XML 69 R45.htm IDEA: XBRL DOCUMENT v2.4.0.6
CAPITAL REQUIREMENTS AND RELATED REGULATORY MATTERS (Tables)
 12 Months Ended
Dec. 31, 2012
Regulatory Capital Matters [Abstract]  
Schedule of capitol's consolidated regulatory capital position
The following table summarizes the amounts (in $1,000s) and related ratios of Capitol's consolidated regulatory capital position:

 
December 31
 
 
2012
  
2011
 
Tier 1 capital to average adjusted total assets:
 
  
 
Minimum required amount(1)
 ≥
$ 
66,520
  ≥
$ 
92,356
 
Actual amount
 
$
(144,341
)
 
$
(109,146
)
Ratio
  
(8.68
)%
  
(4.73
)%
 
        
Tier 1 capital to risk-weighted assets:
        
Minimum required amount(2)
 ≥
$ 
49,402
  ≥
$ 
68,615
 
Actual amount
 
$
(144,341
)
 
$
(109,146
)
Ratio
  
(11.69
)%
  
(6.36
)%
 
        
Combined Tier 1 and Tier 2 capital to risk-
weighted assets:
        
Minimum required amount(3)
 ≥
$ 
98,805
  ≥
$ 
137,231
 
Actual amount
 
$
(144,341
)
 
$
(109,146
)
Ratio
  
(11.69
)%
  
(6.36
)%

(1)
The minimum required ratio of Tier 1 capital to average adjusted total assets to be
considered adequately-capitalized is 4%.
(2)
The minimum required ratio of Tier 1 capital to risk-weighted assets to be considered
adequately-capitalized is 4%.
(3)
The minimum required ratio of Tier 1 and Tier 2 capital to risk-weighted assets to be
considered adequately-capitalized is 8%.