The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 528 2,656 SH   SOLE   0 0 2,656
ABBOTT LABS COM 002824100 10,416 89,845 SH   SOLE   0 0 89,845
ABBVIE INC COM 00287Y109 9,313 82,677 SH   SOLE   0 0 82,677
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 352 1,193 SH   SOLE   0 0 1,193
ADOBE SYSTEMS INCORPORATED COM 00724F101 626 1,069 SH   SOLE   0 0 1,069
AIRBNB INC COM CL A 009066101 331 2,161 SH   SOLE   0 0 2,161
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 901 3,974 SH   SOLE   0 0 3,974
ALPHABET INC CAP STK CL A 02079K305 1,150 471 SH   SOLE   0 0 471
ALPHABET INC CAP STK CL C 02079K107 1,160 463 SH   SOLE   0 0 463
ALTRIA GROUP INC COM 02209S103 339 7,107 SH   SOLE   0 0 7,107
AMAZON COM INC COM 023135106 3,406 990 SH   SOLE   0 0 990
AMBEV SA SPONSORED ADR 02319V103 72 20,821 SH   SOLE   0 0 20,821
AMERICAN ELEC PWR CO INC COM 025537101 650 7,683 SH   SOLE   0 0 7,683
AMERICAN EXPRESS CO COM 025816109 254 1,535 SH   SOLE   0 0 1,535
AMERICAN TOWER CORP NEW COM 03027X100 241 893 SH   SOLE   0 0 893
AMGEN INC COM 031162100 179 733 SH   SOLE   0 0 733
ANTHEM INC COM 036752103 270 708 SH   SOLE   0 0 708
APPLE INC COM 037833100 6,053 44,195 SH   SOLE   0 0 44,195
APPLIED MATLS INC COM 038222105 258 1,813 SH   SOLE   0 0 1,813
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 140 17,427 SH   SOLE   0 0 17,427
ASML HOLDING N V N Y REGISTRY SHS N07059210 401 581 SH   SOLE   0 0 581
ASTRAZENECA PLC SPONSORED ADR 046353108 342 5,704 SH   SOLE   0 0 5,704
AT&T INC COM 00206R102 549 19,084 SH   SOLE   0 0 19,084
AUTOMATIC DATA PROCESSING IN COM 053015103 275 1,387 SH   SOLE   0 0 1,387
BANCO SANTANDER S.A. ADR 05964H105 64 16,329 SH   SOLE   0 0 16,329
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 219 8,067 SH   SOLE   0 0 8,067
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,633 16,671 SH   SOLE   0 0 16,671
BK OF AMERICA CORP COM 060505104 468 11,342 SH   SOLE   0 0 11,342
BLACKROCK INC COM 09247X101 206 236 SH   SOLE   0 0 236
BOEING CO COM 097023105 383 1,598 SH   SOLE   0 0 1,598
BRISTOL-MYERS SQUIBB CO COM 110122108 302 4,520 SH   SOLE   0 0 4,520
BROADCOM INC COM 11135F101 252 529 SH   SOLE   0 0 529
CANADIAN NATL RY CO COM 136375102 225 2,128 SH   SOLE   0 0 2,128
CARDINAL HEALTH INC COM 14149Y108 299 5,233 SH   SOLE   0 0 5,233
CATERPILLAR INC COM 149123101 239 1,099 SH   SOLE   0 0 1,099
CHEVRON CORP NEW COM 166764100 442 4,219 SH   SOLE   0 0 4,219
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601 29 12,241 SH   SOLE   0 0 12,241
CIGNA CORP NEW COM 125523100 267 1,125 SH   SOLE   0 0 1,125
CINCINNATI FINL CORP COM 172062101 2,230 19,120 SH   SOLE   0 0 19,120
CISCO SYS INC COM 17275R102 739 13,947 SH   SOLE   0 0 13,947
COCA COLA CO COM 191216100 3,015 55,726 SH   SOLE   0 0 55,726
COMCAST CORP NEW CL A 20030N101 607 10,652 SH   SOLE   0 0 10,652
CONOCOPHILLIPS COM 20825C104 502 8,245 SH   SOLE   0 0 8,245
CORNING INC COM 219350105 221 5,395 SH   SOLE   0 0 5,395
COSTCO WHSL CORP NEW COM 22160K105 359 907 SH   SOLE   0 0 907
CRISPR THERAPEUTICS AG NAMEN AKT H17182108 243 1,500 SH   SOLE   0 0 1,500
CVS HEALTH CORP COM 126650100 206 2,471 SH   SOLE   0 0 2,471
DANAHER CORPORATION COM 235851102 303 1,128 SH   SOLE   0 0 1,128
DEERE & CO COM 244199105 2,037 5,775 SH   SOLE   0 0 5,775
DIAGEO PLC SPON ADR NEW 25243Q205 219 1,144 SH   SOLE   0 0 1,144
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 203 3,468 SH   SOLE   0 0 3,468
DISNEY WALT CO COM 254687106 1,007 5,726 SH   SOLE   0 0 5,726
DOCUSIGN INC COM 256163106 314 1,123 SH   SOLE   0 0 1,123
DOLLAR GEN CORP NEW COM 256677105 232 1,073 SH   SOLE   0 0 1,073
DOMINION ENERGY INC COM 25746U109 212 2,885 SH   SOLE   0 0 2,885
EATON CORP PLC SHS G29183103 860 5,806 SH   SOLE   0 0 5,806
EMERSON ELEC CO COM 291011104 348 3,616 SH   SOLE   0 0 3,616
EQUINIX INC COM 29444U700 205 256 SH   SOLE   0 0 256
EXXON MOBIL CORP COM 30231G102 644 10,211 SH   SOLE   0 0 10,211
FACEBOOK INC CL A 30303M102 1,112 3,197 SH   SOLE   0 0 3,197
GENERAL ELECTRIC CO COM 369604103 203 15,047 SH   SOLE   0 0 15,047
GREIF INC CL A 397624107 836 13,801 SH   SOLE   0 0 13,801
HOME DEPOT INC COM 437076102 852 2,672 SH   SOLE   0 0 2,672
HUNTINGTON BANCSHARES INC COM 446150104 483 33,855 SH   SOLE   0 0 33,855
INFOSYS LTD SPONSORED ADR 456788108 302 14,268 SH   SOLE   0 0 14,268
INTEL CORP COM 458140100 522 9,291 SH   SOLE   0 0 9,291
INTERNATIONAL BUSINESS MACHS COM 459200101 321 2,192 SH   SOLE   0 0 2,192
INTUIT COM 461202103 233 475 SH   SOLE   0 0 475
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 551 11,440 SH   SOLE   0 0 11,440
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 385 8,740 SH   SOLE   0 0 8,740
INVESCO EXCHANGE TRADED FD T DWA BASIC MATL 46137V704 297 3,372 SH   SOLE   0 0 3,372
INVESCO QQQ TR UNIT SER 1 46090E103 361 1,019 SH   SOLE   0 0 1,019
ISHARES GOLD TR ISHARES NEW 464285204 413 12,266 SH   SOLE   0 0 12,266
ISHARES INC MSCI GBL MIN VOL 464286525 509 4,949 SH   SOLE   0 0 4,949
ISHARES INC MSCI EMERG MRKT 464286533 320 4,992 SH   SOLE   0 0 4,992
ISHARES INC CORE MSCI EMKT 46434G103 4,271 63,751 SH   SOLE   0 0 63,751
ISHARES INC ESG AWR MSCI EM 46434G863 228 5,058 SH   SOLE   0 0 5,058
ISHARES TR CORE S&P MCP ETF 464287507 18,622 69,297 SH   SOLE   0 0 69,297
ISHARES TR CORE S&P500 ETF 464287200 21,040 48,939 SH   SOLE   0 0 48,939
ISHARES TR RUS 1000 VAL ETF 464287598 287 1,812 SH   SOLE   0 0 1,812
ISHARES TR RUSSELL 2000 ETF 464287655 164 717 SH   SOLE   0 0 717
ISHARES TR RUS 2000 VAL ETF 464287630 1,108 6,684 SH   SOLE   0 0 6,684
ISHARES TR RUS MD CP GR ETF 464287481 235 2,078 SH   SOLE   0 0 2,078
ISHARES TR MSCI EMG MKT ETF 464287234 177 3,201 SH   SOLE   0 0 3,201
ISHARES TR CORE US AGGBD ET 464287226 19,158 166,115 SH   SOLE   0 0 166,115
ISHARES TR ISHS 1-5YR INVS 464288646 11,026 201,161 SH   SOLE   0 0 201,161
ISHARES TR NATIONAL MUN ETF 464288414 3,497 29,840 SH   SOLE   0 0 29,840
ISHARES TR MSCI ACWI ETF 464288257 224 2,209 SH   SOLE   0 0 2,209
ISHARES TR SHRT NAT MUN ETF 464288158 4,342 40,273 SH   SOLE   0 0 40,273
ISHARES TR CORE HIGH DV ETF 46429B663 266 2,758 SH   SOLE   0 0 2,758
ISHARES TR MSCI USA MIN VOL 46429B697 728 9,895 SH   SOLE   0 0 9,895
ISHARES TR MSCI EAFE MIN VL 46429B689 745 9,865 SH   SOLE   0 0 9,865
ISHARES TR CORE MSCI EAFE 46432F842 7,129 95,237 SH   SOLE   0 0 95,237
ISHARES TR CORE 1 5 YR USD 46432F859 1,389 27,081 SH   SOLE   0 0 27,081
ISHARES TR GLOBAL REIT ETF 46434V647 10,021 361,495 SH   SOLE   0 0 361,495
ISHARES TR ESG AW MSCI EAFE 46435G516 391 4,952 SH   SOLE   0 0 4,952
ISHARES TR ESG AWR MSCI USA 46435G425 216 2,190 SH   SOLE   0 0 2,190
ISHARES TR ESG AWRE 1 5 YR 46435G243 370 14,212 SH   SOLE   0 0 14,212
ISHARES TR ESG AWARE MSCI 46435U663 203 5,025 SH   SOLE   0 0 5,025
JOHNSON & JOHNSON COM 478160104 1,382 8,392 SH   SOLE   0 0 8,392
JPMORGAN CHASE & CO COM 46625H100 3,929 25,261 SH   SOLE   0 0 25,261
KB FINL GROUP INC SPONSORED ADR 48241A105 261 5,288 SH   SOLE   0 0 5,288
KIMBERLY-CLARK CORP COM 494368103 232 1,734 SH   SOLE   0 0 1,734
L BRANDS INC COM 501797104 1,526 21,180 SH   SOLE   0 0 21,180
LG DISPLAY CO LTD SPONS ADR REP 50186V102 164 15,303 SH   SOLE   0 0 15,303
LILLY ELI & CO COM 532457108 580 2,526 SH   SOLE   0 0 2,526
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 30 11,893 SH   SOLE   0 0 11,893
LOCKHEED MARTIN CORP COM 539830109 304 803 SH   SOLE   0 0 803
LOWES COS INC COM 548661107 456 2,351 SH   SOLE   0 0 2,351
MASTERCARD INCORPORATED CL A 57636Q104 531 1,454 SH   SOLE   0 0 1,454
MCDONALDS CORP COM 580135101 467 2,021 SH   SOLE   0 0 2,021
MEDPACE HLDGS INC COM 58506Q109 487 2,758 SH   SOLE   0 0 2,758
MEDTRONIC PLC SHS G5960L103 244 1,963 SH   SOLE   0 0 1,963
MERCK & CO INC COM 58933Y105 378 4,861 SH   SOLE   0 0 4,861
MICROSOFT CORP COM 594918104 3,692 13,628 SH   SOLE   0 0 13,628
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 60 21,215 SH   SOLE   0 0 21,215
NATWEST GROUP PLC SPONS ADR 2 ORD 639057108 74 13,189 SH   SOLE   0 0 13,189
NETFLIX INC COM 64110L106 317 600 SH   SOLE   0 0 600
NEXTERA ENERGY INC COM 65339F101 720 9,832 SH   SOLE   0 0 9,832
NIKE INC CL B 654106103 232 1,502 SH   SOLE   0 0 1,502
NIO INC SPON ADS 62914V106 3,991 75,023 SH   SOLE   0 0 75,023
NISOURCE INC COM 65473P105 362 14,761 SH   SOLE   0 0 14,761
NOMURA HLDGS INC SPONSORED ADR 65535H208 66 12,958 SH   SOLE   0 0 12,958
NOVARTIS AG SPONSORED ADR 66987V109 272 2,978 SH   SOLE   0 0 2,978
NOVO-NORDISK A S ADR 670100205 227 2,714 SH   SOLE   0 0 2,714
NVIDIA CORPORATION COM 67066G104 801 1,001 SH   SOLE   0 0 1,001
ORACLE CORP COM 68389X105 599 7,696 SH   SOLE   0 0 7,696
PAYPAL HLDGS INC COM 70450Y103 652 2,237 SH   SOLE   0 0 2,237
PEPSICO INC COM 713448108 757 5,111 SH   SOLE   0 0 5,111
PFIZER INC COM 717081103 710 18,137 SH   SOLE   0 0 18,137
PHILLIPS 66 COM 718546104 365 4,250 SH   SOLE   0 0 4,250
PROCTER AND GAMBLE CO COM 742718109 3,241 24,021 SH   SOLE   0 0 24,021
PROLOGIS INC. COM 74340W103 296 2,475 SH   SOLE   0 0 2,475
QUALCOMM INC COM 747525103 312 2,180 SH   SOLE   0 0 2,180
RAYTHEON TECHNOLOGIES CORP COM 75513E101 204 2,386 SH   SOLE   0 0 2,386
SALESFORCE COM INC COM 79466L302 392 1,604 SH   SOLE   0 0 1,604
SAP SE SPON ADR 803054204 242 1,720 SH   SOLE   0 0 1,720
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 260 2,496 SH   SOLE   0 0 2,496
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1 25 SH   SOLE   0 0 25
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 76 731 SH   SOLE   0 0 731
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 252 3,333 SH   SOLE   0 0 3,333
SHERWIN WILLIAMS CO COM 824348106 408 1,499 SH   SOLE   0 0 1,499
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100 243 6,780 SH   SOLE   0 0 6,780
SHOPIFY INC CL A 82509L107 419 287 SH   SOLE   0 0 287
SK TELECOM LTD SPONSORED ADR 78440P108 239 7,605 SH   SOLE   0 0 7,605
SONY GROUP CORPORATION SPONSORED ADR 835699307 204 2,102 SH   SOLE   0 0 2,102
SPDR GOLD TR GOLD SHS 78463V107 922 5,566 SH   SOLE   0 0 5,566
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 427 8,295 SH   SOLE   0 0 8,295
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,272 2,972 SH   SOLE   0 0 2,972
SPDR SER TR S&P DIVID ETF 78464A763 2,778 22,722 SH   SOLE   0 0 22,722
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400 4,074 88,535 SH   SOLE   0 0 88,535
STARBUCKS CORP COM 855244109 463 4,138 SH   SOLE   0 0 4,138
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 163 23,683 SH   SOLE   0 0 23,683
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,008 8,392 SH   SOLE   0 0 8,392
TARGET CORP COM 87612E106 798 3,303 SH   SOLE   0 0 3,303
TESLA INC COM 88160R101 777 1,143 SH   SOLE   0 0 1,143
TEXAS INSTRS INC COM 882508104 401 2,083 SH   SOLE   0 0 2,083
THERMO FISHER SCIENTIFIC INC COM 883556102 276 547 SH   SOLE   0 0 547
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 279 1,593 SH   SOLE   0 0 1,593
UBS GROUP AG SHS H42097107 155 10,084 SH   SOLE   0 0 10,084
ULTRAPAR PARTICIPACOES SA SP ADR REP COM 90400P101 38 10,049 SH   SOLE   0 0 10,049
UNILEVER PLC SPON ADR NEW 904767704 287 4,911 SH   SOLE   0 0 4,911
UNION PAC CORP COM 907818108 415 1,888 SH   SOLE   0 0 1,888
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 239 25,254 SH   SOLE   0 0 25,254
UNITED PARCEL SERVICE INC CL B 911312106 7,138 34,323 SH   SOLE   0 0 34,323
UNITEDHEALTH GROUP INC COM 91324P102 1,182 2,951 SH   SOLE   0 0 2,951
US BANCORP DEL COM NEW 902973304 410 7,192 SH   SOLE   0 0 7,192
VANECK MERK GOLD TR GOLD TRUST 921078101 2,893 168,008 SH   SOLE   0 0 168,008
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 10,692 130,138 SH   SOLE   0 0 130,138
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,382 51,014 SH   SOLE   0 0 51,014
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 13,984 244,899 SH   SOLE   0 0 244,899
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,224 18,959 SH   SOLE   0 0 18,959
VANGUARD INDEX FDS VALUE ETF 922908744 198 1,444 SH   SOLE   0 0 1,444
VANGUARD INDEX FDS MID CAP ETF 922908629 5,063 21,330 SH   SOLE   0 0 21,330
VANGUARD INDEX FDS SM CP VAL ETF 922908611 28,038 161,454 SH   SOLE   0 0 161,454
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,738 36,720 SH   SOLE   0 0 36,720
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,617 20,495 SH   SOLE   0 0 20,495
VANGUARD INDEX FDS GROWTH ETF 922908736 278 970 SH   SOLE   0 0 970
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 893 2,269 SH   SOLE   0 0 2,269
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,666 343,698 SH   SOLE   0 0 343,698
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,937 62,101 SH   SOLE   0 0 62,101
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,092 29,989 SH   SOLE   0 0 29,989
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,662 25,695 SH   SOLE   0 0 25,695
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 612 11,064 SH   SOLE   0 0 11,064
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 633 6,660 SH   SOLE   0 0 6,660
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 26,400 170,556 SH   SOLE   0 0 170,556
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 35,578 690,561 SH   SOLE   0 0 690,561
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 616 5,884 SH   SOLE   0 0 5,884
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 4,460 50,985 SH   SOLE   0 0 50,985
VANGUARD WORLD FDS ENERGY ETF 92204A306 311 4,096 SH   SOLE   0 0 4,096
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 284 1,148 SH   SOLE   0 0 1,148
VANGUARD WORLD FDS INF TECH ETF 92204A702 413 1,035 SH   SOLE   0 0 1,035
VERIZON COMMUNICATIONS INC COM 92343V104 805 14,364 SH   SOLE   0 0 14,364
VISA INC COM CL A 92826C839 805 3,444 SH   SOLE   0 0 3,444
WALMART INC COM 931142103 479 3,397 SH   SOLE   0 0 3,397
WENDYS CO COM 95058W100 202 8,627 SH   SOLE   0 0 8,627
WIPRO LTD SPON ADR 1 SH 97651M109 166 21,264 SH   SOLE   0 0 21,264
WORLD GOLD TR SPDR GLD MINIS 98149E204 138 7,862 SH   SOLE   0 0 7,862
WORTHINGTON INDS INC COM 981811102 790 12,911 SH   SOLE   0 0 12,911