| Summary Prospectus Supplement | November 1, 2013 |
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Putnam Diversified Income Trust
Summary Prospectus dated January 30, 2013
The fund will offer class R5 and class R6 shares to employer-sponsored retirement plans beginning on November 1, 2013. The prospectus is supplemented as follows to add information about class R5 and class R6 shares.
The front cover page is supplemented to add class R5 and class R6 shares to the list of shares to which the prospectus relates, and to indicate that fund symbols for class R5 and class R6 shares are pending.
The following information is added to Fees and expenses:
Shareholder fees (fees paid directly from your investment)
| Maximum sales charge (load) | Maximum deferred sales charge (load) (as | |
| imposed on purchases (as a | a percentage of original purchase price or | |
| Share class | percentage of offering price) | redemption proceeds, whichever is lower) |
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| Class R5 | NONE | NONE |
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| Class R6 | NONE | NONE |
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Annual fund operating expenses
(expenses you pay each year as a percentage of the value of your investment)
| Distribution and | Total annual | |||
| Management | service (12b-1) | fund operating | ||
| Share class | fees | fees | Other expenses | expenses |
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| Class R5 | 0.56% | N/A | 0.16%< | 0.72% |
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| Class R6 | 0.56% | N/A | 0.09%< | 0.65% |
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< Other expenses are based on expenses of class A shares for the fund’s last fiscal year, adjusted to reflect the lower investor servicing fees applicable to class R5 and class R6 shares.
Example
| Share class | 1 year | 3 years | 5 years | 10 years |
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| Class R5 | $74 | $230 | $401 | $894 |
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| Class R6 | $66 | $208 | $362 | $810 |
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| 284619 11/13 |