Exhibit 99.2

CERTIFICATION

I, Sandra G. Sciutto, being the Chief Financial Officer of California Coastal Communities, Inc. (the “Company”) hereby certify pursuant to the requirements of Section 906 of the Sarbanes-Oxley Act of 2002 that, to the best of my knowledge as of the date set forth below (i) the Company’s Quarterly Report on Form 10-Q for the period ended September 30, 2002 which accompanies this certification (the “Report”) fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and (ii) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Dated:  November 12, 2002	/s/ Sandra G. Sciutto
	Sandra G. Sciutto
	Chief Financial Officer