The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM COM 002824100 516 4,756 SH   SOLE None 4,756 0 0
ACCENTURE PLC IRELAND SHS CLASS A SHS CLASS A G1151C101 368 1,327 SH   SOLE None 1,327 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 438 1,197 SH   SOLE None 1,197 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 143 66 SH   SOLE None 66 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 745 341 SH   SOLE None 341 0 0
AVIS BUDGET GROUP COM COM 053774105 3 27 SH   SOLE None 27 0 0
BARINGS BDC INC COM COM 06759L103 11 1,208 SH   SOLE None 1,208 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 2,256 8,266 SH   SOLE None 8,266 0 0
BLACKROCK ULTRA SHORTTERM BOND ETF BLACKROCK ULTRA 46434V878 2 40 SH   SOLE None 40 0 0
BOSTON SCIENTIFIC CORP COM COM 101137107 2 73 SH   SOLE None 73 0 0
CARNIVAL CORP COMMON STOCK COMMON STOCK 143658300 0 100 SH   SOLE None 100 0 0
FIRST TRUST ENHANCED SHORT MATURITY ETF FIRST TR ENH NEW 33739Q408 2 34 SH   SOLE None 34 0 0
FORD MTR CO DEL COM COM 345370860 1 100 SH   SOLE None 100 0 0
GARTNER INC COM COM 366651107 266 1,102 SH   SOLE None 1,102 0 0
IDACORP INC COM COM 451107106 0 1 SH   SOLE None 1 0 0
INVESCO DB COMMODITY INDEX TRACKING FUND UNIT 46138B103 7,976 299,432 SH   SOLE None 299,432 0 0
INVESCO SP 500 HIGH DIVIDEND LOW VOLATILITY ETF S&P500 HDL VOL 46138E362 5 114 SH   SOLE None 114 0 0
INVESCO SP 500 PURE VALUE ETF S&P500 PUR VAL 46137V258 4 65 SH   SOLE None 65 0 0
INVESCO ULTRA SHORT DURATION ETF ULTRA SHRT DUR 46090A887 43 887 SH   SOLE None 887 0 0
ISHARES 05 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747 7,748 76,394 SH   SOLE None 76,394 0 0
ISHARES ESG AWARE MSCI USA ETF ESG AWR MSCI USA 46435G425 11 140 SH   SOLE None 140 0 0
ISHARES FLOATING RATE BOND ETF FLTG RATE NT ETF 46429B655 10,456 209,473 SH   SOLE None 209,473 0 0
ISHARES MSCI USA ESG SELECT ETF MSCI USA ESG SLC 464288802 11 146 SH   SOLE None 146 0 0
ISHARES SHORT TREASURY BOND ETF SHORT TREAS BD 464288679 6 63 SH   SOLE None 63 0 0
JPMORGAN ULTRASHORT INCOME ETF ULTRA SHRT INC 46641Q837 16,385 327,123 SH   SOLE None 327,123 0 0
LUMENTUM HLDGS INC COM COM 55024U109 0 3 SH   SOLE None 3 0 0
META PLATFORMS INC CL A CL A 30303M102 359 2,231 SH   SOLE None 2,231 0 0
MICROSOFT CORP COM COM 594918104 710 2,766 SH   SOLE None 2,766 0 0
NIKE INC CL B CL B 654106103 164 1,608 SH   SOLE None 1,608 0 0
OBSIDIAN ENERGY LTD COM COM 674482203 2 340 SH   SOLE None 340 0 0
ORACLE CORP COM COM 68389X105 71 1,019 SH   SOLE None 1,019 0 0
PACER US CASH COWS 100 ETF US CASH COWS 100 69374H881 2,279 52,933 SH   SOLE None 52,933 0 0
PEPSICO INC COM COM 713448108 18 111 SH   SOLE None 111 0 0
PGIM ULTRA SHORT BOND ETF PGIM ULTRA SH BD 69344A107 8,662 176,528 SH   SOLE None 176,528 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGETRADED FUND ENHAN SHRT MA AC 72201R833 2,334 23,557 SH   SOLE None 23,557 0 0
PROSHARES SHORT 20 YEAR TREASURY SHRT 20+YR TRE 74347X849 5 266 SH   SOLE None 266 0 0
PROSHARES SHORT 710 YEAR TREASURY SHT 7-10 YR TR 74348A608 1 44 SH   SOLE None 44 0 0
PROSHARES SHORT HIGH YIELD SHRT HGH YIELD 74347R131 1 62 SH   SOLE None 62 0 0
PROSHARES SHORT SP 500 SHORT S&P 500 NE 74347B425 28,872 1,749,830 SH   SOLE None 1,749,830 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF SCHWAB FDT US LG 808524771 97 1,921 SH   SOLE None 1,921 0 0
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 9,024 125,993 SH   SOLE None 125,993 0 0
SERVICENOW INC COM COM 81762P102 332 699 SH   SOLE None 699 0 0
SPDR BLOOMBERG 13 MONTH TBILL ETF BLOOMBERG 1-3 MO 78468R663 12,176 133,089 SH   SOLE None 133,089 0 0
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF BLOOMBERG INVT 78468R200 1 66 SH   SOLE None 66 0 0
SPDR PORTFOLIO SP 500 VALUE ETF PRTFLO S&P500 VL 78464A508 6,721 182,554 SH   SOLE None 182,554 0 0
SPDR RUSSELL 1000 YIELD FOCUS ETF RUSSELL YIELD 78468R770 126 1,420 SH   SOLE None 1,420 0 0
SPDR SP 500 ETF TR UNIT 78462F103 1 4 SH   SOLE None 4 0 0
SPDR SSGA ULTRA SHORT TERM BOND ETF ULT SHT TRM BD 78467V707 853 21,428 SH   SOLE None 21,428 0 0
TARGET CORP COM COM 87612E106 70 500 SH   SOLE None 500 0 0
TORO CO COM COM 891092108 63 834 SH   SOLE None 834 0 0
TRAVEL PLUS LEISURE CO COM COM 894164102 2 55 SH   SOLE None 55 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 431 840 SH   SOLE None 840 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND DIV APP ETF 921908844 600 4,183 SH   SOLE None 4,183 0 0
VANGUARD GROWTH INDEX FUND GROWTH ETF 922908736 21,425 96,128 SH   SOLE None 96,128 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 4,450 43,758 SH   SOLE None 43,758 0 0
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553 874 9,598 SH   SOLE None 9,598 0 0
VANGUARD SHORTTERM INFLATIONPROTECTED SECURITIES ETF STRM INFPROIDX 922020805 11,331 226,093 SH   SOLE None 226,093 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND TOTAL STK MKT 922908769 2 15 SH   SOLE None 15 0 0
VANGUARD VALUE INDEX FUND VALUE ETF 922908744 6,613 50,148 SH   SOLE None 50,148 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 93 1,836 SH   SOLE None 1,836 0 0
VIAVI SOLUTIONS INC COM COM 925550105 0 17 SH   SOLE None 17 0 0
VISA INC COM CL A COM CL A 92826C839 431 2,192 SH   SOLE None 2,192 0 0
WISDOMTREE FLOATING RATE TREASURY FUND FLOATNG RAT TREA 97717Y527 2,163 42,990 SH   SOLE None 42,990 0 0
WYNDHAM HOTELS RESORTS INC COM COM 98311A105 3 55 SH   SOLE None 55 0 0
XTRACKERS MSCI USA ESG LEADERS EQUITY ETF XTRCKR MSCI US 233051150 11 338 SH   SOLE None 338 0 0
ZOETIS INC CL A CL A 98978V103 377 2,199 SH   SOLE None 2,199 0 0