537101 434 4,595 SH   SOLE   0 0 4,595
AMERICAN EXPRESS CO COM 025816109 2,429 19,511 SH   SOLE   0 0 19,511
AMERICAN TOWER CORP NEW COM 03027X100 985 4,287 SH   SOLE   0 0 4,287
AMETEK INC NEW COM 031100100 212 2,127 SH   SOLE   0 0 2,127
AMGEN INC COM 031162100 3,016 12,512 SH   SOLE   0 0 12,512
ANALOG DEVICES INC COM 032654105 397 3,340 SH   SOLE   0 0 3,340
ANTHEM INC COM 036752103 504 1,669 SH   SOLE   0 0 1,669
APPLE INC COM 037833100 27,020 92,016 SH   SOLE   0 0 92,016
APPLIED MATLS INC COM 038222105 246 4,036 SH   SOLE   0 0 4,036
APTARGROUP INC COM 038336103 271 2,347 SH   SOLE   0 0 2,347
ARCHER DANIELS MIDLAND CO COM 039483102 253 5,450 SH   SOLE   0 0 5,450
ARK ETF TR INNOVATION ETF 00214Q104 574 11,461 SH   SOLE   0 0 11,461
AT&T INC COM 00206R102 1,571 40,196 SH   SOLE   0 0 40,196
AUTOMATIC DATA PROCESSING IN COM 053015103 5,015 29,415 SH   SOLE   0 0 29,415
AXOS FINL INC COM 05465C100 213 7,020 SH   SOLE   0 0 7,020
BANK AMER CORP COM 060505104 3,931 111,602 SH   SOLE   0 0 111,602
BANK NEW YORK MELLON CORP COM 064058100 747 14,840 SH   SOLE   0 0 14,840
BAXTER INTL INC COM 071813109 367 4,384 SH   SOLE   0 0 4,384
BECTON DICKINSON & CO COM 075887109 650 2,389 SH   SOLE   0 0 2,389
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,358 4 SH   SOLE   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,868 30,321 SH   SOLE   0 0 30,321
BLACKROCK INC COM 09247X101 866 1,722 SH   SOLE   0 0 1,722
BLACKSTONE GROUP INC COM CL A 09260D107 369 6,602 SH   SOLE   0 0 6,602
BOEING CO COM 097023105 1,978 6,072 SH   SOLE   0 0 6,072
BOOKING HLDGS INC COM 09857L108 322 157 SH   SOLE   0 0 157
BP PLC SPONSORED ADR 055622104 432 11,439 SH   SOLE   0 0 11,439
BRISTOL MYERS SQUIBB CO COM 110122108 4,103 63,924 SH   SOLE   0 0 63,924
BROADCOM INC COM 11135F101 271 856 SH   SOLE   0 0 856
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 2,817 56,358 SH   SOLE   0 0 56,358
CAPITAL ONE FINL CORP COM 14040H105 332 3,229 SH   SOLE   0 0 3,229
CEDAR FAIR L P DEPOSITRY UNIT 150185106 287 5,170 SH   SOLE   0 0 5,170
CHARLES & COLVARD LTD COM 159765106 14 10,000 SH   SOLE   0 0 10,000
CHECK POINT SOFTWARE TECH LT ORD M22465104 345 3,111 SH   SOLE   0 0 3,111
CHEVRON CORP NEW COM 166764100 4,782 39,684 SH   SOLE   0 0 39,684
CHUBB LIMITED COM H1467J104 843 5,418 SH   SOLE   0 0 5,418
CINCINNATI FINL CORP COM 172062101 624 5,936 SH   SOLE   0 0 5,936
CISCO SYS INC COM 17275R102 4,818 100,465 SH   SOLE   0 0 100,465
CITIGROUP INC COM NEW 172967424 622 7,788 SH   SOLE   0 0 7,788
CLOROX CO DEL COM 189054109 229 1,489 SH   SOLE   0 0 1,489
COCA COLA CO COM 191216100 4,011 72,465 SH   SOLE   0 0 72,465
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 200 3,218 SH   SOLE   0 0 3,218
COLGATE PALMOLIVE CO COM 194162103 1,858 26,989 SH   SOLE   0 0 26,989
COMCAST CORP NEW CL A 20030N101 1,426 31,706 SH   SOLE   0 0 31,706
COMMERCIAL VEH GROUP INC COM 202608105 4,479 705,315 SH   SOLE   0 0 705,315
CONOCOPHILLIPS COM 20825C104 438 6,740 SH   SOLE   0 0 6,740
CORE MOLDING TECHNOLOGIES IN COM 218683100 163 50,000 SH   SOLE   0 0 50,000
CORNING INC COM 219350105 230 7,909 SH   SOLE   0 0 7,909
CORTEVA INC COM 22052L104 235 7,966 SH   SOLE   0 0 7,966
COSTCO WHSL CORP NEW COM 22160K105 3,864 13,145 SH   SOLE   0 0 13,145
COVIA HLDGS CORP COM 22305A103 5,861 2,872,866 SH   SOLE   0 0 2,872,866
CROWN CASTLE INTL CORP NEW COM 22822V101 402 2,825 SH   SOLE   0 0 2,825
CSX CORP COM 126408103 1,635 22,594 SH   SOLE   0 0 22,594
CVS HEALTH CORP COM 126650100 970 13,056 SH   SOLE   0 0 13,056
DANAHER CORPORATION COM 235851102 1,794 11,690 SH   SOLE   0 0 11,690
DEERE & CO COM 244199105 767 4,426 SH   SOLE   0 0 4,426
DIAGEO P L C SPON ADR NEW 25243Q205 360 2,140 SH   SOLE   0 0 2,140
DIREXION SHS ETF TR DRX S&P500BULL 25459W862 234 3,541 SH   SOLE   0 0 3,541
DISNEY WALT CO COM DISNEY 254687106 7,326 50,651 SH   SOLE   0 0 50,651
DOLLAR TREE INC COM 256746108 363 3,857 SH   SOLE   0 0 3,857
DOMINION ENERGY INC COM 25746U109 337 4,069 SH   SOLE   0 0 4,069
DOW INC COM 260557103 530 9,679 SH   SOLE   0 0 9,679
DUPONT DE NEMOURS INC COM 26614N102 436 6,786 SH   SOLE   0 0 6,786
EATON CORP PLC SHS G29183103 1,327 14,007 SH   SOLE   0 0 14,007
EBAY INC COM 278642103 234 6,471 SH   SOLE   0 0 6,471
EHEALTH INC COM 28238P109 284 2,955 SH   SOLE   0 0 2,955
EMERSON ELEC CO COM 291011104 1,917 25,136 SH   SOLE   0 0 25,136
ENANTA PHARMACEUTICALS INC COM 29251M106 313 5,064 SH   SOLE   0 0 5,064
ENTERPRISE PRODS PARTNERS L COM 293792107 564 20,028 SH   SOLE   0 0 20,028
EOG RES INC COM 26875P101 237 2,830 SH   SOLE   0 0 2,830
EXACT SCIENCES CORP COM 30063P105 226 2,444 SH   SOLE   0 0 2,444
EXXON MOBIL CORP COM 30231G102 11,412 163,542 SH   SOLE   0 0 163,542
FACEBOOK INC CL A 30303M102 2,317 11,290 SH   SOLE   0 0 11,290
FEDEX CORP COM 31428X106 222 1,469 SH   SOLE   0 0 1,469
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 377 2,534 SH   SOLE   0 0 2,534
FISERV INC COM 337738108 202 1,744 SH   SOLE   0 0 1,744
FORD MTR CO DEL COM 345370860 603 64,838 SH   SOLE   0 0 64,838
FORTIVE CORP COM 34959J108 248 3,244 SH   SOLE   0 0 3,244
FST TR NEW OPPORT MLP & ENE COM 33739M100 127 13,559 SH   SOLE   0 0 13,559
FULTON FINL CORP PA COM 360271100 610 35,000 SH   SOLE   0 0 35,000
GENERAL ELECTRIC CO COM 369604103 1,092 97,806 SH   SOLE   0 0 97,806
GENUINE PARTS CO COM 372460105 206 1,940 SH   SOLE   0 0 1,940
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 248 5,273 SH   SOLE   0 0 5,273
GLOBAL PMTS INC COM 37940X102 268 1,466 SH   SOLE   0 0 1,466
GOLDMAN SACHS GROUP INC COM 38141G104 702 3,055 SH   SOLE   0 0 3,055
GRAINGER W W INC COM 384802104 287 847 SH   SOLE   0 0 847
HOME DEPOT INC COM 437076102 6,701 30,686 SH   SOLE   0 0 30,686
HONEYWELL INTL INC COM 438516106 1,995 11,271 SH   SOLE   0 0 11,271
HP INC COM 40434L105 416 20,241 SH   SOLE   0 0 20,241
HUNTINGTON BANCSHARES INC COM 446150104 3,871 256,708 SH   SOLE   0 0 256,708
ILLINOIS TOOL WKS INC COM 452308109 1,325 7,378 SH   SOLE   0 0 7,378
INNOVATOR ETFS TR NASDAQ 100 PWR 45782C615 291 9,000 SH   SOLE   0 0 9,000
INNOVATOR ETFS TR RUSSELL 2000 P 45782C599 292 11,536 SH   SOLE   0 0 11,536
INNOVATOR ETFS TR S&P 500 PWR 45782C813 444 16,590 SH   SOLE   0 0 16,590
INTEL CORP COM 458140100 6,888 115,090 SH   SOLE   0 0 115,090
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,198 12,949 SH   SOLE   0 0 12,949
INTERNATIONAL BUSINESS MACHS COM 459200101 2,159 16,109 SH   SOLE   0 0 16,109
INTUIT COM 461202103 211 805 SH   SOLE   0 0 805
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,237 9,764 SH   SOLE   0 0 9,764
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,168 18,730 SH   SOLE   0 0 18,730
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 568 9,735 SH   SOLE   0 0 9,735
INVESCO EXCHNG TRADED FD TR S&P500 HDL VOL 46138E362 512 11,631 SH   SOLE   0 0 11,631
INVESCO QQQ TR UNIT SER 1 46090E103 24,813 116,707 SH   SOLE   0 0 116,707
ISHARES GOLD TRUST ISHARES 464285105 834 57,531 SH   SOLE   0 0 57,531
ISHARES INC MIN VOL GBL ETF 464286525 626 6,530 SH   SOLE   0 0 6,530
ISHARES INC CORE MSCI EMKT 46434G103 1,145 21,307 SH   SOLE   0 0 21,307
ISHARES TR S&P SML 600 GWT 464287887 203 1,049 SH   SOLE   0 0 1,049
ISHARES TR INTRM GOV CR ETF 464288612 205 1,816 SH   SOLE   0 0 1,816
ISHARES TR COHEN STEER REIT 464287564 234 2,000 SH   SOLE   0 0 2,000
ISHARES TR S&P MC 400VL ETF 464287705 369 2,160 SH   SOLE   0 0 2,160
ISHARES TR TIPS BD ETF 464287176 292 2,502 SH   SOLE   0 0 2,502
ISHARES TR US INDUSTRIALS 464287754 427 2,550 SH   SOLE   0 0 2,550
ISHARES TR U.S. REAL ES ETF 464287739 338 3,633 SH   SOLE   0 0 3,633
ISHARES TR CORE HIGH DV ETF 46429B663 422 4,304 SH   SOLE   0 0 4,304
ISHARES TR S&P MC 400GR ETF 464287606 1,126 4,729 SH   SOLE   0 0 4,729
ISHARES TR IBOXX HI YD ETF 464288513 532 6,045 SH   SOLE   0 0 6,045
ISHARES TR CORE S&P TTL STK 464287150 455 6,266 SH   SOLE   0 0 6,266
ISHARES TR RUS 2000 VAL ETF 464287630 806 6,267 SH   SOLE   0 0 6,267
ISHARES TR RUS 1000 GRW ETF 464287614 1,246 7,080 SH   SOLE   0 0 7,080
ISHARES TR RUS 1000 VAL ETF 464287598 1,105 8,095 SH   SOLE   0 0 8,095
ISHARES TR EAFE VALUE ETF 464288877 404 8,100 SH   SOLE   0 0 8,100
ISHARES TR 3 7 YR TREAS BD 464288661 1,081 8,593 SH   SOLE   0 0 8,593
ISHARES TR RUS MD CP GR ETF 464287481 1,386 9,084 SH   SOLE   0 0 9,084
ISHARES TR GLOBAL ENERG ETF 464287341 306 9,915 SH   SOLE   0 0 9,915
ISHARES TR INDIA 50 ETF 464289529 483 12,502 SH   SOLE   0 0 12,502
ISHARES TR SELECT DIVID ETF 464287168 2,021 19,129 SH   SOLE   0 0 19,129
ISHARES TR RUS 1000 ETF 464287622 4,119 23,088 SH   SOLE   0 0 23,088
ISHARES TR MSCI ACWI EX US 464288240 1,146 23,340 SH   SOLE   0 0 23,340
ISHARES TR RUSSELL 2000 ETF 464287655 4,292 25,904 SH   SOLE   0 0 25,904
ISHARES TR S&P 500 GRWT ETF 464287309 5,076 26,215 SH   SOLE   0 0 26,215
ISHARES TR S&P 500 VAL ETF 464287408 5,087 39,105 SH   SOLE   0 0 39,105
ISHARES TR CORE S&P500 ETF 464287200 13,096 40,513 SH   SOLE   0 0 40,513
ISHARES TR MSCI EMG MKT ETF 464287234 3,717 82,838 SH   SOLE   0 0 82,838
ISHARES TR CORE MSCI EAFE 46432F842 5,580 85,532 SH   SOLE   0 0 85,532
ISHARES TR RUSSELL 3000 ETF 464287689 17,776 94,305 SH   SOLE   0 0 94,305
ISHARES TR CORE S&P SCP ETF 464287804 7,971 95,063 SH   SOLE   0 0 95,063
ISHARES TR BARCLAYS 7 10 YR 464287440 10,896 98,853 SH   SOLE   0 0 98,853
ISHARES TR CORE S&P MCP ETF 464287507 20,869 101,393 SH   SOLE   0 0 101,393
ISHARES TR RUS MID CAP ETF 464287499 6,677 111,999 SH   SOLE   0 0 111,999
ISHARES TR MRNGSTR LG-CP GR 464287119 24,967 118,913 SH   SOLE   0 0 118,913
ISHARES TR MSCI MIN VOL ETF 46429B697 8,291 126,392 SH   SOLE   0 0 126,392
ISHARES TR MSCI EAFE ETF 464287465 14,828 213,537 SH   SOLE   0 0 213,537
JD COM INC SPON ADR CL A 47215P106 383 10,875 SH   SOLE   0 0 10,875
JOHNSON & JOHNSON COM 478160104 7,277 49,890 SH   SOLE   0 0 49,890
JPMORGAN CHASE & CO COM 46625H100 25,519 183,062 SH   SOLE   0 0 183,062
KANSAS CITY SOUTHERN COM NEW 485170302 306 2,000 SH   SOLE   0 0 2,000
KEURIG DR PEPPER INC COM 49271V100 253 8,733 SH   SOLE   0 0 8,733
KEYCORP NEW COM 493267108 3,819 188,689 SH   SOLE   0 0 188,689
KIMBERLY CLARK CORP COM 494368103 420 3,055 SH   SOLE   0 0 3,055
KROGER CO COM 501044101 227 7,832 SH   SOLE   0 0 7,832
L3HARRIS TECHNOLOGIES INC COM 502431109 573 2,896 SH   SOLE   0 0 2,896
LABORATORY CORP AMER HLDGS COM NEW 50540R409 267 1,580 SH   SOLE   0 0 1,580
LAM RESEARCH CORP COM 512807108 291 996 SH   SOLE   0 0 996
LAUDER ESTEE COS INC CL A 518439104 494 2,393 SH   SOLE   0 0 2,393
LILLY ELI & CO COM 532457108 1,977 15,042 SH   SOLE   0 0 15,042
LINCOLN ELEC HLDGS INC COM 533900106 6,911 71,443 SH   SOLE   0 0 71,443
LINDE PLC SHS G5494J103 623 2,928 SH   SOLE   0 0 2,928
LOCKHEED MARTIN CORP COM 539830109 1,751 4,497 SH   SOLE   0 0 4,497
LOWES COS INC COM 548661107 1,546 12,912 SH   SOLE   0 0 12,912
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 274 4,362 SH   SOLE   0 0 4,362
MARATHON PETE CORP COM 56585A102 409 6,784 SH   SOLE   0 0 6,784
MASTERCARD INC CL A 57636Q104 2,571 8,612 SH   SOLE   0 0 8,612
MCDONALDS CORP COM 580135101 3,403 17,219 SH   SOLE   0 0 17,219
MEDTRONIC PLC SHS G5960L103 1,552 13,677 SH   SOLE   0 0 13,677
MERCK & CO INC COM 58933Y105 4,987 54,836 SH   SOLE   0 0 54,836
MICROSOFT CORP COM 594918104 20,425 129,516 SH   SOLE   0 0 129,516
MODINE MFG CO COM 607828100 150 19,460 SH   SOLE   0 0 19,460
MONDELEZ INTL INC CL A 609207105 463 8,399 SH   SOLE   0 0 8,399
NEW YORK CMNTY BANCORP INC COM 649445103 652 54,277 SH   SOLE   0 0 54,277
NEXTERA ENERGY INC COM 65339F101 783 3,232 SH   SOLE   0 0 3,232
NIKE INC CL B 654106103 4,961 48,968 SH   SOLE   0 0 48,968
NORDSON CORP COM 655663102 1,827 11,222 SH   SOLE   0 0 11,222
NORFOLK SOUTHERN CORP COM 655844108 541 2,785 SH   SOLE   0 0 2,785
NORTHERN TR CORP COM 665859104 213 2,003 SH   SOLE   0 0 2,003
NORTHROP GRUMMAN CORP COM 666807102 1,727 5,020 SH   SOLE   0 0 5,020
NOVARTIS A G SPONSORED ADR 66987V109 1,763 18,614 SH   SOLE   0 0 18,614
NVIDIA CORP COM 67066G104 553 2,348 SH   SOLE   0 0 2,348
NXP SEMICONDUCTORS N V COM N6596X109 865 6,795 SH   SOLE   0 0 6,795
OMNICOM GROUP INC COM 681919106 351 4,335 SH   SOLE   0 0 4,335
OMNOVA SOLUTIONS INC COM 682129101 653 64,550 SH   SOLE   0 0 64,550
ONEOK INC NEW COM 682680103 298 3,940 SH   SOLE   0 0 3,940
ORACLE CORP COM 68389X105 1,934 36,510 SH   SOLE   0 0 36,510
PARKER HANNIFIN CORP COM 701094104 994 4,827 SH   SOLE   0 0 4,827
PAYCHEX INC COM 704326107 480 5,645 SH   SOLE   0 0 5,645
PAYPAL HLDGS INC COM 70450Y103 1,253 11,579 SH   SOLE   0 0 11,579
PEPSICO INC COM 713448108 10,244 74,954 SH   SOLE   0 0 74,954
PFIZER INC COM 717081103 4,569 116,610 SH   SOLE   0 0 116,610
PHILIP MORRIS INTL INC COM 718172109 292 3,432 SH   SOLE   0 0 3,432
PHILLIPS 66 COM 718546104 500 4,489 SH   SOLE   0 0 4,489
PNC FINL SVCS GROUP INC COM 693475105 690 4,323 SH   SOLE   0 0 4,323
PPG INDS INC COM 693506107 2,751 20,608 SH   SOLE   0 0 20,608
PROCTER & GAMBLE CO COM 742718109 7,033 56,306 SH   SOLE   0 0 56,306
PROGRESSIVE CORP OHIO COM 743315103 6,558 90,597 SH   SOLE   0 0 90,597
PROSHARES TR PSHS ULTRA QQQ 74347R206 5,349 43,886 SH   SOLE   0 0 43,886
PRUDENTIAL FINL INC COM 744320102 209 2,226 SH   SOLE   0 0 2,226
QUALCOMM INC COM 747525103 444 5,037 SH   SOLE   0 0 5,037
QUEST DIAGNOSTICS INC COM 74834L100 234 2,195 SH   SOLE   0 0 2,195
REGIS CORP MINN COM 758932107 179 10,000 SH   SOLE   0 0 10,000
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 375 6,350 SH   SOLE   0 0 6,350
RPM INTL INC COM 749685103 257 3,350 SH   SOLE   0 0 3,350
S&P GLOBAL INC COM 78409V104 1,502 5,500 SH   SOLE   0 0 5,500
SALESFORCE COM INC COM 79466L302 659 4,054 SH   SOLE   0 0 4,054
SCHLUMBERGER LTD COM 806857108 453 11,267 SH   SOLE   0 0 11,267
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 273 3,548 SH   SOLE   0 0 3,548
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 560 9,311 SH   SOLE   0 0 9,311
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 200 2,450 SH   SOLE   0 0 2,450
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 228 2,489 SH   SOLE   0 0 2,489
SHERWIN WILLIAMS CO COM 824348106 1,820 3,119 SH   SOLE   0 0 3,119
SOLIGENIX INC COM 834223307 18 12,500 SH   SOLE   0 0 12,500
SOUTHWEST AIRLS CO COM 844741108 241 4,462 SH   SOLE   0 0 4,462
SPDR GOLD TRUST GOLD SHS 78463V107 956 6,692 SH   SOLE   0 0 6,692
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 542 10,522 SH   SOLE   0 0 10,522
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,168 12,950 SH   SOLE   0 0 12,950
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 26,067 69,442 SH   SOLE   0 0 69,442
SPDR SERIES TRUST S&P DIVID ETF 78464A763 21,519 200,044 SH   SOLE   0 0 200,044
SPLUNK INC COM 848637104 285 1,904 SH   SOLE   0 0 1,904
STARBUCKS CORP COM 855244109 611 6,948 SH   SOLE   0 0 6,948
STATE STR CORP COM 857477103 1,202 15,191 SH   SOLE   0 0 15,191
STERIS PLC SHS USD G8473T100 3,769 24,729 SH   SOLE   0 0 24,729
STRYKER CORP COM 863667101 538 2,561 SH   SOLE   0 0 2,561
SYSCO CORP COM 871829107 1,683 19,679 SH   SOLE   0 0 19,679
TARGET CORP COM 87612E106 2,120 16,532 SH   SOLE   0 0 16,532
TELEPHONE & DATA SYS INC COM NEW 879433829 206 8,100 SH   SOLE   0 0 8,100
TESLA INC COM 88160R101 809 1,934 SH   SOLE   0 0 1,934
TEXAS INSTRS INC COM 882508104 2,126 16,573 SH   SOLE   0 0 16,573
TFS FINL CORP COM 87240R107 3,236 164,439 SH   SOLE   0 0 164,439
THE CHARLES SCHWAB CORPORATI COM 808513105 630 13,250 SH   SOLE   0 0 13,250
THERMO FISHER SCIENTIFIC INC COM 883556102 528 1,626 SH   SOLE   0 0 1,626
TJX COS INC NEW COM 872540109 1,037 16,987 SH   SOLE   0 0 16,987
TRACTOR SUPPLY CO COM 892356106 240 2,571 SH   SOLE   0 0 2,571
TRAVELERS COMPANIES INC COM 89417E109 301 2,197 SH   SOLE   0 0 2,197
TRUIST FINL CORP COM 89832Q109 1,283 22,789 SH   SOLE   0 0 22,789
U S SILICA HLDGS INC COM 90346E103 593 96,498 SH   SOLE   0 0 96,498
UBS GROUP AG SHS H42097107 288 22,864 SH   SOLE   0 0 22,864
UNION PACIFIC CORP COM 907818108 1,014 5,606 SH   SOLE   0 0 5,606
UNITED PARCEL SERVICE INC CL B 911312106 1,072 9,155 SH   SOLE   0 0 9,155
UNITED TECHNOLOGIES CORP COM 913017109 2,361 15,767 SH   SOLE   0 0 15,767
UNITEDHEALTH GROUP INC COM 91324P102 2,444 8,313 SH   SOLE   0 0 8,313
UNIVERSAL ELECTRS INC COM 913483103 924 17,684 SH   SOLE   0 0 17,684
US BANCORP DEL COM NEW 902973304 930 15,684 SH   SOLE   0 0 15,684
VALERO ENERGY CORP NEW COM 91913Y100 235 2,505 SH   SOLE   0 0 2,505
VANGUARD GROUP DIV APP ETF 921908844 3,004 24,097 SH   SOLE   0 0 24,097
VANGUARD INDEX FDS SM CP VAL ETF 922908611 422 3,081 SH   SOLE   0 0 3,081
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,365 8,343 SH   SOLE   0 0 8,343
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,788 16,830 SH   SOLE   0 0 16,830
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,338 18,555 SH   SOLE   0 0 18,555
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11,425 123,131 SH   SOLE   0 0 123,131
VANGUARD INDEX FDS MID CAP ETF 922908629 34,877 195,742 SH   SOLE   0 0 195,742
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 96,364 325,773 SH   SOLE   0 0 325,773
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 303 3,737 SH   SOLE   0 0 3,737
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,239 27,871 SH   SOLE   0 0 27,871
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,284 61,104 SH   SOLE   0 0 61,104
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 271 3,341 SH   SOLE   0 0 3,341
VANGUARD STAR FD VG TL INTL STK F 921909768 216 3,881 SH   SOLE   0 0 3,881
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,283 74,518 SH   SOLE   0 0 74,518
VERIZON COMMUNICATIONS INC COM 92343V104 2,141 34,875 SH   SOLE   0 0 34,875
VISA INC COM CL A 92826C839 2,692 14,328 SH   SOLE   0 0 14,328
WALGREENS BOOTS ALLIANCE INC COM 931427108 538 9,124 SH   SOLE   0 0 9,124
WALMART INC COM 931142103 2,454 20,650 SH   SOLE   0 0 20,650
WEC ENERGY GROUP INC COM 92939U106 292 3,163 SH   SOLE   0 0 3,163
WELLS FARGO CO NEW COM 949746101 4,911 91,284 SH   SOLE   0 0 91,284
WESTERN UN CO COM 959802109 415 15,500 SH   SOLE   0 0 15,500
WISDOMTREE TR US TOTAL DIVIDND 97717W109 1,588 15,042 SH   SOLE   0 0 15,042
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,736 35,807 SH   SOLE   0 0 35,807
YUM BRANDS INC COM 988498101 697 6,917 SH   SOLE   0 0 6,917
YUM CHINA HLDGS INC COM 98850P109 244 5,072 SH   SOLE   0 0 5,072
ZIMMER BIOMET HLDGS INC COM 98956P102 481 3,211 SH   SOLE   0 0 3,211
ZIONS BANCORPORATION N A COM 989701107 6,023 116,002 SH   SOLE   0 0 116,002
ZOETIS INC CL A 98978V103 325 2,456 SH   SOLE   0 0 2,456