The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 1,255 37,360 SH   SOLE   0 0 37,360
ALPHABET INC CAP STK CL A 02079K305 3,108 2,575 SH   SOLE   0 0 2,575
AMAZON COM INC COM 023135106 3,225 1,610 SH   SOLE   0 0 1,610
AMERICAN ELEC PWR INC COM 025537101 1,383 19,506 SH   SOLE   0 0 19,506
APPLE INC COM 037833100 458 2,029 SH   SOLE   0 0 2,029
BANK AMER CORP COM 060505104 3,606 122,406 SH   SOLE   0 0 122,406
CAPITAL ONE FINL CORP COM 14040H105 967 10,188 SH   SOLE   0 0 10,188
COSTCO WHSL CORP NEW COM 22160K105 4,165 17,732 SH   SOLE   0 0 17,732
DISNEY WALT CO COM DISNEY 254687106 2,927 25,029 SH   SOLE   0 0 25,029
EXCHANGE TRADED CONCEPTS TR EMQQ EM INTERN 301505889 1,085 33,842 SH   SOLE   0 0 33,842
INTEL CORP COM 458140100 1,312 27,739 SH   SOLE   0 0 27,739
INVESCO EXCHNG TRADED FD TR S&P SMLCP LOW 46138G102 235 4,747 SH   SOLE   0 0 4,747
ISHARES TR US AER DEF ETF 464288760 6,964 32,176 SH   SOLE   0 0 32,176
ISHARES TR MIN VOL EAFE ETF 46429B689 232 3,185 SH   SOLE   0 0 3,185
ISHARES TR MIN VOL USA ETF 46429B697 17,557 307,810 SH   SOLE   0 0 307,810
LABORATORY CORP AMER HLDGS COM NEW 50540R409 2,892 16,653 SH   SOLE   0 0 16,653
LOCKHEED MARTIN CORP COM 539830109 2,146 6,204 SH   SOLE   0 0 6,204
LOWES COS INC COM 548661107 7,346 63,977 SH   SOLE   0 0 63,977
MARRIOTT INTL INC NEW CL A 571903202 3,195 24,197 SH   SOLE   0 0 24,197
MICROSOFT CORP COM 594918104 918 8,025 SH   SOLE   0 0 8,025
PNC FINL SVCS GROUP INC COM 693475105 1,163 8,539 SH   SOLE   0 0 8,539
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 1,639 30,392 SH   SOLE   0 0 30,392
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 402 11,112 SH   SOLE   0 0 11,112
SPDR SER TR BLOMBERG BRC INV 78468R200 2,171 70,513 SH   SOLE   0 0 70,513
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,905 50,229 SH   SOLE   0 0 50,229
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,880 37,814 SH   SOLE   0 0 37,814
SIMPSON MANUFACTURING CO INC COM 829073105 2,552 35,224 SH   SOLE   0 0 35,224
VALERO ENERGY CORP NEW COM 91913Y100 5,216 45,859 SH   SOLE   0 0 45,859
VANGUARD STAR FD VG TL INTL STK F 921909768 13,029 241,277 SH   SOLE   0 0 241,277
VANGUARD INDEX FDS MID CAP ETF 922908629 1,884 11,475 SH   SOLE   0 0 11,475
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,960 12,057 SH   SOLE   0 0 12,057
VISA INC COM CL A 92826C839 3,610 24,051 SH   SOLE   0 0 24,051
WISDOMTREE TR YIELD ENHANCD US 97717X511 8,003 165,483 SH   SOLE   0 0 165,483