-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, OmSlYt23f8pSGAWYobwe1CmlO5w+kk3nNiZkuvuFnaIyqWCRXhE8UybgecOh3iAF RkA5N+iqivqLTBgFE2Z6Ig== 0000839947-96-000057.txt : 19961107 0000839947-96-000057.hdr.sgml : 19961107 ACCESSION NUMBER: 0000839947-96-000057 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 19960126 ITEM INFORMATION: Changes in control of registrant FILED AS OF DATE: 19961106 SROS: NONE FILER: COMPANY DATA: COMPANY CONFORMED NAME: CITIBANK SOUTH DAKOTA N A CENTRAL INDEX KEY: 0000839947 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 460358360 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-17797 FILM NUMBER: 96654826 BUSINESS ADDRESS: STREET 1: 701 E 60TH ST N CITY: SIOUX FALLS STATE: SD ZIP: 57117 BUSINESS PHONE: 6053312626 MAIL ADDRESS: STREET 1: CITIBANK N A LEGAL AFFAIRS OFFICE STREET 2: 425 PARK AVENUE 2ND FLOOR CITY: NEW YORK STATE: NY ZIP: 10043 8-K 1 CITIBANK CREDIT CARD MASTER TRUST I SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 -------------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 7, 1996 ------------------------------------ CITIBANK (SOUTH DAKOTA), N.A. ON BEHALF OF CITIBANK CREDIT CARD Master Trust I (Issuer in respect of the Citibank Credit Card Master Trust I 8 1/2% Class A Credit Card Participation Certificates, Series 1991-1 9% Class B Credit Card Participation Certificates, Series 1991-1 8 7/8% Class A Credit Card Participation Certificates, Series 1991-3 9 1/4% Class B Credit Card Participation Certificates, Series 1991-3 8% Class A Credit Card Participation Certificates, Series 1991-4 8 1/4% Class B Credit Card Participation Certificates, Series1991-4 7.875% Class A Credit Card Participation Certificates, Series 1991-6 8.350% Class B Credit Card Participation Certificates, Series 1991-6 6 1/4% Class B Credit Card Participation Certificates, Series 1992-1 Floating Rate Class A Credit Card Participation Certificates, Series 1992-3 Floating Rate Class B Credit Card Participation Certificates, Series 1992-3 5 1/2% Class B Credit Card Participation Certificates, Series 1993-1 5.95% Class A Credit Card Participation Certificates, Series 1993-2 6.15% Class B Credit Card Participation Certificates, Series 1993-2 5.50% Class A Credit Card Participation Certificates, Series 1993-3 5.70% Class B Credit Card Participation Certificates, Series 1993-3 4.65% Class A Credit Card Participation Certificates, Series 1994-1 4.85% Class B Credit Card Participation Certificates, Series 1994-1 7.25% Class A Credit Card Participation Certificates, Series 1994-2 (cover page 1 of 2 pages) 1 7.50% Class B Credit Card Participation Certificates, Series 1994-2 6.80% Class A Credit Card Participation Certificates, Series 1994-3 7.00% Class B Credit Card Participation Certificates, Series 1994-3 8.25% Class A Credit Card Participation Certificates, Series 1994-4 8.25% Class A Credit Card Participation Certificates, Series 1995-1 8.45% Class B Credit Card Participation Certificates, Series 1995-1 8 5/8% Class A Credit Card Participation Certificates, Series 1995-2 7.85% Class A Credit Card Participation Certificates, Series 1995-3 Floating Rate Class A Credit Card Participation Certificates, Series 1995-4 7.65% Class B Credit Card Participation Certificates, Series 1995-4 Floating Rate Class A Credit Card Participation Certificates, Series 1995-5 6.75% Class A Credit Card Participation Certificates, Series 1995-6 6.90% Class B Credit Card Participation Certificates, Series 1995-6 6.70% Class A Credit Card Participation Certificates, Series 1995-8 6.85% Class B Credit Card Participation Certificates, Series 1995-8 6.55% Class A Credit Card Participation Certificates, Series 1995-9 6.65% Class B Credit Card Participation Certificates, Series 1995-9 5.90% Class A Credit Card Participation Certificates, Series 1995-10 6.05% Class B Credit Card Participation Certificates, Series 1995-10 Floating Rate Class A Credit Card Participation Certificates, Series 1995-11 (collectively, the "Certificates")) (Exact name of registrant as specified in charter) UNITED STATES OF AMERICA 46-0358360 (State or other jurisdiction of (I.R.S. Employer Identification No.) incorporation) 33-38312, 33-41054, 33-41055, 33-42235, 33-43575, 33-43576, 33-47657, 33-48148, 33-52152, 33-62180, 33-77802, 33-84834, 33-97664 AND 33-99328 (Commission File No.) 701 EAST 60TH STREET, NORTH SIOUX FALLS, SOUTH DAKOTA 57117 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (605) 331-2626 NOT APPLICABLE (Former name or former address, if changed since last report) (cover page 2 of 2 pages) 2 ITEM 5. OTHER EVENTS. Set forth below is the monthly report and servicer's certificate for each Series referenced on the cover page of this Form 8-K (each, a "Monthly Report") for the Due Period ending January 26, 1996 and the related Distribution Date delivered pursuant to Section 5.02 of the applicable Series Supplement to the Pooling and Servicing Agreement (together, the "Agreement") relating to Citibank Credit Card Master Trust I, among Citibank (South Dakota), N.A., as Seller and Servicer, Citibank (Nevada), National Association, as Seller, and Yasuda Bank and Trust Company (U.S.A.), as Trustee. Each Monthly Report contains information relating to the distribution, if any, to Certificateholders of the related Series on the referenced Distribution Date as well as information relating to the Receivables and the Accounts from which the Receivables have arisen. Capitalized terms used but not defined herein have the meanings set forth in the Agreement. 3 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ CITIBANK CREDIT CARD Master Trust I For the Due Period Ending January 26, 1996 ================================================================================ This Certificate relates to the Due Period ending January 26, 1996 and the related Distribution Date. A. Information Regarding the Portfolio ----------------------------------- 1. Portfolio Yield ......................................... 12.68% Yield Component ...................................... 17.04% Credit Loss Component ................................ 4.36% 2. New Purchase Rate ....................................... 17.05% 3. Total Payment Rate ...................................... 19.78% 4. Principal Payment Rate .................................. 18.75% 5. Aggregate Amount of Principal Receivables in the Trust: Beginning of Due Period ..............................$ 33,103,329,906 Average ..............................................$ 32,644,768,847 Lump Sum Addition ....................................$ 0 End of Due Period ....................................$ 32,066,705,540 6. Delinquencies (Aggregate outstanding balances in the Accounts that were delinquent by the time periods listed below as of the close of business of the month preceding the Distribution Date, as a percentage of aggregate Receivables as of the last day of the Due Period): Current ..............................................$ 28,587,705,018 5-34 days delinquent ..............................$ 2,105,959,118 35-64 days delinquent ..............................$ 665,623,051 65-94 days delinquent ..............................$ 351,183,376 95-124 days delinquent ..............................$ 243,519,773 125-154 days delinquent ..............................$ 185,231,371 155-184 days delinquent ..............................$ 143,222,144 Current ............................................... 88.57% 5-34 days delinquent ............................... 6.52% 35-64 days delinquent ............................... 2.06% 65-94 days delinquent ............................... 1.09% 95-124 days delinquent ............................... 0.75% 125-154 days delinquent ............................... 0.57% 155-184 days delinquent ............................... 0.44% 4 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ CITIBANK CREDIT CARD Master Trust I - GROUP 1 For the Due Period Ending January 26, 1996 ================================================================================ Current Due Current Due Period on an Period on a Actual Basis(1) Standard Basis(1) B. Information Regarding Group 1 ----------------------------- (Percentage Basis) 1. Portfolio Yield 12.68% 12.68% 2. Weighted Average Certificate Rate 6.63% 6.63% 3. Weighted Average Investor Fee Rates Fixed Servicing Fee 0.84% 0.84% Others 0.06% 0.06% 4. Surplus Finance Charge Collections 5.15% 5.15% 5. Required Surplus Finance Charge Amount 0.00% 0.00% 6. Aggregate Surplus Finance Charge Amount 5.15% 5.15% minus Required Surplus Finance Charge Amount C. Information Regarding Group 1 ----------------------------- (Dollar Basis) 1. Total Investor Collections $4,618,173,765 $4,618,173,765 Principal Collections $4,303,326,933 $4,303,326,933 Finance Charge Collections $ 314,846,832 $ 314,846,832 2. Investor Default Amount $ 80,611,017 $ 80,611,017 3. Investor Monthly Interest $ 120,863,441 $ 120,863,441 4. Investor Monthly Fees Fixed Servicing Fees $ 15,316,625 $ 15,316,625 Others $ 1,149,208 $ 1,149,208 5. Surplus Finance Charge Collections $ 96,906,542 $ 96,906,542 6. Required Surplus Finance Charge Collections $ 0 $ 0 7. Aggregate Surplus Finance Charge Amount $ 96,906,542 $ 96,906,542 minus Required Surplus Finance Charge Amount (1) Values for "Current Due Period on an Actual Basis" reflect, in the case of a first due period close of a series, activity from the series cut-off or close dates until the first due period end, or, as in the case of Investor Monthly Interest and certain fees, until the first distribution date. Values for "Current Due Period on a Standard Basis" reflect activity for the entire current period, as if all series had already been outstanding prior to the first day of such period. All percents are based on actual cash revenue or expense for the period, converted to an annualized percent using daycounts appropriate for the item, either 30/360, actual/360, or actual/actual. Depending on the item, cash expenses may accrue from December 27, 1995 to January 26, 1996, 31 days, or January 8 , 1996 to February 6 , 1996, 30 days (standard basis). 5 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-1 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1991-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1991-1 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 500,000,000 1b. Class B Invested Amount .......................... $ 186,000,000 2a. Class A Monthly Interest .......................... $ 4,427,083 2b. Class B Monthly Interest .......................... $ 1,395,000 3a. Balance in the Class A Interest Funding Account .......... $ 21,250,000 3b. Balance in the Class B Interest Funding Account .......... $ 2,790,000 4a. Available Cash Collateral Amount ......................... $ 118,020,000 4b. Percent of Class B Invested Amount ............... 63.45% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 125,000,000 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 1,000,000,000 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 6 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-1 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 1,000,000,000 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 7 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-1 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1991-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 8 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-3 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1991-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1991-3 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 875,000,000 1b. Class B Invested Amount .......................... $ 109,000,000 2a. Class A Monthly Interest .......................... $ 6,471,354 2b. Class B Monthly Interest .......................... $ 840,208 3a. Balance in the Class A Interest Funding Account .......... $ 6,471,354 3b. Balance in the Class B Interest Funding Account .......... $ 840,208 4a. Available Cash Collateral Amount ......................... $ 68,880,000 4b. Percent of Class B Invested Amount ............... 63.19% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 9 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-3 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 10 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-3 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1991-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 11 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-4 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1991-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1991-4 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 625,000,000 1b. Class B Invested Amount .......................... $ 155,000,000 2a. Class A Monthly Interest .......................... $ 4,861,111 2b. Class B Monthly Interest .......................... $ 1,065,625 3a. Balance in the Class A Interest Funding Account .......... $ 50,000,000 3b. Balance in the Class B Interest Funding Account .......... $ 6,393,750 4a. Available Cash Collateral Amount ......................... $ 98,350,000 4b. Percent of Class B Invested Amount ............... 63.45% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 104,166,667 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 625,000,000 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 12 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-4 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 50,000,000 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 6,393,750 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 50,000,000 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 6,393,750 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 625,000,000 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 13 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-4 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1991-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 14 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-6 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1991-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1991-6 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 850,000,000 1b. Class B Invested Amount .......................... $ 105,500,000 2a. Class A Monthly Interest .......................... $ 5,578,125 2b. Class B Monthly Interest .......................... $ 734,104 3a. Balance in the Class A Interest Funding Account .......... $ 16,734,375 3b. Balance in the Class B Interest Funding Account .......... $ 2,202,313 4a. Available Cash Collateral Amount ......................... $ 66,885,000 4b. Percent of Class B Invested Amount ............... 63.40% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 15 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-6 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 16 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1991-6 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1991-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 17 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1992-1 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1992-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1992-1 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 1,550,000,000 1b. Class B Invested Amount .......................... $ 134,800,000 2a. Class A Monthly Interest .......................... $ 7,719,389 2b. Class B Monthly Interest .......................... $ 702,083 3a. Balance in the Class A Interest Funding Account .......... $ 7,719,389 3b. Balance in the Class B Interest Funding Account .......... $ 4,212,500 4a. Available Cash Collateral Amount ......................... $ 105,300,000 4b. Percent of Class B Invested Amount ............... 78.12% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 18 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1992-1 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 7,719,389 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 4,212,500 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 7,719,389 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 4,212,500 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 19 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1992-1 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1992-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 20 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1992-3 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1992-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1992-3 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 1,250,000,000 1b. Class B Invested Amount .......................... $ 80,000,000 2a. Class A Monthly Interest .......................... $ 6,367,188 2b. Class B Monthly Interest .......................... $ 429,167 3a. Balance in the Class A Interest Funding Account .......... $ 13,158,854 3b. Balance in the Class B Interest Funding Account .......... $ 886,944 4a. Available Cash Collateral Amount ......................... $ 93,100,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 21 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1992-3 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 22 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1992-3 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1992-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 15, 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 23 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-1 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1993-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1993-1 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 850,000,000 1b. Class B Invested Amount .......................... $ 74,000,000 2a. Class A Monthly Interest .......................... $ 4,233,213 2b. Class B Monthly Interest .......................... $ 339,167 3a. Balance in the Class A Interest Funding Account .......... $ 4,233,213 3b. Balance in the Class B Interest Funding Account .......... $ 2,035,000 4a. Available Cash Collateral Amount ......................... $ 55,440,000 4b. Percent of Class B Invested Amount ............... 74.92% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 24 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-1 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 4,233,213 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 2,035,000 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 4,233,213 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 2,035,000 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 25 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-1 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1993-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 26 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-2 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1993-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1993-2 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 750,000,000 1b. Class B Invested Amount .......................... $ 48,000,000 2a. Class A Monthly Interest .......................... $ 3,718,750 2b. Class B Monthly Interest .......................... $ 246,000 3a. Balance in the Class A Interest Funding Account .......... $ 18,593,750 3b. Balance in the Class B Interest Funding Account .......... $ 1,230,000 4a. Available Cash Collateral Amount ......................... $ 55,860,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 27 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-2 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 28 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-2 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1993-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 29 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-3 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1993-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1993-3 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 750,000,000 1b. Class B Invested Amount .......................... $ 48,000,000 2a. Class A Monthly Interest .......................... $ 3,437,500 2b. Class B Monthly Interest .......................... $ 228,000 3a. Balance in the Class A Interest Funding Account .......... $ 3,437,500 3b. Balance in the Class B Interest Funding Account .......... $ 228,000 4a. Available Cash Collateral Amount ......................... $ 55,860,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 30 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-3 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 31 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1993-3 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1993-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 32 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-1 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1994-1 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 750,000,000 1b. Class B Invested Amount .......................... $ 48,000,000 2a. Class A Monthly Interest .......................... $ 2,906,250 2b. Class B Monthly Interest .......................... $ 194,000 3a. Balance in the Class A Interest Funding Account .......... $ 17,437,500 3b. Balance in the Class B Interest Funding Account .......... $ 1,164,000 4a. Available Cash Collateral Amount ......................... $ 55,860,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 33 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-1 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 17,437,500 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 1,164,000 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 17,437,500 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 1,164,000 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 34 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-1 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 35 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-2 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1994-2 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 940,000,000 1b. Class B Invested Amount .......................... $ 60,000,000 2a. Class A Monthly Interest .......................... $ 5,679,167 2b. Class B Monthly Interest .......................... $ 375,000 3a. Balance in the Class A Interest Funding Account .......... $ 22,716,667 3b. Balance in the Class B Interest Funding Account .......... $ 1,500,000 4a. Available Cash Collateral Amount ......................... $ 70,000,000 4b. Percent of Class B Invested Amount ............... 116.67% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 36 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-2 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 37 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-2 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 38 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-3 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1994-3 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 500,000,000 1b. Class B Invested Amount .......................... $ 32,000,000 2a. Class A Monthly Interest .......................... $ 2,833,333 2b. Class B Monthly Interest .......................... $ 186,667 3a. Balance in the Class A Interest Funding Account .......... $ 11,333,333 3b. Balance in the Class B Interest Funding Account .......... $ 746,667 4a. Available Cash Collateral Amount ......................... $ 37,240,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 39 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-3 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 40 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-3 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 41 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-4 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1994-4 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 750,000,000 1b. Class B Invested Amount .......................... $ 48,000,000 2a. Class A Monthly Interest .......................... $ 5,156,250 2b. Class B Monthly Interest .......................... $ 239,000 3a. Balance in the Class A Interest Funding Account .......... $ 15,468,750 3b. Balance in the Class B Interest Funding Account .......... $ 239,000 4a. Available Cash Collateral Amount ......................... $ 55,860,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 42 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-4 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 239,000 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 239,000 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 43 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1994-4 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1994-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 44 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-1 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-1 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 625,000,000 1b. Class B Invested Amount .......................... $ 40,000,000 2a. Class A Monthly Interest .......................... $ 4,296,875 2b. Class B Monthly Interest .......................... $ 281,667 3a. Balance in the Class A Interest Funding Account .......... $ 4,296,875 3b. Balance in the Class B Interest Funding Account .......... $ 281,667 4a. Available Cash Collateral Amount ......................... $ 46,550,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 45 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-1 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 46 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-1 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-1 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 47 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-2 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-2 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 500,000,000 1b. Class B Invested Amount .......................... $ 32,000,000 2a. Class A Monthly Interest .......................... $ 3,593,750 2b. Class B Monthly Interest .......................... $ 158,000 3a. Balance in the Class A Interest Funding Account .......... $ 3,593,750 3b. Balance in the Class B Interest Funding Account .......... $ 158,000 4a. Available Cash Collateral Amount ......................... $ 37,240,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 48 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-2 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 158,000 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 158,000 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 49 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-2 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-2 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 50 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-3 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-3 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 625,000,000 1b. Class B Invested Amount .......................... $ 40,000,000 2a. Class A Monthly Interest .......................... $ 4,088,542 2b. Class B Monthly Interest .......................... $ 196,167 3a. Balance in the Class A Interest Funding Account .......... $ 24,531,250 3b. Balance in the Class B Interest Funding Account .......... $ 196,167 4a. Available Cash Collateral Amount ......................... $ 46,550,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 51 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-3 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 24,531,250 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 196,167 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 24,531,250 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 196,167 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 52 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-3 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-3 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 53 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-4 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-4 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 1,000,000,000 1b. Class B Invested Amount .......................... $ 64,000,000 2a. Class A Monthly Interest .......................... $ 4,979,167 2b. Class B Monthly Interest .......................... $ 408,000 3a. Balance in the Class A Interest Funding Account .......... $ 15,269,444 3b. Balance in the Class B Interest Funding Account .......... $ 2,448,000 4a. Available Cash Collateral Amount ......................... $ 74,480,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 54 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-4 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 15,269,444 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 2,448,000 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 15,269,444 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 2,448,000 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 55 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-4 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-4 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 15, 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 56 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-5 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-5 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-5 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 1,000,000,000 1b. Class B Invested Amount .......................... $ 64,000,000 2a. Class A Monthly Interest .......................... $ 5,687,500 2b. Class B Monthly Interest .......................... $ 313,333 3a. Balance in the Class A Interest Funding Account .......... $ 17,062,500 3b. Balance in the Class B Interest Funding Account .......... $ 313,333 4a. Available Cash Collateral Amount ......................... $ 74,480,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 57 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-5 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 17,062,500 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 313,333 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 17,062,500 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 313,333 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 58 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-5 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-5 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 59 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-6 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-6 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 750,000,000 1b. Class B Invested Amount .......................... $ 48,000,000 2a. Class A Monthly Interest .......................... $ 4,218,750 2b. Class B Monthly Interest .......................... $ 276,000 3a. Balance in the Class A Interest Funding Account .......... $ 8,437,500 3b. Balance in the Class B Interest Funding Account .......... $ 552,000 4a. Available Cash Collateral Amount ......................... $ 55,860,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 60 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-6 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 61 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-6 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-6 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 62 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-8 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-8 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-8 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 400,000,000 1b. Class B Invested Amount .......................... $ 25,540,000 2a. Class A Monthly Interest .......................... $ 2,233,333 2b. Class B Monthly Interest .......................... $ 145,791 3a. Balance in the Class A Interest Funding Account .......... $ 11,166,667 3b. Balance in the Class B Interest Funding Account .......... $ 728,954 4a. Available Cash Collateral Amount ......................... $ 29,787,800 4b. Percent of Class B Invested Amount ............... 116.63% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 63 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-8 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 64 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-8 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-8 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 65 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-9 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-9 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-9 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 500,000,000 1b. Class B Invested Amount .......................... $ 32,000,000 2a. Class A Monthly Interest .......................... $ 2,729,167 2b. Class B Monthly Interest .......................... $ 177,333 3a. Balance in the Class A Interest Funding Account .......... $ 10,370,833 3b. Balance in the Class B Interest Funding Account .......... $ 673,867 4a. Available Cash Collateral Amount ......................... $ 37,240,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 66 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-9 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 0 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 0 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 0 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 0 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 67 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-9 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-9 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 68 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-10 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-10 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-10 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 750,000,000 1b. Class B Invested Amount .......................... $ 48,000,000 2a. Class A Monthly Interest .......................... $ 3,687,500 2b. Class B Monthly Interest .......................... $ 242,000 3a. Balance in the Class A Interest Funding Account .......... $ 9,956,250 3b. Balance in the Class B Interest Funding Account .......... $ 653,400 4a. Available Cash Collateral Amount ......................... $ 55,860,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 69 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-10 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 9,956,250 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 653,400 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 9,956,250 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 653,400 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 70 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-10 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-10 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 7 , 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 71 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-11 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-11 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify the information set forth below. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. D. Information Regarding Series 1995-11 ------------------------------------------ 1a. Class A Invested Amount .......................... $ 625,000,000 1b. Class B Invested Amount .......................... $ 40,000,000 2a. Class A Monthly Interest .......................... $ 3,040,104 2b. Class B Monthly Interest .......................... $ 197,600 3a. Balance in the Class A Interest Funding Account .......... $ 7,701,597 3b. Balance in the Class B Interest Funding Account .......... $ 197,600 4a. Available Cash Collateral Amount ......................... $ 46,550,000 4b. Percent of Class B Invested Amount ............... 116.38% 5a. Class A Investor Charge-offs ............................. $ 0 5b. Class B Investor Charge-offs ............................. $ 0 6. Required Amount .......................................... $ 0 7. Draw on Cash Collateral Account .......................... $ 0 8a. Class A Monthly Principal for the Distribution Date(2).... $ 0 8b. Class B Monthly Principal for the Distribution Date(2).... $ 0 9a. Balance in the Class A Principal Funding Account(2)....... $ 0 9b. Balance in the Class B Principal Funding Account(2)....... $ 0 ---------------------------------------------------------- (2) Applicable during the Accumulation Period and any Early Amortization Period. 72 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-11 For the Due Period Ending January 26, 1996 ================================================================================ E. Information Regarding Charge-offs and Distributions to Certificateholders(3) ------------------------------------------------------------------------- 1a. The total amount of the distribution to Class A Certificateholders on the Payment Date ................... $ 7,701,597 1b. The total amount of the distribution to Class B Certificateholders on the Payment Date ................... $ 197,600 2a. The amount of the distribution set forth in item 1(a) above in respect of principal on the Class A Certificates ...... $ 0 2b. The amount of the distribution set forth in item 1(b) above in respect of principal on the Class B Certificates ...... $ 0 3a. The amount of the distribution set forth in item 1(a) above in respect of interest on the Class A Certificates ....... $ 7,701,597 3b. The amount of the distribution set forth in item 1(b) above in respect of interest on the Class B Certificates ....... $ 197,600 4a. The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 4b. The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount as of the end of the Record Date with respect to the Payment Date .............................. $ 0 ---------------------------------------------------------- (3) The following information, as applicable, is to be included only on Payment Date. 73 CITIBANK (SOUTH DAKOTA), N.A. CITIBANK (NEVADA), NATIONAL ASSOCIATION ================================================================================ Citibank Credit Card Master Trust I, Series 1995-11 For the Due Period Ending January 26, 1996 ================================================================================ The undersigned, a duly authorized representative of Citibank (South Dakota), N.A., as Servicer ("Citibank (South Dakota)"), pursuant to the Pooling and Servicing Agreement dated as of May 29, 1991, (as amended and supplemented, the "Agreement"), as supplemented by the Series 1995-11 Supplement (as amended and supplemented, the "Series Supplement"), among Citibank (South Dakota), Seller and Servicer, Citibank (Nevada), National Association, Seller, and Yasuda Bank and Trust Company (U.S.A), as Trustee, does hereby certify as follows: 1. Capitalized terms used in this Certificate have their respective meanings as set forth in the Agreement or Series Supplement, as applicable. 2. Citibank (South Dakota) is, as of the date hereof, the Servicer under the Agreement. 3. The undersigned is a Servicing Officer. 4. This Certificate relates to the Distribution Date occurring on February 15, 1996. 5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has performed in all material respects all its obligations under the Agreement through the Due Period preceeding such Distribution Date. 6. As of the date hereof, to the best knowledge of the undersigned, no Amortization Event has been deemed to have occurred on or prior to such Distribution Date. 7. As of the date hereof, to the best knowledge of the undersigned, no Lien has been placed on any of the Receivables other than pursuant to the Agreement. IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this 20th day of February 1996. CITIBANK (SOUTH DAKOTA), N.A. Servicer, By:/s/ Robert Wadalavage Name: Robert Wadalavage Title: Director 74 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CITIBANK (SOUTH DAKOTA), N.A., as Servicer Citibank Credit Card Master Trust I By: /s/ Eugene D. Rowenhorst ---------------------------------------------- Eugene D. Rowenhorst Senior Vice President Date: July 16, 1996 75 -----END PRIVACY-ENHANCED MESSAGE-----