The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TRUST UNIT SER 1 46090E103 5,004 12,578 SH   SOLE None 12,578 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND TOTAL STK MKT 922908769 28,318 117,289 SH   SOLE None 117,289 0 0
WISDOMTREE FLOATING RATE TREASURY FUND FLOATNG RAT TREA 97717X628 2,233 89,019 SH   SOLE None 89,019 0 0
SPDR RUSSELL 1000 YIELD FOCUS ETF RUSSELL YIELD 78468R770 137 1,371 SH   SOLE None 1,371 0 0
BOSTON SCIENTIFIC CORP COM COM 101137107 3 73 SH   SOLE None 73 0 0
ISHARES MSCI USA ESG SELECT ETF MSCI USA ESG SLC 464288802 12 116 SH   SOLE None 116 0 0
CARNIVAL CORP COMMON STOCK COMMON STOCK 143658300 2 100 SH   SOLE None 100 0 0
SPDR S P 500 ETF TR UNIT 78462F103 10,629 22,380 SH   SOLE None 22,380 0 0
ISHARES S P 100 ETF S&P 100 ETF 464287101 2 13 SH   SOLE None 13 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 93 1,790 SH   SOLE None 1,790 0 0
PEPSICO INC COM COM 713448108 19 111 SH   SOLE None 111 0 0
VIAVI SOLUTIONS INC COM COM 925550105 0 17 SH   SOLE None 17 0 0
ISHARES MODERATE ALLOCATION FUND MODERT ALLOC ETF 464289875 3,458 76,058 SH   SOLE None 76,058 0 0
FORD MTR CO DEL COM COM 345370860 2 100 SH   SOLE None 100 0 0
ISHARES ESG AWARE MSCI USA ETF ESG AWR MSCI USA 46435G425 12 112 SH   SOLE None 112 0 0
JPMORGAN ULTRA SHORT INCOME ETF ULTRA SHRT INC 46641Q837 4 99 SH   SOLE None 99 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE TRADED FUND ENHAN SHRT MA AC 72201R833 2,673 26,327 SH   SOLE None 26,327 0 0
ISHARES S P SMALL CAP FUND CORE S&P SCP ETF 464287804 5,573 48,671 SH   SOLE None 48,671 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 3,331 11,143 SH   SOLE None 11,143 0 0
MICROSOFT CORP COM COM 594918104 234 698 SH   SOLE None 698 0 0
WYNDHAM HOTELS RESORTS INC COM COM 98311A105 4 55 SH   SOLE None 55 0 0
PGIM ULTRA SHORT BOND ETF ULTRA SHORT 69344A107 3,397 68,658 SH   SOLE None 68,658 0 0
VANGUARD MID CAP INDEX FUND MID CAP ETF 922908629 3,594 14,110 SH   SOLE None 14,110 0 0
WALGREENS BOOTS ALLIANCE INC COM COM 931427108 7 150 SH   SOLE None 150 0 0
XTRACKERS MSCI USA ESG LEADERS EQUITY ETF XTRCKR MSCI US 233051150 12 278 SH   SOLE None 278 0 0
ISHARES 0 5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747 879 8,306 SH   SOLE None 8,306 0 0
INVESCO ULTRA SHORT DURATION ETF ULTRA SHRT DUR 46090A887 44 887 SH   SOLE None 887 0 0
ISHARES RUSSELL TOP 200 ETF RUS TOP 200 ETF 464289446 1 13 SH   SOLE None 13 0 0
VANGUARD RUSSELL 1000 VALUE ETF VNG RUS1000VAL 92206C714 3,801 51,554 SH   SOLE None 51,554 0 0
TRAVEL PLUS LEISURE CO COM COM 894164102 3 55 SH   SOLE None 55 0 0
PIMCO 0 5 YEAR HIGH YIELD CORPORATE BOND INDEX EXCHANGE TRADED FUND 0-5 HIGH YIELD 72201R783 504 5,092 SH   SOLE None 5,092 0 0
PIMCO ACTIVE BOND EXCHANGE TRADED FUND ACTIVE BD ETF 72201R775 26 244 SH   SOLE None 244 0 0
VANGUARD VALUE INDEX FUND VALUE ETF 922908744 177 1,204 SH   SOLE None 1,204 0 0
SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF BLOOMBERG SHT TE 78468R408 1,473 54,260 SH   SOLE None 54,260 0 0
ISHARES CORE S P TOTAL U.S. STOCK MARKET ETF CORE S&P TTL STK 464287150 11,594 108,382 SH   SOLE None 108,382 0 0
VANECK MORNINGSTAR WIDE MOAT ETF MRNGSTR WDE MOAT 92189F643 13,771 180,947 SH   SOLE None 180,947 0 0
VANGUARD SHORT TERM INFLATION PROTECTED SECURITIES ETF STRM INFPROIDX 922020805 178 3,469 SH   SOLE None 3,469 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 2 39 SH   SOLE None 39 0 0
GOODYEAR TIRE RUBR CO COM COM 382550101 19 919 SH   SOLE None 919 0 0
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF BLOOMBERG INVT 78468R200 2 66 SH   SOLE None 66 0 0
ISHARES RUSSELL MID CAP ETF RUS MID CAP ETF 464287499 7,714 92,935 SH   SOLE None 92,935 0 0
ISHARES MSCI USA QUALITY FACTOR ETF MSCI USA QLT FCT 46432F339 396 2,721 SH   SOLE None 2,721 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 1,320 15,175 SH   SOLE None 15,175 0 0
ISHARES EXPANDED TECH SOFTWARE SECTOR ETF EXPANDED TECH 464287515 60 152 SH   SOLE None 152 0 0
ISHARES CORE S P 500 ETF CORE S&P500 ETF 464287200 10,912 22,877 SH   SOLE None 22,877 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858 58 1,150 SH   SOLE None 1,150 0 0
ORACLE CORP COM COM 68389X105 88 1,019 SH   SOLE None 1,019 0 0
TARGET CORP COM COM 87612E106 115 500 SH   SOLE None 500 0 0
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 1,269 9,581 SH   SOLE None 9,581 0 0
SPDR SSGA ULTRA SHORT TERM BOND ETF ULT SHT TRM BD 78467V707 917 22,747 SH   SOLE None 22,747 0 0
SPDR PORTFOLIO TIPS ETF PORTFLI TIPS ETF 78464A656 49 1,587 SH   SOLE None 1,587 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND DIV APP ETF 921908844 7,237 42,140 SH   SOLE None 42,140 0 0
ISHARES 20 YEAR TREASURY BOND ETF 20 YR TR BD ETF 464287432 2,185 14,751 SH   SOLE None 14,751 0 0
SPDR PORTFOLIO S P 500 ETF PORTFOLIO S&P500 78464A854 7,962 142,622 SH   SOLE None 142,622 0 0
BLACKROCK ULTRA SHORT TERM BOND ETF BLACKROCK ULTRA 46434V878 2 40 SH   SOLE None 40 0 0
FIRST TRUST ENHANCED SHORT MATURITY ETF FIRST TR ENH NEW 33739Q408 2 34 SH   SOLE None 34 0 0
IDACORP INC COM COM 451107106 0 1 SH   SOLE None 1 0 0
SPDR BLOOMBERG HIGH YIELD BOND ETF BLOOMBERG HIGH Y 78468R622 2,685 24,731 SH   SOLE None 24,731 0 0
AVIS BUDGET GROUP COM COM 053774105 5 27 SH   SOLE None 27 0 0
LUMENTUM HLDGS INC COM COM 55024U109 0 3 SH   SOLE None 3 0 0