SUPPLEMENT Dated January 10, 2011

To the Prospectus Dated May 20, 2010

ING Select Multi-Index 5 & 7

Issued By ING Life Insurance and Annuity Company 

This supplement updates the prospectus. Please read this supplement carefully and keep it with your 

copy of the prospectus for future reference. If you have any questions, please call our Customer Service 

Center at 1-888-854-5950. 

For Contracts issued in Montana please make the following changes:

1. Replace the definition of Maturity Date on page 4 in its entirety with the following:

Maturity Date – The Contract Anniversary following the oldest Annuitant’s attainment of age 90 (or age 85 if
the Contract was issued prior to January 3, 2011), on which the Proceeds are used to determine the amount paid
under the Annuity Plan chosen. For Contracts issued in Florida, the Maturity Date may be any date following
the first Contract Anniversary that is on or prior to the Contract Anniversary following the oldest Annuitant’s
attainment of age 90 (or age 85 if the Contract was issued prior to January 3, 2011). See page 25.

2. Replace the third paragraph under the subheading Annuitant and Contingent Annuitant on
page 10 in its entirety with the following:

Neither the Annuitant nor the Contingent Annuitant can be changed while he or she is still living. Permitted
changes to the Annuitant:

If the Owner is an individual, and the Annuitant dies before the Maturity Date, the Contingent 

Annuitant, if any, will become the Annuitant, if two Owners do not exist. 

Otherwise, the Owner will become the Annuitant if the Owner is a natural person. 

If two individual Owners exist, the youngest Owner will become the Annuitant. 

The Owner, or joint Owners, must name an individual as the Annuitant if the Owner is age 90 or 

older (or age 85 or older if the Contract was issued prior to January 3, 2011), as of the date of the 

Annuitant’s death. We require the Owner to have an insurable interest in the Annuitant. See page 

27. 

3.	Replace the first two sentences under the subheading Change of Owner or Beneficiary on page
	11 in their entirety with the following:
	You may transfer ownership of a non-qualified Contract before the Maturity Date. The new Owner’s age may
	not be greater than age 80, or the age of the current owner, at the time.
4.	Replace the first sentence under the subheading Contract Purchase Requirements on page 11 in
	its entirety with the following:
	We will issue a Contract so long as the Annuitant and the Owner (if a natural person) are age 80 or younger at
	the time of application.
5.	Replace the fourth sentence under the subheading Spousal Beneficiary Contract Continuation
	on page 24 in its entirety with the following:
	Also, the surviving spouse may not continue the Contract if he or she is age 90 or older on the date of the
	Owner’s death.

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6. Replace the first two paragraphs under the subheading Annuity Payments on page 25 in their
entirety with the following:

The Contract provides for Annuity Payments, so long as the Annuitant is then living, in one of the two
following ways:

You can apply the Cash Surrender Value to an Annuity Plan on any date following the first Contract 

Anniversary; or 

¡ IMPORTANT NOTE: We will not waive any applicable Surrender Charges. 

We will automatically apply the Proceeds (which equals the greater of the Minimum Guaranteed 

Contract Value and the Accumulation Value) to an Annuity Plan on the Contract Anniversary following 

the oldest Annuitant’s 90^th birthday (or the Contract Anniversary following the oldest Annuitant’s 85^th 

birthday if the Contract was issued prior to January 3, 2011), which we refer to as the Maturity Date. 

¡ IMPORTANT NOTE: For Contracts issued in Florida, you may change the Maturity Date to any 

date following the first Contract Anniversary that is on or prior to the Contract Anniversary following 

the oldest Annuitant’s 90^th birthday (or the Contract Anniversary following the oldest Annuitant’s 85^th 

birthday if the Contract was issued prior to January 3, 2011). No Surrender Charges will apply to the 

application of the Proceeds to an Annuity Plan on the Maturity Date. 

The Annuity Payments cannot begin later than the Contract Anniversary on or next following the oldest
Annuitant’s 90^th birthday (or the Contract Anniversary following the oldest Annuitant’s 85^th birthday if the
Contract was issued prior to January 3, 2011), unless:

We agree to a later date; or 

The Internal Revenue Service publishes a final regulation or a revenue ruling concluding that an 

annuity contract with a Maturity Date that is later than the Contract Anniversary following the oldest 

Annuitant’s 90^th birthday (or the Contract Anniversary following the oldest Annuitant’s 85^th birthday if 

the Contract was issued prior to January 3, 2011) will be treated as an annuity for U.S. federal tax 

purposes. 

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