-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, SpqrVouWu+W/GaViA9BRt8nEINnTS0twhnZLOzU7e29+rbrm5sgxpjJjPYXrbAPQ 8PjukFDD5pUQ1WgUANxH/g== 0000839947-99-000017.txt : 19991213 0000839947-99-000017.hdr.sgml : 19991213 ACCESSION NUMBER: 0000839947-99-000017 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 19991130 ITEM INFORMATION: FILED AS OF DATE: 19991210 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CITIBANK SOUTH DAKOTA N A CENTRAL INDEX KEY: 0000839947 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 460358360 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: SEC FILE NUMBER: 000-17797 FILM NUMBER: 99772760 BUSINESS ADDRESS: STREET 1: 701 E 60TH ST N CITY: SIOUX FALLS STATE: SD ZIP: 57117 BUSINESS PHONE: 6053312626 MAIL ADDRESS: STREET 1: CITIBANK N A LEGAL AFFAIRS OFFICE STREET 2: 425 PARK AVENUE 2ND FLOOR CITY: NEW YORK STATE: NY ZIP: 10043 8-K 1 CITIBANK CREDIT CARD MASTER TRUST I SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 -------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 15, 1999 ------------------------------------ CITIBANK (SOUTH DAKOTA), N.A. ON BEHALF OF CITIBANK CREDIT CARD MASTER TRUST I (Issuer in respect of the Citibank Credit Card Master Trust I 5.95% Class A Credit Card Participation Certificates, Series 1993-2 6.15% Class B Credit Card Participation Certificates, Series 1993-2 7.25% Class A Credit Card Participation Certificates, Series 1994-2 7.50% Class B Credit Card Participation Certificates, Series 1994-2 8.25% Class A Credit Card Participation Certificates, Series 1994-4 8.25% Class A Credit Card Participation Certificates, Series 1995-1 8.45% Class B Credit Card Participation Certificates, Series 1995-1 7.85% Class A Credit Card Participation Certificates, Series 1995-3 6.55% Class A Credit Card Participation Certificates, Series 1995-9 6.65% Class B Credit Card Participation Certificates, Series 1995-9 Zero Coupon Class A Credit Card Participation Certificates, Series 1996-1 Zero Coupon Class B Credit Card Participation Certificates, Series 1996-1 Floating Rate Class A Credit Card Participation Certificates, Series 1996-5 Floating Rate Class B Credit Card Participation Certificates, Series 1996-5 Floating Rate Class A Credit Card Participation Certificates, Series 1996-6 Floating Rate Class B Credit Card Participation Certificates, Series 1996-6 (cover page 1 of 2 pages) 1 6.55% Class A Credit Card Participation Certificates, Series 1997-2 6.70% Class B Credit Card Participation Certificates, Series 1997-2 6.839% Class A Credit Card Participation Certificates, Series 1997-3 6.989% Class B Credit Card Participation Certificates, Series 1997-3 Floating Rate Class A Credit Card Participation Certificates, Series 1997-4 Floating Rate Class B Credit Card Participation Certificates, Series 1997-4 Zero Coupon Class A Credit Card Participation Certificates, Series 1997-6 Zero Coupon Class B Credit Card Participation Certificates, Series 1997-6 6.35% Class A Credit Card Participation Certificates, Series 1997-7 6.45% Class B Credit Card Participation Certificates, Series 1997-7 Floating Rate Class A Credit Card Participation Certificates, Series 1997-8 5.75% Class A Credit Card Participation Certificates, Series 1998-1 5.875% Class B Credit Card Participation Certificates, Series 1998-1 6.05% Class A Credit Card Participation Certificates, Series 1998-2 6.20% Class B Credit Card Participation Certificates, Series 1998-2 5.80% Class A Credit Card Participation Certificates, Series 1998-3 5.95% Class B Credit Card Participation Certificates, Series 1998-3 5.85% Class A Credit Card Participation Certificates, Series 1998-6 6.00% Class B Credit Card Participation Certificates, Series 1998-6 Floating Rate Class A Credit Card Participation Certificates, Series 1998-7 Floating Rate Class B Credit Card Participation Certificates, Series 1998-7 5.30% Class A Credit Card Participation Certificates, Series 1998-9 5.55% Class B Credit Card Participation Certificates, Series 1998-9 5.50% Class A Credit Card Participation Certificates, Series 1999-1 5.75% Class B Credit Card Participation Certificates, Series 1999-1 5.875% Class A Credit Card Participation Certificates, Series 1999-2 6.15% Class B Credit Card Participation Certificates, Series 1999-2 Floating Rate Class A Credit Card Participation Certificates, Series 1999-3 Floating Rate Class B Credit Card Participation Certificates, Series 1999-3 6.10% Class A Credit Card Participation Certificates, Series 1999-5 6.30% Class B Credit Card Participation Certificates, Series 1999-5 6.65% Class A Credit Card Participation Certificates, Series 1999-7 6.90% Class B Credit Card Participation Certificates, Series 1999-7 (collectively, the "Certificates")) (Exact name of registrant as specified in charter) UNITED STATES OF AMERICA (State or other jurisdiction of incorporation) 46-0358360 (I.R.S. Employer Identification No.) 33-41055, 33-43576, 33-62180, 33-77802, 33-84834, 33-97664, 33-99328 and 333-38803 (Commission File No.) 701 EAST 60TH STREET, NORTH SIOUX FALLS, SOUTH DAKOTA 57117 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (605) 331-2626 NOT APPLICABLE (Former name or former address, if changed since last report) (cover page 2 of 2 pages) 2 ITEM 5. OTHER EVENTS. Set forth below is the monthly report and servicer's certificate for each Series referenced on the cover page of this Form 8-K (each, a "Monthly Report") for the Due Period ending November 24, 1999 and the related Distribution Date delivered pursuant to Section 5.02 of the applicable Series Supplement to the Pooling and Servicing Agreement (together, the "Agreement") relating to Citibank Credit Card Master Trust I, among Citibank (South Dakota), N.A., as Seller and Servicer, Citibank (Nevada), National Association, as Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A.)), as Trustee. Each Monthly Report contains information relating to the distribution, if any, to Certificateholders of the related Series on the referenced Distribution Date as well as information relating to the Receivables and the Accounts from which the Receivables have arisen. Capitalized terms used but not defined herein have the meanings set forth in the Agreement. 3 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== CITIBANK CREDIT CARD MASTER TRUST I For the Due Period Ending November 24, 1999 ============================================================================== This Certificate relates to the Due Period ending November 24, 1999 and the related Distribution Date. A. Information Regarding the portfolio ----------------------------------- 1. Portfolio Yield ........................................ 12.87% Yield Component ................................... 17.62% Credit Loss Component ............................. 4.76% 2. New Purchase Rate ..................................... 20.82% 3. Total Payment Rate .................................... 21.18% 4. Principal Payment Rate ................................ 20.24% 5. Aggregate Amount of Principal Receivables in the Trust : Beginning of Due Period ............................ $ 44,193,403,831 Average ............................................ $ 43,742,588,323 Lump Sum Addition .................................. $ 0 End of Due Period .................................. $ 43,900,888,001 6. Delinquencies (Aggregate outstanding balances in the Accounts that were delinquent by the time periods listed below as of the close of business of the month preceding the Distribution Date, as a percentage of aggregate Receivables as of the last day of the Due Period) : Current .......................................... $ 40,458,578,900 5-34 days delinquent ........................... $ 2,544,748,430 35-64 days delinquent ........................... $ 674,972,250 65-94 days delinquent ........................... $ 409,431,006 95-124 days delinquent ........................... $ 292,418,504 125-154 days delinquent ........................... $ 217,467,228 155-184 days delinquent ........................... $ 191,684,231 Current ........................................... 90.33% 5-34 days delinquent ........................... 5.68% 35-64 days delinquent ........................... 1.51% 65-94 days delinquent ........................... 0.91% 95-124 days delinquent ........................... 0.65% 125-154 days delinquent ........................... 0.49% 155-184 days delinquent ........................... 0.43% 4 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== CITIBANK CREDIT CARD MASTER TRUST I - GROUP 1 For the Due Period Ending November 24, 1999 ============================================================================== Current Due Current Due Period on an Period on a Actual Basis (1) Standard Basis (1) B. Information Regarding Group 1 ----------------------------- (Percentage Basis) 1. Portfolio Yield 12.87% 12.84% 2. Weighted Average Certificate Rate 6.18% 6.14% 3. Weighted Average Investor Fee Rates Fixed Servicing Fee 0.36% 0.37% Others 0.10% 0.10% 4. Surplus Finance Charge Collections 6.23% 6.23% 5. Required Surplus Finance Charge Amount 0.00% 0.00% 6. Aggregate Surplus Finance Charge Amount 6.23% 6.23% minus Required Surplus Finance Charge Amount C. Information Regarding Group 1 ----------------------------- (Dollars Basis) 1. Total Investor Collections $ 7,770,471,224 $ 7,769,717,557 Principal Collections $ 7,269,699,545 $ 7,269,699,545 Finance Charge Collections $ 500,771,679 $ 500,018,012 2. Investor Default Amount $ 135,713,496 $ 135,713,496 3. Investor Monthly Interest $ 188,254,522 $ 187,105,359 4. Investor Monthly Fees Fixed Servicing Fees $ 10,887,256 $ 11,073,161 Others $ 2,802,573 $ 2,797,253 5. Surplus Finance Charge Collections $ 163,113,832 $ 163,328,743 6. Required Surplus Finance Charge Collections$ 0 $ 0 7. Aggregate Surplus Finance Charge Amount $ 163,113,832 $ 163,328,743 minus Required Surplus Finance Charge Amount (1) Values for Current Due Period on an Actual Basis reflect, in the case of a first due period close of a series, activity from the series cut-off or close dates until the first due period end, or, as in the case of Investor Monthly Interest and certain fees, until the first distribution date. Values for Current Due Period on a Standard Basis reflect activity for the entire current period, as if all series had already been outstanding prior to the first day of such period. All percents are based on actual cash revenue or expense for the period, converted to an annualized percent using daycounts appropriate for the item, either 30/360, actual/360, or actual/actual. Depending on the item, cash expenses may accrue from October 27, 1999 to November 24, 1999, 29 da- ys, or November 8 , 1999 to December 5 , 1999, 28 days (standard basis) 5 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1993-2 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1993-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1993-2 ----------------------------------- 1a. Class A Invested Amount .......................$ 750,000,000 1b. Class B Invested Amount .......................$ 48,000,000 2a. Class A Monthly Interest ..............................$ 3,718,750 2b. Class B Monthly Interest ..............................$ 246,000 3a. Balance in the Class A Interest Funding Account ......$ 11,156,250 3b Balance in the Class B Interest Funding Account ......$ 738,000 4a. Available Cash Collateral Amount .....................$ 55,860,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 6 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1993-2 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 7 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1993-2 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1993-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 7 , 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 8 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1994-2 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1994-2 ----------------------------------- 1a. Class A Invested Amount .......................$ 940,000,000 1b. Class B Invested Amount .......................$ 60,000,000 2a. Class A Monthly Interest ..............................$ 5,679,167 2b. Class B Monthly Interest ..............................$ 375,000 3a. Balance in the Class A Interest Funding Account ......$ 11,358,333 3b Balance in the Class B Interest Funding Account ......$ 750,000 4a. Available Cash Collateral Amount .....................$ 70,000,000 4b. Percent of Class B Invested Amount ........... 116.67% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 9 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1994-2 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 10 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1994-2 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 7 , 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 11 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1994-4 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1994-4 ----------------------------------- 1a. Class A Invested Amount .......................$ 750,000,000 1b. Class B Invested Amount .......................$ 48,000,000 2a. Class A Monthly Interest ..............................$ 5,156,250 2b. Class B Monthly Interest ..............................$ 222,527 3a. Balance in the Class A Interest Funding Account ......$ 5,156,250 3b Balance in the Class B Interest Funding Account ......$ 222,527 4a. Available Cash Collateral Amount .....................$ 55,860,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 12 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1994-4 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 222,527 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 222,527 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 13 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1994-4 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 7 , 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 14 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1995-1 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-1 ----------------------------------- 1a. Class A Invested Amount .......................$ 625,000,000 1b. Class B Invested Amount .......................$ 40,000,000 2a. Class A Monthly Interest ..............................$ 4,296,875 2b. Class B Monthly Interest ..............................$ 281,667 3a. Balance in the Class A Interest Funding Account ......$ 21,484,375 3b Balance in the Class B Interest Funding Account ......$ 1,408,333 4a. Available Cash Collateral Amount .....................$ 46,550,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 15 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1995-1 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 16 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1995-1 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 7 , 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 17 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1995-3 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-3 ----------------------------------- 1a. Class A Invested Amount .......................$ 625,000,000 1b. Class B Invested Amount .......................$ 40,000,000 2a. Class A Monthly Interest ..............................$ 4,088,542 2b. Class B Monthly Interest ..............................$ 182,539 3a. Balance in the Class A Interest Funding Account ......$ 16,354,167 3b Balance in the Class B Interest Funding Account ......$ 182,539 4a. Available Cash Collateral Amount .....................$ 46,550,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 18 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1995-3 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 182,539 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 182,539 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 19 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1995-3 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 7 , 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 20 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1995-9 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-9 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-9 ----------------------------------- 1a. Class A Invested Amount .......................$ 500,000,000 1b. Class B Invested Amount .......................$ 32,000,000 2a. Class A Monthly Interest ..............................$ 2,729,167 2b. Class B Monthly Interest ..............................$ 177,333 3a. Balance in the Class A Interest Funding Account ......$ 5,458,333 3b Balance in the Class B Interest Funding Account ......$ 354,667 4a. Available Cash Collateral Amount .....................$ 37,240,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 21 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1995-9 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 22 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1995-9 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-9 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 7 , 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 23 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1996-1 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1996-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1996-1 ----------------------------------- 1a. Class A Accreted Invested Amount.......................$ 930,335,934 1b. Class B Accreted Invested Amount.......................$ 59,432,736 2a. Class A Monthly Accretion..............................$ 4,489,406 2b. Class B Monthly Accretion..............................$ 294,076 3a. Balance in the Class A Interest Funding Account ......$ 0 3b Balance in the Class B Interest Funding Account ......$ 0 4a. Available Cash Collateral Amount .....................$ 69,252,730 4b. Percent of Class B Accreted Invested Amount ........... 116.52% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 24 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1996-1 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 25 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1996-1 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1996-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 7 , 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 26 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1996-5 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1996-5 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1996-5 ----------------------------------- 1a. Class A Invested Amount .......................$ 750,000,000 1b. Class B Invested Amount .......................$ 48,000,000 2a. Class A Monthly Interest ..............................$ 4,293,188 2b. Class B Monthly Interest ..............................$ 281,480 3a. Balance in the Class A Interest Funding Account ......$ 12,879,563 3b Balance in the Class B Interest Funding Account ......$ 844,440 4a. Available Cash Collateral Amount .....................$ 55,860,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 27 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1996-5 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 12,879,563 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 844,440 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 12,879,563 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 844,440 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 28 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1996-5 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1996-5 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 15, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 29 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1996-6 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1996-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1996-6 ----------------------------------- 1a. Class A Invested Amount .......................$ 940,000,000 1b. Class B Invested Amount .......................$ 60,000,000 2a. Class A Monthly Interest ..............................$ 5,071,927 2b. Class B Monthly Interest ..............................$ 333,865 3a. Balance in the Class A Interest Funding Account ......$ 15,215,780 3b Balance in the Class B Interest Funding Account ......$ 1,001,595 4a. Available Cash Collateral Amount .....................$ 70,000,000 4b. Percent of Class B Invested Amount ........... 116.67% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 30 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1996-6 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 15,215,780 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 1,001,595 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 15,215,780 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 1,001,595 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 31 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1996-6 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1996-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 10, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 32 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-2 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1997-2 ----------------------------------- 1a. Class A Invested Amount .......................$ 750,000,000 1b. Class B Invested Amount .......................$ 48,000,000 2a. Class A Monthly Interest ..............................$ 4,093,750 2b. Class B Monthly Interest ..............................$ 268,000 3a. Balance in the Class A Interest Funding Account ......$ 16,375,000 3b Balance in the Class B Interest Funding Account ......$ 1,072,000 4a. Available Cash Collateral Amount .....................$ 55,860,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 33 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-2 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 34 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-2 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 15, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 35 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-3 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1997-3 ----------------------------------- 1a. Class A Invested Amount .......................$ 400,000,000 1b. Class B Invested Amount .......................$ 25,540,000 2a. Class A Monthly Interest ..............................$ 2,279,667 2b. Class B Monthly Interest ..............................$ 148,749 3a. Balance in the Class A Interest Funding Account ......$ 9,118,667 3b Balance in the Class B Interest Funding Account ......$ 594,997 4a. Available Cash Collateral Amount .....................$ 29,787,800 4b. Percent of Class B Invested Amount ........... 116.63% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 36 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-3 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 37 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-3 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 10, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 38 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-4 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1997-4 ----------------------------------- 1a. Class A Invested Amount .......................$ 750,000,000 1b. Class B Invested Amount .......................$ 48,000,000 2a. Class A Monthly Interest ..............................$ 4,254,000 2b. Class B Monthly Interest ..............................$ 279,356 3a. Balance in the Class A Interest Funding Account ......$ 12,762,000 3b Balance in the Class B Interest Funding Account ......$ 838,068 4a. Available Cash Collateral Amount .....................$ 55,860,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 39 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-4 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 12,762,000 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 838,068 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 12,762,000 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 838,068 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 40 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-4 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 10, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 41 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-6 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1997-6 ----------------------------------- 1a. Class A Accreted Invested Amount.......................$ 741,014,784 1b. Class B Accreted Invested Amount.......................$ 47,098,587 2a. Class A Monthly Accretion..............................$ 3,904,603 2b. Class B Monthly Accretion..............................$ 253,908 3a. Balance in the Class A Interest Funding Account ......$ 0 3b Balance in the Class B Interest Funding Account ......$ 0 4a. Available Cash Collateral Amount .....................$ 55,293,413 4b. Percent of Class B Accreted Invested Amount ........... 117.40% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 42 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-6 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 43 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-6 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 15, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 44 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-7 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-7 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1997-7 ----------------------------------- 1a. Class A Invested Amount .......................$ 625,000,000 1b. Class B Invested Amount .......................$ 40,000,000 2a. Class A Monthly Interest ..............................$ 3,307,292 2b. Class B Monthly Interest ..............................$ 215,000 3a. Balance in the Class A Interest Funding Account ......$ 13,229,167 3b Balance in the Class B Interest Funding Account ......$ 860,000 4a. Available Cash Collateral Amount .....................$ 46,550,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 45 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-7 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 46 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-7 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-7 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 15, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 47 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-8 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-8 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1997-8 ----------------------------------- 1a. Class A Invested Amount .......................$ 750,000,000 1b. Class B Invested Amount .......................$ 48,000,000 2a. Class A Monthly Interest ..............................$ 3,462,500 2b. Class B Monthly Interest ..............................$ 225,100 3a. Balance in the Class A Interest Funding Account ......$ 10,502,917 3b Balance in the Class B Interest Funding Account ......$ 225,100 4a. Available Cash Collateral Amount .....................$ 55,860,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 48 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-8 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 10,502,917 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 225,100 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 10,502,917 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 225,100 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 49 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1997-8 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-8 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 15, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 50 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-1 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1998-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1998-1 ----------------------------------- 1a. Class A Invested Amount .......................$ 750,000,000 1b. Class B Invested Amount .......................$ 48,000,000 2a. Class A Monthly Interest ..............................$ 3,593,750 2b. Class B Monthly Interest ..............................$ 235,000 3a. Balance in the Class A Interest Funding Account ......$ 17,968,750 3b Balance in the Class B Interest Funding Account ......$ 1,175,000 4a. Available Cash Collateral Amount .....................$ 55,860,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 51 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-1 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 52 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-1 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1998-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 15, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 53 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-2 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1998-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1998-2 ----------------------------------- 1a. Class A Invested Amount .......................$ 500,000,000 1b. Class B Invested Amount .......................$ 32,000,000 2a. Class A Monthly Interest ..............................$ 2,520,833 2b. Class B Monthly Interest ..............................$ 165,333 3a. Balance in the Class A Interest Funding Account ......$ 12,604,167 3b Balance in the Class B Interest Funding Account ......$ 826,667 4a. Available Cash Collateral Amount .....................$ 37,240,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 54 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-2 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 55 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-2 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1998-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 15, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 56 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-3 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1998-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1998-3 ----------------------------------- 1a. Class A Invested Amount .......................$ 625,000,000 1b. Class B Invested Amount .......................$ 40,000,000 2a. Class A Monthly Interest ..............................$ 3,020,833 2b. Class B Monthly Interest ..............................$ 198,333 3a. Balance in the Class A Interest Funding Account ......$ 12,083,333 3b Balance in the Class B Interest Funding Account ......$ 793,333 4a. Available Cash Collateral Amount .....................$ 46,550,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 57 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-3 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 58 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-3 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1998-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 7 , 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 59 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-6 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1998-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1998-6 ----------------------------------- 1a. Class A Invested Amount .......................$ 750,000,000 1b. Class B Invested Amount .......................$ 48,000,000 2a. Class A Monthly Interest ..............................$ 3,656,250 2b. Class B Monthly Interest ..............................$ 240,000 3a. Balance in the Class A Interest Funding Account ......$ 7,312,500 3b Balance in the Class B Interest Funding Account ......$ 480,000 4a. Available Cash Collateral Amount .....................$ 55,860,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 60 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-6 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 61 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-6 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1998-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 10, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 62 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-7 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1998-7 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1998-7 ----------------------------------- 1a. Class A Invested Amount .......................$1,250,000,000 1b. Class B Invested Amount .......................$ 80,000,000 2a. Class A Monthly Interest ..............................$ 5,664,063 2b. Class B Monthly Interest ..............................$ 370,167 3a. Balance in the Class A Interest Funding Account ......$ 5,664,063 3b Balance in the Class B Interest Funding Account ......$ 370,167 4a. Available Cash Collateral Amount .....................$ 93,100,000 4b. Percent of Class B Invested Amount ........... 116.38% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 63 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-7 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 5,664,063 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 370,167 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 5,664,063 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 370,167 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 64 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-7 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1998-7 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 15, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 65 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-9 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1998-9 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1998-9 ----------------------------------- 1a. Class A Invested Amount .......................$ 750,000,000 1b. Class B Invested Amount .......................$ 48,000,000 2a. Class A Monthly Interest ..............................$ 3,312,500 2b. Class B Monthly Interest ..............................$ 222,000 3a. Balance in the Class A Interest Funding Account ......$ 16,562,500 3b Balance in the Class B Interest Funding Account ......$ 1,110,000 4a. Available Cash Collateral Amount .....................$ 47,880,000 4b. Percent of Class B Invested Amount ........... 99.75% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 66 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-9 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 67 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1998-9 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1998-9 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 7 , 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 68 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-1 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1999-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1999-1 ----------------------------------- 1a. Class A Invested Amount .......................$ 750,000,000 1b. Class B Invested Amount .......................$ 48,000,000 2a. Class A Monthly Interest ..............................$ 3,437,500 2b. Class B Monthly Interest ..............................$ 230,000 3a. Balance in the Class A Interest Funding Account ......$ 13,750,000 3b Balance in the Class B Interest Funding Account ......$ 920,000 4a. Available Cash Collateral Amount .....................$ 47,880,000 4b. Percent of Class B Invested Amount ........... 99.75% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 69 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-1 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 70 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-1 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1999-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 15, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 71 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-2 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1999-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1999-2 ----------------------------------- 1a. Class A Invested Amount .......................$ 750,000,000 1b. Class B Invested Amount .......................$ 48,000,000 2a. Class A Monthly Interest ..............................$ 3,671,875 2b. Class B Monthly Interest ..............................$ 246,000 3a. Balance in the Class A Interest Funding Account ......$ 11,015,625 3b Balance in the Class B Interest Funding Account ......$ 738,000 4a. Available Cash Collateral Amount .....................$ 47,880,000 4b. Percent of Class B Invested Amount ........... 99.75% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 72 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-2 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 73 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-2 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1999-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 10, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 74 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-3 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1999-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1999-3 ----------------------------------- 1a. Class A Invested Amount .......................$1,250,000,000 1b. Class B Invested Amount .......................$ 80,000,000 2a. Class A Monthly Interest ..............................$ 5,812,500 2b. Class B Monthly Interest ..............................$ 385,333 3a. Balance in the Class A Interest Funding Account ......$ 17,631,250 3b Balance in the Class B Interest Funding Account ......$ 1,168,844 4a. Available Cash Collateral Amount .....................$ 79,800,000 4b. Percent of Class B Invested Amount ........... 99.75% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 75 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-3 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 17,631,250 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 1,168,844 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 17,631,250 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 1,168,844 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 76 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-3 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1999-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 15, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 77 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-5 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1999-5 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1999-5 ----------------------------------- 1a. Class A Invested Amount .......................$ 750,000,000 1b. Class B Invested Amount .......................$ 48,000,000 2a. Class A Monthly Interest ..............................$ 3,812,500 2b. Class B Monthly Interest ..............................$ 252,000 3a. Balance in the Class A Interest Funding Account ......$ 3,812,500 3b Balance in the Class B Interest Funding Account ......$ 252,000 4a. Available Cash Collateral Amount .....................$ 47,880,000 4b. Percent of Class B Invested Amount ........... 99.75% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 78 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-5 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 79 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-5 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1999-5 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 15, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 80 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-7 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1999-7 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1999-7 ----------------------------------- 1a. Class A Invested Amount .......................$1,000,000,000 1b. Class B Invested Amount .......................$ 64,000,000 2a. Class A Monthly Interest ..............................$ 6,095,833 2b. Class B Monthly Interest ..............................$ 404,800 3a. Balance in the Class A Interest Funding Account ......$ 6,095,833 3b Balance in the Class B Interest Funding Account ......$ 404,800 4a. Available Cash Collateral Amount .....................$ 63,840,000 4b. Percent of Class B Invested Amount ........... 99.75% 5a. Class A Investor Charge-offs .........................$ 0 5b. Class B Investor Charge-offs .........................$ 0 6. Required Amount ......................................$ 0 7. Draw on Cash Collateral Account ......................$ 0 8a. Class A Monthly Principal for the Distribution Date (2)$ 0 8b. Class B Monthly Principal for the Distribution Date (2)$ 0 9a. Balance in the Class A Principal Funding Account .....$ 0 9b. Balance in the Class B Principal Funding Account .....$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 81 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-7 For the Due Period Ending November 24, 1999 ============================================================================== E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders On the Payment Date .................$ 0 1b. The total amount of the distribution to Class B Certificateholders On the Payment Date .................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ....$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ....$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ......$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ......$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 82 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ============================================================================== Citibank Credit Card Master Trust I, Series 1999-7 For the Due Period Ending November 24, 1999 ============================================================================== The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1999-7 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Bankers Trust Company (as successor to Yasuda Bank and Trust Company (U.S.A)), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on December 15, 1999 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of date hereof, to the best knowledge of the undersigned, no Lien has been place on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 6th day of December 1999 CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Susan Sexton Name: Susan Sexton Title: Servicing Officer 83 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CITIBANK (SOUTH DAKOTA), N.A., as Servicer Citibank Credit Card Master Trust I By: /s/ Eugene D. Rowenhorst ---------------------------------------------- Eugene D. Rowenhorst Senior Vice President Date: December 7th, 1999 84 -----END PRIVACY-ENHANCED MESSAGE-----