-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Txk7Crd+v5S8Oj/EK4wO3UsXSS3XC7ehU0ZDNzs8J7CBTqpL5JzeFisGkvSO3nuT D6JWs/7imXJcgWXloiLHrA== 0001128250-05-000049.txt : 20051227 0001128250-05-000049.hdr.sgml : 20051226 20051227151652 ACCESSION NUMBER: 0001128250-05-000049 CONFORMED SUBMISSION TYPE: 8-K/A PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20051130 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20051227 DATE AS OF CHANGE: 20051227 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MBNA CREDIT CARD MASTER NOTE TRUST CENTRAL INDEX KEY: 0001128250 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 510331454 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K/A SEC ACT: 1934 Act SEC FILE NUMBER: 333-50316-02 FILM NUMBER: 051286927 BUSINESS ADDRESS: STREET 1: 1100 NORTH KING ST CITY: WILMINGTON STATE: DE ZIP: 19801 BUSINESS PHONE: 3024539930 MAIL ADDRESS: STREET 1: 400 CHRISTIANA RD STREET 2: MS 700760 CITY: NEWARK STATE: DE ZIP: 19813 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MBNA AMERICA BANK NATIONAL ASSOCIATION CENTRAL INDEX KEY: 0000838440 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 510331454 STATE OF INCORPORATION: DE FISCAL YEAR END: 0630 FILING VALUES: FORM TYPE: 8-K/A SEC ACT: 1934 Act SEC FILE NUMBER: 000-17324 FILM NUMBER: 051286928 BUSINESS ADDRESS: STREET 1: 1100 NORTH KING ST CITY: WILMINGTON STATE: DE ZIP: 19801 BUSINESS PHONE: 3024539930 MAIL ADDRESS: STREET 1: 400 CHRISTIANA RD MS 700760 CITY: NEWARK STATE: DE ZIP: 19713 FORMER COMPANY: FORMER CONFORMED NAME: MBNA AMERICA BANK N A DATE OF NAME CHANGE: 19910801 FORMER COMPANY: FORMER CONFORMED NAME: MARYLAND BANK NA DATE OF NAME CHANGE: 19891204 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MBNA AMERICA BK NAT ASSOC MBNA MASTER CREDIT CARD TRUST II CENTRAL INDEX KEY: 0000936988 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 510331454 FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K/A SEC ACT: 1934 Act SEC FILE NUMBER: 000-20949 FILM NUMBER: 051286926 BUSINESS ADDRESS: STREET 1: 1100 NORTH KING ST CITY: WILMINGTON STATE: DE ZIP: 19801 BUSINESS PHONE: 3024539930 MAIL ADDRESS: STREET 1: 400 CHRISTIANA RD STREET 2: MS 700760 CITY: NEWARK STATE: DE ZIP: 19813 8-K/A 1 k8trustallnotes.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20529 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) November 29, 2005 MBNA AMERICA BANK, NATIONAL ASSOCIATION ON BEHALF OF THE MBNA MASTER CREDIT CARD TRUST II (Issuer of the Collateral Certificate) AND THE MBNA CREDIT CARD MASTER NOTE TRUST (Issuer of the MBNAseries Class A, Class B, and Class C notes) (Exact name of registrant as specified in its charter) United States 333-104089 51-0331454 (State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.) Wilmington, DE 19884 (Address of principal executive office) (Zip Code) Registrant's telephone number, including area code (800) 362-6255. N/A (Former name or address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events. ITEM 8.01. Other Events. On November 29, 2005, MBNA America Bank, National Association (the "Seller") conveyed to the MBNA Master Credit Card Trust II (the "Trust") all of the receivables (the "Receivables") in certain additional credit card accounts (the "Additional Accounts") of the Seller pursuant to an Assignment No. 45 of Receivables in Additional Accounts dated as of November 29, 2005, (the "Assignment"). The principal amount of the Receivables in the Additional Accounts on November 29, 2005, was $1,651,452,545.16. The Seller conveyed the Receivables in the Additional Accounts to the Trust pursuant to subsection 2.06(b) of the Pooling and Servicing Agreement. December 15, 2005, is a Payment Date for each publicly-offered tranche of Notes relating to the MBNASeries issued by MBNA Credit Card Master Note Trust. Copies of the MBNASeries Noteholders'Statement and the MBNASeries Schedule, each for the month ended November 30, 2005, are included as Exhibits to this Report under Exhibit 20. Section 9 - Financial Statements and Exhibits ITEM 9.01 (c). Exhibits. The following are filed as Exhibits to this Report under Exhibit 20: 20.1 MBNASeries Noteholders' Statement for the month ended November 30, 2005. 20.2 MBNASeries Schedule to the Noteholders' Statement for the month ended November 30,2005. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 15, 2005 MBNA AMERICA BANK, NATIONAL ASSOCIATION, as Servicer By: /s/Marcie Copson-Hall ---------------------------------- Name: Marcie Copson-Hall Title: Executive Vice President EX-20 2 mt22001z.txt xhibit 20.1 MONTHLY SERIES CERTIFICATEHOLDERS' STATEMENT SERIES 2001-D MBNA AMERICA BANK, NATIONAL ASSOCIATION MBNA MASTER CREDIT CARD TRUST II MONTHLY PERIOD ENDING NOVEMBER 30, 2005 ___________________________________ The information which is required to be prepared with respect to the Transfer Date of December 14, 2005 and with respect to the performance of the Issuer during the related Monthly Period. Capitalized terms used in this Statement have their respective meanings set forth in the Pooling and Servicing Agreement. A.Information Regarding the Current Monthly Distribution 1. The amount of the current monthly distribution which constitutes Available Funds$690,573,505.89 2. The amount of the current monthly distribution which constitutes Available Investor Principal Collections See Addendum to Exhibit B B. Information Regarding the Performance of the Trust 1.Collection of Principal Receivables (a)The aggregate amount of Collections of Principal Receivables processed during the related Monthly Period and allocated to Series 2001-D$7,187,141,769.66 2.Collection of Finance Charge Receivables (a)The aggregate amount of Collections of Finance Charge Receivables processed during the related Monthly Period and allocated to Series 2001-D$617,101,129.93 3.Principal Receivables in the Trust (a)The aggregate amount of Principal Receivables in the Trust as of the end of the day on the last day of the related Monthly Period$71,117,209,769.80 (b)The amount of Principal Receivables in the Trust represented by the Investor Interest of Series 2001-D as of the end of the day on the last day of the related Monthly Period$47,993,377,500.00 (c) The Floating Allocation Investor Interest as of the end of the day on the last day of the related Monthly Period$47,993,377,500.00 (d) The Principal Allocation Investor Interest as of the end of the day on the last day of the related Monthly Period$47,993,377,500.00 (e) The Floating Investor Percentage with respect to the related Monthly Period November 1, 2005 through November 1, 200566.76% November 2, 2005 through November 8, 200566.96% November 9, 2005 through November 16, 200567.39% November 17, 2005 through November 28, 200568.63% November 29, 2005 through November 30, 200567.36% (f)The Principal Investor Percentage with respect to the Monthly Period November 1, 2005 through November 1, 200566.76% November 2, 2005 through November 8, 200566.96% November 9, 2005 through November 16, 200567.39% November 17, 2005 through November 28, 200568.63% November 29, 2005 through November 30, 200567.36% 4. Delinquent Balances The aggregate amount of outstanding balances in the Accounts which were delinquent as of the end of the day on the last day of the related Monthly Period: Aggregate Account Balance Percentage of Total Receivables (a) 30 - 59 days: $1,163,361,328.87 1.61% (b) 60 - 89 days: $720,396,339.39 1.00% (c) 90 - 119 days: $579,903,694.79 0.80% (d) 120 - 149 days: $518,812,601.49 0.72% (e) 150 - or more days: $521,057,439.57 0.71% Total: $3,503,531,404.11 4.84% 5.Investor Default Amount (a)The Aggregate Investor Default Amount for the related Monthly Period$218,984,222.96 6.Investor Servicing Fee (a)The amount of the Investor Servicing Fee payable by the Trust to the Servicer for the related Monthly Period$78,402,423.61 (b)The amount of the Net Servicing Fee payable by the Trust to the Servicer for the related Monthly Period$49,001,514.76 (c)The amount of the Servicer Interchange payable by the Trust to the Servicer for the related Monthly Period$29,400,908.85 IN WITNESS WHEREOF, the undersigned has duly executed this certificate this 8th day of December, 2005. MBNA AMERICA BANK, NATIONAL ASSOCIATION, Serv Marcie E. Copson-Hall icer Name: Marcie E. Copson-Hall Title: Executive Vice President 1 C-4 2001-D A-1 C-1 2001-D 2001-D A-1 EX-20 3 exhc.htm EXHIBIT C


        EXHIBIT C
         SCHEDULE TO MONTHLY NOTEHOLDERS' STATEMENT

        MBNAseries
         MBNA CREDIT CARD MASTER NOTE TRUST


        MONTHLY PERIOD ENDING November 30, 2005

           Reference is made to the 2001-D Supplement (the "Series 2001-D" Supplement), dated as of May
        24, 2001, between MBNA America Bank, National Association, a national banking association (the
        "Bank"), as Seller and Servicer, and The Bank of New York, as Trustee, the Indenture (the
        "Indenture"), dated as of May 24, 2001 and the Indenture Supplement (the "Indenture Supplement"),
        dated as of May 24, 2001 , each between MBNA Credit Card Master Note Trust, as Issuer, and "The
        Bank of New York, as Indenture Trustee.  Terms used herein and not defined herein have the
        meanings ascribed to them in the 2001-D Supplement, the Indenture and the Indenture Supplement, as
        applicable.




           The following computations are prepared with respect to the Transfer Date of December 14, 2005
        and with respect to the performance of the Trust during the related Monthly Period.



         A. Targeted deposits to Interest Funding sub-Accounts:


                    Targeted Deposit to     Actual Deposit to       Shortfall from          Interest Funding        Interest Funding
                    Interest Funding        Interest Funding        earlier Monthly         sub-account Balance     sub-Account
                    sub-Account for         sub-Account for         Periods                 prior to Withdrawals*   Earnings
                    applicable Monthly      applicable Monthly
                    Period                  Period


        Class A:
        Class A(2001-1)         $4,791,666.67   $4,791,666.67   $0.00   $4,791,666.67   $0.00
        Class A(2001-2)         $1,818,750.00   $1,818,750.00   $0.00   $1,818,750.00   $0.00
        Class A(2001-3)         $3,550,000.00   $3,550,000.00   $0.00   $6,981,666.67   $11,447.97
        Class A(2001-Emerald)   $21,106,280.02  $21,106,280.02  $0.00   $136,094,585.28 $406,084.53
        Class A(2001-5)         $1,802,083.33   $1,802,083.33   $0.00   $1,802,083.33   $0.00
        Class A(2002-1)         $4,125,000.00   $4,125,000.00   $0.00   $4,125,000.00   $0.00
        Class A(2002-2)         $2,707,815.50   $2,707,815.50   $0.00   $2,707,815.50   $0.00
        Class A(2002-3)         $2,721,875.00   $2,721,875.00   $0.00   $2,721,875.00   $0.00
        Class A(2002-4)         $3,520,833.33   $3,520,833.33   $0.00   $3,520,833.33   $0.00
        Class A(2002-5)         $2,684,375.00   $2,684,375.00   $0.00   $2,684,375.00   $0.00
        Class A(2002-7)         $1,926,280.20   $1,926,280.20   $0.00   $3,671,971.63   $5,822.08
        Class A(2002-8)         $1,433,333.33   $1,433,333.33   $0.00   $2,818,888.89   $4,621.75
        Class A(2002-9)         $2,473,333.33   $2,473,333.33   $0.00   $4,864,222.22   $7,973.35
        Class A(2002-10)        $3,545,833.33   $3,545,833.33   $0.00   $3,545,833.33   $0.00
        Class A(2002-11)        $1,954,223.33   $1,954,223.33   $0.00   $3,725,238.23   $5,905.20
        Class A(2002-13)        $1,768,750.00   $1,768,750.00   $0.00   $1,768,750.00   $0.00
        Class A(2003-1)         $1,773,750.00   $1,773,750.00   $0.00   $1,773,750.00   $0.00
        Class A(2003-2)         $3,470,833.33   $3,470,833.33   $0.00   $3,470,833.33   $0.00
        Class A(2003-3)         $2,646,875.00   $2,646,875.00   $0.00   $2,646,875.00   $0.00
        Class A(2003-4)         $2,709,375.00   $2,709,375.00   $0.00   $2,709,375.00   $0.00
        Class A(2003-5)         $2,177,694.04   $2,177,694.04   $0.00   $4,151,229.27   $6,583.50
        Class A(2003-6)         $1,145,833.33   $1,145,833.33   $0.00   $1,145,833.33   $0.00
        Class A(2003-7)         $1,435,416.67   $1,435,416.67   $0.00   $1,435,416.67   $0.00
        Class A(2003-8)         $2,690,625.00   $2,690,625.00   $0.00   $2,690,625.00   $0.00
        Class A(2003-9)         $3,714,375.00   $3,714,375.00   $0.00   $3,714,375.00   $0.00
        Class A(2003-10)        $1,822,916.67   $1,822,916.67   $0.00   $1,822,916.67   $0.00
        Class A(2003-11)        $1,745,000.00   $1,745,000.00   $0.00   $1,745,000.00   $0.00
        Class A(2003-12)        $1,760,416.67   $1,760,416.67   $0.00   $1,760,416.67   $0.00
        Class A(2004-2)         $2,132,500.00   $2,132,500.00   $0.00   $2,132,500.00   $0.00
        Class A(2004-1)         $2,931,481.63   $2,931,481.63   $0.00   $5,588,136.86   $8,861.13
        Class A(2004-3)         $2,552,083.33   $2,552,083.33   $0.00   $2,552,083.33   $0.00
        Class A(2004-4)         $4,624,875.00   $4,624,875.00   $0.00   $4,624,875.00   $0.00
        Class A(2004-5)         $4,082,392.84   $4,082,392.84   $0.00   $4,082,392.84   $0.00
        Class A(2004-6)         $1,772,916.67   $1,772,916.67   $0.00   $1,772,916.67   $0.00
        Class A(2004-7)         $3,161,250.00   $3,161,250.00   $0.00   $3,161,250.00   $0.00
        Class A(2004-8)         $1,777,083.33   $1,777,083.33   $0.00   $1,777,083.33   $0.00
        Class A(2004-9)         $2,568,689.88   $2,568,689.88   $0.00   $2,568,689.88   $0.00
        Class A(2004-10)        $1,747,916.67   $1,747,916.67   $0.00   $1,747,916.67   $0.00
        Class A(2005-1)         $2,625,000.00   $2,625,000.00   $0.00   $2,625,000.00   $0.00
        Class A(2005-2)         $1,747,916.67   $1,747,916.67   $0.00   $1,747,916.67   $0.00
        Class A(2005-3)         $2,050,000.00   $2,050,000.00   $0.00   $2,050,000.00   $0.00
        Class A(2005-4)         $2,770,000.00   $2,770,000.00   $0.00   $2,770,000.00   $0.00
        Class A(2005-5)         $5,143,750.00   $5,143,750.00   $0.00   $5,143,750.00   $0.00
        Class A(2005-6)         $1,875,000.00   $1,875,000.00   $0.00   $1,875,000.00   $0.00
        Class A(2005-7)         $3,583,333.33   $3,583,333.33   $0.00   $3,583,333.33   $0.00
        Class A(2005-8)         $2,928,958.33   $2,928,958.33   $0.00   $2,928,958.33   $0.00
        Class A(2005-9)         $1,625,555.56   $1,625,555.56   $0.00   $1,625,555.56   $0.00
        Class A(2005-10)        $94,888.89      $94,888.89      $0.00   $94,888.89      $0.00
        Class A Total:          $140,819,135.21 $140,819,135.21 $0.00   $271,162,448.38 $457,299.51
        Class B:
        Class B(2001-1)         $935,416.67     $935,416.67     $0.00   $935,416.67     $0.00
        Class B(2001-2)         $932,291.67     $932,291.67     $0.00   $932,291.67     $0.00
        Class B(2001-3)         $576,875.00     $576,875.00     $0.00   $576,875.00     $0.00
        Class B(2002-1)         $1,072,916.67   $1,072,916.67   $0.00   $1,072,916.67   $0.00
        Class B(2002-2)         $936,458.33     $936,458.33     $0.00   $936,458.33     $0.00
        Class B(2002-4)         $769,166.67     $769,166.67     $0.00   $769,166.67     $0.00
        Class B(2003-1)         $759,166.67     $759,166.67     $0.00   $759,166.67     $0.00
        Class B(2003-2)         $750,833.33     $750,833.33     $0.00   $750,833.33     $0.00
        Class B(2003-3)         $748,333.33     $748,333.33     $0.00   $748,333.33     $0.00
        Class B(2003-5)         $560,625.00     $560,625.00     $0.00   $560,625.00     $0.00
        Class B(2003-4)         $1,356,088.85   $1,356,088.85   $0.00   $3,856,377.65   $8,339.10
        Class B(2004-1)         $1,322,416.67   $1,322,416.67   $0.00   $1,322,416.67   $0.00
        Class B(2004-2)         $563,125.00     $563,125.00     $0.00   $563,125.00     $0.00
        Class B(2005-1)         $458,854.17     $458,854.17     $0.00   $458,854.17     $0.00
        Class B(2005-2)         $715,833.33     $715,833.33     $0.00   $715,833.33     $0.00
        Class B(2005-4)         $877,916.67     $877,916.67     $0.00   $877,916.67     $0.00
        Class B(2005-3)         $755,448.22     $755,448.22     $0.00   $755,448.22     $0.00
        Class B Total:          $14,091,766.25  $14,091,766.25  $0.00   $16,592,055.05  $8,339.10
        Class C:
        Class C(2001-1)         $1,076,041.67   $1,076,041.67   $0.00   $1,076,041.67   $0.00
        Class C(2001-2)         $438,750.00     $438,750.00     $0.00   $438,750.00     $0.00
        Class C(2001-3)         $2,183,333.33   $2,183,333.33   $0.00   $2,183,333.33   $0.00
        Class C(2001-4)         $1,076,041.67   $1,076,041.67   $0.00   $1,076,041.67   $0.00
        Class C(2001-5)         $666,875.00     $666,875.00     $0.00   $666,875.00     $0.00
        Class C(2002-1)         $1,416,666.67   $1,416,666.67   $0.00   $1,416,666.67   $0.00
        Class C(2002-2)         $422,083.33     $422,083.33     $0.00   $422,083.33     $0.00
        Class C(2002-3)         $910,833.33     $910,833.33     $0.00   $910,833.33     $0.00
        Class C(2002-4)         $442,916.67     $442,916.67     $0.00   $442,916.67     $0.00
        Class C(2002-6)         $254,791.67     $254,791.67     $0.00   $254,791.67     $0.00
        Class C(2002-7)         $279,166.67     $279,166.67     $0.00   $279,166.67     $0.00
        Class C(2003-1)         $969,166.67     $969,166.67     $0.00   $969,166.67     $0.00
        Class C(2003-2)         $476,250.00     $476,250.00     $0.00   $476,250.00     $0.00
        Class C(2003-3)         $796,979.17     $796,979.17     $0.00   $796,979.17     $0.00
        Class C(2003-4)         $1,816,895.25   $1,816,895.25   $0.00   $1,816,895.25   $0.00
        Class C(2003-5)         $441,250.00     $441,250.00     $0.00   $441,250.00     $0.00
        Class C(2003-6)         $1,103,125.00   $1,103,125.00   $0.00   $1,103,125.00   $0.00
        Class C(2003-7)         $455,416.67     $455,416.67     $0.00   $455,416.67     $0.00
        Class C(2004-1)         $815,833.33     $815,833.33     $0.00   $815,833.33     $0.00
        Class C(2004-2)         $1,149,270.83   $1,149,270.83   $0.00   $1,149,270.83   $0.00
        Class C(2005-1)         $471,354.17     $471,354.17     $0.00   $471,354.17     $0.00
        Class C(2005-2)         $558,125.00     $558,125.00     $0.00   $558,125.00     $0.00
        Class C(2005-3)         $1,594,416.67   $1,594,416.67   $0.00   $2,021,416.67   $1,423.10
        Class C Total:          $19,815,582.77  $19,815,582.77  $0.00   $20,242,582.77  $1,423.10
        Total:                  $174,726,484.23 $174,726,484.23 $0.00   $307,997,086.20 $467,061.71

        *  The Interest Funding Account Balance for Class A(2001-Emerald) reflects activity as of the end of the Monthly Period.



      B. Interest to be paid on the corresponding Payment Date:*
                                CUSIP           Interest Payment Date   Interest Rate   Amount of interest to be
                                Number                                                  paid on corresponding
                                                                                        Interest Payment Date


        Class A
        Class A(2001-1)         55264TAC5       December 15, 2005       5.7500000%      $4,791,666.67
        Class A(2001-2)         55264TAE1       December 15, 2005       4.3650000%      $1,818,750.00
        Class A(2001-5)         55264TAM3       December 15, 2005       4.3250000%      $1,802,083.33
        Class A(2002-1)         55264TAQ4       December 15, 2005       4.9500000%      $4,125,000.00
        Class A(2002-3)         55264TAT8       December 15, 2005       4.3550000%      $2,721,875.00
        Class A(2002-4)         55264TAU5       December 15, 2005       4.2250000%      $3,520,833.33
        Class A(2002-5)         55264TAV3       December 15, 2005       4.2950000%      $2,684,375.00
        Class A(2002-10)        55264TBF7       December 15, 2005       4.2550000%      $3,545,833.33
        Class A(2002-13)        55264TBL4       December 15, 2005       4.2450000%      $1,768,750.00
        Class A(2003-1)         55264TBQ3       December 15, 2005       3.3000000%      $1,375,000.00
        Class A(2003-2)         55264TBR1       December 15, 2005       4.1650000%      $3,470,833.33
        Class A(2003-3)         55264TBS9       December 15, 2005       4.2350000%      $2,646,875.00
        Class A(2003-4)         55264TBT7       December 15, 2005       4.3350000%      $2,709,375.00
        Class A(2003-6)         55264TBV2       December 15, 2005       2.7500000%      $1,145,833.33
        Class A(2003-7)         55264TBY6       December 15, 2005       2.6500000%      $1,435,416.67
        Class A(2003-8)         55264TCA7       December 15, 2005       4.3050000%      $2,690,625.00
        Class A(2003-9)         55264TCC3       December 15, 2005       4.2450000%      $3,714,375.00
        Class A(2003-10)        55264TCF6       December 15, 2005       4.3750000%      $1,822,916.67
        Class A(2003-11)        55264TCH2       December 15, 2005       3.6500000%      $1,520,833.33
        Class A(2003-12)        55264TCJ8       December 15, 2005       4.2250000%      $1,760,416.67
        Class A(2004-2)         55264TCK5       December 15, 2005       4.2650000%      $2,132,500.00
        Class A(2004-3)         55264TCL3       December 15, 2005       4.3750000%      $2,552,083.33
        Class A(2004-4)         55264TCP4       December 15, 2005       2.7000000%      $3,037,500.00
        Class A(2004-6)         55264TCQ2       December 15, 2005       4.2550000%      $1,772,916.67
        Class A(2004-7)         55264TCS8       December 15, 2005       4.2150000%      $3,161,250.00
        Class A(2004-8)         55264TCU3       December 15, 2005       4.2650000%      $1,777,083.33
        Class A(2004-9)         020110562       December 15, 2005       4.2940000%      $2,568,689.88
        Class A(2004-10)        55264TCV1       December 15, 2005       4.1950000%      $1,747,916.67
        Class A(2005-1)         55264TCW9       December 15, 2005       4.2000000%      $2,625,000.00
        Class A(2005-2)         55264TCX7       December 15, 2005       4.1950000%      $1,747,916.67
        Class A(2005-3)         55264TCZ2       December 15, 2005       4.1000000%      $2,050,000.00
        Class A(2005-4)         55264TDB4       December 15, 2005       4.1550000%      $2,770,000.00
        Class A(2005-5)         55264TDC2       December 15, 2005       4.1150000%      $5,143,750.00
        Class A(2005-6)         55264TDE8       December 15, 2005       4.5000000%      $1,875,000.00
        Class A(2005-7)         55264TDG3       December 15, 2005       4.3000000%      $3,583,333.33
        Class A(2005-8)         55264TDH1       December 15, 2005       4.1350000%      $2,928,958.33
        Total Class A                                                                   $92,545,564.87
        Class B
        Class B(2001-1)         55264TAA9       December 15, 2005       4.4900000%      $935,416.67
        Class B(2001-2)         55264TAJ0       December 15, 2005       4.4750000%      $932,291.67
        Class B(2001-3)         55264TAP6       December 15, 2005       4.6150000%      $576,875.00
        Class B(2002-1)         55264TAR2       December 15, 2005       5.1500000%      $1,072,916.67
        Class B(2002-2)         55264TAX9       December 15, 2005       4.4950000%      $936,458.33
        Class B(2002-4)         55264TBG5       December 15, 2005       4.6150000%      $769,166.67
        Class B(2003-1)         55264TBP5       December 15, 2005       4.5550000%      $759,166.67
        Class B(2003-2)         55264TBW0       December 15, 2005       4.5050000%      $750,833.33
        Class B(2003-3)         55264TCB5       December 15, 2005       4.4900000%      $748,333.33
        Class B(2003-5)         55264TCE9       December 15, 2005       4.4850000%      $560,625.00
        Class B(2003-4)         017754718       December 15, 2005       4.6000300%      $3,856,377.65
        Class B(2004-1)         55264TCN9       December 15, 2005       4.4500000%      $1,297,916.67
        Class B(2004-2)         55264TCT6       December 15, 2005       4.5050000%      $563,125.00
        Class B(2005-1)         55264TDA6       December 15, 2005       4.4050000%      $458,854.17
        Class B(2005-2)         55264TDD0       December 15, 2005       4.2950000%      $715,833.33
        Class B(2005-4)         55264TDK4       December 15, 2005       4.9000000%      $877,916.67
        Class B(2005-3)         023409135       December 15, 2005       4.5037900%      $755,448.22
        Total Class B                                                                   $16,567,555.05
        Class C
        Class C(2001-1)         55264TAB7       December 15, 2005       5.1650000%      $1,076,041.67
        Class C(2001-2)         55264TAD3       December 15, 2005       5.2650000%      $438,750.00
        Class C(2001-3)         55264TAF8       December 15, 2005       6.5500000%      $2,183,333.33
        Class C(2001-4)         55264TAK7       December 15, 2005       5.1650000%      $1,076,041.67
        Class C(2001-5)         55264TAN1       December 15, 2005       5.3350000%      $666,875.00
        Class C(2002-1)         55264TAS0       December 15, 2005       6.8000000%      $1,416,666.67
        Class C(2002-2)         55264TAW1       December 15, 2005       5.0650000%      $422,083.33
        Class C(2002-3)         55264TAY7       December 15, 2005       5.4650000%      $910,833.33
        Class C(2002-4)         55264TBD2       December 15, 2005       5.3150000%      $442,916.67
        Class C(2002-6)         55264TBH3       December 15, 2005       6.1150000%      $254,791.67
        Class C(2002-7)         55264TBJ9       December 15, 2005       6.7000000%      $279,166.67
        Class C(2003-1)         55264TBM2       December 15, 2005       5.8150000%      $969,166.67
        Class C(2003-2)         55264TBN0       December 15, 2005       5.7150000%      $476,250.00
        Class C(2003-3)         55264TBU4       December 15, 2005       5.4650000%      $796,979.17
        Class C(2003-5)         55264TBX8       December 15, 2005       5.2950000%      $441,250.00
        Class C(2003-6)         55264TBZ3       December 15, 2005       5.2950000%      $1,103,125.00
        Class C(2003-7)         55264TCG4       December 15, 2005       5.4650000%      $455,416.67
        Class C(2004-1)         55264TCM1       December 15, 2005       4.8950000%      $815,833.33
        Class C(2004-2)         55264TCR0       December 15, 2005       5.0150000%      $1,149,270.83
        Class C(2005-1)         55264TCY5       December 15, 2005       4.5250000%      $471,354.17
        Class C(2005-2)         55264TDF5       December 15, 2005       4.4650000%      $558,125.00
        Class C(2005-3)         55264TDJ7       December 15, 2005       4.3316100%      $2,021,416.67
        Total Class C                                                                   $18,425,687.52


        *  For Interest Payment information on the Emerald Note program, refer to Exhibit B to the Class A(2001-Emerald) Terms
Document.



        C. Targeted deposits to Class C Reserve sub-Accounts:
                        Targeted Deposit to     Actual Deposit to       Class C Reserve         Class C Reserve
                        Class C Reserve         Class C Reserve         sub-Account Balance on  sub-Account
                        sub-Account for         sub-Account for         Transfer Date prior to  Earnings
                        applicable Monthly      applicable              withdrawals
                        Period                  Monthly Period



        NOTHING TO REPORT



        D. Withdrawals to be made from the C Reserve sub-Accounts on the corresponding Transfer Date:

                        Withdrawals for         Withdrawals for         Class C Reserve
                        Interest                Principal               sub-Account Balance on
                        Transfer Date after
                        withdrawals



        NOTHING TO REPORT


    E. Targeted deposits to Principal Funding sub-Accounts:

                   Targeted Deposit to    Actual Deposit to       Shortfall from          Principal Funding       Principal Funding
                   Principal Funding       Principal Funding       earlier Monthly         sub-Account             sub-Account
                   sub-Account for         sub-Account for         Periods                 Balance on              Earnings
                   applicable Monthly      applicable Monthly      Transfer Date
                   Period                  Period




        NOTHING TO REPORT





  F. Principal to be paid on the corresponding Principal Payment Date:

                        CUSIP Number            Principal               Amount of principal
                        Payment Date            to be paid on
                        corresponding
                        Principal Payment
                        Date





        NOTHING TO REPORT




             G.Stated Principal Amount, Outstanding Dollar Principal Amount and Nominal Liquidation Amount for the related Monthly Period:

                                Initial Dollar          Outstanding             Adjusted Outstanding    Nominal Liquidation
                                Principal  Amount       Principal               Principal Amount        Amount
                                Amount


        Class A
        Class A(2001-1)         $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2001-2)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2001-3)         $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2001-Emerald)   $6,100,000,000.00       $6,100,000,000.00       $6,100,000,000.00       $6,100,000,000.00
        Class A(2001-5)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2002-1)         $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2002-2)         $656,175,000.00         $656,175,000.00         $656,175,000.00         $656,175,000.00
        Class A(2002-3)         $750,000,000.00         $750,000,000.00         $750,000,000.00         $750,000,000.00
        Class A(2002-4)         $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2002-5)         $750,000,000.00         $750,000,000.00         $750,000,000.00         $750,000,000.00
        Class A(2002-7)         $497,250,000.00         $497,250,000.00         $497,250,000.00         $497,250,000.00
        Class A(2002-8)         $400,000,000.00         $400,000,000.00         $400,000,000.00         $400,000,000.00
        Class A(2002-9)         $700,000,000.00         $700,000,000.00         $700,000,000.00         $700,000,000.00
        Class A(2002-10)        $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2002-11)        $490,600,000.00         $490,600,000.00         $490,600,000.00         $490,600,000.00
        Class A(2002-13)        $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2003-1)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2003-2)         $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2003-3)         $750,000,000.00         $750,000,000.00         $750,000,000.00         $750,000,000.00
        Class A(2003-4)         $750,000,000.00         $750,000,000.00         $750,000,000.00         $750,000,000.00
        Class A(2003-5)         $548,200,000.00         $548,200,000.00         $548,200,000.00         $548,200,000.00
        Class A(2003-6)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2003-7)         $650,000,000.00         $650,000,000.00         $650,000,000.00         $650,000,000.00
        Class A(2003-8)         $750,000,000.00         $750,000,000.00         $750,000,000.00         $750,000,000.00
        Class A(2003-9)         $1,050,000,000.00       $1,050,000,000.00       $1,050,000,000.00       $1,050,000,000.00
        Class A(2003-10)        $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2003-11)        $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2003-12)        $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2004-2)         $600,000,000.00         $600,000,000.00         $600,000,000.00         $600,000,000.00
        Class A(2004-1)         $752,760,000.00         $752,760,000.00         $752,760,000.00         $752,760,000.00
        Class A(2004-3)         $700,000,000.00         $700,000,000.00         $700,000,000.00         $700,000,000.00
        Class A(2004-4)         $1,350,000,000.00       $1,350,000,000.0        $1,350,000,000.00       $1,350,000,000.00
        Class A(2004-5)         $1,015,240,000.00       $1,015,240,000.00       $1,015,240,000.00       $1,015,240,000.00
        Class A(2004-6)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2004-7)         $900,000,000.00         $900,000,000.00         $900,000,000.00         $900,000,000.00
        Class A(2004-8)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2004-9)         $672,980,000.00         $672,980,000.00         $672,980,000.00         $672,980,000.00
        Class A(2004-10)        $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2005-1)         $750,000,000.00         $750,000,000.00         $750,000,000.00         $750,000,000.00
        Class A(2005-2)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2005-3)         $600,000,000.00         $600,000,000.00         $600,000,000.00         $600,000,000.00
        Class A(2005-4)         $800,000,000.00         $800,000,000.00         $800,000,000.00         $800,000,000.00
        Class A(2005-5)         $1,500,000,000.00       $1,500,000,000.00       $1,500,000,000.00       $1,500,000,000.00
        Class A(2005-6)         $500,000,000.00         $500,000,000.00         $500,000,000.00         $500,000,000.00
        Class A(2005-7)         $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2005-8)         $850,000,000.00         $850,000,000.00         $850,000,000.00         $850,000,000.00
        Class A(2005-9)         $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00       $1,000,000,000.00
        Class A(2005-10)        $400,000,000.00         $400,000,000.00         $400,000,000.00         $400,000,000.00
        Total Class A:          $40,233,205,000.00      $40,233,205,000.00      $40,233,205,000.00      $40,233,205,000.00
        Class B
        Class B(2001-1)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class B(2001-2)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class B(2001-3)         $150,000,000.00         $150,000,000.00         $150,000,000.00         $150,000,000.00
        Class B(2002-1)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class B(2002-2)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class B(2002-4)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class B(2003-1)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class B(2003-2)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class B(2003-3)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class B(2003-5)         $150,000,000.00         $150,000,000.00         $150,000,000.00         $150,000,000.00
        Class B(2003-4)         $331,650,000.00         $331,650,000.00         $331,650,000.00         $331,650,000.00
        Class B(2004-1)         $350,000,000.00         $350,000,000.00         $350,000,000.00         $350,000,000.00
        Class B(2004-2)         $150,000,000.00         $150,000,000.00         $150,000,000.00         $150,000,000.00
        Class B(2005-1)         $125,000,000.00         $125,000,000.00         $125,000,000.00         $125,000,000.00
        Class B(2005-2)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class B(2005-4)         $150,000,000.00         $150,000,000.00         $150,000,000.00         $150,000,000.00
        Class B(2005-3)         $150,962,500.00         $150,962,500.00         $150,962,500.00         $150,962,500.00
        Total Class B:          $3,557,612,500.00       $3,557,612,500.00       $3,557,612,500.00       $3,557,612,500.00
        Class C
        Class C(2001-1)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class C(2001-2)         $100,000,000.00         $100,000,000.00         $100,000,000.00         $100,000,000.00
        Class C(2001-3)         $400,000,000.00         $400,000,000.00         $400,000,000.00         $400,000,000.00
        Class C(2001-4)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class C(2001-5)         $150,000,000.00         $150,000,000.00         $150,000,000.00         $150,000,000.00
        Class C(2002-1)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class C(2002-2)         $100,000,000.00         $100,000,000.00         $100,000,000.00         $100,000,000.00
        Class C(2002-3)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class C(2002-4)         $100,000,000.00         $100,000,000.00         $100,000,000.00         $100,000,000.00
        Class C(2002-6)         $50,000,000.00          $50,000,000.00          $50,000,000.00          $50,000,000.00
        Class C(2002-7)         $50,000,000.00          $50,000,000.00          $50,000,000.00          $50,000,000.00
        Class C(2003-1)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class C(2003-2)         $100,000,000.00         $100,000,000.00         $100,000,000.00         $100,000,000.00
        Class C(2003-3)         $175,000,000.00         $175,000,000.00         $175,000,000.00         $175,000,000.00
        Class C(2003-4)         $327,560,000.00         $327,560,000.00         $327,560,000.00         $327,560,000.00
        Class C(2003-5)         $100,000,000.00         $100,000,000.00         $100,000,000.00         $100,000,000.00
        Class C(2003-6)         $250,000,000.00         $250,000,000.00         $250,000,000.00         $250,000,000.00
        Class C(2003-7)         $100,000,000.00         $100,000,000.00         $100,000,000.00         $100,000,000.00
        Class C(2004-1)         $200,000,000.00         $200,000,000.00         $200,000,000.00         $200,000,000.00
        Class C(2004-2)         $275,000,000.00         $275,000,000.00         $275,000,000.00         $275,000,000.00
        Class C(2005-1)         $125,000,000.00         $125,000,000.00         $125,000,000.00         $125,000,000.00
        Class C(2005-2)         $150,000,000.00         $150,000,000.00         $150,000,000.00         $150,000,000.00
        Class C(2005-3)         $300,000,000.00         $300,000,000.00         $300,000,000.00         $300,000,000.00
        Total Class C:          $4,202,560,000.00       $4,202,560,000.00       $4,202,560,000.00       $4,202,560,000.00
        Total:                  $47,993,377,500.00      $47,993,377,500.00      $47,993,377,500.00      $47,993,377,500.00


       H. Class A Usage of Class B and Class C Subordinated Amounts:

                 Class A Usage of Class          Class A Usage of Class C        Cumulative Class A           Cumulative Class A
                 B Subordinated Amount           Subordinated Amount for         Usage of Class B             Usage of Class C
                 for this Monthly Period         this Monthly Period             Subordinated Amount          Subordinated Amount




        NOTHING TO REPORT




       I. Class B Usage of Class C Subordinated Amounts:
                                                Class B Usage of Class C                        Cumulative Class B Usage
                                                Subordinated Amount for                         of Class C Subordinated
                                                this Monthly Period                             Amount





        NOTHING TO REPORT


       J. Nominal Liquidation Amount for Tranches of Notes Outstanding:


                                Beginning Nominal       Increases from          Increases from          Reimbursements          Reductions due to       Reductions due to       Reductions due to       Ending Nominal
                                 Liquidation Amount *    accretions on           amounts withdrawn       from Available          reallocations of        Investor                amounts on deposit      Liquidation
                                 Principal for           from the Principal      Funds                   Available Principal     Charge-Offs             in the Principal        Amount
                                 Discount Notes          Funding sub-Account     Amounts                 Funding
                                 in respect of           sub-Account
                                 Prefunding Excess
                                 Amount




        Class A
        Class A(2001-1)         $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2001-2)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2001-3)         $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2001-Emerald)   $6,100,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $6,100,000,000.00
        Class A(2001-5)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2002-1)         $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2002-2)         $656,175,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $656,175,000.00
        Class A(2002-3)         $750,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $750,000,000.00
        Class A(2002-4)         $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2002-5)         $750,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $750,000,000.00
        Class A(2002-7)         $497,250,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $497,250,000.00
        Class A(2002-8)         $400,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $400,000,000.00
        Class A(2002-9)         $700,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $700,000,000.00
        Class A(2002-10)        $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2002-11)        $490,600,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $490,600,000.00
        Class A(2002-13)        $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2003-1)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2003-2)         $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2003-3)         $750,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $750,000,000.00
        Class A(2003-4)         $750,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $750,000,000.00
        Class A(2003-5)         $548,200,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $548,200,000.00
        Class A(2003-6)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2003-7)         $650,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $650,000,000.00
        Class A(2003-8)         $750,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $750,000,000.00
        Class A(2003-9)         $1,050,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,050,000,000.00
        Class A(2003-10)        $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2003-11)        $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2003-12)        $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2004-2)         $600,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $600,000,000.00
        Class A(2004-1)         $752,760,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $752,760,000.00
        Class A(2004-3)         $700,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $700,000,000.00
        Class A(2004-4)         $1,350,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,350,000,000.00
        Class A(2004-5)         $1,015,240,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,015,240,000.00
        Class A(2004-6)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2004-7)         $900,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $900,000,000.00
        Class A(2004-8)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2004-9)         $672,980,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $672,980,000.00
        Class A(2004-10)        $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2005-1)         $750,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $750,000,000.00
        Class A(2005-2)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2005-3)         $600,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $600,000,000.00
        Class A(2005-4)         $800,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $800,000,000.00
        Class A(2005-5)         $1,500,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,500,000,000.00
        Class A(2005-6)         $500,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $500,000,000.00
        Class A(2005-7)         $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2005-8)         $850,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $850,000,000.00
        Class A(2005-9)         $1,000,000,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $1,000,000,000.00
        Class A(2005-10)        $400,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $400,000,000.00
                                $40,233,205,000.00      $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $40,233,205,000.00
        Class B
        Class B(2001-1)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class B(2001-2)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class B(2001-3)         $150,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $150,000,000.00
        Class B(2002-1)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class B(2002-2)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class B(2002-4)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class B(2003-1)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class B(2003-2)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class B(2003-3)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class B(2003-5)         $150,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $150,000,000.00
        Class B(2003-4)         $331,650,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $331,650,000.00
        Class B(2004-1)         $350,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $350,000,000.00
        Class B(2004-2)         $150,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $150,000,000.00
        Class B(2005-1)         $125,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $125,000,000.00
        Class B(2005-2)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class B(2005-4)         $150,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $150,000,000.00
        Class B(2005-3)         $150,962,500.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $150,962,500.00
                                $3,557,612,500.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $3,557,612,500.00
        Class C
        Class C(2001-1)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class C(2001-2)         $100,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $100,000,000.00
        Class C(2001-3)         $400,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $400,000,000.00
        Class C(2001-4)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class C(2001-5)         $150,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $150,000,000.00
        Class C(2002-1)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class C(2002-2)         $100,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $100,000,000.00
        Class C(2002-3)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class C(2002-4)         $100,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $100,000,000.00
        Class C(2002-6)         $50,000,000.00          $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $50,000,000.00
        Class C(2002-7)         $50,000,000.00          $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $50,000,000.00
        Class C(2003-1)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class C(2003-2)         $100,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $100,000,000.00
        Class C(2003-3)         $175,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $175,000,000.00
        Class C(2003-4)         $327,560,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $327,560,000.00
        Class C(2003-5)         $100,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $100,000,000.00
        Class C(2003-6)         $250,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $250,000,000.00
        Class C(2003-7)         $100,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $100,000,000.00
        Class C(2004-1)         $200,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $200,000,000.00
        Class C(2004-2)         $275,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $275,000,000.00
        Class C(2005-1)         $125,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $125,000,000.00
        Class C(2005-2)         $150,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $150,000,000.00
        Class C(2005-3)         $300,000,000.00         $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $300,000,000.00
                                $4,202,560,000.00       $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $4,202,560,000.00
         Total:                 $47,993,377,500.00      $0.00   $0.00   $0.00   $0.00   $0.00   $0.00   $47,993,377,500.00

        *  The Beginning Nominal Liquidation Amount for Class A(2001-Emerald) is reported as of the end of the Monthly Period.



        K. Excess Available Funds and 3 Month Excess Available Funds:
        Excess Available Funds  251,040,012.33

        Is 3 Month Excess Available Funds less than 0 ? (Yes/No)        NO





           IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Monthly Not

        MBNA AMERICA BANK,

        NATIONAL ASSOCIATION,

         as Beneficiary of the MBNA Credit   Card
        Master Note Trust

         and
         as Servicer of the MBNA Master   Credit
        Card Trust II




        Name:   Marcie E. Copson-Hall
        Title:  Executive Vice President


        C-1     MBNAseries

         
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