Consolidated Statement of Income (Unaudited) - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
INTEREST AND DIVIDEND INCOME
Interest and fees on loans		$ 23,441,000	$ 20,899,000	$ 69,258,000	$ 59,935,000
Interest-earning deposits in other institutions		348,000	300,000	1,171,000	920,000
Federal funds sold		143,000	266,000	417,000	678,000
Investment securities:
Taxable interest		528,000	477,000	1,500,000	1,415,000
Tax-exempt interest		962,000	980,000	2,900,000	2,938,000
Dividends on stock		191,000	148,000	578,000	326,000
Total interest and dividend income		25,613,000	23,070,000	75,824,000	66,212,000
INTEREST EXPENSE
Deposits		8,792,000	5,632,000	24,681,000	12,472,000
Short-term borrowings		1,575,000	1,258,000	5,488,000	3,373,000
Other borrowings		173,000	213,000	530,000	539,000
Total interest expense		10,540,000	7,103,000	30,699,000	16,384,000
NET INTEREST INCOME		15,073,000	15,967,000	45,125,000	49,828,000
Provision for credit losses		2,234,000	1,127,000	2,185,000	2,449,000
NET INTEREST INCOME AFTER PROVISON FOR CREDIT LOSSES		12,839,000	14,840,000	42,940,000	47,379,000
NONINTEREST INCOME
Gain (loss) on equity securities	[1]	14,000	48,000	(65,000)	(157,000)
Gain on other real estate owned	[1]	0	0	0	2,000
Earnings on bank-owned life insurance	[1]	246,000	207,000	700,000	627,000
Gain on sale of loans	[1]	56,000	45,000	135,000	74,000
Revenue from investment services		206,000	190,000	679,000	550,000
Gross rental income	[1]	0	110,000	67,000	290,000
Total noninterest income		1,743,000	1,817,000	5,299,000	5,088,000
NONINTEREST EXPENSE
Salaries and employee benefits		6,201,000	5,994,000	18,645,000	17,865,000
Occupancy expense		627,000	699,000	1,780,000	2,054,000
Equipment expense		203,000	297,000	704,000	969,000
Data processing and information technology costs		1,248,000	1,209,000	3,665,000	3,415,000
Ohio state franchise tax		399,000	398,000	1,193,000	1,180,000
Federal deposit insurance expense		255,000	207,000	762,000	576,000
Professional fees		539,000	545,000	1,654,000	1,633,000
Advertising expense		283,000	414,000	1,210,000	1,315,000
Software amortization expense		74,000	24,000	117,000	73,000
Core deposit intangible amortization		257,000	265,000	773,000	794,000
Gross other real estate owned expenses		0	195,000	99,000	390,000
Merger-related costs		0	22,000	0	472,000
Other expense		1,785,000	1,849,000	5,136,000	5,228,000
Total noninterest expense		11,871,000	12,118,000	35,738,000	35,964,000
Income before income taxes		2,711,000	4,539,000	12,501,000	16,503,000
Income taxes		371,000	703,000	1,830,000	2,678,000
NET INCOME		$ 2,340,000	$ 3,836,000	$ 10,671,000	$ 13,825,000
EARNINGS PER SHARE
Basic (in dollars per share)		$ 0.29	$ 0.47	$ 1.32	$ 1.71
Diluted (in dollars per share)		$ 0.29	$ 0.47	$ 1.32	$ 1.7
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income revenue		$ 959,000	$ 954,000	$ 2,839,000	$ 2,880,000
Financial Service, Other [Member]
NONINTEREST INCOME
Noninterest income revenue		$ 262,000	$ 263,000	$ 944,000	$ 822,000

[1] Not within scope of ASC 606