EXHIBIT 10 (b9-1)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 43

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective January 10, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
Bank of Tacoma	Bank	Washington	1/10/2007

      Dated:  January 10, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin Reid English                                                                         Cristin Reid English Corporate President

      Dated:  January 10, 2007 BANK OF TACOMA     By:    /s/ Michael Hansch                                                                                Michael Hansch President

EXHIBIT 10 (b9-2)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 44

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective February 27, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
Sunrise Community Bank	Bank	California	2/27/2007

      Dated:  February 27, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin Reid English                                                                           Cristin Reid English Corporate President

      Dated:  February 27, 2007 SUNRISE COMMUNITY BANK     By:    /s/ Stuart Bailey                                                                                      Stuart Bailey President

EXHIBIT 10 (b9-3)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 45

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective May 4, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
Larimer Bank of Commerce	Bank	Colorado	5/4/2007

      Dated:  May 4, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin K. Reid                           Cristin K. Reid Corporate President

      Dated:  May 4, 2007 LARIMER BANK OF COMMERCE     By:    /s/ Mark Kross                                                                                        Mark Kross President

EXHIBIT 10 (b9-4)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 46

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective October 1, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
Capitol Bean Counter, LLC	Limited Liability Company	Michigan	10/1/2007

      Dated:  October 1, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin K. Reid                                                                                   Cristin K. Reid Corporate President

EXHIBIT 10 (b9-5)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 47

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective July 31, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
USNY Bank	Bank	New York	7/31/2007

      Dated:  July 31, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin K. Reid                           Cristin K. Reid Corporate President

      Dated:  July 31, 2007 USNY BANK     By:    /s/ Michael Briggs                         Michael Briggs President

EXHIBIT 10 (b9-6)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 48

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective July 16, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
Issaquah Community Bank	Bank	Washington	7/16/2007

      Dated:  July 16, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin K. Reid                           Cristin K. Reid Corporate President

      Dated:  July 16, 2007 ISSAQUAH COMMUNITY BANK     By:    /s/ Robert Ittes                                                                                  Robert Ittes President

  EXHIBIT 10 (b9-7)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 49

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective August 1, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
BAIA Acquisition Company, LLC	Limited Liability Company	Michigan	8/1/2007

      Dated:  August 1, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin K. Reid                           Cristin K. Reid Corporate President

      Dated:  August 1, 2007 BAIA ACQUISITION COMPANY     By:    /s/ Susan Rossi                              Susan Rossi Vice President

      Dated:  August 1, 2007 BAIA ACQUISITION COMPANY     By:    /s/ John Henry                                John Henry Vice President

EXHIBIT 10 (b9-8)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 50

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective September 26, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
High Desert Bank	Bank	Oregon	9/26/2007

      Dated:  September 26, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin K. Reid                           Cristin K. Reid Corporate President

      Dated:  September 26, 2007 HIGH DESERT BANK     By:    /s/ Larry Snyder                             Larry Snyder President

EXHIBIT 10 (b9-9)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 51

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective October 5, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
Loveland Bank of Commerce	Bank	Colorado	10/5/2007

      Dated:  October 5, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin K. Reid                           Cristin K. Reid Corporate President

      Dated:  October 5, 2007 LOVELAND BANK OF COMMERCE     By:    /s/ John Busby                               John Busby President

 EXHIBIT 10 (b9-10)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 52

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective November 6, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
Bank of Feather River	Bank	California	11/6/2007

      Dated:  November 6, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin K. Reid                           Cristin K. Reid Corporate President

      Dated:  November 6, 2007 BANK OF FEATHER RIVER     By:    /s/ Richard Veale                            Richard Veale President

EXHIBIT 10 (b9-11)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 53

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective December 3, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
Community Bank of Lincoln	Bank	Nebraska	12/3/2007

      Dated:  December 3, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin K. Reid                           Cristin K. Reid Corporate President

      Dated:  December 3, 2007 COMMUNITY BANK OF LINCOLN     By:    /s/ Mary Gerdes                             Mary Gerdes President

EXHIBIT 10 (b9-12)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 54

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective December 10, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
Bank of Fort Bend	Bank	Texas	12/10/2007

      Dated:  December 10, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin K. Reid                           Cristin K. Reid Corporate President

      Dated:  December 10, 2007 BANK OF FORT BEND     By:    /s/ Bruce Mercer                            Bruce Mercer President

EXHIBIT 10 (b9-13)

AMENDMENT TO THE

CAPITOL BANCORP, LTD.

EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN

AMENDMENT NUMBER 55

The Capitol Bancorp, Ltd. Employee Savings and Stock Ownership Plan is hereby amended effective December 13, 2007 adding the following participating employer at the end of the list contained:

Name of Employer	Type of Entity	State of Organization	Date of Participation
Bank of Las Colinas	Bank	Texas	12/13/2007

      Dated:  December 13, 2007 CAPITOL BANCORP LIMITED     By:    /s/ Cristin K. Reid                           Cristin K. Reid Corporate President

      Dated:  December 13, 2007 BANK OF LAS COLINAS     By:    /s/ Gerold Hooker                           Gerold Hooker President