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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 DNVO7iHMldP4YfJAsfIc0ERpcLwhjF81dtGH1quutc5AVS1x9AAB4TLyIt1MuEoZ
 B+AyzT+oCXDBvc9DTVffxw==

<SEC-DOCUMENT>0001205775-03-000006.txt : 20031110
<SEC-HEADER>0001205775-03-000006.hdr.sgml : 20031110
<ACCEPTANCE-DATETIME>20031110143020
ACCESSION NUMBER:		0001205775-03-000006
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031106
FILED AS OF DATE:		20031110

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CAPITOL BANCORP LTD
		CENTRAL INDEX KEY:			0000840264
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				382761672
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		ONE BUSINESS & TRADE CNTR
		STREET 2:		200 WASHINGTON SQ N
		CITY:			LANSING
		STATE:			MI
		ZIP:			48933
		BUSINESS PHONE:		5174876555

	MAIL ADDRESS:	
		STREET 1:		ONE BUSINESS & TRADE CENTER
		STREET 2:		200 WASHINGTON SQUARE NORTH
		CITY:			LANSING
		STATE:			MI
		ZIP:			48933

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			HENDRICKSON LEE W
		CENTRAL INDEX KEY:			0001205775

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31708
		FILM NUMBER:		03987852

	BUSINESS ADDRESS:	
		STREET 1:		200 N WASHINGTON SQUARE
		CITY:			LANSING
		STATE:			MI
		ZIP:			48933
		BUSINESS PHONE:		5174876555

	MAIL ADDRESS:	
		STREET 1:		200 N WASHINGTON SQUARE
		CITY:			LANSING
		STATE:			MI
		ZIP:			48933
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-11-06</periodOfReport>
    <issuer>
        <issuerCik>0000840264</issuerCik>
        <issuerName>CAPITOL BANCORP LTD</issuerName>
        <issuerTradingSymbol>CBC</issuerTradingSymbol></issuer><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001205775</rptOwnerCik>
            <rptOwnerName>HENDRICKSON LEE W</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>9672 SUNNY POINTE DR.</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>LAINGSBURG</rptOwnerCity>
            <rptOwnerState>MI</rptOwnerState>
            <rptOwnerZipCode>48848</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>0</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>Chief Financial Officer</officerTitle></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>5009.8596</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1394</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></nonDerivativeHolding><nonDeri
vativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1732.0143</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>ESOP</value></natureOfOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><derivativeTable><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>13.25</value></conversionOrExercisePrice><exerciseDate><value>1997-01-26</value></exerciseDate><expirationDate><value>2004-01-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>2400</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>2400</value></sharesOwnedFollowingTransaction></postTransa
ctionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>11.00</value></conversionOrExercisePrice><exerciseDate><value>2001-12-31</value></exerciseDate><expirationDate><value>2007-07-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>3077</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>3077</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</v
alue></securityTitle><conversionOrExercisePrice><value>11.00</value></conversionOrExercisePrice><exerciseDate><value>2002-12-31</value></exerciseDate><expirationDate><value>2007-07-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>1794</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1794</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>17.42</value></conversionOrExercisePrice><exerciseDate><value>2003-01-15</value></exerciseDate><expirationDate><value>2008-07-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitl
e><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>1822</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1822</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>17.42</value></conversionOrExercisePrice><exerciseDate><value>2003-01-15</value></exerciseDate><expirationDate><value>2009-02-05</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>6517</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>6517</value></sharesOwnedFollowingTrans
action></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>17.42</value></conversionOrExercisePrice><exerciseDate><value>2003-01-15</value></exerciseDate><expirationDate><value>2010-02-15</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>1303</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1303</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Optio
n (right to buy)</value></securityTitle><conversionOrExercisePrice><value>20.89</value></conversionOrExercisePrice><exerciseDate><value>2003-12-31</value></exerciseDate><expirationDate><value>2009-12-31</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>480</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>480</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>16.40</value></conversionOrExercisePrice><exerciseDate><value>2002-03-31</value></exerciseDate><expirationDate><value>2007-10-31</value></expirationDate><underlyingSecurity><under
lyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>5505</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>5505</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>16.40</value></conversionOrExercisePrice><exerciseDate><value>2002-03-31</value></exerciseDate><expirationDate><value>2008-11-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>2202</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>2202</value></sharesOw
nedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>16.40</value></conversionOrExercisePrice><exerciseDate><value>2002-03-31</value></exerciseDate><expirationDate><value>2008-01-31</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>734</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>734</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTit
le><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>20.90</value></conversionOrExercisePrice><exerciseDate><value>2003-04-09</value></exerciseDate><expirationDate><value>2009-05-21</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>5253</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>5253</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>20.90</value></conversionOrExercisePrice><exerciseDate><value>2003-04-09</value></exerciseDate><expirationDate><value>2010-08-01</value></expirationDate><underlyi
ngSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>1050</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1050</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeHolding><derivativeTransaction><securityTitle><value>Option (right to buy)</value></securityTitle><conversionOrExercisePrice><value>11.00</value></conversionOrExercisePrice><transactionDate><value>2003-11-06</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>1283</value></transactionShares><transactionPricePerShare><value>0</value></transactionPricePerShare>
<transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2003-12-31</value></exerciseDate><expirationDate><value>2007-07-01</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>1283</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1283</value><footnoteId id="F1"/></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership><natureOfOwnership><value/></natureOfOwnership></ownershipNature></derivativeTransaction></derivativeTable><footnotes><footnote id="F1">On April 2, 2003, the reporting person was granted an option to purchase 1283 shares of common stock.  The option vests in one installment based on CBC's satisfaction of certain performance criteria for the year 2003.  The performance c
riteria were met, resulting in vesting of the option as to 1283 shares.</footnote></footnotes><remarks/><ownerSignature><signatureName>Lee W. Hendrickson</signatureName><signatureDate>2003-11-10</signatureDate></ownerSignature></ownershipDocument>

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</SEC-DOCUMENT>
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