10-D

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-D
ASSET-BACKED ISSUER
Distribution Report Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
For the monthly distribution period from February 1, 2006 to February 28, 2006
Commission File Number of issuing entity: 333-104089-01 MBNA CREDIT CARD MASTER NOTE TRUST (Exact name and issuing entity as specified in its charter) (Issuer of the Notes)	Commission File Number of issuing entity: 333-104089-02 MBNA MASTER CREDIT CARD TRUST II (Exact name and issuing entity as specified in its charter) (Issuer of the Collateral Certificate)
Commission File Number of depositor: 333-104089 MBNA AMERICA BANK, NATIONAL ASSOCIATION (Exact name of depositor and sponsor as specified in its charter)
Delaware	Delaware
(State or other jurisdiction of incorporation or organization of the issuing entity)	(State or other jurisdiction of incorporation or organization of the issuing entity)
c/o Wilmington Trust Company Rodney Square North 1100 N. Market Street Wilmington, DE 19890-0001	c/o MBNA America Bank, National Association 1100 N. King Street Wilmington, DE 19884-0781
(Address of principal executive offices of issuing entity)	(Address of principal executive offices of issuing entity)
(302) 651-1284	(800) 362-6255
(Telephone number, including area code)	(Telephone number, including area code)
51-0331454	51-0331454
(I.R.S. Employer Identification No.)	(I.R.S. Employer Identification No.)
N/A	N/A
(Former name, former address, if changed since last report)	(Former name, former address, if changed since last report)
Each class of Notes to which this report on Form 10-D relates is reporting in accordance with Section 15(d) of the Securities Exchange Act of 1934. The title of each class of Notes to which this report on Form 10-D relates is set forth in Exhibit 99.2 hereto.

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X No __

PART I – DISTRIBUTION INFORMATION

ITEM 1 – Distribution and Pool Performance Information.

Response to Item 1 is set forth in Exhibits 99.1 and 99.2.

PART II – OTHER INFORMATION

ITEM 3 – Sales of Securities and Use of Proceeds.

The following table provides information about sales of securities by MBNA Credit Card Master Note Trust during the period covered by this report that have not been previously reported. For purpose of this report, sales of securities are treated as having been previously reported if such sales have been previously reported in another report or registration statement, including a prospectus forming a part of a registration statement filed by MBNA America Bank, National Association, on behalf of MBNA Credit Card Master Note Trust.

Date of Sale	Size (millions) / Title		Purchasers	Exemption from Securities Act Registration
NOTHING TO REPORT
A class designation of notes determines the relative seniority for receipt of cash flows and funding of uncovered defaults on principal receivables allocated to the related series of notes. The Class B notes are subordinate to the Class A notes and the Class C notes are subordinate to the Class A and Class B notes. With respect to the tranches in each class of notes, the cash flows and funding of uncovered defaults will be allocated to the tranches on a pro rata basis. Without noteholder consent, MBNA Credit Card Master Note Trust may issue a new series, class or tranche of notes at any time upon the satisfaction of certain conditions described in the underlying transaction agreements, including confirmation that (i) the issuer reasonably believes that the new issuance will not adversely affect the amount of funds available to be distributed to the holders of any outstanding notes or the timing of such distributions, and (ii) the new issuance will not cause a reduction, qualification or withdrawal of the ratings of any outstanding notes. In addition, without noteholder consent and without the consent of any holders of certificates issued by MBNA Master Credit Card Trust II, MBNA has the right to designate, from time to time, additional eligible credit card accounts to MBNA Master Credit Card Trust II. In connection with any such designation, MBNA will transfer the related receivables, whether then existing or thereafter created, to MBNA Master Credit Card Trust II.
ITEM 9 – Exhibits
Exhibit 99.1		Monthly Series Certificateholders' Statement.
Exhibit 99.2		Schedule to Monthly Noteholders' Statement.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Dated: March 15, 2006

MBNA CREDIT CARD MASTER NOTE TRUST

(Issuing Entity)

MBNA MASTER CREDIT CARD TRUST II

(Issuing Entity)

MBNA AMERICA BANK, NATIONAL

ASSOCIATION

(Servicer)

Name: Marcie E. Copson-Hall

Title: Executive Vice President

EX-99

Exhibit 99.1 EXHIBIT C to the Supplement to PSA

	FORM OF MONTHLY CERTIFICATEHOLDERS' STATEMENT
	SERIES 2001-D
	MBNA AMERICA BANK, NATIONAL ASSOCIATION
	MBNA MASTER CREDIT CARD TRUST II
	MONTHLY PERIOD ENDING FEBRUARY 28, 2006
The information which is required to be prepared with respect to the Transfer Date of March 14, 2006 and with respect to the performance of the Trust during the related Monthly Period.
Capitalized terms used in this Statement have their respective meaning set forth in the Floating and Servicing Agreement.
Terms and abbreviations used in this report and not otherwise defined herein have the meanings set forth in the certain program documents for the MBNA Master Credit Card Trust II and the MBNA Credit Card Master Note Trust. Each of these agreements has been included as an exhibit to a report on Form 8-K filed by MBNA America Bank, National Association, the MBNA Master Credit Card Trust II and the MBNA Credit Card Master Note Trust, with the Securities and Exchange Commission ("SEC") under File Nos. 0000838440, 0000936988 and 0001128250, respectively, on February 21, 2006.

A.	Information Regarding the Current Monthly Distribution
	1.	The amount of the current monthly distribution which constitutes Available Funds		$	731,370,110.28
	2.	The amount of the current monthly distribution which constitutes Available Investor Principal Collections		$	3,625,142,933.64
B.	Information Regarding the Trust Assets
	1.	Collection of Principal Receivables
		(a)	The aggregate amount of Collections of Principal Receivables processed during the related Monthly Period and allocated to Series 2001-D	$	8,135,321,769.46
	2.	Collection of Finance Charge Receivables
		(a)	The aggregate amount of Collections of Finance Charge Receivables processed during the related Monthly Period and allocated to Series 2001-D	$	663,026,486.30

3.	Principal Receivables in the Trust
	(a)	The aggregate amount of Principal Receivables in the Trust as of the end of the day on the last day of the related Monthly Period	$	70,292,665,257.60
	(b)	The amount of Principal Receivables in the Trust represented by the Investor Interest of Series 2001-D as of the end of the day on the last day of the related Monthly Period	$	51,143,377,500.00
	(c)	The Floating Allocation Investor Interest as of the end of the day on the last day of the related Monthly Period	$	51,143,377,500.00
	(d)	The Principal Allocation Investor Interest as of the end of the day on the last day of the related Monthly Period	$	51,143,377,500.00
	(e)	The Floating Investor Percentage with respect to the related Monthly Period
		February 1, 2006 through February 8, 2006       69.95% February 9, 2006 through February 14, 2006     68.94% February 15, 2006 through February 16, 2006   71.46% February 17, 2006 through February 28, 2006   71.99%
	(f)	The Principal Investor Percentage with respect to the Monthly Period
		February 1, 2006 through February 8, 2006       69.95% February 9, 2006 through February 14, 2006     68.94% February 15, 2006 through February 16, 2006   71.46% February 17, 2006 through February 28, 2006   71.99%
4.	Shared Principal Collections
	The aggregate amount of Shared Principal Collections Applied as Available Investor Principal Collections		$		3,625,142,933.64
5.	Delinquent Balances
	The aggregate amount of outstanding balances in the Accounts which were delinquent as of the end of the day on the last day of the related Monthly Period:

			Aggregate Account Balance	Percentage of Total Receivables
(a)	30 - 59 days:	$	1,159,461,617.42	1.62%
(b)	60 - 89 days:	$	620,295,309.64	0.87%
(c)	90 - 119 days:	$	506,873,976.48	0.71%
(d)	120 - 149 days	$	471,993,355.76	0.66%
(e)	150 - 179 days:	$	476,996,511.52	0.67%

(f)	180 – or more days:	$	1,462,464.40	0.00%
	Total:	$	3,237,083,235.22	4.53%

6.	Investor Default Amount
	(a)	The Aggregate Investor Default Amount for the related Monthly Period	$	121,993,025.35
7.	Investor Servicing Fee
	(a)	The amount of the Investor Servicing Fee payable by the Trust to the Servicer for the related Monthly Period	$	83,572,295.83
	(b)	The amount of the Net Servicing Fee payable by the Trust to the Servicer for the related Monthly Period	$	52,232,684.89
	(c)	The amount of the Servicer Interchange payable by the Trust to the Servicer for the related Monthly Period	$	31,339,610.94
8.	Portfolio Yield
	(a)	The Portfolio Yield for the related Monthly Period		15.35%

IN WITNESS WHEREOF, the undersigned has duly executed this certificate this 8th day of March, 2006.

MBNA AMERICA BANK, NATIONAL ASSOCIATION,

Servicer

Name: Marcie E. Copson-Hall

Title: Executive Vice President

EX-99

Exhibit 99.2 Exhibit C to Indenture Supplement to Indenture

SCHEDULE TO MONTHLY NOTEHOLDERS' STATEMENT

MBNAseries

MBNA CREDIT CARD MASTER NOTE TRUST

____________________________________________

MONTHLY PERIOD ENDING FEBRUARY 28, 2006

____________________________________________

Reference is made to the Series 2001-D Supplement (the "Series 2001-D Supplement"), dated as of May 24, 2001, between MBNA America Bank, National Association, as national banking association (the "Bank"), as Seller and Servicer, and The Bank of New York, as Trustee, the Indenture (the "Indenture"), dated as of May 24, 2001 and the Indenture Supplement (the "Indenture Supplement"), dated as of May 24, 2001, each between MBNA Credit Card Master Note Trust, as Issuer, and The Bank of New York, as Indenture Trustee. Terms used herein and not defined herein have the meanings ascribed to them in the 2001-D Supplement, the Indenture and the Indenture Supplement, as applicable.

The following computations are prepared with respect to the Transfer Date of March 14, 2006and with respect to the performance of the Trust during the related Monthly Period.

Terms and abbreviations used in this report and not otherwise defined herein have the meanings set forth in the certain program documents for the MBNA Master Credit Card Trust II and the MBNA Credit Card Master Note Trust. Each of these agreements has been included as an exhibit to a report on Form 8-K filed by MBNA America Bank, National Association, the MBNA Master Credit Card Trust II and the MBNA Credit Card Master Note Trust, with the Securities and Exchange Commission ("SEC") under File Nos. 0000838440, 0000936988 and 0001128250, respectively, on February 21, 2006.

A. In accordance with Section 3.01 of the MBNAseries Indenture Supplement dated as of May 24, 2001, between MBNA Credit Card Master Note Trust and The Bank of New York, MBNAseries Available Funds shall be applied in the priority described in the chart below. This chart is only an overview of the application and priority of payments of MBNAseries Available Funds. For a more detailed description, please see the MBNAseries Indenture Supplement as included in Exhibit 4.3 to Registrant's Form 8-K filed with SEC on July 13, 2001.

Priority of Payments

MBNAseries Available Funds

B. Targeted deposits to Interest Funding sub-Accounts:

Targeted Deposit to Interest Funding sub-Account for applicable Monthly Period Actual Deposit to Interest Funding sub-Account for applicable Monthly Period Shortfall from earlier Monthly Periods Interest Funding sub-account Balance prior to Withdrawals* Interest Funding sub-Account Earnings

Class A: Class A(2001-1) Class A(2001-2) Class A(2001-3) Class A(2001-Emerald) Class A(2001-5) Class A(2002-1) Class A(2002-2) Class A(2002-3) Class A(2002-4) Class A(2002-5) Class A(2002-7) Class A(2002-8) Class A(2002-9) Class A(2002-10) Class A(2002-11) Class A(2002-13) Class A(2003-1) Class A(2003-2) Class A(2003-3) Class A(2003-4) Class A(2003-5) Class A(2003-6) Class A(2003-7) Class A(2003-8) Class A(2003-9) Class A(2003-10) Class A(2003-11) Class A(2003-12) Class A(2004-1) Class A(2004-2) Class A(2004-3) Class A(2004-4) Class A(2004-5) Class A(2004-6) Class A(2004-7) Class A(2004-8) Class A(2004-9) Class A(2004-10) Class A(2005-1) Class A(2005-2) Class A(2005-3) Class A(2005-4) Class A(2005-5) Class A(2005-6) Class A(2005-7) Class A(2005-8) Class A(2005-9) Class A(2005-10) Class A(2005-11) Class A(2006-1) Class A Total: Class B: Class B(2001-1) Class B(2001-2) Class B(2001-3) Class B(2002-1) Class B(2002-2) Class B(2002-4) Class B(2003-1) Class B(2003-2) Class B(2003-3) Class B(2003-4) Class B(2003-5) Class B(2004-1) Class B(2004-2) Class B(2005-1) Class B(2005-2) Class B(2005-3) Class B(2005-4) Class B Total: Class C: Class C(2001-1) Class C(2001-2) Class C(2001-3) Class C(2001-4) Class C(2001-5) Class C(2002-1) Class C(2002-2) Class C(2002-3) Class C(2002-4) Class C(2002-6) Class C(2002-7) Class C(2003-1) Class C(2003-2) Class C(2003-3) Class C(2003-4) Class C(2003-5) Class C(2003-6) Class C(2003-7) Class C(2004-1) Class C(2004-2) Class C(2005-1) Class C(2005-2) Class C(2005-3) Class C(2006-1) Class C Total: Total: $4,791,666.67 $1,874,444.44 $3,663,333.33 $24,288,411.37 $1,858,888.89 $4,125,000.00 $2,573,481.90 $2,805,833.33 $3,640,000.00 $2,770,833.33 $1,853,634.74 $1,477,777.78 $2,553,444.44 $3,663,333.33 $1,875,836.36 $1,827,777.78 $1,832,444.44 $3,593,333.33 $2,735,833.33 $2,794,166.67 $2,090,850.03 $1,145,833.33 $1,435,416.67 $2,776,666.67 $3,838,333.33 $1,878,333.33 $1,805,611.11 $1,820,000.00 $2,819,583.86 $2,202,666.67 $2,629,666.67 $4,794,300.00 $3,887,946.18 $1,831,666.67 $3,269,000.00 $1,835,555.56 $2,472,678.07 $1,808,333.33 $2,625,000.00 $1,808,333.33 $2,050,000.00 $2,868,444.44 $5,331,666.67 $1,875,000.00 $3,583,333.33 $3,034,500.00 $3,585,555.56 $1,440,444.44 $1,792,777.78 $3,484,444.44 $154,421,416.93 $961,527.78 $958,611.11 $591,500.00 $1,072,916.67 $962,500.00 $788,666.67 $779,333.33 $771,555.56 $769,222.22 $1,344,249.68 $576,333.33 $1,358,116.67 $578,666.67 $472,500.00 $738,888.89 $579,444.40 $612,500.00 $13,916,532.98 $1,092,777.78 $444,888.89 $2,183,333.33 $1,092,777.78 $675,500.00 $1,416,666.67 $429,333.33 $920,888.89 $448,777.78 $255,500.00 $279,166.67 $975,333.33 $479,888.89 $805,777.78 $1,691,690.90 $447,222.22 $1,118,055.56 $460,444.44 $832,222.22 $1,169,972.22 $484,166.67 $574,000.00 $1,129,333.33 $582,166.67 $19,989,885.35 $188,327,835.26 $4,791,666.67 $1,874,444.44 $3,663,333.33 $24,288,411.37 $1,858,888.89 $4,125,000.00 $2,573,481.90 $2,805,833.33 $3,640,000.00 $2,770,833.33 $1,853,634.74 $1,477,777.78 $2,553,444.44 $3,663,333.33 $1,875,836.36 $1,827,777.78 $1,832,444.44 $3,593,333.33 $2,735,833.33 $2,794,166.67 $2,090,850.03 $1,145,833.33 $1,435,416.67 $2,776,666.67 $3,838,333.33 $1,878,333.33 $1,805,611.11 $1,820,000.00 $2,819,583.86 $2,202,666.67 $2,629,666.67 $4,794,300.00 $3,887,946.18 $1,831,666.67 $3,269,000.00 $1,835,555.56 $2,472,678.07 $1,808,333.33 $2,625,000.00 $1,808,333.33 $2,050,000.00 $2,868,444.44 $5,331,666.67 $1,875,000.00 $3,583,333.33 $3,034,500.00 $3,585,555.56 $1,440,444.44 $1,792,777.78 $3,484,444.44 $154,421,416.93 $961,527.78 $958,611.11 $591,500.00 $1,072,916.67 $962,500.00 $788,666.67 $779,333.33 $771,555.56 $769,222.22 $1,344,249.68 $576,333.33 $1,358,116.67 $578,666.67 $472,500.00 $738,888.89 $579,444.40 $612,500.00 $13,916,532.98 $1,092,777.78 $444,888.89 $2,183,333.33 $1,092,777.78 $675,500.00 $1,416,666.67 $429,333.33 $920,888.89 $448,777.78 $255,500.00 $279,166.67 $975,333.33 $479,888.89 $805,777.78 $1,691,690.90 $447,222.22 $1,118,055.56 $460,444.44 $832,222.22 $1,169,972.22 $484,166.67 $574,000.00 $1,129,333.33 $582,166.67 $19,989,885.35 $188,327,835.26 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $4,791,666.67 $1,874,444.44 $7,457,500.00 $155,485,959.28 $1,858,888.89 $4,125,000.00 $2,573,481.90 $2,805,833.33 $3,640,000.00 $2,770,833.33 $3,773,470.72 $3,008,333.34 $5,198,083.33 $3,663,333.33 $3,818,666.87 $1,827,777.78 $1,832,444.44 $3,593,333.33 $2,735,833.33 $2,794,166.67 $4,256,373.27 $1,145,833.33 $1,435,416.67 $2,776,666.67 $3,838,333.33 $1,878,333.33 $1,805,611.11 $1,820,000.00 $5,739,867.14 $2,202,666.67 $2,629,666.67 $4,794,300.00 $3,887,946.18 $1,831,666.67 $3,269,000.00 $1,835,555.56 $2,472,678.07 $1,808,333.33 $2,625,000.00 $1,808,333.33 $2,050,000.00 $2,868,444.44 $5,331,666.67 $1,875,000.00 $3,583,333.33 $3,034,500.00 $3,585,555.56 $1,440,444.44 $1,792,777.78 $3,484,444.44 $302,536,798.97 $961,527.78 $958,611.11 $591,500.00 $1,072,916.67 $962,500.00 $788,666.67 $779,333.33 $771,555.56 $769,222.22 $4,224,784.70 $576,333.33 $1,358,116.67 $578,666.67 $472,500.00 $738,888.89 $579,444.40 $612,500.00 $16,797,068.00 $1,092,777.78 $444,888.89 $2,183,333.33 $1,092,777.78 $675,500.00 $1,416,666.67 $429,333.33 $920,888.89 $448,777.78 $255,500.00 $279,166.67 $975,333.33 $479,888.89 $805,777.78 $1,691,690.90 $447,222.22 $1,118,055.56 $460,444.44 $832,222.22 $1,169,972.22 $484,166.67 $574,000.00 $1,129,333.33 $582,166.67 $19,989,885.35 $339,323,752.32 $0.00 $0.00 $13,234.73 $464,554.62 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $6,696.06 $5,336.69 $9,223.60 $0.00 $6,776.03 $0.00 $0.00 $0.00 $0.00 $0.00 $7,554.80 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $10,186.64 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $523,563.17 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $10,047.57 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $10,047.57 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $533,610.74

* The Interest Funding Account Balance for Class A(2001-Emerald) reflects activity as of the end of the Monthly Period.

C. Interest to be paid on the corresponding Payment Date:*
	CUSIP Number	Interest Payment Date	Interest Rate	Amount of interest to be paid on corresponding Interest Payment Date

Class A: Class A(2001-1) Class A(2001-2) Class A(2001-5) Class A(2002-1) Class A(2002-3) Class A(2002-4) Class A(2002-5) Class A(2002-10) Class A(2002-13) Class A(2003-1) Class A(2003-2) Class A(2003-3) Class A(2003-4) Class A(2003-6) Class A(2003-7) Class A(2003-8) Class A(2003-9) Class A(2003-10) Class A(2003-11) Class A(2003-12) Class A(2004-2) Class A(2004-3) Class A(2004-4) Class A(2004-6) Class A(2004-7) Class A(2004-8) Class A(2004-9) Class A(2004-10) Class A(2005-1) Class A(2005-2) Class A(2005-3) Class A(2005-4) Class A(2005-5) Class A(2005-6) Class A(2005-7) Class A(2005-8) Class A(2005-9) Class A(2005-10) Class A(2005-11) Class A Total: Class B: Class B(2001-1) Class B(2001-2) Class B(2001-3) Class B(2002-1) Class B(2002-2) Class B(2002-4) Class B(2003-1) Class B(2003-2) Class B(2003-3) Class B(2003-4) Class B(2003-5) Class B(2004-1) Class B(2004-2) Class B(2005-1) Class B(2005-2) Class B(2005-3) Class B(2005-4) Class B Total: Class C: Class C(2001-1) Class C(2001-2) Class C(2001-3) Class C(2001-4) Class C(2001-5) Class C(2002-1) Class C(2002-2) Class C(2002-3) Class C(2002-4) Class C(2002-6) Class C(2002-7) Class C(2003-1) Class C(2003-2) Class C(2003-3) Class C(2003-5) Class C(2003-6) Class C(2003-7) Class C(2004-1) Class C(2004-2) Class C(2005-1) Class C(2005-2) Class C(2005-3) Class C Total: Total: 55264TAC5 55264TAE1 55264TAM3 55264TAQ4 55264TAT8 55264TAU5 55264TAV3 55264TBF7 55264TBL4 55264TBQ3 55264TBR1 55264TBS9 55264TBT7 55264TBV2 55264TBY6 55264TCA7 55264TCC3 55264TCF6 55264TCH2 55264TCJ8 55264TCK5 55264TCL3 55264TCP4 55264TCQ2 55264TCS8 55264TCU3 020110562 55264TCV1 55264TCW9 55264TCX7 55264TCZ2 55264TDB4 55264TDC2 55264TDE8 55264TDG3 55264TDH1 55264TDL2 55264TDM0 55264TDN8 55264TAA9 55264TAJ0 55264TAP6 55264TAR2 55264TAX9 55264TBG5 55264TBP5 55264TBW0 55264TCB5 017754718 55264TCE9 55264TCN9 55264TCT6 55264TDA6 55264TDD0 023409135 55264TDK4 55264TAB7 55264TAD3 55264TAF8 55264TAK7 55264TAN1 55264TAS0 55264TAW1 55264TAY7 55264TBD2 55264TBH3 55264TBJ9 55264TBM2 55264TBN0 55264TBU4 55264TBX8 55264TBZ3 55264TCG4 55264TCM1 55264TCR0 55264TCY5 55264TDF5 55264TDJ7 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 March 15, 2006 5.7500000% 4.8200000% 4.7800000% 4.9500000% 4.8100000% 4.6800000% 4.7500000% 4.7100000% 4.7000000% 3.3000000% 4.6200000% 4.6900000% 4.7900000% 2.7500000% 2.6500000% 4.7600000% 4.7000000% 4.8300000% 3.6500000% 4.6800000% 4.7200000% 4.8300000% 2.7000000% 4.7100000% 4.6700000% 4.7200000% 4.7240000% 4.6500000% 4.2000000% 4.6500000% 4.1000000% 4.6100000% 4.5700000% 4.5000000% 4.3000000% 4.5900000% 4.6100000% 4.6300000% 4.6100000% 4.9450000% 4.9300000% 5.0700000% 5.1500000% 4.9500000% 5.0700000% 5.0100000% 4.9600000% 4.9450000% 5.2112800% 4.9400000% 4.4500000% 4.9600000% 4.8600000% 4.7500000% 4.9350000% 4.9000000% 5.6200000% 5.7200000% 6.5500000% 5.6200000% 5.7900000% 6.8000000% 5.5200000% 5.9200000% 5.7700000% 6.5700000% 6.7000000% 6.2700000% 6.1700000% 5.9200000% 5.7500000% 5.7500000% 5.9200000% 5.3500000% 5.4700000% 4.9800000% 4.9200000% 4.8400000% $4,791,666.67 $1,874,444.44 $1,858,888.89 $4,125,000.00 $2,805,833.33 $3,640,000.00 $2,770,833.33 $3,663,333.33 $1,827,777.78 $1,375,000.00 $3,593,333.33 $2,735,833.33 $2,794,166.67 $1,145,833.33 $1,435,416.67 $2,776,666.67 $3,838,333.33 $1,878,333.33 $1,520,833.33 $1,820,000.00 $2,202,666.67 $2,629,666.67 $3,037,500.00 $1,831,666.67 $3,269,000.00 $1,835,555.56 $2,472,678.07 $1,808,333.33 $2,625,000.00 $1,808,333.33 $2,050,000.00 $2,868,444.44 $5,331,666.67 $1,875,000.00 $3,583,333.33 $3,034,500.00 $3,585,555.56 $1,440,444.44 $1,792,777.78 $101,353,650.28 $961,527.78 $958,611.11 $591,500.00 $1,072,916.67 $962,500.00 $788,666.67 $779,333.33 $771,555.56 $769,222.22 $4,224,784.70 $576,333.33 $1,297,916.67 $578,666.67 $472,500.00 $738,888.89 $579,444.40 $612,500.00 $16,736,868.00 $1,092,777.78 $444,888.89 $2,183,333.33 $1,092,777.78 $675,500.00 $1,416,666.67 $429,333.33 $920,888.89 $448,777.78 $255,500.00 $279,166.67 $975,333.33 $479,888.89 $805,777.78 $447,222.22 $1,118,055.56 $460,444.44 $832,222.22 $1,169,972.22 $484,166.67 $574,000.00 $1,129,333.33 $17,716,027.78 $135,806,546.06

* For Interest Payment information on the Emerald Note program, refer to Exhibit B to the Class A(2001-Emerald) Terms Document.

	D.	Targeted deposits to Class C Reserve sub-Accounts:
			Targeted Deposit to Class C Reserve sub-Account for applicable Monthly Period	Actual Deposit to Class C Reserve sub-Account for applicable Monthly Period	Class C Reserve sub-Account Balance on Transfer Date prior to withdrawals	Class C Reserve sub-Account Earnings
NOTHING TO REPORT

	E.	Withdrawals to be made from the Class C Reserve sub-Accounts on the corresponding Transfer Date:
			Withdrawals for Interest	Withdrawals for Principal	Class C Reserve sub-Account Balance on Transfer Date after withdrawals
NOTHING TO REPORT
F.           Targeted deposits to Principal Funding sub-Accounts:

	Targeted Deposit to Principal Funding sub-Account for applicable Monthly Period	Actual Deposit to Principal Funding sub-Account for applicable Monthly Period	Shortfall from earlier Monthly Periods	Principal Funding sub-Account Balance on Transfer Date	Principal Funding sub-Account Earnings
NOTHING TO REPORT
G.          Principal to be paid on the corresponding Principal Payment Date:

	CUSIP Number	Principal Payment Date	Amount of principal to be paid on corresponding Principal Payment Date
Class A: Class A(2003-2) Class A Total: Total:	55264TBR1	March 15, 2006	$1,000,000,000.00 $1,000,000,000.00 $1,000,000,000.00

H.          Stated Principal Amount, Outstanding Dollar Principal Amount and Nominal Liquidation Amount for the related Monthly Period:

Initial Dollar Principal Amount Outstanding Principal Amount Adjusted Outstanding Principal Amount Nominal Liquidation Amount

Class A: Class A(2001-1) Class A(2001-2) Class A(2001-3) Class A(2001-Emerald) Class A(2001-5) Class A(2002-1) Class A(2002-2) Class A(2002-3) Class A(2002-4) Class A(2002-5) Class A(2002-7) Class A(2002-8) Class A(2002-9) Class A(2002-10) Class A(2002-11) Class A(2002-13) Class A(2003-1) Class A(2003-2) Class A(2003-3) Class A(2003-4) Class A(2003-5) Class A(2003-6) Class A(2003-7) Class A(2003-8) Class A(2003-9) Class A(2003-10) Class A(2003-11) Class A(2003-12) Class A(2004-1) Class A(2004-2) Class A(2004-3) Class A(2004-4) Class A(2004-5) Class A(2004-6) Class A(2004-7) Class A(2004-8) Class A(2004-9) Class A(2004-10) Class A(2005-1) Class A(2005-2) Class A(2005-3) Class A(2005-4) Class A(2005-5) Class A(2005-6) Class A(2005-7) Class A(2005-8) Class A(2005-9) Class A(2005-10) Class A(2005-11) Class A(2006-1) Class A Total: Class B: Class B(2001-1) Class B(2001-2) Class B(2001-3) Class B(2002-1) Class B(2002-2) Class B(2002-4) Class B(2003-1) Class B(2003-2) Class B(2003-3) Class B(2003-4) Class B(2003-5) Class B(2004-1) Class B(2004-2) Class B(2005-1) Class B(2005-2) Class B(2005-3) Class B(2005-4) Class B Total: Class C: Class C(2001-1) Class C(2001-2) Class C(2001-3) Class C(2001-4) Class C(2001-5) Class C(2002-1) Class C(2002-2) Class C(2002-3) Class C(2002-4) Class C(2002-6) Class C(2002-7) Class C(2003-1) Class C(2003-2) Class C(2003-3) Class C(2003-4) Class C(2003-5) Class C(2003-6) Class C(2003-7) Class C(2004-1) Class C(2004-2) Class C(2005-1) Class C(2005-2) Class C(2005-3) Class C(2006-1) Class C Total: Total:	$1,000,000,000.00 $500,000,000.00 $1,000,000,000.00 $6,800,000,000.00 $500,000,000.00 $1,000,000,000.00 $656,175,000.00 $750,000,000.00 $1,000,000,000.00 $750,000,000.00 $497,250,000.00 $400,000,000.00 $700,000,000.00 $1,000,000,000.00 $490,600,000.00 $500,000,000.00 $500,000,000.00 $1,000,000,000.00 $750,000,000.00 $750,000,000.00 $548,200,000.00 $500,000,000.00 $650,000,000.00 $750,000,000.00 $1,050,000,000.00 $500,000,000.00 $500,000,000.00 $500,000,000.00 $752,760,000.00 $600,000,000.00 $700,000,000.00 $1,350,000,000.00 $1,015,240,000.00 $500,000,000.00 $900,000,000.00 $500,000,000.00 $672,980,000.00 $500,000,000.00 $750,000,000.00 $500,000,000.00 $600,000,000.00 $800,000,000.00 $1,500,000,000.00 $500,000,000.00 $1,000,000,000.00 $850,000,000.00 $1,000,000,000.00 $400,000,000.00 $500,000,000.00 $1,600,000,000.00 $43,033,205,000.00 $250,000,000.00 $250,000,000.00 $150,000,000.00 $250,000,000.00 $250,000,000.00 $200,000,000.00 $200,000,000.00 $200,000,000.00 $200,000,000.00 $331,650,000.00 $150,000,000.00 $350,000,000.00 $150,000,000.00 $125,000,000.00 $200,000,000.00 $150,962,500.00 $150,000,000.00 $3,557,612,500.00 $250,000,000.00 $100,000,000.00 $400,000,000.00 $250,000,000.00 $150,000,000.00 $250,000,000.00 $100,000,000.00 $200,000,000.00 $100,000,000.00 $50,000,000.00 $50,000,000.00 $200,000,000.00 $100,000,000.00 $175,000,000.00 $327,560,000.00 $100,000,000.00 $250,000,000.00 $100,000,000.00 $200,000,000.00 $275,000,000.00 $125,000,000.00 $150,000,000.00 $300,000,000.00 $350,000,000.00 $4,552,560,000.00 $51,143,377,500.00	$1,000,000,000.00 $500,000,000.00 $1,000,000,000.00 $6,800,000,000.00 $500,000,000.00 $1,000,000,000.00 $656,175,000.00 $750,000,000.00 $1,000,000,000.00 $750,000,000.00 $497,250,000.00 $400,000,000.00 $700,000,000.00 $1,000,000,000.00 $490,600,000.00 $500,000,000.00 $500,000,000.00 $0.00 $750,000,000.00 $750,000,000.00 $548,200,000.00 $500,000,000.00 $650,000,000.00 $750,000,000.00 $1,050,000,000.00 $500,000,000.00 $500,000,000.00 $500,000,000.00 $752,760,000.00 $600,000,000.00 $700,000,000.00 $1,350,000,000.00 $1,015,240,000.00 $500,000,000.00 $900,000,000.00 $500,000,000.00 $672,980,000.00 $500,000,000.00 $750,000,000.00 $500,000,000.00 $600,000,000.00 $800,000,000.00 $1,500,000,000.00 $500,000,000.00 $1,000,000,000.00 $850,000,000.00 $1,000,000,000.00 $400,000,000.00 $500,000,000.00 $1,600,000,000.00 $42,033,205,000.00 $250,000,000.00 $250,000,000.00 $150,000,000.00 $250,000,000.00 $250,000,000.00 $200,000,000.00 $200,000,000.00 $200,000,000.00 $200,000,000.00 $331,650,000.00 $150,000,000.00 $350,000,000.00 $150,000,000.00 $125,000,000.00 $200,000,000.00 $150,962,500.00 $150,000,000.00 $3,557,612,500.00 $250,000,000.00 $100,000,000.00 $400,000,000.00 $250,000,000.00 $150,000,000.00 $250,000,000.00 $100,000,000.00 $200,000,000.00 $100,000,000.00 $50,000,000.00 $50,000,000.00 $200,000,000.00 $100,000,000.00 $175,000,000.00 $327,560,000.00 $100,000,000.00 $250,000,000.00 $100,000,000.00 $200,000,000.00 $275,000,000.00 $125,000,000.00 $150,000,000.00 $300,000,000.00 $350,000,000.00 $4,552,560,000.00 $50,143,377,500.00	$1,000,000,000.00 $500,000,000.00 $1,000,000,000.00 $6,800,000,000.00 $500,000,000.00 $1,000,000,000.00 $656,175,000.00 $750,000,000.00 $1,000,000,000.00 $750,000,000.00 $497,250,000.00 $400,000,000.00 $700,000,000.00 $1,000,000,000.00 $490,600,000.00 $500,000,000.00 $500,000,000.00 $0.00 $750,000,000.00 $750,000,000.00 $548,200,000.00 $500,000,000.00 $650,000,000.00 $750,000,000.00 $1,050,000,000.00 $500,000,000.00 $500,000,000.00 $500,000,000.00 $752,760,000.00 $600,000,000.00 $700,000,000.00 $1,350,000,000.00 $1,015,240,000.00 $500,000,000.00 $900,000,000.00 $500,000,000.00 $672,980,000.00 $500,000,000.00 $750,000,000.00 $500,000,000.00 $600,000,000.00 $800,000,000.00 $1,500,000,000.00 $500,000,000.00 $1,000,000,000.00 $850,000,000.00 $1,000,000,000.00 $400,000,000.00 $500,000,000.00 $1,600,000,000.00 $42,033,205,000.00 $250,000,000.00 $250,000,000.00 $150,000,000.00 $250,000,000.00 $250,000,000.00 $200,000,000.00 $200,000,000.00 $200,000,000.00 $200,000,000.00 $331,650,000.00 $150,000,000.00 $350,000,000.00 $150,000,000.00 $125,000,000.00 $200,000,000.00 $150,962,500.00 $150,000,000.00 $3,557,612,500.00 $250,000,000.00 $100,000,000.00 $400,000,000.00 $250,000,000.00 $150,000,000.00 $250,000,000.00 $100,000,000.00 $200,000,000.00 $100,000,000.00 $50,000,000.00 $50,000,000.00 $200,000,000.00 $100,000,000.00 $175,000,000.00 $327,560,000.00 $100,000,000.00 $250,000,000.00 $100,000,000.00 $200,000,000.00 $275,000,000.00 $125,000,000.00 $150,000,000.00 $300,000,000.00 $350,000,000.00 $4,552,560,000.00 $50,143,377,500.00	$1,000,000,000.00 $500,000,000.00 $1,000,000,000.00 $6,800,000,000.00 $500,000,000.00 $1,000,000,000.00 $656,175,000.00 $750,000,000.00 $1,000,000,000.00 $750,000,000.00 $497,250,000.00 $400,000,000.00 $700,000,000.00 $1,000,000,000.00 $490,600,000.00 $500,000,000.00 $500,000,000.00 $0.00 $750,000,000.00 $750,000,000.00 $548,200,000.00 $500,000,000.00 $650,000,000.00 $750,000,000.00 $1,050,000,000.00 $500,000,000.00 $500,000,000.00 $500,000,000.00 $752,760,000.00 $600,000,000.00 $700,000,000.00 $1,350,000,000.00 $1,015,240,000.00 $500,000,000.00 $900,000,000.00 $500,000,000.00 $672,980,000.00 $500,000,000.00 $750,000,000.00 $500,000,000.00 $600,000,000.00 $800,000,000.00 $1,500,000,000.00 $500,000,000.00 $1,000,000,000.00 $850,000,000.00 $1,000,000,000.00 $400,000,000.00 $500,000,000.00 $1,600,000,000.00 $42,033,205,000.00 $250,000,000.00 $250,000,000.00 $150,000,000.00 $250,000,000.00 $250,000,000.00 $200,000,000.00 $200,000,000.00 $200,000,000.00 $200,000,000.00 $331,650,000.00 $150,000,000.00 $350,000,000.00 $150,000,000.00 $125,000,000.00 $200,000,000.00 $150,962,500.00 $150,000,000.00 $3,557,612,500.00 $250,000,000.00 $100,000,000.00 $400,000,000.00 $250,000,000.00 $150,000,000.00 $250,000,000.00 $100,000,000.00 $200,000,000.00 $100,000,000.00 $50,000,000.00 $50,000,000.00 $200,000,000.00 $100,000,000.00 $175,000,000.00 $327,560,000.00 $100,000,000.00 $250,000,000.00 $100,000,000.00 $200,000,000.00 $275,000,000.00 $125,000,000.00 $150,000,000.00 $300,000,000.00 $350,000,000.00 $4,552,560,000.00 $50,143,377,500.00
I.            Class A Usage of Class B and Class C Subordinated Amounts:

	Class A Usage of Class B Subordinated Amount for this Monthly Period	Class A Usage of Class C Subordinated Amount for this Monthly Period	Cumulative Class A Usage of Class B Subordinated Amount	Cumulative Class A Usage of Class C Subordinated Amount
NOTHING TO REPORT
J.            Class B Usage of Class C Subordinated Amounts:

	Class B Usage of Class C Subordinated Amount for this Monthly Period	Cumulative Class B Usage of Class C Subordinated Amount
NOTHING TO REPORT

K. Nominal Liquidation Amount for Tranches of Notes Outstanding:

Beginning Nominal Liquidation Amount* Increases from accretions on Principal for Discount Notes Increases from amounts withdrawn from the Principal Funding sub-Account in respect of Prefunding Excess Amount Reimbursements from Available Funds Reductions due to reallocations of Available Principal Amounts Reductions due to Investor Charge-Offs Reductions due to amounts on deposit in the Principal Funding sub-Account Ending Nominal Liquidation Amount

Class A: Class A(2001-1) Class A(2001-2) Class A(2001-3) Class A(2001-Emerald) Class A(2001-5) Class A(2002-1) Class A(2002-2) Class A(2002-3) Class A(2002-4) Class A(2002-5) Class A(2002-7) Class A(2002-8) Class A(2002-9) Class A(2002-10) Class A(2002-11) Class A(2002-13) Class A(2003-1) Class A(2003-2) Class A(2003-3) Class A(2003-4) Class A(2003-5) Class A(2003-6) Class A(2003-7) Class A(2003-8) Class A(2003-9) Class A(2003-10) Class A(2003-11) Class A(2003-12) Class A(2004-1) Class A(2004-2) Class A(2004-3) Class A(2004-4) Class A(2004-5) Class A(2004-6) Class A(2004-7) Class A(2004-8) Class A(2004-9) Class A(2004-10) Class A(2005-1) Class A(2005-2) Class A(2005-3) Class A(2005-4) Class A(2005-5) Class A(2005-6) Class A(2005-7) Class A(2005-8) Class A(2005-9) Class A(2005-10) Class A(2005-11) Class A(2006-1) Class A Total: Class B: Class B(2001-1) Class B(2001-2) Class B(2001-3) Class B(2002-1) Class B(2002-2) Class B(2002-4) Class B(2003-1) Class B(2003-2) Class B(2003-3) Class B(2003-4) Class B(2003-5) Class B(2004-1) Class B(2004-2) Class B(2005-1) Class B(2005-2) Class B(2005-3) Class B(2005-4) Class B Total: Class C: Class C(2001-1) Class C(2001-2) Class C(2001-3) Class C(2001-4) Class C(2001-5) Class C(2002-1) Class C(2002-2) Class C(2002-3) Class C(2002-4) Class C(2002-6) Class C(2002-7) Class C(2003-1) Class C(2003-2) Class C(2003-3) Class C(2003-4) Class C(2003-5) Class C(2003-6) Class C(2003-7) Class C(2004-1) Class C(2004-2) Class C(2005-1) Class C(2005-2) Class C(2005-3) Class C(2006-1) Class C Total: Total: $1,000,000,000.00 $500,000,000.00 $1,000,000,000.00 $6,800,000,000.00 $500,000,000.00 $1,000,000,000.00 $656,175,000.00 $750,000,000.00 $1,000,000,000.00 $750,000,000.00 $497,250,000.00 $400,000,000.00 $700,000,000.00 $1,000,000,000.00 $490,600,000.00 $500,000,000.00 $500,000,000.00 $1,000,000,000.00 $750,000,000.00 $750,000,000.00 $548,200,000.00 $500,000,000.00 $650,000,000.00 $750,000,000.00 $1,050,000,000.00 $500,000,000.00 $500,000,000.00 $500,000,000.00 $752,760,000.00 $600,000,000.00 $700,000,000.00 $1,350,000,000.00 $1,015,240,000.00 $500,000,000.00 $900,000,000.00 $500,000,000.00 $672,980,000.00 $500,000,000.00 $750,000,000.00 $500,000,000.00 $600,000,000.00 $800,000,000.00 $1,500,000,000.00 $500,000,000.00 $1,000,000,000.00 $850,000,000.00 $1,000,000,000.00 $400,000,000.00 $500,000,000.00 $1,600,000,000.00 $43,033,205,000.00 $250,000,000.00 $250,000,000.00 $150,000,000.00 $250,000,000.00 $250,000,000.00 $200,000,000.00 $200,000,000.00 $200,000,000.00 $200,000,000.00 $331,650,000.00 $150,000,000.00 $350,000,000.00 $150,000,000.00 $125,000,000.00 $200,000,000.00 $150,962,500.00 $150,000,000.00 $3,557,612,500.00 $250,000,000.00 $100,000,000.00 $400,000,000.00 $250,000,000.00 $150,000,000.00 $250,000,000.00 $100,000,000.00 $200,000,000.00 $100,000,000.00 $50,000,000.00 $50,000,000.00 $200,000,000.00 $100,000,000.00 $175,000,000.00 $327,560,000.00 $100,000,000.00 $250,000,000.00 $100,000,000.00 $200,000,000.00 $275,000,000.00 $125,000,000.00 $150,000,000.00 $300,000,000.00 $350,000,000.00 $4,552,560,000.00 $51,143,377,500.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1,000,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1,000,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $1,000,000,000.00 $1,000,000,000.00 $500,000,000.00 $1,000,000,000.00 $6,800,000,000.00 $500,000,000.00 $1,000,000,000.00 $656,175,000.00 $750,000,000.00 $1,000,000,000.00 $750,000,000.00 $497,250,000.00 $400,000,000.00 $700,000,000.00 $1,000,000,000.00 $490,600,000.00 $500,000,000.00 $500,000,000.00 $0.00 $750,000,000.00 $750,000,000.00 $548,200,000.00 $500,000,000.00 $650,000,000.00 $750,000,000.00 $1,050,000,000.00 $500,000,000.00 $500,000,000.00 $500,000,000.00 $752,760,000.00 $600,000,000.00 $700,000,000.00 $1,350,000,000.00 $1,015,240,000.00 $500,000,000.00 $900,000,000.00 $500,000,000.00 $672,980,000.00 $500,000,000.00 $750,000,000.00 $500,000,000.00 $600,000,000.00 $800,000,000.00 $1,500,000,000.00 $500,000,000.00 $1,000,000,000.00 $850,000,000.00 $1,000,000,000.00 $400,000,000.00 $500,000,000.00 $1,600,000,000.00 $42,033,205,000.00 $250,000,000.00 $250,000,000.00 $150,000,000.00 $250,000,000.00 $250,000,000.00 $200,000,000.00 $200,000,000.00 $200,000,000.00 $200,000,000.00 $331,650,000.00 $150,000,000.00 $350,000,000.00 $150,000,000.00 $125,000,000.00 $200,000,000.00 $150,962,500.00 $150,000,000.00 $3,557,612,500.00 $250,000,000.00 $100,000,000.00 $400,000,000.00 $250,000,000.00 $150,000,000.00 $250,000,000.00 $100,000,000.00 $200,000,000.00 $100,000,000.00 $50,000,000.00 $50,000,000.00 $200,000,000.00 $100,000,000.00 $175,000,000.00 $327,560,000.00 $100,000,000.00 $250,000,000.00 $100,000,000.00 $200,000,000.00 $275,000,000.00 $125,000,000.00 $150,000,000.00 $300,000,000.00 $350,000,000.00 $4,552,560,000.00 $50,143,377,500.00

* The Beginning Nominal Liquidation Amount for Class A(2001-Emerald) is reported as of the end of the Monthly Period.

L. Excess Available Funds and 3 Month Excess Available Funds:
Excess Available Funds	$371,760,758.87
Is 3 Month Excess Available Funds < 0 ? (Yes/No)	No

M. Other Performance Triggers
Has a Class C Reserve sub-Account funding trigger occurred? (Yes/No)	No

IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Monthly Noteholders' Statement this 8th day of March, 2006.

MBNA AMERICA BANK,

NATIONAL ASSOCIATION,

As Beneficiary of the MBNA

Credit Card Master Note Trust

and

as Servicer of the MBNA Master

Credit Card trust II

Name: Marcie E. Copson-Hall

Title: Executive Vice President