-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 WeXrLMlktKoAMnt7WU800WPxv0+TV8h7gYQFBqyjcBE+QHwbMslCQqnGzOByS4JP
 czDCJLNes9Ck8ovsayNzxw==

<SEC-DOCUMENT>0001205783-03-000002.txt : 20031107
<SEC-HEADER>0001205783-03-000002.hdr.sgml : 20031107
<ACCEPTANCE-DATETIME>20031107141513
ACCESSION NUMBER:		0001205783-03-000002
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031106
FILED AS OF DATE:		20031107

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CAPITOL BANCORP LTD
		CENTRAL INDEX KEY:			0000840264
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				382761672
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		ONE BUSINESS & TRADE CNTR
		STREET 2:		200 WASHINGTON SQ N
		CITY:			LANSING
		STATE:			MI
		ZIP:			48933
		BUSINESS PHONE:		5174876555

	MAIL ADDRESS:	
		STREET 1:		ONE BUSINESS & TRADE CENTER
		STREET 2:		200 WASHINGTON SQUARE NORTH
		CITY:			LANSING
		STATE:			MI
		ZIP:			48933

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			MILLER LYLE W
		CENTRAL INDEX KEY:			0001205783

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31708
		FILM NUMBER:		03984682

	BUSINESS ADDRESS:	
		STREET 1:		200 N WASHINGTON SQUARE
		CITY:			LANSING
		STATE:			MI
		ZIP:			48933
		BUSINESS PHONE:		5174876555

	MAIL ADDRESS:	
		STREET 1:		200 N WASHINGTON SQUARE
		CITY:			LANSING
		STATE:			MI
		ZIP:			48933
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-11-06</periodOfReport>
    <issuer>
        <issuerCik>0000840264</issuerCik>
        <issuerName>CAPITOL BANCORP LTD</issuerName>
        <issuerTradingSymbol>CBC</issuerTradingSymbol></issuer><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001205783</rptOwnerCik>
            <rptOwnerName>MILLER LYLE W</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>2566 TIMBER MEADOW CT.</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>EAST LANSING</rptOwnerCity>
            <rptOwnerState>MI</rptOwnerState>
            <rptOwnerZipCode>48823</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>1</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>Vice Chairman</officerTitle></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>51052.8292</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>Trust</value></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>12318</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>Pension Plan</value></natureOfOwnership></ownershipNature></nonDer
ivativeHolding></nonDerivativeTable><derivativeTable><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>12.62</value></conversionOrExercisePrice><exerciseDate><value>2000-05-04</value></exerciseDate><expirationDate><value>2006-09-24</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>404</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>404</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>13.48</value></conversionOrExercisePrice><exerciseDate><value>2000-05-04</value>
</exerciseDate><expirationDate><value>2006-09-30</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>452</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>452</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>10.85</value></conversionOrExercisePrice><exerciseDate><value>2000-05-04</value></exerciseDate><expirationDate><value>2007-01-31</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>251</value></underlyingSecurityShares></underlyin
gSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>251</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>12.50</value></conversionOrExercisePrice><exerciseDate><value>2000-05-04</value></exerciseDate><expirationDate><value>2007-04-07</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>14</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>14</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><val
ue/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>11.00</value></conversionOrExercisePrice><exerciseDate><value>2001-07-01</value></exerciseDate><expirationDate><value>2007-07-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>2013</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>2013</value><footnoteId id="F1"/></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>13.50</value></conversionOrExercisePrice><exerci
seDate><value>2002-12-31</value></exerciseDate><expirationDate><value>2009-01-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>1432</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1432</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>22.86</value></conversionOrExercisePrice><exerciseDate><value>2003-12-31</value></exerciseDate><expirationDate><value>2010-01-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>852</value></un
derlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>852</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeTransaction><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>25.92</value></conversionOrExercisePrice><transactionDate><value>2003-11-06</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>150</value></transactionShares><transactionPricePerShare><value>0</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><footnoteId id="F2"/><
/exerciseDate><expirationDate><value>2007-07-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>150</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>150</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeTransaction></derivativeTable><footnotes><footnote id="F1">Of the 5,050 options allocated and granted to Mr. Miller, only 2,013 options vested; 2,818 options were forfeited on 12/31/2002, and 219 options were forfeited on 11/6/2003.</footnote><footnote id="F2">The options are exercisable upon vesting, which is contingent upon attendance and participation in board of directors and committee meetings.</footnote></footnotes><remarks/><ownerSignature><signatureN
ame>Lyle W. Miller</signatureName><signatureDate>2003-11-06</signatureDate></ownerSignature></ownershipDocument>

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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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