Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 20,786	$ 19,669
Interest-bearing deposits at banks	107,296	3,798
Securities:
Available for sale, at fair value	271,232	275,680
Held to maturity, at amortized cost (fair value: $4,351 at September 30, 2024; $1,988 at December 31, 2023)	4,376	2,059
Federal Home Loan Bank common stock, at cost	4,396	4,914
Federal Reserve Bank common stock, at cost	3,690	3,097
Loans, net of allowance for credit losses of $23,091 at September 30, 2024 and $22,114 at December 31, 2023	1,764,866	1,698,832
Properties and equipment, net of accumulated depreciation of $13,747 at September 30, 2024 and $12,538 at December 31, 2023	14,467	15,397
Goodwill	1,768	1,768
Intangible assets	82	94
Bank-owned life insurance	43,509	42,758
Operating lease right-of-use asset	4,062	3,781
Other assets	39,476	36,816
TOTAL ASSETS	2,280,006	2,108,663
Deposits:
Demand	435,358	390,238
NOW	372,462	345,279
Savings	706,849	649,621
Time	386,049	333,623
Total deposits	1,900,718	1,718,761
Securities sold under agreement to repurchase	8,282	9,475
Other borrowings	128,000	145,123
Operating lease liability	4,314	4,063
Other liabilities	21,591	21,845
Subordinated debt	31,254	31,177
Total liabilities	2,094,159	1,930,444
STOCKHOLDERS' EQUITY:
Common stock, $0.50 par value, 10,000,000 shares authorized; 5,609,507 and 5,601,308 shares issued at September 30, 2024 and December 31, 2023, respectively, and 5,534,239 and 5,499,772 shares outstanding at September 30, 2024 and December 31, 2023, respectively	2,807	2,803
Capital surplus	83,009	82,712
Treasury stock, at cost, 75,268 and 101,536 shares at September 30, 2024 and December 31, 2023, respectively	(2,576)	(3,656)
Retained earnings	139,297	138,631
Accumulated other comprehensive loss, net of tax	(36,690)	(42,271)
Total stockholders' equity	185,847	178,219
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 2,280,006	$ 2,108,663