-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, E3BERuqnatug8eEQcl1MkdKQDJPdqe9Wl7d/VbyvLCS71tXZDCovDrjZeBWWIfB6 X3BPHY9pygP+qQ1BZwTaWA== 0000839947-97-000039.txt : 19971029 0000839947-97-000039.hdr.sgml : 19971029 ACCESSION NUMBER: 0000839947-97-000039 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 19970925 ITEM INFORMATION: FILED AS OF DATE: 19971028 SROS: NONE FILER: COMPANY DATA: COMPANY CONFORMED NAME: CITIBANK SOUTH DAKOTA N A CENTRAL INDEX KEY: 0000839947 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 460358360 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: SEC FILE NUMBER: 000-17797 FILM NUMBER: 97701845 BUSINESS ADDRESS: STREET 1: 701 E 60TH ST N CITY: SIOUX FALLS STATE: SD ZIP: 57117 BUSINESS PHONE: 6053312626 MAIL ADDRESS: STREET 1: CITIBANK N A LEGAL AFFAIRS OFFICE STREET 2: 425 PARK AVENUE 2ND FLOOR CITY: NEW YORK STATE: NY ZIP: 10043 8-K 1 CITIBANK CREDIT CARD MASTER TRUST I SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 -------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 7, 1997 ------------------------------------ CITIBANK (SOUTH DAKOTA), N.A. ON BEHALF OF CITIBANK CREDIT CARD MASTER TRUST I (Issuer in respect of the Citibank Credit Card Master Trust I 8 7/8% Class A Credit Card Participation Certificates, Series 1991-3 9 1/4% Class B Credit Card Participation Certificates, Series 1991-3 7.875% Class A Credit Card Participation Certificates, Series 1991-6 8.350% Class B Credit Card Participation Certificates, Series 1991-6 Floating Rate Class B Credit Card Participation Certificates, Series 1992-3 5.95% Class A Credit Card Participation Certificates, Series 1993-2 6.15% Class B Credit Card Participation Certificates, Series 1993-2 5.50% Class A Credit Card Participation Certificates, Series 1993-3 5.70% Class B Credit Card Participation Certificates, Series 1993-3 7.25% Class A Credit Card Participation Certificates, Series 1994-2 7.50% Class B Credit Card Participation Certificates, Series 1994-2 6.80% Class A Credit Card Participation Certificates, Series 1994-3 7.00% Class B Credit Card Participation Certificates, Series 1994-3 8.25% Class A Credit Card Participation Certificates, Series 1994-4 8.25% Class A Credit Card Participation Certificates, Series 1995-1 8.45% Class B Credit Card Participation Certificates, Series 1995-1 (cover page 1 of 2 pages) 1 7.85% Class A Credit Card Participation Certificates, Series 1995-3 Floating Rate Class A Credit Card Participation Certificates, Series 1995-4 7.65% Class B Credit Card Participation Certificates, Series 1995-4 Floating Rate Class A Credit Card Participation Certificates, Series 1995-5 6.75% Class A Credit Card Participation Certificates, Series 1995-6 6.90% Class B Credit Card Participation Certificates, Series 1995-6 6.70% Class A Credit Card Participation Certificates, Series 1995-8 6.85% Class B Credit Card Participation Certificates, Series 1995-8 6.55% Class A Credit Card Participation Certificates, Series 1995-9 6.65% Class B Credit Card Participation Certificates, Series 1995-9 5.90% Class A Credit Card Participation Certificates, Series 1995-10 6.05% Class B Credit Card Participation Certificates, Series 1995-10 Floating Rate Class A Credit Card Participation Certificates, Series 1995-11 Zero Coupon Class A Credit Card Participation Certificates, Series 1996-1 Zero Coupon Class B Credit Card Participation Certificates, Series 1996-1 Floating Rate Class A Credit Card Participation Certificates, Series 1996-5 Floating Rate Class B Credit Card Participation Certificates, Series 1996-5 Floating Rate Class A Credit Card Participation Certificates, Series 1996-6 Floating Rate Class B Credit Card Participation Certificates, Series 1996-6 6.55% Class A Credit Card Participation Certificates, Series 1997-2 6.70% Class B Credit Card Participation Certificates, Series 1997-2 6.839% Class A Credit Card Participation Certificates, Series 1997-3 6.989% Class B Credit Card Participation Certificates, Series 1997-3 Floating Rate Class A Credit Card Participation Certificates, Series 1997-4 Floating Rate Class B Credit Card Participation Certificates, Series 1997-4 Zero Coupon Class A Credit Card Participation Certificates, Series 1997-6 Zero Coupon Class B Credit Card Participation Certificates, Series 1997-6 6.35% Class A Credit Card Participation Certificates, Series 1997-7 6.45% Class B Credit Card Participation Certificates, Series 1997-7 Floating Rate Class A Credit Card Participation Certificates, Series 1997-8 (collectively, the "Certificates")) (Exact name of registrant as specified in charter) UNITED STATES OF AMERICA 46-0358360 (State or other jurisdiction of (I.R.S. Employer Identification No.) incorporation) 33-38312, 33-41054, 33-41055, 33-42235, 33-43575, 33-43576, 33-47657, 33-48148, 33-52152, 33-62180, 33-77802, 33-84834, 33-97664 AND 33-99328 (Commission File No.) 701 EAST 60TH STREET, NORTH SIOUX FALLS, SOUTH DAKOTA 57117 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (605) 331-2626 NOT APPLICABLE (Former name or former address, if changed since last report) (cover page 2 of 2 pages) 2 ITEM 5. OTHER EVENTS. Set forth below is the monthly report and servicer's certificate for each Series referenced on the cover page of this Form 8-K (each, a "Monthly Report") for the Due Period ending September 25,1997 and the related Distribution Date delivered pursuant to Section 5.02 of the applicable Series Supplement to the Pooling and Servicing Agreement (together, the "Agreement") relating to Citibank Credit Card Master Trust I, among Citibank (South Dakota), N.A., as Seller and Servicer, Citibank (Nevada), National Association, as Seller, and Yasuda Bank and Trust Company (U.S.A.), as Trustee. Each Monthly Report contains information relating to the distribution, if any, to Certificateholders of the related Series on the referenced Distribution Date as well as information relating to the Receivables and the Accounts from which the Receivables have arisen. Capitalized terms used but not defined herein have the meanings set forth in the Agreement. 3 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ CITIBANK CREDIT CARD MASTER TRUST I For the Due Period Ending September 25, 1997 ================================================================================ This Certificate relates to the Due Period ending September 25, 1997 and the related Distribution Date. A. Information Regarding the Portfolio ----------------------------------- 1. Portfolio Yield......................................... 11.88% Yield Component....................................... 17.85% Credit Loss Component................................. 5.97% 2. New Purchase Rate....................................... 19.48% 3. Total Payment Rate...................................... 20.16% 4. Principal Payment Rate.................................. 19.15% 5. Aggregate Amount of Principal Receivables in the Trust: Beginning of Due Period..............................$ 34,982,167,338 Average..............................................$ 34,719,071,932 Lump Sum Addition....................................$ 0 End of Due Period....................................$ 34,683,074,951 6. Delinquencies (Aggregate outstanding balances in the Accounts that were delinquent by the time periods listed below as of the close of business of the month preceding the Distribution Date, as a percentage of aggregate Receivables as of the last day of the Due Period): Current............................................$ 31,171,002,627 5-34 days delinquent............................$ 2,183,852,138 35-64 days delinquent............................$ 675,533,891 65-94 days delinquent............................$ 375,064,177 95-124 days delinquent............................$ 273,564,287 125-154 days delinquent............................$ 220,045,990 155-184 days delinquent............................$ 177,782,379 Current............................................. 88.86% 5-34 days delinquent............................. 6.23% 35-64 days delinquent............................. 1.93% 65-94 days delinquent............................. 1.07% 95-124 days delinquent............................. 0.78% 125-154 days delinquent............................. 0.63% 155-184 days delinquent............................. 0.50% 4 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ CITIBANK CREDIT CARD MASTER TRUST I - GROUP 1 For the Due Period Ending September 25, 1997 ================================================================================ Current Due Current Due Period on an Period on a Actual Basis(1) Standard Basis(1) B. Information Regarding Group 1 ----------------------------- (Percentage Basis) 1. Portfolio Yield 11.88% 11.85% 2. Weighted Average Certificate Rate 6.56% 6.56% 3. Weighted Average Investor Fee Rates Fixed Servicing Fee 0.48% 0.48% Others 0.13% 0.13% 4. Surplus Finance Charge Collections 4.71% 4.68% 5. Required Surplus Finance Charge Amount 0.00% 0.00% 6. Aggregate Surplus Finance Charge Amount 4.71% 4.68% minus Required Surplus Finance Charge Amount C. Information Regarding Group 1 ----------------------------- (Dollar Basis) 1. Total Investor Collections $5,567,616,379 $ 5,566,984,629 Principal Collections $5,189,784,540 $ 5,189,784,540 Finance Charge Collections $ 377,831,839 $ 377,200,089 2. Investor Default Amount $ 126,599,381 $ 126,599,381 3. Investor Monthly Interest $ 138,042,181 $ 138,042,181 4. Investor Monthly Fees Fixed Servicing Fees $ 10,224,186 $ 10,380,018 Others $ 2,716,867 $ 2,718,845 5. Surplus Finance Charge Collections $ 100,249,224 $ 99,459,664 6. Required Surplus Finance Charge Collections$ 0 $ 0 7. Aggregate Surplus Finance Charge Amount $ 100,249,224 $ 99,459,664 minus Required Surplus Finance Charge Amount (1) Values for "Current Due Period on an Actual Basis" reflect, in the case of a first due period close of a series, activity from the series cut-off or close dates until the first due period end, or, as in the case of Investor Monthly Interest and certain fees, until the first distribution date. Values for "Current Due Period on a Standard Basis" reflect activity for the entire current period, as if all series had already been outstanding prior to the first day of such period. All percents are based on actual cash revenue or expense for the period, converted to an annualized percent using daycounts appropriate for the item, either 30/360, actual/360, or actual/actual. Depending on the item, cash expenses may accrue from August 27, 1997 to September 25, 1997, 30 days, or September 8 , 1997 to October 6 , 1997, 29 days (standard basis) 5 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-3 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1991-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1991-3 ------------------------------------ 1a. Class A Invested Amount ......................$ 656,250,000 1b. Class B Invested Amount ......................$ 109,000,000 2a. Class A Monthly Interest .............................$ 5,392,795 2b. Class B Monthly Interest .............................$ 840,208 3a. Balance in the Class A Interest Funding Account.......$ 19,414,062 3b. Balance in the Class B Interest Funding Account.......$ 2,520,625 4a. Available Cash Collateral Amount......................$ 68,880,000 4b. Percent of Class B Invested Amount ............ 63.19% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 72,916,667 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 218,750,000 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 6 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-3 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 218,750,000 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 7 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-3 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1991-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 8 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-6 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1991-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1991-6 ------------------------------------ 1a. Class A Invested Amount ......................$ 850,000,000 1b. Class B Invested Amount ......................$ 105,500,000 2a. Class A Monthly Interest .............................$ 5,578,125 2b. Class B Monthly Interest .............................$ 734,104 3a. Balance in the Class A Interest Funding Account.......$ 27,890,625 3b. Balance in the Class B Interest Funding Account.......$ 3,670,521 4a. Available Cash Collateral Amount......................$ 66,885,000 4b. Percent of Class B Invested Amount ............ 63.40% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 9 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-6 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 10 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-6 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1991-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 11 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1992-3 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1992-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1992-3 ------------------------------------ 1a. Class A Invested Amount ......................$ 0 1b. Class B Invested Amount ......................$ 0 2a. Class A Monthly Interest .............................$ 0 2b. Class B Monthly Interest .............................$ 422,917 3a. Balance in the Class A Interest Funding Account.......$ 20,526 3b. Balance in the Class B Interest Funding Account.......$ 422,917 4a. Available Cash Collateral Amount......................$ 93,100,000 4b. Percent of Class B Invested Amount ............ 0.00% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 80,000,000 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 12 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1992-3 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 80,422,917 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 80,000,000 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 422,917 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 13 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1992-3 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1992-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 15, 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 14 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-2 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1993-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1993-2 ------------------------------------ 1a. Class A Invested Amount ......................$ 750,000,000 1b. Class B Invested Amount ......................$ 48,000,000 2a. Class A Monthly Interest .............................$ 3,718,750 2b. Class B Monthly Interest .............................$ 246,000 3a. Balance in the Class A Interest Funding Account.......$ 3,718,750 3b. Balance in the Class B Interest Funding Account.......$ 246,000 4a. Available Cash Collateral Amount......................$ 55,860,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 15 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-2 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 16 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-2 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1993-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 17 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-3 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1993-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1993-3 ------------------------------------ 1a. Class A Invested Amount ......................$ 750,000,000 1b. Class B Invested Amount ......................$ 48,000,000 2a. Class A Monthly Interest .............................$ 3,437,500 2b. Class B Monthly Interest .............................$ 228,000 3a. Balance in the Class A Interest Funding Account.......$ 10,312,500 3b. Balance in the Class B Interest Funding Account.......$ 684,000 4a. Available Cash Collateral Amount......................$ 55,860,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 19 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-3 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 20 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-3 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1993-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 21 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-2 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1994-2 ------------------------------------ 1a. Class A Invested Amount ......................$ 940,000,000 1b. Class B Invested Amount ......................$ 60,000,000 2a. Class A Monthly Interest .............................$ 5,679,167 2b. Class B Monthly Interest .............................$ 375,000 3a. Balance in the Class A Interest Funding Account.......$ 34,075,000 3b. Balance in the Class B Interest Funding Account.......$ 2,250,000 4a. Available Cash Collateral Amount......................$ 70,000,000 4b. Percent of Class B Invested Amount ............ 116.67% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 22 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-2 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 34,075,000 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 2,250,000 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 34,075,000 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 2,250,000 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 23 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-2 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 24 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-3 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1994-3 ------------------------------------ 1a. Class A Invested Amount ......................$ 500,000,000 1b. Class B Invested Amount ......................$ 32,000,000 2a. Class A Monthly Interest .............................$ 2,833,333 2b. Class B Monthly Interest .............................$ 186,667 3a. Balance in the Class A Interest Funding Account.......$ 17,000,000 3b. Balance in the Class B Interest Funding Account.......$ 1,120,000 4a. Available Cash Collateral Amount......................$ 37,240,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 25 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-3 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 17,000,000 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 1,120,000 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 17,000,000 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 1,120,000 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 26 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-3 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 27 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-4 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1994-4 ------------------------------------ 1a. Class A Invested Amount ......................$ 750,000,000 1b. Class B Invested Amount ......................$ 48,000,000 2a. Class A Monthly Interest .............................$ 5,156,250 2b. Class B Monthly Interest .............................$ 232,242 3a. Balance in the Class A Interest Funding Account.......$ 25,781,250 3b. Balance in the Class B Interest Funding Account.......$ 232,242 4a. Available Cash Collateral Amount......................$ 55,860,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 28 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-4 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 232,242 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 232,242 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 29 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-4 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 30 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-1 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-1 ------------------------------------ 1a. Class A Invested Amount ......................$ 625,000,000 1b. Class B Invested Amount ......................$ 40,000,000 2a. Class A Monthly Interest .............................$ 4,296,875 2b. Class B Monthly Interest .............................$ 281,667 3a. Balance in the Class A Interest Funding Account.......$ 12,890,625 3b. Balance in the Class B Interest Funding Account.......$ 845,000 4a. Available Cash Collateral Amount......................$ 46,550,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 31 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-1 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 32 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-1 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 33 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-3 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-3 ------------------------------------ 1a. Class A Invested Amount ......................$ 625,000,000 1b. Class B Invested Amount ......................$ 40,000,000 2a. Class A Monthly Interest .............................$ 4,088,542 2b. Class B Monthly Interest .............................$ 190,635 3a. Balance in the Class A Interest Funding Account.......$ 8,177,083 3b. Balance in the Class B Interest Funding Account.......$ 190,635 4a. Available Cash Collateral Amount......................$ 46,550,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 34 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-3 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 190,635 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 190,635 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 35 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-3 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 36 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-4 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-4 ------------------------------------ 1a. Class A Invested Amount ......................$ 1,000,000,000 1b. Class B Invested Amount ......................$ 64,000,000 2a. Class A Monthly Interest .............................$ 4,875,000 2b. Class B Monthly Interest .............................$ 408,000 3a. Balance in the Class A Interest Funding Account.......$ 9,912,500 3b. Balance in the Class B Interest Funding Account.......$ 816,000 4a. Available Cash Collateral Amount......................$ 74,480,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 37 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-4 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 38 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-4 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 15, 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 39 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-5 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-5 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-5 ------------------------------------ 1a. Class A Invested Amount ......................$ 1,000,000,000 1b. Class B Invested Amount ......................$ 64,000,000 2a. Class A Monthly Interest .............................$ 5,687,500 2b. Class B Monthly Interest .............................$ 304,500 3a. Balance in the Class A Interest Funding Account.......$ 11,375,000 3b. Balance in the Class B Interest Funding Account.......$ 304,500 4a. Available Cash Collateral Amount......................$ 74,480,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 40 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-5 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 304,500 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 304,500 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 41 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-5 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-5 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 42 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-6 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-6 ------------------------------------ 1a. Class A Invested Amount ......................$ 750,000,000 1b. Class B Invested Amount ......................$ 48,000,000 2a. Class A Monthly Interest .............................$ 4,218,750 2b. Class B Monthly Interest .............................$ 276,000 3a. Balance in the Class A Interest Funding Account.......$ 16,875,000 3b. Balance in the Class B Interest Funding Account.......$ 1,104,000 4a. Available Cash Collateral Amount......................$ 55,860,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 43 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-6 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 44 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-6 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 45 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-8 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-8 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-8 ------------------------------------ 1a. Class A Invested Amount ......................$ 400,000,000 1b. Class B Invested Amount ......................$ 25,540,000 2a. Class A Monthly Interest .............................$ 2,233,333 2b. Class B Monthly Interest .............................$ 145,791 3a. Balance in the Class A Interest Funding Account.......$ 2,233,333 3b. Balance in the Class B Interest Funding Account.......$ 145,791 4a. Available Cash Collateral Amount......................$ 29,787,800 4b. Percent of Class B Invested Amount ............ 116.63% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 46 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-8 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 47 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-8 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-8 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 48 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-9 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-9 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-9 ------------------------------------ 1a. Class A Invested Amount ......................$ 500,000,000 1b. Class B Invested Amount ......................$ 32,000,000 2a. Class A Monthly Interest .............................$ 2,729,167 2b. Class B Monthly Interest .............................$ 177,333 3a. Balance in the Class A Interest Funding Account.......$ 16,375,000 3b. Balance in the Class B Interest Funding Account.......$ 1,064,000 4a. Available Cash Collateral Amount......................$ 37,240,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 49 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-9 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 16,375,000 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 1,064,000 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 16,375,000 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 1,064,000 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 50 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-9 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-9 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 51 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-10 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-10 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-10 ------------------------------------ 1a. Class A Invested Amount ......................$ 750,000,000 1b. Class B Invested Amount ......................$ 48,000,000 2a. Class A Monthly Interest .............................$ 3,687,500 2b. Class B Monthly Interest .............................$ 242,000 3a. Balance in the Class A Interest Funding Account.......$ 7,375,000 3b. Balance in the Class B Interest Funding Account.......$ 484,000 4a. Available Cash Collateral Amount......................$ 55,860,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 52 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-10 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 53 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-10 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-10 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 54 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-11 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-11 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-11 ------------------------------------ 1a. Class A Invested Amount ......................$ 625,000,000 1b. Class B Invested Amount ......................$ 40,000,000 2a. Class A Monthly Interest .............................$ 3,040,104 2b. Class B Monthly Interest .............................$ 197,600 3a. Balance in the Class A Interest Funding Account.......$ 6,080,208 3b. Balance in the Class B Interest Funding Account.......$ 197,600 4a. Available Cash Collateral Amount......................$ 46,550,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 55 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-11 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 197,600 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 197,600 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 56 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-11 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-11 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 15, 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 57 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1996-1 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1996-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1996-1 ------------------------------------ 1a. Class A Accreted Invested Amount......................$ 820,884,600 1b. Class B Accreted Invested Amount......................$ 52,274,727 2a. Class A Monthly Accretion.............................$ 3,961,240 2b. Class B Monthly Accretion.............................$ 258,658 3a. Balance in the Class A Interest Funding Account.......$ 0 3b. Balance in the Class B Interest Funding Account.......$ 0 4a. Available Cash Collateral Amount......................$ 61,197,708 4b. Percent of Class B Accreted Invested Amount............ 117.07% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 58 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1996-1 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 59 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1996-1 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1996-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 7 , 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 60 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card MasterTrust I,Series 1996-5 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1996-5 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1996-5 ------------------------------------ 1a. Class A Invested Amount ......................$ 750,000,000 1b. Class B Invested Amount ......................$ 48,000,000 2a. Class A Monthly Interest .............................$ 4,293,188 2b. Class B Monthly Interest .............................$ 281,480 3a. Balance in the Class A Interest Funding Account.......$ 4,293,188 3b. Balance in the Class B Interest Funding Account.......$ 281,480 4a. Available Cash Collateral Amount......................$ 55,860,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 61 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card MasterTrust I,Series 1996-5 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 62 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card MasterTrust I,Series 1996-5 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1996-5 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 15, 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 63 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I,Series 1996-6 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1996-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1996-6 ------------------------------------ 1a. Class A Invested Amount ......................$ 940,000,000 1b. Class B Invested Amount ......................$ 60,000,000 2a. Class A Monthly Interest .............................$ 5,071,692 2b. Class B Monthly Interest .............................$ 333,865 3a. Balance in the Class A Interest Funding Account.......$ 5,071,692 3b. Balance in the Class B Interest Funding Account.......$ 333,865 4a. Available Cash Collateral Amount......................$ 70,000,000 4b. Percent of Class B Invested Amount ............ 116.67% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 64 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I,Series 1996-6 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 65 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I,Series 1996-6 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1996-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 10, 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 66 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-2 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1997-2 ------------------------------------ 1a. Class A Invested Amount ......................$ 750,000,000 1b. Class B Invested Amount ......................$ 48,000,000 2a. Class A Monthly Interest .............................$ 4,093,750 2b. Class B Monthly Interest .............................$ 268,000 3a. Balance in the Class A Interest Funding Account.......$ 8,187,500 3b. Balance in the Class B Interest Funding Account.......$ 536,000 4a. Available Cash Collateral Amount......................$ 55,860,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 67 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-2 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 68 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-2 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 15, 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 69 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-3 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1997-3 ------------------------------------ 1a. Class A Invested Amount ......................$ 400,000,000 1b. Class B Invested Amount ......................$ 25,540,000 2a. Class A Monthly Interest .............................$ 2,279,667 2b. Class B Monthly Interest .............................$ 148,749 3a. Balance in the Class A Interest Funding Account.......$ 4,559,333 3b. Balance in the Class B Interest Funding Account.......$ 297,498 4a. Available Cash Collateral Amount......................$ 29,787,800 4b. Percent of Class B Invested Amount ............ 116.63% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 70 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-3 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 71 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-3 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 10, 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 72 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-4 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1997-4 ------------------------------------ 1a. Class A Invested Amount ......................$ 750,000,000 1b. Class B Invested Amount ......................$ 48,000,000 2a. Class A Monthly Interest .............................$ 4,254,000 2b. Class B Monthly Interest .............................$ 279,356 3a. Balance in the Class A Interest Funding Account.......$ 4,254,000 3b. Balance in the Class B Interest Funding Account.......$ 279,356 4a. Available Cash Collateral Amount......................$ 55,860,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 73 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-4 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 74 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-4 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 10, 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 75 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-6 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1997-6 ------------------------------------ 1a. Class A Accreted Invested Amount......................$ 646,374,716 1b. Class B Accreted Invested Amount......................$ 40,954,179 2a. Class A Monthly Accretion.............................$ 3,405,919 2b. Class B Monthly Accretion.............................$ 220,783 3a. Balance in the Class A Interest Funding Account.......$ 3,104,619 3b. Balance in the Class B Interest Funding Account.......$ 201,827 4a. Available Cash Collateral Amount......................$ 48,303,392 4b. Percent of Class B Accreted Invested Amount............ 117.94% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 76 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-6 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 77 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-6 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 15, 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 78 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-7 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-7 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1997-7 ------------------------------------ 1a. Class A Invested Amount ......................$ 625,000,000 1b. Class B Invested Amount ......................$ 40,000,000 2a. Class A Monthly Interest .............................$ 3,307,292 2b. Class B Monthly Interest .............................$ 215,000 3a. Balance in the Class A Interest Funding Account.......$ 6,288,925 3b. Balance in the Class B Interest Funding Account.......$ 408,827 4a. Available Cash Collateral Amount......................$ 46,550,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 79 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-7 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 80 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-7 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-7 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 15, 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 81 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-8 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dako- ta), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-8 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1997-8 ------------------------------------ 1a. Class A Invested Amount ......................$ 750,000,000 1b. Class B Invested Amount ......................$ 48,000,000 2a. Class A Monthly Interest .............................$ 3,592,969 2b. Class B Monthly Interest .............................$ 234,250 3a. Balance in the Class A Interest Funding Account.......$ 3,592,969 3b. Balance in the Class B Interest Funding Account.......$ 234,250 4a. Available Cash Collateral Amount......................$ 55,860,000 4b. Percent of Class B Invested Amount ............ 116.38% 5a. Class A Investor Charge-offs..........................$ 0 5b. Class B Investor Charge-offs..........................$ 0 6. Required Amount.......................................$ 0 7. Draw on Cash Collateral Account.......................$ 0 8a. Class A Monthly Principal for the Distribution Date(2)$ 0 8b. Class B Monthly Principal for the Distribution Date(2)$ 0 9a. Balance in the Class A Principal Funding Account(2)...$ 0 9b. Balance in the Class B Principal Funding Account(2)...$ 0 ------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 82 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-8 For the Due Period Ending September 25, 1997 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date....................$ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date....................$ 234,250 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates.......$ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates.......$ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates........$ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates........$ 234,250 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date...............................$ 0 ---------------------------------------------------------- (3) The following information, as applicable, is included only on Payment Date. 83 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1997-8 For the Due Period Ending September 25, 1997 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1997-8 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on October 15, 1997. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 10th day of October 1997. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By: /s/ Joseph Mecca Name: Joseph Mecca Title: Servicing Officer 84 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CITIBANK (SOUTH DAKOTA), N.A., as Servicer Citibank Credit Card Master Trust I By: /s/ Eugene D. Rowenhorst ---------------------------------------------- Eugene D. Rowenhorst Senior Vice President Date: October 21, 1997 85 -----END PRIVACY-ENHANCED MESSAGE-----