EX-10.B.4.3 5 ex10b43.txt 12TH AMENDMENT TO ESOP/401K Exhibit (b4-3) TWELFTH AMENDMENT TO THE CAPITOL BANCORP LTD. EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN The Capitol Bancorp Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective January 1, 2001 by adding the following participating employer at the end of the list contained: Name of Type of State of Date of Employer Entity Organization Participation -------- ------ ------------ ------------- Goshen Banking Corp Indiana 01/01/2001 Community Bank CAPITOL BANCORP LIMITED Dated: 11-21-00 By: /s/ Joseph D. Reid -------------------- ------------------------------------ Joseph D. Reid Chairman and CEO GOSHEN COMMUNITY BANK Dated: 11-21-00 By: /s/ Douglas Johnston -------------------- ------------------------------------ Douglas Johnston President