0001437749-24-016603.txt : 20240514 0001437749-24-016603.hdr.sgml : 20240514 20240514160122 ACCESSION NUMBER: 0001437749-24-016603 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 98 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240514 DATE AS OF CHANGE: 20240514 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MIDDLEFIELD BANC CORP CENTRAL INDEX KEY: 0000836147 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] ORGANIZATION NAME: 02 Finance IRS NUMBER: 341585111 STATE OF INCORPORATION: OH FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 001-36613 FILM NUMBER: 24944083 BUSINESS ADDRESS: STREET 1: 15985 E HIGH ST STREET 2: P O BOX 35 CITY: MIDDLEFILED STATE: OH ZIP: 44062-9263 BUSINESS PHONE: 4406321666 MAIL ADDRESS: STREET 1: 15985 EAST HIGH STREET STREET 2: P O BOX 35 CITY: MIDDLEFIELD STATE: OH ZIP: 44062-9263 10-Q 1 mbcn20240331_10q.htm FORM 10-Q mbcn20240331_10q.htm
0000836147 Middlefield Banc Corp. false --12-31 Q1 2024 0 0 25,000,000 25,000,000 9,946,454 9,930,704 8,067,144 8,095,252 1,879,310 1,835,452 43,858 0.20 95,364 0.20 0 0 21.0 20.1 1.7 false false false false Not within scope of ASC 606 All amounts are net of tax. Amounts in parentheses indicate debits to AOCI. Transfers between hierarchy levels are based on the availability of sufficient observable inputs to meet Level II versus Level II criteria. The level designation of each financial instrument is reassessed at the end of each period. 00008361472024-01-012024-03-31 xbrli:shares 00008361472024-05-14 thunderdome:item iso4217:USD 00008361472024-03-31 00008361472023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMember2023-12-31 0000836147us-gaap:ResidentialPortfolioSegmentMember2024-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMember2023-12-31 0000836147mbcn:CommercialAndIndustrialMember2024-03-31 0000836147mbcn:CommercialAndIndustrialMember2023-12-31 0000836147mbcn:HomeEquityLinesOfCreditMember2024-03-31 0000836147mbcn:HomeEquityLinesOfCreditMember2023-12-31 0000836147mbcn:ConstructionAndOtherMember2024-03-31 0000836147mbcn:ConstructionAndOtherMember2023-12-31 0000836147us-gaap:ConsumerPortfolioSegmentMember2024-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMember2023-12-31 iso4217:USDxbrli:shares 00008361472023-01-012023-03-31 0000836147us-gaap:DepositAccountMember2024-01-012024-03-31 0000836147us-gaap:DepositAccountMember2023-01-012023-03-31 0000836147us-gaap:FinancialServiceOtherMember2024-01-012024-03-31 0000836147us-gaap:FinancialServiceOtherMember2023-01-012023-03-31 0000836147us-gaap:CommonStockMember2023-12-31 0000836147us-gaap:RetainedEarningsMember2023-12-31 0000836147us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-12-31 0000836147us-gaap:TreasuryStockCommonMember2023-12-31 0000836147us-gaap:RetainedEarningsMember2024-01-012024-03-31 0000836147us-gaap:CommonStockMember2024-01-012024-03-31 0000836147us-gaap:AccumulatedOtherComprehensiveIncomeMember2024-01-012024-03-31 0000836147us-gaap:TreasuryStockCommonMember2024-01-012024-03-31 0000836147us-gaap:CommonStockMember2024-03-31 0000836147us-gaap:RetainedEarningsMember2024-03-31 0000836147us-gaap:AccumulatedOtherComprehensiveIncomeMember2024-03-31 0000836147us-gaap:TreasuryStockCommonMember2024-03-31 0000836147us-gaap:CommonStockMember2022-12-31 0000836147us-gaap:RetainedEarningsMember2022-12-31 0000836147us-gaap:AccumulatedOtherComprehensiveIncomeMember2022-12-31 0000836147us-gaap:TreasuryStockCommonMember2022-12-31 00008361472022-12-31 0000836147us-gaap:RetainedEarningsMember2023-01-012023-03-31 0000836147us-gaap:CommonStockMember2023-01-012023-03-31 0000836147us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-01-012023-03-31 0000836147us-gaap:TreasuryStockCommonMember2023-01-012023-03-31 0000836147us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:RetainedEarningsMember2022-12-31 0000836147us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2022-12-31 0000836147us-gaap:CommonStockMember2023-03-31 0000836147us-gaap:RetainedEarningsMember2023-03-31 0000836147us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-03-31 0000836147us-gaap:TreasuryStockCommonMember2023-03-31 00008361472023-03-31 xbrli:pure 0000836147mbcn:LbsiInsuranceLlcMember2022-12-01 0000836147us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2023-01-01 0000836147us-gaap:CommercialPortfolioSegmentMembersrt:MinimumMember2023-09-30 0000836147us-gaap:CommercialPortfolioSegmentMembersrt:MinimumMember2023-06-30 0000836147us-gaap:AccountingStandardsUpdate201613Memberus-gaap:CommercialPortfolioSegmentMember2023-01-012023-01-01 0000836147mbcn:OverdraftFeesMember2024-01-012024-03-31 0000836147mbcn:OverdraftFeesMember2023-01-012023-03-31 0000836147mbcn:ATMBankingFeesMember2024-01-012024-03-31 0000836147mbcn:ATMBankingFeesMember2023-01-012023-03-31 0000836147mbcn:ServiceChargeAndOtherFeesMember2024-01-012024-03-31 0000836147mbcn:ServiceChargeAndOtherFeesMember2023-01-012023-03-31 0000836147us-gaap:RestrictedStockMember2024-03-31 0000836147us-gaap:RestrictedStockMember2024-01-012024-03-31 0000836147us-gaap:RestrictedStockMember2023-03-31 0000836147us-gaap:RestrictedStockMember2023-01-012023-03-31 00008361472023-04-012024-03-31 0000836147us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2023-12-31 0000836147us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2024-01-012024-03-31 0000836147us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2024-03-31 0000836147us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2022-12-31 0000836147us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2023-01-012023-03-31 0000836147us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2023-03-31 0000836147us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMembermbcn:SubordinatedDebtSecuritiesMember2024-03-31 0000836147us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMembermbcn:SubordinatedDebtSecuritiesMember2024-03-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMembermbcn:SubordinatedDebtSecuritiesMember2024-03-31 0000836147us-gaap:FairValueMeasurementsRecurringMembermbcn:SubordinatedDebtSecuritiesMember2024-03-31 0000836147us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2024-03-31 0000836147us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2024-03-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2024-03-31 0000836147us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2024-03-31 0000836147us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-31 0000836147us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-31 0000836147us-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-31 0000836147us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2024-03-31 0000836147us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2024-03-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2024-03-31 0000836147us-gaap:FairValueMeasurementsRecurringMember2024-03-31 0000836147us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMembermbcn:SubordinatedDebtSecuritiesMember2023-12-31 0000836147us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMembermbcn:SubordinatedDebtSecuritiesMember2023-12-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMembermbcn:SubordinatedDebtSecuritiesMember2023-12-31 0000836147us-gaap:FairValueMeasurementsRecurringMembermbcn:SubordinatedDebtSecuritiesMember2023-12-31 0000836147us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2023-12-31 0000836147us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2023-12-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2023-12-31 0000836147us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2023-12-31 0000836147us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2023-12-31 0000836147us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2023-12-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2023-12-31 0000836147us-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2023-12-31 0000836147us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-31 0000836147us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-31 0000836147us-gaap:FairValueMeasurementsRecurringMemberus-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember2023-12-31 0000836147us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2023-12-31 0000836147us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2023-12-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsRecurringMember2023-12-31 0000836147us-gaap:FairValueMeasurementsRecurringMember2023-12-31 0000836147us-gaap:SubordinatedDebtObligationsMember2023-12-31 0000836147us-gaap:SubordinatedDebtObligationsMember2022-12-31 0000836147us-gaap:SubordinatedDebtObligationsMember2024-01-012024-03-31 0000836147us-gaap:SubordinatedDebtObligationsMember2023-01-012023-12-31 0000836147us-gaap:SubordinatedDebtObligationsMember2024-03-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMembermbcn:AppraisalOfCollateralMember2024-03-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:MeasurementInputAppraisedValueMembersrt:MinimumMembermbcn:AppraisalOfCollateralMember2024-03-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMembermbcn:AppraisalOfCollateralMember2023-12-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMemberus-gaap:MeasurementInputAppraisedValueMembersrt:MinimumMembermbcn:AppraisalOfCollateralMember2023-12-31 0000836147us-gaap:CarryingReportedAmountFairValueDisclosureMember2024-03-31 0000836147us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2024-03-31 0000836147us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2024-03-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2024-03-31 0000836147us-gaap:EstimateOfFairValueFairValueDisclosureMember2024-03-31 0000836147us-gaap:CarryingReportedAmountFairValueDisclosureMember2023-12-31 0000836147us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0000836147us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0000836147us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0000836147us-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0000836147mbcn:OtherBorrowingsMember2024-03-31 0000836147us-gaap:NotesPayableOtherPayablesMember2024-01-012024-03-31 0000836147mbcn:SubordinatedDebtSecuritiesMember2024-03-31 0000836147us-gaap:NontaxableMunicipalBondsMember2024-03-31 0000836147us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-31 0000836147mbcn:SubordinatedDebtSecuritiesMember2023-12-31 0000836147us-gaap:NontaxableMunicipalBondsMember2023-12-31 0000836147us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2023-12-31 0000836147us-gaap:AssetPledgedAsCollateralMemberus-gaap:DepositsMember2024-03-31 0000836147us-gaap:AssetPledgedAsCollateralMemberus-gaap:DepositsMember2023-12-31 0000836147mbcn:SubordinatedDebtSecuritiesMember2024-03-31 0000836147us-gaap:NontaxableMunicipalBondsMember2024-03-31 0000836147us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2024-03-31 0000836147mbcn:SubordinatedDebtSecuritiesMember2023-12-31 0000836147us-gaap:NontaxableMunicipalBondsMember2023-12-31 0000836147us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2024-01-012024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2024-01-012024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMember2024-01-012024-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMember2024-01-012024-03-31 0000836147mbcn:CommercialAndIndustrialMember2024-01-012024-03-31 0000836147mbcn:HomeEquityLinesOfCreditMember2024-01-012024-03-31 0000836147mbcn:ConstructionAndOtherMember2024-01-012024-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMember2024-01-012024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2022-12-31 0000836147us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2022-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2023-01-012023-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2023-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2022-12-31 0000836147us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2022-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2023-01-012023-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2023-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMember2022-12-31 0000836147us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMember2022-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMember2023-01-012023-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMember2023-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMember2022-12-31 0000836147us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:ResidentialPortfolioSegmentMember2022-12-31 0000836147us-gaap:ResidentialPortfolioSegmentMember2023-01-012023-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMember2023-03-31 0000836147mbcn:CommercialAndIndustrialMember2022-12-31 0000836147us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMembermbcn:CommercialAndIndustrialMember2022-12-31 0000836147mbcn:CommercialAndIndustrialMember2023-01-012023-03-31 0000836147mbcn:CommercialAndIndustrialMember2023-03-31 0000836147mbcn:HomeEquityLinesOfCreditMember2022-12-31 0000836147us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMembermbcn:HomeEquityLinesOfCreditMember2022-12-31 0000836147mbcn:HomeEquityLinesOfCreditMember2023-01-012023-03-31 0000836147mbcn:HomeEquityLinesOfCreditMember2023-03-31 0000836147mbcn:ConstructionAndOtherMember2022-12-31 0000836147us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMembermbcn:ConstructionAndOtherMember2022-12-31 0000836147mbcn:ConstructionAndOtherMember2023-01-012023-03-31 0000836147mbcn:ConstructionAndOtherMember2023-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMember2022-12-31 0000836147us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:ConsumerPortfolioSegmentMember2022-12-31 0000836147us-gaap:ConsumerPortfolioSegmentMember2023-01-012023-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMember2023-03-31 0000836147mbcn:ThresholdForLoansEvaluatedForImpairmentMember2024-03-31 0000836147mbcn:CriticizedRelationshipsMembermbcn:ThresholdForLoansEvaluatedForImpairmentMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:PassMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:SpecialMentionMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:SubstandardMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:PassMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:SpecialMentionMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:SubstandardMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:DoubtfulMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:PassMember2024-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:PassMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:SubstandardMember2024-03-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:PassMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:SpecialMentionMember2024-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:SubstandardMember2024-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:UnlikelyToBeCollectedFinancingReceivableMember2024-03-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:PassMember2024-03-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:SubstandardMember2024-03-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:PassMember2024-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:SpecialMentionMember2024-03-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:SubstandardMember2024-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PassMember2024-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SubstandardMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:PassMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:SpecialMentionMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:SubstandardMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2023-01-012023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:PassMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:SpecialMentionMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:SubstandardMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:DoubtfulMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2023-01-012023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:PassMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:SubstandardMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMember2023-01-012023-12-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:PassMember2023-12-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:SubstandardMember2023-12-31 0000836147us-gaap:ResidentialPortfolioSegmentMember2023-01-012023-12-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:PassMember2023-12-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:SpecialMentionMember2023-12-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:SubstandardMember2023-12-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:UnlikelyToBeCollectedFinancingReceivableMember2023-12-31 0000836147mbcn:CommercialAndIndustrialMember2023-01-012023-12-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:PassMember2023-12-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:SubstandardMember2023-12-31 0000836147mbcn:HomeEquityLinesOfCreditMember2023-01-012023-12-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:PassMember2023-12-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:SpecialMentionMember2023-12-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:SubstandardMember2023-12-31 0000836147mbcn:ConstructionAndOtherMember2023-01-012023-12-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PassMember2023-12-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SubstandardMember2023-12-31 0000836147us-gaap:ConsumerPortfolioSegmentMember2023-01-012023-12-31 0000836147us-gaap:RealEstateMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2024-03-31 0000836147mbcn:BlanketLienMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2024-03-31 0000836147mbcn:InvestmentAndCashMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2024-03-31 0000836147mbcn:OtherCollateralMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2024-03-31 0000836147us-gaap:CollateralPledgedMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2024-03-31 0000836147us-gaap:RealEstateMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2024-03-31 0000836147mbcn:BlanketLienMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2024-03-31 0000836147mbcn:InvestmentAndCashMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2024-03-31 0000836147mbcn:OtherCollateralMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2024-03-31 0000836147us-gaap:CollateralPledgedMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2024-03-31 0000836147us-gaap:RealEstateMembermbcn:CommercialAndIndustrialMember2024-03-31 0000836147mbcn:BlanketLienMembermbcn:CommercialAndIndustrialMember2024-03-31 0000836147mbcn:InvestmentAndCashMembermbcn:CommercialAndIndustrialMember2024-03-31 0000836147mbcn:OtherCollateralMembermbcn:CommercialAndIndustrialMember2024-03-31 0000836147us-gaap:CollateralPledgedMembermbcn:CommercialAndIndustrialMember2024-03-31 0000836147us-gaap:RealEstateMember2024-03-31 0000836147mbcn:BlanketLienMember2024-03-31 0000836147mbcn:InvestmentAndCashMember2024-03-31 0000836147mbcn:OtherCollateralMember2024-03-31 0000836147us-gaap:CollateralPledgedMember2024-03-31 0000836147us-gaap:RealEstateMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2023-12-31 0000836147mbcn:BlanketLienMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2023-12-31 0000836147mbcn:InvestmentAndCashMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2023-12-31 0000836147mbcn:OtherCollateralMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2023-12-31 0000836147us-gaap:CollateralPledgedMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2023-12-31 0000836147us-gaap:RealEstateMember2023-12-31 0000836147mbcn:BlanketLienMember2023-12-31 0000836147mbcn:InvestmentAndCashMember2023-12-31 0000836147mbcn:OtherCollateralMember2023-12-31 0000836147us-gaap:CollateralPledgedMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:FinancialAssetNotPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:FinancialAssetPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:FinancialAssetNotPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:FinancialAssetPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:FinancialAssetNotPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:FinancialAssetPastDueMember2024-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2024-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2024-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2024-03-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:FinancialAssetNotPastDueMember2024-03-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2024-03-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:FinancialAssetPastDueMember2024-03-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:FinancialAssetNotPastDueMember2024-03-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2024-03-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:FinancialAssetPastDueMember2024-03-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:FinancialAssetNotPastDueMember2024-03-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2024-03-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:FinancialAssetPastDueMember2024-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2024-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2024-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2024-03-31 0000836147us-gaap:FinancialAssetNotPastDueMember2024-03-31 0000836147us-gaap:FinancingReceivables30To59DaysPastDueMember2024-03-31 0000836147us-gaap:FinancingReceivables60To89DaysPastDueMember2024-03-31 0000836147us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-31 0000836147us-gaap:FinancialAssetPastDueMember2024-03-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000836147us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000836147us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000836147us-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000836147us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:MultifamilyLoanMember2023-12-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000836147us-gaap:ResidentialPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000836147us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:ResidentialPortfolioSegmentMember2023-12-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000836147us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMembermbcn:CommercialAndIndustrialMember2023-12-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000836147mbcn:HomeEquityLinesOfCreditMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000836147us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMembermbcn:HomeEquityLinesOfCreditMember2023-12-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000836147us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMembermbcn:ConstructionAndOtherMember2023-12-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2023-12-31 0000836147us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:ConsumerPortfolioSegmentMember2023-12-31 0000836147us-gaap:FinancialAssetNotPastDueMember2023-12-31 0000836147us-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0000836147us-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0000836147us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0000836147us-gaap:FinancialAssetPastDueMember2023-12-31 0000836147us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember2023-12-31 0000836147us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2024-03-31 0000836147us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2024-03-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:MultifamilyLoanMember2024-03-31 0000836147us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialPortfolioSegmentMembermbcn:MultifamilyLoanMember2024-03-31 0000836147us-gaap:NonperformingFinancingReceivableMemberus-gaap:ResidentialPortfolioSegmentMember2024-03-31 0000836147us-gaap:NonperformingFinancingReceivableMembermbcn:CommercialAndIndustrialMember2024-03-31 0000836147us-gaap:NonperformingFinancingReceivableMembermbcn:HomeEquityLinesOfCreditMember2024-03-31 0000836147us-gaap:NonperformingFinancingReceivableMemberus-gaap:ConsumerPortfolioSegmentMember2024-03-31 0000836147us-gaap:NonperformingFinancingReceivableMember2024-03-31 0000836147us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:OwnerOccupiedLoanMember2023-12-31 0000836147us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialRealEstatePortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2023-12-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:MultifamilyLoanMember2023-12-31 0000836147us-gaap:NonperformingFinancingReceivableMemberus-gaap:CommercialPortfolioSegmentMembermbcn:MultifamilyLoanMember2023-12-31 0000836147us-gaap:NonperformingFinancingReceivableMemberus-gaap:ResidentialPortfolioSegmentMember2023-12-31 0000836147us-gaap:NonperformingFinancingReceivableMembermbcn:CommercialAndIndustrialMember2023-12-31 0000836147us-gaap:NonperformingFinancingReceivableMembermbcn:HomeEquityLinesOfCreditMember2023-12-31 0000836147us-gaap:NonperformingFinancingReceivableMemberus-gaap:ConsumerPortfolioSegmentMember2023-12-31 0000836147us-gaap:NonperformingFinancingReceivableMember2023-12-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:PaymentDeferralMember2024-01-012024-03-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:ExtendedMaturityMember2024-01-012024-03-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:NonownerOccupiedLoanMembermbcn:PaymentDeferralAndExtendedMaturityMember2024-01-012024-03-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:NonownerOccupiedLoanMembermbcn:InterestRateReductionAndTermPastDueMember2024-01-012024-03-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:NonownerOccupiedLoanMembermbcn:InterestRateReductionAndPrincipalForgivenessMember2024-01-012024-03-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2024-01-012024-03-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:PaymentDeferralMember2024-01-012024-03-31 0000836147mbcn:ConstructionAndOtherMemberus-gaap:ExtendedMaturityMember2024-01-012024-03-31 0000836147mbcn:ConstructionAndOtherMembermbcn:PaymentDeferralAndExtendedMaturityMember2024-01-012024-03-31 0000836147mbcn:ConstructionAndOtherMembermbcn:InterestRateReductionAndTermPastDueMember2024-01-012024-03-31 0000836147mbcn:ConstructionAndOtherMembermbcn:InterestRateReductionAndPrincipalForgivenessMember2024-01-012024-03-31 0000836147us-gaap:PaymentDeferralMember2024-01-012024-03-31 0000836147us-gaap:ExtendedMaturityMember2024-01-012024-03-31 0000836147mbcn:PaymentDeferralAndExtendedMaturityMember2024-01-012024-03-31 0000836147mbcn:InterestRateReductionAndTermPastDueMember2024-01-012024-03-31 0000836147mbcn:InterestRateReductionAndPrincipalForgivenessMember2024-01-012024-03-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:PaymentDeferralMember2023-01-012023-03-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:NonownerOccupiedLoanMemberus-gaap:ExtendedMaturityMember2023-01-012023-03-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:PaymentDeferralAndExtendedMaturityMember2023-01-012023-03-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:NonownerOccupiedLoanMembermbcn:InterestRateReductionAndTermPastDueMember2023-01-012023-03-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:NonownerOccupiedLoanMembermbcn:InterestRateReductionAndPrincipalForgivenessMember2023-01-012023-03-31 0000836147us-gaap:CommercialPortfolioSegmentMembermbcn:NonownerOccupiedLoanMember2023-01-012023-03-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:PaymentDeferralMember2023-01-012023-03-31 0000836147mbcn:CommercialAndIndustrialMemberus-gaap:ExtendedMaturityMember2023-01-012023-03-31 0000836147mbcn:CommercialAndIndustrialMembermbcn:PaymentDeferralAndExtendedMaturityMember2023-01-012023-03-31 0000836147mbcn:CommercialAndIndustrialMembermbcn:InterestRateReductionAndTermPastDueMember2023-01-012023-03-31 0000836147mbcn:CommercialAndIndustrialMembermbcn:InterestRateReductionAndPrincipalForgivenessMember2023-01-012023-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PaymentDeferralMember2023-01-012023-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMemberus-gaap:ExtendedMaturityMember2023-01-012023-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMembermbcn:PaymentDeferralAndExtendedMaturityMember2023-01-012023-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMembermbcn:InterestRateReductionAndTermPastDueMember2023-01-012023-03-31 0000836147us-gaap:ConsumerPortfolioSegmentMembermbcn:InterestRateReductionAndPrincipalForgivenessMember2023-01-012023-03-31 0000836147us-gaap:PaymentDeferralMember2023-01-012023-03-31 0000836147us-gaap:ExtendedMaturityMember2023-01-012023-03-31 0000836147mbcn:PaymentDeferralAndExtendedMaturityMember2023-01-012023-03-31 0000836147mbcn:InterestRateReductionAndTermPastDueMember2023-01-012023-03-31 0000836147mbcn:InterestRateReductionAndPrincipalForgivenessMember2023-01-012023-03-31 0000836147us-gaap:UnfundedLoanCommitmentMember2024-03-31 0000836147us-gaap:UnfundedLoanCommitmentMember2023-12-31 0000836147us-gaap:CommitmentsToExtendCreditMember2024-03-31 0000836147us-gaap:CommitmentsToExtendCreditMember2023-12-31 0000836147us-gaap:FinancialStandbyLetterOfCreditMember2024-03-31 0000836147us-gaap:FinancialStandbyLetterOfCreditMember2023-12-31
 

 

Table of Contents

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 10-Q

 

(Mark One)

 

☒

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

  

For the quarterly period ended March 31, 2024

or

 

☐

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

  

For the transition period from ___________ to ___________

 

Commission File Number 001-36613

 

smlogo.jpg

Middlefield Banc Corp.

(Exact Name of Registrant as Specified in its Charter)

 

Ohio

 

34-1585111

State or Other Jurisdiction of

 

I.R.S. Employer Identification No.

Incorporation or Organization

  
   

15985 East High Street, Middlefield, Ohio

 

44062-0035

Address of Principal Executive Offices

 

Zip Code

 

 

440-632-1666

 

Registrant’s Telephone Number, Including Area Code

 

   

Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report

 

Securities Registered Pursuant to Section 12(b) of the Act:

 

Title of Each Class

Trading Symbol(s)

Name of Each Exchange on Which Registered

Common Stock, Without Par Value

MBCN

The NASDAQ Stock Market, LLC

(NASDAQ Capital Market)

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  Yes ☒     No ☐

 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).  Yes ☒    No ☐

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

 

Large accelerated filer ☐

Accelerated filer ☐

Non-accelerated filer ☒  

Smaller reporting company ☒

Emerging growth company ☐ 

 

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.     ☐

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).  Yes ☐    No ☒ 

 

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date.

Outstanding at May 14, 2024: 8,067,144

 

 
Table of Contents

 

 
 

 MIDDLEFIELD BANC CORP.

INDEX

 

Part 1 – Financial Information

 

Item 1.

Financial Statements (unaudited)

 
 

Consolidated Balance Sheet

3
 

Consolidated Statement of Income

4
 

Consolidated Statement of Comprehensive Income

5
 

Consolidated Statement of Changes in Stockholders’ Equity

6
 

Consolidated Statement of Cash Flows

7
 

Notes to Unaudited Consolidated Financial Statements

8

Item 2.

Management’s Discussion and Analysis of Financial Condition and Results of Operations

22

Item 3.

Quantitative and Qualitative Disclosures about Market Risk

31

Item 4.

Controls and Procedures

32

PART II – Other Information

32

Item 1.

Legal Proceedings

32

Item 1a.

Risk Factors

32

Item 2.

Unregistered Sales of Equity Securities and Use of Proceeds

33

Item 3.

Defaults Upon Senior Securities

33

Item 4.

Mine Safety Disclosures

33

Item 5.

Other information

33

Item 6.

Exhibits

34

Signatures

37

Exhibit 31.1

  

Exhibit 31.2

  

Exhibit 32

  

 

2
Table of Contents

 

 

MIDDLEFIELD BANC CORP.

CONSOLIDATED BALANCE SHEET

(Dollar amounts in thousands, except share data)

(Unaudited)

 

  

March 31,

  

December 31,

 
  

2024

  

2023

 
         

ASSETS

        

Cash and due from banks

 $44,816  $56,397 

Federal funds sold

  1,438   4,439 

Cash and cash equivalents

  46,254   60,836 

Investment securities available for sale, at fair value

  167,890   170,779 

Other investments

  907   955 

Loans:

        

Commercial real estate:

        

Owner occupied

  178,543   183,545 

Non-owner occupied

  398,845   401,580 

Multifamily

  81,691   82,506 

Residential real estate

  331,480   328,854 

Commercial and industrial

  227,433   221,508 

Home equity lines of credit

  129,287   127,818 

Construction and other

  135,716   125,105 

Consumer installment

  7,131   7,214 

Total loans

  1,490,126   1,478,130 

Less: allowance for credit losses

  21,069   21,693 

Net loans

  1,469,057   1,456,437 

Premises and equipment, net

  21,035   21,339 

Goodwill

  36,356   36,356 

Core deposit intangibles

  6,384   6,642 

Bank-owned life insurance

  34,575   34,349 

Accrued interest receivable and other assets

  34,210   35,190 

TOTAL ASSETS

 $1,816,668  $1,822,883 

LIABILITIES

        

Deposits:

        

Noninterest-bearing demand

 $390,185  $401,384 

Interest-bearing demand

  209,015   205,582 

Money market

  318,823   274,682 

Savings

  196,721   210,639 

Time

  332,165   334,315 

Total deposits

  1,446,909   1,426,602 

Federal Home Loan Bank advances

  137,000   163,000 

Other borrowings

  11,812   11,862 

Accrued interest payable and other liabilities

  15,372   15,738 

TOTAL LIABILITIES

  1,611,093   1,617,202 

STOCKHOLDERS' EQUITY

        

Common stock, no par value; 25,000,000 shares authorized, 9,946,454 and 9,930,704 shares issued; 8,067,144 and 8,095,252 shares outstanding

  161,823   161,388 

Retained earnings

  102,791   100,237 

Accumulated other comprehensive loss

  (18,130)  (16,090)

Treasury stock, at cost; 1,879,310 and 1,835,452 shares

  (40,909)  (39,854)

TOTAL STOCKHOLDERS' EQUITY

  205,575   205,681 

TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY

 $1,816,668  $1,822,883 

 

See accompanying notes to unaudited consolidated financial statements.

 

3
Table of Contents

 

 

 MIDDLEFIELD BANC CORP.

CONSOLIDATED STATEMENT OF INCOME

(Dollar amounts in thousands, except per share data)

(Unaudited)

 

   

Three Months Ended

  
   

March 31,

  
   

2024

    

2023

  

INTEREST AND DIVIDEND INCOME

                

Interest and fees on loans

   $ 22,395     $ 18,275  

Interest-earning deposits in other institutions

     437       250  

Federal funds sold

     152       253  

Investment securities:

                

Taxable interest

     467       458  

Tax-exempt interest

     972       980  

Dividends on stock

     189       88  

Total interest and dividend income

     24,612       20,304  
                 

INTEREST EXPENSE

                

Deposits

     7,466       2,990  

Short-term borrowings

     1,993       653  

Other borrowings

     184       155  

Total interest expense

     9,643       3,798  
                 

NET INTEREST INCOME

     14,969       16,506  
                 

(Recovery of) Provision for credit losses

     (136 )     507  
                 

NET INTEREST INCOME AFTER (RECOVERY OF) PROVISION FOR CREDIT LOSSES

     15,105       15,999  
                 

NONINTEREST INCOME

                

Service charges on deposit accounts

     909       987  

Loss on equity securities

     (52 )     (138 )

Gain on other real estate owned

     -       2  

Earnings on bank-owned life insurance

     227       200  

Gain on sale of loans

     10       23  

Revenue from investment services

     204       186  

Gross rental income

     67       102  

Other income

     431       318  

Total noninterest income

     1,796       1,680  
                 

NONINTEREST EXPENSE

                

Salaries and employee benefits

     6,333       5,852  

Occupancy expense

     552       696  

Equipment expense

     240       317  

Data processing and information technology costs

     1,249       1,070  

Ohio state franchise tax

     397       385  

Federal deposit insurance expense

     251       120  

Professional fees

     558       538  

Advertising expense

     419       486  

Software amortization expense

     22       26  

Core deposit intangible amortization

     258       265  

Gross other real estate owned expenses

     99       132  

Merger-related costs

     -       245  

Other expense

     1,587       1,662  

Total noninterest expense

     11,965       11,794  
                 

Income before income taxes

     4,936       5,885  

Income taxes

     769       989  
                 

NET INCOME

   $ 4,167     $ 4,896  
                 

EARNINGS PER SHARE

                

Basic

   $ 0.52     $ 0.60  

Diluted

   $ 0.51     $ 0.60  

 

See accompanying notes to unaudited consolidated financial statements.

 

4
Table of Contents

 

 

MIDDLEFIELD BANC CORP.

CONSOLIDATED STATEMENT OF COMPREHENSIVE (LOSS) INCOME

(Dollar amounts in thousands)

(Unaudited)

 

   

Three Months Ended

  
   

March 31,

  
   

2024

    

2023

  
                 

Net income

   $ 4,167     $ 4,896  
                 

Other comprehensive (loss) income:

                

Unrealized holding (loss) gain on securities available for sale

     (2,582 )     3,659  

Tax effect

     542       (768 )
                 

Total other comprehensive (loss) income

     (2,040 )     2,891  
                 

Comprehensive income

   $ 2,127     $ 7,787  

 

See accompanying notes to unaudited consolidated financial statements.

 

5
Table of Contents

 

 

MIDDLEFIELD BANC CORP.

CONSOLIDATED STATEMENT OF CHANGES IN STOCKHOLDERS’ EQUITY

(Dollar amounts in thousands, except share and per share data)

(Unaudited)

 

              

Accumulated

         
              

Other

      

Total

 
  

Common Stock

  

Retained

  

Comprehensive

  

Treasury

  

Stockholders'

 
  

Shares

  

Amount

  

Earnings

  

Loss

  

Stock

  

Equity

 
                         

Balance, December 31, 2023

  9,930,704  $161,388  $100,237  $(16,090) $(39,854) $205,681 
                         

Net income

          4,167           4,167 

Other comprehensive loss

            (2,040)     (2,040)

Stock-based compensation, net

  15,750   435            435 

Common shares repurchased (43,858)

               (1,055)  (1,055)

Cash dividends ($0.20 per share)

          (1,613)          (1,613)
                         

Balance, March 31, 2024

  9,946,454  $161,823  $102,791  $(18,130) $(40,909) $205,575 

 

              

Accumulated

         
              

Other

      

Total

 
  

Common Stock

  

Retained

  

Comprehensive

  

Treasury

  

Stockholders'

 
  

Shares

  

Amount

  

Earnings

  

(Loss) Income

  

Stock

  

Equity

 
                         

Balance, December 31, 2022

  9,916,466  $161,029  $94,154  $(22,144) $(35,348) $197,691 
                         

Net income

          4,896           4,896 

Other comprehensive income

            2,891      2,891 

Cumulative impact of ASC 326 adoption (CECL)

          (4,421)          (4,421)

Stock-based compensation, net

  7,779   219               219 

Common shares repurchased (95,364)

               (4,506)  (4,506)

Cash dividends ($0.20 per share)

          (1,605)          (1,605)
                         

Balance, March 31, 2023

  9,924,245  $161,248  $93,024  $(19,253) $(39,854) $195,165 

 

See accompanying notes to unaudited consolidated financial statements.

 

6
Table of Contents

 

 

MIDDLEFIELD BANC CORP.

CONSOLIDATED STATEMENT OF CASH FLOWS

(Dollar amounts in thousands)

(Unaudited)

 

   

For the Three Months Ended

  
   

March 31,

  
   

2024

    

2023

  

OPERATING ACTIVITIES

                

Net income

   $ 4,167     $ 4,896  

Adjustments to reconcile net income to net cash provided by operating activities:

                

(Recovery of) provision for credit losses

     (136 )     507  

Loss on equity securities

     52       138  

Software amortization expense

     22       26  

Amortization of premium and discount on investment securities, net

     140       150  

Amortization of core deposit intangibles

     258       265  

Depreciation, amortization, and accretion, net

     97       193  

Stock-based compensation, net

     -       30  

Origination of loans held for sale

     (629 )     1,494  

Proceeds from sale of loans held for sale

     639       (1,575 )

Gain on sale of loans held for sale

     (10 )     (23 )

Earnings on bank-owned life insurance

     (227 )     (200 )

Deferred income tax (benefit)

     447       (381 )

Gains on other real estate owned

     -       (2 )

(Increase) decrease in accrued interest receivable

     (131 )     25  

Increase in accrued interest payable

     3,495       230  

Other, net

     (2,745 )     665  

Net cash provided by operating activities

     5,439       6,438  
                 

INVESTING ACTIVITIES

                

Investment securities available for sale:

                

Proceeds from repayments and maturities

     167       871  

Purchases

     -       (2,000 )

Purchase of other investments

     (4 )     -  

Increase in loans, net

     (12,184 )     (29,763 )

Proceeds from the sale of other real estate owned

     -       31  

Purchase of premises and equipment

     (92 )     (263 )

Purchase of restricted stock

     -       (1,687 )

Redemption of restricted stock

     503       1,793  

Net cash used in investing activities

     (11,610 )     (31,018 )
                 

FINANCING ACTIVITIES

                

Net increase in deposits

     20,307       23,588  

Net (decrease) increase in short-term borrowings

     (26,000 )     20,000  

Repayment of other borrowings

     (50 )     (49 )

Repurchase of common shares

     (1,055 )     (4,506 )

Cash dividends

     (1,613 )     (1,605 )

Net cash (used in) provided by financing activities

     (8,411 )     37,428  
                 

(Decrease) increase in cash and cash equivalents

     (14,582 )     12,848  
                 

CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD

     60,836       53,809  
                 

CASH AND CASH EQUIVALENTS AT END OF PERIOD

   $ 46,254     $ 66,657  
                 
    For the Three Months Ended  
    March 31,  
    2024     2023  

SUPPLEMENTAL INFORMATION

                

Cash paid during the year for:

                

Interest on deposits and borrowings

   $ 6,148     $ 3,568  

Income taxes

     1,890       -  

 

See accompanying notes to unaudited consolidated financial statements.

 

7
Table of Contents

 

MIDDLEFIELD BANC CORP.

NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS

 

 

 

NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

Principles of Consolidation and Basis of Presentation

 

The consolidated financial statements of Middlefield Banc Corp. ("Company") include its bank subsidiary, The Middlefield Banking Company (“MBC” or “Bank”), and a nonbank asset resolution subsidiary EMORECO, Inc. The consolidated financial statements also include the accounts of MBC’s subsidiaries, Middlefield Investments, Inc. (“MI”) and MB Insurance Services (“MIS”). All significant inter-company items have been eliminated.

 

On March 13, 2019, MBC established MI as an operating subsidiary to hold and manage an investment portfolio. On  March 31, 2024, MI’s assets consist of a cash account, investments, and related accrued interest accounts. MI may only hold and manage investments and may not engage in any other activity without prior approval of the Ohio Division of Financial Institutions. In the first quarter of 2022, MBC established MIS as an operating subsidiary to offer retail and business customers various insurance services, including home, renters, automobile, pet, identity theft, travel, and professional liability insurance. On March 31, 2024, MIS assets consist of a cash account, a prepaid asset, and an accounts receivable. As a result of the bank merger of Liberty National Bank and MBC on December 1, 2022, Middlefield Banc Corp. acquired a 100% ownership interest in LBSI Insurance, LLC (“LBSI”), a wholly owned financial subsidiary of Liberty National Bank. LBSI did not operate after the merger, and its existence ended January 19, 2024. All significant intercompany items have been eliminated between MBC and these subsidiaries.

 

The unaudited consolidated financial statements have been prepared in conformity with the instructions to Form 10-Q and Article 10 of Regulation SX. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles (“GAAP”) for complete financial statements. The financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Form 10-K for the year ended December 31, 2023. The interim consolidated financial statements include all adjustments (consisting of only normal recurring items) that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of operations for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year.

 

The Company’s significant accounting policies involve the more significant judgments and assumptions used in the preparation of the consolidated financial statements as of March 31, 2024. However, the Company has identified critical accounting policies, and an understanding of these policies is necessary to understand the Company’s financial statements. These policies relate to determining the adequacy of the allowance for credit losses for the investment securities held for sale, loan portfolios, and unfunded commitments.

 

Investments 

 

Management determines the appropriate classification of investment securities at the time of purchase and re-evaluates such designation as of each balance sheet date.

 

Investment securities classified as available for sale are those securities that the Bank intends to hold for an indefinite period of time but not necessarily to maturity. Securities available for sale are carried at fair value. Any decision to sell a security classified as available for sale would be based on various factors, including significant movements in interest rates, changes in the maturity mix of the Bank’s assets and liabilities, liquidity needs, regulatory capital considerations, and other similar factors. Unrealized gains or losses are reported as increases or decreases in other comprehensive income (loss), net of the deferred tax effect. Realized gains or losses, determined on the basis of the cost of the specific securities sold, are included in earnings. Premiums and discounts are recognized in interest income using the interest method over the terms of the securities.

 

Investment securities classified as held to maturity are those securities the Bank has both the intent and ability to hold to maturity regardless of changes in market conditions, liquidity needs, or changes in general economic conditions. These securities are carried at cost, adjusted for the amortization of premium and accretion of discount, and computed by a method that approximates the interest method over the terms of the securities. As of  March 31, 2024, the Company did not hold any held-to-maturity securities.

 

Equity securities, which are included in other investments on the Consolidated Balance Sheet, are measured at fair value with changes in fair value recognized in net income.

 

The Bank adopted ASU No. 2016-13, Financial Instruments - Credit Loses - Topic (326): Measurement of Credit Losses on Financial Instruments ("ASU 2016-13"), effective January 1, 2023. The Bank measures expected credit losses on available-for-sale investment securities when the Bank intends to sell, or when it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For available for sale investment securities that do not meet the aforementioned criteria, the Bank evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, the Bank considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this evaluation indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists, and an allowance for credit losses is recorded for the credit loss, equal to the amount that the fair value is less than the amortized cost basis. Economic forecast data is used to calculate the present value of expected cash flows. The Bank obtains its forecast data through a subscription to a widely recognized and relied-upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable scenario and uses a single scenario in the model. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income.

 

The allowance for credit losses is included within investment securities available for sale on the Consolidated Balance Sheet. Changes in the allowance for credit losses are recorded within the provision for credit losses on the Consolidated Statement of Income. Losses are charged against the allowance when the Bank believes the collectability of an available-for-sale security is in jeopardy or when either of the criteria regarding intent or requirement to sell is met.

 

8
Table of Contents
 

Accrued interest receivable on available-for-sale investment securities totaled $1.6 million on  March 31, 2024, and is included within accrued interest receivable and other assets on the Consolidated Balance Sheet. This amount is excluded from the estimate of expected credit losses. Available for sale investment securities are typically classified as nonaccrual when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about the further collectability of principal or interest. When available for sale investment securities are placed on nonaccrual status, unpaid interest credited to income is reversed.

 

Loans

 

Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at their outstanding unpaid principal balances, net of unearned income, which includes net deferred loan fees and costs and unamortized premiums and discounts. Accrued interest receivable is included within accrued interest receivable and other assets on the Consolidated Balance Sheet. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loans’ yield (interest income). The Bank amortizes these amounts over the contractual life of the loan. Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method. Interest income is primarily recognized on an accrual basis according to formulas in written contracts, such as loan agreements.

 

The loan portfolio is segmented into commercial and consumer loans. Commercial loans consist of the following classes: commercial construction, commercial and industrial loans, and commercial real estate loans. Consumer loans consist of the following classes: residential real estate loans, home equity loans, and consumer loans.

 

For all classes of loans, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against the allowance for credit losses. Interest received on nonaccrual loans generally is either applied against the principal or reported as interest income on a cash basis, according to management’s judgment as to the collectability of principal. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The past-due status of all classes of loans is determined based on contractual due dates for loan payments.

 

The Bank adopted ASU 2016-13, effective January 1, 2023. Upon adoption, the reserve for credit losses on loans increased by $5.4 million. The guidance applies an expected-loss methodology, recognizing current expected credit losses for the remaining life of the asset at the time of origination or acquisition.  The allowance for credit losses ("ACL") is a valuation reserve established and maintained by charges against income and is deducted from the amortized cost basis of loans to present the net amount expected to be collected on the loans. Loans, or portions thereof, are charged off against the ACL when they are deemed uncollectible. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off.

 

The ACL is an estimate of expected credit losses, measured over the contractual life of a loan, that considers our historical loss experience, current conditions, and forecasts of future economic conditions. Determination of an appropriate ACL is inherently subjective and may have significant changes from period to period.

 

Management uses a discounted cash flow ("DCF") model to calculate the present value of the expected cash flows for pools of loans that share similar risk characteristics and compares the results of this calculation to the amortized cost basis to determine its ACL balance.

 

The contractual term used in projecting the cash flows of a loan is based on the maturity date of a loan and is adjusted for prepayment or curtailment assumptions, which may shorten that contractual time period. Options to extend are considered by management in determining the contractual term.

 

The key inputs to the DCF model are (1) probability of default, (2) loss given default, (3) prepayment and curtailment rates, (4) reasonable and supportable economic forecasts, (5) forecast reversion period, (6) expected recoveries on charged off loans, and (7) discount rate.

 

Probability of Default ("PD")

In order to incorporate economic factors into forecasting within the DCF model, management elected to use the Loss Driver method to generate the PD rate inputs. The Loss Driver method analyzes how one or more economic factors change the default rate using statistical regression analysis. Management selected economic factors that have strong correlations to historical default rates.

 

Loss Given Default ("LGD")

Management elected to use the Frye Jacobs parameter for determining the LGD input, which is an estimation technique that derives an LGD input from segment-specific risk curves that correlate LGD with PD.

 

Prepayment and Curtailment Rates

Prepayment Rates: Loan-level transaction data is used to calculate semi-annual prepayment rates. These semi-annual rates are annualized, and the average of the annualized rates is used in the DCF calculation for fixed payments or term loans. Rates are calculated for each pool.

 

Curtailment Rates: Loan-level transaction data is used to calculate annual curtailment rates using available historical loan-level data. The average of the historical rates is used in the DCF model for interest-only payment or line-of-credit type loans. Rates are calculated for each pool.

 

Reasonable and Supportable Forecasts

The forecast data used in the DCF model is obtained via a subscription to a widely recognized and relied-upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable forecast.

 

Forecast Reversion Period

Management uses forecasts to predict how economic factors will perform and has determined to use a four-quarter forecast period as well as an eight-quarter straight-line reversion period to historical averages (also commonly referred to as the mean reversion period).

 

Expected Recoveries on Charged-off Loans

Management performs an analysis to estimate recoveries that could be reasonably expected based on historical experience in order to account for expected recoveries on loans that have already been fully charged off and are not included in the ACL calculation.

 

9
Table of Contents
 

Discount Rate

The effective interest rate of the underlying loans of the Company serves as the discount rate applied to the expected periodic cash flows. Management adjusts the effective interest rate used to discount expected cash flows to incorporate expected prepayments.

 

Individual Evaluation

Management evaluates individual instruments for expected credit losses when those instruments do not share similar risk characteristics with instruments evaluated using a collective (pooled) basis. These instruments will not be included in the collective analyses. The individual analysis will establish a specific reserve for instruments in scope.

 

The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Company’s loan portfolio is segmented to a level that allows management to monitor risk and performance. The portfolio is segmented into Commercial Real Estate (“CRE”), which is further segmented into Owner Occupied (“CRE OO”), Non-owner Occupied (“CRE NOO”), and Multifamily Residential, Residential Real Estate (“RRE”), Commercial and Industrial (“C&I”), Home Equity Lines of Credit (“HELOC”), Construction and Other (“Construction”), and Consumer Installment Loans. The CRE loan segments consist of loans made to finance the activities of CRE owners and operators and certain agricultural loans. The RRE and HELOC loan segments consist of loans made to finance the activities of residential homeowners. The C&I loan segment consists of loans made to finance the activities of commercial customers and certain agricultural loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts.

 

Historical credit loss experience is the basis for the estimation of expected credit losses. We apply historical loss rates to pools of loans with similar risk characteristics. After consideration of the historic loss calculation, management applies qualitative adjustments to reflect the current conditions and reasonable and supportable forecasts not already reflected in the historical loss information at the balance sheet date. The qualitative adjustments for current conditions are based upon national and local economic trends and conditions, levels of and trends in delinquency rates and nonaccrual loans, trends in volumes and terms of loans, effects of changes in lending policies, experience, ability, and depth of lending staff, the value of underlying collateral, concentrations of credit from a loan type, industry, and/or geographic standpoint. These modified historical loss rates are multiplied by the outstanding principal balance of each loan to calculate a required reserve.

 

The Bank has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on nonaccrual status, any outstanding accrued interest is reversed against interest income.

 

The ACL calculation for individual loans begins with the use of normal credit review procedures to identify whether a loan no longer shares similar risk characteristics with other pooled loans and should, therefore, be individually assessed. Beginning in the third quarter of 2023, the Bank automatically considers all nonaccrual loans greater than $250,000 for individual analysis. Additional identification of loans to be individually evaluated is accomplished through the Bank’s normal loan review, criticized asset review, and portfolio management processes. The Bank previously evaluated all commercial loans greater than $150,000 for individual analysis that met the following criteria: 1) when it is determined that foreclosure is probable, 2) substandard, doubtful, and nonperforming loans when repayment is expected to be provided substantially through the operation or sale of the collateral, and 3) when it is determined by management that a loan does not share similar risk characteristics with other loans. Specific reserves are established based on the following three acceptable methods for measuring the ACL: 1) the present value of expected future cash flows discounted at the loan’s original effective interest rate, 2) the loan’s observable market price, or 3) the fair value of the collateral when the loan is collateral dependent. Management considers a financial asset as collateral dependent when the debtor is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral, based on management's assessment as of the reporting date. Measurement of the expected credit losses on collateral-dependent loans is based on the fair value of the collateral, less any costs to sell. A specific reserve is established or a charge-off is taken if the fair value of the loan is less than the loan balance. Large groups of smaller-balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Bank does not separately identify individual residential real estate loans, home equity loans, and consumer loans for impairment disclosures.

 

The Bank adopted ASU No. 2016-13 effective January 1, 2023. Upon adoption, the reserve for credit losses for unfunded commitments increased by $622,000. The Bank estimates expected credit losses over the contractual period in which the Bank is exposed to credit risk via a contractual obligation to extend credit unless that obligation is unconditionally cancellable by the Bank. The allowance for credit losses on off-balance sheet credit exposures is included in accrued interest payable and other liabilities on the balance sheet and adjusted through provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life, consistent with the estimation process on the loan portfolio.

 

Reclassification of Comparative Amounts

 

Certain comparative amounts for prior years have been reclassified to conform to current-year presentations. Such reclassifications did not affect net income or retained earnings.

 

Accounting Pronouncements Adopted in 2024

 

In  March 2023, the FASB issued ASU 2023-02, Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method. The amendments allow entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related tax credits. This method of accounting had been available only for qualifying investments in qualified affordable housing projects. The guidance also requires certain disclosures regarding an entity’s tax equity investments. On January 1, 2024, the Bank adopted ASU 2023-03. This ASU did not have a significant impact on the Bank’s financial statements.

 

Recent Accounting Pronouncements

 

In  January 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting,  March 2020, to provide temporary optional expedients and exceptions to the U.S. GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as the Secured Overnight Financing Rate (SOFR). Entities can elect not to apply certain modification accounting requirements to contracts affected by what the guidance calls “reference rate reform” if certain criteria are met. An entity that makes this election would not have to remeasure the contracts at the modification date or reassess a previous accounting determination. Also, entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform if certain criteria are met, and can make a one-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. ASU 2022-06, Reference Rate Reform (Topic 848): Deferral of the Sunset Date of Topic 848 Issued  December 2022, which was issued in  December 2022, extended the period of time entities can utilize the reference rate reform relief guidance under ASU 2020-04 from  December 31, 2022 to  December 31, 2024. The ASUs are not expected to have a significant impact on the Bank’s financial statements.

 

10
Table of Contents
 

In  June 2022, the FASB issued ASU 2022-03, Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions. The amendment clarifies that a contractual restriction on the sale of an equity security is not considered part of the unit account of the equity security and is not considered in measuring its fair value. The ASU clarifies that an entity cannot, as a separate unit of account, recognize and measure a contractual sale restriction. The ASU also requires certain disclosures for equity securities subject to contractual sale restrictions. The amendments in this ASU are effective for all entities for fiscal years beginning after  December 15, 2024. This ASU is not expected to have a significant impact on the Company’s financial statements.

 

In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. The ASU requires enhanced disclosures about significant segment expenses for public entities reporting segment information under ASC Topic 280. The amendments include required disclosure of significant segment expenses regularly reviewed by the chief operating decision maker, description of the composition of other segment items, and title and position of the chief operating decision maker. Additionally, the ASU requires public entities to provide all annual disclosures under Topic 280 in interim periods. The ASU also requires that public entities with a single reportable segment provide all the disclosures required by this amendment and existing disclosure requirements in Topic 820. The amendments in this ASU are effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. The Company has a single reportable segment. This ASU is not expected to have a significant impact on the Company's financial statements.

 

In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures. The amendments require entities to disclose specific categories in the rate reconciliation and provide additional information for material reconciling items. The ASU also requires the disclosure of income taxes paid disaggregated by jurisdiction. The amendments in this ASU are effective for public business entities for annual periods beginning after  December 15, 2024. This ASU is not expected to have a significant impact on the Company’s financial statements.

 

In March 2024, the FASB issued ASU 2024-01, Compensation – Stock Compensation (Topic 718).  The ASU amended the guidance in ASC 718 to add an example showing how to apply the scope guidance to determine whether profits interest and similar awards should be accounted for as share-based payment arrangements.  The guidance is effective for fiscal years beginning after December 15, 2024, and interim periods within those fiscal years.  The Company is currently evaluating the impact of this new guidance on its financial statements.

 
 

NOTE 2 – REVENUE RECOGNITION

 

Following ASC Topic 606, Revenue from Contracts with Customers (Topic 606), management determined that the primary sources of revenue, which emanate from interest income on loans and investments, along with noninterest revenue resulting from equity security gains (losses), gains on the sale of loans, rental income, and BOLI income, are not within the scope of ASC 606. For the three months ended March 31, 2024, these revenue sources cumulatively comprise 94.2% of the total revenue of the Company.

 

The main types of noninterest income within the scope of the standard are as follows:

 

Service charges on deposit accounts – The Company has contracts with its deposit customers whereby fees are charged if the account balance falls below predetermined levels defined as compensating balances. These agreements can be canceled at any time by either the Company or the deposit customer. Revenue from these transactions is recognized monthly as the Company has an unconditional right to the fee consideration. The Company also has transaction fees related to specific customer requests or activities that include overdraft fees, online banking fees, and other transaction fees. All of these fees are attributable to specific performance obligations of the Company where the revenue is recognized at a defined point in time, which is the completion of the requested service/transaction.

 

Revenue from investment services – The Company earns investment services revenue through its referral agreement with LPL Financial. The performance obligation to investment management customers is satisfied over time, and therefore, revenue is recognized over time. The Company generally receives trailing investment services revenue in arrears and recognizes the revenue when the monthly statement with referral revenue is received.

 

Miscellaneous fee income – Fees earned on other services, such as ATM surcharge fees, money order fees, and check fees, are recognized at the time of the event or the applicable billing cycle.

 

The following table depicts the disaggregation of revenue derived from contracts with customers to depict the nature, amount, timing, and uncertainty of revenue and cash flows:

 

  

For the Three Months Ended March 31,

 

Noninterest Income

 

2024

  

2023

 

(Dollar amounts in thousands)

        

Service charges on deposit accounts:

        

Overdraft fees

 $250  $246 

ATM banking fees

  439   472 

Service charges and other fees

  220   269 

Loss on equity securities ⁽ª⁾

  (52)  (138)

Gain on sale of other real estate owned ⁽ª⁾

  -   2 

Earnings on bank-owned life insurance ⁽ª⁾

  227   200 

Gain on sale of loans ⁽ª⁾

  10   23 

Revenue from investment services

  204   186 

Miscellaneous fee income

  93   86 

Gross rental income ⁽ª⁾

  67   102 

Other income

  338   232 

Total noninterest income

 $1,796  $1,680 

 

(a) Not within scope of ASC 606

 

11
Table of Contents
 
 

NOTE 3 - EARNINGS PER SHARE

 

The Company provides a dual presentation of basic and diluted earnings per share. Basic earnings per share is calculated by dividing net income by the average shares outstanding. Diluted earnings per share adds the dilutive effects of restricted stock to average shares outstanding.

 

The following table sets forth the composition of the weighted-average common shares (denominator) used in the basic and diluted earnings per share computation.

 

  

For the Three

 
  

Months Ended

 
  

March 31,

 
  

2024

  

2023

 
         

Weighted-average common shares outstanding

  9,941,596   9,921,529 
         

Average treasury stock shares

  (1,850,393)  (1,782,758)
         

Weighted-average common shares and common stock equivalents used to calculate basic earnings per share

  8,091,203   8,138,771 
         

Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share

  5,114   13,858 
         

Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share

  8,096,317   8,152,629 

 

On March 31, 2024, there were 38,836 shares of restricted stock, 33,722 shares of which were anti-dilutive.

 

On March 31, 2023, there were 70,219 shares of restricted stock, 56,361 shares of which were anti-dilutive.

 

When shares recognized as equity are repurchased, the amount of the consideration paid, which includes directly attributable costs, is recognized as a deduction from equity. Repurchased shares are classified as treasury shares and are presented in the treasury share reserve. The reserve for the Company’s treasury shares comprises the cost of the Company’s shares held by the Company. As of March 31, 2024, the Company held 1,879,310 of the Company’s shares, which is an increase of 43,858 from the 1,835,452 shares held as of March 31, 2023.

 

 
 

NOTE 4 - ACCUMULATED OTHER COMPREHENSIVE (LOSS) INCOME

 

The following table presents the changes in accumulated other comprehensive (loss) income (“AOCI”) by component, net of tax, for the three months ended March 31, 2024, and 2023, respectively:

 

(Dollars in thousands)

 Unrealized (losses)/gains on securities available-for-sale(a) 

Balance as of December 31, 2023

 $(16,090)

Other comprehensive loss

  (2,040)

Balance as of March 31, 2024

 $(18,130)

 

(Dollars in thousands)

 Unrealized (losses)/gains on securities available-for-sale(a) 

Balance as of December 31, 2022

 $(22,144)

Other comprehensive income

  2,891 

Balance as of March 31, 2023

 $(19,253)

 

 

(a)

All amounts are net of tax.

 

There were no other reclassifications of amounts from AOCI for the three months ended March 31, 2024, and 2023.

 
 

NOTE 5 - FAIR VALUE MEASUREMENTS

 

Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction between market participants at the measurement date. GAAP establishes a fair value hierarchy that prioritizes the use of inputs used in valuation methodologies into the following levels:

 

Level I:

Quoted prices are available in active markets for identical assets or liabilities as of the reported date.

 

Level II:

Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are valued using other financial instruments, the parameters of which can be directly observed.

 

Level III:

Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.

 

12
Table of Contents
 

This hierarchy requires the use of observable market data when available.

 

The following tables present the assets measured at fair value on a recurring basis on the Consolidated Balance Sheet by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.

 

      

March 31, 2024

     

(Dollar amounts in thousands)

 

Level I

  

Level II

  

Level III

  

Total

 

Assets measured on a recurring basis:

                

Subordinated debt

 $-  $25,186  $6,581  $31,767 

Obligations of states and political subdivisions

  -   130,103   -   130,103 

Mortgage-backed securities in government-sponsored entities

  -   6,020   -   6,020 

Total investment securities available for sale

  -   161,309   6,581   167,890 

Equity securities

  776   -   -   776 

Total

 $776  $161,309  $6,581  $168,666 

 

      

December 31, 2023

     

(Dollar amounts in thousands)

 

Level I

  

Level II

  

Level III

  

Total

 

Assets measured on a recurring basis:

                

Subordinated debt

 $-  $23,118  $8,801  $31,919 

Obligations of states and political subdivisions

  -   132,542   -   132,542 

Mortgage-backed securities in government-sponsored entities

  -   6,318   -   6,318 

Private-label mortgage-backed securities

  -   -   -   - 

Total investment securities available for sale

  -   161,978   8,801   170,779 

Equity securities

  814   -   -   814 

Total

 $814  $161,978  $8,801  $171,593 

 

Investment Securities Available for Sale

An independent pricing service provides the Company fair values determined by pricing models using a market approach that considers observable market data, such as interest rate volatilities, benchmarked yield curve, credit spreads and prices from market makers and live trading systems (Level II). Level III securities are assets whose fair value cannot be determined by using observable measures. The inputs to the valuation methodology of these securities are unobservable and significant to the fair value measurement. Currently, this category includes certain subordinated debt investments that are valued based on the discounted cash flow approach assuming a yield curve of similarly structured instruments.

 

While the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of specific financial instruments could result in a different estimate of fair value at the reporting date. Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective period-ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments following the respective reporting dates may be different from the amounts reported at each period-end.

 

Equity Securities - Equity securities that are traded on a national securities exchange are valued at their last reported sales price as of the measurement date. Equity securities traded in the over-the-counter (“OTC”) markets and listed securities for which no sale was reported on that date are generally valued at their last reported “bid” price if held long, and last reported “ask” price if sold short. To the extent equity securities are actively traded and valuation adjustments are not applied, they are categorized in Level I of the fair value hierarchy.

 

 

The following table presents the fair value reconciliation of Level III assets measured at fair value on a recurring basis.

 

  

Subordinated debt

 

(Dollar amounts in thousands)

 

March 31, 2024

  

December 31, 2023

 

Beginning of year

 $8,801  $8,737 

Purchases, sales, settlements:

        

Purchases

  -   1,000 

Transfers out of Level III (1)

  (2,250)  (1,000)

Net change in unrealized loss on investment securities available-for-sale

  30   64 

Balance at end of period

 $6,581  $8,801 

 

 

(1)

Transfers between hierarchy levels are based on the availability of sufficient observable inputs to meet Level II versus Level III criteria. The level designation of each financial instrument is reassessed at the end of each period.

 

13
Table of Contents
 

The following table presents the assets measured at fair value on a non-recurring basis on the Consolidated Balance Sheet by level within the fair value hierarchy.

 

      

March 31, 2024

     

(Dollar amounts in thousands)

 

Level I

  

Level II

  

Level III

  

Total

 

Assets measured on a non-recurring basis:

                

Collateral-dependent loans

 $-  $-  $3,321  $3,321 

 

      

December 31, 2023

     

(Dollar amounts in thousands)

 

Level I

  

Level II

  

Level III

  

Total

 

Assets measured on a non-recurring basis:

                

Collateral-dependent loans

 $-  $-  $3,361  $3,361 

 

Collateral-Dependent Loans – The Company has measured impairment on collateral-dependent individually analyzed loans generally based on the fair value of the loan’s collateral. Fair value is generally determined based on independent third-party appraisals of the properties. In some cases, management may adjust the appraised value due to the age of the appraisal, changes in market conditions, or observable deterioration of the property since the appraisal was completed. Additionally, management makes estimates about expected costs to sell the property, which are also included in the net realizable value. If the fair value of the collateral-dependent loan is less than the carrying amount of the loan, a specific reserve for the loan is made in the allowance for credit losses, or a charge-off is taken to reduce the loan to the fair value of the collateral (less estimated selling costs), and the loan is included in the above table as a Level III measurement in the period in which the adjustment is recorded. If the fair value of the collateral exceeds the carrying amount of the loan, then the loan is not included in the above table as it is not currently being carried at its fair value. The fair values in the preceding tables include selling costs of $883,000 and $843,000 on  March 31, 2024, and  December 31, 2023, respectively.

 

The following table presents additional quantitative information about assets measured at fair value on a non-recurring basis and for which the Company uses Level III inputs to determine fair value:

 

  

Quantitative Information about Level III Fair Value Measurements

 

(Dollar amounts in thousands)

          
  

Fair Value Estimate

 

Valuation Techniques

Unobservable Input

 

Range (Weighted Average)

 

March 31, 2024

          

Collateral-dependent loans

 $3,321 

Appraisal of collateral (1)

Appraisal adjustments (2)

  21.0%

 

  

Quantitative Information about Level III Fair Value Measurements

 

(Dollar amounts in thousands)

          
  

Fair Value Estimate

 

Valuation Techniques

Unobservable Input

 

Range (Weighted Average)

 

December 31, 2023

          

Collateral-dependent loans

 $3,361 

Appraisal of collateral (1)

Appraisal adjustments (2)

  20.1%

 

 

(1)

Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs that are not identifiable, less any associated allowance.

 

(2)

Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

 

The estimated fair value of the Company’s financial instruments not recorded at fair value on a recurring basis is as follows:

 

  

March 31, 2024

 
  

Carrying

              

Total

 
  

Value

  

Level I

  

Level II

  

Level III

  

Fair Value

 
  

(Dollar amounts in thousands)

 

Financial assets:

                    

Net loans

 $1,469,057  $-  $-  $1,391,216  $1,391,216 

Mortgage servicing rights

  1,589         2,701   2,701 
                     

Financial liabilities:

                    

Non-maturing deposits

 $1,114,744  $1,114,744  $-  $-  $1,114,744 

Time deposits

  332,165   -   -   329,023   329,023 

Other borrowings

  11,812   -   -   11,812   11,812 

 

  

December 31, 2023

 
  

Carrying

              

Total

 
  

Value

  

Level I

  

Level II

  

Level III

  

Fair Value

 
  

(Dollar amounts in thousands)

 

Financial assets:

                    

Net loans

 $1,456,437  $-  $-  $1,370,657  $1,370,657 

Mortgage servicing rights

  1,636         2,781   2,781 
                     

Financial liabilities:

                    

Non-maturing deposits

 $1,092,287  $1,092,287  $-  $-  $1,092,287 

Time deposits

  334,315   -   -   331,638   331,638 

Other borrowings

  11,862   -   -   11,862   11,862 

 

14
Table of Contents
 

Included within other borrowings is an $8.2 million note payable, which matures in December 2037. These borrowings were used to form a special purpose entity to issue $8.0 million of floating rate, obligated mandatorily redeemable securities. The rate adjusts quarterly, equal to SOFR plus 1.67%. The borrowing is a floating rate instrument, and any difference between the cost and fair value is insignificant. 

 

In addition to the financial instruments included in the above tables, cash and cash equivalents, bank-owned life insurance, Federal Home Loan Bank (the “FHLB”) stock, other investments, accrued interest receivable, FHLB advances, finance lease liabilities, and accrued interest payable, are carried at cost, which approximates the fair value of the instruments.

 
 

NOTE 6 – INVESTMENT AND EQUITY SECURITIES

 

The amortized cost and fair values of investment securities available for sale are as follows:

 

  

March 31, 2024

 
      

Gross

  

Gross

     
  

Amortized

  

Unrealized

  

Unrealized

  

Fair

 

(Dollar amounts in thousands)

 

Cost (a)

  

Gains

  

Losses

  

Value

 
                 

Subordinated debt

 $34,300  $61  $(2,594) $31,767 

Obligations of states and political subdivisions:

                

Tax-exempt

  149,747   45   (19,689)  130,103 

Mortgage-backed securities in government-sponsored entities

  6,793   -   (773)  6,020 

Total

 $190,840  $106  $(23,056) $167,890 

 

(a)

Amortized cost excludes accrued interest receivable of $1.6 million for the period ending  March 31, 2024.

 

  

December 31, 2023

 
      

Gross

  

Gross

     
  

Amortized

  

Unrealized

  

Unrealized

  

Fair

 

(Dollar amounts in thousands)

 

Cost (a)

  

Gains

  

Losses

  

Value

 
                 

Subordinated debt

 $34,300  $70  $(2,451) $31,919 

Obligations of states and political subdivisions:

                

Tax-exempt

  149,881   153   (17,492)  132,542 

Mortgage-backed securities in government-sponsored entities

  6,965   -   (647)  6,318 

Total

 $191,146  $223  $(20,590) $170,779 

 

(a)

Amortized cost excludes accrued interest receivable of $1.6 million for the period ending  December 31, 2023.

 

The amortized cost and fair value of investment securities at March 31, 2024, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

 

  

Amortized

  

Fair

 

(Dollar amounts in thousands)

 

Cost

  

Value

 
         

Due in one year or less

 $565  $565 

Due after one year through five years

  2,063   1,993 

Due after five years through ten years

  56,271   53,099 

Due after ten years

  131,941   112,233 

Total

 $190,840  $167,890 

 

There were no investment securities sold during the three months ended March 31, 2024, or year ended  December 31, 2023. 

 

Investment securities with an approximate carrying value of $116.4 million and $91.2 million on  March 31, 2024, and  December 31, 2023, respectively, were pledged to secure deposits and for other purposes as required by law.

 

The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position.

 

  

March 31, 2024

 
  

Less than Twelve Months

  

Twelve Months or Greater

  

Total

 
      

Gross

      

Gross

      

Gross

 
  

Fair

  

Unrealized

  

Fair

  

Unrealized

  

Fair

  

Unrealized

 

(Dollar amounts in thousands)

 

Value

  

Losses

  

Value

  

Losses

  

Value

  

Losses

 
                         

Subordinated debt

 $3,743  $(307) $26,964  $(2,287) $30,707  $(2,594)

Obligations of states and political subdivisions:

                        

Tax-exempt

  9,105   (47)  104,148   (19,642)  113,253   (19,689)

Mortgage-backed securities in government-sponsored entities

  147   (3)  5,873   (770)  6,020   (773)

Total

 $12,995  $(357) $136,985  $(22,699) $149,980  $(23,056)

 

15
Table of Contents
 
  

December 31, 2023

 
  

Less than Twelve Months

  

Twelve Months or Greater

  

Total

 
      

Gross

      

Gross

      

Gross

 
  

Fair

  

Unrealized

  

Fair

  

Unrealized

  

Fair

  

Unrealized

 

(Dollar amounts in thousands)

 

Value

  

Losses

  

Value

  

Losses

  

Value

  

Losses

 
                         

Subordinated debt

 $994  $(6) $29,356  $(2,445) $30,350  $(2,451)

Obligations of states and political subdivisions:

                        

Tax-exempt

  1,386   (10)  106,078   (17,482)  107,464   (17,492)

Mortgage-backed securities in government-sponsored entities

  195   (1)  6,122   (646)  6,317   (647)

Total

 $2,575  $(17) $141,556  $(20,573) $144,131  $(20,590)

 

Every quarter, the Company evaluates investment securities with unrealized losses to determine if the decline in fair value has resulted from credit losses or other factors. There were 18 securities in an unrealized loss position for less than twelve months and 166 securities in an unrealized loss position for twelve months or greater on March 31, 2024. Unrealized losses on investment securities available for sale have not been recognized into income because we do not intend to sell and it is more likely than not that we will not be required to sell any of the securities in an unrealized loss position before recovery of their amortized cost. The unrealized losses on investment securities were attributable to changes in interest rates and not related to the credit quality of these issuers. As of March 31, 2024, no ACL was required on investment securities available for sale.

 

Other investments, which primarily represents equity securities, totaled $907,000 and $955,000 at March 31, 2024 and December 31, 2023, respectively. The Company recognized a net loss on other investments of $52,000 and $138,000 for the three months ended March 31, 2024 and 2023, respectively. No other investments were sold during these periods.
 

NOTE 7 – LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES

 

The following table summarizes the loan portfolio by primary segment and class of financial receivable (in thousands) (a)(b):

 

  

March 31,

  

December 31,

 
  

2024

  

2023

 
         

Commercial real estate:

        

Owner occupied

 $178,543  $183,545 

Non-owner occupied

  398,845   401,580 

Multifamily

  81,691   82,506 

Residential real estate

  331,480   328,854 

Commercial and industrial

  227,433   221,508 

Home equity lines of credit

  129,287   127,818 

Construction and Other

  135,716   125,105 

Consumer installment

  7,131   7,214 

Total loans

  1,490,126   1,478,130 

Less: Allowance for credit losses

  (21,069)  (21,693)

Net loans

 $1,469,057  $1,456,437 

 

(a)

Accrued interest of $5.6 million and $5.5 million at  March 31, 2024 and December 31, 2023, respectively, is excluded from amortized cost and presented in "Accrued interest receivable and other assets" on the Consolidated Balance Sheets.

(b)

Unearned income, including net deferred loan fees and costs and unamortized premiums and discounts, totaled $9.1 million and $9.2 million at March 31, 2024 and December 31, 2023, respectively.

 

Allowance for Credit Losses: Loans

 

On January 1, 2023, the Company adopted ASU 2016-13. This methodology for calculating the allowance for credit losses considers the possibility of loss over the life of the loan. It also considers historical loss rates and other qualitative adjustments, as well as a new forward-looking component that considers reasonable and supportable forecasts over the expected life of each loan. To develop the ACL estimate under the current expected loss model, the Company segments the loan portfolio into loan pools based on loan type and similar credit risk elements. An ACL is maintained to absorb losses from the loan portfolio. The ACL is based on management’s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of nonperforming loans.

 

Management reviews the loan portfolio quarterly using a defined, consistently applied process to make appropriate and timely adjustments to the ACL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ACL.

 

16
Table of Contents
 

The following tables summarize the ACL within the primary segments of the loan portfolio and the activity within those segments (in thousands):

 

  

For the Three Months Ended March 31, 2024

 
  

Allowance for Credit Losses

 
  

Balance

              

Balance

 
  

December 31, 2023

  

Charge-offs

  

Recoveries

  

Provision

  

March 31, 2024

 

Loans:

                    

Commercial real estate:

                    

Owner occupied

 $2,668  $-  $11  $(619) $2,060 

Non-owner occupied

  4,480   -   -   3,288   7,768 

Multifamily

  1,796   -   -   (592)  1,204 

Residential real estate

  5,450   -   -   (676)  4,774 

Commercial and industrial

  4,377   -   8   (2,347)  2,038 

Home equity lines of credit

  750   (7)  -   42   785 

Construction and other

  1,990   -   -   383   2,373 

Consumer installment

  182   -   56   (171)  67 

Total

 $21,693  $(7) $75  $(692) $21,069 

 

  

For the Three Months Ended March 31, 2023

 
  

Allowance for Credit Losses

 
  

Balance

  

CECL

              

Balance

 
  

December 31, 2022

  

Adoption

  

Charge-offs

  

Recoveries

  

Provision

  

March 31, 2023

 

Loans:

                        

Commercial real estate:

                        

Owner occupied

 $2,203  $811  $-  $1  $(337) $2,678 

Non-owner occupied

  5,597   (1,206)  -   -   321   4,712 

Multifamily

  662   591   -   -   118   1,371 

Residential real estate

  2,047   2,744   -   -   176   4,967 

Commercial and industrial

  1,483   2,320   (54)  10   60   3,819 

Home equity lines of credit

  1,753   (1,031)  -   70   17   809 

Construction and other

  609   956   -   -   (12)  1,553 

Consumer installment

  84   197   (58)  39   (9)  253 

Total

 $14,438  $5,382  $(112) $120  $334  $20,162 

 

The total ACL decreased by $624,000, or 2.9%, from  December 31, 2023 to March 31, 2024. The decrease was driven by portfolio activity and the economic outlook. The Bank utilized Moody’s December 2023 consensus information to estimate credit losses. The forecast takes into account the national housing price index and national unemployment rates. To the extent that credit risk is not fully identified within the forecasts, management has made qualitative adjustments to the ACL balance. The fluctuation in the ACL can also be attributed to the following:

• Increased non-owner occupied CRE and construction as well as an increase in loss rate included in the ACL calculation.

• Decreased C&I and Owner occupied CRE as well as a decrease in loss rate included in the ACL calculation.

 

The provision fluctuations during the three months ended March 31, 2023, allocated to:

• non-owner occupied commercial loans, multifamily loans, and residential real estate loans are due to an increase in outstanding balances.

• owner-occupied loans are due to a decrease in outstanding balances

 

Credit Quality Indicators

 

Management evaluates individual loans in all of the commercial segments for possible impairment based on guidelines established by the Board of Directors. Loans are individually analyzed when, based on current information and events, the Company will probably be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in evaluating credit loss include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall concerning the principal and interest owed. The evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made quarterly. 

 

Management uses a nine-point internal risk-rating system to monitor the credit quality of the overall loan portfolio. The first five categories are considered not criticized and are aggregated as Pass rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but have potential weaknesses, resulting in undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. All loans greater than 90 days past due are considered Substandard. A loan categorized as Doubtful contains all of the weaknesses as a Substandard loan with the added characteristic that the weaknesses are so pronounced that the collection or liquidation in full of both principal and interest is highly questionable or improbable. Any portion of a loan that has been charged off is placed in the Loss category.

 

17
Table of Contents
 

To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as payment delinquency, bankruptcy, repossession, or death, occurs to raise awareness of a possible credit quality loss. The Company’s Commercial Loan Officers are responsible for the timely and accurate risk rating of the loans in their portfolios at origination and on an ongoing basis. The Credit Department performs an annual review of all commercial relationships with loan balances of $750,000 or greater. Detailed reviews, including plans for resolution, are performed on criticized loans of $150,000 or more on at least a quarterly basis. Loans in the Special Mention and Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.

 

Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due.

 

The following table represents outstanding loan balances by credit quality indicators and vintage year by class of financing receivable and current period gross charge-offs by year of origination as of March 31, 2024:

 

March 31, 2024

 

Term Loans Amortized Cost Basis by Origination Year

  

Revolving Amortized

     

(Dollar amounts in thousands)

 

2024

  

2023

  

2022

  

2021

  

2020

  

Prior

  

Cost Basis

  

Total

 

Commercial real estate:

                                

Owner occupied

                                

Pass

 $1,578  $14,302  $31,905  $39,988  $24,704  $52,482  $2,815  $167,774 

Special Mention

  -   -   2,256   411   -   801   -   3,468 

Substandard

  -   -   2,345   -   1,549   3,407   -   7,301 

Total Owner occupied

 $1,578  $14,302  $36,506  $40,399  $26,253  $56,690  $2,815  $178,543 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Non-owner occupied

                                

Pass

 $1,738  $44,287  $95,604  $40,639  $22,463  $149,349  $-  $354,080 

Special Mention

  -   -   2,508   -   -   2,163   -   4,671 

Substandard

  -   -   -   -   -   35,588   -   35,588 

Doubtful

  -   -   -   647   -   3,859   -   4,506 

Total Non-owner occupied

 $1,738  $44,287  $98,112  $41,286  $22,463  $190,959  $-  $398,845 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Multifamily

                                

Pass

 $-  $29,008  $25,617  $4,235  $10,354  $12,378  $99  $81,691 

Total Multifamily

 $-  $29,008  $25,617  $4,235  $10,354  $12,378  $99  $81,691 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Residential real estate

                                

Pass

 $9,477  $49,672  $55,248  $77,851  $38,676  $98,345  $690  $329,959 

Substandard

  -   -   124   109   -   1,288   -   1,521 

Total Residential real estate

 $9,477  $49,672  $55,372  $77,960  $38,676  $99,633  $690  $331,480 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Commercial and industrial

                                

Pass

 $10,679  $45,309  $41,062  $16,611  $23,381  $6,244  $66,241  $209,527 

Special Mention

  214   -   -   -   -   -   925   1,139 

Substandard

  -   5,012   14   -   345   940   10,460   16,771 

Loss

  -   -   -   -   -   (4)  -   (4)

Total Commercial and industrial

 $10,893  $50,321  $41,076  $16,611  $23,726  $7,180  $77,626  $227,433 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Home equity lines of credit

                                

Pass

 $-  $-  $155  $-  $15  $1,953  $125,655  $127,778 

Substandard

  -   -   104   -   36   583   786   1,509 

Total Home equity lines of credit

 $-  $-  $259  $-  $51  $2,536  $126,441  $129,287 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $7  $-  $7 

Construction and other

                                

Pass

 $989  $65,912  $24,122  $19,942  $1,618  $4,202  $9,558  $126,343 

Special Mention

  -   -   3,566   2,351   -   254   -   6,171 

Substandard

  -   -   -   420   -   1,771   1,011   3,202 

Total Construction and other

 $989  $65,912  $27,688  $22,713  $1,618  $6,227  $10,569  $135,716 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Consumer installment

                                

Pass

 $514  $1,623  $966  $228  $71  $3,534  $-  $6,936 

Substandard

  -   -   5   6   -   184   -   195 

Total Consumer installment

 $514  $1,623  $971  $234  $71  $3,718  $-  $7,131 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Total Loans

 $25,189  $255,125  $285,601  $203,438  $123,212  $379,321  $218,240  $1,490,126 

 

18
Table of Contents
 

December 31, 2023

 

Term Loans Amortized Cost Basis by Origination Year

  

Revolving Amortized

     

(Dollar amounts in thousands)

 

2023

  

2022

  

2021

  

2020

  

2019

  

Prior

  

Cost Basis

  

Total

 

Commercial real estate:

                                

Owner occupied

                                

Pass

 $14,634  $34,850  $41,609  $25,040  $12,304  $41,976  $2,662  $173,075 

Special Mention

  -   2,271   -   -   13   799   -   3,083 

Substandard

  -   2,356   -   1,559   146   3,326   -   7,387 

Total Owner occupied

 $14,634  $39,477  $41,609  $26,599  $12,463  $46,101  $2,662  $183,545 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $46  $-  $46 

Non-owner occupied

                                

Pass

 $43,393  $95,098  $40,959  $22,707  $32,405  $127,469  $504  $362,535 

Special Mention

  -   2,508   -   -   -   2,197   -   4,705 

Substandard

  -   -   -   -   5,237   24,569   -   29,806 

Doubtful

  -   -   647   -   3,887   -   -   4,534 

Total Non-owner occupied

 $43,393  $97,606  $41,606  $22,707  $41,529  $154,235  $504  $401,580 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Multifamily

                                

Pass

 $29,218  $25,776  $4,267  $10,453  $1,391  $11,231  $104  $82,440 

Substandard

  -   -   -   -   -   66   -   66 

Total Multifamily

 $29,218  $25,776  $4,267  $10,453  $1,391  $11,297  $104  $82,506 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Residential real estate

                                

Pass

 $50,086  $56,180  $78,909  $39,476  $19,418  $82,441  $672  $327,182 

Substandard

  -   127   210   -   24   1,311   -   1,672 

Total Residential real estate

 $50,086  $56,307  $79,119  $39,476  $19,442  $83,752  $672  $328,854 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $108  $-  $108 

Commercial and industrial

                                

Pass

 $46,918  $43,494  $17,909  $25,143  $2,741  $6,533  $66,842  $209,580 

Special Mention

  -   -   -   -   -   -   184   184 

Substandard

  13   15   -   353   124   876   10,367   11,748 

Loss

  -   -   -   -   -   (4)  -   (4)

Total Commercial and industrial

 $46,931  $43,509  $17,909  $25,496  $2,865  $7,405  $77,393  $221,508 

Current-period gross charge-offs

 $-  $-  $75  $-  $6  $4  $-  $85 

Home equity lines of credit

                                

Pass

 $-  $126  $-  $16  $63  $2,097  $124,001  $126,303 

Substandard

  -   105   -   36   29   583   762   1,515 

Total Home equity lines of credit

 $-  $231  $-  $52  $92  $2,680  $124,763  $127,818 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Construction and other

                                

Pass

 $55,528  $23,059  $20,246  $1,777  $5,609  $851  $9,152  $116,222 

Special Mention

  -   3,573   2,371   -   265   -   -   6,209 

Substandard

  -   -   420   -   1,770   -   484   2,674 

Total Construction and other

 $55,528  $26,632  $23,037  $1,777  $7,644  $851  $9,636  $125,105 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Consumer installment

                                

Pass

 $1,810  $1,088  $324  $89  $74  $3,669  $-  $7,054 

Substandard

  -   7   -   -   -   153   -   160 

Total Consumer installment

 $1,810  $1,095  $324  $89  $74  $3,822  $-  $7,214 

Current-period gross charge-offs

 $-  $25  $-  $-  $-  $38  $-  $63 

Total Loans

 $241,600  $290,633  $207,871  $126,649  $85,500  $310,143  $215,734  $1,478,130 

 

Collateral-dependent Loans

 

The following table presents individually analyzed and collateral-dependent loans by class of loans (in thousands):

 

  

March 31, 2024

 
  

Type of Collateral

 

(Dollar amounts in thousands)

 

Real Estate

  

Blanket Lien

  

Investment/Cash

  

Other

  

Total

 

Commercial real estate:

                    

Owner occupied

 $2,345  $-  $-  $-  $2,345 
Non-owner occupied  8,122   -   -   1,894   10,016 
Commercial and industrial  -   14,948   -   -   14,948 

Total

 $10,467  $14,948  $-  $-  $27,309 

 

 

  

December 31, 2023

 
  

Type of Collateral

 

(Dollar amounts in thousands)

 

Real Estate

  

Blanket Lien

  

Investment/Cash

  

Other

  

Total

 

Commercial real estate:

                    

Non-owner occupied

 $8,150  $-  $-  $-  $8,150 

Total

 $8,150  $-  $-  $-  $8,150 

 

 

19
Table of Contents
 

Nonperforming and Past Due Loans 

 

The following tables present the aging of the recorded investment in past-due loans by class of loans (in thousands):

 

      

30-59 Days

  

60-89 Days

  

90 Days+

  

Total

  

Total

 

March 31, 2024

 

Current

  

Past Due

  

Past Due

  

Past Due

  

Past Due

  

Loans

 
                         

Commercial real estate:

                        

Owner occupied

 $178,158  $279  $-  $106  $385  $178,543 

Non-owner occupied

  391,238   3,991   -   3,616   7,607   398,845 

Multifamily

  81,691   -   -   -   -   81,691 

Residential real estate

  328,670   2,132   678   -   2,810   331,480 

Commercial and industrial

  226,900   392   50   91   533   227,433 

Home equity lines of credit

  128,648   171   23   445   639   129,287 

Construction and other

  135,716   -   -   -   -   135,716 

Consumer installment

  7,123   8   -   -   8   7,131 

Total

 $1,478,144  $6,973  $751  $4,258  $11,982  $1,490,126 

 

      

30-59 Days

  

60-89 Days

  

90 Days+

  

Total

  

Total

 

December 31, 2023

 

Current

  

Past Due

  

Past Due

  

Past Due

  

Past Due

  

Loans

 
                         

Commercial real estate:

                        

Owner occupied

 $183,242  $197  $-  $106  $303  $183,545 

Non-owner occupied

  397,964   3,616   -   -   3,616   401,580 

Multifamily

  82,440   -   -   66   66   82,506 

Residential real estate

  326,224   1,366   1,010   254   2,630   328,854 

Commercial and industrial

  221,304   -   146   58   204   221,508 

Home equity lines of credit

  126,894   447   180   297   924   127,818 

Construction and other

  125,040   65   -   -   65   125,105 

Consumer installment

  7,138   69   -   7   76   7,214 

Total

 $1,470,246  $5,760  $1,336  $788  $7,884  $1,478,130 

 

The following tables present the recorded investment in nonaccrual loans and loans 90 and greater days past due and still on accrual by class of loans (in thousands):

 

  

March 31, 2024

 
  

Nonaccrual

  

Nonaccrual

      

Loans Past

     

(Dollar amounts in thousands)

 

with no

  

with

  

Total

  

Due Over 90 Days

  

Total

 
  

ACL

  

ACL

  

Nonaccrual

  

Still Accruing

  

Nonperforming

 

Commercial real estate:

                    

Owner occupied

 $-  $245  $245  $-  $245 

Non-owner occupied

  4,505   3,617   8,122   -   8,122 

Multifamily

  -   33   33   -   33 

Residential real estate

  -   1,024   1,024   -   1,024 

Commercial and industrial

  -   266   266   -   266 

Home equity lines of credit

  -   850   850   96   946 

Consumer installment

  184   11   195   -   195 

Total

 $4,689  $6,046  $10,735  $96  $10,831 

 

  

December 31, 2023

 
  

Nonaccrual

  

Nonaccrual

      

Loans Past

     

(Dollar amounts in thousands)

 

with no

  

with

  

Total

  

Due Over 90 Days

  

Total

 
  

ACL

  

ACL

  

Nonaccrual

  

Still Accruing

  

Nonperforming

 

Commercial real estate:

                    

Owner occupied

 $-  $252  $252  $-  $252 

Non-owner occupied

  4,534   3,616   8,150   -   8,150 

Multifamily

  -   66   66   -   66 

Residential real estate

  -   1,170   1,170   -   1,170 

Commercial and industrial

  -   223   223   -   223 

Home equity lines of credit

  -   856   856   -   856 

Consumer installment

  153   7   160   -   160 

Total

 $4,687  $6,190  $10,877  $-  $10,877 

 

 

Interest income that would have been recorded had these loans not been placed on nonaccrual status was $128,000 and $115,000 for the three months ended March 31, 2024 and 2023, respectively.

 

20
Table of Contents
 

Modifications to Borrowers Experiencing Financial Difficulty

 

Effective January 1, 2023, the Company implemented ASU 2022-02, which eliminated the recognition and measure of troubled debt restructurings and enhanced disclosures for loan modifications to borrowers experiencing financial difficulty. The Bank may modify the contractual terms of a loan to a borrower experiencing financial difficulty to mitigate the risk of loss. Such modifications may include a term extension, interest rate reduction, significant payment deferral, other modifications, or a combination of modification types. In general, any delay in payment of greater than 90 days in the last 12 months is considered to be a significant payment deferral.

 

The table below details the amortized cost basis of the loans modified to borrowings experiencing financial difficulty, disaggregated by class of loans and type of concessions granted, and the financial effect of the modifications:

 

  

For the Three Months Ended March 31, 2024

 
  

Modifications

 
          

Payment

  

Interest Rate

  

Interest Rate

      

Percentage of

 
          

Deferral

  

Reduction

  

Reduction

      

Total Loans

 
  

Payment

  

Term

  

and Term

  

and Term

  

and Principal

      

Held for

 
  

Deferral

  

Extension

  

Extension

  

Past Due

  

Forgiveness

  

Total

  

Investment

 
                             

Commercial real estate:

                            

Non-owner occupied

 $-  $14,924  $2,507  $-  $-  $17,431   1.2%

Construction and other

  -   3,202   -   -   -   3,202   0.2%

Total

 $-  $18,126  $2,507  $-  $-  $20,633   1.4%

 

  

For the Three Months Ended March 31, 2023

 
  

Modifications

 
          

Payment

  

Interest Rate

  

Interest Rate

      

Percentage of

 
          

Deferral

  

Reduction

  

Reduction

      

Total Loans

 
  

Payment

  

Term

  

and Term

  

and Term

  

and Principal

      

Held for

 
  

Deferral

  

Extension

  

Extension

  

Past Due

  

Forgiveness

  

Total

  

Investment

 
                             

Commercial real estate:

                            

Non-owner occupied

 $-  $4,179  $-  $-  $-  $4,179   0.3%

Commercial and industrial

  -   149   -   -   -   149   0.0%

Consumer installment

  -   8   -   -   -   8   0.0%

Total

 $-  $4,336  $-  $-  $-  $4,336   0.3%

 

As of March 31, 2024, the Bank had no commitments to lend additional funds on modified loans. As of March 31, 2024, the Bank did not have any loans that were modified for borrowers experiencing financial difficulty and subsequently defaulted. As of March 31, 2024, there were no modified loans that were delinquent. Payment default is defined as movement to nonperforming status, foreclosure or charge-off, whichever occurs first. At  March 31, 2024 and  December 31, 2023, the Company reported $262,000 and $228,000, respectively, in residential real estate loans in the process of foreclosure.

 

Allowance for Credit Losses: Unfunded Commitments

 

Upon adoption of ASU 2016-13 on January 1, 2023, the Company recorded a separate ACL for unfunded commitments using a methodology that is inherently similar to the methodology used for calculating the ACL for loans. The liability for credit losses on these exposures is included in “Accrued interest payable and other liabilities” on the Consolidated Balance Sheet and amounted to $2.3 million and $1.8 million as of March 31, 2024, and December 31, 2023, respectively. 

 
 

NOTE 8 – COMMITMENTS AND CONTINGENT LIABILITIES

 

In the ordinary course of business, various outstanding commitments and certain contingent liabilities are not reflected in the accompanying consolidated financial statements. These commitments and contingent liabilities represent financial instruments with off-balance-sheet risk. The contract or notional amounts of those instruments reflect the extent of involvement in particular types of financial instruments.

 

Commitments to Extend Credit which were composed of the following:

 

(Dollar amounts in thousands)

 

March 31, 2024

  

December 31, 2023

 
         

Commitments to extend credit

 $490,178  $418,952 

Standby letters of credit

  5,000   5,884 
         

Total

 $495,178  $424,836 

 

The commitments to extend credit involve, to varying degrees, elements of credit and interest rate risk over the amount recognized in the Consolidated Balance Sheet. The Company’s exposure to credit loss, in the event of nonperformance by the other parties to the financial instruments, is represented by the contractual amounts as disclosed. The Company minimizes its exposure to credit loss under these commitments by subjecting them to credit approval, review procedures, and collateral requirements as deemed necessary. Loan commitments generally have fixed expiration dates within one year of their origination. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. These instruments are issued primarily to support bid or performance-related contracts. The coverage period for these instruments is typically one year, with an annual renewal option subject to prior approval by management. Fees earned from the issuance of these letters are recognized over the coverage period. The collateral is typically bank deposit instruments or customer business assets for secured letters of credit.

 

21
Table of Contents
 

Commitments to Fund

 

In August 2023, we invested in a low-income housing tax credit operating partnership. As a limited partner, we are allocated tax credits and deductions associated with the underlying properties. Our maximum exposure to loss in connection with the partnership consists of the unamortized investment balance plus any unfunded equity commitments and tax credits claimed but subject to recapture. The investment at March 31, 2024 and December 31, 2023, was $1.9 million and $2.0 million, respectively, and recorded in the Consolidated Balance Sheet in "Accrued interest receivable and other assets". We do not have any loss reserves recorded since we believe the likelihood of loss is remote. The investment is amortized over the period that we expect to receive the tax benefits using the proportional amortization method. For the three months ended March 31, 2024, we recognized $21,000 of amortization. At March 31, 2024 and December 31, 2023, we had an unfunded tax credit commitment of $1.7 million, which is recorded in the Consolidated Balance Sheet in "Accrued interest payable and other liabilities".

 

Cannabis Industry

 

We provide deposit services to customers who are licensed by the State of Ohio to do business in (or are related to) the Division of Cannabis Control as growers, processors, and dispensaries. Marijuana businesses are regulated by the Ohio Department of Commerce and legal in the State of Ohio, although it is not legal at the federal level. The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (“FinCEN”) published guidelines in 2014 for financial institutions servicing state-legal cannabis businesses. A financial institution that provides services to cannabis-related businesses can comply with Bank Secrecy Act (“BSA”) disclosure standards by following the FinCEN guidelines. We maintain stringent written policies and procedures related to the acceptance of such businesses and the monitoring and maintenance of such business accounts. We conduct a significant due diligence review of the cannabis business before the business is accepted as a new client, including confirmation that the business is properly licensed by the State of Ohio. Throughout the relationship, we continue monitoring the business, including site visits, to ensure that the business continues to meet our stringent requirements, including maintenance of required licenses and periodic financial reviews of the business.

 

While we believe we are operating in compliance with the FinCEN guidelines, there can be no assurance that federal enforcement guidelines will not change. Federal prosecutors have significant discretion, and there can be no assurance that the federal prosecutors will not choose to strictly enforce the federal laws governing cannabis. Any change in the Federal government’s enforcement position could cause us to immediately cease providing banking services to the cannabis industry. We are upfront with our customers regarding the fact that we may have to terminate our deposit services relationship if a change occurs with the Federal government’s position, and that the termination may come with little or no notice.

 

Litigation

 

As previously disclosed, a cyber-attack occurred in April 2023 that resulted in a temporary disruption to our computer systems. A cybersecurity firm investigated the nature and scope of the incident, evaluated our systems, and confirmed that nonpublic information relating to current and former employees, customers, and others was obtained from our systems. We have no knowledge as to how the unauthorized third party has or plans to use the impacted data. On January 8, 2024, a customer filed a lawsuit against The Middlefield Banking Company in the U.S. District Court for the Northern District of Ohio related to the cyber-attack incident. A similar lawsuit was filed on January 10, 2024, against the Middlefield Banking Company in the Court of Common Pleas for Cuyahoga County, Ohio. The plaintiffs and class members in the two cases, who are current and former customers of the Bank, claim to have been harmed by alleged actions or inactions by the Bank in connection with the incident. The plaintiffs assert a variety of common law and statutory claims regarding the compromised nonpublic information and seek monetary damages, equitable and injunctive relief, pre-judgment and post-judgment interest, awards of actual and punitive damages, costs and attorneys’ fees, and other related relief. We dispute the allegations in the lawsuits.

 

We maintain a cyber risk insurance policy to cover the costs resulting from cyber-attacks, such as the event that occurred in April 2023. The policy has an aggregate limit of $3 million and a deductible of $50,000. The policy includes coverage for business loss, breach response, and liabilities that could occur as a result of a cyber event. We believe that our insurance policy will fully cover the losses associated with these lawsuits; however, it is possible that the losses could exceed the policy limit. It is not possible to reasonably estimate the amount of such losses or range of losses that might result from the resolution of the lawsuit filed in Cuyahoga County Common Pleas Court. We expect that any costs associated with these lawsuits, including attorney fees, adverse judgments or settlements, will be billed to and paid by the insurance company in accordance with the terms of the policy.

 
 

NOTE 9 - RELATED PARTY TRANSACTION

 

Loans to principal officers, directors, and their affiliates during March 31, 2024 and December 31, 2023 were as follows:

 

(Dollars in thousands)

 

March 31, 2024

  

December 31, 2023

 

Beginning balance

 $24,185  $2,057 

New loans

  2,259   23,922 

Repayments

  (76)  (1,794)

Ending balance

 $26,368  $24,185 

 

Deposits of related parties amount to $33.3 million and $33.1 million as of  March 31, 2024 and  December 31, 2023, respectively.

 

Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations

 

This Form 10-Q contains certain statements that may be considered forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements are based on a variety of estimates and assumptions.  The estimates and assumptions involve judgments about a number of things, including future economic, competitive, cybersecurity, and financial market conditions, conflicts around the world, and future business decisions.  These matters are inherently subject to significant business, economic, and competitive uncertainties, all of which are difficult to predict and many of which are beyond the Company's control.  Although the Company believes its estimates and assumptions are reasonable, actual results could vary materially from those shown.  The inclusion of forward-looking information does not constitute a representation by the Company or any other person that the indicated results will be achieved.  Investors are cautioned not to place undue reliance on forward-looking information.

 

22
Table of Contents

 

These forward-looking statements may involve significant risks and uncertainties. Although the Company believes that the expectations reflected in such forward-looking statements are reasonable, actual results may differ materially from the results in these forward-looking statements.

 

CHANGES IN FINANCIAL CONDITION

 

Overview

 

The following is management’s discussion and analysis of certain significant factors that have affected the financial condition and results of operations of the Company as reflected on the unaudited Consolidated Balance Sheet as of March 31, 2024, as compared with December 31, 2023, and operating results for the three month periods ended March 31, 2024, and 2023. These comments should be read in conjunction with the Company’s unaudited consolidated financial statements and accompanying notes appearing elsewhere herein.

 

This discussion contains certain performance measures determined by methods other than under GAAP. Management of the Company uses these non-GAAP measures in its analysis of the Company’s performance. These measures are useful when evaluating the underlying performance and efficiency of the Company’s operations and balance sheet. The Company’s management believes that these non-GAAP measures provide a greater understanding of ongoing operations, enhance comparability of results with prior periods and demonstrate the effects of significant gains and charges in the current period. The Company’s management believes that investors may use these non-GAAP financial measures to evaluate the Company’s financial performance without the impact of unusual items that may obscure trends in the Company’s underlying performance. These disclosures should not be viewed as a substitute for financial measures determined under GAAP, nor are they necessarily comparable to non-GAAP performance measures that may be presented by other companies. Non-GAAP measures include tangible book value per common share, return on average tangible common equity, and pre-tax, pre-provision income. The Company calculates the regulatory capital ratios using current regulatory report instructions. The Company’s management uses these measures to assess the quality of capital and believes that investors may find them useful in their evaluation of the Company. These capital measures may or may not be necessarily comparable to similar capital measures that may be presented by other companies.

 

2024 Three-Month Financial Highlights (on a year-over-year basis unless noted):

 

 

●

 Net income was $4.2 million, compared to $4.9 million for the quarter ended March 31, 2023, and $3.5 million for the quarter ended December 31, 2023
 

●

 Earnings were $0.51 per diluted share, compared to $0.60 per diluted share for the quarter ended March 31, 2023, and $0.44 per diluted share for the quarter ended December 31, 2023
 

●

 Net interest income after the provision for credit losses was $15.1 million, compared to $16.0 million
 

●

 Noninterest income increased 6.9% to $1.8 million
 

●

 Total loans increased 7.8% to a record $1.49 billion
 

●

 Total deposits were $1.45 billion, compared to $1.43 billion
 

●

 Return on average assets annualized was 0.92%, compared to 0.78% for the quarter ended December 31, 2023
 

●

 Return on average equity annualized was 8.16%, compared to 7.13% for the quarter ended December 31, 2023
 

●

 Return on average tangible common equity(1) was 10.30%, compared to 9.11% for the quarter ended December 31, 2023
 

●

 Excellent asset quality with nonperforming assets to total assets of 0.60%, compared to 0.73%
 

●

 Allowance for credit losses was 1.41% of total loans, compared to 1.46%
 

●

 Equity to assets remained strong at 11.32%, compared to 11.30%
 

●

 Book value increased 5.6% to $25.48 per share

 

 

(1)

  See non-GAAP reconciliation under the section “GAAP to Non-GAAP Reconciliations”

 

(Dollar amounts in thousands, except per share and share amounts, unaudited)

                                        
   

For the Three Months Ended

  
   

Mar 31,

    

Dec 31,

    

Sep 30,

    

Jun 30,

    

Mar 31,

  
   

2024

    

2023

    

2023

    

2023

    

2023

  

Per common share data

                                        

Net income per common share - basic

   $ 0.52     $ 0.44     $ 0.47     $ 0.63     $ 0.60  

Net income per common share - diluted

   $ 0.51     $ 0.44     $ 0.47     $ 0.63     $ 0.60  

Dividends declared per share

   $ 0.20     $ 0.25     $ 0.20     $ 0.20     $ 0.20  

Book value per share (period end)

   $ 25.48     $ 25.41     $ 23.94     $ 24.38     $ 24.13  

Tangible book value per share (period end) (1) (2)

   $ 20.18     $ 20.10     $ 18.62     $ 19.02     $ 19.29  

Dividends declared

   $ 1,613     $ 2,023     $ 1,619     $ 1,616     $ 1,605  

Dividend yield

     3.37 %     3.06 %     3.12 %     2.99 %     2.89 %

Dividend payout ratio

     38.71 %     57.10 %     42.21 %     31.74 %     32.78 %

Average shares outstanding - basic

     8,091,203       8,093,478       8,092,494       8,088,793       8,138,771  

Average shares outstanding - diluted

     8,096,317       8,116,261       8,101,306       8,101,984       8,152,629  

Period ending shares outstanding

     8,067,144       8,095,252       8,092,576       8,088,793       8,088,793  
                                         

Selected ratios

                                        

Return on average assets (Annualized)

     0.92 %     0.78 %     0.86 %     1.17 %     1.16 %

Return on average equity (Annualized)

     8.16 %     7.13 %     7.73 %     10.41 %     10.19 %

Return on average tangible common equity (1) (3)

     10.30 %     9.11 %     9.91 %     13.12 %     12.77 %

Efficiency (4)

     68.68 %     68.99 %     65.65 %     61.27 %     62.44 %

Equity to assets at period end

     11.32 %     11.28 %     10.80 %     11.26 %     11.30 %

Noninterest expense to average assets

     0.66 %     0.68 %     0.68 %     0.69 %     0.69 %

 

(1) See section “GAAP to Non-GAAP Reconciliations” for the reconciliation of GAAP performance measures to non-GAAP measures.

(2) Calculated by dividing tangible common equity by shares outstanding.

(3) Calculated by dividing annualized net income for each period by average tangible common equity.

(4) The efficiency ratio is calculated by dividing noninterest expense less amortization of intangibles by the sum of net interest income on a fully taxable-equivalent basis plus noninterest income.

 

23
Table of Contents

 

   

For the Three Months Ended

  
   

Mar 31,

    

Dec 31,

    

Sep 30,

    

Jun 30,

    

Mar 31,

  

Yields

  

2024

    

2023

    

2023

    

2023

    

2023

  

Interest-earning assets:

                                        

Loans receivable (1)

     6.11 %     6.01 %     5.82 %     5.96 %     5.45 %

Investment securities (1) (2)

     3.52 %     3.52 %     3.51 %     3.54 %     3.55 %

Interest-earning deposits with other banks

     4.88 %     3.71 %     4.13 %     3.98 %     3.46 %

Total interest-earning assets

     5.77 %     5.64 %     5.49 %     5.60 %     5.14 %

Deposits:

                                        

Interest-bearing demand deposits

     1.86 %     1.67 %     1.51 %     1.11 %     0.83 %

Money market deposits

     3.81 %     3.58 %     2.94 %     2.21 %     1.52 %

Savings deposits

     0.58 %     0.59 %     0.58 %     0.73 %     1.03 %

Certificates of deposit

     4.06 %     3.68 %     3.27 %     2.35 %     1.71 %

Total interest-bearing deposits

     2.88 %     2.56 %     2.16 %     1.60 %     1.28 %

Non-Deposit Funding:

                                        

Borrowings

     5.61 %     5.57 %     5.66 %     5.26 %     4.78 %

Total interest-bearing liabilities

     3.23 %     2.96 %     2.48 %     2.02 %     1.52 %

Cost of deposits

     2.08 %     1.81 %     1.53 %     1.09 %     0.84 %

Cost of funds

     2.42 %     2.18 %     1.80 %     1.43 %     1.02 %

Net interest margin (3)

     3.54 %     3.63 %     3.82 %     4.27 %     4.19 %

 

(1) Tax-equivalent adjustments to calculate the yield on tax-exempt securities and loans were determined using an effective tax rate of 21%.

(2) Yield is calculated on the basis of amortized cost.
(3) Net interest margin represents net interest income as a percentage of average interest-earning assets

 

GAAP to Non-GAAP Reconciliations

 

Reconciliation of Common Stockholders' Equity to Tangible Common Equity

  

For the Period Ended

  

(Dollar amounts in thousands, unaudited)

  

Mar 31,

    

Dec 31,

    

Sep 30,

    

Jun 30,

    

Mar 31,

  
   

2024

    

2023

    

2023

    

2023

    

2023

  
                                         

Stockholders' equity

   $ 205,575     $ 205,681     $ 193,749     $ 197,227     $ 195,165  

Less goodwill and other intangibles

     42,740       42,998       43,103       43,368       39,171  

Tangible common equity

   $ 162,835     $ 162,683     $ 150,646     $ 153,859     $ 155,994  
                                         

Shares outstanding

     8,067,144       8,095,252       8,092,576       8,088,793       8,088,793  

Tangible book value per share

   $ 20.18     $ 20.10     $ 18.62     $ 19.02     $ 19.29  

 

Reconciliation of Average Equity to Return on Average Tangible Common Equity

  

For the Three Months Ended

  
                                         
   

Mar 31,

    

Dec 31,

    

Sep 30,

    

Jun 30,

    

Mar 31,

  
   

2024

    

2023

    

2023

    

2023

    

2023

  
                                         

Average stockholders' equity

   $ 205,342     $ 197,208     $ 196,795     $ 196,183     $ 194,814  

Less average goodwill and other intangibles

     42,654       42,972       43,232       40,522       39,300  

Average tangible common equity

   $ 162,688     $ 154,236     $ 153,563     $ 155,661     $ 155,514  
                                         

Net income

   $ 4,167     $ 3,543     $ 3,836     $ 5,092     $ 4,897  

Return on average tangible common equity (annualized)

     10.30 %     9.11 %     9.91 %     13.12 %     12.77 %

 

Reconciliation of Pre-Tax Pre-Provision Income (PTPP)

  

For the Three Months Ended

  
                                         
   

Mar 31,

    

Dec 31,

    

Sep 30,

    

Jun 30,

    

Mar 31,

  
   

2024

    

2023

    

2023

    

2023

    

2023

  
                                         

Net income

   $ 4,167     $ 3,543     $ 3,836     $ 5,092     $ 4,897  

Add income taxes

     769       709       703       986       989  

Add (recovery of) provision for credit losses

     (136 )     554       1,127       814       507  

PTPP

   $ 4,800     $ 4,806     $ 5,666     $ 6,892     $ 6,393  

 

24
Table of Contents

 

Financial Condition

 

General. The Company’s total assets on March 31, 2024 were $1.82 billion, a decrease of $6.2 million from December 31, 2023. For the same period, total loans increased by $12.0 million, cash and cash equivalents decreased by $14.6 million, and investment securities decreased by $2.9 million. Stockholders’ equity decreased by $106,000, or 0.1%, as a result of an increase in treasury stock and higher accumulated other comprehensive loss, partially offset by higher retained earnings. Excluding the increase in treasury stock, total stockholders’ equity increased by $949,000.

 

Cash and cash equivalents. Cash and cash equivalents decreased $14.6 million to $46.3 million on March 31, 2024, from $60.8 million on December 31, 2023. The decrease in cash and cash equivalents is primarily due to an increase in loans and decrease in short-term borrowings, and partially offset by an increase in deposits. Deposits from customers into savings and checking accounts, loan and securities repayments, and proceeds from borrowed funds typically increase these accounts. Decreases result from customer withdrawals, new loan originations, security purchases, and repayments of borrowed and brokered funds. 

 

Investment securities. Management's objective in structuring the portfolio is to maintain liquidity while providing an acceptable rate of return without sacrificing asset quality. Securities available for sale on March 31, 2024, totaled $167.9 million, a decrease of $2.9 million, or 1.69%, from $170.8 million on December 31, 2023. There were no sales or purchases of securities for the three months ended March 31, 2024. During this period, the Company recorded repayments, calls, and maturities of $167,000 and an increase in the net unrealized holding loss through AOCI of $2.0 million. 

 

On March 31, 2024, the Company held $31.8 million at fair value of subordinated debt in other banks, as compared to $31.9 million on December 31, 2023. The average yield on this portfolio was 4.92% on March 31, 2024, as compared to 4.79% on December 31, 2023.

 

Periodically, management reviews the entire municipal bond portfolio to assess credit quality. Each security held in this portfolio is assessed on attributes that have historically influenced default incidences in the municipal market, such as sector, security, impairment filing, timeliness of disclosure, external credit assessment(s), credit spread, state, vintage, and underwriter. Municipal bonds compose 77.49% of the overall portfolio. These investments have historically proven to have extremely low credit risk.

 

Loans. The loan portfolio consists primarily of single-family mortgage loans used to purchase or refinance personal residences located within the Company’s market area, commercial and industrial loans, home equity lines of credit, and commercial real estate loans used to finance properties that are used in the borrowers’ businesses, or to finance investor-owned rental properties, and, to a lesser extent, construction and consumer loans. The portfolio is well dispersed geographically. Loans increased $12.0 million, or 0.81%, to $1.49 billion as of March 31, 2024. The following table summarizes fluctuation within the primary segments of the loan portfolio (in thousands):

 

   

March 31,

    

December 31,

                          
   

2024

    

2023

    

$ change

    

% change

    

% of loans

  
                                         

Commercial real estate:

                                        

Owner occupied

   $ 178,543     $ 183,545     $ (5,002 )     (2.73 %)     11.98 %

Non-owner occupied

     398,845       401,580       (2,735 )     (0.68 %)     26.77 %

Multifamily

     81,691       82,506       (815 )     (0.99 %)     5.48 %

Residential real estate

     331,480       328,854       2,626       0.80 %     22.25 %

Commercial and industrial

     227,433       221,508       5,925       2.67 %     15.26 %

Home equity lines of credit

     129,287       127,818       1,469       1.15 %     8.68 %

Construction and Other

     135,716       125,105       10,611       8.48 %     9.11 %

Consumer installment

     7,131       7,214       (83 )     (1.15 %)     0.48 %

Total loans

     1,490,126       1,478,130       11,996       0.81 %     100.00 %

Less: Allowance for credit losses

     (21,069 )     (21,693 )     (624 )     (2.88 %)        
                                         

Net loans

   $ 1,469,057     $ 1,456,437     $ 12,620       0.87 %        

 

The Company’s Mortgage Banking operation generates loans for sale to the Federal Home Loan Mortgage Corporation (“Freddie Mac”) and the FHLB. There were no loans held for sale at March 31, 2024, and December 31, 2023. The Company recorded gains on the sale of these loans totaling $10,000 based on proceeds of $639,000 million for the three months ended March 31, 2024.

 

The federal banking regulators have issued guidance for those institutions that are deemed to have concentrations in commercial real estate lending. According to the supervisory criteria contained in the guidance for identifying institutions with a potential commercial real estate concentration risk, institutions that have (1) total reported loans for construction, land development, and other land acquisitions that represent 100% or more of an institution’s total risk-based capital; or (2) total commercial real estate loans representing 300% or more of the institution’s total risk-based capital and the institution’s commercial real estate loan portfolio has increased 50% or more during the prior 36 months are identified as having potential commercial real estate concentration risk. Institutions that are deemed to have concentrations in commercial real estate lending are expected to employ heightened levels of risk management concerning their commercial real estate portfolios and may be required to hold higher levels of capital. The Company, like many community banks, has a concentration in commercial real estate loans. On March 31, 2024, commercial real estate loans (including construction, land, and land development loans) represented 302.3% of total risk-based capital; however, growth in that segment over the past 36 months was 12.6%, which is less than the 50% threshold laid out in the regulatory guidance. Construction, land, and land development loans represent 66.5% of total risk-based capital. Management has extensive experience in commercial real estate lending and has implemented and continues to maintain heightened risk management procedures and strong underwriting criteria for its commercial real estate portfolio. Loan monitoring practices include but are not limited to periodic stress testing analysis to evaluate changes in cash flows due to interest rate increases and declines in net operating income. The primary risk elements with respect to our commercial loans are the financial condition of the borrower, sufficiency of collateral and timeliness of scheduled payments. We have a policy that requires a periodic review of financial statements from commercial loan customers and have a disciplined and formalized review of the existence of collateral and its value. Nevertheless, we may be required to maintain higher levels of capital as a result of our commercial real estate concentrations, which could require us to obtain additional capital, and may adversely affect shareholder returns. The Company has an extensive capital planning policy, which includes pro forma projections, including stress testing, in which the Board of Directors has established internal minimum targets for regulatory capital ratios that are more than well-capitalized ratios as defined by regulatory requirements.

 

25
Table of Contents

 

The Company opted not to phase in, over three years, the effects of the initial CECL entry to equity for the implementation of ASC 326, recorded on January 1, 2023. As of March 31, 2024, management believes that the Company and the Bank meet all capital adequacy requirements to which they are subject.

 

The Company monitors fluctuations in unused commitments as a means of identifying potential material drawdowns on existing lines of credit. On March 31, 2024, unused line of credit commitments increased by $68.1 million, or 16.25%, from December 31, 2023. The commercial unused line of credit commitments were $343.3 million as of March 31, 2024, compared to $279.4 million on December 31, 2023.

 

Allowance for Credit Losses and Asset Quality. The ACL decreased by $624,000, or 2.9%, to $21.1 million on March 31, 2024, from $21.7 million on December 31, 2023. For the three months ended March 31, 2024, net loan recoveries totaled $68,000, or 0.02% of average loans, annualized, compared to $8,000 or (0.01%) of average loans, annualized, for the same period in 2023. The allocation of the recovery of credit losses associated with loans was $0.7 for the three months ended March 31, 2024. The ratio of the allowance for credit losses to nonperforming loans was 194.5% as of March 31, 2024, compared to 293.0% for the same period in the prior year. The allowance for credit losses to total loans ratio decreased from 1.46% as of March 31, 2023, to 1.41% as of March 31, 2024. 

 

Management analyzes the adequacy of the allowance for credit losses regularly through reviews of the performance of the loan portfolio considering economic conditions, changes in interest rates and the effect of such changes on real estate values, and changes in the amount and composition of the loan portfolio. The allowance for credit losses is a significant estimate that is particularly susceptible to changes in the near term. Risks that may impact our loan portfolio include the weakened economic outlook exacerbated by the current hostilities in Ukraine and the resulting increased uncertainty characterized by persistent inflation. The direct impacts of the pandemic and related economic disruptions, which previously dominated our risk analysis, have lessened. Geopolitical events and persistently high inflation with weakening growth prospects raise the potential for adverse impacts on the U.S. economy. Increasing interest rates could potentially impact the valuations of assets that collateralize our loans. Recent market liquidity events have added uncertainty, and the Company is concerned about the impact of tighter credit conditions on the economy and the effect that may have on future economic growth. Management’s analysis includes a review of all loans designated as individually analyzed, historical loan loss experience, the estimated fair value of the underlying collateral, economic conditions, current interest rates, trends in the borrower’s industry, and other factors that management believes warrant recognition in providing for an appropriate allowance for credit losses. Future additions or reductions to the allowance for credit losses will be dependent on these factors. Additionally, the Company uses an outside party to conduct an independent review of commercial and commercial real estate loans that is designed to validate management conclusions of risk ratings and the appropriateness of the allowance allocated to these loans. The Company uses the results of this review to help determine the effectiveness of policies and procedures and to assess the adequacy of the allowance for credit losses allocated to these types of loans. Management believes the allowance for credit losses is appropriately stated as of March 31, 2024. Based on the variables involved and management’s judgments about uncertain outcomes, the determination of the allowance for credit losses is considered a critical accounting policy.

 

The following table illustrates the net charge-offs to average loans ratio for each loan category for each reported period:

 

   

For the Three Months Ended March 31,

  
   

2024

    

2023

  
   

Average Loan Balance

    

Net recoveries (charge-offs)

    

Net recoveries (charge-offs) to average loans

    

Average Loan Balance

    

Net recoveries (charge-offs)

    

Net recoveries (charge-offs) to average loans

  

(Dollars in Thousands)

                                                

Type of Loans:

                                                

Commercial real estate:

                                                

Owner occupied

   $ 180,119     $ 11       0.02 %   $ 187,740     $ (1 )     (0.00% )

Non-owner occupied

     398,167       -       0.00 %     385,475       -       0.00 %

Multifamily

     81,679       -       0.00 %     60,759       -       0.00 %

Residential real estate

     328,480       -       0.00 %     299,703       -       0.00 %

Commercial and industrial

     223,323       8       0.01 %     194,314       44       0.09 %

Home equity lines of credit

     127,896       (7 )     (0.02% )     126,659       (70 )     (0.22% )

Construction and other

     129,744       -       0.00 %     98,289       -       0.00 %

Consumer installment

     7,136       56       3.14 %     7,927       19       0.96 %
                                                 

Total

   $ 1,476,543     $ 68       0.02 %   $ 1,360,866     $ (8 )     (0.00% )

 

Nonperforming assets. Nonperforming assets include nonaccrual loans, loans 90 days or more past due, other real estate owned, and repossessed assets. Real estate owned is written down to fair value at its initial recording and continually monitored for changes in fair value. A loan is classified as nonaccrual when, in the opinion of management, there are serious doubts about the collectability of interest and principal. Accrual of interest is discontinued on a loan when management believes, after considering economic and business conditions, the borrower’s financial condition is such that collection of principal and interest is doubtful. Payments received on nonaccrual loans are applied against the principal until doubt about collectability ceases.

 

26
Table of Contents

 

   

Asset Quality History

  
                 

(Dollar amounts in thousands)

  

March 31, 2024

    

December 31, 2023

  
                 

Nonperforming loans (2)

   $ 10,831     $ 2,111  

Other real estate owned

     0       0  
                 

Nonperforming assets

   $ 10,831     $ 2,111  
                 

Allowance for credit losses (a)

   $ 21,069       21,693  
                 

Ratios:

                

Nonperforming loans to total loans

     0.73 %     0.14 %

Nonperforming assets to total assets

     0.60 %     0.12 %

Allowance for credit losses to total loans

     1.41 %     1.47 %

Allowance for credit losses to nonperforming loans

     194.52 %     1,027.62 %
                 

Total loans

   $ 1,490,126     $ 1,478,130  

Total assets

   $ 1,816,668     $ 1,822,883  

 

Nonperforming loans secured by real estate totaled $10.2 million and $2.3 million as of March 31, 2024 and December 31, 2023, respectively.

 

A major factor in determining the appropriateness of the allowance for credit losses is the type of collateral that secures the loans. Of the total nonperforming loans on March 31, 2024, 95.4% were secured by real estate. Although this does not insure against all losses, real estate typically provides for at least partial recovery, even in a distressed sale and declining-value environment. The objective of the Company is to minimize future loss exposure.

 

Management has extensive experience in commercial real estate lending and has implemented and continues to maintain heightened risk management procedures and strong underwriting criteria for its commercial real estate portfolio. Loan monitoring practices include but are not limited to periodic stress testing analysis to evaluate changes in cash flows due to interest rate increases and declines in net operating income. The primary risk elements with respect to our commercial loans are the financial condition of the borrower, sufficiency of collateral and timeliness of scheduled payments. We have a policy that requires a periodic review of financial statements from commercial loan customers and have a disciplined and formalized review of the existence of collateral and its value. Nevertheless, we may be required to maintain higher levels of capital as a result of our commercial real estate concentrations, which could require us to obtain additional capital, and may adversely affect shareholder returns. The Company has a capital planning policy, which includes pro forma projections, including stress testing, in which the Board of Directors has established internal minimum targets for regulatory capital ratios that are more than well-capitalized ratios as defined by regulatory requirements.

 

The Company’s commercial real estate portfolio included the following categories as of March 31, 2024:

 

   

Balance

    

Percent of

    

Percent of

  

CRE Category

  

(in thousands)

    

CRE Portfolio

    

Loan Portfolio

  

Multifamily

   $ 81,691       12.4 %     5.5 %

Office Space

     78,789       12.0 %     5.3 %

Shopping Plazas

     73,250       11.1 %     4.9 %

Self-Storage

     61,525       9.3 %     4.1 %

Hospitality

     39,779       6.0 %     2.7 %

Senior Living

     26,545       4.0 %     1.8 %

Other

     297,500       45.1 %     20.0 %

Total CRE

   $ 659,079       100.0 %     44.2

%

 

Nonperforming loans in the commercial real estate segment were $8.4 million at March 31, 2024. The allowance for credit losses for this segment totaled $11.0 million at March 31, 2024, representing an allowance for credit losses to loans ratio of 1.67% specific to the commercial real estate segment. 

 

Our residential real estate loans totaled $331.5 million, or 22.2% of total loans, at March 31, 2024. The Bank grants real estate loans primarily within its designated lending areas, consisting of the communities surrounding branch offices in Ashtabula, Geauga, Portage, Summit, Cuyahoga, Lake, Trumbull, Madison, Delaware, Franklin, Union, Logan, and Hardin counties in Ohio. At March 31, 2024, approximately 99% of our residential real estate loans were concentrated in Ohio. Management believes our knowledge of these markets and our relative connectedness to the consumer borrowers we serve outweighs the geographic concentration risks. Our credit policy requires minimum credit scores, evidence of stable income, and maximum loan-to-values when underwriting residential real estate loans. The evaluation of our retail credit portfolio is defined in our credit policy and incorporates the Uniform Real Credit Classification and Account Management Policy as prescribed by federal regulatory authorities. Nonperforming loans in the residential real estate segment were $1.0 million at March 31, 2024. The allowance for credit losses for this segment totaled $4.8 million at March 31, 2024, representing an allowance for credit losses to loans ratio of 1.44% specific to the residential real estate segment.

 

27
Table of Contents

 

Deposits. The Company considers various sources when evaluating funding needs, including but not limited to deposits, which are a significant source of funds, totaling $1.45 billion or 90.4% of the Company’s total average funding sources at March 31, 2024. Total deposits increased $20.3 million on March 31, 2024, from $1.43 billion on December 31, 2023. The following table summarizes fluctuation within the primary segments of the deposit portfolio (in thousands):

 

   

March 31,

    

December 31,

                  
   

2024

    

2023

    

$ change

    

% change

  
                                 

Noninterest-bearing demand

   $ 390,185     $ 401,384     $ (11,199 )     (2.79 %)

Interest-bearing demand

     209,015       205,582       3,433       1.67 %

Money market

     318,823       274,682       44,141       16.07 %

Savings

     196,721       210,639       (13,918 )     (6.61 %)

Time

     332,165       334,315       (2,150 )     (0.64 %)

Total deposits

   $ 1,446,909     $ 1,426,602     $ 20,307       1.42 %

 

The Company uses specific non-core funding instruments to grow the balance sheet and maintain liquidity. These deposits, either from a broker or a listing service, were $90.4 million on March 31, 2024 and $90.3 million on December 31, 2023.     

 

Deposit balances in excess of the $250,000 FDIC-insured limit totaled approximately $404.4 million, or 28.0% of total deposits, at March 31, 2024 and approximately $390.0 million, or 27.3% of total deposits, at December 31, 2023.

 

States and political subdivisions in the U.S. deposits (“Public funds”) compared to total deposits were $160.0 million, or 11.1% at March 31, 2024 and $141.3 million, or 9.9% at December 31, 2023.

 

Borrowed funds. The Company uses short-term and long-term borrowings as another source of funding for asset growth and liquidity needs. These borrowings primarily include advances from the FHLB, subordinated debt, short-term borrowings from other banks, and federal funds purchased. Short-term borrowings decreased by $26.0 million to $137.0 million as of March 31, 2024, compared to $163.0 million at December 31, 2023. Other borrowings were relatively unchanged at $11.8 million as of March 31, 2024 and $11.9 million on December 31, 2023.   

 

Stockholders’ equity. Stockholders’ equity decreased $106,000, or 0.05%, to $205.6 million at March 31, 2024 from $205.7 million at December 31, 2023. This decrease was primarily the result of a $1.1 million increase in treasury stock due to repurchasing 43,858 common shares during the three months ended March 31, 2024, $1.6 million of cash dividends paid, and an increase of $2.0 million in other comprehensive loss due to an increase in the unrealized losses on investment securities available for sale. These changes were partially offset by $4.2 million in net income.

 

The Company's tangible book value per share, which is a non-GAAP financial measure, was $20.18 at March 31, 2024 compared to $19.29 at March 31, 2023 and $20.10 at December 31, 2023. Tangible equity has been impacted by the changes in stockholders' equity described in the previous paragraph, including the unrealized losses of the Company's available-for-sale investment securities portfolio.  Net unrealized losses from available for sale investment securities were $23.0 million as of March 31, 2024, compared to net unrealized losses of $24.4 million at March 31, 2023, and net unrealized losses of $20.4 million at December 31, 2023.

 

RESULTS OF OPERATIONS

 

General. Net income for the three months ended March 31, 2024, was $4.2 million, a $729,000, or 14.9%, decrease from the amount earned during the same period in 2023. Diluted earnings per share for the quarter was $0.51 for the three months ended March 31, 2024 and $0.60 for the same period in 2023.

 

Net interest income. Net interest income, the primary source of revenue for the Company, is determined by the interest rate spread, which is defined as the difference between income on earning assets and the cost of funds supporting those assets, and the relative amounts of interest-earning assets and interest-bearing liabilities. Management reviews and periodically adjusts the mix of interest-earning assets and interest-bearing liabilities, to manage and improve net interest income. The level of interest rates and changes in the amount and composition of interest-earning assets and liabilities affect the Company’s net interest income. Management’s goal is to maintain a balance between steady net interest income growth and the risks associated with interest rate fluctuations.

 

Net interest income for the three months ended March 31, 2024, totaled $15.0 million, a decrease of 9.3% from that reported in the comparable period of 2023. The net interest margin was 3.54% for the three months ended March 31, 2024, a decrease of 65 basis points for the same period of 2023. The decrease in the net interest margin is attributable to an increase in the average balance of interest-bearing deposits of $96.9 million, coupled with a 131-basis point increase in the yield earned on those deposits. This was partially offset by a $115.7 million increase in the average balance of loans receivable, coupled with a 66-basis point increase in the rate paid on those loans.

 

The Company is currently in a liability-sensitive position and expects to remain so for the next two-year outlook period. An increase in rates should lead to an expansion of net interest margin as the Company’s interest-earning assets reprice faster than its interest-bearing liabilities. Much of the Company’s liability sensitivity is due to deposit account increase in cost of funds. As part of the Company’s strategy, floor rates are used to protect the Company’s net interest margin in a declining interest rate environment. As of March 31, 2024, nearly all loan contracts with floor rates exceed their contractual floor rates and are repricing accordingly with rising interest rates. Please refer to Item 3, Quantitative and Qualitative Disclosures about Market Risk, for further discussion on asset and liability management and interest rate sensitivity.

 

Interest and dividend income. Interest and dividend income increased $4.3 million or 21.2%, for the three months ended March 31, 2024, compared to the same period in the prior year. This is attributable to a $4.1 million increase in interest and fees on loans and a $187,000 increase in interest on interest-earning deposits in other institutions, offset by a decrease of $101,000 in interest on federal funds sold. The average balance of investment securities decreased by $221,000, or 0.1%, and the 3.52% yield on the investment portfolio decreased by 4 basis points, from 3.55%, for the same period in the prior year.  The yield for the investment portfolio is based on amortized cost.

 

Interest expense. Interest expense increased by $5.8 million, or 153.9%, for the three months ended March 31, 2024, compared to the same period in the prior year. This is attributable to an increase in deposit expense of $4.5 million and a $1.4 million increase in short-term and other borrowings expenses. The increase in deposit expense is attributable to an increase in the average balance of interest-bearing deposits of $96.9 million, or 0.4% as well as an increase of 235 basis points in the rates paid on certificates of deposits and an increase of 229 basis points in the rates paid on money market deposits. The increase in short-term borrowing expenses is a result of the Bank taking on additional FHLB advances.

 

28
Table of Contents

 

Provision for credit losses. The provision for credit losses represents the charge to income necessary to adjust the allowance for credit losses to an amount that represents management’s assessment of the estimated probable incurred credit losses inherent in the loan portfolio. Each quarter, management reviews the loan portfolio for estimated probable expected credit losses. Based on this review, a recovery of credit losses of $136,000 was recorded for the three months ended March 31, 2024, including a recovery for credit losses on loans of $692,000 and a reserve for unfunded commitments of $556,000. A provision of  $507,000 was recorded for the three months ended March 31, 2023. The recovery for credit losses for the three months ended March 31, 2024 was mainly due to changes in projected loss drivers, prepayment assumptions, and curtailment expectations over the reasonable and supportable forecast period in the calculation of the allowance for credit losses.

 

The ACL to total loans for the quarter ended March 31, 2024, was 1.41%, compared to 1.46% during the same period in the prior year. The Company remains confident in its conservative and disciplined approach to credit and risk management.

 

Noninterest income. Noninterest income increased by $116,000, or 6.9%, for the three months ended March 31, 2024, over the comparable 2023 period. This increase was the result of a $113,000 increase in other income, a $86,000 improvement in loss on equity securities, a $27,000 increase in earnings on bank-owned life insurance, and a $18,000 increase in revenue from investment services. These increases were partially offset by a $78,000 decrease in service charges on deposit accounts and a $35,000 decrease in gross rental income.

 

Noninterest expense. Noninterest expense of $12.0 million for the first quarter of 2024 was 1.4%, or $171,000 million higher than the first quarter of 2023, primarily due to the $481,000 million increase in salaries and employee benefits, a $179,000 increase in data processing and information technology costs, a $131,000 increase in federal deposit insurance expense, and a $20,000 increase in professional fees. These increases were partially offset by a $144,000 decrease in occupancy expense, a $245,000 decrease in merger-related costs, and a decrease of $77,000 in equipment expense. The Company also recognized $99,000 in gross OREO expenses in the three months ended March 31, 2024. 

 

To date, the Bank has not experienced any material losses related to cyber-attacks or other information security breaches; however, there can be no assurance that it or its subsidiaries will not suffer such losses in the future. On April 12, 2023, a cyber-attack resulted in a disruption to the computer systems of the Bank. The Bank took immediate action to remediate the security vulnerability and retained a cybersecurity firm to investigate the nature and scope of the incident. Restoration efforts were completed and normal operations resumed shortly thereafter. The Bank has put additional security measures in place and continuously monitors for suspicious activity. The Company does not expect this incident to have a material impact on its business operations or financial results.

 

Provision for income taxes. The Company recognized $769,000 in income tax expense for the three months ended March 31, 2024, which reflected an effective tax rate of 15.58%, as compared to $989,000 in income tax expense with an effective tax rate of 16.81% for the comparable 2023 period. 

 

Average Balance Sheet and Yield/Rate Analysis. The following table sets forth, for the periods indicated, information concerning the total dollar amounts of interest income from interest-earning assets and the resultant average yields, the total dollar amounts of interest expense on interest-bearing liabilities and the resultant average costs, net interest income, interest rate spreads and the net interest margin earned on average interest-earning assets. For purposes of this table, average balances are calculated using monthly averages, the average loan balances include nonaccrual loans and exclude the allowance for credit losses, and interest income includes accretion of net deferred loan fees. Yields on tax-exempt securities and loans (tax-exempt for federal income tax purposes) are shown on a fully tax-equivalent basis utilizing a federal tax rate of 21%. Yields and rates have been calculated on an annualized basis utilizing monthly interest amounts.

 

   

For the Three Months Ended March 31,

  
   

2024

    

2023

  
                                                 
   

Average

            

Average

    

Average

            

Average

  

(Dollars in thousands)

  

Balance

    

Interest

    

Yield/Cost

    

Balance

    

Interest

    

Yield/Cost

  

Interest-earning assets:

                                                

Loans receivable ⁽¹⁾

   $ 1,476,543     $ 22,395       6.11 %   $ 1,360,866     $ 18,275       5.45 %

Investment securities (1)(2)

     193,810       1,439       3.52 %     194,031       1,438       3.55 %

Interest-earning deposits with other banks ⁽³⁾

     64,139       778       4.88 %     69,308       591       3.46 %

Total interest-earning assets

   $ 1,734,492     $ 24,612       5.77 %   $ 1,624,205     $ 20,304       5.14 %

Noninterest-earning assets

     88,192                       89,158                  

Total assets

   $ 1,822,684                     $ 1,713,363                  

Interest-bearing liabilities:

                                                

Interest-bearing demand deposits

   $ 211,009       978       1.86 %   $ 177,935     $ 364       0.83 %

Money market deposits

     298,479       2,827       3.81 %     208,408       783       1.52 %

Savings deposits

     201,080       290       0.58 %     315,049       804       1.03 %

Certificates of deposit

     333,871       3,371       4.06 %     246,151       1,039       1.71 %

Short-term borrowings

     144,357       1,993       5.55 %     56,459       653       4.69 %

Other borrowings

     11,840       184       6.25 %     12,038       155       5.22 %

Total interest-bearing liabilities

   $ 1,200,636     $ 9,643       3.23 %   $ 1,016,040     $ 3,798       1.52 %

Noninterest-bearing liabilities:

                                                

Noninterest-bearing demand deposits

   $ 400,209                     $ 491,649                  

Other liabilities

     16,497                       10,860                  

Stockholders' equity

     205,342                       194,814                  

Total liabilities and stockholders' equity

   $ 1,822,684                     $ 1,713,363                  

Net interest income

           $ 14,969                     $ 16,506          

Interest rate spread ⁽⁴⁾

                     2.54 %                     3.62 %

Net interest margin ⁽⁵⁾

                     3.54 %                     4.19 %

Ratio of average interest-earning assets to average interest-bearing liabilities

                     144.46 %                     159.86 %

 

(1) Tax-equivalent adjustments to calculate the yield on tax-exempt securities and loans were $281 and $278 for the three months ended March 31, 2024 and 2023, respectively.
(2) Yield is calculated on the basis of amortized cost.

 

29
Table of Contents

 

(3) Includes dividends received on restricted stock.

(4) Interest rate spread represents the difference between the average yield on interest-earning assets and the average cost of interest-bearing liabilities.

(5) Net interest margin represents net interest income as a percentage of average interest-earning assets.

 

Analysis of Changes in Net Interest Income. The following table analyzes the changes in interest income and interest expense, between the three-month periods ended March 31, 2024, and 2023, in terms of (1) changes in the volume of interest-earning assets and interest-bearing liabilities and (2) changes in yields and rates. The table reflects the extent to which changes in the Company’s interest income and interest expense are attributable to changes in rate (change in rate multiplied by prior period volume), changes in volume (changes in volume multiplied by prior period rate), and changes attributable to the combined impact of volume/rate (change in rate multiplied by the change in volume). The changes attributable to the combined impact of volume/rate are allocated consistently between the volume and rate variances.

 

   

2024 versus 2023

  
   

Increase (decrease) due to

  

(Dollars in thousands)

  

Volume

    

Rate

    

Total

  
                         

Interest-earning assets:

                        

Loans receivable

   $ 1,567     $ 2,553     $ 4,120  

Investment securities

     (2 )     3       1  

Interest-earning deposits with other banks

     (44 )     231       187  

Total interest-earning assets

   $ 1,521     $ 2,787     $ 4,308  
                         

Interest-bearing liabilities:

                        

Interest-bearing demand deposits

   $ 68     $ 546     $ 614  

Money market deposits

     340       1,704       2,044  

Savings deposits

     (292 )     (222 )     (514 )

Certificates of deposit

     373       1,959       2,332  

Short-term borrowings

     1,025       315       1,340  

Other borrowings

     (3 )     32       29  

Total interest-bearing liabilities

   $ 1,511     $ 4,334     $ 5,845  
                         

Net interest income

   $ 10     $ (1,547 )   $ (1,537 )

 

LIQUIDITY

 

Management's objective in managing liquidity is to continue meeting the cash flow needs of banking customers, such as new or increased borrowings or deposit withdrawals, as well as the Company’s financial commitments, while doing so at a reasonable cost and in a timely manner. The principal sources of liquidity are customer deposits, loan repayments, maturing and principal reductions and sales of securities available for sale, and federal funds sold, which generate cash that the Company deposits with banks. While investment securities available for sale are generally considered as a source of cash, in the current interest rate environment, it is unlikely that any of these securities would be sold for funding needs. The Company offers a line of retail deposit products created to align with customer expectations while expanding the Company’s core funding base. Along with its liquid assets, the Company has additional sources of liquidity available to ensure that adequate funds are available as needed. These include, but are not limited to, the purchase of federal funds, the ability to borrow funds under line of credit agreements with correspondent banks and a borrowing agreement with the FHLB, and the adjustment of interest rates to obtain deposits.

 

At March 31, 2024, the additional borrowing capacity at the FHLB was $482.1 million, as compared to $430.1 million on December 31, 2023. Considering the Company’s strong capital levels, robust liquidity, and diverse loans and deposit portfolios, along with the maximum borrowing capacity of $644.1 million at the FHLB, the Company did not need to use the Federal Reserve’s Bank Term Funding Program. The Company also has the option of borrowing from the Federal Reserve discount window with any assets not currently pledged elsewhere. Given the flexibility of borrowing structure options with the FHLB, if the Company needed additional liquidity, the FHLB capacity would likely be used before other funding mechanisms.

 

At March 31, 2024, total net available liquidity was $745.7 million, which accounted for 5.15% of total deposits. At March 31, 2024, these liquidity sources exceeded the amount of the Company’s uninsured deposit balances. Management believes that the combination of high levels of potentially liquid assets, cash flows from operations, and additional borrowing capacity provided the Bank with strong liquidity as of March 31, 2024. Although the Company currently exhibits strong liquidity, management will continue to monitor liquidity in future periods.

 

For the three months ended March 31, 2024, the adjustments to reconcile net income to net cash from operating activities consisted mainly of depreciation and amortization of premises and equipment, the recovery of credit losses, origination and proceeds from the sale of loans held for sale, amortization of CDI, earnings on bank-owned life insurance, amortization of premium and discount on investment securities, and net changes in other assets and liabilities. For a more detailed illustration of sources and uses of cash, refer to the Consolidated Statement of Cash Flows.

 

INFLATION

 

Substantially all of the Company's assets and liabilities relate to banking activities and are monetary. The consolidated financial statements and related financial data are presented following GAAP. GAAP currently requires the Company to measure the financial position and results of operations in terms of historical dollars, except for investment securities available for sale, individually analyzed loans, and other real estate owned that are measured at fair value. Changes in the value of money due to rising inflation can cause purchasing power loss.

 

Management believes that movements in interest rates affect the financial condition and results of operations to a greater degree than changes in the inflation rate. It should be noted that interest rates and inflation do affect each other but do not always move in correlation with each other. Please refer to item 3, Quantitative and Qualitative Disclosures about Market Risk, for further discussion on interest rate risk.

 

REGULATORY MATTERS

 

The Company is subject to the regulatory requirements of the Federal Reserve System as a bank holding company. The bank subsidiary is subject to regulations of the Federal Deposit Insurance Corporation (“FDIC”) and the Ohio Division of Financial Institutions.

 

30
Table of Contents

 

The Federal Reserve Board and the FDIC have extensive authority to prevent and remedy unsafe and unsound practices and violations of applicable laws and regulations by institutions and holding companies. The agencies may assess civil money penalties, issue cease-and-desist or removal orders, seek injunctions, and publicly disclose those actions. In addition, the Ohio Division of Financial Institutions possesses enforcement powers to address violations of Ohio banking law by Ohio-chartered banks.

 

REGULATORY CAPITAL REQUIREMENTS

 

Financial institution regulators have established guidelines for minimum capital ratios for banks, thrifts, and bank and thrift holding companies. The net unrealized gain or loss on available-for-sale securities is generally not included in computing regulatory capital. To avoid limitations on capital distributions, including dividend payments, the Bank and the Company must each hold a capital conservation buffer above the adequately capitalized risk-based capital ratios. Within the tabular presentation that follows is the adequately capitalized ratio plus a 2.50% capital conservation buffer.

 

The Bank and the Company met each of the well-capitalized ratio guidelines as of March 31, 2024. The following table indicates the capital ratios for the Bank and the Company as of March 31, 2024, and December 31, 2023, as well as the capital category threshold ratios for a well-capitalized, adequately capitalized plus the capital conservation buffer institution.

 

   

As of March 31, 2024

  
   

Leverage

     Tier 1 Risk Based     Common Equity Tier 1    

Total Risk Based

  

The Middlefield Banking Company

     10.50 %     11.67 %     11.67 %     12.93 %

Middlefield Banc Corp.

     10.64 %     11.98 %     11.47 %     13.23 %

Adequately capitalized ratio

     4.00 %     6.00 %     4.50 %     8.00 %

Adequately capitalized ratio plus fully phased-in capital conservation buffer

     4.00 %     8.50 %     7.00 %     10.50 %

Well-capitalized ratio (Bank only)

     5.00 %     8.00 %     6.50 %     10.00 %

 

   

As of December 31, 2023

  
   

Leverage

     Tier 1 Risk Based     Common Equity Tier 1    

Total Risk Based

  

The Middlefield Banking Company

     10.48 %     11.82 %     11.82 %     13.08 %

Middlefield Banc Corp.

     10.68 %     12.18 %     11.66 %     13.43 %

Adequately capitalized ratio

     4.00 %     6.00 %     4.50 %     8.00 %

Adequately capitalized ratio plus fully phased-in capital conservation buffer

     4.00 %     8.50 %     7.00 %     10.50 %

Well-capitalized ratio (Bank only)

     5.00 %     8.00 %     6.50 %     10.00 %

 

Item 3. Quantitative and Qualitative Disclosures about Market Risk

 

ASSET AND LIABILITY MANAGEMENT

 

The primary objective of the Company’s asset and liability management function is to maximize the Company’s net interest income while simultaneously maintaining an acceptable level of interest rate risk given the Company’s operating environment, capital and liquidity requirements, performance objectives, and overall business focus. The principal determinant of the exposure of the Company’s earnings to interest rate risk is the timing difference between the repricing or maturity of interest-earning assets and the re-pricing or maturity of interest-bearing liabilities. The Company’s asset and liability management policies are designed to decrease interest rate sensitivity primarily by shortening the maturities of interest-earning assets while at the same time extending the maturities of interest-bearing liabilities. The Board of Directors of the Company continues to believe in a strong asset/liability management process to insulate the Company from material and prolonged increases in interest rates.

 

The Company’s Board of Directors has established an Asset and Liability Management Committee consisting of outside directors and senior management. This committee meets quarterly, and generally monitors various asset and liability management policies and strategies.

 

Interest Rate Sensitivity Simulation Analysis

 

The Company engages an external consultant to facilitate net interest income simulation modeling on a quarterly basis. This modeling measures interest rate risk and sensitivity. The Asset and Liability Management Committee of the Company believes the various rate scenarios of the simulation modeling enable the Company to more accurately evaluate and manage the exposure of interest rate fluctuations on net interest income, the yield curve, various loan and mortgage-backed security prepayments, and deposit decay assumptions.

 

Earnings simulation modeling and assumptions about the timing and volatility of cash flows are critical in net portfolio equity valuation analysis. Particularly important are the assumptions driving mortgage prepayments and the expected attrition of the core deposit portfolios. These assumptions are based on the Company’s historical experience and industry standards and are applied consistently across all rate risk measures.

 

The Company has established the following guidelines for assessing interest rate risk:

 

Net interest income simulation (“NII”) - Projected net interest income over the next twelve months will not be reduced by more than 10% given a gradual shift (i.e., over 12 months) in interest rates of up to 200 basis points (+ or -) and assuming no balance sheet growth.

 

Portfolio equity simulation - Portfolio equity is the net present value of the Company’s existing assets and liabilities. The Company uses an Economic Value of Equity (“EVE”) analysis which shows the estimated changes in portfolio equity considering certain long-term shock rates. Given a 200 basis point immediate and permanent increase in market interest rates, portfolio equity may not correspondingly decrease or increase by more than 20% of stockholders’ equity. Given a 100 basis point immediate and permanent decrease in market interest rates, portfolio equity may not correspondingly decrease or increase by more than 10% of stockholders’ equity.

 

31
Table of Contents

 

The following table presents the simulated impact of a 200-basis point upward or 100-basis point downward shift of market interest rates on net interest income and the change in portfolio equity. This analysis assumed the interest-earning asset and interest-bearing liability levels at March 31, 2024, and December 31, 2023, remained constant. The impact of the market rate movements was developed by simulating the effects of rates changing gradually over one year from the March 31, 2024, and December 31, 2023 levels for net interest income and portfolio equity. The impact of market-rate movements was developed by simulating the effects of an immediate and permanent change in rates at March 31, 2024, and December 31, 2023, for portfolio equity.  

 

   

March 31, 2024

    

December 31, 2023

  

Change in Rates

  

% Change in NII

    

% Change in EVE

    

% Change in NII

    

% Change in EVE

  

+200bp

     (3.20 %)     (8.60 %)     (3.20 %)     (9.20 %)

-100bp

     1.03 %     2.30 %     1.73 %     2.90 %

 

CRITICAL ACCOUNTING ESTIMATES

 

The Company’s critical accounting estimates involving the more significant judgments and assumptions used in the preparation of the consolidated financial statements as of March 31, 2024, have remained unchanged from December 31, 2023. However, the Company has identified accounting policies that are critical accounting policies and an understanding of these policies is necessary to understand the Company’s financial statements. These policies relate to determining the adequacy of the allowance for credit losses, for the investment securities available for sale, loan portfolios, and unfunded commitments. Please refer to Note 1 - Summary of Significant Accounting Policies for further discussion on significant accounting policies.

 

Item 4. Controls and Procedures

 

Controls and Procedures Disclosure

 

The Company maintains disclosure controls and procedures that are designed to ensure that information required to be disclosed in the Company’s reports that it files or submits under the Securities Exchange Act of 1934 is recorded, processed, summarized, and reported within the periods specified in the Securities and Exchange Commission’s rules and forms, and that such information is accumulated and communicated to the Company’s management, including its Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions regarding required disclosure.

 

As of the end of the period covered by this quarterly report, an evaluation was carried out under the supervision and with the participation of management, including our Chief Executive Officer and Chief Financial Officer, of the effectiveness of our disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934). Based on their evaluation, our Chief Executive Officer and Chief Financial Officer have concluded that the Company’s disclosure controls and procedures are, to the best of their knowledge, effective in ensuring that information required to be disclosed by the Company in reports that it files or submits under the Exchange Act is recorded, processed, summarized and reported within the periods specified in Securities and Exchange Commission rules and forms. After the date of their evaluation, our Chief Executive Officer and Chief Financial Officer concluded that there were no significant changes in internal control or in other factors that could significantly affect the Company’s internal controls, including any corrective actions concerning significant deficiencies and material weaknesses.

 

A material weakness is a significant deficiency (as defined in Public Company Accounting Oversight Board Auditing Standard No. 2), or a combination of significant deficiencies, that results in there being more than a remote likelihood that a material misstatement of the annual or interim financial statements will not be prevented or detected on a timely basis by management or employees in the normal course of performing their assigned functions.

 

Changes in Internal Control over Financial Reporting

 

There have not been any changes in the Company’s internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) that occurred during the Company’s most recent fiscal quarter that have materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.

 

PART II - OTHER INFORMATION

Item 1.

Legal Proceedings
  See the information in Note 8, which we incorporate here by reference.
   
  From time to time, the Company and the subsidiary bank may be involved in litigation relating to claims arising out of their normal course of business. In the opinion of management, no other current legal proceedings are material to the Company's financial condition or the subsidiary bank, either individually or in the aggregate.

 

Item 1a.

Risk Factors
  The Company is attentive to various risks and continuously evaluates the potential impact of such risks. There have been no material updates or changes in risks faced by the Company since December 31, 2023. For more information regarding our risk factors, refer to the Company’s Annual Report on Form 10-K for the year ended December 31, 2023.

 

32
Table of Contents

 

Item 2.

Unregistered Sales of Equity Securities and Use of Proceeds

 

The following table summarized the Company's repurchases of common shares for the three months ended March 31, 2024:

 

2024 period

                                

In thousands, except per share data

   Total shares purchased     Average price paid per share     Total shares purchased as part of a publicly announced program (a)     Maximum number of shares that may yet be purchased under the program  
                                 

January 1-31

     -     $ -       -       293,910  

February 1-29

     -       -       -       293,910  

March 1-31

     43,858       24.00       43,858       250,052  

Total

     43,858     $ 24.00                  

 

(a) In February 2022, the Board of Directors authorized the repurchase of up to 300,000 of common stock under the Company's repurchase program (the "Program") to enhance the value of Company stock and manage its capital. In February 2023, the Board of Directors authorized the Company to repurchase an additional 300,000 shares under the Program. The Company has completed the repurchase of 349,948 shares under the Program through March 31, 2024. The Program may be modified, suspended or terminated by the Company at any time.

 

Item 3.

Defaults Upon Senior Securities
  None

 

Item 4.

Mine Safety Disclosures
  N/A

 

 

Item 5.

Other information

 During the three months ended March 31, 2024, there were no “Rule 10b5-1 trading plans” or “non-Rule 10b5-1 trading arrangements” adopted, modified or terminated by any director or officer of the Company (as such terms are defined in Item 408 of Regulation S-K of the Exchange Act).

 

33
Table of Contents

 

 

Item 6.

Exhibits

 

Exhibit list for Middlefield Banc Corp.’s Form 10-Q Quarterly Report for the Period Ended March 31, 2024

 

Exhibit

Number

  

Description

  

Location
         

3.1

  

Second Amended and Restated Articles of Incorporation of Middlefield Banc Corp., as amended

  

Incorporated by reference to Exhibit 3.1 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Fiscal Year Ended December 31, 2005, filed on March 29, 2006
         

3.2

  

Regulations of Middlefield Banc Corp.

  

Incorporated by reference to Exhibit 3.2 of Middlefield Banc Corp.’s Form 8-K Current Report filed on December 1, 2022
         

4

  

Specimen stock certificate

  

Incorporated by reference to Exhibit 4 of Middlefield Banc Corp.’s registration statement on Form 10 filed on April 17, 2001
         

4.1

  

Amended and Restated Trust Agreement, dated as of December 21, 2006, between Middlefield Banc Corp., as Depositor, Wilmington Trust Company, as Property trustee, Wilmington Trust Company, as Delaware Trustee, and Administrative Trustees

  

Incorporated by reference to Exhibit 4.1 of Middlefield Banc Corp.’s Form 8-K Current Report filed on December 27, 2006
         

4.2

  

Junior Subordinated Indenture, dated as of December 21, 2006, between Middlefield Banc Corp. and Wilmington Trust Company

  

Incorporated by reference to Exhibit 4.2 of Middlefield Banc Corp.’s Form 8-K Current Report filed on December 27, 2006
         

4.3

  

Guarantee Agreement, dated as of December 21, 2006, between Middlefield Banc Corp. and Wilmington Trust Company

  

Incorporated by reference to Exhibit 4.3 of Middlefield Banc Corp.’s Form 8-K Current Report filed on December 27, 2006
         

10.1.0*

  

2017 Omnibus Equity Plan

  

Incorporated by reference to Middlefield Banc Corp.’s definitive proxy statement for the 2017 Annual Meeting of Shareholders, Appendix A, filed on April 4, 2017
         

10.1.1*

  

Split-Dollar Agreement between The Middlefield Banking Company and Rebecca A. Noblit

   filed herewith
         

10.2*

  

Split-Dollar Agreement between The Middlefield Banking Company and Thomas M. Wilson

   filed herewith

 

10.3

  

[reserved]

  

 
         

10.4

  

Federal Home Loan Bank of Cincinnati Agreement for Advances and Security Agreement dated September 14, 2000

  

Incorporated by reference to Exhibit 10.4 of Middlefield Banc Corp.’s registration statement on Form 10 filed on April 17, 2001
         

10.4.1*

   Change in Control Agreement between Middlefield Banc Corp. and Michael L. Cheravitch  

filed herewith
         

10.4.2*

  

Change in Control Agreement between Middlefield Banc Corp. and Rebecca A. Noblit

   filed herewith
         

10.4.3*

  

Change in Control Agreement between Middlefield Banc Corp. and Thomas M. Wilson

  

filed herewith
         

10.4.4*

  

Change in Control Agreement between Middlefield Banc Corp. and Sarah A. Winters

  

filed herewith
         

10.4.5

  

[reserved]

  

 
         

10.4.6

  

[reserved]

    
         

10.4.7*

  

Amended change in Control Agreement between Middlefield Banc Corp. and Michael C. Ranttila

  

Incorporated by reference to Exhibit 99 of Middlefield Banc Corp.’s Form 8-K Report filed on August 15, 2023
         

10.4.8*

  

Change in Control Agreement between Middlefield Banc Corp. and Courtney M. Erminio

  

Incorporated by reference to Exhibit 10.4.8 of Middlefield Bank Corp’s Form 10-K Annual Report filed on March 15, 2023
         

10.5*

  

Severance Agreement between Middlefield Banc Corp. and Ronald L. Zimmerly, Jr., dated December 1, 2022

  

Incorporated by reference to Exhibit 10.5 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2022, filed on March 15, 2023
         

10.6*

  

Restricted Stock Award Agreement between Middlefield Banc Corp. and Ronald L. Zimmerly, Jr., dated December 1, 2022

  

Incorporated by reference to Exhibit 10.6 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2022, filed on March 15, 2023
         

10.7*

  

Amended Director Retirement Agreement with Frances H. Frank

  

Incorporated by reference to Exhibit 10.7 of Middlefield Banc Corp.’s Form 8-K Current Report filed on January 9, 2008

 

34
Table of Contents

 

10.8*

  

Supplemental Executive Retirement Benefits Agreement with Ronald L. Zimmerly, Jr.

  

filed herewith
         

10.9*

  

First Amendment to the Supplemental Executive Retirement Benefits Agreement with Ronald L. Zimmerly, Jr.

  

filed herewith
         

10.10*

  

Secondary Supplemental Executive Retirement Plan with Ronald L. Zimmerly, Jr.

   filed herewith
         

10.11*

  

Director Retirement Agreement with Martin S. Paul

  

Incorporated by reference to Exhibit 10.11 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2001, filed on March 28, 2002
         

10.12*

  

Split-Dollar Agreement between The Middlefield Banking Company and Ronald L. Zimmerly, Jr.

  

Incorporated by reference to Exhibit 10.12 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2022, filed on March 15, 2023
         

10.13*

  

Supplemental Executive Retirement Plan with Ronald L. Zimmerly, Jr.

   filed herewith
         

10.14*

  

Executive Survivor Income Agreement (aka DBO agreement [death benefit only]) with Donald L. Stacy

  

Incorporated by reference to Exhibit 10.14 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2003, filed on March 30, 2004
         

10.15*

  

DBO Agreement with Jay P. Giles

  

Incorporated by reference to Exhibit 10.15 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2003, filed on March 30, 2004
         

10.16

  

[reserved]

  

 
         

10.17*

  

DBO Agreement with Teresa M. Hetrick

  

Incorporated by reference to Exhibit 10.18 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2003, filed on March 30, 2004
         

10.18 *

  

Executive Deferred Compensation Agreement with Jay P. Giles

  

Incorporated by reference to Exhibit 10.18 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2011, filed on March 20, 2012

10.19

  

[reserved]

    
         

10.20*

  

DBO Agreement with James R. Heslop, II

  

Incorporated by reference to Exhibit 10.20 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2003, filed on March 30, 2004

 

10.21*

  

DBO Agreement with Thomas G. Caldwell

  

Incorporated by reference to Exhibit 10.21 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2003, filed on March 30, 2004
         

10.22*

  

Annual Incentive Plan

  

Incorporated by reference to Exhibit 10.22 of Middlefield Banc Corp.’s Form 8-K Current Report filed on March 12, 2019
         

10.22.1

  

[reserved]

    
         

10.23**

  

Amended Executive Deferred Compensation Agreement with Thomas G. Caldwell

  

Incorporated by reference to Exhibit 10.23 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2019, filed on March 4, 2020
         

10.24**

  

Amended Executive Deferred Compensation Agreement with James R. Heslop, II

  

Incorporated by reference to Exhibit 10.24 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2019, filed on March 4, 2020
         

10.25**

  

Amended Executive Deferred Compensation Agreement with Donald L. Stacy

  

Incorporated by reference to Exhibit 10.25 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2019, filed on March 4, 2020
         

10.26**

  

Executive Variable Benefit Deferred Compensation Agreement with James R. Heslop, II

  

Incorporated by reference to Exhibit 10.26 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2019, filed on March 4, 2020
         

10.27**

  

Executive Variable Benefit Deferred Compensation Agreement with Donald L. Stacy

  

Incorporated by reference to Exhibit 10.27 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2019, filed on March 4, 2020
         

10.28**

  

Executive Deferred Compensation Agreement with Charles O. Moore

  

Incorporated by reference to Exhibit 10.28 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2019, filed on March 4, 2020

 

35
Table of Contents

 

10.29*

  

Executive Deferred Compensation Agreement with Ronald L. Zimmerly, Jr.

  

Incorporated by reference to Exhibit 10.29 of Middlefield Banc Corp.’s Annual Report on Form 10-K for the Year Ended December 31, 2022, filed on March 15, 2023

 

10.29.1

  

Form of a conditional stock award under the 2017 Omnibus Equity Plan

  

Incorporated by reference to Exhibit 10.29 of Middlefield Banc Corp.’s Form 8-K Current Report filed on July 24, 2017

 

10.30**

  

Executive Deferred Compensation Agreement with Michael L. Allen

  

Incorporated by reference to Exhibit 10.30 of Middlefield Banc Corp.’s Form 10-Q Quarterly Report filed on May 7, 2019
         

10.31**

  

Executive Deferred Compensation Agreement with John D. Lane

  

Incorporated by reference to Exhibit 10.31 of Middlefield Banc Corp.’s Form 10-Q Quarterly Report filed on May 7, 2019
         

10.32**

  

Executive Deferred Compensation Agreement with Michael C. Ranttila

  

Incorporated by reference to Exhibit 10.32 of Middlefield Banc Corp.’s Form 10-K Annual Report filed on March 12, 2021
         

10.33**

  

Executive Deferred Compensation Agreement with Courtney M. Erminio

  

Incorporated by reference to Exhibit 10.33 of Middlefield Banc Corp.’s Form 10-Q Quarterly Report filed on August 8, 2022
         

10.34**

  

Executive Deferred Compensation Agreement with Alfred F. Thompson

  

Incorporated by reference to Exhibit 10.34 of Middlefield Banc Corp.’s Form 10-Q Quarterly Report filed on August 8, 2022
         

31.1

  

Rule 13a-14(a) certification of Chief Executive Officer

  

filed herewith
         

31.2

  

Rule 13a-14(a) certification of Chief Financial Officer

  

filed herewith
         

32

  

Rule 13a-14(b) certification

  

filed herewith
         

99.1

  

Form of Indemnification Agreement with directors of Middlefield Banc Corp. and with executive officers of Middlefield Banc Corp. and The Middlefield Banking Company

  

Incorporated by reference to Exhibit 99.1 of Middlefield Banc Corp.’s registration statement on Form 10, Amendment No. 1, filed on June 14, 2001
         

100

  

[reserved]

    
         

101.INS***

  

Inline XBRL Instance

  

furnished herewith
         

101.SCH***

  

Inline XBRL Taxonomy Extension Schema

  

furnished herewith
         

101.CAL***

  

Inline XBRL Taxonomy Extension Calculation

  

furnished herewith
         

101.DEF***

  

Inline XBRL Taxonomy Extension Definition

  

furnished herewith
         

101.LAB***

  

Inline XBRL Taxonomy Extension Labels

  

furnished herewith
         

101.PRE***

  

Inline XBRL Taxonomy Extension Presentation

  

furnished herewith

  

        

104

  

Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101)

    

 

 

* management contract or compensatory plan or arrangement

 

** management contract or compensatory plan or arrangement, a schedule has been omitted pursuant to Item 601(a)(5) of Regulation S-K and will be provided on a supplemental basis to the Securities and Exchange Commission upon request

 

*** XBRL information is furnished and not filed or a part of a registration statement or prospectus for purposes of sections 11 or 12 of the Securities Act of 1933, as amended, is deemed not filed for purposes of section 18 of the Securities Exchange Act of 1934, as amended, and otherwise is not subject to liability under these sections

 

36
Table of Contents
 

mbcn20230630_10qimg002.jpg

 

SIGNATURES

 

 

Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned and hereunto duly authorized.

 

 

 

 

MIDDLEFIELD BANC CORP.
   

Date: May 14, 2024

By: /s/ Ronald L. Zimmerly, Jr.
   

 

----------------------------------------
   

 

Ronald L. Zimmerly, Jr.
   

 

Chief Executive Officer
   
  (Principal Executive Office)

 

 

 

Date: May 14, 2024

By: /s/Michael C. Ranttila
   
  ----------------------------------------
   

 

Michael C. Ranttila
   

 

Executive Vice President, Chief Financial Officer
   
  (Principal Financial and Accounting Officer)

 

37
EX-10.11 2 ex_672608.htm EXHIBIT 10.1.1 SPLIT DOLLAR NOBLIT ex_672608.htm

Exhibit 10.1.1

 

 

SPLIT DOLLAR LIFE INSURANCE AGREEMENT

 

THIS SPLIT DOLLAR AGREEMENT (this "Agreement") is adopted this 1st day of February, 2021, by and between Liberty National Bank (the "Employer") and Rebecca A. Noblit (the "Employee"), and formalizes the agreements and understanding between the Employer and the Employee.

 

WITNESSETH:

 

WHEREAS, the Employee is employed by the Employer;

 

WHEREAS, the Employer recognizes the valuable services the Employee has performed for the Employer and wishes to encourage the Employee's continued employment and to provide the Employee with additional incentive to achieve corporate objectives; and

 

WHEREAS, the Employer wishes to provide the terms and conditions upon which the Employer shall share the death proceeds of certain life insurance policies with the Employee's designated beneficiary;

 

NOW THEREFORE, in consideration of the premises and of the mutual promises herein contained, the Employer and the Employee agree as follows:

 

ARTICLE 1

DEFINITIONS

 

Whenever used in this Agreement, the following terms shall have the meanings specified:

 

1.1    "Administrator" means the Employer's board of directors or its designee.

 

1.2    "Beneficiary" means each designated person, or the estate of the deceased Employee, entitled to benefits upon the death of the Employee.

 

1.3    "Beneficiary Designation Form" means the form established from time to time by the Administrator that the Employee completes, signs and returns to the Administrator to designate one or more Beneficiaries.

 

 

1.4

“Code" means the Internal Revenue Code of 1986, as amended.

 

 

1.5

“Insurer” means _          ____

 

1.6“    Net Death Proceeds" means the total death proceeds of the Policy minus the greater of (i) the Policy's cash surrender value or (ii) the aggregate premiums paid on the Policy by the Employer.

 

1.7“    Policy” means the policy number __ _ issued by the Insurer and adopted by the Employer for purposes of insuring the Employee’s life under this Agreement

 
 

 

 

 

1.8    "Separation from Service" means a termination of the Employee's employment with the Employer for reasons other than death. A Separation from Service may occur as of a specified date for purposes of the Agreement: even if the Employee continues to provide some services for the Employer after that date, provided that the facts and circumstances indicate that the Employer and the Employee reasonably anticipated at that date that either no further services would be performed after that date, or that the level of bona fide services the Employee would perform after such date (whether as an employee or as an independent contractor) would permanently decrease to no more than twenty percent (20%) of the average level of bona fide services performed over the immediately preceding thirty-six (36) month period (or the full period during which the Employee performed services for the Employer, if that is Jess than thirty-six (36) months). In determining whether a Separation of Service occurs the Administrator shall adhere to the terms of Treasury Regulation §1.409A-1(h) and shall take into account, among other things, the definition of "service recipient" and "employer" set forth therein. The Administrator shall have full and final authority, to determine conclusively whether a Separation from Service occurs, and the date of such Separation from Service.

 

ARTICLE 2

POLICY OWNERSHIP AND INTERESTS

 

2.1     Employer's Interest. The Employer shall own the Policy and shall have the right to exercise all incidents of ownership and may terminate the Policy without the consent of the Employee. The Employer shall be the beneficiary of the remaining death proceeds of the Policy after the Employee’s interest is determined according to Section 2.2 below.

 

2.2     Employee’s Interest. The Employee, or the Employee’s assignee, shall have the right to designate the Beneficiary of a portion of the Policy’s death proceeds as specified in this Section 2.2. The Employee shall also have the right to change settlement options with respect to the Employee’s Interest.

 

 

2.2.1

Death Prior to Separation from Service. If the Employee dies prior to Separation from Service, the Beneficiary shall be entitled to the lesser of (i) One Hundred Thousand Dollars ($100,000) or (ii) the Net Death Proceeds.

 

 

2.2.2

Death After Separation from Service. If the Employee dies after Separation from Service, the Beneficiary shall not be entitled to any benefit.

 

ARTICLE 3

PREMIUMS AND IMPUTED INCOME

 

3.1    Premium Payment. The Employer shall pay all premiums due on the Policy from its general assets.

 

3.2    Economic Benefit. The Employer shall determine the economic benefit attributable to the Employee based on the life insurance premium factor for the Employee’s age multiplied by the aggregate death benefit payable to the Beneficiary. The “life insurance premium factor” is the minimum factor applicable under guidance published pursuant to Treasury Regulations §1.61-22(d)(3)(ii) or any subsequent authority.

 
 

 

 

 

ARTICLE 4

SUICIDE OR MISSTATEMENT

 

No benefits shall be payable if the Employee commits suicide within two years after the date of this Agreement, or if the Insurer denies coverage (i) for material misstatements of fact made by the Employee on any application for the Policy, or (ii) for any other reason; provided, however that the Employer shall evaluate the reason for the denial, and upon advice of legal counsel and in its sole discretion, consider judicially challenging any denial.

 

ARTICLE 5

BENEFICIARIES

 

5.1    Designation of Beneficiaries. The Employee may designate any person to receive any benefits payable under the Agreement upon the Employee's death, and the designation may be changed from time to time by the Employee by filing a new designation. Each designation will revoke all prior designations by the Employee, shall be in the form prescribed by the Administrator and shall be effective only when filed in writing with the Administrator during the Employee's lifetime. If the Employee names someone other than the Employee's spouse as a Beneficiary, the Administrator may, in its sole discretion, determine that spousal consent is required to be provided in a form designated by the Administrator, executed by the Employee's spouse and returned to the Administrator. The Employee's beneficiary designation shall be deemed automatically revoked if the Beneficiary predeceases the Employee or if the Employee names a spouse as Beneficiary and the marriage is subsequently dissolved.

 

5.2    Absence of Beneficiary Designation. In the absence of a valid Beneficiary designation, or if, at the time any benefit payment is due to a Beneficiary, there is no living Beneficiary validly named by the Employee, the Employer shall direct the Insurer to pay the benefit to the Employee's spouse. If the spouse is not living then the Employer shall direct the Insurer pay the benefit to the Employee's living descendants per stirpes, and if there are no living descendants, to the Employee's estate. In determining the existence or identity of anyone entitled to a benefit payment, the Employer may rely conclusively upon information supplied by the Employee's personal representative, executor, or administrator.

 

5.3    Facility of Payment. If a distribution is to be made to a minor, or to a person who is otherwise incompetent, then the Employer may direct the Insurer to make such distribution: (i) to the legal guardian, or if none, to a parent of a minor payee with whom the payee maintains his or her residence; or (ii) to the conservator or administrator or, if none, to the person having custody of an incompetent payee. Any such distribution shall fully discharge the Employer and the Administrator from further liability on account thereof.

 
 

 

 

 

ARTICLE 6

ASSIGNMENT

 

The Employee may irrevocably assign without consideration all of the Employee's interest in this Agreement to any person, entity, or trust. In the event the Employee shal1 transfer all of the Employee's interest, then all of the Employee's interest in this Agreement shall be vested in the Employee's transferee, who shall be substituted as a party hereunder, and the Employee shall have no further interest in this Agreement.

 

ARTICLE 7

INSURER

 

The Insurer shall be bound only by the terms of its given Policy. The Insurer shall not be bound by or deemed to have notice of the provisions of this Agreement. The Insurer shall have the right to rely on the Employer's representations with regard to any definitions, interpretations or Policy interests as specified under this Agreement.

 

ARTICLE 8

ADMINISTRATION

 

8.1    Administrator Duties. The Administrator shall be responsible for the management, operation, and administration of the Agreement. When making a determination or calculation, the Administrator shall be entitled to rely on information furnished by the Employer, Employee or Beneficiary. No provision of this Agreement shall be construed as imposing on the Administrator any fiduciary duty under ERISA or other law, or any duty similar to any fiduciary duty under ERISA or other law.

 

8.2    Administrator Authority. The Administrator shall enforce this Agreement in accordance with its terms, shall be charged with the general administration of this Agreement, and shall have all powers necessary to accomplish its purposes.

 

8.3    Binding Effect of Decision. The decision or action of the Administrator with respect to any question arising out of or in connection with the administration, interpretation or application of this Agreement and the rules and regulations promulgated hereunder shall be final, conclusive and binding upon all persons having any interest herein.

 

8.4    Compensation, Expenses and Indemnity. The Administrator shall serve without compensation for services rendered hereunder. The Administrator is authorized at the expense of the Employer to employ such legal counsel and record keeper as it may deem advisable to assist in the performance of its duties hereunder. Expense and fees in connection with the administration of this Agreement shall be paid by the Employer.

 

8.5    Employer information. The Employer shall supply full and timely information to the Administrator on all matters relating to the Employee's death, Separation from Service, and such other information as the Administrator reasonably requires.

 
 

 

 

 

ARTICLE 9

CLAIMS AND REVIEW PROCEDURE

 

9.1    Claims Procedure. A person (the "Claimant") who has not received benefits under this Agreement that he or she believes should be distributed shall make a claim for such benefits as follows.

 

(a)    Initiation - Written Claim. The Claimant initiates a claim by submitting to the Administrator a written claim for the benefits. If such a claim relates to the contents of a notice received by the Claimant, the claim must be made within sixty (60) days after such notice was received by the Claimant. All other claims must be made within one hundred eighty (180) days of the date on which the event that caused the claim to arise occurred. The claim must state with particularity the determination desired by the Claimant.

 

(b)    Timing of Administrator Response. The Administrator shall respond to such Claimant within ninety (90) days after receiving the claim. If the Administrator determines that special circumstances require additional time for processing the claim, the Administrator can extend the response period by an additional ninety (90) days by notifying the Claimant: in writing, prior to the end of the initial ninety (90) day period, that an additional period is required. The notice of extension must set forth the special circumstances and the date by which the Administrator expects to render its decision.

 

(c)     Notice of Decision. If the Administrator denies part or all of the claim, the Administrator shall notify the Claimant in writing of such denial. The Administrator shall write the notification in a manner calculated to be understood by the Claimant. The notification shall set forth: (i) the specific reasons for the denial; (ii)a reference to the specific provisions of this Agreement on which the denial is based; (iii) a description of any additional information or material necessary for the Claimant to perfect the claim and an explanation of why it is needed; (iv) an explanation of this Agreement's review procedures and the time limits applicable to such procedures; and (v) a statement of the Claimant's right to bring a civil action under ERISA Section 502(a) following an adverse benefit determination on review.

 

9.2    Review Procedure. If the Administrator denies part or all of the claim, the Claimant shall have the opportunity for a full and fair review by the Administrator of the denial as follows.

 

(a)    Initiation-Written Request. To initiate the review, the Claimant within sixty (60) days after receiving the Administrator's notice of denial, must file with the Administrator a written request for review.

 

(b)    Additional Submissions – Information Access. The Claimant shall then have the opportunity to submit written comments, documents, records and other information relating to the claim. The Administrator shall also provide the Claimant, upon request and free of charge, reasonable access to, and copies of, all documents, records and other information relevant (as defined in applicable ERISA regulations) to the Claimant's claim for benefits.

 
 

 

 

 

(c)    Considerations on Review. In considering the review, the Administrator shall take into account all materials and information the Claimant submits relating to the claim, without regard to whether such information was submitted or considered in the initial benefit determination.

 

(d)    Timing of Administrator Response. The Administrator shall respond in writing to such Claimant within sixty (60) days after receiving the request for review. If the Administrator determines that special circumstances require additional time for processing the claim, the Administrator can extend the response period by an additional sixty (60) days by notifying the Claimant in writing, prior to the end of the initial sixty (60) day period, that an additional period is required. The notice of extension must set forth the special circumstances and the date by which the Administrator expects to render its decision.

 

(e)    Notice of Decision. The Administrator shall notify the Claimant in writing of its decision on review. The Administrator shall write the notification in a manner calculated to be understood by the Claimant. The notification shall set forth: (i)the specific reasons for the denial; (ii) a reference to the specific provisions of this Agreement on which the denial is based; (iii) a statement that the Claimant is entitled to receive, upon request and free of charge, reasonable access to, and copies of, all documents, records and other information relevant (as defined in applicable ERISA regulations) to the Claimant's claim for benefits; and (iv) a statement of the Claimant's right to bring a civil action under ERISA Section 502(a).

 

ARTICLE 10

AMENDMENTS AND TERMINATION

 

This Agreement may be amended only by a written agreement signed by both the Employer and the Employee. In the event that the Employer decides to maintain the Policy after termination of the Agreement, the Employer shall be the direct beneficiary of all of the death proceeds of the Policy.

 

ARTICLE 11

MISCELLANEOUS

 

11.1     No Effect on Other Rights. This Agreement constitutes the entire agreement between the Employer and the Employee as to the subject matter hereof. No rights are granted to the Employee by virtue of this Agreement other than those specifically set forth herein. Nothing contained herein will confer upon the Employee the right to be retained in the service of the Employer nor limit the right of the Employer to discharge or otherwise deal with the Employee without regard to the existence hereof.

 

11.2    State Law. To the extent not governed by ERISA, the provisions of this Agreement shall be construed and interpreted according to the internal law of the State of Ohio without regard to its conflicts of laws principles.

 

11.3    Validity. In case any provision of this Agreement shall be illegal or invalid for any reason, said illegality or invalidity shall not affect the remaining parts hereof, but this Agreement shall be construed and enforced as if such illegal or invalid provision had never been inserted herein.

 
 

 

 

 

11.4    Notice. Any notice, consent or demand required or permitted to be given to the Employer or Administrator under this Agreement shall be sufficient if in writing and hand-delivered or sent by registered or certified mail to the Employer's principal business office. Any notice or filing required or permitted to be given to the Employee or Beneficiary under this Agreement shall be sufficient if in writing and hand-delivered or sent by mail to the last known address of the Employee or Beneficiary, as appropriate. Any notice shall be deemed given as of the date of delivery or, if delivery is made by mail, as of the date shown on the postmark or on the receipt for registration or certification.

 

11.5    Headings and interpretation. Headings and sub-headings in this Agreement are inserted for reference and convenience only and shall not be deemed part of this Agreement. Wherever the fulfillment of the intent and purpose of this Agreement requires and the context will permit, the use of the masculine gender includes the feminine and use of the singular includes the plural.

 

11.6    Coordination with Other Benefits. The benefits provided for the Employee or the Beneficiary under this Agreement are in addition to any other benefits available to the Employee under any other plan or program for employees of the Employer. This Agreement shall supplement and shall not supersede, modify, or amend any other such plan or program except as may otherwise be expressly provided herein.

 

11.7    Inurement. This Agreement shall be binding upon and shall inure to the benefit of the Employer, its successor and assigns, and the Employee, the Employee's successors, heirs, executors, administrators, and the Beneficiary.

 

11.8    Entire Agreement. This Agreement, along with the Beneficiary Designation Form, constitutes the entire agreement between the Employer and the Employee as to the subject matter hereof. No rights are granted to the Employee under this Agreement other than those specifically set forth herein.

 

IN WITNESS WHEREOF, the Employee and a duly authorized representative of the Employer have signed this Agreement.

ex_672608img001.jpg

 

 
 EX-10.2 3 ex_672609.htm EXHIBIT 10.2 SPLIT DOLLAR WILSON ex_672609.htm

Exhibit 10.2

 

SPLIT DOLLAR LIFE INSURANCE AGREEMENT

 

THIS SPLIT DOLLAR AGREEMENT (this "Agreement") is adopted this 1st day of February, 2021, by and between Liberty National Bank (the "Employer") and Thomas M. Wilson (the "Employee"), and formalizes the agreements and understanding between the Employer and the Employee.

 

WITNESSETH:

 

WHEREAS, the Employee is employed by the Employer;

 

WHEREAS, the Employer recognizes the valuable services the Employee has performed for the Employer and wishes to encourage the Employee's continued employment and to provide the Employee with additional incentive to achieve corporate objectives; and

 

WHEREAS, the Employer wishes to provide the terms and conditions upon which the Employer shall share the death proceeds of certain life insurance policies with the Employee's designated beneficiary;

 

NOW THEREFORE, in consideration of the premises and of the mutual promises herein contained, the Employer and the Employee agree as follows:

 

ARTICLE 1

DEFINITIONS

 

Whenever used in this Agreement, the following terms shall have the meanings specified:

 

1.1    "Administrator" means the Employer's board of directors or its designee.

 

1.2    "Beneficiary" means each designated person, or the estate of the deceased Employee, entitled to benefits upon the death of the Employee.

 

1.3    "Beneficiary Designation Form" means the form established from time to time by the Administrator that the Employee completes, signs and returns to the Administrator to designate one or more Beneficiaries.

 

 

1.4

“Code" means the Internal Revenue Code of 1986, as amended.

 

 

1.5

“Insurer” means _                    ____

 

1.6“    Net Death Proceeds" means the total death proceeds of the Policy minus the greater of (i) the Policy's cash surrender value or (ii) the aggregate premiums paid on the Policy by the Employer.

 

1.7“    Policy” means the policy number __ _ issued by the Insurer and adopted by the Employer for purposes of insuring the Employee’s life under this Agreement

 
 

 

 

 

1.8    "Separation from Service" means a termination of the Employee's employment with the Employer for reasons other than death. A Separation from Service may occur as of a specified date for purposes of the Agreement: even if the Employee continues to provide some services for the Employer after that date, provided that the facts and circumstances indicate that the Employer and the Employee reasonably anticipated at that date that either no further services would be performed after that date, or that the level of bona fide services the Employee would perform after such date (whether as an employee or as an independent contractor) would permanently decrease to no more than twenty percent (20%) of the average level of bona fide services performed over the immediately preceding thirty-six (36) month period (or the full period during which the Employee performed services for the Employer, if that is Jess than thirty-six (36) months). In determining whether a Separation of Service occurs the Administrator shall adhere to the terms of Treasury Regulation §1.409A-1(h) and shall take into account, among other things, the definition of "service recipient" and "employer" set forth therein. The Administrator shall have full and final authority, to determine conclusively whether a Separation from Service occurs, and the date of such Separation from Service.

 

ARTICLE 2

POLICY OWNERSHIP AND INTERESTS

 

2.1     Employer's Interest. The Employer shall own the Policy and shall have the right to exercise all incidents of ownership and may terminate the Policy without the consent of the Employee. The Employer shall be the beneficiary of the remaining death proceeds of the Policy after the Employee’s interest is determined according to Section 2.2 below.

 

2.2     Employee’s Interest. The Employee, or the Employee’s assignee, shall have the right to designate the Beneficiary of a portion of the Policy’s death proceeds as specified in this Section 2.2. The Employee shall also have the right to change settlement options with respect to the Employee’s Interest.

 

 

2.2.1

Death Prior to Separation from Service. If the Employee dies prior to Separation from Service, the Beneficiary shall be entitled to the lesser of (i) One Hundred Thousand Dollars ($100,000) or (ii) the Net Death Proceeds.

 

 

2.2.2

Death After Separation from Service. If the Employee dies after Separation from Service, the Beneficiary shall not be entitled to any benefit.

 

ARTICLE 3

PREMIUMS AND IMPUTED INCOME

 

3.1    Premium Payment. The Employer shall pay all premiums due on the Policy from its general assets.

 

3.2    Economic Benefit. The Employer shall determine the economic benefit attributable to the Employee based on the life insurance premium factor for the Employee’s age multiplied by the aggregate death benefit payable to the Beneficiary. The “life insurance premium factor” is the minimum factor applicable under guidance published pursuant to Treasury Regulations §1.61-22(d)(3)(ii) or any subsequent authority.

 
 

 

 

 

ARTICLE 4

SUICIDE OR MISSTATEMENT

 

No benefits shall be payable if the Employee commits suicide within two years after the date of this Agreement, or if the Insurer denies coverage (i) for material misstatements of fact made by the Employee on any application for the Policy, or (ii) for any other reason; provided, however that the Employer shall evaluate the reason for the denial, and upon advice of legal counsel and in its sole discretion, consider judicially challenging any denial.

 

ARTICLE 5

BENEFICIARIES

 

5.1    Designation of Beneficiaries. The Employee may designate any person to receive any benefits payable under the Agreement upon the Employee's death, and the designation may be changed from time to time by the Employee by filing a new designation. Each designation will revoke all prior designations by the Employee, shall be in the form prescribed by the Administrator and shall be effective only when filed in writing with the Administrator during the Employee's lifetime. If the Employee names someone other than the Employee's spouse as a Beneficiary, the Administrator may, in its sole discretion, determine that spousal consent is required to be provided in a form designated by the Administrator, executed by the Employee's spouse and returned to the Administrator. The Employee's beneficiary designation shall be deemed automatically revoked if the Beneficiary predeceases the Employee or if the Employee names a spouse as Beneficiary and the marriage is subsequently dissolved.

 

5.2    Absence of Beneficiary Designation. In the absence of a valid Beneficiary designation, or if, at the time any benefit payment is due to a Beneficiary, there is no living Beneficiary validly named by the Employee, the Employer shall direct the Insurer to pay the benefit to the Employee's spouse. If the spouse is not living then the Employer shall direct the Insurer pay the benefit to the Employee's living descendants per stirpes, and if there are no living descendants, to the Employee's estate. In determining the existence or identity of anyone entitled to a benefit payment, the Employer may rely conclusively upon information supplied by the Employee's personal representative, executor, or administrator.

 

5.3    Facility of Payment. If a distribution is to be made to a minor, or to a person who is otherwise incompetent, then the Employer may direct the Insurer to make such distribution: (i) to the legal guardian, or if none, to a parent of a minor payee with whom the payee maintains his or her residence; or (ii) to the conservator or administrator or, if none, to the person having custody of an incompetent payee. Any such distribution shall fully discharge the Employer and the Administrator from further liability on account thereof.

 
 

 

 

 

ARTICLE 6

ASSIGNMENT

 

The Employee may irrevocably assign without consideration all of the Employee's interest in this Agreement to any person, entity, or trust. In the event the Employee shal1 transfer all of the Employee's interest, then all of the Employee's interest in this Agreement shall be vested in the Employee's transferee, who shall be substituted as a party hereunder, and the Employee shall have no further interest in this Agreement.

 

ARTICLE 7

INSURER

 

The Insurer shall be bound only by the terms of its given Policy. The Insurer shall not be bound by or deemed to have notice of the provisions of this Agreement. The Insurer shall have the right to rely on the Employer's representations with regard to any definitions, interpretations or Policy interests as specified under this Agreement.

 

ARTICLE 8

ADMINISTRATION

 

8.1    Administrator Duties. The Administrator shall be responsible for the management, operation, and administration of the Agreement. When making a determination or calculation, the Administrator shall be entitled to rely on information furnished by the Employer, Employee or Beneficiary. No provision of this Agreement shall be construed as imposing on the Administrator any fiduciary duty under ERISA or other law, or any duty similar to any fiduciary duty under ERISA or other law.

 

8.2    Administrator Authority. The Administrator shall enforce this Agreement in accordance with its terms, shall be charged with the general administration of this Agreement, and shall have all powers necessary to accomplish its purposes.

 

8.3    Binding Effect of Decision. The decision or action of the Administrator with respect to any question arising out of or in connection with the administration, interpretation or application of this Agreement and the rules and regulations promulgated hereunder shall be final, conclusive and binding upon all persons having any interest herein.

 

8.4    Compensation, Expenses and Indemnity. The Administrator shall serve without compensation for services rendered hereunder. The Administrator is authorized at the expense of the Employer to employ such legal counsel and record keeper as it may deem advisable to assist in the performance of its duties hereunder. Expense and fees in connection with the administration of this Agreement shall be paid by the Employer.

 

8.5    Employer information. The Employer shall supply full and timely information to the Administrator on all matters relating to the Employee's death, Separation from Service, and such other information as the Administrator reasonably requires.

 
 

 

 

 

ARTICLE 9

CLAIMS AND REVIEW PROCEDURE

 

9.1    Claims Procedure. A person (the "Claimant") who has not received benefits under this Agreement that he or she believes should be distributed shall make a claim for such benefits as follows.

 

(a)    Initiation - Written Claim. The Claimant initiates a claim by submitting to the Administrator a written claim for the benefits. If such a claim relates to the contents of a notice received by the Claimant, the claim must be made within sixty (60) days after such notice was received by the Claimant. All other claims must be made within one hundred eighty (180) days of the date on which the event that caused the claim to arise occurred. The claim must state with particularity the determination desired by the Claimant.

 

(b)    Timing of Administrator Response. The Administrator shall respond to such Claimant within ninety (90) days after receiving the claim. If the Administrator determines that special circumstances require additional time for processing the claim, the Administrator can extend the response period by an additional ninety (90) days by notifying the Claimant: in writing, prior to the end of the initial ninety (90) day period, that an additional period is required. The notice of extension must set forth the special circumstances and the date by which the Administrator expects to render its decision.

 

(c)     Notice of Decision. If the Administrator denies part or all of the claim, the Administrator shall notify the Claimant in writing of such denial. The Administrator shall write the notification in a manner calculated to be understood by the Claimant. The notification shall set forth: (i) the specific reasons for the denial; (ii)a reference to the specific provisions of this Agreement on which the denial is based; (iii) a description of any additional information or material necessary for the Claimant to perfect the claim and an explanation of why it is needed; (iv) an explanation of this Agreement's review procedures and the time limits applicable to such procedures; and (v) a statement of the Claimant's right to bring a civil action under ERISA Section 502(a) following an adverse benefit determination on review.

 

9.2    Review Procedure. If the Administrator denies part or all of the claim, the Claimant shall have the opportunity for a full and fair review by the Administrator of the denial as follows.

 

(a)    Initiation-Written Request. To initiate the review, the Claimant within sixty (60) days after receiving the Administrator's notice of denial, must file with the Administrator a written request for review.

 

(b)    Additional Submissions – Information Access. The Claimant shall then have the opportunity to submit written comments, documents, records and other information relating to the claim. The Administrator shall also provide the Claimant, upon request and free of charge, reasonable access to, and copies of, all documents, records and other information relevant (as defined in applicable ERISA regulations) to the Claimant's claim for benefits.

 
 

 

 

 

(c)    Considerations on Review. In considering the review, the Administrator shall take into account all materials and information the Claimant submits relating to the claim, without regard to whether such information was submitted or considered in the initial benefit determination.

 

(d)    Timing of Administrator Response. The Administrator shall respond in writing to such Claimant within sixty (60) days after receiving the request for review. If the Administrator determines that special circumstances require additional time for processing the claim, the Administrator can extend the response period by an additional sixty (60) days by notifying the Claimant in writing, prior to the end of the initial sixty (60) day period, that an additional period is required. The notice of extension must set forth the special circumstances and the date by which the Administrator expects to render its decision.

 

(e)    Notice of Decision. The Administrator shall notify the Claimant in writing of its decision on review. The Administrator shall write the notification in a manner calculated to be understood by the Claimant. The notification shall set forth: (i)the specific reasons for the denial; (ii) a reference to the specific provisions of this Agreement on which the denial is based; (iii) a statement that the Claimant is entitled to receive, upon request and free of charge, reasonable access to, and copies of, all documents, records and other information relevant (as defined in applicable ERISA regulations) to the Claimant's claim for benefits; and (iv) a statement of the Claimant's right to bring a civil action under ERISA Section 502(a).

 

ARTICLE 10

AMENDMENTS AND TERMINATION

 

This Agreement may be amended only by a written agreement signed by both the Employer and the Employee. In the event that the Employer decides to maintain the Policy after termination of the Agreement, the Employer shall be the direct beneficiary of all of the death proceeds of the Policy.

 

ARTICLE 11

MISCELLANEOUS

 

11.1     No Effect on Other Rights. This Agreement constitutes the entire agreement between the Employer and the Employee as to the subject matter hereof. No rights are granted to the Employee by virtue of this Agreement other than those specifically set forth herein. Nothing contained herein will confer upon the Employee the right to be retained in the service of the Employer nor limit the right of the Employer to discharge or otherwise deal with the Employee without regard to the existence hereof.

 

11.2    State Law. To the extent not governed by ERISA, the provisions of this Agreement shall be construed and interpreted according to the internal law of the State of Ohio without regard to its conflicts of laws principles.

 

11.3    Validity. In case any provision of this Agreement shall be illegal or invalid for any reason, said illegality or invalidity shall not affect the remaining parts hereof, but this Agreement shall be construed and enforced as if such illegal or invalid provision had never been inserted herein.

 
 

 

 

 

11.4    Notice. Any notice, consent or demand required or permitted to be given to the Employer or Administrator under this Agreement shall be sufficient if in writing and hand-delivered or sent by registered or certified mail to the Employer's principal business office. Any notice or filing required or permitted to be given to the Employee or Beneficiary under this Agreement shall be sufficient if in writing and hand-delivered or sent by mail to the last known address of the Employee or Beneficiary, as appropriate. Any notice shall be deemed given as of the date of delivery or, if delivery is made by mail, as of the date shown on the postmark or on the receipt for registration or certification.

 

11.5    Headings and interpretation. Headings and sub-headings in this Agreement are inserted for reference and convenience only and shall not be deemed part of this Agreement. Wherever the fulfillment of the intent and purpose of this Agreement requires and the context will permit, the use of the masculine gender includes the feminine and use of the singular includes the plural.

 

11.6    Coordination with Other Benefits. The benefits provided for the Employee or the Beneficiary under this Agreement are in addition to any other benefits available to the Employee under any other plan or program for employees of the Employer. This Agreement shall supplement and shall not supersede, modify, or amend any other such plan or program except as may otherwise be expressly provided herein.

 

11.7    Inurement. This Agreement shall be binding upon and shall inure to the benefit of the Employer, its successor and assigns, and the Employee, the Employee's successors, heirs, executors, administrators, and the Beneficiary.

 

11.8    Entire Agreement. This Agreement, along with the Beneficiary Designation Form, constitutes the entire agreement between the Employer and the Employee as to the subject matter hereof. No rights are granted to the Employee under this Agreement other than those specifically set forth herein.

 

IN WITNESS WHEREOF, the Employee and a duly authorized representative of the Employer have signed this Agreement.

ex_672609img001.jpg

 

 
 EX-10.41 4 ex_672610.htm EXHIBIT 10.4.1 CIC CHERAVITCH ex_672610.htm

Exhibit 10.4.1

CHANGE IN CONTROL AGREEMENT

 

This CHANGE IN CONTROL AGREEMENT (this "Agreement") is entered into effective as of 12th day of February, 2024, by and between Middlefield Banc Corp., an Ohio corporation ("Middlefield"), and Michael L. Cheravitch, Executive Vice President and Chief Banking Officer of The Middlefield Banking Company, a subsidiary of Middlefield (the "Executive").

 

WHEREAS, recognizing the contributions made and expected to be made by the Executive to the profitability, growth, and financial strength of Middlefield and its subsidiaries, intending to assure itself of the current and future continuity of management, intending to establish minimum severance benefits for certain officers and other key employees, including the Executive, intending to ensure that officers and other key employees are not practically disabled from discharging their duties if a proposed or actual transaction involving a change in control arises, and finally desiring to provide additional inducement for the Executive to remain in the employment of The Middlefield Banking Company, and

 

 

WHEREAS, none of the conditions or events included in the definition of the term "golden parachute payment" that is set forth in section 18(k)(4)(A)(ii) of the Federal Deposit Insurance Act [12 U.S.C. 1828(k)(4)(A)(ii)] and in Federal Deposit Insurance Corporation Rule

 

359.1(f)(l )(ii) [12 CFR 359. l (f)(l )(ii)] exists or, to the best knowledge of Middlefield, is contemplated insofar as either of Middlefield or any of its subsidiaries is concerned.

 

Now THEREFORE, in consideration of these premises and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows.

 

1.    Termination after a Change in Control. (a) Cash benefit. If the Executive's employment Terminates involuntarily but without Cause or voluntarily but with Good Reason, in either case within 24 months after a Change in Control, Middlefield shall make a lump-sum payment to the Executive in an amount in cash equal to 1 times the Executive's compensation. For this purpose the Executive's compensation means (x) the sum of the Executive's base salary when the Change in Control occurs or when employment termination occurs, whichever amount is greater, plus (y) the average of the cash bonus and cash incentive compensation earned for the three calendar years immediately preceding the year in which the Change in Control occurs, regardless of when the bonus or incentive compensation is paid and regardless of whether the bonus or incentive compensation is subject to elective deferral or vesting. For purposes of the preceding clause (y), if the Executive has been employed by Middlefield for less than three full calendar years, the Executive's cash bonus and cash incentive compensation average will be determined using the average of the cash bonus and cash incentive compensation that the Executive has received for the calendar years during which the Executive has been employed by Middlefield, with any cash bonus and cash incentive compensation that the Executive receives for a partial calendar year's employment annualized to reflect a complete year of service. Middlefield recognizes that the bonus and incentive compensation earned by the Executive for a particular year's service might be paid in the year after the calendar year in which the bonus or incentive compensation is earned. Unless delay is required under section l (b), the payment required under this section l(a) shall be made the day the Executive's employment terminates. The amount payable to the Executive hereunder shall not be reduced to account for the time value of money or discounted to present value. If the Executive's employment terminates involuntarily but without Cause before the Change in Control occurs but after discussions regarding the Change in Control commence, then for purposes of this Agreement the Executive's employment shall be deemed to have Terminated immediately after the Change in Control and the Executive shall be entitled to the cash benefit under this section I (a) on the date of the Change in Control.

 

 

(b)    Payment of the benefit. If when employment termination occurs the Executive is a specified employee within the meaning of section 409A of the Internal Revenue Code of 1986, as amended, and applicable guidance thereunder ("Code Section 409A"), if the cash severance benefit under section l(a) would be considered deferred compensation under Code Section 409A, and finally if an exemption from the six-month delay requirement of Code Section 409A(a)(2)(B)(i) is not available, payment of the benefit under section l(a) shall be delayed and shall be made to the Executive in a single lump sum without interest on the first day of the seventh month after the month in which the Executive's employment terminates.

 

(c)    Change in Control defined. For purposes of this Agreement the term Change in Control means a change in the ownership of Middlefield, a change in the effective control of Middlefield, or a change in the ownership of a substantial portion of the assets of Middlefield, in each case as provided under Code Section 409A and Treasury Rule l .409A-3(i)(5), as the same may be amended from time to time. For purposes of clarification and without intending to affect the foregoing reference to Code Section 409A for the definition of Change in Control, as of the effective date of this Agreement a Change in Control event as defined in Treasury Rule l.409A- 3(i)(5) would include the following -

 

 

 

1)

Change in ownership: a change in ownership of Middlefield occurs on the date any one person or group accumulates ownership of Middlefield stock constituting more than 50% of the total fair market value or total voting power of Middlefield stock, or

 

 

2)

Change in effective control: (x) any one person or more than one person acting as a group acquires within a 12-month period ownership of Middlefield stock possessing 30% or more of the total voting power of Middlefield stock, or (y) a majority of Middlefield's board of directors is replaced during any 12-month period by directors whose appointment or election is not endorsed in advance by a majority of Middlefield' s board of directors, or

 

 

3)

Change in ownership of a substantial portion of assets: a change in ownership of a substantial portion of Middlefield's assets occurs if in a 12-month period any one person or more than one person acting as a group acquires from Middlefield assets having a total gross fair market value equal to or exceeding 40% of the total gross fair market value of all of Middlefield’s assets immediately before the acquisition or acquisitions. For this purpose, gross fair market value means the value of Middlefield's assets, or the value of the assets being disposed of, determined without regard to any liabilities associated with the assets.

 

(d)    Involuntary termination with Cause defined. For purposes of this Agreement involuntary termination of the Executive's employment shall be considered involuntary Termination with Cause if the Executive shall have committed any of the following acts -

 

 

 

1)

an act of fraud, embezzlement, or theft while employed by Middlefield or a subsidiary, or conviction of the Executive for or plea of no contest to a felony or conviction of or plea of no contest to a misdemeanor involving moral turpitude, or the actual incarceration of the Executive for 45 consecutive days or more, or

 

 

2)

gross negligence, insubordination, disloyalty, or dishonesty in the performance of the Executive's duties as an officer of Middlefield or a subsidiary; willful or reckless failure by the Executive to adhere to Middlefield's or subsidiary's written policies; intentional wrongful damage by the Executive to the business or property of Middlefield or subsidiary, including without limitation its reputation, which in Middlefield's sole judgment causes material harm to Middlefield or subsidiary; breach by the Executive of fiduciary duties to Middlefield and its stockholders, whether in the Executive's capacity as an officer or as a director of Middlefield or subsidiary, or

 

 

3)

removal of the Executive from office or permanent prohibition of the Executive from participating in the affairs of Middlefield's subsidiary bank or banks by an order issued under section 8(e)(4) or (g)(l) of the Federal Deposit Insurance Act, 12 U.S.C. 1818(e)(4) or (g)(l), or

 

 

4)

intentional wrongful disclosure of secret processes or confidential information of Middlefield or affiliates, which in Middlefield's sole judgment causes material harm to Middlefield or affiliates, or

 

 

5)

any actions that have caused the Executive to be terminated with cause under any employment agreement existing on the date hereof or hereafter entered into between the Executive and Middlefield or a subsidiary, or

 

 

 

6)

the occurrence of any event that results in the Executive being excluded from coverage, or having coverage limited for the Executive as compared to other executives of Middlefield or affiliates, under a blanket bond or other fidelity or insurance policy covering directors, officers, or employees, or

 

 

7)

intentional wrongful engagement in any competitive activity. For purposes of this Agreement competitive activity means the Executive's participation, without the consent of Middlefield' s board of directors, in the management of any business enterprise if (x) the enterprise engages in substantial and direct competition with Middlefield, (y) the enterprise's revenues derived from any product or service competitive with any product or service of Middlefield or a subsidiary amounted to 10% or more of the enterprise's revenues for its most recently completed fiscal year, and (z) Middlefield's revenues from the product or service amounted to 10% of Middlefield's revenues for its most recently completed fiscal year. A competitive activity does not include mere ownership of securities in an enterprise and the exercise of rights appurtenant thereto, provided the Executive's share ownership does not represent practical or legal control of the enterprise. For this purpose, ownership of less than 5% of the enterprise's outstanding voting securities shall conclusively be presumed to be insufficient for practical or legal control, and ownership of more than 50% shall conclusively be presumed to constitute practical and legal control.

 

For purposes of this Agreement no act or failure to act on the Executive's part shall be deemed to have been intentional if it was due primarily to an error in judgment or negligence.

An act or failure to act on the Executive's part shall be considered intentional if it is not in good faith and if it is without a reasonable belief that the action or failure to act is in Middlefield's best interests. Any act or failure to act based upon authority granted by resolutions duly adopted by the board of directors or based upon the advice of counsel for Middlefield shall be conclusively presumed to be in good faith and in Middlefield's best interests. For purposes of this Agreement the term subsidiary means any entity in which Middlefield directly or indirectly beneficially owns 50% or more of the outstanding voting securities.

 

(e)    Voluntary termination with Good Reason defined. For purposes of this Agreement a voluntary termination by the Executive shall be considered a voluntary termination with Good Reason if the conditions stated in both clauses (x) and (y) are satisfied-

 

(x)    a voluntary termination by the Executive shall be considered a voluntary Termination with Good Reason if any of the following occur without the Executive's advance written consent, and the term Good Reason shall mean the occurrence of any of the following without the Executive's advance written consent -

 

 

 

1)

a material diminution of the Executive's base salary,

 

 

2)

a material diminution of the Executive's authority, duties, or responsibilities,

 

 

3)

a material diminution in the budget over which the Executive retains authority,

 

 

4)

a material change in the geographic location at which the Executive must perform services, or

 

 

5)

any other action or inaction that constitutes a material breach by Middlefield of this Agreement.

 

 

(y)    the Executive must give notice to Middlefield of the existence of one or more of the conditions described in clause (x) within 90 days after the initial existence of the condition, and Middlefield shall have 30 days thereafter to remedy the condition. In addition, the Executive's voluntary termination because of the existence of one or more of the conditions described in clause (x) must occur within 24 months after the initial existence of the condition.

 

2.    Insurance and Miscellaneous Benefits. (a) Benefits. Subject to section 2(b), if the Executive's employment terminates involuntarily but without Cause or voluntarily but for Good Reason within 24 months after a Change in Control, Middlefield shall also (x) cause the Executive to become fully vested in any non-qualified plans, programs, or arrangements in which the Executive participated if the plan, program, or arrangement does not address the effect of a change in control and (y) continue or cause to be continued life, health, and disability insurance coverage substantially identical to the coverage maintained for the Executive before termination and in accordance with the same schedule prevailing before employment termination. The insurance coverage may cease when the Executive becomes employed by another employer or 12 months after the Executive's Termination, whichever occurs first.

 

(b)         Alternative lump-sum cash payment. If (x) under the terms of the applicable policy or policies for the insurance benefits specified in section 2(a) it is not possible to continue the Executive's coverage, or (y) if when employment termination occurs the Executive is a specified employee within the meaning of Code Section 409A, if any of the continued insurance coverage benefits specified in section 2(a) would be considered deferred compensation under Code Section 409A, and finally if an exemption from the six-month delay requirement of Code Section 409A(a)(2)(B)(i) is not available for that insurance benefit, instead of continued insurance coverage under section 2(a) Middlefield shall pay or cause to be paid to the Executive in a single lump sum an amount in cash equal to the present value of Middlefield's projected cost to maintain that particular insurance benefit had the Executive's employment not terminated, assuming continued coverage for 12 months. The lump-sum payment shall be made 30 days after employment termination or, if a six-month delay is required by Code Section 409A, on the first day of the seventh month after the month in which the Executive's employment terminates.

 

3.    Termination for Which No Benefits Are Payable. Despite anything in this Agreement to the contrary, the Executive shall be entitled to no benefits under this Agreement if the Executive's employment Terminates with Cause, if the Executive dies while actively employed by Middlefield or a subsidiary, or if the Executive becomes totally disabled while actively employed by Middlefield or a subsidiary. For purposes of this Agreement, the te1m totally disabled means that because of injury or sickness the Executive is unable to perform the Executive's duties. The benefits, if any, payable to the Executive or the Executive's beneficiary or estate relating to the Executive's death or disability shall be determined solely by such benefit plans or arrangements as Middlefield or subsidiary may have with the Executive relating to death or disability, not by this Agreement.

 

 

4.    Term of Agreement. The initial term of this Agreement shall be for a period of three years, commencing on the effective date. On the first anniversary of the effective date of this Agreement and on each anniversary thereafter, this Agreement shall be extended automatically for one additional year, unless Middlefield's board of directors gives notice to the Executive in writing at least 90 days before the anniversary that the term of this Agreement will not be extended. If the board of directors determines not to extend the term, it shall promptly notify the Executive. References herein to the term of this Agreement mean the initial term and extensions of the initial term. If the board of directors decides not to extend the term of this Agreement, this Agreement shall nevertheless remain in force until its term expires.

 

5.    This Agreement Is Not an Employment Contract. The parties hereto acknowledge and agree that (x) this Agreement is not a management or employment agreement and (y) nothing in this Agreement shall give the Executive any rights or impose any obligations to continued employment by Middlefield or any subsidiary or successor of Middlefield.

 

6.    Payment of Legal Fees. Middlefield is aware that after a Change in Control management could cause or attempt to cause Middlefield to refuse to comply with its obligations under this Agreement, or could institute or cause or attempt to cause Middlefield to institute litigation seeking to have this Agreement declared unenforceable, or could take or attempt to take other action to deny Executive the benefits intended under this Agreement. In these circumstances the purposes of this Agreement would be frustrated. Middlefield desires that the Executive not be required to incur the expenses associated with the enforcement of rights under this Agreement, whether by litigation or other legal action, because the cost and expense thereof would substantially detract from the benefits intended to be granted to the Executive hereunder. Middlefield desires that the Executive not be forced to negotiate settlement of rights under this Agreement under threat of incurring expenses. Accordingly, if after a Change in Control occurs it appears to the Executive that (x) Middlefield has failed to comply with any of its obligations under this Agreement, or (y) Middlefield or any other person has taken any action to declare this Agreement void or unenforceable, or instituted any litigation or other legal action designed to deny, diminish, or to recover from the Executive the benefits intended to be provided to the Executive hereunder, Middlefield irrevocably authorizes the Executive from time to time to retain counsel of the Executive's choice, at Middlefield's expense as provided in this section 6, to represent the Executive in the initiation or defense of any litigation or other legal action, whether by or against Middlefield or any director, officer, stockholder, or other person affiliated with Middlefield, in any jurisdiction. Despite any existing or previous attorney-client relationship between Middlefield and any counsel chosen by the Executive under this section 6, Middlefield irrevocably consents to the Executive entering into an attorney-client relationship with that counsel and Middlefield and the Executive agree that a confidential relationship shall exist between the Executive and that counsel. The fees and expenses of counsel selected from time to time by the Executive as provided in this section shall be paid or reimbursed to the Executive by Middlefield on a regular, periodic basis upon presentation by the Executive of a statement or statements prepared by counsel in accordance with counsel's customary practices, up to a maximum aggregate amount of $100,000, whether suit be brought or not, and whether or not incurred in trial, bankruptcy, or appellate proceedings. Middlefield's obligation to pay the Executive's legal fees under this section 6 operates separately from and in addition to any legal fee reimbursement obligation Middlefield may have with the Executive under any other agreement. Despite any contrary provision of this Agreement however, Middlefield shall not be required to pay or reimburse the Executive's legal expenses if doing so would violate section 18(k) of the Federal Deposit Insurance Act [12 U.S.C. 1828(k)] and Rule 359.3 of the Federal Deposit Insurance Corporation [12 CFR 359.3].

 

 

7.    Withholding of Taxes. Middlefield may withhold from any benefits payable under this Agreement all Federal, state, local or other taxes as may be required by law, governmental regulation, or ruling.

 

8.    Successors and Assigns. (a) This Agreement is binding on successors. This Agreement shall be binding upon Middlefield and any successor to Middlefield, including any

 

persons acquiring directly or indirectly all or substantially all of the business or assets of Middlefield by purchase, merger, consolidation, reorganization, or otherwise. But this Agreement and Middlefield's obligations under this Agreement are not otherwise assignable, transferable, or delegable by Middlefield. By agreement in form and substance satisfactory to the Executive, Middlefield shall require any successor to all or substantially all of the business or assets of Middlefield expressly to assume and agree to perform this Agreement in the same manner and to the same extent Middlefield would be required to perform had no succession occurred.

 

(b)    This Agreement is enforceable by the Executive's heirs. This Agreement shall inure to the benefit of and be enforceable by the Executive's personal or legal representatives, executors, administrators, successors, heirs, distributees, and legatees.

 

(c)    This Agreement is personal and is not assignable. This Agreement is personal in nature. Without written consent of the other party, neither party shall assign, transfer, or delegate this Agreement or any rights or obligations under this Agreement except as expressly provided in this section 8. Without limiting the generality of the foregoing, the Executive's right to receive payments hereunder is not assignable or transferable, whether by pledge, creation of a security interest, or otherwise, except for a transfer by Executive's will or by the laws of descent and distribution. If the Executive attempts an assignment or transfer that is contrary to this section 8, Middlefield shall have no liability to pay any amount to the assignee or transferee.

 

9.    Notices. Any notice under this Agreement shall be deemed to have been effectively made or given if in writing and personally delivered, delivered by mail properly addressed in a sealed envelope, postage prepaid by certified mail restricted delivery or registered mail restricted delivery, return receipt requested, or if delivered by a nationally recognized overnight delivery service, specifying next day delivery, with written verification of receipt confirmed through a signature from someone at the delivery address. Unless otherwise changed by notice, notice shall be properly addressed to the Executive if addressed to the address of the Executive on the books and records of Middlefield at the time of the delivery of the notice, and properly addressed to Middlefield if addressed to the board of directors, Middlefield Banc Corp., 15985 East High Street, Middlefield, Ohio, 44062-0035 Attention: Corporate Secretary.

 

10.    Captions and Counterparts. The headings and subheadings in this Agreement are included solely for convenience and shall not affect the interpretation of this Agreement. This Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original but all of which together shall constitute one and the same agreement.

 

 

11.    Amendments and Waivers. No provision of this Agreement may be modified, waived, or discharged unless the waiver, modification, or discharge is agreed to in a writing signed by the Executive and by Middlefield. No waiver by either party hereto at any time of any breach by the other party hereto or waiver of compliance with any condition or provision of this Agreement to be performed by the other party shall be deemed a waiver of similar or dissimilar provisions or conditions at the same or at any prior or subsequent time.

 

 

12.    Severability. The provisions of this Agreement are severable. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of the other

 

provisions of this Agreement. Any provision held to be invalid or unenforceable shall be reformed to the extent and solely to the extent necessary to make it valid and enforceable.

 

13.    Governing Law. The validity, interpretation, construction, and performance of this Agreement shall be governed by and construed in accordance with the substantive laws of the State of Ohio, without giving effect to the principles of conflict of laws of such state.

 

14.    Entire Agreement. This Agreement constitutes the entire agreement between Middlefield and the Executive concerning the subject matter. No rights are granted to the Executive under this Agreement other than those specifically set forth. No agreements or representations, oral or otherwise, expressed or implied concerning the subject matter hereof have been made by either party that are not set fo1ih expressly in this Agreement.

 

15.    No Mitigation Required. Middlefield hereby acknowledges that it will be difficult and could be impossible (x) for the Executive to find reasonably comparable employment after termination and (y) to measure the amount of damages the Executive suffers as a result of termination. Additionally, Middlefield acknowledges that its general severance pay plans do not provide for mitigation, offset, or reduction of any severance payment received thereunder. Middlefield further acknowledges that the payment of benefits by Middlefield under this Agreement is reasonable and shall be liquidated damages. The Executive shall not be required to mitigate the amount of any payment provided for in this Agreement by seeking other employment or otherwise, nor shall any profits, income, earnings, or other benefits from any source whatsoever create any mitigation, offset, reduction, or any other obligation on the part of the Executive hereunder or otherwise.

 

    Compliance with Internal Revenue Code Section 409A.

 

(b)    Action. Neither the Executive nor Middlefield shall take any action to accelerate or delay the payment of any monies or provision of any benefits in any matter which would not be in compliance with Code Section 409A.

 

(c)    Separation from Service. A termination of employment shall not be deemed to have occurred for purposes of any provision of this Agreement unless such termination is also a "separation from service" (within the meaning of Code Section 409A) and, for purposes of this Agreement, references to a "Termination" or "termination of employment" or like references shall mean separation from service. If the Executive is deemed on the date of separation from service with Middlefield to be a "specified employee," within the meaning of that term under Code Section 409A(a)(2)(B) and using the identification methodology selected by Middlefield from time to time, or if none, the default methodology, then with regard to any payment or benefit that is required to be delayed in compliance with Code Section 409A(a)(2)(B), such payment or benefit shall not be made or provided prior to the earlier of (i) the expiration of thesix-month period measured from the date of the Executive's separation from service or (ii) the date of the Executive's death. In the case of benefits required to be delayed under Code Section 409A, however, the Executive may, to the extent permissible under Code Section 409A, pay the cost of benefit coverage, and thereby obtain benefits, during such six-month delay period and then be reimbursed by Middlefield thereafter when delayed payments are made pursuant to the next sentence. On the first day of the seventh month following the date of the Executive's separation from service or, if earlier, on the date of the Executive's death, all payments delayed pursuant to this section 16(c) (whether they would have othe1wise been payable in a single sum or in installments in the absence of such delay) shall be paid or reimbursed to the Executive in a lump sum, and any remaining payments and benefits due under this Agreement shall be paid or provided in accordance with the normal payment dates specified for them herein. If any cash payment is delayed under this section 16(c), then interest shall be paid on the amount delayed, with such interest to be calculated at the prime rate reported in The Wall Street Journal for the date of the Executive's termination to the date of payment.

 

(d)    Treatment of Installment Payments. If under this Agreement an amount is to be paid in two or more installments, for purposes of Code Section 409A, each installment shall be treated as a separate payment. In the event any payment payable upon termination of employment would be exempt from Code Section 409A under Treasury Rule l.409A-l(b)(9)(iii) but for the amount of such payment, the determination of the payments to the Executive that are exempt under such provision shall be made by applying the exemption to payments based on chronological order beginning with the payments paid closest in time on or after such termination of employment.

 

(e)    Payment Period. When, if ever, a payment under this Agreement specifies a payment period with reference to a number of days (e.g., "payment shall be made within ten (10) days following the date of termination"), the actual date of payment within the specified period shall be within the sole discretion of Middlefield.

 

IN WITNESS WHEREOF, the parties have executed this Change in Control Agreement as of the date first written above.

 

EXECUTIVE         MIDDLEFIELD BANC CORP.

 

ex_672610img001.jpg

 

 

 

 
 EX-10.42 5 ex_672611.htm EXHIBIT 10.4.2 CIC NOBLIT ex_672611.htm

Exhibit 10.4.2

CHANGE IN CONTROL AGREEMENT

 

 

This CHANGE IN CONTROL AGREEMENT (this "Agreement") is entered into effective as of this 12th day of February, 2024, by and between Middlefield Banc Corp., an Ohio corporation ("Middlefield"), and Rebecca A. Noblit, Executive Vice President and Chief Credit Officer of The Middlefield Banking Company, a subsidiary of Middlefield (the "Executive").

 

WHEREAS, recognizing the contributions made and expected to be made by the Executive to the profitability, growth, and financial strength of Middlefield and its subsidiaries, intending to assure itself of the current and future continuity of management, intending to establish minimum severance benefits for certain officers and other key employees, including the Executive, intending to ensure that officers and other key employees are not practically disabled from discharging their duties if a proposed or actual transaction involving a change in control arises, and finally desi1ing to provide additional inducement for the Executive to remain in the employment of The Middlefield Banking Company, and

 

WHEREAS, none of the conditions or events included in the definition of the term "golden parachute payment" that is set forth in section 18(k)(4)(A)(ii) of the Federal Deposit Insurance Act [12 U.S.C. 1828(k)(4)(A)(ii)] and in Federal Deposit Insurance Corporation Rule

359.1(f)(l )(ii) [12 CFR 359.1(f)(l )(ii)] exists or, to the best knowledge of Middlefield, is contemplated insofar as either of Middlefield or any of its subsidiaries is concerned.

 

Now THEREFORE, in consideration of these premises and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows.

 

1.    Termination after a Change in Control. (a) Cash benefit. If the Executive's employment terminates involuntarily but without Cause or voluntarily but with Good Reason, in either case within 24 months after a Change in Control, Middlefield shall make a lump-sum payment to the Executive in an amount in cash equal to 2 times the Executive's compensation. For this purpose the Executive's compensation means (x) the sum of the Executive's base salary when the Change in Control occurs or when employment termination occurs, whichever amount is greater, plus (y) the average of the cash bonus and cash incentive compensation earned for the three calendar years immediately preceding the year in which the Change in Control occurs, regardless of when the bonus or incentive compensation is paid and regardless of whether the bonus or incentive compensation is subject to elective deferral or vesting. For purposes of the preceding clause (y), if the Executive has been employed by Middlefield for less than three full calendar years, the Executive's cash bonus and cash incentive compensation average will be determined using the average of the cash bonus and cash incentive compensation that the Executive has received for the calendar years during which the Executive has been employed by Middlefield, with any cash bonus and cash incentive compensation that the Executive receives for a partial calendar year's employment annualized to reflect a complete year of service. Middlefield recognizes that the bonus and incentive compensation earned by the Executive for a particular year's service might be paid in the year after the calendar year in which the bonus or incentive compensation is earned. Unless delay is required under section l(b), the payment required under this section l(a) shall be made the day the Executive's employment terminates. The amount payable to the Executive hereunder shall not be reduced to account for the time

 

value of money or discounted to present value. If the Executive's employment terminates involuntarily but without Cause before the Change in Control occurs but after discussions regarding the Change in Control commence, then for purposes of this Agreement the Executive's employment shall be deemed to have terminated immediately after the Change in Control and the Executive shall be entitled to the cash benefit under this section l(a) on the date of the Change in Control.

 

(b)    Payment of the benefit. If when employment termination occurs the Executive is a specified employee within the meaning of section 409A of the Internal Revenue Code of 1986, as amended, and applicable guidance thereunder ("Code Section 409A"), if the cash severance benefit under section l(a) would be considered deferred compensation under Code Section 409A, and finally if an exemption from the six-month delay requirement of Code Section 409A(a)(2)(B)(i) is not available, payment of the benefit under section l(a) shall be delayed and shall be made to the Executive in a single lump sum without interest on the first day of the seventh month after the month in which the Executive's employment terminates.

 

(c)    Change in Control defined. For purposes of this Agreement the term Change in Control means a change in the ownership of Middlefield, a change in the effective control of Middlefield, or a change in the ownership of a substantial portion of the assets of Middlefield, in each case as provided under Code Section 409A and Treasury Rule 1.409A-3(i)(5), as the same may be amended from time to time. For purposes of clarification and without intending to affect the foregoing reference to Code Section 409A for the definition of Change in Control, as of the effective date of this Agreement a Change in Control event as defined in Treasury Rule 1.409A- 3(i)(5) would include the following -

 

 

 

1)

Change in ownership: a change in ownership of Middlefield occurs on the date any one person or group accumulates ownership of Middlefield stock constituting more than 50% of the total fair market value or total voting power of Middlefield stock, or

 

 

2)

Change in effective control: (x) any one person or more than one person acting as a group acquires within a 12-month period ownership of Middlefield stock possessing 30% or more of the total voting power of Middlefield stock, or (y) a majority of Middlefield’s board of directors is replaced during any 12-month period by directors whose appointment or election is not endorsed in advance by a majority of Middlefield's board of directors, or

 

 

3)

Change in ownership of a substantial portion of assets: a change in ownership of a substantial portion of Middlefield’s assets occurs if in a 12-month period any one person or more than one person acting as a group acquires from Middlefield assets having a total gross fair market value equal to or exceeding 40% of the total gross fair market value of all of Middlefield's assets immediately before the acquisition or acquisitions. For this purpose, gross fair market value means the value of Middlefield's assets, or the value of the assets being disposed of, determined without regard to any liabilities associated with the assets.

 

(d)    Involuntary termination with Cause defined. For purposes of this Agreement involuntary termination of the Executive's employment shall be considered involuntary termination with Cause if the Executive shall have committed any of the following acts -

 

 

1)

an act of fraud, embezzlement, or theft while employed by Middlefield or a subsidiary, or conviction of the Executive for or plea of no contest to a felony or conviction of or plea of no contest to a misdemeanor involving moral turpitude, or the actual incarceration of the Executive for 45 consecutive days or more, or

 

 

2)

gross negligence, insubordination, disloyalty, or dishonesty in the performance of the Executive's duties as an officer of Middlefield or a subsidiary; willful or reckless failure by the Executive to adhere to Middlefield's or subsidiary's written policies; intentional wrongful damage by the Executive to the business or property of Middlefield or subsidiary, including without limitation its reputation, which in Middlefield's sole judgment causes material harm to Middlefield or subsidiary; breach by the Executive of fiduciary duties to Middlefield and its stockholders, whether in the Executive's capacity as an officer or as a director of Middlefield or subsidiary, or

 

 

 

3)

removal of the Executive from office or permanent prohibition of the Executive from participating in the affairs of Middlefield' s subsidiary bank or banks by an order issued under section 8(e)(4) or (g)(l) of the Federal Deposit Insurance Act, 12 U.S.C. 1818(e)(4) or (g)(l), or

 

 

4)

intentional wrongful disclosure of secret processes or confidential information of Middlefield or affiliates, which in Middlefield's sole judgment causes material harm to Middlefield or affiliates, or

 

 

5)

any actions that have caused the Executive to be terminated with cause under any employment agreement existing on the date hereof or hereafter entered into between the Executive and Middlefield or a subsidiary, or

 

 

6)

the occurrence of any event that results in the Executive being excluded from coverage, or having coverage limited for the Executive as compared to other executives of Middlefield or affiliates, under a blanket bond or other fidelity or insurance policy covering directors, officers, or employees, or

 

 

 

7)

intentional wrongful engagement in any competitive activity. For purposes of this Agreement competitive activity means the Executive's participation, without the consent of Middlefield's board of directors, in the management of any business enterprise if (x) the enterprise engages in substantial and direct competition with Middlefield, (y) the enterprise's revenues derived from any product or service competitive with any product or service of Middlefield or a subsidiary amounted to 10% or more of the enterprise's revenues for its most recently completed fiscal year, and (z) Middlefield's revenues from the product or service amounted to 10% of Middlefield's revenues for its most recently completed fiscal year. A competitive activity does not include mere ownership of securities in an enterprise and the exercise of rights appurtenant thereto, provided the Executive's share ownership does not represent practical or legal control of the enterprise. For this purpose, ownership of less than 5% of the enterprise's outstanding voting securities shall conclusively be presumed to be insufficient for practical or legal control, and ownership of more than 50% shall conclusively be presumed to constitute practical and legal control.

 

For purposes of this Agreement no act or failure to act on the Executive's part shall be deemed to have been intentional if it was due primarily to an error in judgment or negligence.

 

An act or failure to act on the Executive's part shall be considered intentional if it is not in good faith and if it is without a reasonable belief that the action or failure to act is in Middlefield's best interests. Any act or failure to act based upon authority granted by resolutions duly adopted by the board of directors or based upon the advice of counsel for Middlefield shall be conclusively presumed to be in good faith and in Middlefield's best interests. For purposes of this Agreement the term subsidiary means any entity in which Middlefield directly or indirectly beneficially owns 50% or more of the outstanding voting securities.

 

(e)    Voluntary termination with Good Reason defined. For purposes of this Agreement a voluntary termination by the Executive shall be considered a voluntary termination with Good Reason if the conditions stated in both clauses (x) and (y) are satisfied -

 

(x)    a voluntary termination by the Executive shall be considered a voluntary termination with Good Reason if any of the following occur without the Executive's advance written consent, and the term Good Reason shall mean the occurrence of any of the following without the Executive's advance written consent-

 

 

1)

a material diminution of the Executive's base salary,

 

 

2)

a material diminution of the Executive's authority, duties, or responsibilities,

 

 

3)

a material diminution in the budget over which the Executive retains authority,

 

 

 

4)

a material change in the geographic location at which the Executive must perform services, or

 

 

5)

any other action or inaction that constitutes a material breach by Middlefield of this Agreement.

 

(y)    the Executive must give notice to Middlefield of the existence of one or more of the conditions described in clause (x) within 90 days after the initial existence of the condition, and Middlefield shall have 30 days thereafter to remedy the condition. In addition, the Executive's voluntary termination because of the existence of one or more of the conditions described in clause (x) must occur within 24 months after the initial existence of the condition.

 

2.    Insurance and Miscellaneous Benefits. (a) Benefits. Subject to section 2(b), if the Executive's employment terminates involuntarily but without Cause or voluntarily but for Good Reason within 24 months after a Change in Control, Middlefield shall also (x) cause the Executive to become fully vested in any non-qualified plans, programs, or arrangements in which the Executive participated if the plan, program, or arrangement does not address the effect of a change in control and (y) continue or cause to be continued life, health, and disability insurance coverage substantially identical to the coverage maintained for the Executive before termination and in accordance with the same schedule prevailing before employment termination. The insurance coverage may cease when the Executive becomes employed by another employer or 24 months after the Executive's te1mination, whichever occurs first.

 

(b)         Alternative lump-sum cash payment. If (x) under the terms of the applicable policy or policies for the insurance benefits specified in section 2(a) it is not possible to continue the Executive's coverage, or (y) if when employment termination occurs the Executive is a specified employee within the meaning of Code Section 409A, if any of the continued insurance coverage benefits specified in section 2(a) would be considered deferred compensation under Code Section 409A, and finally if an exemption from the six-month delay requirement of Code Section 409A(a)(2)(B)(i) is not available for that insurance benefit, instead of continued insurance coverage under section 2(a) Middlefield shall pay or cause to be paid to the Executive in a single lump sum an amount in cash equal to the present value of Middlefield's projected cost to maintain that particular insurance benefit had the Executive's employment not terminated, assuming continued coverage for 24 months. The lump-sum payment shall be made 30 days after employment termination or, if a six-month delay is required by Code Section 409A, on the first day of the seventh month after the month in which the Executive's employment terminates.

 

3.    Termination for Which No Benefits Are Payable. Despite anything in this Agreement to the contrary, the Executive shall be entitled to no benefits under this Agreement if the Executive's employment terminates with Cause, if the Executive dies while actively employed by Middlefield or a subsidiary, or if the Executive becomes totally disabled while actively employed by Middlefield or a subsidiary. For purposes of this Agreement, the term totally disabled means that because of injury or sickness the Executive is unable to perform the Executive's duties. The benefits, if any, payable to the Executive or the Executive's beneficiary or estate relating to the Executive's death or disability shall be determined solely by such benefit plans or arrangements as Middlefield or subsidiary may have with the Executive relating to death or disability, not by this Agreement.

 

4.    Term of Agreement. The initial term of this Agreement shall be for a period of three years, commencing on the effective date. On the first anniversary of the effective date of this Agreement and on each anniversary thereafter, this Agreement shall be extended automatically for one additional year, unless Middlefield's board of directors gives notice to the Executive in writing at least 90 days before the anniversary that the term of this Agreement will not be extended. If the board of directors determines not to extend the term, it shall promptly notify the Executive. References herein to the term of this Agreement mean the initial term and extensions of the initial term. If the board of directors decides not to extend the term of this Agreement, this Agreement shall nevertheless remain in force until its term expires.

 

5.    This Agreement Is Not an Employment Contract. The parties hereto acknowledge and agree that (x) this Agreement is not a management or employment agreement and (y) nothing in this Agreement shall give the Executive any rights or impose any obligations to continued employment by Middlefield or any subsidiary or successor of Middlefield.

 

6.    Payment of Legal Fees. Middlefield is aware that after a Change in Control management could cause or attempt to cause Middlefield to refuse to comply with its obligations under this Agreement, or could institute or cause or attempt to cause Middlefield to institute litigation seeking to have this Agreement declared unenforceable, or could take or attempt to take other action to deny Executive the benefits intended under this Agreement. In these circumstances the purposes of this Agreement would be frustrated. Middlefield desires that the Executive not be required to incur the expenses associated with the enforcement of rights under this Agreement, whether by litigation or other legal action, because the cost and expense thereof would substantially detract from the benefits intended to be granted to the Executive hereunder. Middlefield desires that the Executive not be forced to negotiate settlement of rights under this Agreement under threat of incurring expenses. Accordingly, if after a Change in Control occurs it appears to the Executive that (x) Middlefield has failed to comply with any of its obligations under this Agreement, or (y) Middlefield or any other person has taken any action to declare this Agreement void or unenforceable, or instituted any litigation or other legal action designed to deny, diminish, or to recover from the Executive the benefits intended to be provided to the Executive hereunder, Middlefield irrevocably authorizes the Executive from time to time to retain counsel of the Executive's choice, at Middlefield's expense as provided in this section 6, to represent the Executive in the initiation or defense of any litigation or other legal action, whether by or against Middlefield or any director, officer, stockholder, or other person affiliated with Middlefield, in any jurisdiction. Despite any existing or previous attorney-client relationship between Middlefield and any counsel chosen by the Executive under this section 6, Middlefield irrevocably consents to the Executive entering into an attorney-client relationship with that counsel and Middlefield and the Executive agree that a confidential relationship shall exist between the Executive and that counsel. The fees and expenses of counsel selected from time to time by the Executive as provided in this section shall be paid or reimbursed to the Executive by Middlefield on a regular, periodic basis upon presentation by the Executive of a statement or statements prepared by counsel in accordance with counsel's customary practices, up to a maximum aggregate amount of $100,000, whether suit be brought or not, and whether or not incurred in trial, bankruptcy, or appellate proceedings. Middlefield's obligation to pay the Executive's legal fees under this section 6 operates separately from and in addition to any legal fee reimbursement obligation Middlefield may have with the Executive under any other agreement. Despite any contrary provision of this Agreement however, Middlefield shall not be required to pay or reimburse the Executive's legal expenses if doing so would violate section 18(k) of the Federal Deposit Insurance Act [12 U.S.C. 1828(k)] and Rule 359.3 of the Federal Deposit Insurance Corporation [12 CPR 359.3].

 

7.    Withholding of Taxes. Middlefield may withhold from any benefits payable under this Agreement all Federal, state, local or other taxes as may be required by law, governmental regulation, or ruling.

 

8.    Successors and Assigns. (a) This Agreement is binding on successors. This Agreement shall be binding upon Middlefield and any successor to Middlefield, including any

 

persons acquiring directly or indirectly all or substantially all of the business or assets of Middlefield by purchase, merger, consolidation, reorganization, or otherwise. But this Agreement and Middlefield's obligations under this Agreement are not otherwise assignable, transferable, or delegable by Middlefield. By agreement in form and substance satisfactory to the Executive, Middlefield shall require any successor to all or substantially all of the business or assets of Middlefield expressly to assume and agree to perform this Agreement in the same manner and to the same extent Middlefield would be required to perform had no succession occurred.

 

(b)    This Agreement is enforceable by the Executive's heirs. This Agreement shall inure to the benefit of and be enforceable by the Executive's personal or legal representatives, executors, administrators, successors, heirs, distributees, and legatees.

 

(c)    This Agreement is personal and is not assignable. This Agreement is personal in nature. Without written consent of the other party, neither party shall assign, transfer, or delegate this Agreement or any rights or obligations under this Agreement except as expressly provided in this section 8. Without limiting the generality of the foregoing, the Executive's right to receive payments hereunder is not assignable or transferable, whether by pledge, creation of a security interest, or otherwise, except for a transfer by Executive's will or by the laws of descent and distribution. If the Executive attempts an assignment or transfer that is contrary to this section 8, Middlefield shall have no liability to pay any amount to the assignee or transferee.

 

9.    Notices. Any notice under this Agreement shall be deemed to have been effectively made or given if in writing and personally delivered, delivered by mail properly addressed in a sealed envelope, postage prepaid by certified mail restricted delivery or registered mail restricted delivery, return receipt requested, or if delivered by a nationally recognized overnight delivery service, specifying next day delivery, with written verification of receipt confirmed through a signature from someone at the delivery address. Unless otherwise changed by notice, notice shall be properly addressed to the Executive if addressed to the address of the Executive on the books and records of Middlefield at the time of the delivery of the notice, and properly addressed to Middlefield if addressed to the board of directors, Middlefield Banc Corp., 15985 East High Street, Middlefield, Ohio, 44062-0035 Attention: Corporate Secretary.

 

 

10.    Captions and Counterparts. The headings and subheadings in this Agreement are included solely for convenience and shall not affect the interpretation of this Agreement. This Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original but all of which together shall constitute one and the same agreement.

 

11.    Amendments and Waivers. No provision of this Agreement may be modified, waived, or discharged unless the waiver, modification, or discharge is agreed to in a writing signed by the Executive and by Middlefield. No waiver by either party hereto at any time of any breach by the other party hereto or waiver of compliance with any condition or provision of this Agreement to be performed by the other party shall be deemed a waiver of similar or dissimilar provisions or conditions at the same or at any prior or subsequent time.

 

12.    Severability. The provisions of this Agreement are severable. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of the other

 

provisions of this Agreement. Any provision held to be invalid or unenforceable shall be reformed to the extent and solely to the extent necessary to make it valid and enforceable.

 

 

13.    Governing Law. The validity, interpretation, construction, and performance of this Agreement shall be governed by and construed in accordance with the substantive laws of the State of Ohio, without giving effect to the principles of conflict of laws of such state.

 

14.    Entire Agreement. This Agreement constitutes the entire agreement between Middlefield and the Executive concerning the subject matter. No rights are granted to the Executive under this Agreement other than those specifically set forth. No agreements or representations, oral or otherwise, expressed or implied concerning the subject matter hereof have been made by either party that are not set forth expressly in this Agreement.

 

15.    No Mitigation Required. Middlefield hereby acknowledges that it will be difficult and could be impossible (x) for the Executive to find reasonably comparable employment after termination and (y) to measure the amount of damages the Executive suffers as a result of termination. Additionally, Middlefield acknowledges that its general severance pay plans do not provide for mitigation, offset, or reduction of any severance payment received thereunder. Middlefield further acknowledges that the payment of benefits by Middlefield under this Agreement is reasonable and shall be liquidated damages. The Executive shall not be required to mitigate the amount of any payment provided for in this Agreement by seeking other employment or otherwise, nor shall any profits, income, earnings, or other benefits from any source whatsoever create any mitigation, offset, reduction, or any other obligation on the part of the Executive hereunder or otherwise.

 

16.    Compliance with Internal Revenue Code Section 409A. (a) Interpretation. The intent of the parties is that payments and benefits under this Agreement comply with Code Section 409A or comply with an exemption of the application of Code Section 409A and, accordingly, all provisions of this Agreement shall be construed in a manner consistent with the requirements for avoiding taxes or penalties under Code Section 409A. References in this Agreement to Code Section 409A include rules, regulations, and guidance of general application issued by the Department of the Treasury under Code Section 409A.

 

 

(b)    Action. Neither the Executive nor Middlefield shall take any action to accelerate or delay the payment of any monies or provision of any benefits in any matter which would not be in compliance with Code Section 409A.

 

(c)    Separation from Service. A termination of employment shall not be deemed to have occurred for purposes of any provision of this Agreement unless such termination is also a "separation from service" (within the meaning of Code Section 409A) and, for purposes of this Agreement, references to a "termination" or "termination of employment" or like references shall mean separation from service. If the Executive is deemed on the date of separation from service with Middlefield to be a "specified employee," within the meaning of that term under Code Section 409A(a)(2)(B) and using the identification methodology selected by Middlefield from time to time, or if none, the default methodology, then with regard to any payment or benefit that is required to be delayed in compliance with Code Section 409A(a)(2)(B), such payment or benefit shall not be made or provided prior to the earlier of (i) the expiration of the six-month period measured from the date of the Executive's separation from service or (ii) the date of the Executive's death. In the case of benefits required to be delayed under Code Section 409A, however, the Executive may, to the extent permissible under Code Section 409A, pay the cost of benefit coverage, and thereby obtain benefits, during such six-month delay period and then be reimbursed by Middlefield thereafter when delayed payments are made pursuant to the next sentence. On the first day of the seventh month following the date of the Executive's separation from service or, if earlier, on the date of the Executive's death, all payments delayed pursuant to this section t 6(c) (whether they would have othe1wise been payable in a single sum or in installments in the absence of such delay) shall be paid or reimbursed to the Executive in a lump sum, and any remaining payments and benefits due under this Agreement shall be paid or provided in accordance with the normal payment dates specified for them herein. If any cash payment is delayed under this section .16(c), then interest shall be paid on the amount delayed, with such interest to be calculated at the prime rate reported in The Wall Street Journal for the date of the Executive's termination to the date of payment.

 

(d)    Treatment of Installment Payments. If under this Agreement an amount is to be paid in two or more installments, for purposes of Code Section 409A, each installment shall be treated as a separate payment. In the event any payment payable upon termination of employment would be exempt from Code Section 409A under Treasury Rule 1.409A-l(b)(9)(iii) but for the amount of such payment, the determination of the payments to the Executive that are exempt under such provision shall be made by applying the exemption to payments based on chronological order beginning with the payments paid closest in time on or after such termination of employment.

 

(e)    Payment Period. When, if ever, a payment under this Agreement specifies a payment period with reference to a number of days (e.g., "payment shall be made within ten (I 0) days following the date of te1mination"), the actual date of payment within the specified period shall be within the sole discretion of Middlefield.

 

IN WITNESS WHEREOF, the parties have executed this Change in Control Agreement as of the date first written above.

 

ex_672611img001.jpg

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

9

 
 EX-10.43 6 ex_672612.htm EXHIBIT 10.4.3 CIC WILSON ex_672612.htm

Exhibit 10.4.3

CHANGE IN CONTROL AGREEMENT

 

This CHANGE IN CONTROL AGREEMENT (this "Agreement") is entered into effective as of this 12th day of February, 2024, by and between Middlefield Banc Corp., an Ohio corporation ("Middlefield"), and Thomas M. Wilson, Executive Vice President and Chief Strategy and Innocation Officer of The Middlefield Banking Company, a subsidiary of Middlefield (the "Executive").

 

WHEREAS, recognizing the contributions made and expected to be made by the Executive to the profitability, growth, and financial strength of Middlefield and its subsidiaries, intending to assure itself of the current and future continuity of management, intending to establish minimum severance benefits for certain officers and other key employees, including the Executive, intending to ensure that officers and other key employees are not practically disabled from discharging their duties if a proposed or actual transaction involving a change in control arises, and finally desiring to provide additional inducement for the Executive to remain in the employment of The Middlefield Banking Company, and

 

WHEREAS, none of the conditions or events included in the definition of the term "golden parachute payment" that is set forth in section 18(k)(4)(A)(ii) of the Federal Deposit Insurance Act [12 U.S.C. 1828(k)(4)(A)(ii)] and in Federal Deposit Insurance Corporation Rule 359.l{f)(l)(ii) [12 CFR 359.l(f)(l)(ii)] exists or, to the best knowledge of Middlefield, is contemplated insofar as either of Middlefield or any of its subsidiaries is concerned.

 

Now THEREFORE, in consideration of these premises and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows.

 

1.    Termination after a Change in Control. (a) Cash benefit. If the Executive's employment terminates involuntarily but without Cause or voluntarily but with Good Reason, in either case within 24 months after a Change in Control, Middlefield shall make a lump-sum payment to the Executive in an amount in cash equal to 2 times the Executive's compensation. For this purpose the Executive's compensation means (x) the sum of the Executive's base salary when the Change in Control occurs or when employment termination occurs, whichever amount is greater, plus (y) the average of the cash bonus and cash incentive compensation earned for the three calendar years immediately preceding the year in which the Change in Control occurs, regardless of when the bonus or incentive compensation is paid and regardless of whether the bonus or incentive compensation is subject to elective deferral or vesting. For purposes of the preceding clause (y), if the Executive has been employed by Middlefield for less than three full calendar years, the Executive's cash bonus and cash incentive compensation average will be determined using the average of the cash bonus and cash incentive compensation that the Executive has received for the calendar years during which the Executive has been employed by Middlefield, with any cash bonus and cash incentive compensation that the Executive receives for a partial calendar year's employment annualized to reflect a complete year of service. Middlefield recognizes that the bonus and incentive compensation earned by the Executive for a particular year's service might be paid in the year after the calendar year in which the bonus or incentive compensation is earned. Unless delay is required under section 1(b), the payment required under this section l(a) shall be made the day the Executive's employment terminates.

 

The amount payable to the Executive hereunder shall not be reduced to account for the time value of money or discounted to present value. If the Executive's employment terminates involuntarily but without Cause before the Change in Control occurs but after discussions regarding the Change in Control commence, then for purposes of this Agreement the Executive's employment shall be deemed to have terminated immediately after the Change in Control and the Executive shall be entitled to the cash benefit under this section l(a) on the date of the Change in Control.

 

(b)    Payment of the benefit. If when employment termination occurs the Executive is a specified employee within the meaning of section 409A of the Internal Revenue Code of 1986, as amended, and applicable guidance thereunder ("Code Section 409A"), if the cash severance benefit under section l(a) would be considered deferred compensation under Code Section 409A, and finally if an exemption from the six-month delay requirement of Code Section 409A(a)(2)(B)(i) is not available, payment of the benefit under section l(a) shall be delayed and shall be made to the Executive in a single lump sum without interest on the first day of the seventh month after the month in which the Executive's employment terminates.

 

(c)    Change in Control defined. For purposes of this Agreement the term Change in Control means a change in the ownership of Middlefield, a change in the effective control of Middlefield, or a change in the ownership of a substantial portion of the assets of Middlefield, in each case as provided under Code Section 409A and Treasury Rule 1.409A-3(i)(5), as the same may be amended from time to time. For purposes of clarification and without intending to affect the foregoing reference to Code Section 409A for the definition of Change in Control, as of the effective date of this Agreement a Change in Control event as defined in Treasury Rule l.409A- 3(i)(5) would include the following -

 

 

 

1)

Change in ownership: a change in ownership of Middlefield occurs on the date any one person or group accumulates ownership of Middlefield stock constituting more than 50% of the total fair market value or total voting power of Middlefield stock, or

 

 

 

2)

Change in effective control: (x) any one person or more than one person acting as a group acquires within a 12-month period ownership of Middlefield stock possessing 30% or more of the total voting power of Middlefield stock, or (y) a majority of Middlefield's board of directors is replaced during any 12-month period by directors whose appointment or election is not endorsed in advance by a majority of Middlefield's board of directors, or

 

 

 

3)

Change in ownership of a substantial portion of assets: a change in ownership of a substantial portion of Middlefield' s assets occurs if in a 12-month period any one person or more than one person acting as a group acquires from Middlefield assets having a total gross fair market value equal to or exceeding 40% of the total gross fair market value of all of Middlefield's assets immediately before the acquisition or acquisitions. For this purpose, gross fair market value means the value of Middlefield's assets, or the value of the assets being disposed of, determined without regard to any liabilities associated with the assets.

 

(d)    Involuntary termination with Cause defined. For purposes of this Agreement involuntary termination of the Executive's employment shall be considered involuntary termination with Cause if the Executive shall have committed any of the following acts -

 

 

1)

an act of fraud, embezzlement, or theft while employed by Middlefield or a subsidiary, or conviction of the Executive for or plea of no contest to a felony or conviction of or plea of no contest to a misdemeanor involving moral turpitude, or the actual incarceration of the Executive for 45 consecutive days or more, or

 

 

 

2)

gross negligence, insubordination, disloyalty, or dishonesty in the performance of the Executive's duties as an officer of Middlefield or a subsidiary; willful or reckless failure by the Executive to adhere to Middlefield's or subsidiary's written policies; intentional wrongful damage by the Executive to the business or property of Middlefield or subsidiary, including without limitation its reputation, which in Middlefield's sole judgment causes material harm to Middlefield or subsidiary; breach by the Executive of fiduciary duties to Middlefield and its stockholders, whether in the Executive's capacity as an officer or as a director of Middlefield or subsidiary, or

 

 

3)

removal of the Executive from office or permanent prohibition of the Executive from participating in the affairs of Middlefield's subsidiary bank or banks by an order issued under section 8(e)(4) or (g)(l) of the Federal Deposit Insurance Act, 12 U.S.C. 1818(e)(4) or (g)(l), or

 

 

4)

intentional wrongful disclosure of secret processes or confidential information of Middlefield or affiliates, which in Middlefield's sole judgment causes material harm to Middlefield or affiliates, or

 

 

 

5)

any actions that have caused the Executive to be terminated with cause under any employment agreement existing on the date hereof or hereafter entered into between the Executive and Middlefield or a subsidiary, or

 

 

6)

the occurrence of any event that results in the Executive being excluded from coverage, or having coverage limited for the Executive as compared to other executives of Middlefield or affiliates, under a blanket bond or other fidelity or insurance policy covering directors, officers, or employees, or

 

 

7)

Intentional wrongful engagement in any competitive activity. For purposes of this Agreement competitive activity means the Executive's participation, without the consent of Middlefield' s board of directors, in the management of any business enterprise if (x) the enterprise engages in substantial and direct competition with Middlefield, (y) the enterprise's revenues derived from any product or service competitive with any product or service of Middlefield or a subsidiary amounted to 10% or more of the enterprise's revenues for its most recently completed fiscal year, and (z) Middlefield's revenues from the product or service amounted to 10% of Middlefield's revenues for its most recently completed fiscal year. A competitive activity does not include mere ownership of securities in an enterprise and the exercise of rights appurtenant thereto, provided the Executive's share ownership does not represent practical or legal control of the enterprise. For this purpose, ownership of less than 5% of the enterprise's outstanding voting securities shall conclusively be presumed to be insufficient for practical or legal control, and ownership of more than 50% shall conclusively be presumed to constitute practical and legal control.

 

For purposes of this Agreement no act or failure to act on the Executive's part shall be deemed to have been intentional if it was due primarily to an error in judgment or negligence.

 

An act or failure to act on the Executive's part shall be considered intentional if it is not in good faith and if it is without a reasonable belief that the action or failure to act is in Middlefield's best interests. Any act or failure to act based upon authority granted by resolutions duly adopted by the board of directors or based upon the advice of counsel for Middlefield shall be conclusively presumed to be in good faith and in Middlefield's best interests. For purposes of this Agreement the term subsidiary means any entity in which Middlefield directly or indirectly beneficially owns 50% or more of the outstanding voting securities.

 

(e)    Voluntary termination with Good Reason defined. For purposes of this Agreement a voluntary termination by the Executive shall be considered a voluntary termination with Good Reason if the conditions stated in both clauses (x) and (y) are satisfied-

 

(x)    a voluntary termination by the Executive shall be considered a voluntary termination with Good Reason if any of the following occur without the Executive's advance written consent, and the term Good Reason shall mean the occurrence of any of the following without the Executive's advance written consent -

 

 

1)

a material diminution of the Executive's base salary,

 

 

2)

a material diminution of the Executive's authority, duties, or responsibilities,

 

 

3)

a material diminution in the budget over which the Executive retains authority,

 

 

4)

a material change in the geographic location at which the Executive must perform services, or

 

 

 

5)

any other action or inaction that constitutes a material breach by Middlefield of this Agreement.

 

(y)    the Executive must give notice to Middlefield of the existence of one or more of the conditions described in clause (x) within 90 days after the initial existence of the condition, and Middlefield shall have 30 days thereafter to remedy the condition. In addition, the Executive's voluntary termination because of the existence of one or more of the conditions described in clause (x) must occur within 24 months after the initial existence of the condition.

 

2.    Insurance and Miscellaneous Benefits. (a) Benefits. Subject to section 2(6), if the Executive's employment terminates involuntarily but without Cause or voluntarily but for Good Reason within 24 months after a Change in Control, Middlefield shall also (x) cause the Executive to become fully vested in any non-qualified plans, programs, or arrangements in which the Executive participated if the plan, program, or arrangement does not address the effect of a change in control and (y) continue or cause to be continued life, health, and disability insurance coverage substantially identical to the coverage maintained for the Executive before termination and in accordance with the same schedule prevailing before employment termination. The insurance coverage may cease when the Executive becomes employed by another employer or 24 months after the Executive's termination, whichever occurs first.

 

 

(b)         Alternative lump-sum cash payment. If (x) under the terms of the applicable policy or policies for the insurance benefits specified in section 2(a) it is not possible to continue the Executive's coverage, or (y) if when employment termination occurs the Executive is a specified employee within the meaning of Code Section 409A, if any of the continued insurance coverage benefits specified in section 2(a) would be considered deferred compensation under Code Section 409A, and finally if an exemption from the six-month delay requirement of Code Section 409A(a)(2)(B)(i) is not available for that insurance benefit, instead of continued insurance coverage under section 2(a) Middlefield shall pay or cause to be paid to the Executive in a single lump sum an amount in cash equal to the present value of Middlefield's projected cost to maintain that particular insurance benefit had the Executive's employment not terminated, assuming continued coverage for 24 months. The lump-sum payment shall be made 30 days after employment termination or, if a six-month delay is required by Code Section 409A, on the first day of the seventh month after the month in which the Executive's employment terminates.

 

3.    Termination for Which No Benefits Are Payable. Despite anything in this Agreement to the contrary, the Executive shall be entitled to no benefits under this Agreement if the Executive's employment terminates with Cause, if the Executive dies while actively employed by Middlefield or a subsidiary, or if the Executive becomes totally disabled while actively employed by Middlefield or a subsidiary. For purposes of this Agreement, the term totally disabled means that because of injury or sickness the Executive is unable to perform the Executive's duties. The benefits, if any, payable to the Executive or the Executive's beneficiary or estate relating to the Executive's death or disability shall be determined solely by such benefit plans or arrangements as Middlefield or subsidiary may have with the Executive relating to death or disability, not by this Agreement.

 

4.    Term of Agreement. The initial term of this Agreement shall be for a period of three years, commencing on the effective date. On the first anniversary of the effective date of this Agreement and on each anniversary thereafter, this Agreement shall be extended automatically for one additional year, unless Middlefield's board of directors gives notice to the Executive in writing at least 90 days before the anniversary that the term of this Agreement will not be extended. If the board of directors determines not to extend the term, it shall promptly notify the Executive. References herein to the term of this Agreement mean the initial term and extensions of the initial term. If the board of directors decides not to extend the term of this Agreement, this Agreement shall nevertheless remain in force until its term expires.

 

5.    This Agreement Is Not an Employment Contract. The parties hereto acknowledge and agree that (x) this Agreement is not a management or employment agreement and (y) nothing in this Agreement shall give the Executive any rights or impose any obligations to continued employment by Middlefield or any subsidiary or successor of Middlefield.

 

 

6.    Payment of Legal Fees. Middlefield is aware that after a Change in Control management could cause or attempt to cause Middlefield to refuse to comply with its obligations under this Agreement, or could institute or cause or attempt to cause Middlefield to institute litigation seeking to have this Agreement declared unenforceable, or could take or attempt to take other action to deny Executive the benefits intended under this Agreement. In these circumstances the purposes of this Agreement would be frustrated. Middlefield desires that the Executive not be required to incur the expenses associated with the enforcement of rights under this Agreement, whether by litigation or other legal action, because the cost and expense thereof would substantially detract from the benefits intended to be granted to the Executive hereunder. Middlefield desires that the Executive not be forced to negotiate settlement of rights under this Agreement under threat of incurring expenses. Accordingly, if after a Change in Control occurs it appears to the Executive that (x) Middlefield has failed to comply with any of its obligations under this Agreement, or (y) Middlefield or any other person has taken any action to declare this Agreement void or unenforceable, or instituted any litigation or other legal action designed to deny, diminish, or to recover from the Executive the benefits intended to be provided to the Executive hereunder, Middlefield irrevocably authorizes the Executive from time to time to retain counsel of the Executive's choice, at Middlefield's expense as provided in this section 6, to represent the Executive in the initiation or defense of any litigation or other legal action, whether by or against Middlefield or any director, officer, stockholder, or other person affiliated with Middlefield, in any jurisdiction. Despite any existing or previous attorney-client relationship between Middlefield and any counsel chosen by the Executive under this section 6, Middlefield irrevocably consents to the Executive entering into an attorney-client relationship with that counsel and Middlefield and the Executive agree that a confidential relationship shall exist between the Executive and that counsel. The fees and expenses of counsel selected from time to time by the Executive as provided in this section shall be paid or reimbursed to the Executive by Middlefield on a regular, periodic basis upon presentation by the Executive of a statement or statements prepared by counsel in accordance with counsel's customary practices, up to a maximum aggregate amount of $100,000, whether suit be brought or not, and whether or not incurred in trial, bankruptcy, or appellate proceedings. Middlefield's obligation to pay the Executive's legal fees under this section 6 operates separately from and in addition to any legal fee reimbursement obligation Middlefield may have with the Executive under any other agreement. Despite any contrary provision of this Agreement however, Middlefield shall not be required to pay or reimburse the Executive's legal expenses if doing so would violate section 18(k) of the Federal Deposit Insurance Act [12 U.S.C. 1828(k)] and Rule 359.3 of the Federal Deposit Insurance Corporation [12 CFR 359.3].

 

7.    Withholding of Taxes. Middlefield may withhold from any benefits payable under this Agreement all Federal, state, local or other taxes as may be required by law, governmental regulation, or ruling.

 

 

8.    Successors and Assigns. (a) This Agreement is binding on successors. This Agreement shall be binding upon Middlefield and any successor to Middlefield, including any persons acquiring directly or indirectly all or substantially all of the business or assets of Middlefield by purchase, merger, consolidation, reorganization, or otherwise. But this Agreement and Middlefield's obligations under this Agreement are not otherwise assignable, transferable, or delegable by Middlefield. By agreement in form and substance satisfactory to the Executive, Middlefield shall require any successor to all or substantially all of the business or assets of Middlefield expressly to assume and agree to perform this Agreement in the same manner and to the same extent Middlefield would be required to perform had no succession occurred.

 

(b)    This Agreement is enforceable by the Executive's heirs. This Agreement shall inure to the benefit of and be enforceable by the Executive's personal or legal representatives, executors, administrators, successors, heirs, distributees, and legatees.

 

(c)    This Agreement is personal and is not assignable. This Agreement is personal in nature. Without written consent of the other party, neither party shall assign, transfer, or delegate this Agreement or any rights or obligations under this Agreement except as expressly provided in this section 8. Without limiting the generality of the foregoing, the Executive's right to receive payments hereunder is not assignable or transferable, whether by pledge, creation of a security interest, or otherwise, except for a transfer by Executive's will or by the laws of descent and distribution. If the Executive attempts an assignment or transfer that is contrary to this section 8, Middlefield shall have no liability to pay any amount to the assignee or transferee.

 

9.    Notices. Any notice under this Agreement shall be deemed to have been effectively made or given if in writing and personally delivered, delivered by mail properly addressed in a sealed envelope, postage prepaid by certified mail restricted delivery or registered mail restricted delivery, return receipt requested, or if delivered by a nationally recognized overnight delivery service, specifying next day delivery, with written verification of receipt confirmed through a signature from someone at the delivery address. Unless otherwise changed by notice, notice shall be properly addressed to the Executive if addressed to the address of the Executive on the books and records of Middlefield at the time of the delivery of the notice, and properly addressed to Middlefield if addressed to the board of directors, Middlefield Banc Corp., 15985 East High Street, Middlefield, Ohio, 44062-0035 Attention: Corporate Secretary.

 

10.    Captions and Counterparts. The headings and subheadings in this Agreement are included solely for convenience and shall not affect the interpretation of this Agreement. This Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original but all of which together shall constitute one and the same agreement.

 

11.    Amendments and Waivers. No provision of this Agreement may be modified, waived, or discharged unless the waiver, modification, or discharge is agreed to in a writing signed by the Executive and by Middlefield. No waiver by either party hereto at any time of any breach by the other party hereto or waiver of compliance with any condition or provision of this Agreement to be performed by the other party shall be deemed a waiver of similar or dissimilar provisions or conditions at the same or at any prior or subsequent time.

 

12.    Severability. The provisions of this Agreement are severable. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of the other

 

provisions of this Agreement. Any provision held to be invalid or unenforceable shall be reformed to the extent and solely to the extent necessary to make it valid and enforceable.

 

13.    Governing Law. The validity, interpretation, construction, and performance of this Agreement shall be governed by and construed in accordance with the substantive laws of the State of Ohio, without giving effect to the principles of conflict of laws of such state.

 

14.    Entire Agreement. This Agreement constitutes the entire agreement between Middlefield and the Executive concerning the subject matter. No rights are granted to the Executive under this Agreement other than those specifically set forth. No agreements or representations, oral or otherwise, expressed or implied concerning the subject matter hereof have been made by either party that are not set forth expressly in this Agreement.

 

 

15.    No Mitigation Required. Middlefield hereby acknowledges that it will be difficult and could be impossible (x) for the Executive to find reasonably comparable employment after termination and (y) to measure the amount of damages the Executive suffers as a result of termination. Additionally, Middlefield acknowledges that its general severance pay plans do not provide for mitigation, offset, or reduction of any severance payment received thereunder. Middlefield further acknowledges that the payment of benefits by Middlefield under this Agreement is reasonable and shall be liquidated damages. The Executive shall not be required to mitigate the amount of any payment provided for in this Agreement by seeking other employment or otherwise, nor shall any profits, income, earnings, or other benefits from any source whatsoever create any mitigation, offset, reduction, or any other obligation on the part of the Executive hereunder or otherwise.

 

16.    Compliance with Internal Revenue Code Section 409A. (a) Interpretation. The intent of the parties is that payments and benefits under this Agreement comply with Code Section 409A or comply with an exemption of the application of Code Section 409A and, accordingly, all provisions of this Agreement shall be construed in a manner consistent with the requirements for avoiding taxes or penalties under Code Section 409A. References in this Agreement to Code Section 409A include rules, regulations, and guidance of general application issued by the Department of the Treasury under Code Section 409A.

 

(b)    Action. Neither the Executive nor Middlefield shall take any action to accelerate or delay the payment of any monies or provision of any benefits in any matter which would not be in compliance with Code Section 409A.

 

(c)    Separation from Service. A termination of employment shall not be deemed to have occurred for purposes of any provision of this Agreement unless such termination is also a "separation from service" (within the meaning of Code Section 409A) and, for purposes of this Agreement, references to a "termination" or "termination of employment" or like references shall mean separation from service. If the Executive is deemed on the date of separation from service with Middlefield to be a "specified employee," within the meaning of that term under Code Section 409A(a)(2)(B) and using the identification methodology selected by Middlefield from time to time, or if none, the default methodology, then with regard to any payment or benefit that is required to be delayed in compliance with Code Section 409A(a)(2)(B), such payment or benefit shall not be made or provided prior to the earlier of (i) the expiration of the six-month period measured from the date of the Executive's separation from service or (ii) the date of the Executive's death. In the case of benefits required to be delayed under Code Section 409A, however, the Executive may, to the extent permissible under Code Section 409A, pay the cost of benefit coverage, and thereby obtain benefits, during such six-month delay period and then be reimbursed by Middlefield thereafter when delayed payments are made pursuant to the next sentence. On the first day of the seventh month following the date of the Executive's separation from service or, if earlier, on the date of the Executive's death, all payments delayed pursuant to this section l 6(c) (whether they would have otherwise been payable in a single sum or in installments in the absence of such delay) shall be paid or reimbursed to the Executive in a lump sum, and any remaining payments and benefits due under this Agreement shall be paid or provided in accordance with the normal payment dates specified for them herein. If any cash payment is delayed under this section l 6(c), then interest shall be paid on the amount delayed, with such interest to be calculated at the prime rate repotted in The Wall Street Journal for the date of the Executive's termination to the date of payment.

 

(d)    Treatment of Installment Payments. If under this Agreement an amount is to be paid in two or more installments, for purposes of Code Section 409A, each installment shall be treated as a separate payment. In the event any payment payable upon termination of employment would be exempt from Code Section 409A under Treasury Rule l.409A-l(b)(9)(iii) but for the amount of such payment, the determination of the payments to the Executive that are exempt under such provision shall be made by applying the exemption to payments based on chronological order beginning with the payments paid closest in time on or after such te1mination of employment.

 

(e)    Payment Period. When, if ever, a payment under this Agreement specifies a payment period with reference to a number of days (e.g., "payment shall be made within ten (10) days following the date of termination"), the actual date of payment within the specified period shall be within the sole discretion of Middlefield.

 

IN WITNESS WHEREOF, the parties have executed this Change in Control Agreement as of the date first written above.

 

cicwilson.jpg
 
 EX-10.44 7 ex_672613.htm EXHIBIT 10.4.4 CIC WINTERS ex_672613.htm

Exhibit 10.4.4

CHANGE IN CONTROL AGREEMENT

 

This CHANGE IN CONTROL AGREEMENT (this "Agreement") is entered into effective as of this 12th day of February, 2024, by and between Middlefield Banc Corp., an Ohio corporation ("Middlefield"), and Sarah A. Winters, Senior Vice President and Chief Human Resources Officer of The Middlefield Banking Company, a subsidiary of Middlefield (the "Executive").

 

 

WHEREAS, recognizing the contributions made and expected to be made by the Executive to the profitability, growth, and financial strength of Middlefield and its subsidiaries, intending to assure itself of the current and future continuity of management, intending to establish minimum severance benefits for certain officers and other key employees, including the Executive, intending to ensure that officers and other key employees are not practically disabled from discharging their duties if a proposed or actual transaction involving a change in control arises, and finally desiring to provide additional inducement for the Executive to remain in the employment of The Middlefield Banking Company, and

 

WHEREAS, none of the conditions or events included in the definition of the term "golden parachute payment" that is set forth in section 18(k)(4)(A)(ii) of the Federal Deposit Insurance Act [12 U.S.C. 1828(k)(4)(A)(ii)] and in Federal Deposit Insurance Corporation Rule 359.l(f)(l)(ii) [12 CFR 359.l(f)(l)(ii)] exists or, to the best knowledge of Middlefield, is contemplated insofar as either of Middlefield or any of its subsidiaries is concerned.

 

Now THEREFORE, in consideration of these premises and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows.

 

1.    Termination after a Change in Control. (a) Cash benefit. If the Executive's employment terminates involuntarily but without Cause or voluntarily but with Good Reason, in either case within 24 months after a Change in Control, Middlefield shall make a lump-sum payment to the Executive in an amount in cash equal to 2 times the Executive's compensation. For this purpose the Executive's compensation means (x) the sum of the Executive's base salary when the Change in Control occurs or when employment termination occurs, whichever amount is greater, plus (y) the average of the cash bonus and cash incentive compensation earned for the three calendar years immediately preceding the year in which the Change in Control occurs, regardless of when the bonus or incentive compensation is paid and regardless of whether the bonus or incentive compensation is subject to elective deferral or vesting. For purposes of the preceding clause (y), if the Executive has been employed by Middlefield for less than three full calendar years, the Executive's cash bonus and cash incentive compensation average will be determined using the average of the cash bonus and cash incentive compensation that the Executive has received for the calendar years during which the Executive has been employed by Middlefield, with any cash bonus and cash incentive compensation that the Executive receives for a partial calendar year's employment annualized to reflect a complete year of service. Middlefield recognizes that the bonus and incentive compensation earned by the Executive for a particular year's service might be paid in the year after the calendar year in which the bonus or incentive compensation is earned. Unless delay is required under section I (b), the payment required under this section l(a) shall be made the day the Executive's employment terminates. The amount payable to the Executive hereunder shall not be reduced to account for the time value of money or discounted to present value. If the Executive's employment terminates involuntarily but without Cause before the Change in Control occurs but after discussions regarding the Change in Control commence, then for purposes of this Agreement the Executive's employment shall be deemed to have terminated immediately after the Change in Control and the Executive shall be entitled to the cash benefit under this section l(a) on the date of the Change in Control.

 

(b)    Payment of the benefit. If when employment termination occurs the Executive is a specified employee within the meaning of section 409A of the Internal Revenue Code of 1986, as amended, and applicable guidance thereunder ("Code Section 409A"), if the cash severance benefit under section 1(a) would be considered deferred compensation under Code Section 409A, and finally if an exemption from the six-month delay requirement of Code Section 409A(a)(2)(B)(i) is not available, payment of the benefit under section l(a) shall be delayed and shall be made to the Executive in a single lump sum without interest on the first day of the seventh month after the month in which the Executive's employment terminates.

 

(c)    Change in Control defined. For purposes of this Agreement the term Change in Control means a change in the ownership of Middlefield, a change in the effective control of Middlefield, or a change in the ownership of a substantial portion of the assets of Middlefield, in each case as provided under Code Section 409A and Treasury Rule 1.409A-3(i)(5), as the same may be amended from time to time. For purposes of clarification and without intending to affect the foregoing reference to Code Section 409A for the definition of Change in Control, as of the effective date of this Agreement a Change in Control event as defined in Treasury Rule 1.409A- 3(i)(5) would include the following-

 

l)         Change in ownership: a change in ownership of Middlefield occurs on the date any one person or group accumulates ownership of Middlefield stock constituting more than 50% of the total fair market value or total voting power of Middlefield stock, or

 

 

2)

Change in effective control: (x) any one person or more than one person acting as a group acquires within a 12-month period ownership of Middlefield stock possessing 30% or more of the total voting power of Middlefield stock, or (y) a majority of Middlefield's board of directors is replaced during any 12-month period by directors whose appointment or election is not endorsed in advance by a majority of Middlefield's board of directors, or

 

 

3)

Change in ownership of a substantial portion of assets: a change in ownership of a substantial portion of Middlefield's assets occurs if in a 12-month period any one person or more than one person acting as a group acquires from Middlefield assets having a total gross fair market value equal to or exceeding 40% of the total gross fair market value of all of Middlefield’s assets immediately before the acquisition or acquisitions. For this purpose, gross fair market value means the value of Middlefield's assets, or the value of the assets being disposed of, determined without regard to any liabilities associated with the assets.

 

(d)    Involuntary termination with Cause defined. For purposes of this Agreement involuntary termination of the Executive's employment shall be considered involuntary termination with Cause if the Executive shall have committed any of the following acts -

 

 

I)

an act of fraud, embezzlement, or theft while employed by Middlefield or a subsidiary, or conviction of the Executive for or plea of no contest to a felony or conviction of or plea of no contest to a misdemeanor involving moral turpitude, or the actual incarceration of the Executive for 45 consecutive days or more, or

 

 

2)

gross negligence, insubordination, disloyalty, or dishonesty in the performance of the Executive's duties as an officer of Middlefield or a subsidiary; willful or reckless failure by the Executive to adhere to Middlefield's or subsidiary's written policies; intentional wrongful damage by the Executive to the business or property of Middlefield or subsidiary, including without limitation its reputation, which in Middlefield's sole judgment causes material harm to Middlefield or subsidiary; breach by the Executive of fiduciary duties to Middlefield and its stockholders, whether in the Executive's capacity as an officer or as a director of Middlefield or subsidiary, or

 

 

 

3)

removal of the Executive from office or permanent prohibition of the Executive from participating in the affairs of Middlefield's subsidiary bank or banks by an order issued under section 8(e)(4) or (g)( I) of the Federal Deposit Insurance Act, 12 U.S.C. 1818(e)(4) or (g)(l), or

 

 

4)

intentional wrongful disclosure of secret processes or confidential information of Middlefield or affiliates, which in Middlefield's sole judgment causes material harm to Middlefield or affiliates, or

 

 

5)

any actions that have caused the Executive to be terminated with cause under any employment agreement existing on the date hereof or hereafter entered into between the Executive and Middlefield or a subsidiary, or

 

 

6)

the occurrence of any event that results in the Executive being excluded from coverage, or having coverage limited for the Executive as compared to other executives of Middlefield or affiliates, under a blanket bond or other fidelity or insurance policy covering directors, officers, or employees, or

 

 

7)

intentional wrongful engagement in any competitive activity. For purposes of this Agreement competitive activity means the Executive's participation, without the consent of Middlefield's board of directors, in the management of any business enterprise if (x) the enterprise engages in substantial and direct competition with Middlefield, (y) the enterprise's revenues derived from any product or service competitive with any product or service of Middlefield or a subsidiary amounted to I 0% or more of the enterprise's revenues for its most recently completed fiscal year, and (z) Middlefield's revenues from the product or service amounted to 10% of Middlefield's revenues for its most recently completed fiscal year. A competitive activity does not include mere ownership of securities in an enterprise and the exercise of rights appurtenant thereto, provided the Executive's share ownership does not represent practical or legal control of the enterprise. For this purpose, ownership of less than 5% of the enterprise's outstanding voting securities shall conclusively be presumed to be insufficient for practical or legal control, and ownership of more than 50% shall conclusively be presumed to constitute practical and legal control.

 

For purposes of this Agreement no act or failure to act on the Executive's part shall be deemed to have been intentional if it was due primarily to an error in judgment or negligence.

 

An act or failure to act on the Executive's part shall be considered intentional if it is not in good faith and if it is without a reasonable belief that the action or failure to act is in Middlefield’s best interests. Any act or failure to act based upon authority granted by resolutions duly adopted by the board of directors or based upon the advice of counsel for Middlefield shall be conclusively presumed to be in good faith and in Middlefield's best interests. For purposes of this Agreement the term subsidiary means any entity in which Middlefield directly or indirectly beneficially owns 50% or more of the outstanding voting securities.

 

(e)    Voluntary termination with Good Reason defined. For purposes of this Agreement a voluntary termination by the Executive shall be considered a voluntary termination with Good Reason if the conditions stated in both clauses (x) and (y) are satisfied -

 

(x)    a voluntary termination by the Executive shall be considered a voluntary termination with Good Reason if any of the following occur without the Executive's advance written consent, and the term Good Reason shall mean the occurrence of any of the following without the Executive's advance written consent -

 

 

1)

a material diminution of the Executive's base salary,

 

 

2)

a material diminution of the Executive's authority, duties, or responsibilities,

 

 

3)

a material diminution in the budget over which the Executive retains authority,

 

 

4)

a material change in the geographic location at which the Executive must perform services, or

 

 

5)

any other action or inaction that constitutes a material breach by Middlefield of this Agreement.

 

 

(y)    the Executive must give notice to Middlefield of the existence of one or more of the conditions described in clause (x) within 90 days after the initial existence of the condition, and Middlefield shall have 30 days thereafter to remedy the condition. In addition, the Executive's voluntary termination because of the existence of one or more of the conditions described in clause (x) must occur within 24 months after the initial existence of the condition.

 

2.    Insurance and Miscellaneous Benefits. (a) Benefits. Subject to section 2(b), if the Executive's employment terminates involuntarily but without Cause or voluntarily but for Good Reason within 24 months after a Change in Control, Middlefield shall also (x) cause the Executive to become fully vested in any non-qualified plans, programs, or arrangements in which the Executive participated if the plan, program, or arrangement does not address the effect of a change in control and (y) continue or cause to be continued life, health, and disability insurance coverage substantially identical to the coverage maintained for the Executive before termination and in accordance with the same schedule prevailing before employment termination. The insurance coverage may cease when the Executive becomes employed by another employer or 24 months after the Executive's termination, whichever occurs first.

 

 

(b)         Alternative lump-sum cash payment. If (x) under the terms of the applicable policy or policies for the insurance benefits specified in section 2(a) it is not possible to continue the Executive's coverage, or (y) if when employment termination occurs the Executive is a specified employee within the meaning of Code Section 409A, if any of the continued insurance coverage benefits specified in section 2(a) would be considered deferred compensation under Code Section 409A, and finally if an exemption from the six-month delay requirement of Code Section 409A(a)(2)(B)(i) is not available for that insurance benefit, instead of continued insurance coverage under section 2(a) Middlefield shall pay or cause to be paid to the Executive in a single lump sum an amount in cash equal to the present value of Middlefield's projected cost to maintain that particular insurance benefit had the Executive's employment not terminated, assuming continued coverage for 24 months. The lump-sum payment shall be made 30 days after employment termination or, if a six-month delay is required by Code Section 409A, on the first day of the seventh month after the month in which the Executive's employment terminates.

 

3.    Termination for Which No Benefits Are Payable. Despite anything in this Agreement to the contrary, the Executive shall be entitled to no benefits under this Agreement if the Executive's employment terminates with Cause, if the Executive dies while actively employed by Middlefield or a subsidiary, or if the Executive becomes totally disabled while actively employed by Middlefield or a subsidiary. For purposes of this Agreement, the term totally disabled means that because of injury or sickness the Executive is unable to perform the Executive's duties. The benefits, if any, payable to the Executive or the Executive's beneficiary or estate relating to the Executive's death or disability shall be determined solely by such benefit plans or arrangements as Middlefield or subsidiary may have with the Executive relating to death or disability, not by this Agreement.

 

4.    Term of Agreement. The initial term of this Agreement shall be for a period of three years, commencing on the effective date. On the first anniversary of the effective date of this Agreement and on each anniversary thereafter, this Agreement shall be extended automatically for one additional year, unless Middlefield's board of directors gives notice to the Executive in writing at least 90 days before the anniversary that the term of this Agreement will not be extended. If the board of directors determines not to extend the term, it shall promptly notify the Executive. References herein to the term of this Agreement mean the initial term and extensions of the initial term. If the board of directors decides not to extend the term of this Agreement, this Agreement shall nevertheless remain in force until its term expires.

 

5.    This Agreement Is Not an Employment Contract. The parties hereto acknowledge and agree that (x) this Agreement is not a management or employment agreement and (y) nothing in this Agreement shall give the Executive any rights or impose any obligations to continued employment by Middlefield or any subsidiary or successor of Middlefield.

 

 

6.    Payment of Legal Fees. Middlefield is aware that after a Change in Control management could cause or attempt to cause Middlefield to refuse to comply with its obligations under this Agreement, or could institute or cause or attempt to cause Middlefield to institute litigation seeking to have this Agreement declared unenforceable, or could take or attempt to take other action to deny Executive the benefits intended under this Agreement. In these circumstances the purposes of this Agreement would be frustrated. Middlefield desires that the Executive not be required to incur the expenses associated with the enforcement of rights under this Agreement, whether by litigation or other legal action, because the cost and expense thereof would substantially detract from the benefits intended to be granted to the Executive hereunder. Middlefield desires that the Executive not be forced to negotiate settlement of rights under this Agreement under threat of incurring expenses. Accordingly, if after a Change in Control occurs it appears to the Executive that (x) Middlefield has failed to comply with any of its obligations under this Agreement, or (y) Middlefield or any other person has taken any action to declare this Agreement void or unenforceable, or instituted any litigation or other legal action designed to deny, diminish, or to recover from the Executive the benefits intended to be provided to the Executive hereunder, Middlefield irrevocably authorizes the Executive from time to time to retain counsel of the Executive's choice, at Middlefield's expense as provided in this section 6, to represent the Executive in the initiation or defense of any litigation or other legal action, whether by or against Middlefield or any director, officer, stockholder, or other person affiliated with Middlefield, in any jurisdiction. Despite any existing or previous attorney-client relationship between Middlefield and any counsel chosen by the Executive under this section 6, Middlefield irrevocably consents to the Executive entering into an attorney-client relationship with that counsel and Middlefield and the Executive agree that a confidential relationship shall exist between the Executive and that counsel. The fees and expenses of counsel selected from time to time by the Executive as provided in this section shall be paid or reimbursed to the Executive by Middlefield on a regular, periodic basis upon presentation by the Executive of a statement or statements prepared by counsel in accordance with counsel's customary practices, up to a maximum aggregate amount of $100,000, whether suit be brought or not, and whether or not incurred in trial, bankruptcy, or appellate proceedings. Middlefield's obligation to pay the Executive's legal fees under this section 6 operates separately from and in addition to any legal fee reimbursement obligation Middlefield may have with the Executive under any other agreement. Despite any contrary provision of this Agreement however, Middlefield shall not be required to pay or reimburse the Executive's legal expenses if doing so would violate section 18(k) of the Federal Deposit Insurance Act [12 U.S.C. 1828(k)] and Rule 359.3 of the Federal Deposit Insurance Corporation [12 CFR 359.3].

 

7.    Withholding of Taxes. Middlefield may withhold from any benefits payable under this Agreement all Federal, state, local or other taxes as may be required by law, governmental regulation, or ruling.

 

 

8.    Successors and Assigns. (a) This Agreement is binding on successors. This Agreement shall be binding upon Middlefield and any successor to Middlefield, including any persons acquiring directly or indirectly all or substantially all of the business or assets of Middlefield by purchase, merger, consolidation, reorganization, or otherwise. But this Agreement and Middlefield's obligations under this Agreement are not otherwise assignable, transferable, or delegable by Middlefield. By agreement in form and substance satisfactory to the Executive, Middlefield shall require any successor to all or substantially all of the business or assets of Middlefield expressly to assume and agree to perform this Agreement in the same manner and to the same extent Middlefield would be required to perform had no succession occurred.

 

 

(b)    This Agreement is enforceable by the Executive's heirs. This Agreement shall inure to the benefit of and be enforceable by the Executive's personal or legal representatives, executors, administrators, successors, heirs, distributees, and legatees.

 

(c)    This Agreement is personal and is not assignable. This Agreement is personal in nature. Without written consent of the other party, neither party shall assign, transfer, or delegate this Agreement or any rights or obligations under this Agreement except as expressly provided in this section 8. Without limiting the generality of the foregoing, the Executive's right to receive payments hereunder is not assignable or transferable, whether by pledge, creation of a security interest, or otherwise, except for a transfer by Executive's will or by the laws of descent and distribution. If the Executive attempts an assignment or transfer that is contrary to this section 8, Middlefield shall have no liability to pay any amount to the assignee or transferee.

 

9.    Notices. Any notice under this Agreement shall be deemed to have been effectively made or given if in writing and personally delivered, delivered by mail properly addressed in a sealed envelope, postage prepaid by certified mail restricted delivery or registered mail restricted delivery, return receipt requested, or if delivered by a nationally recognized overnight delivery service, specifying next day delivery, with written verification of receipt confirmed through a signature from someone at the delivery address. Unless otherwise changed by notice, notice shall be properly addressed to the Executive if addressed to the address of the Executive on the books and records of Middlefield at the time of the delivery of the notice, and properly addressed to Middlefield if addressed to the board of directors, Middlefield Banc Corp., 15985 East High Street, Middlefield, Ohio, 44062-0035 Attention: Corporate Secretary.

 

10.    Captions and Counterparts. The headings and subheadings in this Agreement are included solely for convenience and shall not affect the interpretation of this Agreement. This Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original but all of which together shall constitute one and the same agreement.

 

11.    Amendments and Waivers. No provision of this Agreement may be modified, waived, or discharged unless the waiver, modification, or discharge is agreed to in a writing signed by the Executive and by Middlefield. No waiver by either party hereto at any time of any breach by the other party hereto or waiver of compliance with any condition or provision of this Agreement to be performed by the other party shall be deemed a waiver of similar or dissimilar provisions or conditions at the same or at any prior or subsequent time.

 

12.    Severability. The provisions of this Agreement are severable. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of the other

 

provisions of this Agreement. Any provision held to be invalid or unenforceable shall be reformed to the extent and solely to the extent necessary to make it valid and enforceable.

 

13.    Governing Law. The validity, interpretation, construction, and performance of this Agreement shall be governed by and construed in accordance with the substantive laws of the State of Ohio, without giving effect to the principles of conflict of laws of such state.

 

14.    Entire Agreement. This Agreement constitutes the entire agreement between Middlefield and the Executive concerning the subject matter. No rights are granted to the Executive under this Agreement other than those specifically set forth. No agreements or representations, oral or otherwise, expressed or implied concerning the subject matter hereof have been made by either party that are not set forth expressly in this Agreement.

 

15.    No Mitigation Required. Middlefield hereby acknowledges that it will be difficult and could be impossible (x) for the Executive to find reasonably comparable employment after termination and (y) to measure the amount of damages the Executive suffers as a result of termination. Additionally, Middlefield acknowledges that its general severance pay plans do not provide for mitigation, offset, or reduction of any severance payment received thereunder. Middlefield further acknowledges that the payment of benefits by Middlefield under this Agreement is reasonable and shall be liquidated damages. The Executive shall not be required to mitigate the amount of any payment provided for in this Agreement by seeking other employment or otherwise, nor shall any profits, income, earnings, or other benefits from any source whatsoever create any mitigation, offset, reduction, or any other obligation on the part of the Executive hereunder or otherwise.

 

 

16.    Compliance with Internal Revenue Code Section 409A. (a) Interpretation. The intent of the parties is that payments and benefits under this Agreement comply with Code Section 409A or comply with an exemption of the application of Code Section 409A and, accordingly, all provisions of this Agreement shall be construed in a manner consistent with the requirements for avoiding taxes or penalties under Code Section 409A. References in this Agreement to Code Section 409A include rules, regulations, and guidance of general application issued by the Department of the Treasury under Code Section 409A.

 

(b)    Action. Neither the Executive nor Middlefield shall take any action to accelerate or delay the payment of any monies or provision of any benefits in any matter which would not be in compliance with Code Section 409A.

 

(c)    Separation from Service. A termination of employment shall not be deemed to have occurred for purposes of any provision of this Agreement unless such termination is also a "separation from service" (within the meaning of Code Section 409A) and, for purposes of this Agreement, references to a "termination" or "termination of employment" or like references shall mean separation from service. If the Executive is deemed on the date of separation from service with Middlefield to be a "specified employee," within the meaning of that term under Code Section 409A(a)(2)(B) and using the identification methodology selected by Middlefield from time to time, or if none, the default methodology, then with regard to any payment or benefit that is required to be delayed in compliance with Code Section 409A(a)(2)(B), such payment or benefit shall not be made or provided prior to the earlier of (i) the expiration of the six-month period measured from the date of the Executive's separation from service or (ii) the date of the Executive's death. In the case of benefits required to be delayed under Code Section 409A, however, the Executive may, to the extent permissible under Code Section 409A, pay the cost of benefit coverage, and thereby obtain benefits, during such six-month delay period and then be reimbursed by Middlefield thereafter when delayed payments are made pursuant to the next sentence. On the first day of the seventh month following the date of the Executive's separation from service or, if earlier, on the date of the Executive's death, all payments delayed pursuant to this section 16(c) (whether they would have othe1wise been payable in a single sum or in installments in the absence of such delay) shall be paid or reimbursed to the Executive in a lump sum, and any remaining payments and benefits due under this Agreement shall be paid or provided in accordance with the normal payment dates specified for them herein. If any cash payment is delayed under this section I 6(c), then interest shall be paid on the amount delayed, with such interest to be calculated at the prime rate reported in The Wall Street Journal for the date of the Executive's termination to the date of payment.

 

(d)    Treatment of Installment Payments. If under this Agreement an amount is to be paid in two or more installments, for purposes of Code Section 409A, each installment shall be treated as a separate payment. In the event any payment payable upon termination of employment would be exempt from Code Section 409A under Treasury Rule l .409A-1(b)(9)(iii) but for the amount of such payment, the dete1mination of the payments to the Executive that are exempt under such provision shall be made by applying the exemption to payments based on chronological order beginning with the payments paid closest in time on or after such termination of employment.

 

(e)    Payment Period. When, if ever, a payment under this Agreement specifies a payment period with reference to a number of days (e.g., "payment shall be made within ten (10) days following the date of termination"), the actual date of payment within the specified period shall be within the sole discretion of Middlefield.

 

IN WITNESS WHEREOF, the parties have executed this Change in Control Agreement as of the date first written above.

cicwinters.jpg

 

 
 EX-10.8 8 ex_672614.htm EXHIBIT 10.8 SERP ZIMMERLY ex_672614.htm

Exhibit 10.8

 

SUPPLEMENTAL EXECUTIVE

RETIREMENT BENEFITS AGREEMENT

 

This Supplemental Executive Retirement Benefits Agreement (this ''Agreement") is made as of the 15th day of December, 2011, with an Effective Date of January I, 2012, by and between Liberty National Bank, a national banking association ("Bank"), and Ronald Zimmerly, an individual (''Executive").

 

RECITALS

 

WHEREAS, Executive has provided valuable services to the Bank as an executive officer and is expected to continue to provide his services as an executive officer of the Bank in future years;

 

WHEREAS, the Board of the Bank has determined that it is in the best interests of the Bank and its constituencies to provide Executive additional incentives to continue to provide his services as a key management executive of the Bank, and has decided that one appropriate way to provide such incentives is to provide certain supplemental retirement benefits to Executive on the terms and conditions described in this Agreement;

 

WHEREAS, Executive Is willing to enter an agreement· with the Bank providing for such supplemental retirement benefits on the terms and conditions described below.

 

NOW, THEREFORE, the parties hereto, for and in consideration of the foregoing and the mutual promises contained herein and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, intending to be legally bound hereby, do agree as follows:

 

1.    Employment of Executive and Commitment to Provide Supplemental Retirement Benefits. In exchange for the supplemental retirement benefits described in this Agreement, Executive agrees that he will not voluntarily terminate his employment with the Bank prior to January I, 2013, the first anniversary of the Effective Date of this Agreement, except as otherwise provided in a certain "Change in Control-Severance Compensation Agreement'' dated December 15, 2011. The Bank, in tum, agrees that in exchange for such commitment, the Bank will provide Executive with the unfunded supplemental retirement benefits on the terms and conditions described in this Agreement, the obligations under which shall be reflected on the general ledger of the Bank (the "Retirement Account"). The Retirement Account shall be an unsecured liability of the Bank to Executive, payable only as provided herein from the general funds of the Bank and only if Executive satisfies the requirements for benefits described in Sections 2, 3, 4 or 6 of this Agreement. The Retirement Account is not a deposit or insured by the FDIC and does not constitute a trust account or any other special obligation of the Bank and does not have priority of payment over any other general obligation of the Bank.

2.    Normal Retirement Benefits.

a.    Eligibility For Normal Retirement Benefit. If Executive continues his employment with the Bank through June 8, 2029 (Executive's "Normal Retirement Date") and does not experience a Separation from Service with 1he Bank and its affiliates (as the term "Separation from Service" is defined below) until on or after the Normal Retirement Date, then Executive shall be entitled to receive the Normal Retirement Benefits described in Subsection 2(b), commencing upon the Payment Commencement Date defined in Subsection 2(c).

b.    Amount of Normal Retirement Benefits. If Executive satisfies the requirements for the Normal Retirement Benefits described in Subsection (a), the Bank shall pay to Executive or his beneficiary a Normal Retirement Benefit equal to $65,800 per year, payable in monthly installments over a period of one-hundred-eighty ( 180) months (i.e., over 15 years), beginning on the Payment Commencement Date defined in Subsection 2(c) and on the first day of each month thereafter until the fifteenth (15th) anniversary of the Payment Commencement Date.

 
 

 

 

 

c.    Payment Commencement Date. For this purpose, except as described in Subsection (e) below, Executive's "Payment Commencement Date" shall be the later of (I) the first business day of the month following the month in which Executive attains age 65 (June 8, 2029) or (2) the first business day of the first calendar month following the end of the calendar month in which Executive experiences a Separation from Service (as defined in Subsection 2 (d) below).

 

d.    Separation from Service. For purposes of this Agreement, the phrase 'Separation from Service' shall be deemed to occur only if either (i) Executive has ceased to perform any services for the Bank and all affiliated companies that, together with the Bank, constitute the 'service recipient' within the meaning of Section 409A of the Internal Revenue Code ('Code') and the regulations thereunder (collectively, the 'Service Recipient') or (ii) the level of bona fide services Executive performs for the Bank after a given date (whether as an employee or as an independent contractor) permanently decreases (excluding a decrease as a result of military leave, sick leave, or other bona fide leave of absence if the period of such leave does not exceed six months, or if longer, so long as Executive retains a right to reemployment with the Bank under an applicable statute or by contract) to no more than twenty-five percent (25%) of the average level of bona fide services performed for the Bank (whether as an employee, director or an independent contractor) over the immediately preceding 36-month period (or the full period of service if Executive has been providing services to the Bank for less than 36 months).

 

e.    Suspension of Payments. Notwithstanding any other provision of this Agreement to the contrary, if at the time of Executive's Separation from Service, Executive is a Specified Employee of the Bank, and the payment of any amount under this Section 2 would otherwise fail to meet the requirements of Code Section 409A(a)(t)B(i), no part of the Normal Retirement Benefits shall be paid until six months after Executive's Separation from Service (or any earlier date permitted under Code Section 409A), at which time Executive shall be paid a lump sum equal to the amounts which would otherwise have been paid during the suspension period in the 30-day period immediately following such suspension period, and thereafter payment of the unpaid monthly amounts shall continue on what would otherwise have been the original payment schedule for such monthly amounts. For this purpose, Executive shall be considered to be a "Specified Employee" of the Bank on any date if, and only if, (A) Executive is a specified employee of the Bank (as that term is defined in Section 409A(a)(2)(B) of the Code) by reason of being a "key employee" of the Bank under Section 416(i) of the Code (without regard to paragraph (5) thereof) and (B) stock of the Bank (or the Bank's holding corporation) is publicly traded on an established securities market on such date.

3.    Early Retirement Benefits.

 

a.    Eligibility for Early Retirement Benefits Upon Termination Prior to Normal Retirement Date. Subject to subsection 3(c) below, if Executive experiences a Separation from Service with the Bank and its affiliates because he voluntarily resigns from full-time employment with the Bank and its affiliates for any reason after January 1, 201 J but before his Normal Retirement Date, or the Bank discharges him for any reason other than For Cause (as defined in subsection 3(c) below) before his Normal Retirement Date, the Bank shall pay to Executive, or his beneficiary in the case of death as provided in Section 5, the Limited Early Retirement Benefit (as hereinafter defined) over a period of one-hundred-eighty ( I 80) months (i.e., over IS years), beginning on the Payment Commencement Date (as determined under Section 2(c) above) and on the first day of each month thereafter until (but including) the fifteenth (15th) anniversary of the Payment Commencement Date.

 

b.    Amount of Limited Early Retirement Benefits. For the purposes of this Agreement, the "Limited Early Retirement Benefit" shall be the annual amount set forth on Exhibit A corresponding to the calendar year in which Executive's employment terminates, and the amount payable each month shall be one-twelfth (1/12) of such annual amount set forth on Exhibit A.

 

c.    Discharge for Cause. Any other provision of this Agreement to the contrary notwithstanding, if Executive experiences a Separation from Service with the Bank and its affiliates as a result of, or in connection with: (i) Executive's insubordination; (ii) Executive's breach of his obligations under this Agreement; his employment agreement with the Bank (if any), (iii) any act or omission by Executive which is, or is likely to be, injurious to the Bank and its affiliates or the business reputation of the Bank and its affiliates, (iv) Executive's dishonesty, fraud, malfeasance, negligence or misconduct; (v) Executive's failure to satisfactorily perform his duties, to follow the direction (consistent with his duties) of the Board of Directors of the Bank, or to follow the policies, procedures, and rules of the Bank and its affiliates; or {vi) Executive's conviction of, or Executive's entry of a plea of guilty or no contest to, a felony or crime involving moral turpitude (any of the foregoing referred to herein as "For Cause"), then Executive shall not be entitled to any supplemental retirement benefits provided for in this Agreement and this Agreement may be terminated by the Bank without any liability whatsoever. The obligation of the Bank to make any payments contemplated under this Agreement shall be suspended during the pendency of any indictment, information or similar charge regarding a felony or crime of moral turpitude, during any regulatory or other adjudicative proceeding concerning regulatory suspension or removal or, for a reasonable time (not to exceed ninety days), while the Board of Directors of the Bank seeks to determine whether Executive could have been terminated For Cause even though Executive may have previously retired, resigned, become Substantially Disabled or been discharged other than For Cause. If during such period the Board of Directors determines that Executive could have been discharged For Cause, this Subsection 3(c) shall be applicable as if Executive had been discharged For Cause. Notwithstanding the foregoing, if, as of the effective date of Executive's termination of employment, there is an employment or other services agreement in effect between Executive and the Bank which defines the term 'For Cause' or a similar concept, then the definition for such term as provided in such services agreement shall apply in lieu of the foregoing definition of such term in this Subsection J(c).

 

d.    Suspension of Payments. Notwithstanding anything in this Section 3 to the contrary, if at the time of Executive's Separation from Service, Executive is a Specified Employee of the Bank, and the payment of any amount under this Section 3 would otherwise fail to meet the requirements of Code Section 409A(a)( I )B(i), no part of the Limited Early Retirement Benefits shall be paid until six months after Executive's Separation from Service (or any earlier date permitted under Code Section 409A), at which time Executive shall be paid a lump sum equal to the amounts which would otherwise have been paid during the suspension period in the 30-day period immediately following such suspension period, and thereafter payment of the unpaid monthly amounts shall continue on what would otherwise have been the original payment schedule for such monthly amounts.

 

 

 

4.

Disability

 

a.    Amount of Disability Benefit, If Executive should become Substantially Disabled {as. defined in Subsection 4(c) below) while he continues to be employed by the Bank and Executive's employment with the Bank is subsequently terminated by the Bank as a result of the disability prior to his Payment Commencement Date, then the Bank shall pay to Executive a Disability Benefit equal to either:

 

i.    If Executive's employment is terminated on or after his Normal Retirement Date, the amount of the annual Normal Retirement Benefit which would have been payable if Executive retired under Section 2 on such date, commencing on the Payment Commencement Date (as defined in Section 2(c) above); or

 

ii.    (ii)If Executive becomes Substantially Disabled prior to his Normal Retirement Date, the amount of the annual Limited Early Retirement Benefit which would have been payable if Executive had terminated employment under Section 3 on such date, except that payment of the Disability Benefit shall commence on the first business day of the first calendar month after Executive is determined to be Substantially Disabled {rather than on the Payment Commencement Date).

 

b.    Payment of Disability Benefit. The Disability Benefit shall be paid in monthly installments over a period of one-hundred-eighty (180) months {i.e., over 15 years) in accordance with Sections 2 or 3 above (as applicable), except that the payments shall commence on the first business day of the first calendar month after Executive is determined to be Substantially Disabled (rather than on the Payment Commencement Date specified in Section 2 or 3 above).

 
 

 

 

 

c.    Standard for Substantially Disabled. For purposes of this Agreement, Executive shall be considered ''Substantially Disabled" if Executive (i) is unable to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or can be expected to last for a continuous period of not less than twelve ( 12) months or (ii) is, by reason of any medically determinable physical or mental impairment which can be expected to result in death or can be expected to last for a continuous period of not less than twelve ( 12) months, receiving income replacement benefits for a period of nor less than three (3) months under an accident and health plan covering the Bank's employees. The determination of whether Executive is "Substantially Disabled" under clause (i) above shall be made by a licensed physician selected by the Board of Directors of the Bank. Notwithstanding the foregoing, "Substantially Disabled" shall be construed consistently with the definition of "disabled" under Code Section 409(a)(2)(C).

 

 

5.

Death of Executive.

 

a.    Death While Receiving Benefits. Upon Executive's death after the Payment Commencement Date for any benefits payable under Sections 2, 3, 4 or 6 of this Agreement, Executive's beneficiary designated on Exhibit B hereto (or Executive's estate if no beneficiary is designated) shall receive the remaining payments due to Executive as if Executive had lived until the last payment due was paid.

 

b.    Death Before Payment Commencement Date. Upon Executive's death prior to a Separation from Service and before payments have commenced under any provision of Sections 2, 3, 4 or 6 of this Agreement, Executive's beneficiary designated on Exhibit D hereto (or Executive's estate if no beneficiary is designated) shall receive a Death Benefit based upon the Accrual Balance recorded on the Bank's general ledger as of the month-end preceding the date of Executive's death. The Death Benefit amount shall be an annuity determined using the Accrual Balance plus interest at the Discount Rate (as defined in 5.(b) (ii) below) payable in five equal annual installments beginning on the first day of the second month following the date of Executive's death. See Exhibit C for a schedule of the projected Accrual Balance at the beginning of each year prior to the Payment Commencement Date. (Example of annuity calculation: If the Accrual Balance were $550,000 at the date of death, the Discount Rate of6%, the payments over five years, then the annual Death Benefit would equal $123,177 for five years.)

 

For purposes of this Section 5 of the Agreement:

 

i.    "Accrual Balance" means the liability accrued by the Bank, using Generally Accepted Accounting Principles (''GAAP"), applying appropriate methodology, Discount Rate, periodic compounding and payments. Any one of a variety of amortization methods may be used to determine the Accrual Balance. However, once chosen, the method must be consistently applied for purposes of the amount payable under this Section 5.

ii.    "Discount Rate" means the rate used by the Bank in determining the Accrual Balance. The initial Discount Rate is six percent (6%). However, the Bank, in its sole discretion, may adjust the Discount Rate to maintain the rate within reasonable standards according to GAAP.

 

 

6.

Change in Control.

 

a.    If a Change in Control (as defined in Subsection 6(d) below) occurs before Executive experiences a Separation from Service with the Bank and, during the period of twenty-four (24) months following the effective date of the Change in Control (but before his Normal Retirement Date), Executive experiences a Separation from Service because he voluntarily resigns from full-time employment with the Bank for any reason or the Bank discharges him for any reason other than for Cause during such period of twenty-four (24) months following the effective date of the Change in Control, then Executive shall receive a Change in Control Benefit based upon the Accrual Balance recorded on the Bank's general ledger as of the month-end preceding the date of Executive's Separation from Service within the twenty four (24) month period following the effective date of the Change in Control. The Change in Control Benefit amount shall be an annuity determined using the Accrual Balance plus interest at the Discount Rate payable in five equal annual installments beginning on the first day of the month following 1he dale of Separation from Service following the Change in Control. Sec Exhibit C for a schedule of the projected Accrual Balance at the beginning of each year prior to the Payment Commencement Date.

b.    Upon the Bank's payment of the Change in Control Benefit under this Section 6, the Bank's obligations to make payments under any other Section of this Agreement, including without limitation, the Normal Retirement Benefit under Section 2, the Early Retirement Benefit under Section 3, or the Disability Retirement Benefit under Section 4, shall terminate.

c.    If a Change in Control occurs after Executive experiences a Separation from Service following the Payment Commencement Date and payments under this Agreement have commenced, Executive shall receive the remaining payments still due to Executive as if no Change in Control had occurred.

d.    For purposes of this Agreement, the occurrence of a "Change in Control'' shall mean the occurrence of any of the following:

i.    (i) the closing of the sale of all, or a material portion, of the assets of the Bank (or the Bank's holding company) which constitutes a "change in the ownership of a substantial portion of the assets'' under Treasury Regulation J .409A·3(i)(5)(vii);

ii.    (ii). the appointment or election to the Board of one or more directors which cause a majority of the members of the Board of Directors to have been replaced during the preceding 12- month period by directors whose appointment or election was not endorsed by a majority of the members of the Board who were serving immediately prior to the beginning of the 12-month period;

iii.    (iii) the acquisition, directly or indirectly, of the beneficial ownership (within the meaning of that term as it is used in Section 13(d) of the Securities Exchange Act of 1934 and the rules and regulations promulgated thereunder) of thirty percent (30%) or more of the outstanding voting securities of the Bank or the Bank's holding company by any person, trust, entity or group, within the meaning of Treasury Regulation I .409A-3(i)(5)(vi)(B ).

 

No transaction or acquisition of voting securities of the Bank or its holding company shall be considered a "Change in Control" for purposes of this Section 6 unless it would qualify as a "change in the ownership'' of the Bank under Treasury Regulation l.409A·3(i)(5Xv), a "change in the effective control" of the Bank under Treasury Regulation 1.409A-3(i)(5)(vi),or a "change in the ownership of a substantial portion of the assets" of the Bank under Treasury Regulation I .409A-3(i)(5)(vii).

 

For purposes of this Section 6 of the Agreement:

iv.    "Accrual Balance" means the liability accrued by the Bank, using Generally Accepted Accounting Principles (''GAAP"), applying appropriate methodology, Discount Rate, periodic compounding and payments. Any one of a variety of amortization methods may be used to determine the Accrual Balance. However, once chosen, the method must be consistently applied for purposes of the amount payable under this Section 6.

v.    "Discount Rate" means the rate used by the Bank in determining the Accrual Balance. The initial Discount Rate is six percent (6%). However, the Bank, in its sole discretion, may adjust the Discount Rate to maintain the rate within reasonable standards according to GAAP.

7.    Benefits Mutually Exclusive. Under no circumstances will Executive or, if applicable his beneficiary or estate, become entitled to benefits under more than one of Sections 2, 3, 4, 5 or 6 of this Agreement.

8.    Intent of Parties. The Bank and Executive intend that this Agreement shall primarily provide supplemental retirement benefits 10 Executive as a member of a select group of management or highly compensated employees of the Bank for purposes of the Employee Retirement Income Security Act of 1974, as may be amended ("ERISA").

 
 

 

 

 

 

9.

ERISA Claims and Appeals Procedure,

 

a.    For claims procedure purposes, the 'Claims Administrator' shall be the Chairman of the Compensation Committee of the Board of Directors of the Bank or his or her designee or, in the event there is no Compensation Committee, the Chairman of the Board of Directors of the Bank (or if Executive is serving as the Chairman of the Board, the senior independent director serving on the Board).

 

For claims procedure purposes, “Appeals Fiduciary” means the Board of Directors of the Bank, or, if the full Board chooses to delegate the authority to review appeals of claims for benefits payable due 10 Executive under this Agreement, the Compensation Committee of the Board of Directors.

 

b.    Notice of Denial. If Executive or a beneficiary is denied a claim for benefits under this Agreement, the Claims Administrator shall provide to the claimant written notice of the denial within ninety (90) days (forty-five (45) days with respect to a denial of any claim for benefits due to Executive becoming Substantially Disabled) after the Claims Administrator receives the claim, unless special circumstances require an extension of time for processing the claim. If such an extension of time is required, written notice of the extension shall be furnished to the claimant prior to the termination of the initial 90-day period. In no event shall the extension exceed a period of ninety (90) days (thirty (30) days with respect to a claim for benefits due to Executive becoming Substantially Disabled) from the end of such initial period. With respect to a claim for benefits due to Executive becoming Substantially Disabled, an additional extension of up to thirty (30) days beyond the initial 30-day extension period may be required for processing the claim. In such event, written notice of the extension shall be furnished to the claimant within the initial 30-day extension period. Any extension notice shall indicate the special circumstances requiring the extension of time, the date by which the Claims Administrator expects to render the final decision, the standards on which entitlement to benefits are based, the unresolved issues that prevent a decision on the claim and the additional information needed to resolve those issues.

 

c.    Contents of Notice of Denial. If Executive or beneficiary is denied a claim for benefits under this Agreement, the written notice of the denial shall set forth:

 

i.    the specific reasons for the denial;

 

ii.    specific references to the pertinent provisions of this Agreement on which the denial is closed;

 

iii.    a description of any additional material or information necessary for the

 

iv.    claimant to perfect the claim and an explanation of why such material or information is necessary;

 

v.    an explanation of this Agreement's claim review procedures, and the time limits applicable to such procedures, including a statement of the claimant's right to bring a civil action under Section 502(a) of ERISA following an adverse benefit determination on review; and

 

vi.    such other information as may be required by the Department of Labor's claims procedures regulations under Section S03 of ERISA or other applicable federal law.

 

d.    Right to Review. After receiving written notice of the denial of a claim, a claimant or his or her representative shall be entitled to:

 

i.    request a full and fair review of the denial of the claim by written application to the Appeals Fiduciary;

 

ii.    request, free of charge, reasonable access to, and copies of, all documents, records, and other information relevant to the claim;

 

 

iii.    submit written comments, documents, records, and other information relating to he denied claim to the Appeals Fiduciary, as applicable; and

 

iv.    a review that takes into account all comments, documents, records, and other information submitted by the claimant relating to the claim, without regard to whether such information was submitted or considered in the initial benefit determination.

 

If a claimant wishes a review of the decision denying his or her claim to benefits under this Agreement, he or she must submit the written application to the Claims Administrator within sixty (60) days after receiving written notice of the denial. If the claimant wishes a review of the decision denying his or her claim to benefits under this Agreement due to Executive becoming Substantially Disabled, he or she must submit the written application to the Appeals Fiduciary within one hundred eighty (180) days after receiving written notice of the denial.

 

e.    Decision on Review. No later than sixty (60) days (fort-.five (45) days with respect to a claim for benefits due to Executive becoming Substantially Disabled) following the receipt of the written application for review, the Appeals Fiduciary shall submit its decision on the review in writing to the claimant involved and to his or her representative, if any, unless the Appeals Fiduciary determines that special circumstances (such as the need to hold a hearing) require an extension of time, to a day no later than one hundred twenty ( 120) days {ninety (90) days with respect to a claim for benefits due to Executive becoming Substantially Disabled) after the date of receipt of the written application for review. If the Appeals Fiduciary determines that the extension of time is required, the Appeals Fiduciary shall furnish to the claimant written notice of the extension before the expiration of the initial sixty (60) day (forty-five (45) days with respect to a claim for benefits due to Executive becoming Substantially Disabled) period. The extension notice shall indicate the special circumstances requiring an extension of time and the date by which the Appeals Fiduciary expects to render its decision on review. In the case of a decision adverse to the claimant, the Appeals Fiduciary shall provide to the claimant written notice of the denial which shall include:

 

i.    the specific reasons for the decision;

 

ii.    specific references to the pertinent provisions of this Agreement on which the decision is based;

 

iii.    a statement that the claimant is entitled to receive, upon request and free of charge, reasonable access to, and copies of, all documents, records, and other information relevant to the claimant's claim for benefits;

 

iv.    (iv) an explanation of this Agreement's claim review procedures, and the time limits applicable to such procedures, including a statement of the claimant's right to bring an action under Section 502(a) of ER(SA following the denial of the claim upon review;

 

v.    (v) in the case of a claim for benefits due to Executive becoming Substantially Disabled, if an internal rule, guideline, protocol or other similar criterion is relied upon in making the adverse determination, either the specific rule, guideline, protocol or other similar criterion; or a statement that such rule, guideline, protocol or other similar criterion was relied upon in making the decision and that a copy of such rule, guideline, protocol or other similar criterion will be provided free of charge upon request;

 

vi.    (vi) in the case of a claim for benefits due to Executive becoming Substantially Disabled, if a denial of the claim is based on a medical necessity or experimental treatment or similar exclusion or limit, an explanation of the scientific or clinical judgment for the denial, an explanation applying the terms of this Agreement to the claimant's medical circumstances or a statement that such explanation will be provided free of charge upon request; and

 

 

vii.    in the case of a claim for benefits due to Executive becoming Substantially Disabled, a statement regarding the availability of other voluntary alternative dispute resolution options.

 

viii.    The Appeals Fiduciary shall have discretionary authority to determine all interpretative issues arising under this Agreement and the interpretations of the Appeals fiduciary shall be final and binding upon Executive or any other party claiming benefits under this Agreement.

 

 

 

10.

Funding by the Bank.

a.    The Bank shall be under no obligation to set aside, earmark or otherwise segregate any funds with which to pay its obligations under this Agreement. Executive shall be and remain an unsecured general creditor of the Bank with respect to the Bank's obligations hereunder. Executive shall have no property interest in the Retirement Account or any other rights with respect thereto.

 

b.    Notwithstanding anything herein to the contrary, the Bank has no obligation whatsoever to purchase or maintain an actual life insurance policy with respect to Executive or otherwise. If the Bank determines in its sole discretion to purchase a life insurance policy referable to the life of Executive, neither Executive nor Executive's beneficiary shall have any legal or equitable ownership interest in, or lien on, such policy or any other specific funding or any other Investment or to any asset of the Bank. The Bank, in its sole discretion, may determine the exact nature and method of funding (if any) of the obligations under this Agreement. If the Bank elects to fund its obligations under this Agreement, in whole or in part, through the purchase of a life insurance policy, mutual funds, disability policy, annuity, or other security, the Bank reserves the right, in its sole discretion, to terminate such method of funding at any time, in whole or in part.

 

c.    If the Bank, in its sole discretion, elects to invest in a life insurance, disability or annuity policy on the life of Executive, Executive shall assist the Bank, from time to time, promptly upon the request of the Bank, in obtaining such insurance policy by supplying any information necessary to obtain such policy as well as submitting to any physical examinations required therefor. The Bank shall be responsible for the payment of all premiums with respect to any whole life, variable, or universal life insurance, disability or annuity policy purchased in connection with this Agreement unless otherwise expressly agreed.

 

11.    Forfeiture of Benefits Due to Misconduct. Except as provided herein, the obligation of the Bank to commence or, if applicable, to continue payment of any benefits hereunder shall cease and all or any remaining payments, as the case may be, shall be forfeited:

 

a.    if Executive is discharged For Cause pursuant to Section 3(c) of this Agreement, or breaches any surviving restrictive covenants concerning non-competition, non-solicitation of customers and/or non- solicitation of employees under any employment contract in existence immediately prior to Executive's separation from service with the Bank and its affiliates; or

 

b.    if no such employment contract is in existence immediately prior to the effective date of such separation from service, if during the twelve-month period immediately following such effective date, Executive (i) directly or indirectly solicits any customer of the Bank, with whom Executive had material contact within the two-year period immediately preceding such effective date, for the purpose of providing any goods or services relating to the business of providing financial and banking services to individual consumers and businesses; (ii)directly or indirectly solicits, recruits or induces any employee of the Bank to terminate his employment relationship with the Bank for the purpose of providing financial and banking services to individual consumers and businesses on behalf of Executive or any third party; or (iii) on his own behalf or on behalf of any third party in the business of providing financial and banking services to individual consumers and businesses, engages in or performs within a fifty-mile radius of the Bank's offices at which Executive was primarily located immediately prior to the effective date of such separation from service services which are substantially similar to those which Executive performed for the Bank.

 

Notwithstanding the foregoing, the forfeiture provisions of this Section 11 shall not be operative with respect to any conduct on the part of Executive that first occurs after the effective date of a Change in Control (as defined in Section 6 above).

 

12.    Employment of Executive: Other Agreements. The benefits provided for herein for Executive are supplemental retirement benefits and shall not be deemed to modify, affect or limit any salary or salary increases, bonuses, profit sharing or any other type of compensation of Executive in any manner whatsoever. No provision contained in this Agreement shall in any way affect, restrict or limit any existing employment agreement between the Bank and Executive, nor shall any provision or condition contained in this Agreement create specific employment rights of Executive or limit the right of the Bank to discharge Executive with or without cause. Except as otherwise provided therein, nothing contained in this Agreement shall affect the right of Executive to participate in or be covered by or under any qualified or non-qualified pension, profit sharing, group, bonus or other supplemental compensation, retirement or fringe benefit plan constituting any part of the Bank's compensation structure whether now or hereinafter existing.

 

13.    Confidentiality. In further consideration of the mutual promises contained herein, Executive agrees that the terms and conditions of this Agreement, except as such may be disclosed in financial statements and tax returns, or in connection with estate planning, are and shall forever remain confidential until the death of Executive and Executive agrees that he/she shall not reveal the terms and conditions contained in this Agreement at any time to any person or entity, other than his financial and professional advisors unless required to do so by a court of competent jurisdiction.

 

14.    Withholding. Executive is responsible for payment of all taxes applicable to compensation and benefits paid or provided to Executive under this Agreement, including federal and state income tax withholding, except the Bank shall withhold any taxes that, in its reasonable Judgment, are required to be withheld, including but not limited to taxes owed under Section 409A of the Code and regulations thereunder and all employment (FICA) taxes due to be paid by the Bank pursuant to Section 3121(v) of the Code and regulations promulgated thereunder (i.e., FICA taxes on the present value of payments hereunder which are no longer subject to vesting). Executive acknowledges that the Bank's sole liability regarding taxes is to forward any amounts withheld to the appropriate taxing authority(ies). Further, the Bank shall satisfy all applicable reporting requirements including those under Section 409A of the Code and the regulations thereunder. Executive agrees that appropriate amounts for any such withholdings, including FICA taxes, may be deducted from the cash salary, bonus or payments due under this Agreement or other payments due to Executive by the Bank to satisfy the employee-portion of such obligations. If insufficient cash wages are available or if Executive so desires, Executive may remit payment in cash for the withholding amounts. Notwithstanding any other provision in this Agreement to the contrary, payment under this Agreement may be accelerated to pay, where applicable, the Federal Insurance Contributions Act tax imposed under Sections 3101, 3121(a), and 3121(v)(2) of the Code and any state, local, and foreign tax obligations (the 'Tax Obligations') that may be Imposed on amounts deferred pursuant to this Agreement prior 10 the time such amounts are paid or made available to Executive and to pay the income tax at source on wages imposed under Section 340 I of the Code or the corresponding withholding provisions of applicable state, local, or foreign tax laws as a result of an accelerated payment of the Tax Obligations (the 'Income Tax Obligations'). Accelerated payments pursuant to this Section 14 shall not exceed the amount of the Tax Obligations and Income Tax Obligations and shall be made as a payment directly to taxing authorities pursuant to the applicable withholding provisions. Any accelerated payments pursuant to this Section 14 shall reduce the benefit provided to Executive pursuant to this Agreement.

 

 

15.

Miscellaneous Provisions.
 

a.

Counterparts. This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and all such counterparts shall constitute one and the same instrument. This Agreement may be executed and delivered by facsimile transmission of an executed counterpart.
 

b.

Construction. As used in this Agreement, the neuter gender shall include the masculine and the feminine, the masculine and feminine genders shall be interchangeable among themselves and each with the neuter, the singular numbers shall include the plural, and the plural the singular. The term "person" shall include all persons and entities of every nature whatsoever, including, but not limited to, individuals, corporations, partnerships, governmental entities and associations. The terms "including," "included," "such as" and terms of similar import shall not imply the exclusion of other items not specifically enumerated.
 

c.

Severability. lf any provision of this Agreement or the application thereof to any person or circumstance shall be held to be invalid, illegal, unenforceable or inconsistent with any present or future law, ruling, rule or regulation of any court, governmental or regulatory authority having jurisdiction over the subject matter of this Agreement, such provision shall be rescinded or modified in accordance with such law, ruling, rule or regulation and the remainder of this Agreement or the application of such provision to the person or circumstances other than those as to which it is held inconsistent shall not be affected thereby and shall be enforced to the greatest extent permitted by law.
 

d.

Federal Law Restrictions. Notwithstanding anything herein contained to the contrary, any payments to Executive by the Bank pursuant to this Agreement are subject to and conditioned upon their compliance with Section l S(k) of the Federal Deposit Insurance Act, 12 U.S.C. Section I 828(k), and the regulations promulgated thereunder in 12 C.F.R. Part 359.
 

e.

Governing Law. This Agreement Is made in the State of Ohio and shall be governed in all respects and construed in accordance with the laws of the State of Ohio, without regard to its conflicts of law principles, except to the extent superseded by the Federal laws of the United States.
 

f.

Binding Effect. This Agreement is binding upon the parties, their respective successors, assigns, heirs and legal representatives. Without limiting the foregoing this Agreement shall be binding upon any successor of the Bank whether by merger or acquisition of all or substantially all of the assets or liabilities of the Bank. This Agreement may not be assigned by any party without the prior written consent of each other party hereto. This Agreement has been approved by the Board of Directors of the Bank and the Bank agrees to maintain an executed counterpart of this Agreement in a safe place as an official record of the Bank.
 

g.

No Trust. Nothing contained in this Agreement and no action taken pursuant to the provisions of this Agreement shall create or be construed to create a trust of any kind, or a fiduciary relationship between the Bank and Executive, Executive's designated beneficiary or any other person.
 

h.

Assignment of Rights. None of the payments provided for by this Agreement shall be subject to seizure for payment of any debts or judgments against Executive or any beneficiary; nor shall Executive or any beneficiary have any right to transfer, modify, anticipate or encumber any rights or benefits hereunder; provided, however, that the undistributed portion· of any benefit payable hereunder shall at all times be subject to set-off for debts owed by Executive to the Bank.
 

i.

Entire Agreement. This Agreement (together with its exhibits, which are incorporated herein by reference) constitutes the entire agreement of the parties with respect to the subject matter hereof and all prior or contemporaneous negotiations, agreements and understandings, whether oral or written are hereby superseded, merged and integrated into this Agreement.
 
 

 

 

 

 

j.

Notice. Any notice to be delivered under this Agreement shall be given in writing and delivered by hand, or by first class, certified or registered mail, postage prepaid, addressed to the Bank or Executive, as applicable, at the address for such party set forth below or such other address designated by notice.

 

ex_672614img001.jpg

 

 

 

k.

Non-waiver. No delay or failure by either party to exercise any right under this Agreement, and no partial or single exercise of that right, shall constitute a waiver of that or any other right.

 

 

l.

Headings. Headings in this Agreement are for convenience only and shall not be used to interpret or construe its provisions.

 

 

m.

Amendment. No amendments or additions to this Agreement shall be binding unless in writing and signed by both parties. No waiver of any provision contained in this Agreement shall be effective unless it is in writing and signed by the party against whom such waiver is asserted.

 

 

n.

Seal. The parties hereto intend this Agreement to have the effect of an agreement executed under the seal of each.

 

 

o.

Legal Expenses. From and after the occurrence of a Change in Control, the Bank shall pay all reasonable legal fees and expenses incurred by Executive seeking to obtain or enforce any right or benefit provided by this Agreement promptly from time to time, at the Executive's request, as such fees and expenses are incurred; provided, however, that the Executive shall be required to reimburse the Bank for only such fees and expenses if a court, arbitrator or any other adjudicator agreed to by the parties determines that the Executive's claim is without substantial merit. The Bank's obligation in this regard shall continue until such time as a final determination (including any appeals) is made with respect to the proceedings; provided, however, that such proceedings must commence prior to the expiration of any applicable statute of limitations and payment of such reimbursements must be made as soon as feasible following the date the Executive submits verification of the expenses incurred but not later than the last day of the Executive's taxable year following the taxable year in which the expenses are incurred. The Executive shall not be required to pay any legal fees or expenses incurred by the Bank in connection with any claim or controversy arising out of or relating to this Agreement, or any breach thereof.

 

 

 

IN WITNESS WHEREOF, the parties hereto have executed, or caused to be executed, this Agreement as of the day and year first above written.

 

ex_672614img002.jpg

 

 
 

 

 

 

Exhibit A

 

Ronald Zimmerly

"Normal Retirement Date"= June 8, 2029

 

"Payment Commencement Date"= The payment commencement date for the Normal Retirement Benefit shall be later of the first business day of the month following the month in which Executive attains age 65 (June 8, 2029) or the first business day of the month following the month in which Executive experiences a Separation from Service (as defined in Section 2(d) of the Agreement).

 

"Normal Retirement Benefit"= $65,800 per year

 

"Limited Early Retirement Benefit" means the annual amount equal to the ''Limited Benefit" from the following table below based upon Executive's year of termination of employment:

Year of Termination of Employment

Limited Benefit

January 1, 2012 to December 31, 2012

$0

January 1, 2013 to December 31, 2013

$6,926

January 1, 2014 to December 31, 2014

$10,389

January 1, 2015 to December 31, 2015

$13,853

January 1, 2016 to December 31, 2016

$17,316

January 1, 2017 to December 31, 2017

$20,779

January 1, 2018 to December 31, 2018

$24,242

January 1, 2019 to December 31, 2019

$27,705

January 1, 2020 to December 31, 2020

$31,168

January 1, 2021 to December 31, 2021

$34,632

January 1, 2022 to December 31, 2022

$38,095

January 1, 2023 to December 31, 2023

$41,558

January 1, 2024 to December 31, 2024

$45,021

January 1, 2025 to December 31, 2025

$48,484

January 1, 2026 to December 31, 2026

$51,947

January 1, 2027 to December 31, 2027

$55,411

January 1, 2028 to December 31, 2028

$58,874

January 1, 2029 to June 7, 2029

$62,337

 

 

The undersigned Ronald Zimmerly (the ''Executive") hereby acknowledges that he has reviewed this Exhibit A to the Supplemental Executive Retirement Benefits Agreement and that the information set forth in this Exhibit A is true and correct in all material respects.

ex_672614img003.jpg

 

 

 

 

 

 

 

 

 

 

Exhibit C

 

RONALD ZIMMERLY

Projected Death Benefit and Change in Control Benefit

Year

Projected Value of Death Benefit Based on Accrual Balance (see Note)

Projected Present Value of Change in Control Benefit Based on Accrual Balance (see Note)

January 1, 2012

$0

$0

January 1, 2013

$13,185

$13,185

January 1, 2014

$27,952

$27,952

January 1, 2015

$44,443

$44,443

January 1, 2016

$62,813

$62,813

January 1, 2017

$83,228

$83,228

January 1, 2018

$105,865

$105,865

January 1, 2019

$130,920

$130,920

January 1, 2020

$158,600

$158,600

January 1, 2021

$189,131

$189,131

January 1, 2022

$222,754

$222,754

January 1, 2023

$259,732

$259,732

January 1, 2024

$300,344

$300,344

January 1, 2025

$344,895

$344,895

January 1, 2026

$393,711

$393,711

January 1, 2027

$447,143

$447,143

January 1, 2028

$505,570

$505,570

January 1, 2029

$569,398

$569,398

June 7, 2029

$639,066

$639,066

 

Note: The actual Death Benefit under Section 5. (b) and the actual Change in Control Benefit under Section 6 will be calculated based upon the Accrual Balance on the Bank's general ledger as of the month-end preceding the date of the Executive's death or the date of the Separation from Service date following the Change in Control, as applicable.

 

The undersigned RONALD ZIMMERLY ("Executive") hereby acknowledges that he or she has reviewed this Exhibit C to the Supplemental Executive Retirement Benefits Agreement and that the information set forth in this Exhibit C is true and correct in all material respects.

 

ex_672614img004.jpg

 

 
 EX-10.9 9 ex_672649.htm EXHIBIT 10.9 FA SERP ZIMMERLY ex_672649.htm

Exhibit 10.9

 

FIRST AMENDMENT TO THE

SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFITS AGREEMENT

 

This First Amendment to the Supplemental Executive Retirement Benefits Agreement is adopted this 14th day of July, 2015, by and between Liberty National Bank, a national banking association (the "Bank") and Ronald Zimmerly, an individual resident of the State of Ohio (the "Executive").

 

WHEREAS, the Bank and the Executive have previously entered into the Supplemental Executive Retirement Benefits Agreement dated December 15, 2011 and effective January 1, 2012, (the ''Agreement"), an unfunded arrangement maintained to encourage the Executive to remain an employee of the Employer;

 

WHEREAS, the Agreement is designed to provide supplemental retirement benefits to the Executive upon his retirement, death, or disability, payable out of the Employer's general assets; and

 

WHEREAS, the Employer and the Executive have agreed to amend the Agreement relative to the amount of the benefits provided under the Agreement as of October 1, 2015 (the "Effective Date");

 

NOW, THEREFORE, for good and valuable consideration, the adequacy of which is acknowledged by the parties hereto, the Agreement is hereby amended with the following changes:

 

Freeze in Accrued Benefits. Effective as of the date indicated above, the Limited Early Retirement Benefit for the calendar year 201 S is hereby frozen and established as the frozen Limited Benefit and the Normal Retirement Benefit, as shown on Exhibit D attached hereto.

 

Exhibit A and Exhibit C. Effective as of the date indicated above, Exhibit A and Exhibit C, as provided in the Agreement, are hereby deleted in their entirety and Exhibit D, attached hereto, is hereby established as the amended schedule of benefits under the Agreement.

 

All other provisions of the Agreement remain unchanged.

 

IN WITNESS WHEREOF, the Executive and a duly authorized officer of the Employer have signed this Agreement as of the date first written above.

 

ex_672649img001.jpg

 

 

 

 

 

 

 

 

 

 

 

Year of Termination of Employment

Limited Benefit

Normal Retirement Benefit

Projected Present Value of Death Benefit Based on Accrual Balance

Projected Present Value of Change in Control Benefit Based on Accrual Balance

January 1, 2015 to December 31, 2015

$13,853

$13,853

$46,770

$46,770

January 1, 2016 to December 31, 2016

$13,853

$13,853

$50,519

$50,519

January 1, 2017 to December 31, 2017

$13,853

$13,853

$54,549

$54,549

January 1, 2018 to December 31, 2018

$13,853

$13,853

$58,881

$58,881

January 1, 2019 to December 31, 2019

$13,853

$13,853

$63,536

$63,536

January 1, 2020 to December 31, 2020

$13,853

$13,853

$68,538

$68,538

January 1, 2021 to December 31, 2021

$13,853

$13,853

$73,911

$73,911

January 1, 2022 to December 31, 2022

$13,853

$13,853

$79,683

$79,683

January 1, 2023 to December 31, 2023

$13,853

$13,853

$85,881

$85,881

January 1, 2024 to December 31, 2024

$13,853

$13,853

$92,536

$92,536

January 1, 2025 to December 31, 2025

$13,853

$13,853

$99,680

$99,680

January 1, 2026 to December 31, 2026

$13,853

$13,853

$107,349

$107,349

January 1, 2027 to December 31, 2027

$13,853

$13,853

$115,579

$115,579

January 1, 2028 to December 31, 2028

$13,853

$13,853

$124,410

$124,410

January 1, 2029

$13,853

$13,853

$133,885

$133,885

 

Note: The actual Death Benefit and actual Change in Control Benefit under this Amendment will be calculated based on the Accrual Balance on the Bank's general ledger as of the month-end preceding the date of the Executive's death or the date of Separation from Service date following the Change in Control, as applicable.

 
 EX-10.10 10 ex_672615.htm EXHIBIT 10.10 S SERP ZIMMERLY ex_672615.htm

Exhibit 10.10

 

LIBERTY NATIONAL BANK

SECONDARY SUPPLEMENT AL EXECUTIVE RETIREMENT PLAN

 

This Supplemental Executive Retirement Plan (''Plan") is adopted as of this 1st day of October, 201 S (the "Effective Date") by LIBERTY NATIONAL BANK, an Ohio corporation (the "Employer" or the "Bank") for the benefit of Ronald L. Zimmerly, Jr. (the "Executive"). The purpose of the Plan is to provide certain supplemental nonqualified pension benefits to certain executives who have contributed substantially to the success of the Employer and the Employer desires to incentivize the executives to continue in its employ.

 

This Plan is intended to be and shall be administered as an income tax nonqualified, unfunded plan primarily for the purpose of providing deferred compensation for a select group of management or highly compensated employees within the meaning of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), Sections 201(2), 301 (a)(3), and 40l(a)(l). This Plan is intended to comply with the requirements of Section 409A of the Internal Revenue Code of 1986, as amended (the "Code") and, accordingly, the intent of the parties hereto is that the Plan shall be operated and interpreted consistent with the requirements thereof.

 

ARTICLE 1

DEFINITIONS

 

Whenever used in this Plan, the following terms have the meanings specified:

 

1.1.“    Account Balance'' means, as of any date, the liability that should be accrued by the Bank under generally accepted accounting principles ("GAAP") on behalf of the Executive.

 

1.2.    "Annuity Contract" means the following annuity contract(s) purchased and solely owned by the Bank: [a Flexible Premium Indexed Deferred Annuity Contract issued by National Western Life Insurance Company, contract #1350652 or such other annuity contracts as the Bank may purchase from time to time].

 

1.3.    "Beneficiary" means the person or entity designated, or otherwise determined in accordance with Article 4, in writing by the Executive to receive death benefits pursuant to this Plan in the event of his or her death.

 

1.4.    "Beneficiary Designation Form" means the form established from time to time by the Plan Administrator that the Executive completes, signs, and returns to the Plan Administrator to designate one or more Beneficiaries.

 

1.5.    "Board" means the Board of Directors of the Employer.

 

1.6.    "ERISA''. means the Employee Retirement Income Security Act of 1974.

 

1.7.    "Normal Retirement Age" means age sixty-five (65).

 

1.8.    "Normal Retirement Date" means the later of a Designated Executive's Normal Retirement Age or Separation from Service.

 

1.9.“    Rider" means the income rider attached to the Annuity Contract as an endorsement or other product feature that operates as an income rider, with such feature providing for a withdrawal or payment feature for the life of the annuitant.

 

1.10.    "Separation from Service" means separation from service as that term is defined and interpreted in Section 409A of the Code and Treasury Regulation § 1.409A-1 (h) or in subsequent regulations or other guidance issued by the Internal Revenue Service.

 

1.11.    "Specified Employee" means a key employee (as defined in Section 416(i) of the Code without regard to paragraph 5 thereof) of the Bank if any stock of the Bank is publicly traded on an established securities market or otherwise.

 

1.12.“    Termination for Cause" means Separation from Service for:

 

(a)    Gross negligence of gross neglect of duties to the Bank; or

(b)    Conviction of a felony or gross misdemeanor involving moral turpitude in connection with the Designated Executive's employment with the Bank; or

 

 

ARTICLE2

DEFERRED COMPENSATION AND VALUATION OF ACCOUNT

 

2.1.    Annuity Contract and Other Investments. For purposes of satisfying its obligations to provide benefits under this Plan, the Bank has initially invested in the Annuity Contract and may invest in other investments. However, nothing in this Section shall require the Bank to invest in any particular form of investment.

 

2.2.    Ownership of the Annuity Contract. The Bank is the sole owner of the Annuity Contract, and other such investments, and shall have the right to exercise all incidents of ownership. The Bank shall be the beneficiary of the death proceeds of the Annuity Contract. The Bank shall at all times be entitled to the Annuity Contract's cash surrender value, as that term is defined in the Annuity Contract.

 

2.3.    Right to Annuity Contract. Notwithstanding any provision hereof to the contrary, the Bank shall have the right to sell or surrender any Annuity Contract without terminating this Plan, provided the Bank replaces the Annuity Contract with a comparable annuity policy or asset of comparable value. Without limitation, the Annuity Contract at all times shall be the exclusive property of the Bank and shall be subject to the claims of the Bank's creditors

 

2.4.    Rabbi Trust. Employer may establish a "rabbi trust" to which contributions may be made to provide the Employer with a source of funds for purposes of satisfying the obligations of the Employer under the Plan. The trust shall constitute an unfunded arrangement and shall not affect the status of the Plan as an unfunded plan. The Executive and his or her Beneficiary shall have no beneficial ownership interest in any assets held in the trust.

 
 

 

ARTICLE3

RETIREMENT AND OTHER BENEFITS

 

3.1.    Retirement Benefit. Upon the Executive's Separation from Service for any reason other than death or Termination For Cause, the Executive will be entitled to the monthly benefit payment described in this paragraph 3.1. The amount of the monthly benefit will equal (a) the amount that is paid from the Annuity Contract designated under this Plan to benefit the Executive through the Rider, with such amount determined as of the data of Separation from Service, less (b) any amounts due and paid under the Amended and Restated Officer Supplemental Retirement Agreement for the benefit of the Executive, dated January 1, 2009, and as amended to freeze benefit accruals dated October 1, 2015 (the "Normal Retirement Benefit"). The Normal Retirement Benefit will be payable in equal monthly installments for the life of the Executive commencing on the later of the first (1st) day of the month following the Designated Executive's Normal Retirement Date or the first (151) day of the month following the Executive's Separation from Service. This shall be the Executive's benefit in lieu of any other benefit under this Plan.

 

3.2.    Restriction on Timing of Distributions. Notwithstanding the applicable provisions of this Plan regarding timing of payments, the following special rules shall apply if the stock of the Employer is publicly traded at the time of the Executive's Separation from Service in order for this Plan to comply with Section 409A of the Code: (i) to the extent the Executive is a "specified employee" (as defined under Section 1.409A-l(i) of the Treasury Regulations) at the time of a distribution and to the extent such applicable provisions of Section 409A of the Code and the regulations thereunder require a delay of such distributions by a six-month period after the date of such Executive's Separation from Service with the Employer, no such distribution shall be made prior to the date that is six ·months after the date of the Executive's ·separation from Service with the Employer, and (ii) any such delayed payments shall be paid to the Executive in a single lump sum within five (5) business days after the end of the six (6) month delay.

 

3.3.    Termination for Cause. In the event the Executive's Separation from Service is due to Termination for Cause, this agreement will terminate and the Executive will not be entitled to any of the benefits enumerated in this agreement.

 

ARTICLE 4

BENEFICIARIES

 

4.1.    Beneficiary Designations. The Executive shall have the right to designate at any time a Beneficiary to receive any benefits payable under this Plan upon the death of the Executive. The Beneficiary designated under this Plan may be the same as or different from the Beneficiary designation under any other benefit plan of the Employer in which the Executive participates.

 

4.2.    Beneficiary Designation: Changes. The Executive shall designate a Beneficiary by completing and signing the Beneficiary Designation Form and delivering it to the Plan Administrator or its designated agent. The Executive's Beneficiary designation shall be deemed automatically revoked if the Beneficiary predeceases the Executive or if the Executive names a spouse as Beneficiary and the marriage is subsequently dissolved. The Executive shall have the right to change a Beneficiary by completing, signing, and otherwise complying with the terms of the Beneficiary Designation Form and the Plan Administrator1 s rules and procedures, as in effect

 
 

 

from time to time. Upon the acceptance by the Plan Administrator of a new Beneficiary Designation Form, all Beneficiary designations previously filed shall be cancelled. The Plan Administrator shall be entitled to rely on the last Beneficiary Designation Form filed by the Executive and accepted by the Plan Administrator before the Executive's death.

 

4.3.    Acknowledgment. No designation or change in designation of a Beneficiary shall be effective until received in writing by the Plan Administrator or its designated agent.

 

4.4.    No Beneficiary Designation. If the Executive dies without a valid Beneficiary designation, or if all designated Beneficiaries predecease the Executive, then the Executive's spouse shall be the designated Beneficiary. If the Executive has no surviving spouse, the benefits shall be distributed to the personal representative of the Executive's estate.

 

4.5.    Facility of Payment. If a benefit is payable to a minor, to a person declared incapacitated, or to a person incapable of handling the disposition of his or her property, the Employer may pay such benefit to the guardian, legal representative, or person having the care or custody of the minor, incapacitated person, or incapable person. The Employer may require proof of incapacity, minority, or guardianship as it may deem appropriate before distribution of the benefit. Distribution shall completely discharge the Employer from all liability for the benefit.

 

ARTICLES

GENERAL LIMITATIONS

 

5.1.    Limits on Payments. It is the intention of the parties that none of the payments to which the Executive is entitled under this Plan will constitute a "golden parachute payment" within the meaning of 12 USC Section l 828(k) or implementing regulations of the FDIC, the payment of which is prohibited (collectively, "Section 1828(k)"). Notwithstanding any other provision of this Plan to the contrary, any payments due to be made by Employer for the benefit of the Executive pursuant to this Plan, or otherwise, are subject to and conditioned on compliance with Section 1828(k) and any regulations promulgated thereunder including the receipt of all required approvals thereof by Employer's primary federal banking regulator and/or the FDIC.

 

5.2.    In addition, Employer and its successors retain the legal right to demand the return of any payment made hereunder. which constitutes a "golden parachute payment" within the meaning of Section 1828(k) or implementing regulations of the FDIC should Employer or its successors later obtain information indicating that the Executive committed, is substantially responsible for, or has violated, the respective acts or omissions, conditions, or offenses outlined under 12 C. F .R. 359.4(a)(4).

 

ARTICLE 6

CLAIMS AND REVIEW PROCEDURES

 

6.1.    Claims Procedure. A person or Beneficiary (a "claimant") who has not received benefits under the Plan that he or she believes should be paid shall make a claim for such benefits as follows, and strictly in accordance with Section 409A of the Code:

 

(a)    Initiation - Written Claim. The claimant initiates a claim by submitting to the Plan Administrator a written claim for the benefits. If the claim relates to the contents of a notice received by the claimant, the claim must be made within sixty (60) days after the notice was received by the claimant. All other claims must be made within one hundred eighty (180) days after the date of the event that caused the claim to arise. The claim must state with particularity the determination desired by the claimant.

 
 

 

 

 

(b)    Timing of Plan Administrator Response. The Plan Administrator shall respond to such claimant within ninety (90) days after receiving the claim. If the Plan Administrator determines that special circumstances require additional time for processing the claim, the Plan Administrator can extend the response period by an additional ninety (90) days by notifying the claimant in writing, prior to the end of the initial ninety (90)-day period, that an additional period is required. The notice of extension must set forth the special circumstances and the date by which the Plan Administrator expects to render its decision.

 

(c)    Notice of Decision. If the Plan Administrator denies part or all of the claim, the Plan Administrator shall notify the claimant in writing of such denial. The Plan Administrator shall write the notification in a manner calculated to be understood by the claimant. The notification shall set forth:

 

 

(i)

The specific reasons for the denial,

 

 

(ii)

A reference to the specific provisions of the Plan on which the denial is based,

 

 

(iii)

A description of any additional information or material necessary for the claimant to perfect the claim and an explanation of why it is needed,

 

 

(iv)

An explanation of the Plan's review procedures and the time limits applicable to such procedures, and

 

 

(v)

A statement of the claimant's right to bring a civil action under ERISA Section 502(a) following an adverse benefit determination on review.\

 

6.2.    Review Procedure. If the Plan Administrator denies part or all of the claim, the claimant shall have the opportunity for a full and fair review by the Plan Administrator of the denial, as follows

 

(a)    Initiation - Written Request. To initiate the review, the claimant, within 60 days after receiving the Plan Administrator's notice of denial, must file with the Plan Administrator a written request for review.

 

(b)    Additional Submissions - Information Access. The claimant shall then have the opportunity to submit written comments, documents, records and other information relating to the claim. The Plan Administrator shall also provide the claimant, upon request and free of charge, reasonable access to, and copies of, all documents, records and other information relevant (as defined in applicable BRISA regulations) to the claimant's claim for benefits.

 
 

 

 

 

(c)    Considerations on Review. In considering the review, the Plan Administrator shall take into account all materials and information the claimant submits relating to the claim, without regard to whether such information was submitted or considered in the initial benefit determination.

 

(d)    Timing of Plan Administrator Response. The Plan Administrator shall respond in writing to such claimant within sixty (60) days after receiving the request for review. If the Plan Administrator determines that special circumstances require additional time for processing the claim, the Plan Administrator can extend the response period by an additional sixty (60)days by notifying the claimant in writing, prior to the end of the initial sixty (60)-day period, that an additional period is required. The notice of extension must set forth the special circumstances and the date by which the Plan Administrator expects to render its decision.

 

(e)    Notice of Decision. The Plan Administrator shall notify the claimant in writing of its decision on review. The Plan Administrator shall write the notification in a manner calculated to be understood by the claimant. The notification shall set forth:

 

 

(i)

The specific reasons for the denial,

 

 

(ii)

A reference to the specific provisions of the Plan on which the denial is based,

 

 

(iii)

A statement that the claimant is entitled to receive, upon request and free of charge, reasonable access to, and copies of, all documents, records and other information relevant (as defined in applicable ERISA regulations) to the claimant's claim for benefits, and

 

 

(iv)

A statement of the claimant's right to bring a civil action under ERISA Section 502(a).

 

 

(v)

A statement of the claimant's right to bring a civil action under ERISA Section 502(a) following an adverse benefit determination on review.

 

(f)    Claims Criteria. All claim determinations under this Section 6 shall be made in accordance with Section 409A of the Code and the Regulations thereunder.

 

ARTICLE 7

MISCELLANEOUS

 

7.1.     Amendments and Termination. Strictly in compliance with Section 409A of the Code, (a) this Agreement may be amended by a written agreement signed by the Employer and by the Executive, and (b) except as otherwise provided herein, the Agreement may be terminated solely by the Employer in its sole discretion. Any acceleration of payments or change in the form of payments under this Agreement, including upon the amendment, modification or termination of the Agreement, shall be strictly as permitted and in accordance with Section 409A of the Code, including 1.409A-3(i)(4) of the Treasury Regulations.

7.2.    No Guarantee of Employment. This Plan is not an employment policy or contract. It does not give any Executive the right to remain an employee of the Employer, nor does it interfere with the Employer's right to discharge the Executive. It also does not require any Executive to remain an employee nor interfere with any Executive's right to terminate employment at any time.

 

7.3.    Non-Transferability. Benefits under this Plan cannot be sold, transferred, assigned, pledged, attached, or encumbered in any manner.

 

7.4.    Tax Withholding. The Employer shall withhold any taxes that are required to be withheld from the benefits provided under this Plan.

 

7.5.    Applicable Law. Except to the extent preempted by the laws of the United States of America, the validity, interpretation, construction and performance of this Plan shall be governed by and construed in accordance with the laws of the State of Ohio _____ , without giving effect to the principles of conflict of laws of such state.

 

7.6.    Unfunded Arrangement. The Executive and his/her Beneficiary are general unsecured creditors of the Employer for the payment of benefits under this Plan. The benefits represent the mere promise by the Employer to pay such benefits. The rights to benefits are not subject in any manner to anticipation, alienation, sale, transfer, assignment, pledge, encumbrance, attachment, or garnishment by creditors. Any insurance, annuity contract or other asset purchased by Employer to fund its obligations under this Plan shall be a general asset of the Employer to which the Executive and Beneficiary have no preferred or secured claim.

 

7.7.    Benefit Provision. Notwithstanding the provisions of this Plan in the payment of the benefits under Article 3, any benefits payable under this Plan are contingent solely upon the amount that is provided by the Annuity Contract(s) as identified in this Plan or other provision as provided for in Article 2.

 

7.8.    Severability. If any provision of this Plan is held invalid, such invalidity shall not affect any other provision of this Plan, and each such other provision shall continue in full force and effect to the full extent consistent with law. If any provision of this Plan is held invalid in part, such invalidity shall not affect the remainder of the provision, and the remainder of such provision together with all other provisions of this Plan shall continue in full force and effect to the full extent consistent with law.

 

7.9.    Headings. The headings of articles herein are included solely for convenience of reference and shall not affect the meaning or interpretation of any provision of this Plan.

 

 

7.10.    Notices. All notices, requests, demands, and other communications hereunder shall be in writing and shall be deemed to have been duly given if delivered by hand or mailed, certified or registered mail, return receipt requested, with postage prepaid. Unless otherwise changed by notice, notice shall be properly addressed to the Executive if addressed to the address of the Executive on the books and records of the Employer at the time of the delivery of such notice, and properly addressed to the Employer if addressed to the Board, 100 East Franklin St., Kenton, Ohio.

 

7.11.    Payment of Legal Fees. In the event litigation ensues between the parties concerning the enforcement of the obligations of the parties under this Plan, the Employer shall pay all costs and expenses in connection with such litigation until such time as a final determination (excluding any appeals) is made with respect to the litigation.

 

 

7.12.    Termination or Modification of Plan Because of Changes in Law. Rules or Regulations. The Employer is entering into this Plan on the assumption that certain existing tax laws, rules, and regulations will continue in effect in their current form. If that assumption materially changes and the change has a material detrimental effect on this Plan, then the Employer reserves the right to terminate or modify this Plan accordingly.

 

ARTICLES

ADMINISTRATION OF AGREEMENT

 

8.1.    Plan Administrator Duties. This Plan shall be administered by a Plan Administrator consisting of the Board or such committee or person(s) as the Board shall appoint. The Plan Administrator shall have the sole and absolute discretion and authority to interpret and enforce all appropriate rules and regulations for the administration of this Plan and the rights of the Executive under this Plan, to decide or resolve any and all questions or disputes arising under this Plan, including benefits payable under this Plan and all other interpretations of this Plan, as may arise in connection with the Plan.

8.2.    Agents. In the administration of this Plan, the Plan Administrator may employ agents and delegate to them such administrative duties as it sees fit (including acting through a duly appointed representative) and may from time to time consult with counsel, who may be counsel to the Employer.

8.3.    Binding Effect of Decisions. The decision or action of the Plan Administrator with respect to any question arising out of or in connection with the administration, interpretation, and application of the Plan and the rules and regulations promulgated hereunder shall be final and conclusive and binding upon all persons having any interest in the Plan. Without limiting the foregoing, it is acknowledged that the value of the benefits payable hereunder may be difficult to determine in the event the Employer does not actually purchase and maintain the Annuity Contract as contemplated hereunder; therefore, in such event, the Employer shall have the right to make any reasonable assumptions in determining the benefits payable hereunder and any such determination made in good faith shall be binding on the Executive.

8.4.    Indemnity of Plan Administrator. The Plan Administrator shall not be liable to any person for any action taken or omitted in connection with the interpretation and administration of this Plan, unless such action or omission is attributable to the willful misconduct of the Plan Administrator or any of its members. The Employer shall indemnify and hold harmless the members of the Plan Administrator against any and all claims, losses, damages, expenses, or liabilities arising from any action or failure to act with respect to this Plan, except in the case of willful misconduct by the Plan Administrator or any of its members.

8.5.    Employer Information. To enable the Plan Administrator to perform its functions, the Employer shall supply full and timely information to the Plan Administrator on all matters relating to the date and circumstances of the retirement, death, or Separation of Service of the Executive and such other pertinent information as the Plan Administrator may reasonably require.

 

This Supplemental Executive Retirement Plan Agreement is hereby adopted as of the date written above.

 

 

 

 

 

 

ex_672615img001.jpg

 

 
 EX-10.13 11 ex_672616.htm EXHIBIT 10.13 SERP ZIMMERLY 2 ex_672616.htm

Exhibit 10.13

 

LIBERTY NATIONAL BANK

SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN

 

This Liberty National Bank Supplemental Executive Retirement Plan ("Plan") is adopted as of this l 51 day of October, 2015 (the "Effective Date") by Liberty National Bank, an Ohio corporation (the "Employer" or the "Bank") for the benefit of Ronald L. Zimmerly, Jr. (the "Executive"). The purpose of the Plan is to provide certain supplemental nonqualified pension benefits to certain executives who have contributed substantially to the success of the Employer and the Employer desires to incentivize the executives to continue in its employ.

 

This Plan is intended to be and shall be administered as an income tax nonqualified, unfunded plan primarily for the purpose of providing deferred compensation for a select group of management or highly compensated employees within the meaning of the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), Sections 201(2), 301(a)(3), and 401(a)(l). This Plan is intended to comply with the requirements of Section 409A of the Internal Revenue Code of 1986, as amended (the "Code"), and, accordingly, the intent of the parties hereto is that the Plan shall be operated and interpreted consistent with the requirements thereof.

 

ARTICLE 1

DEFINITIONS

Whenever used in this Plan, the following terms have the meanings specified:

 

1.1.    "Accrued Liability Balance" means, as of any date, the liability that should be accrued by the Bank under generally accepted accounting principles ("GAAP") on behalf of the Executive.

1.2.“    Annuity Contracts" means the following annuity contract(s) purchased and solely owned by the Bank:

 

Policy Number 1350607 issued by National Western Life Insurance Company ("Annuity Contract #I"),

 

Policy Number 1195072289 issued by Great American Insurance Company ("Annuity Contract #2"),

 

Policy Number 1350637 issued by National Western Life Insurance Company ("Annuity Contract #3"),

 

Policy Number 1195072292 issued by Great American Insurance Company ("Annuity Contract #4"),

 

Policy Number 1351505 issued by National Western Life Insurance Company ("Annuity Contract #5"), and

 

Policy Number 1 195072293 issued by Great American Insurance Company ("Annuity Contract #6"),

 

 
 

 

or such other annuity contracts or investments as the Bank may purchase from time to time, the value of which serve as the contributions to the Plan on behalf of the Executive.

 

1.3.    "Beneficiary" means the person or entity designated, or otherwise determined in accordance with Article 4, in writing by the Executive to receive death benefits pursuant to this Plan in the event of his or her death.

1.4.    "Beneficiary Designation Form" means the form established from time to time by the Plan Administrator that the Executive completes, signs, and returns to the Plan Administrator to designate one or more Beneficiaries.

1.5.    "Board" means the Board of Directors of the Employer.

1.6.    "Early Separation Date" means the date the Executive incurs a Separation from Service prior to reaching Normal Retirement Age.

1.7.    "ERISA" means the Employee Retirement Income Security Act of 1974, as amended.

1.8.    "Rider" means the income rider attached to the Annuity Contract as an endorsement or other product feature that operates as an income rider, with such feature providing for a withdrawal or payment feature for the life of the annuitant.

1.9.    "Normal Retirement Age" means age 60.

1.10.    "Normal Retirement Date" means the later of Normal Retirement Age or the date the Executive Separates from Service.

1.11.    "Separation from Service" means separation from service as that term is defined and interpreted in Section 409A of the Code and Treasury Regulations § 1.409A-l (h) or in subsequent regulations or other guidance issued by the Internal Revenue Service.

1.12.    "Termination for Cause" and "Cause" shall have the same definition specified in any effective severance or employment agreement existing on the date hereof or hereafter entered into between the Executive and the Bank. If the Executive is not a party to a severance or employment agreement containing a definition of termination for cause, Termination for Cause means the Bank terminates the Executive's employment because of (a) fraud; (b) embezzlement; ( c) conviction of or plea of nolo contendere by the Executive of any felony; ( d) a material breach of, or the willful failure or refusal by the Executive to perform and discharge the Executive's duties, responsibilities and obligations under this Agreement; (e) any act of moral turpitude or willful misconduct by the Executive intended to result in personal enrichment of the Executive at the expense of the Employer, or any of its affiliates or which has a material adverse impact on the business or reputation of the Employer or any of its affiliates (such determination to be made by the Board in its reasonable judgment); (f) intentional material damage to the property or business of the Employer; (g) gross negligence; or (h) the ineligibility of the Executive to perform his duties because of a ruling, directive or other action by any agency of the United States or any state of the United States having regulatory authority over the Employer.

 
 

 

 

 

1.13.    Vested Benefit" means the portion of the applicable annuity contracts the Executive is vested in based on the vesting schedule as described below:

 

The Executive will vest in each of the applicable annuity contracts as follows, provided the Executive is still employed by the Employer on the specified anniversary dates:

 

The Executive will vest in "Annuity Contract #1" upon the first anniversary of the Effective Date of this Agreement

 

The Executive will vest in "Annuity Contract #2" upon the second anniversary of the Effective Date of this Agreement

 

The Executive will vest in ''Annuity Contract #3" upon the third anniversary of the Effective Date of this Agreement-

 

The Executive will vest in "Annuity Contract #4" upon the fourth anniversary of the Effective Date of this Agreement

 

The Executive will vest in "Annuity Contract #5" upon the fifth anniversary of the Effective Date of this Agreement

 

The Executive will vest in "Annuity Contract #611 upon the sixth anniversary of the Effective Date of this Agreement

 

ARTICLE2

BENEFIT FINANCING AND OWNERSHIP OF INVESTMENTS

 

2.1.    Annuity Contracts and Other Investments. For purposes of satisfying its obligations to provide benefits under this Plan, the Bank has initially invested in the Annuity Contracts and may invest in other investments. However, nothing in this paragraph shall require the Bank to invest in any particular form of investment.

2.2.     Ownership of the Annuity Contracts. The Bank is the sole owner of the Annuity Contracts and other such investments under this Plan, and shall have the right to exercise all incidents of ownership, until such time that ownership of the Annuity Contract(s) has been transferred to the Executive. The Bank sha11 be the beneficiary of the death proceeds of the Annuity Contracts while owned by the Bank. The Bank shall be entitled to the Annuity Contracts' cash surrender values (as defined in the applicable Annuity Contract) while owned by the Bank.

2.3.     Right to Annuity Contract. Notwithstanding any provision hereof to the contrary, until the obligation of the Bank is satisfied and prior to transfer of ownership of such Annuity Contract to the Participant, the Bank shall have the right to transfer, sell or surrender any Annuity Contract without terminating this Plan, provided the Bank replaces the Annuity Contract with a comparable annuity policy or asset of comparable value. Prior to transfer of ownership of the Annuity Contracts to the Participant, the Annuity Contracts shall be the exclusive property of the Bank and shall be subject to the claims of the Bank's creditors.

 
 

 

 

 

2.4.    Rabbi Trust. Employer may establish a "rabbi trust" to which contributions may be made to provide the Employer with a source of funds for purposes of satisfying the obligations of the Employer under the Plan. The trust shall constitute an unfunded arrangement and shall not affect the status of the Plan as an unfunded plan. The Executive and his or her Beneficiary shall have no beneficial ownership interest in any assets held in the trust.

 

ARTICLE 3

RETIREMENT AND OTHER BENEFITS

 

3.1.     Normal Retirement Benefit. Upon the Executive's Separation from Service after attaining Normal Retirement Age, for any reason other than Death or Disability, the Executive will be entitled to the benefits described in this paragraph 3.1. The amount of the benefits will equal the applicable vested Annuity Contracts.

 

The Bank shall make the benefit payment in the form of transferring ownership of the applicable vested annuity contracts to the Executive in a single transfer on or before the first (1st) day of the second (2nd) month following the Executive's Normal Retirement Date.

 

3.2.    Early Separation Benefit. In the event the Executive incurs a Separation from Service prior to Normal Retirement Age for any reason other than Death, the Executive will be entitled to the benefits described in this paragraph 3 .2. The amount of the benefit will equal the applicable vested Annuity Contracts, determined as of the date of Separation from Service and according to the Vested Benefit schedule described in paragraph 1.14 of this Agreement.

 

The Bank shall make the benefit payment in the form of transferring ownership of the applicable vested Annuity Contracts to the Executive in a single transfer on or before the first (1st) day of the second (2nd) month following the Executive's Normal Retirement Age.

 

3.3.    Death Benefit. Upon death of the Executive prior to Separation from Service the Executive's Beneficiary will be entitled to the benefits described in this paragraph 3.3. The amount of the benefit will equal the Accrued Liability Balance as described in paragraph 1.1 and determined as of the date of Death.

 

The Bank shall make the benefit payment to the Executive's Beneficiary in the form of a single, lump sum payment on or before the first (1st) day of the second (2nd) month following the Executive's death.

 

3.4.    Termination for Cause. Notwithstanding any provision herein to the contrary, no benefit shall be payable under this Agreement upon a Termination for Cause and upon such Termination for Cause; this Agreement shall terminate.

 

3.5.    Restriction on Timing of Distributions. Notwithstanding the applicable provisions of this Plan regarding timing of payments. the following special rules shall apply if the stock of the Employer is publicly traded at the time of the Executive's Separation from Service in order for this Plan to comply with Section 409A pf the Code: (i) to the extent the Executive is a "specified employee" (as defined under Section 409A of the Code) at the time of a distribution and to the extent such applicable provisions of Section 409A of the Code and the regulations thereunder require a delay of such distributions by a six-month period after the date of such Executive's

Separation from Service with the Employer, no such distribution shall be made prior to the date that is six months after the date of the Executive's Separation from Service with the Employer, and (ii) any such delayed payments shall be paid to the Executive in a single lump sum within five (5) business days after the end of the six (6) month delay.

 

ARTICLE 4

BENEFICIARIES

 

4.1.    Beneficiary Designations. The Executive shall have the right to designate at any time a Beneficiary to receive any benefits payable under this Plan upon the death of the Executive. The Beneficiary designated under this Plan may be the same as or different from the Beneficiary designation under any other benefit plan of the Employer in which the Executive participates.

 

4.2.    Beneficiary Designation; Changes. The Executive shall designate a Beneficiary by completing and signing the Beneficiary Designation Form and delivering it to the Plan Administrator or its designated agent. The Executive's Beneficiary designation shall be deemed automatically revoked if the Beneficiary predeceases the Executive or if the Executive names a spouse as Beneficiary and the marriage is subsequently dissolved. The Executive shall have the right to change a Beneficiary by completing, signing, and otherwise complying with the terms of the Beneficiary Designation Form and the Plan Administrator's rules and procedures, as in effect from time to time. Upon the acceptance by the Plan Administrator of a new Beneficiary Designation Form, all Beneficiary designations previously filed shall be cancelled. The Plan Administrator shall be entitled to rely on the last Beneficiary Designation Form filed by the Executive and accepted by the Plan Administrator before the Executive's death.

 

 

4.3.    Acknowledgment. No designation or change in designation of a Beneficiary shall be effective until received in writing by the Plan Administrator or its designated agent.

 

4.4.    No Beneficiary Designation. If the Executive dies without a valid Beneficiary designation, or if all designated Beneficiaries predecease the Executive, then the Executive's spouse shall be the designated Beneficiary. If the Executive has no surviving spouse, the benefits shall be distributed to the personal representative of the Executive's estate.

 

4.5.    Facility of Payment. If a benefit is payable to a minor, to a person declared incapacitated, or to a person incapable of handling the disposition of his or her property, the Employer may pay such benefit to the guardian, legal representative, or person having the care or custody of the minor, incapacitated person, or incapable person. The Employer may require proof of incapacity, minority, or guardianship as it may deem appropriate before distribution of the benefit. Distribution shall completely discharge the Employer from all liability for the benefit.

 

ARTICLE 5

GENERAL LIMITATIONS

 

5.1.    Limits on Payments. It is the intention of the parties that none of the payments to which the Executive is entitled under this Plan will constitute a "golden parachute payment" within the meaning of 12 USC Section 1828(k) or implementing regulations of the FDIC, the payment of which is prohibited (collectively, "Section l 828(k)"). Notwithstanding any other provision of this Plan to the contrary, any payments due to be made by Employer for the benefit of the Executive

pursuant to this Plan, or otherwise, are subject to and conditioned on compliance with Section 1828(k) and any regulations promulgated thereunder including the receipt of all required approvals thereof by Employer’s primary federal banking regulator and/or the FDIC.

 

In addition, Employer and its successors retain the legal right to demand the return of any payment made hereunder which constitutes a "golden parachute payment” within the meaning of Section l 828(k) or implementing regulations of the FDIC should Employer or its successors later obtain information indicating that the Executive committed, is substantially responsible for, or has violated, the respective acts or omissions, conditions, or offenses outlined under 12 C.F.R. 359.4(a)(4).

 

ARTICLE6

CLAIMS AND REVIEW PROCEDURES

 

6.1.    Claims Procedure. A person or Beneficiary (a "claimant") who has not received benefits under the Plan that he or she believes should be paid shall make a claim for such benefits as follows:

(a)    Initiation -Written Claim. The claimant initiates a claim by submitting to the Plan Administrator a written claim for the benefits. If the claim relates to the contents of a notice received by the claimant, the claim must be made within sixty (60) days after the notice was received by the claimant. All other claims must be made within one hundred eighty (180) days after the date of the event that caused the claim to arise. The claim must state with particularity the determination desired by the claimant.

 

(b)    Timing of Plan Administrator Response. The Plan Administrator shall respond to such claimant within ninety (90) days after receiving the claim. If the Plan Administrator determines that special circumstances require additional time for processing the claim, the Plan Administrator can extend the response period by an additional ninety (90) days by notifying the claimant in writing prior to the end of the initial ninety (9O)-day period that an additional period is required. The notice of extension must set forth the special circumstances and

 

(c)    Notice of Decision. If the Plan Administrator denies part or all of the claim, the Plan Administrator shall notify the claimant in writing of such denial. The Plan Administrator shall write the notification in a manner calculated to be understood by the claimant. The notification shall set forth:

 

 

 

(i)

The specific reasons for the denial,
 

(ii)

A reference to the specific provisions of the Plan on which the denial is based,
 

(iii)

A description of any additional information or material necessary for the claimant to perfect the claim and an explanation of why it is needed,
 
 

 

 

 

 

(iv)

An explanation of the Plan's review procedures and the time limits applicable to such procedures, and
 

(v)

A statement of the claimant's right to bring a civil action under ERISA Section 502(a) following an adverse benefit determination on review.

6.2.    Review· Procedure. If the Plan Administrator denies part or all of the claim, the claimant shall have the opportunity for a full and fair review by the Plan Administrator of the denial, as follows

(a)    Initiation - Written Request. To initiate the review, the claimant, within 60 days after receiving the Plan Administrator's notice of denial, must file with the Plan Administrator a written request for review.

(b)    Additional Submissions - Information Access. The claimant shall then have the opportunity to submit written comments, documents, records and other information relating to the claim. The Plan Administrator shall also provide the claimant, upon request and free of charge, reasonable access to, and copies of, all documents, records and other information relevant (as defined in applicable ERISA regulations) to the claimant's claim for benefits.

(c)    Considerations on Review. In considering the review, the Plan Administrator shall take into account all materials and information the claimant submits relating to the claim, without regard to whether such information was submitted or considered in the initial benefit determination.

 

(d)

Timing of Plan Administrator Response. The Plan Administrator shall respond in writing to such claimant within sixty (60) days after receiving the request for review. If the Plan Administrator determines that special circumstances require additional time for processing the claim, the Plan Administrator can extend the response period by an additional sixty (60) days by notifying the claimant in writing, prior to the end of the initial sixty (60)-day period that an additional period is required. The notice of extension must set forth the special circumstances and the date by which the Plan Administrator expects to render its decision.
 

(e)

Notice of Decision. The Plan Administrator shall notify the claimant in writing of its decision on review. The Plan Administrator shall write the notification in a manner calculated to be understood by the claimant. The notification shall set forth:
 

(i)

The specific reasons for the denial,
 

(ii)

A reference to the specific provisions of the Plan on which the denial is based,
 

(iii)

A statement that the claimant is entitled to receive, upon request and free of charge, reasonable access to, and copies of, all documents, records and other information relevant (as defined in applicable ERISA regulations) to the claimant's claim for benefits, and
 

(iv)

A statement of the claimant's right to bring a civil action under ERISA Section 502(a).
 
 

 

 

 

ARTICLE7

MISCELLANEOUS

 

7.1.    Amendments and Termination. Subject to paragraph 7.12 of this Plan, this Plan may be amended or terminated solely by a written agreement signed by the Bank and by the Executive. No termination of the Plan shall be effectuated in a manner that does not conform to the requirements of Code Section 409A (a termination and liquidation of the Plan must conform with the requirements of Treasury Regulations §1.409A-3(j)(4)(ix)(A), (8) or (C)).

7.2.    No Guarantee of Employment. This Plan is not an employment policy or contract. It does not give any Executive the right to remain an employee of the Employer, nor does it interfere with the Employer's right to discharge the Executive. It also does not require any Executive to remain an employee nor interfere with any Executive's right to terminate employment at any time.

7.3.    Non-Transferability. Benefits under this Plan cannot be sold, transferred, assigned, pledged, attached, or encumbered in any manner.

7.4.    Tax Withholding. The Employer shall withhold any taxes that are required to be withheld from the benefits provided under this Plan.

7.5.    Applicable Law. Except to the extent preempted by the laws of the United States of America, the validity, interpretation, construction and performance of this Plan shall be governed by and construed in accordance with the laws of the State of Ohio, without giving effect to the principles of conflict of laws of such state.

7.6.    Unfunded Arrangement. The Executive and his/her Beneficiary are general unsecured creditors of the Employer for the payment of benefits under this Plan. The benefits represent the mere promise by the Employer to pay such benefits. The rights to benefits are not subject in any manner to anticipation, alienation, sale, transfer, assignment, pledge, encumbrance, attachment, or garnishment by creditors. Any insurance, annuity contract or other asset purchased by Employer to fund its obligations under this Plan shall be a general asset of the Employer to which the Executive and Beneficiary have no preferred or secured claim.

7.7.    Benefit Provision. Notwithstanding the provisions of this Plan in the payment of the benefits under Article 3, any benefits payable under this Plan are contingent solely upon the amount that is provided by the Annuity Contract(s) as identified in this Plan or other provision as provided for in Article 2.

7.8.    Severability. If any provision of this Plan is held invalid, such invalidity shall not affect any other provision of this Plan, and each such other provision shall continue in full force and effect to the full extent consistent with law. If any provision of this Plan is held invalid in part, such invalidity shall not affect the remainder of the provision, and the remainder of such provision together with all other provisions of this Plan shall continue in full force and effect to the full extent consistent with law.

 
 

 

 

 

7.9.    Headings. The headings of articles and paragraphs herein are included solely for convenience of reference and shall not affect the meaning or interpretation of any provision of this Plan.

 

7.10.    Notices. All notices, requests, demands, and other communications hereunder shall be in writing and shall be deemed to have been duly given if delivered by hand or mailed, certified or registered mail, return receipt requested, with postage prepaid. Unless otherwise changed by notice, notice shall be properly addressed to the Executive if addressed to the address of the Executive on the books and records of the Employer at the time of the delivery of such notice, and properly addressed to the Employer if addressed to the Board, at 100 East Franklin St., Kenton, Ohio.

 

7.11.    Payment of Legal Fees. In the event litigation ensues between the parties concerning the enforcement of the obligations of the parties under this Plan, the Employer shall pay all costs and expenses in connection with such litigation until such time as a final determination (excluding any appeals) is made with respect to the litigation.

 

7.12.    Termination or Modification of Plan Because of Changes in Law, Rules or Regulations. The Employer is entering into this Plan on the assumption that certain existing tax laws, rules, and regulations will continue in effect in their current form. If that assumption materially changes and the change has a material detrimental effect on this Plan, then the Employer reserves the right to terminate or modify this Plan accordingly.

 

ARTICLES

ADMINISTRATION OF PLAN

 

8.1.    Plan Administrator Duties. This Plan shall be administered by a Plan Administrator consisting of the Board or such committee or person(s) as the Board shall appoint. The Plan Administrator shall have the sole and absolute discretion and authority to interpret and enforce all appropriate rules and regulations for the administration of this Plan and the rights of the Executive under this Plan, to decide or resolve any and all questions or disputes arising under this Plan, including benefits payable under this Plan and all other interpretations of this Plan, as may arise in connection with the Plan.

 

8.2.    Agents. In the administration of this Plan, the Plan Administrator may employ agents and delegate to them such administrative duties as it sees fit (including acting through a duly appointed representative) and may from time to time consult with counsel, who may be counsel to the Employer.

 

8.3.    Binding Effect of Decisions. The decision or action of the Plan Administrator with respect to any question arising out of or in connection with the administration, interpretation, and application of the Plan and the rules and regulations promulgated hereunder shall be final and conclusive and binding upon all persons having any interest in the Plan. Without limiting the foregoing, it is acknowledged that the value of the benefits payable hereunder may be difficult to determine-in the event the Employer does not actually purchase and maintain the Annuity Contract as contemplated hereunder; therefore, in such event, the Employer shall have the right to make any reasonable assumptions in determining the benefits payable hereunder and any such determination made in good faith shall be binding on the Executive.

 

8.4.    Indemnity of Plan Administrator. The Plan Administrator shall not be liable to any person for any action taken or omitted in connection with the interpretation and administration of this Plan, unless such action or omission is attributable to the willful misconduct of the Plan Administrator or any of its members. The Employer shall indemnify and hold harmless the members of the Plan Administrator against any and all claims, losses, damages, expenses, or liabilities arising from any action or failure to act with respect to this Plan, except in the case of willful misconduct by the Plan Administrator or any of its members.

8.5.    Employer Information. To enable the Plan Administrator to perform its functions, the Employer shall supply full and timely information to the Plan Administrator on all matters relating to the date and circumstances of the retirement, Disability, death, or Separation of Service of the Executive and such other pertinent information as the Plan Administrator may reasonably require.

8.6.    Compliance with Code Section 409A. This Plan shall be interpreted and administered consistent with Code Section 409A.

 

This Supplemental Executive Retirement Plan is hereby adopted as of the date written above.

 

ex_672616img001.jpg

 

 
 EX-31.1 12 ex_635295.htm EXHIBIT 31.1 ex_635295.htm

Exhibit 31.1

 

Certification of Principal Executive Officer

Pursuant to Section 302 of the Securities Exchange Act of 1934

 

I, Ronald L. Zimmerly, Jr., certify that:

 

1. 

I have reviewed this quarterly report on Form 10-Q of Middlefield Banc Corp.;

 

2. 

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

3. 

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

4. 

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

(c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

(d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

 

5. 

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

 

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

Date: May 14, 2024

/s/ Ronald L. Zimmerly, Jr.
   
 

Ronald L. Zimmerly, Jr.         
 

Chief Executive Officer

 

 
 EX-31.2 13 ex_635296.htm EXHIBIT 31.2 ex_635296.htm

Exhibit 31.2

 

Certification of Principal Executive Officer

Pursuant to Section 302 of the Securities Exchange Act of 1934

 

I, Michael C. Ranttila, certify that:

 

1. 

I have reviewed this quarterly report on Form 10-Q of Middlefield Banc Corp.;

 

2. 

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

3. 

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

4. 

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

(c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

(d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

 

5. 

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

 

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

Date: May 14, 2024

/s/ Michael C. Ranttila
   
 

Michael C. Ranttila
 

Executive Vice President, Chief Financial Officer

 

 
 EX-32 14 ex_635297.htm EXHIBIT 32 ex_635297.htm

Exhibit 32

smlogo.jpg

 

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

 

 

 

In connection with the Quarterly Report of Middlefield Banc Corp. (the “Company”) on Form 10-Q for the period ending March 31, 2024 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), we, Ronald L. Zimmerly, Jr., Chief Executive Officer, and Michael C. Ranttila, Chief Financial Officer, certify, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that:

 

(1)         The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

 

(2)         The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

 

 

 

By: /s/ Ronald L. Zimmerly Jr.

  

By: /s/ Michael C. Ranttila
     

Ronald L. Zimmerly, Jr.

  

Michael C. Ranttila
     

Chief Executive Officer

  

Executive Vice President, Chief Financial Officer

 

 

 

May 14, 2024

 

A signed original of this written statement required by Section 906 has been provided to Middlefield Banc Corp. and will be retained by Middlefield Banc Corp. and furnished to the Securities and Exchange Commission or its staff upon request.

 

 
 EX-101.SCH 15 mbcn-20240331.xsd XBRL TAXONOMY EXTENSION SCHEMA 000 - Document - Document And Entity Information link:calculationLink link:definitionLink link:presentationLink 001 - Statement - Consolidated Balance Sheet (Unaudited) link:calculationLink link:definitionLink link:presentationLink 002 - Statement - Consolidated Balance Sheet (Unaudited) (Parentheticals) link:calculationLink link:definitionLink link:presentationLink 003 - Statement - Consolidated Statement of Income (Unaudited) link:calculationLink link:definitionLink link:presentationLink 004 - Statement - Consolidated Statement of Comprehensive (Loss) Income (Unaudited) link:calculationLink link:definitionLink link:presentationLink 005 - Statement - Consolidated Statement of Changes in Stockholders' Equity (Unaudited) link:calculationLink link:definitionLink link:presentationLink 006 - Statement - Consolidated Statement of Changes in Stockholders' Equity (Unaudited) (Parentheticals) link:calculationLink link:definitionLink link:presentationLink 007 - Statement - Consolidated Statement of Cash Flows (Unaudited) link:calculationLink link:definitionLink link:presentationLink 008 - Disclosure - Note 1 - Basis of Presentation link:calculationLink link:definitionLink link:presentationLink 009 - Disclosure - Note 2 - Revenue Recognition link:calculationLink link:definitionLink link:presentationLink 010 - Disclosure - Note 3 - Earnings Per Share link:calculationLink link:definitionLink link:presentationLink 011 - Disclosure - Note 4 - Accumulated Other Comprehensive (Loss) Income link:calculationLink link:definitionLink link:presentationLink 012 - Disclosure - Note 5 - Fair Value Measurements link:calculationLink link:definitionLink link:presentationLink 013 - Disclosure - Note 6 - Investments and Equity Securities link:calculationLink link:definitionLink link:presentationLink 014 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses link:calculationLink link:definitionLink link:presentationLink 015 - Disclosure - Note 8 - Contingencies and Contingent Liabilities link:calculationLink link:definitionLink link:presentationLink 016 - Disclosure - Note 9 - Related Party Transaction link:calculationLink link:definitionLink link:presentationLink 995463 - Disclosure - Significant Accounting Policies (Policies) link:calculationLink link:definitionLink link:presentationLink 995464 - Disclosure - Note 2 - Revenue Recognition (Tables) link:calculationLink link:definitionLink link:presentationLink 995465 - Disclosure - Note 3 - Earnings Per Share (Tables) link:calculationLink link:definitionLink link:presentationLink 995466 - Disclosure - Note 4 - Accumulated Other Comprehensive (Loss) Income (Tables) link:calculationLink link:definitionLink link:presentationLink 995467 - Disclosure - Note 5 - Fair Value Measurements (Tables) link:calculationLink link:definitionLink link:presentationLink 995468 - Disclosure - Note 6 - Investments and Equity Securities (Tables) link:calculationLink link:definitionLink link:presentationLink 995469 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses (Tables) link:calculationLink link:definitionLink link:presentationLink 995470 - Disclosure - Note 8 - Contingencies and Contingent Liabilities (Tables) link:calculationLink link:definitionLink link:presentationLink 995471 - Disclosure - Note 9 - Related Party Transaction (Tables) link:calculationLink link:definitionLink link:presentationLink 995472 - Disclosure - Note 1 - Basis of Presentation (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995473 - Disclosure - Note 2 - Revenue Recognition (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995474 - Disclosure - Note 2 - Revenue Recognition - Disaggregation of Revenue (Details) link:calculationLink link:definitionLink link:presentationLink 995475 - Disclosure - Note 3 - Earnings Per Share (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995476 - Disclosure - Note 3 - Earnings Per Share - Shares Used in Calculation of Earnings Per Share (Details) link:calculationLink link:definitionLink link:presentationLink 995477 - Disclosure - Note 4 - Accumulated Other Comprehensive (Loss) Income (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995478 - Disclosure - Note 4 - Accumulated Other Comprehensive (Loss) Income - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details) link:calculationLink link:definitionLink link:presentationLink 995479 - Disclosure - Note 5 - Fair Value Measurements (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995480 - Disclosure - Note 5 - Fair Value Measurements - Assets Measured on a Recurring Basis (Details) link:calculationLink link:definitionLink link:presentationLink 995481 - Disclosure - Note 5 - Fair Value Measurements - Fair Value Reconciliation of Level 3 Assets (Details) link:calculationLink link:definitionLink link:presentationLink 995482 - Disclosure - Note 5 - Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details) link:calculationLink link:definitionLink link:presentationLink 995483 - Disclosure - Note 5 - Fair Value Measurements - Additional Quantitative Information About Assets Measured at Fair Value on Non-recurring Basis (Details) link:calculationLink link:definitionLink link:presentationLink 995484 - Disclosure - Note 5 - Fair Value Measurements - Estimated Fair Value of the Company's Financial Instruments (Details) link:calculationLink link:definitionLink link:presentationLink 995485 - Disclosure - Note 6 - Investments and Equity Securities (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995486 - Disclosure - Note 6 - Investments and Equity Securities- Amortized Cost and Fair Values of Securities Available for Sale (Details) link:calculationLink link:definitionLink link:presentationLink 995487 - Disclosure - Note 6 - Investments and Equity Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) link:calculationLink link:definitionLink link:presentationLink 995488 - Disclosure - Note 6 - Investments and Equity Securities - Gross Unrealized Losses and Fair Value (Details) link:calculationLink link:definitionLink link:presentationLink 995489 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995490 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Primary Segments of the Loan Portfolio (Details) link:calculationLink link:definitionLink link:presentationLink 995491 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Allowance for Loan Losses (Details) link:calculationLink link:definitionLink link:presentationLink 995492 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Classes of the Loan Portfolio Summarized by Credit Quality (Details) link:calculationLink link:definitionLink link:presentationLink 995493 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Collateral-dependent Loans (Details) link:calculationLink link:definitionLink link:presentationLink 995494 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Past Due Loans (Details) link:calculationLink link:definitionLink link:presentationLink 995495 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Nonaccrual Loans (Details) link:calculationLink link:definitionLink link:presentationLink 995496 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Troubled Debt Restructurings (Details) link:calculationLink link:definitionLink link:presentationLink 995497 - Disclosure - Note 8 - Contingencies and Contingent Liabilities (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995498 - Disclosure - Note 8 - Commitments and Contingent Liabilities - Outstanding Commitments and Contingent Liabilities (Details) link:calculationLink link:definitionLink link:presentationLink 995499 - Disclosure - Note 9 - Related Party Transaction (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995500 - Disclosure - Note 9 - Related Party Transaction - Loans to Related Party (Details) link:calculationLink link:definitionLink link:presentationLink EX-101.CAL 16 mbcn-20240331_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE EX-101.DEF 17 mbcn-20240331_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE EX-101.LAB 18 mbcn-20240331_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Document And Entity Information Due after ten years, fair value Note To Financial Statement Details Textual Significant Accounting Policies Note 2 - Revenue Recognition Due in one year or less, amortized costs Note 3 - Earnings Per Share Mortgage-Backed Securities, Issued by Private Enterprises [Member] Note 4 - Accumulated Other Comprehensive (Loss) Income Due in one year or less, fair value Note 5 - Fair Value Measurements Due after one year through five years, fair value Note 6 - Investments and Equity Securities Due after five years through ten years, fair value Note 7 - Loans and Related Allowance for Credit Losses Note 8 - Contingencies and Contingent Liabilities Note 9 - Related Party Transaction Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member] Note 2 - Revenue Recognition - Disaggregation of Revenue (Details) Note 3 - Earnings Per Share - Shares Used in Calculation of Earnings Per Share (Details) Note 4 - Accumulated Other Comprehensive (Loss) Income - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details) Note 5 - Fair Value Measurements - Assets Measured on a Recurring Basis (Details) us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax Note 5 - Fair Value Measurements - Fair Value Reconciliation of Level 3 Assets (Details) Note 5 - Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details) Note 5 - Fair Value Measurements - Additional Quantitative Information About Assets Measured at Fair Value on Non-recurring Basis (Details) Note 5 - Fair Value Measurements - Estimated Fair Value of the Company's Financial Instruments (Details) Note 6 - Investments and Equity Securities- Amortized Cost and Fair Values of Securities Available for Sale (Details) Note 6 - Investments and Equity Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) Note 6 - Investments and Equity Securities - Gross Unrealized Losses and Fair Value (Details) Note 7 - Loans and Related Allowance for Credit Losses - Primary Segments of the Loan Portfolio (Details) Note 7 - Loans and Related Allowance for Credit Losses - Allowance for Loan Losses (Details) US States and Political Subdivisions Debt Securities [Member] Note 7 - Loans and Related Allowance for Credit Losses - Classes of the Loan Portfolio Summarized by Credit Quality (Details) Note 7 - Loans and Related Allowance for Credit Losses - Collateral-dependent Loans (Details) Note 7 - Loans and Related Allowance for Credit Losses - Past Due Loans (Details) Note 7 - Loans and Related Allowance for Credit Losses - Nonaccrual Loans (Details) Note 7 - Loans and Related Allowance for Credit Losses - Troubled Debt Restructurings (Details) Note 8 - Commitments and Contingent Liabilities - Outstanding Commitments and Contingent Liabilities (Details) Note 9 - Related Party Transaction - Loans to Related Party (Details) Notes To Financial Statements Pass [Member] us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss Twelve Months or Greater, Gross Unrealized Losses Twelve Months or Greater, Gross Unrealized Losses Notes To Financial Statements [Abstract] us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired Business Acquisition, Percentage of Voting Interests Acquired us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss Total, Gross Unrealized Losses Total, Gross Unrealized Losses us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss Less than Twelve Months, Gross Unrealized Losses Less than Twelve Months, Gross Unrealized Losses Internal Credit Assessment [Axis] Proceeds from repayments and maturities Internal Credit Assessment [Domain] Other comprehensive (loss) income: us-gaap_PaymentsToAcquireOtherInvestments Purchase of other investments us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions Proceeds from the sale of other real estate owned Total, Fair Value Total, Fair Value Less than Twelve Months, Fair Value Less than Twelve Months, Fair Value Twelve Months or Greater, Fair Value Twelve Months or Greater, Fair Value mbcn_GainsLossesOnSalesOfOtherRealEstateGross Gains on other real estate owned Amount of gain (loss) resulting from sales and other disposals of other real estate owned before adjustments. us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt Purchases us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds Repayments Financial Instruments [Domain] Financial Asset, Past Due [Member] Deposits [Member] New loans Financial Instrument [Axis] Financial Asset, Not Past Due [Member] us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number (in shares) us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process ATM Banking Fees [Member] Information pertaining to ATM banking fees. Overdraft Fees [Member] Information pertaining to overdraft fees. mbcn_RevenueFromInterestIncomeAndNoninterestIncomePercent Revenue from Interest Income and Noninterest Income, Percent Represents the percentage of revenue from interest income and noninterest income. Loans, Notes, Trade and Other Receivables Disclosure [Text Block] Service Charge and Other Fees [Member] Information pertaining to service charge and other fees. Nonaccrual, No Allowance us-gaap_FinancingReceivableNonaccrualInterestIncome Financing Receivable, Nonaccrual, Interest Income us-gaap_PolicyTextBlockAbstract Accounting Policies us-gaap_FinancingReceivableDeferredIncome Financing Receivable, Deferred Commitment Fee Term loans amortized, four years before Special Mention [Member] Term loans amortized, prior Loss Substandard [Member] Doubtful [Member] Unlikely to be Collected Financing Receivable [Member] Term loans amortized, two years before Term loans amortized, three years before Term loans amortized, one year before Term loans amortized, current year Collateral-dependent loans, range Value of input used to measure impaired loans. Appraisal of Collateral [Member] Information pertaining to appraisal of collateral. Term loans amortized, revolving us-gaap_PaymentsToAcquirePropertyPlantAndEquipment Purchase of premises and equipment us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share (in shares) Proceeds from sale of loans held for sale The cash inflow (outflow) from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future. Origination of loans held for sale mbcn_ProceedsPaymentForOriginationLoanMortgageHeldforsale The amount of cash received (paid) for the origination of mortgages that are held for sale. us-gaap_WeightedAverageNumberOfSharesTreasuryStock Average treasury stock shares (in shares) Loss on equity securities Equity Securities, FV-NI, Unrealized Gain (Loss) Loss on equity securities Weighted-average common shares outstanding (in shares) Threshold For Loans Evaluated For Impairment [Member] The threshold for loans evaluated for impairment. Commercial And Industrial [Member] Represents information by loans categorized as commercial and industrial. Criticized Relationships [Member] Loans with credit ratings of Special Mention, Substandard, or Doubtful. LIABILITIES Modified, Amortized cost Modified, Amortized cost us-gaap_Assets TOTAL ASSETS SUPPLEMENTAL INFORMATION Schedule Of Financing Receivable By Segment [Table Text Block] The tabular disclosure for financing receivables, by segment. Payment Deferral [Member] Loan Restructuring Modification [Axis] Loan Restructuring Modification [Domain] Extended Maturity [Member] Financing Receivable, Modified [Table Text Block] Award Type [Domain] Federal Home Loan Bank advances Award Type [Axis] Net income NET INCOME Financial Instrument Performance Status [Axis] Core deposit intangibles Financial Instrument Performance Status [Domain] Nonperforming Financial Instruments [Member] Still Accruing Financing Receivable Credit Quality Indicators [Table Text Block] Financial Standby Letter of Credit [Member] Restricted Stock [Member] Nonaccrual Financial Asset, 30 to 59 Days Past Due [Member] Financial Asset, 60 to 89 Days Past Due [Member] Financial Asset, Equal to or Greater than 90 Days Past Due [Member] Financing Receivable, Past Due [Table Text Block] Financial Asset, Aging [Axis] Financial Asset, Aging [Domain] Commitments and Contingencies Disclosure [Text Block] Premises and equipment, net Goodwill us-gaap_PaymentsForProceedsFromLoansAndLeases Increase in loans, net Long-Term Debt, Type [Axis] Long-Term Debt, Type [Domain] Loans Financing Receivable, before Allowance for Credit Loss, Total Loss us-gaap_PaymentsToAcquireFederalHomeLoanBankStock Purchase of restricted stock Subordinated Debt Securities [Member] Represents information about subordinated debt securities. us-gaap_RelatedPartyDepositLiabilities Related Party Deposit Liabilities INVESTING ACTIVITIES Total debt securities Investment securities available for sale, at fair value Fair Value us-gaap_HeldToMaturitySecurities Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet Other, net EARNINGS PER SHARE Earnings Per Share [Text Block] Equity securities Other investments Equity Securities, FV-NI, Current Increase in accrued interest payable Notes Payable, Other Payables [Member] Related Party Transactions Disclosure [Text Block] Schedule of Related Party Transactions [Table Text Block] Income taxes us-gaap_IncomeTaxExpenseBenefit us-gaap_MortgageLoansInProcessOfForeclosureAmount Mortgage Loans in Process of Foreclosure, Amount Gain (Loss) on Securities [Table Text Block] us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax Tax effect Other Borrowings [Member] Primary financial statement caption encompassing other borrowing. Salaries and employee benefits Cash and due from banks Amendment Flag Recoveries Current-period gross charge-offs, total Charge-offs us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) us-gaap_ComprehensiveIncomeNetOfTax Comprehensive income City Area Code us-gaap_FinancialInstrumentsOwnedAtFairValue Financial Instruments, Owned, at Fair Value New Accounting Pronouncements, Policy [Policy Text Block] Credit Loss Status [Axis] Credit Loss Status [Domain] Reclassification, Comparability Adjustment [Policy Text Block] Financial Asset Acquired with Credit Deterioration [Member] Common shares repurchased (in shares) Treasury Stock, Shares, Acquired (in shares) Common stock, shares outstanding (in shares) Balance (in shares) Balance (in shares) Gain on other real estate owned Gain on sale of loans Gain on sale of loans Current Fiscal Year End Date us-gaap_DebtInstrumentBasisSpreadOnVariableRate1 Debt Instrument, Basis Spread on Variable Rate us-gaap_NotesReceivableNet Net loans us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisWithUnobservableInputs Beginning of year Balance at end of period Purchases Document Fiscal Period Focus Document Fiscal Year Focus us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3 Transfers out of Level III (1) Document Period End Date Entity File Number Entity Emerging Growth Company Net change in unrealized loss on investment securities available-for-sale Document Type Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block] Entity Small Business Entity Shell Company us-gaap_DividendsCommonStockCash Cash dividends Document Information [Line Items] Document Information [Table] Entity Filer Category Entity Current Reporting Status us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet (Increase) decrease in accrued interest receivable Software amortization expense Bank-owned life insurance us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments Investment, Proportional Amortization Method, Elected, Amount Subordinated Debt Obligations [Member] us-gaap_ServicingAssetAtFairValueAmount Mortgage servicing rights Statement of Comprehensive Income [Abstract] Entity Tax Identification Number Entity Central Index Key Entity Registrant Name Liability Class [Axis] Fair Value by Liability Class [Domain] Entity [Domain] Legal Entity [Axis] Entity Address, Address Line One Loans: Less: allowance for credit losses Financing Receivable, Allowance for Credit Loss Less: Allowance for credit losses Beginning balance Ending balance ecd_NonRule10b51ArrTrmntdFlag Non-Rule 10b5-1 Arrangement Terminated [Flag] Amortization of core deposit intangibles Core deposit intangible amortization us-gaap_TreasuryStockValueAcquiredCostMethod Common shares repurchased Entity Address, City or Town ecd_Rule10b51ArrTrmntdFlag Rule 10b5-1 Arrangement Terminated [Flag] ecd_Rule10b51ArrAdoptedFlag Rule 10b5-1 Arrangement Adopted [Flag] Entity Address, Postal Zip Code us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization Investment Program, Proportional Amortization Method, Applied, Amortization Expense Entity Address, State or Province ecd_NonRule10b51ArrAdoptedFlag Non-Rule 10b5-1 Arrangement Adopted [Flag] Material Terms of Trading Arrangement [Text Block] us-gaap_TreasuryStockValue Treasury stock, at cost; 1,879,310 and 1,835,452 shares Entity Common Stock, Shares Outstanding Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] Advertising expense Nontaxable Municipal Bonds [Member] Professional fees Investments [Domain] Trading Symbol Data processing and information technology costs Occupancy expense Investment Type [Axis] Local Phone Number us-gaap_TableTextBlock Notes Tables Stock-based compensation, net (in shares) Stock-based compensation, net us-gaap_LiabilitiesAndStockholdersEquity TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY Reported Value Measurement [Member] us-gaap_CashCashEquivalentsAndFederalFundsSold Cash and cash equivalents Asset Pledged as Collateral [Member] Federal funds sold Retained earnings Accumulated other comprehensive loss us-gaap_InterestExpenseOther Other borrowings us-gaap_InterestExpense Total interest expense us-gaap_DisclosureTextBlockAbstract Notes to Financial Statements Miscellaneous fee income Represents miscellaneous fee income. us-gaap_InterestExpenseShortTermBorrowings Short-term borrowings Deferred income tax (benefit) Measurement Input Type [Axis] Measurement Input Type [Domain] Measurement Input, Appraised Value [Member] Deposits Valuation Approach and Technique [Axis] Valuation Approach and Technique [Domain] us-gaap_StockOptionPlanExpense Stock-based compensation, net Merger-related costs INTEREST EXPENSE Depreciation, amortization, and accretion, net mbcn_GainLossOnSalesOfLoansExcludingStudentLoansNet Gain on sale of loans held for sale The net gain (loss) resulting from a sale of loans (excluding student loans), including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes mbcn_EstimatedSellingCostsOfImpairedLoans Estimated Selling Costs of Impaired Loans The estimated amount of selling costs that would incur when impaired loans sold. Dividends on stock us-gaap_InterestAndDividendIncomeOperating Total interest and dividend income us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments Amortization of premium and discount on investment securities, net Interest-earning deposits in other institutions us-gaap_InterestIncomeFederalFundsSold Federal funds sold us-gaap_OtherLiabilitiesFairValueDisclosure Other borrowings to Total Financing Receivables, Percentage Investment securities: us-gaap_InvestmentsFairValueDisclosure Total Current-period gross charge-offs, prior Taxable interest Tax-exempt interest Current-period gross charge-offs one year before Treasury Stock, Common, Shares Treasury Stock, Common, Shares (in shares) Current-period gross charge-offs, two years before Fair Value, Nonrecurring [Member] Current-period gross charge-offs, four years before Current-period gross charge-offs, revolving Fair Value Measurement Inputs and Valuation Techniques [Table Text Block] Common stock, no par value; 25,000,000 shares authorized, 9,946,454 and 9,930,704 shares issued; 8,067,144 and 8,095,252 shares outstanding Current-period gross charge-offs current Current-period gross charge-offs, three years before Adjustments to reconcile net income to net cash provided by operating activities: Measurement Frequency [Axis] Measurement Frequency [Domain] Interest and fees on loans Fair Value, Recurring [Member] Common stock, shares authorized (in shares) Common stock, shares issued (in shares) Common stock, par value (in dollars per share) Statistical Measurement [Domain] Minimum [Member] Redemption of restricted stock Represents amount of redemption of restricted stock. Product and Service [Axis] Product and Service [Domain] Statistical Measurement [Axis] INTEREST AND DIVIDEND INCOME Interest on deposits and borrowings Income taxes mbcn_NonmaturingDepositsFairValueDisclosure Non-maturing deposits Fair value portion of non-maturing deposit liabilities held by the entity. Portion at Fair Value Measurement [Member] Estimate of Fair Value Measurement [Member] mbcn_TimeDepositsFairValueDisclosure Time deposits Fair value portion of time deposit liabilities held by the entity. us-gaap_NoninterestIncome Total noninterest income Total noninterest income Noninterest income revenue Measurement Basis [Axis] Fair Value, Inputs, Level 3 [Member] Other income us-gaap_NoninterestIncomeOther Fair Value Hierarchy and NAV [Domain] Earnings on bank-owned life insurance Earnings on bank-owned life insurance Earnings on bank-owned life insurance Fair Value, Inputs, Level 1 [Member] Fair Value, Inputs, Level 2 [Member] NONINTEREST INCOME Revenue from investment services Fair Value Hierarchy and NAV [Axis] Provision us-gaap_ProvisionForLoanLeaseAndOtherLosses us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss NET INTEREST INCOME AFTER (RECOVERY OF) PROVISION FOR CREDIT LOSSES (Recovery of) Provision for credit losses Cumulative Effect, Period of Adoption [Domain] Cumulative Effect, Period of Adoption [Axis] Cumulative Effect, Period of Adoption, Adjustment [Member] NET INTEREST INCOME OPERATING ACTIVITIES Statement [Line Items] AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member] Accrued interest receivable and other assets AOCI Attributable to Parent [Member] STOCKHOLDERS' EQUITY Financial liabilities: us-gaap_LoansReceivableFairValueDisclosure Net loans Deposit Account [Member] Financial assets: Fair Value Disclosures [Text Block] Gross rental income Fair Value, by Balance Sheet Grouping [Table Text Block] us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD CASH AND CASH EQUIVALENTS AT END OF PERIOD ASSETS us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect (Decrease) increase in cash and cash equivalents us-gaap_Liabilities TOTAL LIABILITIES us-gaap_NetCashProvidedByUsedInFinancingActivities Net cash (used in) provided by financing activities us-gaap_NetCashProvidedByUsedInOperatingActivities Net cash provided by operating activities us-gaap_NetCashProvidedByUsedInInvestingActivities Net cash used in investing activities Investment, Policy [Policy Text Block] Accounting Standards Update [Domain] Accounting Standards Update [Axis] mbcn_FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts Number of financing receivable contracts modified as troubled debt restructuring within previous 12 months, with subsequent payment default. us-gaap_PaymentsOfDividendsCommonStock Cash dividends Schedule of Collateral Dependent Loans [Table Text Block] Tabular disclosure of collateral dependent loans. Other expense us-gaap_NoninterestExpense Total noninterest expense Nonaccrual, With Allowance Amortized cost of financing receivable on nonaccrual status with allowance for credit loss. Excludes net investment in lease. Investment and Cash [Member] Represents investment/Cash. us-gaap_PaymentsForRepurchaseOfCommonStock Repurchase of common shares Blanket Lien [Member] Represents blanket lien. Equipment expense Federal deposit insurance expense Interest Rate Reduction and Term Past Due [Member] Represents interest rate reduction and term past due. Payment Deferral and Extended Maturity [Member] Represents payment deferral and extended maturity. Retained Earnings [Member] Gross other real estate owned expenses Other Collateral [Member] Represents other collateral. Treasury Stock, Common [Member] NONINTEREST EXPENSE Accounting Standards Update 2016-13 [Member] Common Stock [Member] Other borrowings Collateral Held [Domain] Collateral Pledged [Member] Equity Components [Axis] Equity Component [Domain] Real Estate [Member] Unfunded Loan Commitment [Member] Collateral Held [Axis] Class of Financing Receivable [Domain] us-gaap_NotesPayable Notes Payable, Total Commercial Real Estate Portfolio Segment [Member] Class of Financing Receivable [Axis] Financing Receivable Portfolio Segment [Domain] Commercial Portfolio Segment [Member] us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest Income before income taxes Residential Portfolio Segment [Member] Consumer Portfolio Segment [Member] Financing Receivable Portfolio Segment [Axis] Interest Rate Reduction and Principal Forgiveness [Member] Loan modification for a reduction of contractual interest rate and a reduction in the amount of unpaid principal on a loan.. us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss mbcn_InsurancePolicyAggregateLimit Insurance Policy, Aggregate Limit Amount of aggregate limit on insurance policy. Comprehensive Income (Loss) Note [Text Block] Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] mbcn_FinancingReceivableAllowanceForCreditLossPeriodIncreaseDecreasePercentage Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Percentage Percentage of increase (decrease) in allowance for credit loss on financing receivable. us-gaap_RepaymentsOfOtherDebt Repayment of other borrowings mbcn_InsurancePolicyDeductible Insurance Policy, Deductible Amount of deductible on insurance policy. Collateral-dependent loans Fair value of impaired loans receivable. Disaggregation of Revenue [Table Text Block] Financing Receivable [Policy Text Block] Revenue from Contract with Customer [Text Block] Statement of Financial Position Location, Balance [Axis] Statement of Financial Position Location, Balance [Domain] Multifamily Loan [Member] Information pertaining to multifamily loan. Non-owner occupied Loan [Member] Information pertaining to non-owner occupied loan. Document Quarterly Report Owner Occupied Loan [Member] Information pertaining to owner occupied loan. Entity Incorporation, State or Country Code Accounting Policies [Abstract] Significant Accounting Policies [Text Block] Construction and Other [Member] Portfolio segment of the company's total financing receivables related to construction and other receivables. Document Transition Report Basis of Accounting, Policy [Policy Text Block] Home Equity Lines of Credit [Member] Portfolio segment of the company's total financing receivables related to home equity lines of credit receivables. Entity Interactive Data Current Cash dividends per share (in dollars per share) Security Exchange Name Title of 12(b) Security Legal Entity of Counterparty, Type [Axis] Legal Entity Type of Counterparty [Domain] Net (decrease) increase in short-term borrowings Accrued interest payable and other liabilities Pledging Purpose [Domain] us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares) us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share (in shares) Pledging Purpose [Axis] us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss Financing Receivable, Accrued Interest, after Allowance for Credit Loss Statement [Table] Statement of Financial Position [Abstract] Diluted (in dollars per share) us-gaap_WeightedAverageNumberOfSharesOutstandingBasic Weighted-average common shares and common stock equivalents used to calculate basic earnings per share (in shares) Business Acquisition [Axis] Basic (in dollars per share) Business Acquisition, Acquiree [Domain] Statement of Cash Flows [Abstract] us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment Investment Program, Proportional Amortization Method, Elected, Commitment Statement of Stockholders' Equity [Abstract] Other comprehensive loss Total other comprehensive (loss) income Income Statement [Abstract] Financing Receivable, Nonaccrual [Table Text Block] Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] us-gaap_Deposits Total deposits Investments Classified by Contractual Maturity Date [Table Text Block] Interest-bearing demand Commitments Net increase in deposits Noninterest-bearing demand Time Schedule of Available-for-Sale Securities Reconciliation [Table Text Block] Money market Savings Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block] Other Commitments [Table Text Block] us-gaap_LoansAndLeasesReceivableRelatedParties Beginning balance Ending balance Fair Value, Assets Measured on Recurring Basis [Table Text Block] Unrealized holding (loss) gain on securities available for sale FINANCING ACTIVITIES mbcn_MandatorilyRedeemableSecurities Mandatorily Redeemable Securities The amount of mandatorily redeemable securities. Commitments to Extend Credit [Member] LBSI Insurance, LLC [Member] Relating to LBSI Insurance, LLC. Pledged Status [Domain] Pledged Status [Axis] us-gaap_StockholdersEquity TOTAL STOCKHOLDERS' EQUITY Balance Balance Ohio state franchise tax Ohio state franchise tax. Class of Stock [Axis] us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax Gross unrealized losses us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax Gross unrealized gains Schedule of Weighted Average Number of Shares [Table Text Block] Financial Service, Other [Member] us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis Amortized costs Amortized cost Due after one year through five years, amortized costs Due after five years through ten years, amortized costs Due after ten years, amortized costs EX-101.PRE 19 mbcn-20240331_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE GRAPHIC 20 cicwilson.jpg begin 644 cicwilson.jpg M_]C_X 02D9)1@ ! 0$ 8 !@ #_VP!# ," @," @,# P,$ P,$!0@%!00$ M!0H'!P8(# H,# L*"PL-#A(0#0X1#@L+$!80$1,4%145# \7&!84&!(4%13_ MVP!# 0,$! 4$!0D%!0D4#0L-%!04%!04%!04%!04%!04%!04%!04%!04%!04 M%!04%!04%!04%!04%!04%!04%!04%!3_P 1" "C N # 2( A$! Q$!_\0 M'P 04! 0$! 0$ $" P0%!@<("0H+_\0 M1 @$# P($ P4% M! 0 %] 0(# 01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D* M%A<8&1HE)B7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7& MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$ P$! 0$! M 0$! 0 $" P0%!@<("0H+_\0 M1$ @$"! 0#! <%! 0 0)W $" M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$ MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4 MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,! (1 Q$ /P#]4Z**^5[_ M /:%\;6W[1?BCX97/BOP-H*62VC:3/?Z%=2SW\ETR".W$:WZEF7S%W.HQ@%B MJ+G !]445\W?%[XX?$+X%>+_ '>^+3X:3X;ZLT5GK>K6.FW,LVF7?E#UC>Z!'_ (AZ3/<0 MV7A\^%[2;3_M]T9I8I(R99KA2FZ,%948A@&(!&TMUM@?C;;V>C1ZA-X)O+J^ M^6_N+&QNHDTAO)\"_&3X M=^!I-2\$R?\ "93WRQW2Z#>/]BC@^9,C[?%7 MXNV?[0.B?"^;4?!,=QJ'AMM;>^30[R1(Y5=XS& ;U2REDW;N" VW!QN*_"#X MX?$7XE?#GQ9]NN/"NC_$31?$)T!M..EW+6L4@=5&X&Z#NK;BPD4C:%;Y&QR M?2U%?*/[9]AW>1YVT>9Y>[YMF[.,\XQF@" M[1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 % M%%% !1110 4444 %%%% !1110 4444 %%%?/OPW^//BFZ_:-\2?#+QC%H_V9 M;5[O0=2TRUEMS=")P)HI%>:0;U# _*1PI/\ $ #Z"HKY+L_VF/B)XFG^/-[ MI/\ PC&FZ3\/+/[=I\-YI=S.+#Q[X.\(^+!X>+^/M".H>'="YMGN',JC+/CEX U3Q)XH_L:%H]3FT^WMM(LI8 OE<,[M)/)NW;EP M %VX/+9XX#PY^T1\0O$GQ>\=_#MO%?P_TC7M%O8['1K:\T*[:36)'AEE/RK? M[HU01@,X#@;AW(4@'UG17RM\1/VD/%W@7]H:;P!J?BGP1X9T1M"76H-4U31K MF:0R&7RQ:J@OH_-BO MF3XZ?M#>*/A?\<-.\)_\)+X*\-^'-1T6;58M3\1Z=.Y@>(%?)9EO(Q(793C: MH89 "N1SUW@'XV>+/$'[,=M\0-:\)-IWBZXM&^S:&B.JW5RTGE6VU7.Y$FVT5X#X>^/'B+XF?LLZ7\1O!_]BP^)YH$$UGJ%O+-:?:ED\F6 M+"RH\8,G*L6;"D'#9S67\*/VD-?^*]GX;BWZ/X5\1:=JS:/XTT'4M/EEEM94 M@FF+P.+A/*1Q:RA2ZR8+'EO+.\ ^DJ*^??A-\9/B'\=]#U'QOX3LO#ECX.6\ MEM](TO5HKC[;JB1,4:1[E'V6VXC@"&;&"#ZUZQJ7C0^"_AA/XJ\71+8R:9I/ M]H:K#;881ND6^5(_F(8Y#*HW'/')ZT =517@?P^^(GQA^(GPWMO'NGZ5X42U MU:%KK3/#$JW"726[#]U))>&38[_Q>6(45@0/,3.1FZ/\/YHU4E9&.=Q ^Z #Z.HKXVU# M]M?5_$%O\(]H1:QH=M+;1%9XU M8PS1/-*4D!8XP_*C.!7NE !1110 4444 %%%% !1110 4444 %%%% !1110 M4444 %%%% !1110 5\V6GPA^)&D_M">-_B(F@>#-9T[7K>TM;?3;W7KF)HOL MS(8IV/\ 9[C?F-'VC[C 88X!KZ3HH \+\8?#/QY\7M*E\->/K'PY<^%)])<7 M,.DZQ58JUK@0QR$^7DL0425@[ *OE&L?LZ_'/Q1\#?!_P]URX\%Z MC<^&]5M;^+6CK5XKSPP;O+A>,V1^8!MOF;NBC*DY)^RZ* /G_P")WP-\4?'O MP'J_ACQ+#H/@2V26+4-(D\-WDNH,FH>;))+<3%[>W&#N'RJ,DR2L6SMQZ%X) M;XFW4FF+XPM_#.F1VL ^V2:'>SWAU";9M)598(OLZ!LOC,I/"Y&"6[ZB@#YN M^!?P \:_"'P?'\/)I/#U]X/M]<_M.'64NI_MSVZSI.L+VC0^7N9H]I<38"MP MI(YT?C+\'?''CCX_?#+QOHD/A\Z/X/:X9XK_ %.>&XNO/558!4MG5=@7(^8[ MLX^7K7T!10!X)K7PF\*?B'!J,:^']_8-WV=9B,NL1 M8!B@)(4L-Q !/.:U** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *^:/&O[.?B MSXB>(M"UR\;1_#NJ:/XJ?48[K3M1EN7ETNXC$=W!EK:/9*RHFW[R\MD^OTO1 M0!\G6_[/?Q/L[CX]&*P\'^5\2[0VMNO]NW2_V?\ N)8 6'V'Y_EF+8&.4"]] MPSY/V;?BM_9WP+MTM/!S-\-&$CEM>NP-08!%P/\ 0#Y8Q&#GYN6(QQD_8-% M'R-XN_9,\:>)/ 7Q7G>\\/W/C_XD7=O]M+W<\-AI=I V8HXG\EWG8!$!+)&# MNSQLP_3>'_@#XTU#QQX+\6^*_P#A'UF\ Z$VG^']$TV_GEBN[MH?+:>YN7MT M,2G:H"I%(1G.3MVM])T4 ?*GP7^"/QC^$?PIO_ ]J/",3:AJLEY+KUOKEWYU MM#-(GG+'#]B7,GEJX5O,7#,&[8-_P-\'_BGX%^)GQ*\7+X>\"ZM+XKOK>_LX M;K7[I?[.DABEC5L_V>=Y(E/380,C/.:^G** /G&W^"/CR_\ VF(/B%KMGX5U M'09/#2^&KVU.H3-+,OF"1Y_*:TV'+9'E%L8YW]JO^.OA3X_U7]I[PW\2-(LO M#<^BZ'IDNF);7NL7$%S<+*"7D(6T=4*EV 7:AK?B&]UR#5I-:NF?31=+$KQI&;#]Y@1 _?0-P"!BK/A/X2? M%CP/\M?3-% M'RJ/@?\ &"R^,WA'X@J?">LZAH?A5="F.H:W=QM>73!GEN#BS;:@EDJ_LX_!(_ WP->:=>:BFKZ_K&I3ZSJ]]%&8XI+J8C<(U))"*JJHR>2" MV!NVCU6B@#YY^*'P@\>^(_V@M-\=Z1I/A+5-$T_0KC11I^M:K<1&[$X)=I46 MSD4*"S+LRVX#DKG P?A+^R]XK^'_ (%\&^!]4N[#4_#MI>W&KZM<:9KM]IES M!=29$<=H88PYAC!8\RQEV;)"A<-]244 ?)WP[_9Z^)_PKT_X@>'=%M/"MSX0 MUS5EU72;&\\17IGL&\U&=7D:S:)I.+2#Q-'/\F4I+M6.&5;B/"QLH+1'C:2?O'Z- MHH ^07_8SUKPR?A!HF@P^']=\+^"UOFU1]9OIK:;5WO5V7 \E+>544#H"[9! MVG&-QJ>(/V5OBG'\!_&?P9T>_P##6I>#[[4%FT#4M6U6YBO-.M%N8[@6\D:V MKK)@QD AQ]XGIA1]DT4 >6V'@77/ /PYM+/X=>%_ _A;Q'--!)J%H(Y%T]@, M+,P:"*)Y)-H^5F1??@5ZE110 4444 %%%% !1110 4444 %%%% !1110 444 M4 %%%% !1110 4444 %%%(Q"J2>!0 M%<)\1OB8G@RS:+3].O/$6ON5%OH^G M &60L)/'7BFYGU!E(AT'1;F6VTNT4]BH8-._ MJSG;_=45HH/EYI:$W['J]%0PAU4[R2?4UY=8:UJ _:2UW3/[0N)=-_X1FUN5 ML&E?RHY?M,RF15)V@L, D#)VCTHA!S4G_*K_ (I?J#=CU>BHXR3G-25DG:C(8K6(@YD8*7(''HI-9OB[QI8>$]+>^?S+F5V\F"U@4M+/*3 M@(H^H_K5*+.:6(I04I.2M'?RZV]37U[Q5IGAG3Y;W4[E;2VCX+R$#)] .Y]J MQ]&^)5IK&CS:L=+U/3]-C4R"YOHHX@Z 9WA=^X#C^( ^U+5& MZ9./FQT'%=$:<;VW[^1X=?&XF/O_ \VD(V]Z3[OLNK\NIZ;X%\=67Q \-6V MN6%M>6MG5KNQ[U%5%"*JN\K:OSZBT44E2;A15=Y!\IW >YIBW$8E*AUW=2, MY-.SW)BDI:!A1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111 M0 4444 %%%% !6?KZWLFDW": MWEU%:VD(W23RN%51ZDTFW+5ZL6VQ+<7#JP5%5B1_$2/Z5\X6/Q6\,VO[3OC? M4)];M([>UTG2]!$VXO +EI+BQ]GPR;GP.1@\_3%3UF M:+$T%G9PL,>1 D1_W@,'^5:=>S7 MK-(J$J@^I 'XUR'PS\ 0^"=%FN+ES=^(-6D%WJFIR?+)<3L 0">R+G:J]!CW MK6/*ES2U\A#_ (3_ !6E^(]OK\%YH\FB:UH.HMIE_9M*)4\P1I('CD ^=&60 M8.!WKT)6W*#7A7[.<8NM4^*OB/ ^Q:MXNN6M;C?Q+##%%"3[8DCE'T6N\^&O MQ9\/_%!]:CT"[DNET:[^Q7$CQ[%9\;LH?XEP00>X-75I^_)TU[JM?RNB:;YE MJ=SD[J=35Q0SJO)( KF7J6&ZC=7E_A3QEJ'C7XLZZ^FZM!/X0T2(Z3/;QKAF MU,29DR>X1"HX[DUZ=Z5JS6FFVKW MN!6KI]XFHV%M=Q9\J>-94SUPP!'\Z\X_:%NH;7X1^+5ED*?:-.DM1C^](1&G MZO\ K7HVF6OV#3K6U'2&)(_R4#^E:)+GXBZ_JEQ:7EQ#X<\&ZM86<+VLI0WFJO< MP>8ONL2.%QW+MZ4Z-%UI6;LNXJE14U=GU=CP^E.R*,BL30 M6BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH * M*** "BBB@ HHHH *KR+U/X58J%WPK>O:F)GAVLOVEK$W,BK!X9T*2[DW' MY8WG?;N/OA3SZ&M[P98R>-M?D\77[,;$ IH]JXV^3&/E:8CKO8YP>RGWKR?1 M;UO'7Q.\=DW(BLKR^%OJ%P&"I%86J* NXC_EH[,#[+7HG]N:C\3ICIGA";^R M_"MOBWGUKR_FG7&-EMD=!TWG\*]#EY=/Z1^=X;&4ZTIU'#FO-M16\I7LO^W8 MK=]"_P"*O'=WXJU"3PGX2!?!ECX'T M.'2[&,*D:YDD/+2N?O2,>[,>2?6H['0](^&WA.5-.M/+M;*!IF1/FDEV@DDD M]6/J:\R\%^,/B'\2M+@\4:7-I>E:5.IDM=)G4RR2H"0#)(.%)([=.^:P?OQ? M)HEWW9[;JO"XB,L0G.M-;16D4M[7Z>>Y[F$*I@ #%/61MH^7GZUE>%[_ %#4 M=!M;C5+..QU!T!FMXYA*J-Z!QP1[UG^(O&VC^%XXI-4U.UL58\++* S>P7J: MP46]$CZ%UJ=.G[26>=HX8H_O/*^U1^)KS M*;XC>)/%MPT/A+PW)' >/[5UG,,(]Q']YLC/(KSO7-!U3QIK\VB-K%QXGU(- MMNI/]5INF \YV#_6..RDGWK>G0UM-V/GL5GBIQ_V6FZC>D>B;\K_ !?(W/&_ M[1DNKZR/"_P[TW^WM=E5<7I!-K!D\L2.N!GT_'I5KPK9VOP;DN]9\9>*)M<\ M5:FBB2%27Q@YV1Q#H.1S@5W/@7X9Z9\.?#YL=%CC2[=,RWDB?/+)_>;V]JXC MX,V,.A:M>VGBR,MXY>=V>[N\2&YC+-M:%\8"XQ\HY'&:WYH/['' M*O2JXZ:=25[;J%/3:WVI6[G03?$+QGK4(.C^"I+2%N5NM8N5B&/]P9-*MO\ M%;4%VO?^'M-S_%';RS$?F5%>F[52/!"X]^E//S<]_:N;VBZ12_'\SZ7^SZD] M:N(G)OLU'_TE(\P_X1'XC2ON7Q]9@C[R?V2"OX?.*CN)OB;X=DW8T?Q9 G)2 M(-:3_ADLM>H\*D4F'3+/#RD]L_P!T9QUJHSE) MV44_D/HKN*.WGTW5;%S'>:;=J5F@ M;W]0>Q'%=FC%L\<=J\H^$_@;5M.UK7?%7B%ECUO7&3_0XV)CLX5'RQCU.I6Y8;U)W!3QZUG4BD]#T,LJXFMAHRQ2M)W\G:^EUT;6K+%%)1FL3UA:*3-& M: %HI,T9H 6BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B MBB@"*1AAL@X_*O.;>T_X6-K#7,A6?PO9NT<5NPP+Z93@O)GAHU/W0.I&353X MU:Y?W@:3I%KX?TNST^Q MB\FRM(4AAA4YVJHP![\5K&\$I=62K-V//?CYKUUHO@^WTO2YC#KOB.[BT.R9 M#\R-,<22J/\ 8B$C_P# 165XJT.QO/$'PW^'MA'MT^SDCUF5%Y46MF (@?7= M*T7UVDU2\.N?BY\?-1\189O#_@=9-&TUC_JY]0E ^URKZ^6OEQ@CN6K3^%LC M^(_&7C?QK/(JV8NO[%T]F((6VMRM.9#]$6NA1]G&WE=^KV_ P^*7,>R M#[PIU4*?+3\7VC\ M:[#S/E)]LUX1^T9J5MXHU;PCX'N61+">Z.NZR9#\JV%GMN#6U"" MJS2>VY$Y**.;M?#^HZ3\-O 'PBTF\>VUG6;);[7;Y#B2"U+"6\<'J&E=S$#V MW$]JZ;X!:7I?A2W\>^(D\FQT74]?N)[60L%BBMH(HK9,?[.(6-4O$%Y>>$?A MGX\^*DL)&NZAIS2PQ< VEJ@(MXLD_+MWF5O=CZ8KROQ9.OCKX;^%/ _AU[B/ MP8-3T_06U:!L+JEV\JM,T;]X55+@ENCNP45ZL8QK)PD[*3U?XM_+1(Y]GIN? M:4*'3S/[/L9)(H^/GF/RQKCOEF45V5G M"+:-8U&%554?@,5XM^T9M\5>)_ACX%==]MK.N&^OHR.&M+*(SN#ZY?R1^->1 M1BO:KFV7]?D=$FI1T.G^!/P_/PW^%'AO3IV,E\ML+S49I/\ 62W4H,D[N>Y+ ML?RK=\)_$;2?&7BKQ3HFF^9)<>'9HK2^FQ^Z\YTW^6I[LJD;O0D"N=^)7Q)O M;2^L_!GAA4NO&NLQL8#C=%I\ X>[F]%7^%>K-@#O7%_L(F_>=K+O?J"?*[+8ZKX_"/6 M8?"7AC;YLFL:[:F6('DV\#BXE;\!&OYBO6O-5652?F;I7CNF:YI_COX@:EXM M6:*+1_"L4^E17\XVPF66]EZ?/=_.VU240D*3[D ?C7B'P5\-RS^&? 7AF\_P!)O=)A MB\1^)))8QF6_F7S463/_ "T#2!SW&Q:@_:T^)5MXP^$GBWPAX8MV\0ZNUJ#? MO8CSHM-B$J;WD9<@N!D^6#NP#T K1OOB9H_PY\!W4'@ZXD\6:QL^VWFH:?'] MM91(0'O)1&?GPK96,'. *UITY>R22U;,I23DFCZ%2\AD9E5@2O7D<>]2P MN&S@$8]:^.+?Q5J>C_$'Q1XL\ V&H^-+71_##)=ZI-(_E:M?>:6"L I,CQHJ MA!&HQO(KTSP?^TIHMAH-C97]UK?BG7$A7[?<:9X?N'6.X/WH6"H,,#D =<+S M45<'5A[RV_+U[&L:G,['T!169X>U2?6M'MKZXLI=.DG!;[-/_K$7)V[AV)&" M1VSCM6G7#UL:A1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% M!1110 4444 %%%% !1110 5P/QC\?6?PY^'>N:Q=R!&BMV6&/.&EE881%]R: M[ZOD/Q'X+U;XG?&#PCI?B6Y:>]8-K-[IJ$^3IMJK )&/[S,W!)].*WHPC*5Y M;(^=SK&U<+05.A3_9]^!NN:CX;BO/$UPT&D:@1>-I8 M #3LW(,I],'I7U#I]G#I]I%;6\2PPQ*%2-!@*!V%):PM"JC(5%&U4 P !TJQ M(VT<\4JU:51MS+RC*,-D]!4J6_5OJ,N(1<6\D957#J5*MT(->)P_ _Q7X.O+ MK_A"?&,>F:7<2M*-.U"T%Q'$2PS5>ZO!#@R82,?>"H8M)UKIQV:=G\FCS&/X5^-M24?VU\1KW;G)BTBVCME; MV)(8_K6YX:^$7ACPI)]L@T\7&I-RUY>.9YV/N[<_E6EJWQ0\*:"#]N\06$/& M0IG#,?P&:\H\6?'G_A+PNC^#+74]3@FS]KU;3K-I!$O(*1],O^/'7M74O;3W MT7I8\#$5,HR^//)J<^B0C\N]=AX4\+:?X-T6/3;"+RXH_F:1OF>5^[,>Y)[UY]X+UC5]#TF*R\/ M^ +^.!>7EU"XC@>1O[SY)8D]S71I-X_U&+>T.BZ.6/W&:6X91^&!4SIZ\;-+'X/T*3[,#@:KJP,,)] MU7[S?E64:2DZG?KX8TAAC['8-NNG'HTO1?HM=;X5^'^B^"K=DTJQC@ED.9;EAOFE/ MJSGDGZULW&HP6)S-+'"I[R':/S-<]J7Q6\+Z8[Q2ZU:O*AP8X&\QL^F%S3YI MRVC]P0H8/ R=6M43GWDTW\D]CL@OM3)"%8<=JX%OBT;J0#2O#FK:D#_RT$/E MK_X\13?[?\<:HQ\GP_8:='T#W=R7?Z[0,?K4*C)[Z%/.,(]*=Y_X8M_I8[N1 MAM)(J'[4L8!8LH/JIKB8_#_C34LB[\16FGJ3]VQMLI1C_F_P.PDU*WASOFC08SEF"_S MK.OO&FA:>A:XUBTA [-,N?YUDQ?!OPRK%IK6:\<]3@6&QH M-*LX]A!&(%)X]R,TOW7=C4LRJ;PA'_MZ3_1&3#IN2U*C_ ,>(KM5T^V5=L<(B _YYC;_*G+;B-<*[ MXZ^O\Z.:'\OX_P"0WA\?+6==+R4/U;9SNA^*-5U+5[:"7PY=6-I(&+7$\B?) MA21E0<\D ?C7855ACQ*IR:M5E)IO16/0P].I3@U4FYN^[27RT"BBBH.H**** M "BBB@ HHHH **** "BBB@ HHHH **** "D9@HR3CM2U!>,%MV).T9'S'MR. M: /./#>F_P!I?%/QAKMUN;R'M]*LV!),<:(LD@7TW2/S]*/BUXNOHX+/PIX< M?_BK-:#+:R#)%G".)+A\=E7./5L5Q7AGXP3>%-'\7Q>(])DC\6IXAO8['0;8 MAKC44=O]$= /X6CV@O\ =!#<\5V?PE^'M]X?O-2\4>)9Q?>,M:"F^E0DQ6T0 M_P!7;0@_=1!U_O-EJ[)1Y'[2:LM++OHO^',K:HMUHFG?!GX,W=KH4#):: M)IDTL(D#%W<*6WN0,LS-RWX,MW\0/&%ZBD%(S>11JV.Q5(5)].3DUZE)*$7."?I31 MVN+:.6"3*/'(FY77T((Y&.U87B;P#IGB71K/3FMQ:16-U# M>6GV9 GV>>)]\;J.F >U=;Y@]:-X SSCZ5'-*]TR]+W,/Q!H3^)-%FT_[=?Z M69<#[58S&&9,$'Y6'3I7F7Q6^&/B[6/%G@KQ%X0U.QM]2T.WO+%VUE991LN( MU0RC:?F=2@.#P>YKV?SD]?TH\]/7]#5TZDJ;T_JXFCSSX:_#&#P%#?7,EW-J MWB+5)%N-3UBZ0K+(O#_ (3U73K'PQKF MJ7&I)J,XD^W:5Y[[YHXD V.Q%W8N,]J3SD]?T-5&M.-V];_H1R M+J>.VO[.>A^=:6<^I:K=^%[**-;?PW-*!8[UY:610-TK.Y+-O)&2>*[CQ5\+ MO"7CFWL8]>\.Z?J8L1BU:>W4M ,8PAQE1CC KJO.7_(I?.3U_2H=2;MKL.,( MQV1C>'?!^B>$])72]&TFTTS3UR?L]M"J(2>I( Y)]ZGTOPUI.APR0Z;IEII\ M4C;W2U@6,,WJ0H'-:#7"KT!;Z"D-Q\NX1L?RJ-=;O.")> M52) JC\!4L=O'']U .GZ4X7"MP,Y^E+YP_NM^53K=NX:"JH P!M%/IGF?[)_ M' IP.>1S5 +1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1 M110 4444 %>9:I^T;X'TCQM>>$)IM>E\2VL1N)=-L_#&J7,ODA]GG+Y=LP>+ M=A1(I*DD8->FU\T^,$UW4/VX;*W\+ZQI.EZG%\.Y6FDU33Y+]/+.I1_+Y<=Q M RL3M(8L1@$;3G( /;? /Q/\+_%"QNKOPSJ\>II:2^1=1;'BFMI,9V2Q2*KQ MM[,HKJ:^/O@OHD_BGXJ?'KP=KNN7,_C#54L+J_\ &'A&^:T@C5$*6T42QX:W MEC'WE,C^8 VXXR#J?"6\U/QU'X6^&>KZGXDMO%G@6_N&\57T6N7J/ M7S0TJ79ECE4,2%2*55"@# !]6UX/\ T_X2V_\0>/[CY9O$-ULL@3EDLXOEC! M],G)Q7J/A'3].L]8\32V/B*\UN>XOO,NK6YU 7*:=)L4>1&G_+%< -L]6)[U MXKXI\'W7P(T\ZSX)UY+/2]RK_P (YJ:M+!+(>@AQ\RLQ[#BNFBKW1\WFTIT) MTL6XN5.GS-I;INR4K=;+FTWUT/H6,*(P!)[UQOB;XN:!X;NOL2S3:IJ3<+8: M:GGRG\!P/Q->+:I\3M=UB\M%\>:=K'@;0C&2Z:="95N,_P#/21?F1?88/V>%DJ<5UE\7R MAH_OL4FU+XD>,DS:6]GX/L&Y$EU_I%UCW0?*I_$U,OP9T^X$DWB;6M2\0,R$ MR+=W!CAP.PI;0H6>'K<^7?Z];0KYLF/O0PL1DG/5^@' KVO0_#NG>']'BTVPLT M@M(@-L:J,?4^IJWH^DVVD:9%9VUM':VT2[$AC "J/2M)5'&*PJ5G)4;="K$L2-TVG S2S^5'$\CD!$!)+=A3-429H2;?YIU5M MBL<*6[9KQ*_7XX:DUU UCX:M;60E T4Q:5$)()&1@G&#S4PIJH]9)&V/QTL& MDHTIS;_EC>WJ[EOX=Z-'\2O^*UUR47ZW$CII]E,%E\2_#S7+7P/X@TAM4_>--I,EQJI MBADASD1DA<,PQG%>XZ7-XFTM9/L'@_1[;<0S>7>A"2>O1.OUKNJPC=V=X].A M\3EF82]AR0IN-3_EXW"4I-?%VK+(-'\,_98P<++JLGEY'J%&3 M2CP?XHUS U7Q0UK@_P"KTN,1@^Q+9-6_[7\;F.0IH6EJV?D5]0)/XD+3?M'Q M%D12MEH5NVX9$EQ(_'?H*PU7PV1[$.2K_'=:IYQQ7#2Z%XPD W^+8T.?OPZ:O]6J"]T'5UQ]J\;W-LH'S2+#!&/U4 MU/LD].;\ST/K]5*[P\DO-Q_23/1!M^49_6I?,7NP_.O%=2UCP[I*E;WXD7MR M\?WTM[I-[8ZC$8ZGT%8[:KHVL2 Z/9>-M=W74S[VVR'_:F4?UKPEO!.KZLRFU\%6]J M,Y,FKZI*Y7_@*'^M:D;FM/84U\4R?[8QU M17P^%>//#^FL1/K5A'_L^>N?YUD3_ !E\%0H9)/$=EM!QD29_ MD*YFU_9STZ:1)=2U:^NF7K'#L@C/_ 57^M;&D_ +P7IC*_\ 8<$\B='N296_ M\>X_2E)8>/5L*=;B"K*ZI4X+S;?Y6+WAWXR>$O$WB2WT72]92]OY@Q2.-"0< M*6/.,= ?RKOJQM(\,Z5HLB-9:;;V;CO#"JGIZ@5LUS3Y+^Y>WF?18..*C3?U MN47*_P!E-*WS;"BBBLSO"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ K, M\1Z&GB31;G37O+[3UGVYN=-N&MYTPP;Y9%Y'3!]02.]:=?.&L>$?V1=.U:]M M-4T7X*6NIP3O%=07EII"31S*Q#K(K#<&# @@\@@YH [YOV?]*-_]M'B?QG6O/;3X<_LJ:EK7A MO2=/\#_"O5+_ ,1F?^RH]-\/V%TMT(4=I2'CB90JB-P68@94KG/%=M_PR=\$ M/^B-_#__ ,)>Q_\ C5 DDMBXWP1B;_F=_&P^FNR?X4D?P0CC9C_PG7CAL_WM M<F1LJO>ZEH&G6\ M*ECA07>, $DX'-6-'_9G^ 'B+2[;4M*^%/PVU/3KI!)!>6?AW3Y895/1E=8R M&'N#0!J#X/:VOW?BMXR ]_L#?SM:5?A#KZL&'Q8\8D@YPR:<1^1M.:Y?1_@; M^S3XBUS4-%TGX?\ PIU/6=.++>Z=9Z+IDUQ:E6VL)(U0LF&X.X#!XJSXF_9[ M_9T\%:6=3\0_#7X7Z#IJNL9O-3T'3K:$,>B[WC R>PS0!TR_"[Q$O_-4_%!^ MMII?_P AT[_A6?B(?\U1\4?^ FE__(=>;_\ "O?V2OM&G0?\(U\%_/U)5>QC M^P:1NNE9RBF(;?G!=64;]B4 '+0",N!AE/3^(>HH ZQOACXI7)3XJ>(@>V=.TL_^VE1_\*U\8?\ M16/$'_@KTW_Y&KB$^$_[,QU_PUH4GPN\!6NN>(H9;C3=+O/!D$%U)'&C.[/" M]N'B "M_K N2"!D\5U__ R=\$/^B-_#_P#\)>Q_^-4 3_\ "MO&F?E^*FML M/5](TTG_ -$"F#X;^.%;/_"T]4_'1-./\HJC_P"&3O@A_P!$;^'_ /X2]C_\ M:H_X9.^"'_1&_A__ .$O8_\ QJ@!R_#OXA(Q*_%B[*GH&\/V?]%%2KX#^(:_ M\U2E?_>\/6W],5!_PR=\$/\ HC?P_P#_ E['_XU1_PR=\$/^B-_#_\ \)>Q M_P#C5 $[>"?B, 3_ ,+-C?\ V6\-PD?^C!3%\&_$I&(_Z3BH_^ M&3O@A_T1OX?_ /A+V/\ \:H_X9.^"'_1&_A__P"$O8__ !J@"TOA7XEJN/\ MA/M-/N?#(_I=5W'ANUU.RT6WAUC4(=4U)=WFW=O:_9D?+$KB/>^W"X'WCG&> M,XKSW_AD[X(?]$;^'_\ X2]C_P#&J/\ AD[X(?\ 1&_A_P#^$O8__&J /5:* M\J_X9.^"'_1&_A__ .$O8_\ QJC_ (9.^"'_ $1OX?\ _A+V/_QJ@#U6BO*O M^&3O@A_T1OX?_P#A+V/_ ,:H_P"&3O@A_P!$;^'_ /X2]C_\:H ]5HKRK_AD M[X(?]$;^'_\ X2]C_P#&J/\ AD[X(?\ 1&_A_P#^$O8__&J /5:*\J_X9.^" M'_1&_A__ .$O8_\ QJC_ (9.^"'_ $1OX?\ _A+V/_QJ@#U6BO+)/V5/@G,P M:3X/> 9&"A06\,61. /]5T 'X4W_AD[X(?]$;^'__ (2]C_\ &J /5:*I MZ/HVG^'M,M].TJQMM,T^W79#:6<*Q11+Z*B@ #V JY0 4444 %%%% !1110 M4444 %%%% !7"ZM\!_AGKVI76HZG\._">HZA=2-+/=W>B6TLLSDY+.[(2Q)Z MDG-=U7GFO?'KPCX=\83^%KO^WY=>AA^TFSL?#&IW9:'(4RHT-NRN@9@I=20" M<9SQ0!L'P?'X)\'ZC8_#O0O#^AW_ );/9VOV46MB9L<&585!QZD#-5?AMX/U M/01JVL^(Y+"?Q7KDT^'_B M7X9M/$'AC5(=7TBZ!\NXAR.1P596 9&!X*L 0>H%;] &?IOA_2]'NK^YL--L M[&YU"7[1>36T"1OW5NFVV@F9 M3!;YZLBA1\QQU))],5K>(/"^C>++-+/7-(L=9M$D$JV^H6R3QJX! 8*X(!PS M#/N?6N0\0?"_X:>&M#O]5NOA_H,MM90M/(EIH$,\I51DA8TC+,?8"KB[=3DK M4?;64H*23NKOK]QW1T^)A@@L/]K!_F*YG5OA%X.UR=YK[P[87$S_ 'I#"H8_ MB*X[PSH'PH\5?#*Q\=6OPZTA-(N]/&I) ?#T$MT(]N['E1(Y9\?PKNSVJOX= MT_X0^(_A98>/XOAYI<.A7EJMXL?_ C,5Q=)&QQS#!'(Q(ZG;NP,D\ FFI6V M9-;#>W35:E&7KK_[:27?[*'@.\OII7CU);.3G^S8[PK;*?4*!G\R17H_A'P7 MIG@?1+;2=)22"R@!"J[ER<]R3U-<)X!\,?"#XG:!'K?AWP1HESIHSP:Z3_A2OP\_P"A#\,_^">W_P#B*I3Z#:P( M,E0L312*LZN0=W,>W"G)!P#&AZ=JRUY5][_R/29(1+C=G\*3[.FW'/YUR'_" ME?AY_P!"'X9_\$]O_P#$4?\ "E?AY_T(?AG_ ,$]O_\ $4:$?O/Y5]__ "Y MXR^'&A^/---EK-L;A%;?%*I"R0L.C(V."*O^'?#2^']+ALFU"]U01*%6XOV1 MI2!T!957/XBL3_A2OP\_Z$/PS_X)[?\ ^(H_X4K\//\ H0_#/_@GM_\ XBJY MM+7,%0Y:KKQII2>E[O\ R.O^S1^E+Y*^_P"=>0?$[1?A-\)]#M-5U?X=:369AZ#+$ ]?_PI7X>?]"'X9_\ !/;_ /Q% M3H^ITOVMKN*^_P#X!V*Q*O;/UH:)64C&,UQW_"E?AY_T(?AG_P $]O\ _$5Q MD=G\%I?B W@I? VF_P#"1JGFFV/@R41B+)'F^<;;RO++ J)-^TD8!SQ2M$25 M5[07WO\ R/0]:\'SZRFQ?$FL:='G.VQ:!/PR8B?UKGX?@3X8:X,^H_;]=D)S MG4[MI1_WR,#]*T/^%*_#S_H0_#/_ ()[?_XBC_A2OP\_Z$/PS_X)[?\ ^(K1 M3:V9YT\OI57>K24O63:^YIHV--\$Z%H\:I8Z39VH7IY<*@C'X5K?94]2/IBN M1_X4K\//^A#\,_\ @GM__B*/^%*_#S_H0_#/_@GM_P#XBDY7U;.R%-TURPIQ M2\O_ -DZ^.W6/IG\:7R1D')%?]"'X9_\$]O_ /$4M!WJ_P J^]_Y'9!0.:=7%_\ "E?AY_T(?AG_ M ,$]O_\ $4?\*5^'G_0A^&?_ 3V_P#\11H'-5_E7WO_ ".THKB_^%*_#S_H M0_#/_@GM_P#XBC_A2OP\_P"A#\,_^">W_P#B*- YJO\ *OO?^1VE%<7_ ,*5 M^'G_ $(?AG_P3V__ ,11_P *5^'G_0A^&?\ P3V__P 11H'-5_E7WO\ R.TH MKB_^%*_#S_H0_#/_ ()[?_XBC_A2OP\_Z$/PS_X)[?\ ^(HT#FJ_RK[W_D=I M17%_\*5^'G_0A^&?_!/;_P#Q%'_"E?AY_P!"'X9_\$]O_P#$4:!S5?Y5][_R M.THKB_\ A2OP\_Z$/PS_ .">W_\ B*/^%*_#S_H0_#/_ ()[?_XBC0.:K_*O MO?\ D=I17%_\*5^'G_0A^&?_ 3V_P#\11_PI7X>?]"'X9_\$]O_ /$4:!S5 M?Y5][_R.THKB_P#A2OP\_P"A#\,_^">W_P#B*Z?1]%T[P[IL.GZ586NF6$.[ MRK6SA6&),L6.U% R22<#J2:6G0N+G?WDE\_^ B[1112- KP3XSZ+8Z#\1?@ M;;:?;):P2>,;RZ:./H99K6\FE?ZM)(['W8U[W7$>.?@WX7^(VMZ5JVNQ:I+? MZ4=]C)9:W?62V[X8>8J03(H?#LI?&XJ=N<<4 >5_&OPJ]A\8O@K9>&9X] N[ M_7=:N7O!#YQCDETZ=IY51CM\P@N5W J'(+*PRIR-,^-'BQM TKPQ<:^YUJ]^ M(5]X.;Q/):VZSK;0--() FSR?/9$2)?W>S)W%"1@^Z>*OA5X<\:>*-!\1:K# M?R:OH3F33IK;5;NV6!B"&/EQ2JC%E)5MRGKZ#_9-Y M=:9JUX-1NH[[6+VZD-V&W?:(Y)9F>*7=R9(V5B<$DXH \7^(_P 5OB7X"\+? M%_1K/Q/#?:EX/FTBZL/$-]IL+7$]M>N0T$B1JD(D0KC>(\%&'R;CN&GXD\1? M$G2?&WQ#\,#XBW&S1_"L7B>&^AT>R6:.X/VE3;QAHV46^Z)3B022X 'FYRQ] M;U+]GWP-K'@^\\,WFFWL^E7UTM[>EM8O?M-[,HPK7%SYWG3;0% $CL $0 ?( MN(;S]G7P1J&J:EJ-Q!KWAM5:5M[R MM'SY:J^3@X.K?';QY*5O+ZRBU#PTM_J6H:'I<.H+;WC*NV>^M<&9; M+"RLSVZ@J1@G&%/M4G[.7@*2QT"T_LW4(X]"LY=-L9(MU!)4M6.6MO-$^\ MP,<9A+;#M7*_*N #5\<7ZZK\"/$%ZMU%?K<^&[B874'^KF#6K'>O X.&KVWF@T22)8#:Z;=S6/[H# C#0.C!,?*5!P1P1CBJ-A\*_#.GR> M')5L);JZ\.QW$.E7E]>SW5S:K. LH6:5VD.Y0%Y8X & * /*OV/?#-OX,T M_P"*FAVKO+#8>-KF 32'+RD6-END8]V8Y8GN237N7B#0K/Q1H&I:-J,0GT_4 M;:6SN8F (>*1"CKSZ@D5QWAGX$>$O!T.NQZ0-=M/[<9I+]SXEU*1Y9&"AI@[ MW!9)2$0>:I#X4#=CBN[L[5+&TAMXS(T<*+&K32M*Y & 6=B68^I))/4F@#X5 MU;QIK-K\.?!M\H\WQ/\ _4I4\02B(F8VL,R6>P$?PW%G)),3GGR#UZU](Z? M->:EH7Q(\?:+?6T6HWRS6VD7TT7VF*.ULE>-"%#KO5IQ>_:_P#" MK?"HE\72#1H5?Q:@36R&8?;5$/DX;GY?W>1\N.I/4DU8'@#0X_ L?@Z"TDLO M#L5DNGQVME=36[) JA0BRQN)!\H R&R>$I;.RU: M%O"G&BK_ ,)!J+)9J2H)>:=I#AX[: M2TAANKVXN;>WBDV^:L4,LC1Q>9M!/?#7BCX7)+XP7Q M59^/;*=)DO-.M_*TZZ6R:YCGMA;K$S6^05*2R,VTK^\SDGD_A;\5OB+-HOP8 M\2^(?%_]L1^+=;NM%O=+CTRV@@\M4NS'+N5?,\T/ ,D,$VE5V%@SO[KX9^ O M@GP?O&D:9=V@^SS6EOG5;N3[!#+_ *U+/=*?L@; SY'E_=3^ZN,NS_9B^'NG MZ?H%C;:?J\5IH-X]_ID*^(]2VVL[?>=?](]VX/'SOQ\[9 /5:*** "BBB@ H MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB MB@ KYJ^*R>-3^T^)/ -QH\7B*+X?74D,.MVDD\-QB^CQ&"DL?EL6V_.=P&#E M3G(^E:Y63X4^"9?%0\3OX.T!_$GF";^V&TN WGF 8#^=MW[@ !G.<4 ?-FD^ M*]-^'W[).KZKX*U75(-4N-<'_"47NH&,ZEI%Y/>QQZB\\:(%BDB4OCY C\ MCDR_%"XUKP/>?%#0O"/C3Q /#_\ PK>[\2I.^K2:AQL1"8;JX:61$GC2 M3@-D>6S1E&PP^E8_AOX2CU_4-=3PMHJ:WJ$307FI+I\(N;F-@ R22;=SJ0J@ MAB0=H]*J6WP?\!V?AN[\.V_@GP[!X?O)1/()M9AM7DC/R MCTH ^?M'\1:C\._%^EO>^-=<>SU3X9WFNZEJ&JW4E\EM\OM<;2=1^'$>L+;Z]KDFHW%Q,)FC^V-$TDJ M6K2Y<^5#*Z;0G1@57Z(MO@I\/+.\M;NW\!>&8+JUB-O!/'H]NKPQD,I1&"95 M<,PP.,,?6J]O\ _AC9A1;_#CPE %$@'EZ':K@2+LD'$?\2_*?4<'B@9\W_ [ M5'\5>&/"WA75==U#0-+TGX=VFKZ?#8:@]FUU,[RK+8D(CC7RGW1_O&+ MJV1CU']F74[/4OV0?#7V.[@NOL^A203>1('\N14;!O#;6.GR/-9VQTBW,5M(Y!=XUV81F*J21@G:/2M:;P/X' M]+E\.!%B&CO91FS"*P95\DKLP" 0,<$ T&TIJ1Y9^S[XMTSP=^RM\/-3U*<1 MP#2;.WC52-\TSD)'$@) +LY"@9')Y(&37MU@SDTW='@UK;VW[1?Q#"6T<5M\(? ]^7"Q*$@UW5$)8GC MAK>!LG^Z[G^(#CEOCIXSUFZU_P ;ZCX;\;ZW::/+^&_#FHZA\7/#WAB\\ M9^+;C3-9\$?VWJ0&M31O/=1W$**R.I#6X_?Y(MS'N\M VY2X?E_AWJWB?XC- M^SLFJ^-?$4=IKOAO5/[4M[*^-O\ :VM_(VN\B 2&1@X!??N&W*%&9V;Z1_X4 MC\.O-27_ (0'POYL+/$%_J,_CV M7PW(MYJ4KP2:>LE[#Y4D6=DK$1JWFRAY-P&' "@:/AF]^(OC:]L/%Z:_!X>" M^*9]*U1F\1W4K1PFY>U6S72C:-;Q3)NA9'8DD@.[%7)'O2_ CX:+!! /AYX4 M$,$C311C1+;;'(P4,ZC9PQ")DCD[5]!6I?\ PQ\':IKUQK=[X3T.\UFYB:"? M4;C387N)8VC,3(TA7(O$&I MW^J:?:R6^I7YEM55-;0*ZQD?ZS"X+DDG)'"A57TE;6[\,_$;Q9\++S7?$EU+ MXHO+'5-!O)->O6N(;#>6O(HYC-NB\GR)<;2"PFC5]X.*]J;X+_#Y]#31F\"> M&6T>.X-VFGG1[?[.LQ4*91'LVARH W8S@ 5>_P"$)MO^$RTK7!]GCATK39M. ML;..V"^0)7B:1@V>!M@B4* , -R%;>".)"Y6-0H,CEVP!CEB22 M?/"O@2'PWXG\3:VHL4N-:EC+II]B+52L>\J\IW,99R9DJ"JQ@*-I M++!\*_!=KHVHZ1#X0T&+2=2D$M]81Z9 L%TX((:6,+M<@@'+ \@4&<9*+.:_ M9]\-W>F_#_1];U#Q)KGB'4-=TNPO+C^UKPSQ0R>0I/D*1^[4[N1DD[022V6/ MIU9^@^']+\+:3;Z7HNFV>D:9;@B&RL($@ACRQ8[44 #))/ ZDFM"@F3N[A11 M102%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111 M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 % M%%% !7S9?&RZDUW6O&&F^"],M-0T_P^T6FP)(;B&:1P\HAB?9% MY8(P^[:K<2M@'Z3KP6'X3^.-3\;_ ! M:&-VC:U16W^<&(#_ "8P"_6@"SX9_:,:S^'OA:_\0>&O$,^L76@KK-^EK!:R MNELB1^9>;(YSF-W<82,-( ?FC45ZOIOB*;5-2AACT6_CT^:R2\35I&@^SEF( M_<[1*9?, .[/E[,?QYXKYW\1?L\^.O%?@7PGINK:=X0O-5\/:5'8Z=<6VJ7E ME:3E Y@**C%D!;]SNE^@?#\'B#2Y+'3+_ .RZEI]MIT22 M:VUTRW=S=KA7+6PBV*K %MPE)R<;<,YM 'AO4=/T]8- M4@6\EMEBC,%O'*L^T"3ZCL+E[&&&XO5B8P0W$IBC>3!VJ MSA6*J3@%@K$#G!Z5X9^SU^SV/ +:CJ'B_P '>#&\4'5;K4K37],_TR\_TB:2 M0HTLEK$Z;%<("&;<,\+T(!L:?^U+X7U+Q!KNG)HWB:&ST"[NK76-8N-*:*ST MX06K7+2S,Q#K&RJZJ=F2P ( ="UMOVCM#T^XUFTUS0]>\-:AI^E+K<5EJD$( MEO;1I?)$D7ERN%/F%$*2F-E,B;@H)(YG0_@3XCUG1?C3H7BO^RM.TSQY>37- MMB?L_ZO;:/=PQ^"/A=X5U-M-&G MS76D:7'<0ZJ7DA,K3Q-:1&*(K')^X5Y-QE +KY88@'2>,_CUX;M_ NLW?B'0 M_%VDQV6JV>C7EC;Q/!>0W$S1-'^_MY=JQ_O$S*)0C9V!G+*KW=EHUO;2PSR"&XDM3(QEDA/[O8J) MO+ GE3?\?? KXCZMX9^*?AG0F\,-HWCUAJ!EU'4+A)M+O)(8X[F,!+9A<1,8 M4*.3$R[FRK8 (!Z'XH^/NC^ ;29KW3-9U2QT>"U?7=6L88W@TI9@NUYM\BR2 M?*WF,(4E95Y8#*-3A\(M$VL7MKIRK!!"Z!_M"M+ M(F^, C&T%G&7C5T!>N8U3]FG4Y/%VL:U>>&/AWX\N]>M;1;N^\0V!BDTVZAM MTMS);HT-SYD16-&\EG3YE/S_ #9%3Q-\!?B+JFG_ !ITZTMO"PMO&UI:V-A/ M)JT\;0)!;K;!Y8TLMJED'F;$)"GY 2/GH [WPO\ &'7/$'[17BGP4WAN_BT' M2],LYH[\2VC1;I#<-]H?$OF;) B(BJK$%27" UVGQ$^)5E\.8='6?3]0UC4= M8OET[3M,TQ8_.N9BC2$!I7CC4!(W8EW487C)P#PO@3X8^,_#/Q:E\4W']A1Z M=JVA:?I^J0QW6LW WD'8!\NW\0V7C.[\365I_:EQ-:W-M>0F"ZM99/LBM$ZIM9)520$Y!0 M"@#I_P!EWQ-K/B34OBO_ &Q?ZW=-9^*Y+>&VUYD\^R3[+;L;<+'^[559F \K M*-]Y6<-O:R/&GB3XL_&#Q?X.\/Z]-X/T#P;]D2_U33[:">]OKJ>)W$,9N(Y( MHXD7:6)C+,V &49SH_ WX<^,/!/B+X@ZMXGN-#6+Q-K']JP:?I!FF-L3!%&R MM/($WC]V (ATW9^;8L-[\,/%/@?XK:_XV\!'1]0@\3I -;T'6[F6S0SPQLD M=S!<1Q2E6*[5:,Q$-C=N!H \]^/5Y\1?A_X/N+W5?&FH2Z79>)=#%A?:7!'; MW%Y:/<(D\-RL*;F?N?*"*^0 @!9*[SQ%^T7XCKX9A1-3TZ M.';?^3/#OCEA>VF/EAE)^*TLH;6=9@BSBV:2>21EPSE(E4; J95FDYKQY\$_B5XLN/C0(+'PK!# MX\TJTTZU>37+G=:F!'CWNHLN=RRLV >"@'.[+;P#' M:>+['PO-X;.H6^K>&=9AL'$DLRQIJ DCN5=XHU) C=6RQ),+@*:=??LYZG<> M*I?$5]X'^'GC&ZU;3;2WOK7Q*6F_LVYMXQ$'MIC9N9HG0 F-EB.Y 0WS''3: M)\-O&^A_'/3?$JV?AV?PW:>&XO#1D749(+ID642FX%LEIY2'(*B%9 H&"&'W M: %_:FU_Q!\._@O+XBT7QC?Z#>Z5<6$,UYY%DZW$*-2_X1CXJZK\68M)TX75WI-K_ &+/',96=8DCGMX[<)*# M$QVR/MPPSC(-;W[2'@7Q3\3/AR_AKPO;Z.\MU>6EQ/<:O?RVRQ+;W4-P HC@ MEWEC$5YV[W8M8QB& M,2RL[2*KOQ@#DT 0_#_]IC2/B5>:-;Z3X7\1*U\MRUV;A+-3HWD2F)Q?*+@M M Q8':A!9MK8'RMMO:/\ M%>'-2US3+*ZL-5T2PUBRN-0T;6=3BBCL]3MX$$D MDD6V1I$ C/F 3)&2@) -<'H7P-\>^&?&%OK=B^CR)XGMI4\?6L^M7!CNYWRJ MSV2_9,1M$IPN=H9 $8;AYU1> ?V61H.DVGAW4/"G@6PM[*QNM.;QAHMFBZOJ M4,EO+;+YD9ME\B1DE#O(L\FYHRN-LIV@'7K^T_HS+;7],:6 M"VC_ +7L(F4236X:<%<*Z2;)_*?:P^7/%6[K]HFQ63PM#9>%=>U";Q1H$GB# M2-AM$2=(XHY7@8M< I*JRQ9W#9\W#'!Q7\(^!?B#)X!A\$>*)O#]MI5KI$FD M_P!JZ3<333:@ODM!$TEO)"@@^4AV"2OEE !"YSQ_A'X(_$I/$7PEFUNX\*Z? MI?@C1+K0[@:?/8F^.)8V80#@[@F,YDW84 F^'?[0<7B[X=_"G M4?&>B^([#5O%>JQPZ?-8L([:6;8\JN\EO,%\C&5$4V'DVD^4P5F'::/^T%#K M>A^++^'P1XHCNO#>IQZ1=:5+]A%W-O"APTNQ"0@/8L0%!/'->,_\ #-#V/C;Q% M$O >MV>M:P^L1^)=8LT?5]-:5]\J+&UM(L^ULF-C+'MW8(.WYOK(TFF:M9RV-R(R WER(5)4D'# '(/8@&@#QZS@^*6L_"5?'T?CIK3Q M-<:8NLV_AE--M7T5,Q"5;5\Q&Z8%?E:1;@'(MC3+'E0?M(4L Y'5#3_P"% M&^(?!?C+X4KX+TS1)/"/@6QNK%/[4UF:*\N1?):Q6T.ZUNTM)]LDTIF=VN=@ M*@J?M$;*,?0?BS]H/P]X!LYU32=>UVTT?3H-0UBXT](YO[(M9%!CDN6EF5I& M*AV*Q^;)A&9@ 5+><:C\$?BCJG@OXSZ')IWA&"3Q]5G8,J2 %$)7)8#( ="W!ZM^S%/_ ,)9XGNV\->!?&$!BZDX;<.Y^"O@+Q7X+\5?$:_\ M$%OHT5IXDUHZO:?V;J$MQ)&##'%Y GRAPHIC 21 cicwinters.jpg begin 644 cicwinters.jpg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end GRAPHIC 22 ex_672608img001.jpg begin 644 ex_672608img001.jpg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�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end GRAPHIC 23 ex_672609img001.jpg begin 644 ex_672609img001.jpg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end GRAPHIC 24 ex_672610img001.jpg begin 644 ex_672610img001.jpg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end GRAPHIC 25 ex_672611img001.jpg begin 644 ex_672611img001.jpg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end GRAPHIC 26 ex_672614img001.jpg begin 644 ex_672614img001.jpg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

1CS)(>68GU+ M$G\:X_5?AU<:WX#ATNZNX8-:A:62.[MRP0-([%E['8P;!'\ZU9?&36WQ)C\* M7%HB0SV@G@NO-Y9^?D*XZ_*W?M4:^/8'\?W/AQ(%6VLK1[B[O9&VJA7&0.V! MD9.:3UU[_H"7+\OU,CQ/X#U_6+J=+34;);)X+5$6<.6B,+[B$ ^4!B <\GC% M37/@W7F)ABGTY[7_ (2)-5!8NK^5GZ%>:AHVHV$_D M80/-(5C60XVAR!D Y';O4MIXMT*YU%-*76+!]3)9&MHYPS!U^\N.O'/Y4U>_ M]=T_T0K*W]=FOU9RUGX$UB&>PTV:XLFT33=1?4+:52WVAV)8K&PQ@ %SE@3D M <5+I'@G6;#_ (1EI+FQ632[6[AF>(L26E^X4RO..ISC\:VO&7BA_#=G9" 6 M8N+ZX^SQ2WTQB@C.TMEV )QQ@8[D5 OC0Z7IVFOXDM/L5Y>WALD2 F6-FYPX M/!V$ 'IGFDM5;^NWZC>]W_77_,XZS^&GB=+?44N)](\R]TL64DBR2L\D@DW> M8Y*\DC/Z#M7H7BS2+O6O!^I:5921QW5S;-"C2$A",6#N[2LRA?G)5?D7&0.>:Q=(^'GB M6S.J/=7.D--?:1)8O*C2EY923MD<=. !7;6OC#1K[6[?2K2X:XFN+47 M47Z6/--6^'NL:DIC%QIZ12Z3::? M.NY_F,C=<5TM<]JWBVSTCQ) MI.BSH2^H%AYN<+$?\ 61D$D#J>PYP! MZ=SXB\36^@K;)F&6YFNH(/(,H5PLL@3=CKQR??!JQ)XET6+6UT9]2MUU%\ 6 MY?YLD9 ^N.<=:<>Z]/N7_!_JP2[/U_K^OS.&\5Z)J^M^((_)\.>1JD%W&]CK MMO*JHL*D$B7G=G&X;<$'/%>BI/J5SX.U MVPOYI].MK6[>XT*:VFDE9*:> MMUY?FK?D+E]VWK^3_P V;OC&.XET^&'_ (1Z/7=/=R+RUROF!%+K]W(Z9Z$#I5:_P#!VH/H.F7UEX5C@DM]0>[N-&74#OF#IL+&7/WQ MUZXQ72ZOXXNM/U*_-MIL5SI>E-$FHS^>5DC+X.43:0P52".E=H"" 0<@ M\BDMOZ\O\E^@-ZZ^?XW_ ,SSOPYX;U70/%EA]#\V>-C8QGK5C7- \4W'CN/4(M(\Z MSM]3@NHI([R.-#&(]K%DZL_^T>P %>@R>(=(A>\22_@5K)D2Y!;F-GQM!^N1 M5YKFW5PC3QAR_L:Y73(?$VF>$?\ A#O^$?D>X2![2+41,GV4H00)&^;>#@_=VYS7 MHZ&,?NT*C:!\H[#MQ5#7MHQGC-=997T5[917*,HWQJ[+N!*9&<'%5=[_P!:N_Z$]OZV5C)\3^';G7VT M][;5I+ V%? \.AWFB?VT\SS!XTGAC2W1C M@ EB-P.2Q(R><5WUSJJ"R%Q8*E^3*D06&90.6 )R3C@$G'7BK"7]F[%%NH"X MZJ) 2,''\^*FVC78^(/ >J7'AW0M'EM9-6L[&PDC>."=(F6XV@1R N M1D#+ #-;]YHVN7?@?0+&=!<:E!_G?[M2;?Y'G^L^'M=DN?$&C6EFKV7 MB"9)FO\ S !;IM1)%9>I.%^7''/;%>B(H2-4'10 *:EQ!*^R.:-W W;58$X] M:2>Y@M4#W$T<2DX#2.%&?3FE?2P^MR6BN3\2^-1HNLV6C6-I!?ZG=1F5;=[Q M;?* @ *6!!8\X'&=IYXK9GUZPM+ZRL+N=(+Z\C9X;=C\S;0"PSTXS^/:CI<# M3HK)\/>(+7Q#HUKJ, ,8N(_,$3L-ZC)'./I6C#((_[%NIHM$*&XDCD3+(R;]P!(Z#M72V^K6-Q9VERMPB1W:* M\(E.QF!&1P><\]*.EP+M%56U*Q6^6Q:\MQ>,N];S6T;+':WDEIN+ ARF/F&.QS6U0 444 M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 M 4444 %%%% !1110 4444 %%%% !1110 'I7CNO:%XDU>'4?%UJ7BN;:_6XM M--?3V:=EMR44!MP.U@6; 4YS7L5''I1UNA^1XSJ6E1ZA+XIGN_#5X[3W=A?J M6LB2T(\O>H[E@/,RGUIWB/PP+C4_$^IVOA^Z:]CNM.>PF2U;=M79O\OCM@YQ MTQS7LG'I1Q33M:W3_@?Y"W5F9EHULVO7X2PEBN5CB$ETT6%F7YBH5OXMO.1V MS63X_P!)N]5\-JUA#]HNK*ZAO4M\X\[RV#%/J1G'O74T4@1PNK^(YO$'AG6= M/L=!UI+AM/F5A-:F/9(4P$&?O$Y_ASTK"MM ET7^W8-+\-RBVN?#L/[A8F1) MIP'#(2.=Y##.#FO5^**._G_P?\QIO3R_X'^1XAHFB7K6FIHVAZI$G]IZ;>0; M[ 6Y&&59"B+P-H!SWQR>:N?\(3;7/@_Q-)_PC4O]IW6JRJI>$K(T1G4@IWVX M&??!KV/BCBG?^ON_R)MI;^NO^9XGJG@E;._\67%EX;D!CN;!M*%O;\#!7S&C MP..^XC\:L>(+'4'^),=ZGA[4"L.IP.9K>SWK-%Y6TNTIYXSC:N ,$GDU[)1Q M2[>7_ _R'W\SR#P-X:?1M5\(W<&B75G)):WJ:A(UN5(.X%/,)^G&?PK?\;V8 M/B>PO=4T:?6-$%E-!Y$-M]H\JX8@AR@SU4%0W;VS7H''I10]?Q_&_P#F"T;9 MY5X4\.ZG9>(_"HU;2'E:UT:2-[J15<0N9 R+G).Y5^7\>.];_B33[AOB+XQBYP4#M]?NY[=*Z;X3:)!I4.H26^F:[9"18DE&J M[$#2*"#Y:(!P./F/6O2N**+ZO^NMQO4\IU?16U&\\9+>^&]6O(KV>(VGD$1[ MV2+R]V=XX!)/(QCG!K,UC1=4\FYA\0Z)<:K?WFBP6]A/#;^<+>Y52'&X<1G> M0V[@8'7BO::/K26UOZVL.^M_ZWO^AX?>>%_$LWB[3+F72[H3VFH69ENK=$*S M1K&JO(TA.XG(QM&!C/!-:EKX2DB5M8MO"LBSKX@>>:W8(LLUMSC&X[2 V& S MVXKURBG?6_\ 73_(FVEOZZ_YG'?#_3[O3;'5X[K3)K'S]4GN(DD*+?#U[J L+;6;*6[+M&L M2S#@H V:*** "BJ]]?6NFV4UY>SI!;0KNDDGKD4 7Z*@N[RVL+*6\NYTAMH4+R2N<*JCN361:^-/#E MY=M:P:M ]PL;2F/D-L7J<$=!@T ;U%065[;:C8P7MI*LUM.@DCD7HRGH:GHV M **** "BJ>I:M8:1%#+J%U';QS2K!&SGAG;HOXU:E MWRQRZE9W"-):IY1;8TA0*A9AZ<#-:%WXIN-*CU.)?%*W<">'VG ML[MR@\V82.H9>S-PHXZ]:]&3P_HL>GOIZ:18+9.VY[86R"-CZE<8)IUQH>D7 M@A%SI=E.(%*1"2W5A&I&"%R.!CM2?]?=8%I_7G?_ (!PEQ<,_C/^T7U9XIQX M9\V&+> K,2Q9@#UQ@&LL>)_$6G:;X+8=(C\466F_8;>U96O9 GVYF.)#C M8=YXQ@$W4%U=6%K/ M<6YS#++"K-&?]DD9'X4^VLK6SDN'MX$B>XD\V8J,%WP!D^^ *+Z:^8K:_<6* M***0PHHHH #TKQ1DDDN=)EO9[>'P\OB:ZN'ND)\R.997$:MV56/?W'2O:ZSW MT+2)+&:Q?3+-K2>0RRP- I1W)R6*XP3GG-"T=_ZW&_AM_6S7ZGF=CXGU>>ZT MG5$UJ62YOM7EL;G23L,<$0+\A<;@5"JQ8GG-'A37M<2[\/W.H^(IKZ'5K&\D MD22./;$8CE2H502<9SD\UZ9%H6DPW[W\.F6<=XZ;&G2!0Y7I@MC.*?#H^EV_ MV?R--LXOLP98-D"KY0;[P7 XSWQUHZ?UV_IB>K_KO_2/$(O%>HW.A^)8;K6I MKZWN-!^U0K.\3.&9BA.U -@P0=F3@$U;3-#\.RZAJSQK9PH M&(D&=S#E0!W.<8]ZXW3(GM]-U3Q/JU[#%X@UFSDDLXE96-M"D998TSUP.6XQ MFN_U'2[#5[,VFHV<%W;$@F*>,.N1T.#5"Q\'^&],E>6QT+3K=Y$,;M';J"RG MJIXZ'TJ&FT_,(Z6\CQU_$WB>[TXWL>OW%I!8>&X;XK$(P))RQ W KRIP<@8[ M5TM]KVJZ5HVN/_PD[SW3Z9:W\,DD: 6\DCE=JX&-IX !SC\:]#/AO0VC:,Z1 M9;'MQ:LOD+@Q Y"8Q]T'M4KZ'I,J.DFF6;H\2P,K0*0T:G*H01]T'H.U6VK_ M ->?_ ^X237]>G_!^\\KUS4M>T5_$,X\77DT>D3V(=2\5ZO)%XCLM(DLKS[-%IUQ< ^9"$8EO**_,S?*RD,.^>G/J!2X4C&-Q&< M8)_.I>W]>7]?,:/(F^WZG\._#&L:[K-QJ#7FKV4A21$18@'92!M SD'G/I6] M%J?B"P\=2>%4N+NX,VH)?1SRC<$L<9=-Q]'&T?6N^?0])DTZ+3FTRS-E"P:* MW\E?+0@Y!"XP,&JVEZ"]CJM[J5WJ,]_=7'R1M*BJ((@21&H4#C)ZGDX'I577 M-\[_ )?Y?=<5GRV?:WY_Y_>;-%%%2,**** "BBB@ HIJ2)("4=6 ."5.>:=0 M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% ! M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%'>@ HJB^L6$>MQ: M.UP/M\L)G2$ D[ <$D]!SZU=9@JEF("@9))X%'F M%0VMW;7ULES:7$4\#_< MDB8,KW1M\H7UV+EC^ H U**P MK'Q78W^LG2Q!>V]PRL\)N;9XUG5<;F0D= 2.N/RK=H ***Y?Q3XKET>RU :7 M9&^OK*#SY5;*QQKS]YNYP.%'/T'- TKG4457L99Y]/MIKJ)8;AXE:2-6R$8C MD ]\&K%-JSL2G=7"BBJNH7L.FZ?/>7#%8H$+M@9.!V'J:0RU6%KVMW>G:7]L ML;>"<2(JP;W(+RNRA%VXZ')).>,=*P].UB:_4WE_=W%OIEC<$F0MM>>O>L:;4'O->;1[882*$2W M/*%+8/EJ1&I^FU5/_ J74-D:.DZ5::1;R0V=M';QO(9#'&,*&.,D#WQ^=7Z* M1F5$9V.%49)]!1]5 MM?L==L]8L-5T.XN)Q)=QQ7UG))NC,!P"5!^Z5ZY')R0S)#-' WER2?=5SPI/XD4NCZ1'::88[F7[;<7$8^UW$@ M!^T-MP21TQCC'I0!7N?%^CP@F":2^(SD6,33XP,GE>.!VSFF:/K^IZEJDMM= M>&[W3[94+)RT>]\'ZS-);A]TD7ED'+,P MQEAG@BJ'B+7S::]X=U'_ (0G4;.VMKMO,2.E59@%<3J-I+)\0-#BL=2NYK MVV#2Z@GG,L7V?!"[D'R[B3@8'./:M%/%6KM$TA\'ZN-I( W0;F]./,KEH?$/ MC/3-2U:YMO UUJ51L],T_2(6% MG;0VRUI,_B+PO<+.7_=+9)&%"X[[Y: MUH=]IA\/:]!]JA:(RI'"2N1C/^MH=UL"L]RWHEHFMZ]/XFG<2QQE[;3 .B1# MAW]RS \^@&.M=57&:3K4VCZ/9Z;#X8ULQVL*Q*?+A&=HQG_6U='BJ]<[4\+Z MSN/3[!DGG7K# I 8K_M,2%'IDGM6 MKI^FV6EV:VME;1P0CG:@QD^I]3[FN.UG4_$U[NET?PWJ5IJ,"E8Y9&M#'(#@ M[6W.3MR/X2*R=4\0?%9EM_L/A2VMR$ FW31R[G]1A^![?K26PWN>I5SD?C;1 M[GQ3#X?L9Q>73+(TS0,&2#;V8^I/&!^-8>JZYXMN=$2V/@N]^TRA1.(KZ%%( M_B"N"Q&>G3H:S- DU[3]9GO6\!26<1C$%M;6;6X6%<@LQ?*EB3[#H*%N#V/4 MJYOQ#,^IW]OX=M5MY?/4R7YD;)A@!'0 Y#,3A3[$]J5=>UH+\WA;4"?^N]O_ M /'*SM.N-4L+V_NQX6U"2XO)?,>1KBV+!0,*@/F?='.![FCKJ!6\#VD+:A?6 MVJWEQ?:WI,[1_P"DN"(XVY21%& -RD9;KG(S7>9 KRSQ19^*[S5[?7O#GAV\ MT_68T\F222XMC'-%_=9?,.2#T/\ ];$NOZ]K.HWMCIE[X2UY0%,K16LJ!+E@ M/NNZL0$ZY&>>/Q+W2"VK.SA\5:1?&_BL+R.XN+([9(UR,N> H)P&R>.">>*K M^"?M<_AFQO-2$'VQHMH6./'DJ,#9GDYRN3SU^EJ^ KV6]@!2S MA@>$PVB9_@^;[QP"21GTP*ELM;\2:7J2/\ =R$Y+(=W M0G)*GC)R,=*:T!GI5(0""",@]0:YBU\2:G,J>=X5U"W9FQAY$) ]>":IZQ?7 M.LVALY_#VK(JN'62VN?*=6'0A@26.)-\CJBY RQP.>E<1I4[:#"XLO"&I;I6S+-).)))#ZL[$DU*VC20#^\% /ZUSWAK3M/TR] LO"2:8 M74[K@!=WTSUKL*%H#UMY?U^@4444 %%%% !1110 4444 %%%% !1110 4444 M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% "$ T8Q M2U!>W<&GV,]YBN!E\3WVN>&I-4BDDTO3YTV M6;08>YNW;A0FX87GCE2>^0!SUGAZTO+#P]86NH7#7%[' HGE=MQ9\?-SWYS3 MMO<5^QI445R'Q&\43^&/#.ZQB:74[Z06=DBGGS'!PWOCT[G J6[(I*[.OH_& MN1L-_@/X<(^J7WL=GIEQ?$&2.&%I?DYW #/% )7=BS M17F>L_$C7/#EQ8WVL>&3;:'H&>#Q7=ZGK5EI6ARZ MQ<.S6<48E9XQN^4XY'MSFCI<.MC1HKC_ Y\2-"\2ZJVEVXN[:[*^9"EW#Y? MVA/[Z<\C'/.#[5T>K:O8Z'ITE_J-PL%K&0&D8$XR0!T]R*+ 7:*S-=UZQ\.Z M+/JU^S_980N[RUW,(M)N[+Q?#I M+V<,CP3M TB2,Q4,K X&-H_6EU7]>8=&;TLD?A_QY8P7M@\MC>!;?2[I2-EF MP3F$)VR%)WCDYQT%=)XB\06?AK26O[P.PW"..),;I78X51GU/Y5YA=^)O#^D M:++K4OBFU\2>(K-_]$:=RD<32';E8EZJH))QDX!&1D5C2?$'1I?$-C<^)M7C M\06D,8N+0V=J]NEMPZ$? A&FZO;W]U M#$66+<1)<3MR68'D98Y)[4-I-R[#2NDN_P#7]?,U-=$?BOQO8^'0HDLM)9-0 MOV#<>9@^5$1[YW'V%:7B'Q)-;1W<&D3Z<)K3Y;R:ZD8"U+*&3Y N9"0> "*X M7P+XGT'2_!6HW9\3V+^(M2,MY.]Q^[*SE>$VD9(!].#DXXJO\+M0\,W-G<^( M?$FJVC^(I[LO-)?R+&8RHPFQ3@?=/4#C..U%OL_/YO\ K\$%_M?+[CT_PK>Z MO>>&+.\U^*""_D3?(L0*A5/(R&Y!QC(K)U+Q/=:MJ_\ PCWACFY\M9;G4F7, M5M&21E<_?^:>DFW_ %_7]=0V M1U5M;:/X/T5V>:.VME8R3W,[ -*YZN[=V)_P%5](\:Z+K>H/96DD_F+(\:/) M ZQRLGW@CD;6(P3@'.!7"ZO\1_"?]L7VI75XFH_8@L6G6B(6!D*[FD';J0NX MCC;QU.;M]XP\+W'A2*QL/$]E:WR%)5N7B<[)-P9VP,')RWYD'C-*_5A;H>G5 M#./"UE)IU]IOBG5[W5K:]B^TL[SA9X-W[P;" M!&%[@ =A7HFK>(?"VMZ>MN?$UO:Y97$D,Z!QZCYLCD$@\=Z&G:Z#J8/@_7]3 M?Q+>7>I>'-7W:W.K6UXD(>"&U5?W89@?EZDD$=6KT&XU?3[2_M;"XNX8[NZ) M$$+-\TF!DX'TK!D\<^$-&TM%&M6GD01A$2.3>V , #)/2O%].^(]OIGC>Y\ M2ZGIEGJ::CB2(PG,]B%RH4%QP<=0" *&2_N M%@2:9((RV?F=CA5&*L7%O!=P-#']4\:^%8;: MXCGT^UN3<74SH=B,4(3MU7)/L<5V7B/QAH,_AZ^@M/%5A9W$T1CBN%G&8V/ M;CGCVI?9N'6Q?N_&FDZ;KMWIE[)':PV=M'-+^M/$.KA3(]Q MG4FF_#O7H+#P==FUU#3;;5]0O6NI89(F$5JK$#A1UP%X7/<#(IKJA':>-OB/ MIG@F6UMY[:>\NK@C$-OC*+GJV>A/.!WP:ZZVN%NK:*=%=5D0. ZE6 (SR#T- M>.6-U+I7CB?4[Z/2O$(N;A#'J;N(IK2/&#M1A@ >B\GGGFNZ?XF^$8Y&1M6P M0TO7_OFDOA&]SKJYW7?$,]O=IH^B10WFMRC>(I&(CA3N\C#H/0=3V[U1 MB^*/@V:Y^SKK2"4]%:&0?S7BN5'Q(\/:)J&OW=H/[0N[V99[#P>,]*!G7>&Y_%":]?66NSVUU"L*2K+;P"-(G8G]VIW%F&!G) _6DU M[^VM=U:/2=#U#^SK>U=9-0O4 9^>1"@/ M2-<3+&C!08)I\8G>]F8D%C( ? M*0*J #*^YI]5?^OZ_'[Q+9LZWQE'_:D%IX:2XC1]2D'G[FPWV="#)CW/"_\ M JZA%5$5% "J, #L*\[\/?#NRU$76J^*M*\Z\NI=T-O=W+W#6L0^ZA=F.3U) MYQSBO1(XTAB2*-0J(H50.P'2C9"ZCJ\Y^(:PW'B7P];ZW>+9^&PSS7#2D>5< M3+@I$_IP">>*]&J&YMK>\@,-S!%/$W5)4#*?P-+JGV'T:/,_%/BO1-8UZSTZ M*Y&JZ=9CSI].L8?M/VR0[@B';QM4C)W<9*UZ59[5T^WS;BU41+^XXQ%Q]WCC MCIQ7&_#70[S0X-QQBB]DOE_7R_0+-O\ X#Q]XHN?%^I7'P\TK2"L\[[6O+U M_+0;"&+(,98<$9_2O4]'T_\ LO0['3FD\W[-;I"7(^]M4#/Z5Y[##XO\8^)] M!U#5?#D>AV6E3-,SOWBYS&%)+?F3FMZDMOZ_K:P M/?\ K^M[A1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111 M0 4444 (RJP(900>H(J/[-!_SQC_ .^14M% $1M;,?\ WP*EHH B^RV__/&/_O@5#]>K6>FVME:Q00V\,:QJ H2,* M!] *X3X8:8VIZ/IWB2^*$K:K;V%JO*6L:C:S#_;^*X[Q3XDUE M]<7PIX7M5_M66#SY+VX7]S:QDD!NAW-D' QCZUVU)@9SWH Y_P /^$[;1O\ M2KF5M0UB1-L^I3J/-D'' _NJ,#"CCBN@P/2EHIM@&!1112 **** "BBB@ HH =HH **** "BBB@ HHHH **** "BBB@ HHHH __]D! end GRAPHIC 27 ex_672614img002.jpg begin 644 ex_672614img002.jpg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end GRAPHIC 28 ex_672614img003.jpg begin 644 ex_672614img003.jpg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end GRAPHIC 29 ex_672614img004.jpg begin 644 ex_672614img004.jpg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ex_672615img001.jpg begin 644 ex_672615img001.jpg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ex_672616img001.jpg begin 644 ex_672616img001.jpg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end GRAPHIC 32 ex_672649img001.jpg begin 644 ex_672649img001.jpg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mbcn20230630_10qimg002.jpg begin 644 mbcn20230630_10qimg002.jpg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end GRAPHIC 34 smlogo.jpg begin 644 smlogo.jpg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end XML 36 R1.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Document And Entity Information - shares
 3 Months Ended
Mar. 31, 2024
May 14, 2024
Document Information [Line Items]    
Entity Central Index Key 0000836147  
Entity Registrant Name Middlefield Banc Corp.  
Amendment Flag false  
Current Fiscal Year End Date --12-31  
Document Fiscal Period Focus Q1  
Document Fiscal Year Focus 2024  
Document Type 10-Q  
Document Quarterly Report true  
Document Period End Date Mar. 31, 2024  
Document Transition Report false  
Entity File Number 001-36613  
Entity Incorporation, State or Country Code OH  
Entity Tax Identification Number 34-1585111  
Entity Address, Address Line One 15985 East High Street  
Entity Address, City or Town Middlefield  
Entity Address, State or Province OH  
Entity Address, Postal Zip Code 44062-0035  
City Area Code 440  
Local Phone Number 632-1666  
Title of 12(b) Security Common Stock, Without Par Value  
Trading Symbol MBCN  
Security Exchange Name NASDAQ  
Entity Current Reporting Status Yes  
Entity Interactive Data Current Yes  
Entity Filer Category Non-accelerated Filer  
Entity Small Business true  
Entity Emerging Growth Company false  
Entity Shell Company false  
Entity Common Stock, Shares Outstanding   8,067,144

XML 37 R2.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Consolidated Balance Sheet (Unaudited) - USD ($)
Mar. 31, 2024
Dec. 31, 2023
ASSETS    
Cash and due from banks $ 44,816,000 $ 56,397,000
Federal funds sold 1,438,000 4,439,000
Cash and cash equivalents 46,254,000 60,836,000
Investment securities available for sale, at fair value 167,890,000 170,779,000
Other investments 907,000 955,000
Loans:    
Loans 1,490,126,000 1,478,130,000
Less: allowance for credit losses 21,069,000 21,693,000
Net loans 1,469,057,000 1,456,437,000
Premises and equipment, net 21,035,000 21,339,000
Goodwill 36,356,000 36,356,000
Core deposit intangibles 6,384,000 6,642,000
Bank-owned life insurance 34,575,000 34,349,000
Accrued interest receivable and other assets 34,210,000 35,190,000
TOTAL ASSETS 1,816,668,000 1,822,883,000
LIABILITIES    
Noninterest-bearing demand 390,185,000 401,384,000
Interest-bearing demand 209,015,000 205,582,000
Money market 318,823,000 274,682,000
Savings 196,721,000 210,639,000
Time 332,165,000 334,315,000
Total deposits 1,446,909,000 1,426,602,000
Federal Home Loan Bank advances 137,000,000 163,000,000
Other borrowings 11,812,000 11,862,000
Accrued interest payable and other liabilities 15,372,000 15,738,000
TOTAL LIABILITIES 1,611,093,000 1,617,202,000
STOCKHOLDERS' EQUITY    
Common stock, no par value; 25,000,000 shares authorized, 9,946,454 and 9,930,704 shares issued; 8,067,144 and 8,095,252 shares outstanding 161,823,000 161,388,000
Retained earnings 102,791,000 100,237,000
Accumulated other comprehensive loss (18,130,000) (16,090,000)
Treasury stock, at cost; 1,879,310 and 1,835,452 shares (40,909,000) (39,854,000)
TOTAL STOCKHOLDERS' EQUITY 205,575,000 205,681,000
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,816,668,000 1,822,883,000
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Loans:    
Loans 178,543,000 183,545,000
Less: allowance for credit losses 2,060,000 2,668,000
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Loans:    
Loans 398,845,000 401,580,000
Less: allowance for credit losses 7,768,000 4,480,000
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]    
Loans:    
Loans 81,691,000 82,506,000
Less: allowance for credit losses 1,204,000 1,796,000
Residential Portfolio Segment [Member]    
Loans:    
Loans 331,480,000 328,854,000
Less: allowance for credit losses 4,774,000 5,450,000
Commercial And Industrial [Member]    
Loans:    
Loans 227,433,000 221,508,000
Less: allowance for credit losses 2,038,000 4,377,000
Home Equity Lines of Credit [Member]    
Loans:    
Loans 129,287,000 127,818,000
Less: allowance for credit losses 785,000 750,000
Construction and Other [Member]    
Loans:    
Loans 135,716,000 125,105,000
Less: allowance for credit losses 2,373,000 1,990,000
Consumer Portfolio Segment [Member]    
Loans:    
Loans 7,131,000 7,214,000
Less: allowance for credit losses $ 67,000 $ 182,000
XML 38 R3.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Consolidated Balance Sheet (Unaudited) (Parentheticals) - $ / shares
$ / shares in Thousands
Mar. 31, 2024
Dec. 31, 2023
Common stock, par value (in dollars per share) $ 0 $ 0
Common stock, shares authorized (in shares) 25,000,000 25,000,000
Common stock, shares issued (in shares) 9,946,454 9,930,704
Common stock, shares outstanding (in shares) 8,067,144 8,095,252
Treasury Stock, Common, Shares 1,879,310 1,835,452
XML 39 R4.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Consolidated Statement of Income (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
INTEREST AND DIVIDEND INCOME    
Interest and fees on loans $ 22,395,000 $ 18,275,000
Interest-earning deposits in other institutions 437,000 250,000
Federal funds sold 152,000 253,000
Investment securities:    
Taxable interest 467,000 458,000
Tax-exempt interest 972,000 980,000
Dividends on stock 189,000 88,000
Total interest and dividend income 24,612,000 20,304,000
INTEREST EXPENSE    
Deposits 7,466,000 2,990,000
Short-term borrowings 1,993,000 653,000
Other borrowings 184,000 155,000
Total interest expense 9,643,000 3,798,000
NET INTEREST INCOME 14,969,000 16,506,000
(Recovery of) Provision for credit losses (136,000) 507,000
NET INTEREST INCOME AFTER (RECOVERY OF) PROVISION FOR CREDIT LOSSES 15,105,000 15,999,000
NONINTEREST INCOME    
Loss on equity securities [1] (52,000) (138,000)
Gain on other real estate owned [1] 0 2,000
Earnings on bank-owned life insurance [1] 227,000 200,000
Gain on sale of loans [1] 10,000 23,000
Revenue from investment services 204,000 186,000
Gross rental income [1] 67,000 102,000
Total noninterest income 1,796,000 1,680,000
NONINTEREST EXPENSE    
Salaries and employee benefits 6,333,000 5,852,000
Occupancy expense 552,000 696,000
Equipment expense 240,000 317,000
Data processing and information technology costs 1,249,000 1,070,000
Ohio state franchise tax 397,000 385,000
Federal deposit insurance expense 251,000 120,000
Professional fees 558,000 538,000
Advertising expense 419,000 486,000
Software amortization expense 22,000 26,000
Core deposit intangible amortization 258,000 265,000
Gross other real estate owned expenses 99,000 132,000
Merger-related costs 0 245,000
Other expense 1,587,000 1,662,000
Total noninterest expense 11,965,000 11,794,000
Income before income taxes 4,936,000 5,885,000
Income taxes 769,000 989,000
NET INCOME $ 4,167,000 $ 4,896,000
EARNINGS PER SHARE    
Basic (in dollars per share) $ 0.52 $ 0.6
Diluted (in dollars per share) $ 0.51 $ 0.6
Deposit Account [Member]    
NONINTEREST INCOME    
Noninterest income revenue $ 909,000 $ 987,000
Financial Service, Other [Member]    
NONINTEREST INCOME    
Noninterest income revenue $ 431,000 $ 318,000
[1] Not within scope of ASC 606
XML 40 R5.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Consolidated Statement of Comprehensive (Loss) Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Net income $ 4,167 $ 4,896
Other comprehensive (loss) income:    
Unrealized holding (loss) gain on securities available for sale (2,582) 3,659
Tax effect 542 (768)
Total other comprehensive (loss) income (2,040) 2,891
Comprehensive income $ 2,127 $ 7,787
XML 41 R6.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Consolidated Statement of Changes in Stockholders' Equity (Unaudited) - USD ($)
$ in Thousands
Cumulative Effect, Period of Adoption, Adjustment [Member]
Retained Earnings [Member]
Cumulative Effect, Period of Adoption, Adjustment [Member]
Common Stock [Member]
Retained Earnings [Member]
AOCI Attributable to Parent [Member]
Treasury Stock, Common [Member]
Total
Balance (in shares) at Dec. 31, 2022     9,916,466        
Balance (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022 $ (4,421) $ (4,421)          
Balance at Dec. 31, 2022     $ 161,029 $ 94,154 $ (22,144) $ (35,348) $ 197,691
Net income       4,896     4,896
Other comprehensive loss     2,891 2,891
Stock-based compensation, net (in shares)     7,779        
Stock-based compensation, net     $ 219       219
Common shares repurchased     (4,506) (4,506)
Cash dividends       (1,605)     (1,605)
Balance (in shares) at Mar. 31, 2023     9,924,245        
Balance at Mar. 31, 2023     $ 161,248 93,024 (19,253) (39,854) $ 195,165
Balance (in shares) at Dec. 31, 2023     9,930,704       8,095,252
Balance at Dec. 31, 2023     $ 161,388 100,237 (16,090) (39,854) $ 205,681
Net income       4,167     4,167
Other comprehensive loss     (2,040) (2,040)
Stock-based compensation, net (in shares)     15,750        
Stock-based compensation, net     $ 435 435
Common shares repurchased     (1,055) (1,055)
Cash dividends       (1,613)     $ (1,613)
Balance (in shares) at Mar. 31, 2024     9,946,454       8,067,144
Balance at Mar. 31, 2024     $ 161,823 $ 102,791 $ (18,130) $ (40,909) $ 205,575
XML 42 R7.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Consolidated Statement of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Retained Earnings [Member]    
Cash dividends per share (in dollars per share) $ 0.2 $ 0.2
Common shares repurchased (in shares) 43,858 95,364
XML 43 R8.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Consolidated Statement of Cash Flows (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
OPERATING ACTIVITIES    
Net income $ 4,167,000 $ 4,896,000
Adjustments to reconcile net income to net cash provided by operating activities:    
(Recovery of) Provision for credit losses (136,000) 507,000
Loss on equity securities [1] 52,000 138,000
Software amortization expense 22,000 26,000
Amortization of premium and discount on investment securities, net 140,000 150,000
Amortization of core deposit intangibles 258,000 265,000
Depreciation, amortization, and accretion, net 97,000 193,000
Stock-based compensation, net 0 30,000
Origination of loans held for sale (629,000) 1,494,000
Proceeds from sale of loans held for sale 639,000 (1,575,000)
Gain on sale of loans held for sale (10,000) (23,000)
Earnings on bank-owned life insurance [1] (227,000) (200,000)
Deferred income tax (benefit) 447,000 (381,000)
Gains on other real estate owned 0 (2,000)
(Increase) decrease in accrued interest receivable (131,000) 25,000
Increase in accrued interest payable 3,495,000 230,000
Other, net (2,745,000) 665,000
Net cash provided by operating activities 5,439,000 6,438,000
INVESTING ACTIVITIES    
Proceeds from repayments and maturities 167,000 871,000
Purchases 0 (2,000,000)
Purchase of other investments (4,000) 0
Increase in loans, net (12,184,000) (29,763,000)
Proceeds from the sale of other real estate owned 0 31,000
Purchase of premises and equipment (92,000) (263,000)
Purchase of restricted stock 0 (1,687,000)
Redemption of restricted stock 503,000 1,793,000
Net cash used in investing activities (11,610,000) (31,018,000)
FINANCING ACTIVITIES    
Net increase in deposits 20,307,000 23,588,000
Net (decrease) increase in short-term borrowings (26,000,000) 20,000,000
Repayment of other borrowings (50,000) (49,000)
Repurchase of common shares (1,055,000) (4,506,000)
Cash dividends (1,613,000) (1,605,000)
Net cash (used in) provided by financing activities (8,411,000) 37,428,000
(Decrease) increase in cash and cash equivalents (14,582,000) 12,848,000
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 60,836,000 53,809,000
CASH AND CASH EQUIVALENTS AT END OF PERIOD 46,254,000 66,657,000
SUPPLEMENTAL INFORMATION    
Interest on deposits and borrowings 6,148,000 3,568,000
Income taxes $ 1,890,000 $ 0
[1] Not within scope of ASC 606
XML 44 R9.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 1 - Basis of Presentation
 3 Months Ended
Mar. 31, 2024
Notes to Financial Statements  
Significant Accounting Policies [Text Block]

NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

Principles of Consolidation and Basis of Presentation

 

The consolidated financial statements of Middlefield Banc Corp. ("Company") include its bank subsidiary, The Middlefield Banking Company (“MBC” or “Bank”), and a nonbank asset resolution subsidiary EMORECO, Inc. The consolidated financial statements also include the accounts of MBC’s subsidiaries, Middlefield Investments, Inc. (“MI”) and MB Insurance Services (“MIS”). All significant inter-company items have been eliminated.

 

On March 13, 2019, MBC established MI as an operating subsidiary to hold and manage an investment portfolio. On  March 31, 2024, MI’s assets consist of a cash account, investments, and related accrued interest accounts. MI may only hold and manage investments and may not engage in any other activity without prior approval of the Ohio Division of Financial Institutions. In the first quarter of 2022, MBC established MIS as an operating subsidiary to offer retail and business customers various insurance services, including home, renters, automobile, pet, identity theft, travel, and professional liability insurance. On March 31, 2024, MIS assets consist of a cash account, a prepaid asset, and an accounts receivable. As a result of the bank merger of Liberty National Bank and MBC on December 1, 2022, Middlefield Banc Corp. acquired a 100% ownership interest in LBSI Insurance, LLC (“LBSI”), a wholly owned financial subsidiary of Liberty National Bank. LBSI did not operate after the merger, and its existence ended January 19, 2024. All significant intercompany items have been eliminated between MBC and these subsidiaries.

 

The unaudited consolidated financial statements have been prepared in conformity with the instructions to Form 10-Q and Article 10 of Regulation SX. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles (“GAAP”) for complete financial statements. The financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Form 10-K for the year ended December 31, 2023. The interim consolidated financial statements include all adjustments (consisting of only normal recurring items) that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of operations for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year.

 

The Company’s significant accounting policies involve the more significant judgments and assumptions used in the preparation of the consolidated financial statements as of March 31, 2024. However, the Company has identified critical accounting policies, and an understanding of these policies is necessary to understand the Company’s financial statements. These policies relate to determining the adequacy of the allowance for credit losses for the investment securities held for sale, loan portfolios, and unfunded commitments.

 

Investments 

 

Management determines the appropriate classification of investment securities at the time of purchase and re-evaluates such designation as of each balance sheet date.

 

Investment securities classified as available for sale are those securities that the Bank intends to hold for an indefinite period of time but not necessarily to maturity. Securities available for sale are carried at fair value. Any decision to sell a security classified as available for sale would be based on various factors, including significant movements in interest rates, changes in the maturity mix of the Bank’s assets and liabilities, liquidity needs, regulatory capital considerations, and other similar factors. Unrealized gains or losses are reported as increases or decreases in other comprehensive income (loss), net of the deferred tax effect. Realized gains or losses, determined on the basis of the cost of the specific securities sold, are included in earnings. Premiums and discounts are recognized in interest income using the interest method over the terms of the securities.

 

Investment securities classified as held to maturity are those securities the Bank has both the intent and ability to hold to maturity regardless of changes in market conditions, liquidity needs, or changes in general economic conditions. These securities are carried at cost, adjusted for the amortization of premium and accretion of discount, and computed by a method that approximates the interest method over the terms of the securities. As of  March 31, 2024, the Company did not hold any held-to-maturity securities.

 

Equity securities, which are included in other investments on the Consolidated Balance Sheet, are measured at fair value with changes in fair value recognized in net income.

 

The Bank adopted ASU No. 2016-13, Financial Instruments - Credit Loses - Topic (326): Measurement of Credit Losses on Financial Instruments ("ASU 2016-13"), effective January 1, 2023. The Bank measures expected credit losses on available-for-sale investment securities when the Bank intends to sell, or when it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For available for sale investment securities that do not meet the aforementioned criteria, the Bank evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, the Bank considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this evaluation indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists, and an allowance for credit losses is recorded for the credit loss, equal to the amount that the fair value is less than the amortized cost basis. Economic forecast data is used to calculate the present value of expected cash flows. The Bank obtains its forecast data through a subscription to a widely recognized and relied-upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable scenario and uses a single scenario in the model. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income.

 

The allowance for credit losses is included within investment securities available for sale on the Consolidated Balance Sheet. Changes in the allowance for credit losses are recorded within the provision for credit losses on the Consolidated Statement of Income. Losses are charged against the allowance when the Bank believes the collectability of an available-for-sale security is in jeopardy or when either of the criteria regarding intent or requirement to sell is met.

 

Accrued interest receivable on available-for-sale investment securities totaled $1.6 million on  March 31, 2024, and is included within accrued interest receivable and other assets on the Consolidated Balance Sheet. This amount is excluded from the estimate of expected credit losses. Available for sale investment securities are typically classified as nonaccrual when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about the further collectability of principal or interest. When available for sale investment securities are placed on nonaccrual status, unpaid interest credited to income is reversed.

 

Loans

 

Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at their outstanding unpaid principal balances, net of unearned income, which includes net deferred loan fees and costs and unamortized premiums and discounts. Accrued interest receivable is included within accrued interest receivable and other assets on the Consolidated Balance Sheet. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loans’ yield (interest income). The Bank amortizes these amounts over the contractual life of the loan. Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method. Interest income is primarily recognized on an accrual basis according to formulas in written contracts, such as loan agreements.

 

The loan portfolio is segmented into commercial and consumer loans. Commercial loans consist of the following classes: commercial construction, commercial and industrial loans, and commercial real estate loans. Consumer loans consist of the following classes: residential real estate loans, home equity loans, and consumer loans.

 

For all classes of loans, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against the allowance for credit losses. Interest received on nonaccrual loans generally is either applied against the principal or reported as interest income on a cash basis, according to management’s judgment as to the collectability of principal. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The past-due status of all classes of loans is determined based on contractual due dates for loan payments.

 

The Bank adopted ASU 2016-13, effective January 1, 2023. Upon adoption, the reserve for credit losses on loans increased by $5.4 million. The guidance applies an expected-loss methodology, recognizing current expected credit losses for the remaining life of the asset at the time of origination or acquisition.  The allowance for credit losses ("ACL") is a valuation reserve established and maintained by charges against income and is deducted from the amortized cost basis of loans to present the net amount expected to be collected on the loans. Loans, or portions thereof, are charged off against the ACL when they are deemed uncollectible. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off.

 

The ACL is an estimate of expected credit losses, measured over the contractual life of a loan, that considers our historical loss experience, current conditions, and forecasts of future economic conditions. Determination of an appropriate ACL is inherently subjective and may have significant changes from period to period.

 

Management uses a discounted cash flow ("DCF") model to calculate the present value of the expected cash flows for pools of loans that share similar risk characteristics and compares the results of this calculation to the amortized cost basis to determine its ACL balance.

 

The contractual term used in projecting the cash flows of a loan is based on the maturity date of a loan and is adjusted for prepayment or curtailment assumptions, which may shorten that contractual time period. Options to extend are considered by management in determining the contractual term.

 

The key inputs to the DCF model are (1) probability of default, (2) loss given default, (3) prepayment and curtailment rates, (4) reasonable and supportable economic forecasts, (5) forecast reversion period, (6) expected recoveries on charged off loans, and (7) discount rate.

 

Probability of Default ("PD")

In order to incorporate economic factors into forecasting within the DCF model, management elected to use the Loss Driver method to generate the PD rate inputs. The Loss Driver method analyzes how one or more economic factors change the default rate using statistical regression analysis. Management selected economic factors that have strong correlations to historical default rates.

 

Loss Given Default ("LGD")

Management elected to use the Frye Jacobs parameter for determining the LGD input, which is an estimation technique that derives an LGD input from segment-specific risk curves that correlate LGD with PD.

 

Prepayment and Curtailment Rates

Prepayment Rates: Loan-level transaction data is used to calculate semi-annual prepayment rates. These semi-annual rates are annualized, and the average of the annualized rates is used in the DCF calculation for fixed payments or term loans. Rates are calculated for each pool.

 

Curtailment Rates: Loan-level transaction data is used to calculate annual curtailment rates using available historical loan-level data. The average of the historical rates is used in the DCF model for interest-only payment or line-of-credit type loans. Rates are calculated for each pool.

 

Reasonable and Supportable Forecasts

The forecast data used in the DCF model is obtained via a subscription to a widely recognized and relied-upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable forecast.

 

Forecast Reversion Period

Management uses forecasts to predict how economic factors will perform and has determined to use a four-quarter forecast period as well as an eight-quarter straight-line reversion period to historical averages (also commonly referred to as the mean reversion period).

 

Expected Recoveries on Charged-off Loans

Management performs an analysis to estimate recoveries that could be reasonably expected based on historical experience in order to account for expected recoveries on loans that have already been fully charged off and are not included in the ACL calculation.

 

Discount Rate

The effective interest rate of the underlying loans of the Company serves as the discount rate applied to the expected periodic cash flows. Management adjusts the effective interest rate used to discount expected cash flows to incorporate expected prepayments.

 

Individual Evaluation

Management evaluates individual instruments for expected credit losses when those instruments do not share similar risk characteristics with instruments evaluated using a collective (pooled) basis. These instruments will not be included in the collective analyses. The individual analysis will establish a specific reserve for instruments in scope.

 

The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Company’s loan portfolio is segmented to a level that allows management to monitor risk and performance. The portfolio is segmented into Commercial Real Estate (“CRE”), which is further segmented into Owner Occupied (“CRE OO”), Non-owner Occupied (“CRE NOO”), and Multifamily Residential, Residential Real Estate (“RRE”), Commercial and Industrial (“C&I”), Home Equity Lines of Credit (“HELOC”), Construction and Other (“Construction”), and Consumer Installment Loans. The CRE loan segments consist of loans made to finance the activities of CRE owners and operators and certain agricultural loans. The RRE and HELOC loan segments consist of loans made to finance the activities of residential homeowners. The C&I loan segment consists of loans made to finance the activities of commercial customers and certain agricultural loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts.

 

Historical credit loss experience is the basis for the estimation of expected credit losses. We apply historical loss rates to pools of loans with similar risk characteristics. After consideration of the historic loss calculation, management applies qualitative adjustments to reflect the current conditions and reasonable and supportable forecasts not already reflected in the historical loss information at the balance sheet date. The qualitative adjustments for current conditions are based upon national and local economic trends and conditions, levels of and trends in delinquency rates and nonaccrual loans, trends in volumes and terms of loans, effects of changes in lending policies, experience, ability, and depth of lending staff, the value of underlying collateral, concentrations of credit from a loan type, industry, and/or geographic standpoint. These modified historical loss rates are multiplied by the outstanding principal balance of each loan to calculate a required reserve.

 

The Bank has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on nonaccrual status, any outstanding accrued interest is reversed against interest income.

 

The ACL calculation for individual loans begins with the use of normal credit review procedures to identify whether a loan no longer shares similar risk characteristics with other pooled loans and should, therefore, be individually assessed. Beginning in the third quarter of 2023, the Bank automatically considers all nonaccrual loans greater than $250,000 for individual analysis. Additional identification of loans to be individually evaluated is accomplished through the Bank’s normal loan review, criticized asset review, and portfolio management processes. The Bank previously evaluated all commercial loans greater than $150,000 for individual analysis that met the following criteria: 1) when it is determined that foreclosure is probable, 2) substandard, doubtful, and nonperforming loans when repayment is expected to be provided substantially through the operation or sale of the collateral, and 3) when it is determined by management that a loan does not share similar risk characteristics with other loans. Specific reserves are established based on the following three acceptable methods for measuring the ACL: 1) the present value of expected future cash flows discounted at the loan’s original effective interest rate, 2) the loan’s observable market price, or 3) the fair value of the collateral when the loan is collateral dependent. Management considers a financial asset as collateral dependent when the debtor is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral, based on management's assessment as of the reporting date. Measurement of the expected credit losses on collateral-dependent loans is based on the fair value of the collateral, less any costs to sell. A specific reserve is established or a charge-off is taken if the fair value of the loan is less than the loan balance. Large groups of smaller-balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Bank does not separately identify individual residential real estate loans, home equity loans, and consumer loans for impairment disclosures.

 

The Bank adopted ASU No. 2016-13 effective January 1, 2023. Upon adoption, the reserve for credit losses for unfunded commitments increased by $622,000. The Bank estimates expected credit losses over the contractual period in which the Bank is exposed to credit risk via a contractual obligation to extend credit unless that obligation is unconditionally cancellable by the Bank. The allowance for credit losses on off-balance sheet credit exposures is included in accrued interest payable and other liabilities on the balance sheet and adjusted through provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life, consistent with the estimation process on the loan portfolio.

 

Reclassification of Comparative Amounts

 

Certain comparative amounts for prior years have been reclassified to conform to current-year presentations. Such reclassifications did not affect net income or retained earnings.

 

Accounting Pronouncements Adopted in 2024

 

In  March 2023, the FASB issued ASU 2023-02, Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method. The amendments allow entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related tax credits. This method of accounting had been available only for qualifying investments in qualified affordable housing projects. The guidance also requires certain disclosures regarding an entity’s tax equity investments. On January 1, 2024, the Bank adopted ASU 2023-03. This ASU did not have a significant impact on the Bank’s financial statements.

 

Recent Accounting Pronouncements

 

In  January 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting,  March 2020, to provide temporary optional expedients and exceptions to the U.S. GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as the Secured Overnight Financing Rate (SOFR). Entities can elect not to apply certain modification accounting requirements to contracts affected by what the guidance calls “reference rate reform” if certain criteria are met. An entity that makes this election would not have to remeasure the contracts at the modification date or reassess a previous accounting determination. Also, entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform if certain criteria are met, and can make a one-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. ASU 2022-06, Reference Rate Reform (Topic 848): Deferral of the Sunset Date of Topic 848 Issued  December 2022, which was issued in  December 2022, extended the period of time entities can utilize the reference rate reform relief guidance under ASU 2020-04 from  December 31, 2022 to  December 31, 2024. The ASUs are not expected to have a significant impact on the Bank’s financial statements.

 

In  June 2022, the FASB issued ASU 2022-03, Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions. The amendment clarifies that a contractual restriction on the sale of an equity security is not considered part of the unit account of the equity security and is not considered in measuring its fair value. The ASU clarifies that an entity cannot, as a separate unit of account, recognize and measure a contractual sale restriction. The ASU also requires certain disclosures for equity securities subject to contractual sale restrictions. The amendments in this ASU are effective for all entities for fiscal years beginning after  December 15, 2024. This ASU is not expected to have a significant impact on the Company’s financial statements.

 

In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. The ASU requires enhanced disclosures about significant segment expenses for public entities reporting segment information under ASC Topic 280. The amendments include required disclosure of significant segment expenses regularly reviewed by the chief operating decision maker, description of the composition of other segment items, and title and position of the chief operating decision maker. Additionally, the ASU requires public entities to provide all annual disclosures under Topic 280 in interim periods. The ASU also requires that public entities with a single reportable segment provide all the disclosures required by this amendment and existing disclosure requirements in Topic 820. The amendments in this ASU are effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. The Company has a single reportable segment. This ASU is not expected to have a significant impact on the Company's financial statements.

 

In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures. The amendments require entities to disclose specific categories in the rate reconciliation and provide additional information for material reconciling items. The ASU also requires the disclosure of income taxes paid disaggregated by jurisdiction. The amendments in this ASU are effective for public business entities for annual periods beginning after  December 15, 2024. This ASU is not expected to have a significant impact on the Company’s financial statements.

 

In March 2024, the FASB issued ASU 2024-01, Compensation – Stock Compensation (Topic 718).  The ASU amended the guidance in ASC 718 to add an example showing how to apply the scope guidance to determine whether profits interest and similar awards should be accounted for as share-based payment arrangements.  The guidance is effective for fiscal years beginning after December 15, 2024, and interim periods within those fiscal years.  The Company is currently evaluating the impact of this new guidance on its financial statements.

 
XML 45 R10.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 2 - Revenue Recognition
 3 Months Ended
Mar. 31, 2024
Notes to Financial Statements  
Revenue from Contract with Customer [Text Block]

NOTE 2 – REVENUE RECOGNITION

 

Following ASC Topic 606, Revenue from Contracts with Customers (Topic 606), management determined that the primary sources of revenue, which emanate from interest income on loans and investments, along with noninterest revenue resulting from equity security gains (losses), gains on the sale of loans, rental income, and BOLI income, are not within the scope of ASC 606. For the three months ended March 31, 2024, these revenue sources cumulatively comprise 94.2% of the total revenue of the Company.

 

The main types of noninterest income within the scope of the standard are as follows:

 

Service charges on deposit accounts – The Company has contracts with its deposit customers whereby fees are charged if the account balance falls below predetermined levels defined as compensating balances. These agreements can be canceled at any time by either the Company or the deposit customer. Revenue from these transactions is recognized monthly as the Company has an unconditional right to the fee consideration. The Company also has transaction fees related to specific customer requests or activities that include overdraft fees, online banking fees, and other transaction fees. All of these fees are attributable to specific performance obligations of the Company where the revenue is recognized at a defined point in time, which is the completion of the requested service/transaction.

 

Revenue from investment services – The Company earns investment services revenue through its referral agreement with LPL Financial. The performance obligation to investment management customers is satisfied over time, and therefore, revenue is recognized over time. The Company generally receives trailing investment services revenue in arrears and recognizes the revenue when the monthly statement with referral revenue is received.

 

Miscellaneous fee income – Fees earned on other services, such as ATM surcharge fees, money order fees, and check fees, are recognized at the time of the event or the applicable billing cycle.

 

The following table depicts the disaggregation of revenue derived from contracts with customers to depict the nature, amount, timing, and uncertainty of revenue and cash flows:

 

  

For the Three Months Ended March 31,

 

Noninterest Income

 

2024

  

2023

 

(Dollar amounts in thousands)

        

Service charges on deposit accounts:

        

Overdraft fees

 $250  $246 

ATM banking fees

  439   472 

Service charges and other fees

  220   269 

Loss on equity securities ⁽ª⁾

  (52)  (138)

Gain on sale of other real estate owned ⁽ª⁾

  -   2 

Earnings on bank-owned life insurance ⁽ª⁾

  227   200 

Gain on sale of loans ⁽ª⁾

  10   23 

Revenue from investment services

  204   186 

Miscellaneous fee income

  93   86 

Gross rental income ⁽ª⁾

  67   102 

Other income

  338   232 

Total noninterest income

 $1,796  $1,680 

 

(a) Not within scope of ASC 606

 
XML 46 R11.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 3 - Earnings Per Share
 3 Months Ended
Mar. 31, 2024
Notes to Financial Statements  
Earnings Per Share [Text Block]

NOTE 3 - EARNINGS PER SHARE

 

The Company provides a dual presentation of basic and diluted earnings per share. Basic earnings per share is calculated by dividing net income by the average shares outstanding. Diluted earnings per share adds the dilutive effects of restricted stock to average shares outstanding.

 

The following table sets forth the composition of the weighted-average common shares (denominator) used in the basic and diluted earnings per share computation.

 

  

For the Three

 
  

Months Ended

 
  

March 31,

 
  

2024

  

2023

 
         

Weighted-average common shares outstanding

  9,941,596   9,921,529 
         

Average treasury stock shares

  (1,850,393)  (1,782,758)
         

Weighted-average common shares and common stock equivalents used to calculate basic earnings per share

  8,091,203   8,138,771 
         

Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share

  5,114   13,858 
         

Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share

  8,096,317   8,152,629 

 

On March 31, 2024, there were 38,836 shares of restricted stock, 33,722 shares of which were anti-dilutive.

 

On March 31, 2023, there were 70,219 shares of restricted stock, 56,361 shares of which were anti-dilutive.

 

When shares recognized as equity are repurchased, the amount of the consideration paid, which includes directly attributable costs, is recognized as a deduction from equity. Repurchased shares are classified as treasury shares and are presented in the treasury share reserve. The reserve for the Company’s treasury shares comprises the cost of the Company’s shares held by the Company. As of March 31, 2024, the Company held 1,879,310 of the Company’s shares, which is an increase of 43,858 from the 1,835,452 shares held as of March 31, 2023.

 

 
XML 47 R12.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 4 - Accumulated Other Comprehensive (Loss) Income
 3 Months Ended
Mar. 31, 2024
Notes to Financial Statements  
Comprehensive Income (Loss) Note [Text Block]

NOTE 4 - ACCUMULATED OTHER COMPREHENSIVE (LOSS) INCOME

 

The following table presents the changes in accumulated other comprehensive (loss) income (“AOCI”) by component, net of tax, for the three months ended March 31, 2024, and 2023, respectively:

 

(Dollars in thousands)

 Unrealized (losses)/gains on securities available-for-sale(a) 

Balance as of December 31, 2023

 $(16,090)

Other comprehensive loss

  (2,040)

Balance as of March 31, 2024

 $(18,130)

 

(Dollars in thousands)

 Unrealized (losses)/gains on securities available-for-sale(a) 

Balance as of December 31, 2022

 $(22,144)

Other comprehensive income

  2,891 

Balance as of March 31, 2023

 $(19,253)

 

 

(a)

All amounts are net of tax.

 

There were no other reclassifications of amounts from AOCI for the three months ended March 31, 2024, and 2023.

 
XML 48 R13.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 5 - Fair Value Measurements
 3 Months Ended
Mar. 31, 2024
Notes to Financial Statements  
Fair Value Disclosures [Text Block]

NOTE 5 - FAIR VALUE MEASUREMENTS

 

Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction between market participants at the measurement date. GAAP establishes a fair value hierarchy that prioritizes the use of inputs used in valuation methodologies into the following levels:

 

Level I:

Quoted prices are available in active markets for identical assets or liabilities as of the reported date.

 

Level II:

Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are valued using other financial instruments, the parameters of which can be directly observed.

 

Level III:

Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.

 

This hierarchy requires the use of observable market data when available.

 

The following tables present the assets measured at fair value on a recurring basis on the Consolidated Balance Sheet by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.

 

      

March 31, 2024

     

(Dollar amounts in thousands)

 

Level I

  

Level II

  

Level III

  

Total

 

Assets measured on a recurring basis:

                

Subordinated debt

 $-  $25,186  $6,581  $31,767 

Obligations of states and political subdivisions

  -   130,103   -   130,103 

Mortgage-backed securities in government-sponsored entities

  -   6,020   -   6,020 

Total investment securities available for sale

  -   161,309   6,581   167,890 

Equity securities

  776   -   -   776 

Total

 $776  $161,309  $6,581  $168,666 

 

      

December 31, 2023

     

(Dollar amounts in thousands)

 

Level I

  

Level II

  

Level III

  

Total

 

Assets measured on a recurring basis:

                

Subordinated debt

 $-  $23,118  $8,801  $31,919 

Obligations of states and political subdivisions

  -   132,542   -   132,542 

Mortgage-backed securities in government-sponsored entities

  -   6,318   -   6,318 

Private-label mortgage-backed securities

  -   -   -   - 

Total investment securities available for sale

  -   161,978   8,801   170,779 

Equity securities

  814   -   -   814 

Total

 $814  $161,978  $8,801  $171,593 

 

Investment Securities Available for Sale

An independent pricing service provides the Company fair values determined by pricing models using a market approach that considers observable market data, such as interest rate volatilities, benchmarked yield curve, credit spreads and prices from market makers and live trading systems (Level II). Level III securities are assets whose fair value cannot be determined by using observable measures. The inputs to the valuation methodology of these securities are unobservable and significant to the fair value measurement. Currently, this category includes certain subordinated debt investments that are valued based on the discounted cash flow approach assuming a yield curve of similarly structured instruments.

 

While the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of specific financial instruments could result in a different estimate of fair value at the reporting date. Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective period-ends and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments following the respective reporting dates may be different from the amounts reported at each period-end.

 

Equity Securities - Equity securities that are traded on a national securities exchange are valued at their last reported sales price as of the measurement date. Equity securities traded in the over-the-counter (“OTC”) markets and listed securities for which no sale was reported on that date are generally valued at their last reported “bid” price if held long, and last reported “ask” price if sold short. To the extent equity securities are actively traded and valuation adjustments are not applied, they are categorized in Level I of the fair value hierarchy.

 

 

The following table presents the fair value reconciliation of Level III assets measured at fair value on a recurring basis.

 

  

Subordinated debt

 

(Dollar amounts in thousands)

 

March 31, 2024

  

December 31, 2023

 

Beginning of year

 $8,801  $8,737 

Purchases, sales, settlements:

        

Purchases

  -   1,000 

Transfers out of Level III (1)

  (2,250)  (1,000)

Net change in unrealized loss on investment securities available-for-sale

  30   64 

Balance at end of period

 $6,581  $8,801 

 

 

(1)

Transfers between hierarchy levels are based on the availability of sufficient observable inputs to meet Level II versus Level III criteria. The level designation of each financial instrument is reassessed at the end of each period.

 

The following table presents the assets measured at fair value on a non-recurring basis on the Consolidated Balance Sheet by level within the fair value hierarchy.

 

      

March 31, 2024

     

(Dollar amounts in thousands)

 

Level I

  

Level II

  

Level III

  

Total

 

Assets measured on a non-recurring basis:

                

Collateral-dependent loans

 $-  $-  $3,321  $3,321 

 

      

December 31, 2023

     

(Dollar amounts in thousands)

 

Level I

  

Level II

  

Level III

  

Total

 

Assets measured on a non-recurring basis:

                

Collateral-dependent loans

 $-  $-  $3,361  $3,361 

 

Collateral-Dependent Loans – The Company has measured impairment on collateral-dependent individually analyzed loans generally based on the fair value of the loan’s collateral. Fair value is generally determined based on independent third-party appraisals of the properties. In some cases, management may adjust the appraised value due to the age of the appraisal, changes in market conditions, or observable deterioration of the property since the appraisal was completed. Additionally, management makes estimates about expected costs to sell the property, which are also included in the net realizable value. If the fair value of the collateral-dependent loan is less than the carrying amount of the loan, a specific reserve for the loan is made in the allowance for credit losses, or a charge-off is taken to reduce the loan to the fair value of the collateral (less estimated selling costs), and the loan is included in the above table as a Level III measurement in the period in which the adjustment is recorded. If the fair value of the collateral exceeds the carrying amount of the loan, then the loan is not included in the above table as it is not currently being carried at its fair value. The fair values in the preceding tables include selling costs of $883,000 and $843,000 on  March 31, 2024, and  December 31, 2023, respectively.

 

The following table presents additional quantitative information about assets measured at fair value on a non-recurring basis and for which the Company uses Level III inputs to determine fair value:

 

  

Quantitative Information about Level III Fair Value Measurements

 

(Dollar amounts in thousands)

          
  

Fair Value Estimate

 

Valuation Techniques

Unobservable Input

 

Range (Weighted Average)

 

March 31, 2024

          

Collateral-dependent loans

 $3,321 

Appraisal of collateral (1)

Appraisal adjustments (2)

  21.0%

 

  

Quantitative Information about Level III Fair Value Measurements

 

(Dollar amounts in thousands)

          
  

Fair Value Estimate

 

Valuation Techniques

Unobservable Input

 

Range (Weighted Average)

 

December 31, 2023

          

Collateral-dependent loans

 $3,361 

Appraisal of collateral (1)

Appraisal adjustments (2)

  20.1%

 

 

(1)

Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs that are not identifiable, less any associated allowance.

 

(2)

Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.

 

The estimated fair value of the Company’s financial instruments not recorded at fair value on a recurring basis is as follows:

 

  

March 31, 2024

 
  

Carrying

              

Total

 
  

Value

  

Level I

  

Level II

  

Level III

  

Fair Value

 
  

(Dollar amounts in thousands)

 

Financial assets:

                    

Net loans

 $1,469,057  $-  $-  $1,391,216  $1,391,216 

Mortgage servicing rights

  1,589         2,701   2,701 
                     

Financial liabilities:

                    

Non-maturing deposits

 $1,114,744  $1,114,744  $-  $-  $1,114,744 

Time deposits

  332,165   -   -   329,023   329,023 

Other borrowings

  11,812   -   -   11,812   11,812 

 

  

December 31, 2023

 
  

Carrying

              

Total

 
  

Value

  

Level I

  

Level II

  

Level III

  

Fair Value

 
  

(Dollar amounts in thousands)

 

Financial assets:

                    

Net loans

 $1,456,437  $-  $-  $1,370,657  $1,370,657 

Mortgage servicing rights

  1,636         2,781   2,781 
                     

Financial liabilities:

                    

Non-maturing deposits

 $1,092,287  $1,092,287  $-  $-  $1,092,287 

Time deposits

  334,315   -   -   331,638   331,638 

Other borrowings

  11,862   -   -   11,862   11,862 

 

Included within other borrowings is an $8.2 million note payable, which matures in December 2037. These borrowings were used to form a special purpose entity to issue $8.0 million of floating rate, obligated mandatorily redeemable securities. The rate adjusts quarterly, equal to SOFR plus 1.67%. The borrowing is a floating rate instrument, and any difference between the cost and fair value is insignificant. 

 

In addition to the financial instruments included in the above tables, cash and cash equivalents, bank-owned life insurance, Federal Home Loan Bank (the “FHLB”) stock, other investments, accrued interest receivable, FHLB advances, finance lease liabilities, and accrued interest payable, are carried at cost, which approximates the fair value of the instruments.

 
XML 49 R14.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 6 - Investments and Equity Securities
 3 Months Ended
Mar. 31, 2024
Notes to Financial Statements  
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]

NOTE 6 – INVESTMENT AND EQUITY SECURITIES

 

The amortized cost and fair values of investment securities available for sale are as follows:

 

  

March 31, 2024

 
      

Gross

  

Gross

     
  

Amortized

  

Unrealized

  

Unrealized

  

Fair

 

(Dollar amounts in thousands)

 

Cost (a)

  

Gains

  

Losses

  

Value

 
                 

Subordinated debt

 $34,300  $61  $(2,594) $31,767 

Obligations of states and political subdivisions:

                

Tax-exempt

  149,747   45   (19,689)  130,103 

Mortgage-backed securities in government-sponsored entities

  6,793   -   (773)  6,020 

Total

 $190,840  $106  $(23,056) $167,890 

 

(a)

Amortized cost excludes accrued interest receivable of $1.6 million for the period ending  March 31, 2024.

 

  

December 31, 2023

 
      

Gross

  

Gross

     
  

Amortized

  

Unrealized

  

Unrealized

  

Fair

 

(Dollar amounts in thousands)

 

Cost (a)

  

Gains

  

Losses

  

Value

 
                 

Subordinated debt

 $34,300  $70  $(2,451) $31,919 

Obligations of states and political subdivisions:

                

Tax-exempt

  149,881   153   (17,492)  132,542 

Mortgage-backed securities in government-sponsored entities

  6,965   -   (647)  6,318 

Total

 $191,146  $223  $(20,590) $170,779 

 

(a)

Amortized cost excludes accrued interest receivable of $1.6 million for the period ending  December 31, 2023.

 

The amortized cost and fair value of investment securities at March 31, 2024, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

 

  

Amortized

  

Fair

 

(Dollar amounts in thousands)

 

Cost

  

Value

 
         

Due in one year or less

 $565  $565 

Due after one year through five years

  2,063   1,993 

Due after five years through ten years

  56,271   53,099 

Due after ten years

  131,941   112,233 

Total

 $190,840  $167,890 

 

There were no investment securities sold during the three months ended March 31, 2024, or year ended  December 31, 2023. 

 

Investment securities with an approximate carrying value of $116.4 million and $91.2 million on  March 31, 2024, and  December 31, 2023, respectively, were pledged to secure deposits and for other purposes as required by law.

 

The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position.

 

  

March 31, 2024

 
  

Less than Twelve Months

  

Twelve Months or Greater

  

Total

 
      

Gross

      

Gross

      

Gross

 
  

Fair

  

Unrealized

  

Fair

  

Unrealized

  

Fair

  

Unrealized

 

(Dollar amounts in thousands)

 

Value

  

Losses

  

Value

  

Losses

  

Value

  

Losses

 
                         

Subordinated debt

 $3,743  $(307) $26,964  $(2,287) $30,707  $(2,594)

Obligations of states and political subdivisions:

                        

Tax-exempt

  9,105   (47)  104,148   (19,642)  113,253   (19,689)

Mortgage-backed securities in government-sponsored entities

  147   (3)  5,873   (770)  6,020   (773)

Total

 $12,995  $(357) $136,985  $(22,699) $149,980  $(23,056)

 

  

December 31, 2023

 
  

Less than Twelve Months

  

Twelve Months or Greater

  

Total

 
      

Gross

      

Gross

      

Gross

 
  

Fair

  

Unrealized

  

Fair

  

Unrealized

  

Fair

  

Unrealized

 

(Dollar amounts in thousands)

 

Value

  

Losses

  

Value

  

Losses

  

Value

  

Losses

 
                         

Subordinated debt

 $994  $(6) $29,356  $(2,445) $30,350  $(2,451)

Obligations of states and political subdivisions:

                        

Tax-exempt

  1,386   (10)  106,078   (17,482)  107,464   (17,492)

Mortgage-backed securities in government-sponsored entities

  195   (1)  6,122   (646)  6,317   (647)

Total

 $2,575  $(17) $141,556  $(20,573) $144,131  $(20,590)

 

Every quarter, the Company evaluates investment securities with unrealized losses to determine if the decline in fair value has resulted from credit losses or other factors. There were 18 securities in an unrealized loss position for less than twelve months and 166 securities in an unrealized loss position for twelve months or greater on March 31, 2024. Unrealized losses on investment securities available for sale have not been recognized into income because we do not intend to sell and it is more likely than not that we will not be required to sell any of the securities in an unrealized loss position before recovery of their amortized cost. The unrealized losses on investment securities were attributable to changes in interest rates and not related to the credit quality of these issuers. As of March 31, 2024, no ACL was required on investment securities available for sale.

 

Other investments, which primarily represents equity securities, totaled $907,000 and $955,000 at March 31, 2024 and December 31, 2023, respectively. The Company recognized a net loss on other investments of $52,000 and $138,000 for the three months ended March 31, 2024 and 2023, respectively. No other investments were sold during these periods.
XML 50 R15.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 7 - Loans and Related Allowance for Credit Losses
 3 Months Ended
Mar. 31, 2024
Notes to Financial Statements  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]

NOTE 7 – LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES

 

The following table summarizes the loan portfolio by primary segment and class of financial receivable (in thousands) (a)(b):

 

  

March 31,

  

December 31,

 
  

2024

  

2023

 
         

Commercial real estate:

        

Owner occupied

 $178,543  $183,545 

Non-owner occupied

  398,845   401,580 

Multifamily

  81,691   82,506 

Residential real estate

  331,480   328,854 

Commercial and industrial

  227,433   221,508 

Home equity lines of credit

  129,287   127,818 

Construction and Other

  135,716   125,105 

Consumer installment

  7,131   7,214 

Total loans

  1,490,126   1,478,130 

Less: Allowance for credit losses

  (21,069)  (21,693)

Net loans

 $1,469,057  $1,456,437 

 

(a)

Accrued interest of $5.6 million and $5.5 million at  March 31, 2024 and December 31, 2023, respectively, is excluded from amortized cost and presented in "Accrued interest receivable and other assets" on the Consolidated Balance Sheets.

(b)

Unearned income, including net deferred loan fees and costs and unamortized premiums and discounts, totaled $9.1 million and $9.2 million at March 31, 2024 and December 31, 2023, respectively.

 

Allowance for Credit Losses: Loans

 

On January 1, 2023, the Company adopted ASU 2016-13. This methodology for calculating the allowance for credit losses considers the possibility of loss over the life of the loan. It also considers historical loss rates and other qualitative adjustments, as well as a new forward-looking component that considers reasonable and supportable forecasts over the expected life of each loan. To develop the ACL estimate under the current expected loss model, the Company segments the loan portfolio into loan pools based on loan type and similar credit risk elements. An ACL is maintained to absorb losses from the loan portfolio. The ACL is based on management’s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of nonperforming loans.

 

Management reviews the loan portfolio quarterly using a defined, consistently applied process to make appropriate and timely adjustments to the ACL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ACL.

 

The following tables summarize the ACL within the primary segments of the loan portfolio and the activity within those segments (in thousands):

 

  

For the Three Months Ended March 31, 2024

 
  

Allowance for Credit Losses

 
  

Balance

              

Balance

 
  

December 31, 2023

  

Charge-offs

  

Recoveries

  

Provision

  

March 31, 2024

 

Loans:

                    

Commercial real estate:

                    

Owner occupied

 $2,668  $-  $11  $(619) $2,060 

Non-owner occupied

  4,480   -   -   3,288   7,768 

Multifamily

  1,796   -   -   (592)  1,204 

Residential real estate

  5,450   -   -   (676)  4,774 

Commercial and industrial

  4,377   -   8   (2,347)  2,038 

Home equity lines of credit

  750   (7)  -   42   785 

Construction and other

  1,990   -   -   383   2,373 

Consumer installment

  182   -   56   (171)  67 

Total

 $21,693  $(7) $75  $(692) $21,069 

 

  

For the Three Months Ended March 31, 2023

 
  

Allowance for Credit Losses

 
  

Balance

  

CECL

              

Balance

 
  

December 31, 2022

  

Adoption

  

Charge-offs

  

Recoveries

  

Provision

  

March 31, 2023

 

Loans:

                        

Commercial real estate:

                        

Owner occupied

 $2,203  $811  $-  $1  $(337) $2,678 

Non-owner occupied

  5,597   (1,206)  -   -   321   4,712 

Multifamily

  662   591   -   -   118   1,371 

Residential real estate

  2,047   2,744   -   -   176   4,967 

Commercial and industrial

  1,483   2,320   (54)  10   60   3,819 

Home equity lines of credit

  1,753   (1,031)  -   70   17   809 

Construction and other

  609   956   -   -   (12)  1,553 

Consumer installment

  84   197   (58)  39   (9)  253 

Total

 $14,438  $5,382  $(112) $120  $334  $20,162 

 

The total ACL decreased by $624,000, or 2.9%, from  December 31, 2023 to March 31, 2024. The decrease was driven by portfolio activity and the economic outlook. The Bank utilized Moody’s December 2023 consensus information to estimate credit losses. The forecast takes into account the national housing price index and national unemployment rates. To the extent that credit risk is not fully identified within the forecasts, management has made qualitative adjustments to the ACL balance. The fluctuation in the ACL can also be attributed to the following:

• Increased non-owner occupied CRE and construction as well as an increase in loss rate included in the ACL calculation.

• Decreased C&I and Owner occupied CRE as well as a decrease in loss rate included in the ACL calculation.

 

The provision fluctuations during the three months ended March 31, 2023, allocated to:

• non-owner occupied commercial loans, multifamily loans, and residential real estate loans are due to an increase in outstanding balances.

• owner-occupied loans are due to a decrease in outstanding balances

 

Credit Quality Indicators

 

Management evaluates individual loans in all of the commercial segments for possible impairment based on guidelines established by the Board of Directors. Loans are individually analyzed when, based on current information and events, the Company will probably be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in evaluating credit loss include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall concerning the principal and interest owed. The evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made quarterly. 

 

Management uses a nine-point internal risk-rating system to monitor the credit quality of the overall loan portfolio. The first five categories are considered not criticized and are aggregated as Pass rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but have potential weaknesses, resulting in undue and unwarranted credit risk, but not to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt and have a distinct possibility that some loss will be sustained if the weaknesses are not corrected. All loans greater than 90 days past due are considered Substandard. A loan categorized as Doubtful contains all of the weaknesses as a Substandard loan with the added characteristic that the weaknesses are so pronounced that the collection or liquidation in full of both principal and interest is highly questionable or improbable. Any portion of a loan that has been charged off is placed in the Loss category.

 

To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as payment delinquency, bankruptcy, repossession, or death, occurs to raise awareness of a possible credit quality loss. The Company’s Commercial Loan Officers are responsible for the timely and accurate risk rating of the loans in their portfolios at origination and on an ongoing basis. The Credit Department performs an annual review of all commercial relationships with loan balances of $750,000 or greater. Detailed reviews, including plans for resolution, are performed on criticized loans of $150,000 or more on at least a quarterly basis. Loans in the Special Mention and Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.

 

Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due.

 

The following table represents outstanding loan balances by credit quality indicators and vintage year by class of financing receivable and current period gross charge-offs by year of origination as of March 31, 2024:

 

March 31, 2024

 

Term Loans Amortized Cost Basis by Origination Year

  

Revolving Amortized

     

(Dollar amounts in thousands)

 

2024

  

2023

  

2022

  

2021

  

2020

  

Prior

  

Cost Basis

  

Total

 

Commercial real estate:

                                

Owner occupied

                                

Pass

 $1,578  $14,302  $31,905  $39,988  $24,704  $52,482  $2,815  $167,774 

Special Mention

  -   -   2,256   411   -   801   -   3,468 

Substandard

  -   -   2,345   -   1,549   3,407   -   7,301 

Total Owner occupied

 $1,578  $14,302  $36,506  $40,399  $26,253  $56,690  $2,815  $178,543 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Non-owner occupied

                                

Pass

 $1,738  $44,287  $95,604  $40,639  $22,463  $149,349  $-  $354,080 

Special Mention

  -   -   2,508   -   -   2,163   -   4,671 

Substandard

  -   -   -   -   -   35,588   -   35,588 

Doubtful

  -   -   -   647   -   3,859   -   4,506 

Total Non-owner occupied

 $1,738  $44,287  $98,112  $41,286  $22,463  $190,959  $-  $398,845 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Multifamily

                                

Pass

 $-  $29,008  $25,617  $4,235  $10,354  $12,378  $99  $81,691 

Total Multifamily

 $-  $29,008  $25,617  $4,235  $10,354  $12,378  $99  $81,691 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Residential real estate

                                

Pass

 $9,477  $49,672  $55,248  $77,851  $38,676  $98,345  $690  $329,959 

Substandard

  -   -   124   109   -   1,288   -   1,521 

Total Residential real estate

 $9,477  $49,672  $55,372  $77,960  $38,676  $99,633  $690  $331,480 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Commercial and industrial

                                

Pass

 $10,679  $45,309  $41,062  $16,611  $23,381  $6,244  $66,241  $209,527 

Special Mention

  214   -   -   -   -   -   925   1,139 

Substandard

  -   5,012   14   -   345   940   10,460   16,771 

Loss

  -   -   -   -   -   (4)  -   (4)

Total Commercial and industrial

 $10,893  $50,321  $41,076  $16,611  $23,726  $7,180  $77,626  $227,433 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Home equity lines of credit

                                

Pass

 $-  $-  $155  $-  $15  $1,953  $125,655  $127,778 

Substandard

  -   -   104   -   36   583   786   1,509 

Total Home equity lines of credit

 $-  $-  $259  $-  $51  $2,536  $126,441  $129,287 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $7  $-  $7 

Construction and other

                                

Pass

 $989  $65,912  $24,122  $19,942  $1,618  $4,202  $9,558  $126,343 

Special Mention

  -   -   3,566   2,351   -   254   -   6,171 

Substandard

  -   -   -   420   -   1,771   1,011   3,202 

Total Construction and other

 $989  $65,912  $27,688  $22,713  $1,618  $6,227  $10,569  $135,716 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Consumer installment

                                

Pass

 $514  $1,623  $966  $228  $71  $3,534  $-  $6,936 

Substandard

  -   -   5   6   -   184   -   195 

Total Consumer installment

 $514  $1,623  $971  $234  $71  $3,718  $-  $7,131 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Total Loans

 $25,189  $255,125  $285,601  $203,438  $123,212  $379,321  $218,240  $1,490,126 

 

December 31, 2023

 

Term Loans Amortized Cost Basis by Origination Year

  

Revolving Amortized

     

(Dollar amounts in thousands)

 

2023

  

2022

  

2021

  

2020

  

2019

  

Prior

  

Cost Basis

  

Total

 

Commercial real estate:

                                

Owner occupied

                                

Pass

 $14,634  $34,850  $41,609  $25,040  $12,304  $41,976  $2,662  $173,075 

Special Mention

  -   2,271   -   -   13   799   -   3,083 

Substandard

  -   2,356   -   1,559   146   3,326   -   7,387 

Total Owner occupied

 $14,634  $39,477  $41,609  $26,599  $12,463  $46,101  $2,662  $183,545 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $46  $-  $46 

Non-owner occupied

                                

Pass

 $43,393  $95,098  $40,959  $22,707  $32,405  $127,469  $504  $362,535 

Special Mention

  -   2,508   -   -   -   2,197   -   4,705 

Substandard

  -   -   -   -   5,237   24,569   -   29,806 

Doubtful

  -   -   647   -   3,887   -   -   4,534 

Total Non-owner occupied

 $43,393  $97,606  $41,606  $22,707  $41,529  $154,235  $504  $401,580 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Multifamily

                                

Pass

 $29,218  $25,776  $4,267  $10,453  $1,391  $11,231  $104  $82,440 

Substandard

  -   -   -   -   -   66   -   66 

Total Multifamily

 $29,218  $25,776  $4,267  $10,453  $1,391  $11,297  $104  $82,506 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Residential real estate

                                

Pass

 $50,086  $56,180  $78,909  $39,476  $19,418  $82,441  $672  $327,182 

Substandard

  -   127   210   -   24   1,311   -   1,672 

Total Residential real estate

 $50,086  $56,307  $79,119  $39,476  $19,442  $83,752  $672  $328,854 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $108  $-  $108 

Commercial and industrial

                                

Pass

 $46,918  $43,494  $17,909  $25,143  $2,741  $6,533  $66,842  $209,580 

Special Mention

  -   -   -   -   -   -   184   184 

Substandard

  13   15   -   353   124   876   10,367   11,748 

Loss

  -   -   -   -   -   (4)  -   (4)

Total Commercial and industrial

 $46,931  $43,509  $17,909  $25,496  $2,865  $7,405  $77,393  $221,508 

Current-period gross charge-offs

 $-  $-  $75  $-  $6  $4  $-  $85 

Home equity lines of credit

                                

Pass

 $-  $126  $-  $16  $63  $2,097  $124,001  $126,303 

Substandard

  -   105   -   36   29   583   762   1,515 

Total Home equity lines of credit

 $-  $231  $-  $52  $92  $2,680  $124,763  $127,818 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Construction and other

                                

Pass

 $55,528  $23,059  $20,246  $1,777  $5,609  $851  $9,152  $116,222 

Special Mention

  -   3,573   2,371   -   265   -   -   6,209 

Substandard

  -   -   420   -   1,770   -   484   2,674 

Total Construction and other

 $55,528  $26,632  $23,037  $1,777  $7,644  $851  $9,636  $125,105 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Consumer installment

                                

Pass

 $1,810  $1,088  $324  $89  $74  $3,669  $-  $7,054 

Substandard

  -   7   -   -   -   153   -   160 

Total Consumer installment

 $1,810  $1,095  $324  $89  $74  $3,822  $-  $7,214 

Current-period gross charge-offs

 $-  $25  $-  $-  $-  $38  $-  $63 

Total Loans

 $241,600  $290,633  $207,871  $126,649  $85,500  $310,143  $215,734  $1,478,130 

 

Collateral-dependent Loans

 

The following table presents individually analyzed and collateral-dependent loans by class of loans (in thousands):

 

  

March 31, 2024

 
  

Type of Collateral

 

(Dollar amounts in thousands)

 

Real Estate

  

Blanket Lien

  

Investment/Cash

  

Other

  

Total

 

Commercial real estate:

                    

Owner occupied

 $2,345  $-  $-  $-  $2,345 
Non-owner occupied  8,122   -   -   1,894   10,016 
Commercial and industrial  -   14,948   -   -   14,948 

Total

 $10,467  $14,948  $-  $-  $27,309 

 

 

  

December 31, 2023

 
  

Type of Collateral

 

(Dollar amounts in thousands)

 

Real Estate

  

Blanket Lien

  

Investment/Cash

  

Other

  

Total

 

Commercial real estate:

                    

Non-owner occupied

 $8,150  $-  $-  $-  $8,150 

Total

 $8,150  $-  $-  $-  $8,150 

 

 

Nonperforming and Past Due Loans 

 

The following tables present the aging of the recorded investment in past-due loans by class of loans (in thousands):

 

      

30-59 Days

  

60-89 Days

  

90 Days+

  

Total

  

Total

 

March 31, 2024

 

Current

  

Past Due

  

Past Due

  

Past Due

  

Past Due

  

Loans

 
                         

Commercial real estate:

                        

Owner occupied

 $178,158  $279  $-  $106  $385  $178,543 

Non-owner occupied

  391,238   3,991   -   3,616   7,607   398,845 

Multifamily

  81,691   -   -   -   -   81,691 

Residential real estate

  328,670   2,132   678   -   2,810   331,480 

Commercial and industrial

  226,900   392   50   91   533   227,433 

Home equity lines of credit

  128,648   171   23   445   639   129,287 

Construction and other

  135,716   -   -   -   -   135,716 

Consumer installment

  7,123   8   -   -   8   7,131 

Total

 $1,478,144  $6,973  $751  $4,258  $11,982  $1,490,126 

 

      

30-59 Days

  

60-89 Days

  

90 Days+

  

Total

  

Total

 

December 31, 2023

 

Current

  

Past Due

  

Past Due

  

Past Due

  

Past Due

  

Loans

 
                         

Commercial real estate:

                        

Owner occupied

 $183,242  $197  $-  $106  $303  $183,545 

Non-owner occupied

  397,964   3,616   -   -   3,616   401,580 

Multifamily

  82,440   -   -   66   66   82,506 

Residential real estate

  326,224   1,366   1,010   254   2,630   328,854 

Commercial and industrial

  221,304   -   146   58   204   221,508 

Home equity lines of credit

  126,894   447   180   297   924   127,818 

Construction and other

  125,040   65   -   -   65   125,105 

Consumer installment

  7,138   69   -   7   76   7,214 

Total

 $1,470,246  $5,760  $1,336  $788  $7,884  $1,478,130 

 

The following tables present the recorded investment in nonaccrual loans and loans 90 and greater days past due and still on accrual by class of loans (in thousands):

 

  

March 31, 2024

 
  

Nonaccrual

  

Nonaccrual

      

Loans Past

     

(Dollar amounts in thousands)

 

with no

  

with

  

Total

  

Due Over 90 Days

  

Total

 
  

ACL

  

ACL

  

Nonaccrual

  

Still Accruing

  

Nonperforming

 

Commercial real estate:

                    

Owner occupied

 $-  $245  $245  $-  $245 

Non-owner occupied

  4,505   3,617   8,122   -   8,122 

Multifamily

  -   33   33   -   33 

Residential real estate

  -   1,024   1,024   -   1,024 

Commercial and industrial

  -   266   266   -   266 

Home equity lines of credit

  -   850   850   96   946 

Consumer installment

  184   11   195   -   195 

Total

 $4,689  $6,046  $10,735  $96  $10,831 

 

  

December 31, 2023

 
  

Nonaccrual

  

Nonaccrual

      

Loans Past

     

(Dollar amounts in thousands)

 

with no

  

with

  

Total

  

Due Over 90 Days

  

Total

 
  

ACL

  

ACL

  

Nonaccrual

  

Still Accruing

  

Nonperforming

 

Commercial real estate:

                    

Owner occupied

 $-  $252  $252  $-  $252 

Non-owner occupied

  4,534   3,616   8,150   -   8,150 

Multifamily

  -   66   66   -   66 

Residential real estate

  -   1,170   1,170   -   1,170 

Commercial and industrial

  -   223   223   -   223 

Home equity lines of credit

  -   856   856   -   856 

Consumer installment

  153   7   160   -   160 

Total

 $4,687  $6,190  $10,877  $-  $10,877 

 

 

Interest income that would have been recorded had these loans not been placed on nonaccrual status was $128,000 and $115,000 for the three months ended March 31, 2024 and 2023, respectively.

 

Modifications to Borrowers Experiencing Financial Difficulty

 

Effective January 1, 2023, the Company implemented ASU 2022-02, which eliminated the recognition and measure of troubled debt restructurings and enhanced disclosures for loan modifications to borrowers experiencing financial difficulty. The Bank may modify the contractual terms of a loan to a borrower experiencing financial difficulty to mitigate the risk of loss. Such modifications may include a term extension, interest rate reduction, significant payment deferral, other modifications, or a combination of modification types. In general, any delay in payment of greater than 90 days in the last 12 months is considered to be a significant payment deferral.

 

The table below details the amortized cost basis of the loans modified to borrowings experiencing financial difficulty, disaggregated by class of loans and type of concessions granted, and the financial effect of the modifications:

 

  

For the Three Months Ended March 31, 2024

 
  

Modifications

 
          

Payment

  

Interest Rate

  

Interest Rate

      

Percentage of

 
          

Deferral

  

Reduction

  

Reduction

      

Total Loans

 
  

Payment

  

Term

  

and Term

  

and Term

  

and Principal

      

Held for

 
  

Deferral

  

Extension

  

Extension

  

Past Due

  

Forgiveness

  

Total

  

Investment

 
                             

Commercial real estate:

                            

Non-owner occupied

 $-  $14,924  $2,507  $-  $-  $17,431   1.2%

Construction and other

  -   3,202   -   -   -   3,202   0.2%

Total

 $-  $18,126  $2,507  $-  $-  $20,633   1.4%

 

  

For the Three Months Ended March 31, 2023

 
  

Modifications

 
          

Payment

  

Interest Rate

  

Interest Rate

      

Percentage of

 
          

Deferral

  

Reduction

  

Reduction

      

Total Loans

 
  

Payment

  

Term

  

and Term

  

and Term

  

and Principal

      

Held for

 
  

Deferral

  

Extension

  

Extension

  

Past Due

  

Forgiveness

  

Total

  

Investment

 
                             

Commercial real estate:

                            

Non-owner occupied

 $-  $4,179  $-  $-  $-  $4,179   0.3%

Commercial and industrial

  -   149   -   -   -   149   0.0%

Consumer installment

  -   8   -   -   -   8   0.0%

Total

 $-  $4,336  $-  $-  $-  $4,336   0.3%

 

As of March 31, 2024, the Bank had no commitments to lend additional funds on modified loans. As of March 31, 2024, the Bank did not have any loans that were modified for borrowers experiencing financial difficulty and subsequently defaulted. As of March 31, 2024, there were no modified loans that were delinquent. Payment default is defined as movement to nonperforming status, foreclosure or charge-off, whichever occurs first. At  March 31, 2024 and  December 31, 2023, the Company reported $262,000 and $228,000, respectively, in residential real estate loans in the process of foreclosure.

 

Allowance for Credit Losses: Unfunded Commitments

 

Upon adoption of ASU 2016-13 on January 1, 2023, the Company recorded a separate ACL for unfunded commitments using a methodology that is inherently similar to the methodology used for calculating the ACL for loans. The liability for credit losses on these exposures is included in “Accrued interest payable and other liabilities” on the Consolidated Balance Sheet and amounted to $2.3 million and $1.8 million as of March 31, 2024, and December 31, 2023, respectively. 

 
XML 51 R16.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 8 - Contingencies and Contingent Liabilities
 3 Months Ended
Mar. 31, 2024
Notes to Financial Statements  
Commitments and Contingencies Disclosure [Text Block]

NOTE 8 – COMMITMENTS AND CONTINGENT LIABILITIES

 

In the ordinary course of business, various outstanding commitments and certain contingent liabilities are not reflected in the accompanying consolidated financial statements. These commitments and contingent liabilities represent financial instruments with off-balance-sheet risk. The contract or notional amounts of those instruments reflect the extent of involvement in particular types of financial instruments.

 

Commitments to Extend Credit which were composed of the following:

 

(Dollar amounts in thousands)

 

March 31, 2024

  

December 31, 2023

 
         

Commitments to extend credit

 $490,178  $418,952 

Standby letters of credit

  5,000   5,884 
         

Total

 $495,178  $424,836 

 

The commitments to extend credit involve, to varying degrees, elements of credit and interest rate risk over the amount recognized in the Consolidated Balance Sheet. The Company’s exposure to credit loss, in the event of nonperformance by the other parties to the financial instruments, is represented by the contractual amounts as disclosed. The Company minimizes its exposure to credit loss under these commitments by subjecting them to credit approval, review procedures, and collateral requirements as deemed necessary. Loan commitments generally have fixed expiration dates within one year of their origination. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. These instruments are issued primarily to support bid or performance-related contracts. The coverage period for these instruments is typically one year, with an annual renewal option subject to prior approval by management. Fees earned from the issuance of these letters are recognized over the coverage period. The collateral is typically bank deposit instruments or customer business assets for secured letters of credit.

 

Commitments to Fund

 

In August 2023, we invested in a low-income housing tax credit operating partnership. As a limited partner, we are allocated tax credits and deductions associated with the underlying properties. Our maximum exposure to loss in connection with the partnership consists of the unamortized investment balance plus any unfunded equity commitments and tax credits claimed but subject to recapture. The investment at March 31, 2024 and December 31, 2023, was $1.9 million and $2.0 million, respectively, and recorded in the Consolidated Balance Sheet in "Accrued interest receivable and other assets". We do not have any loss reserves recorded since we believe the likelihood of loss is remote. The investment is amortized over the period that we expect to receive the tax benefits using the proportional amortization method. For the three months ended March 31, 2024, we recognized $21,000 of amortization. At March 31, 2024 and December 31, 2023, we had an unfunded tax credit commitment of $1.7 million, which is recorded in the Consolidated Balance Sheet in "Accrued interest payable and other liabilities".

 

Cannabis Industry

 

We provide deposit services to customers who are licensed by the State of Ohio to do business in (or are related to) the Division of Cannabis Control as growers, processors, and dispensaries. Marijuana businesses are regulated by the Ohio Department of Commerce and legal in the State of Ohio, although it is not legal at the federal level. The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (“FinCEN”) published guidelines in 2014 for financial institutions servicing state-legal cannabis businesses. A financial institution that provides services to cannabis-related businesses can comply with Bank Secrecy Act (“BSA”) disclosure standards by following the FinCEN guidelines. We maintain stringent written policies and procedures related to the acceptance of such businesses and the monitoring and maintenance of such business accounts. We conduct a significant due diligence review of the cannabis business before the business is accepted as a new client, including confirmation that the business is properly licensed by the State of Ohio. Throughout the relationship, we continue monitoring the business, including site visits, to ensure that the business continues to meet our stringent requirements, including maintenance of required licenses and periodic financial reviews of the business.

 

While we believe we are operating in compliance with the FinCEN guidelines, there can be no assurance that federal enforcement guidelines will not change. Federal prosecutors have significant discretion, and there can be no assurance that the federal prosecutors will not choose to strictly enforce the federal laws governing cannabis. Any change in the Federal government’s enforcement position could cause us to immediately cease providing banking services to the cannabis industry. We are upfront with our customers regarding the fact that we may have to terminate our deposit services relationship if a change occurs with the Federal government’s position, and that the termination may come with little or no notice.

 

Litigation

 

As previously disclosed, a cyber-attack occurred in April 2023 that resulted in a temporary disruption to our computer systems. A cybersecurity firm investigated the nature and scope of the incident, evaluated our systems, and confirmed that nonpublic information relating to current and former employees, customers, and others was obtained from our systems. We have no knowledge as to how the unauthorized third party has or plans to use the impacted data. On January 8, 2024, a customer filed a lawsuit against The Middlefield Banking Company in the U.S. District Court for the Northern District of Ohio related to the cyber-attack incident. A similar lawsuit was filed on January 10, 2024, against the Middlefield Banking Company in the Court of Common Pleas for Cuyahoga County, Ohio. The plaintiffs and class members in the two cases, who are current and former customers of the Bank, claim to have been harmed by alleged actions or inactions by the Bank in connection with the incident. The plaintiffs assert a variety of common law and statutory claims regarding the compromised nonpublic information and seek monetary damages, equitable and injunctive relief, pre-judgment and post-judgment interest, awards of actual and punitive damages, costs and attorneys’ fees, and other related relief. We dispute the allegations in the lawsuits.

 

We maintain a cyber risk insurance policy to cover the costs resulting from cyber-attacks, such as the event that occurred in April 2023. The policy has an aggregate limit of $3 million and a deductible of $50,000. The policy includes coverage for business loss, breach response, and liabilities that could occur as a result of a cyber event. We believe that our insurance policy will fully cover the losses associated with these lawsuits; however, it is possible that the losses could exceed the policy limit. It is not possible to reasonably estimate the amount of such losses or range of losses that might result from the resolution of the lawsuit filed in Cuyahoga County Common Pleas Court. We expect that any costs associated with these lawsuits, including attorney fees, adverse judgments or settlements, will be billed to and paid by the insurance company in accordance with the terms of the policy.

 
XML 52 R17.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 9 - Related Party Transaction
 3 Months Ended
Mar. 31, 2024
Notes to Financial Statements  
Related Party Transactions Disclosure [Text Block]

NOTE 9 - RELATED PARTY TRANSACTION

 

Loans to principal officers, directors, and their affiliates during March 31, 2024 and December 31, 2023 were as follows:

 

(Dollars in thousands)

 

March 31, 2024

  

December 31, 2023

 

Beginning balance

 $24,185  $2,057 

New loans

  2,259   23,922 

Repayments

  (76)  (1,794)

Ending balance

 $26,368  $24,185 

 

Deposits of related parties amount to $33.3 million and $33.1 million as of  March 31, 2024 and  December 31, 2023, respectively.
XML 53 R18.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Insider Trading Arrangements
 3 Months Ended
Mar. 31, 2024
Insider Trading Arr Line Items  
Material Terms of Trading Arrangement [Text Block]

Item 5.

Other information

 During the three months ended March 31, 2024, there were no “Rule 10b5-1 trading plans” or “non-Rule 10b5-1 trading arrangements” adopted, modified or terminated by any director or officer of the Company (as such terms are defined in Item 408 of Regulation S-K of the Exchange Act).
Rule 10b5-1 Arrangement Terminated [Flag] false
Rule 10b5-1 Arrangement Adopted [Flag] false
Non-Rule 10b5-1 Arrangement Terminated [Flag] false
Non-Rule 10b5-1 Arrangement Adopted [Flag] false
XML 54 R19.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Significant Accounting Policies (Policies)
 3 Months Ended
Mar. 31, 2024
Accounting Policies [Abstract]  
Basis of Accounting, Policy [Policy Text Block]

Principles of Consolidation and Basis of Presentation

 

The consolidated financial statements of Middlefield Banc Corp. ("Company") include its bank subsidiary, The Middlefield Banking Company (“MBC” or “Bank”), and a nonbank asset resolution subsidiary EMORECO, Inc. The consolidated financial statements also include the accounts of MBC’s subsidiaries, Middlefield Investments, Inc. (“MI”) and MB Insurance Services (“MIS”). All significant inter-company items have been eliminated.

 

On March 13, 2019, MBC established MI as an operating subsidiary to hold and manage an investment portfolio. On  March 31, 2024, MI’s assets consist of a cash account, investments, and related accrued interest accounts. MI may only hold and manage investments and may not engage in any other activity without prior approval of the Ohio Division of Financial Institutions. In the first quarter of 2022, MBC established MIS as an operating subsidiary to offer retail and business customers various insurance services, including home, renters, automobile, pet, identity theft, travel, and professional liability insurance. On March 31, 2024, MIS assets consist of a cash account, a prepaid asset, and an accounts receivable. As a result of the bank merger of Liberty National Bank and MBC on December 1, 2022, Middlefield Banc Corp. acquired a 100% ownership interest in LBSI Insurance, LLC (“LBSI”), a wholly owned financial subsidiary of Liberty National Bank. LBSI did not operate after the merger, and its existence ended January 19, 2024. All significant intercompany items have been eliminated between MBC and these subsidiaries.

 

The unaudited consolidated financial statements have been prepared in conformity with the instructions to Form 10-Q and Article 10 of Regulation SX. Accordingly, they do not include all of the information and footnotes required by U.S. generally accepted accounting principles (“GAAP”) for complete financial statements. The financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Form 10-K for the year ended December 31, 2023. The interim consolidated financial statements include all adjustments (consisting of only normal recurring items) that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of operations for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year.

 

The Company’s significant accounting policies involve the more significant judgments and assumptions used in the preparation of the consolidated financial statements as of March 31, 2024. However, the Company has identified critical accounting policies, and an understanding of these policies is necessary to understand the Company’s financial statements. These policies relate to determining the adequacy of the allowance for credit losses for the investment securities held for sale, loan portfolios, and unfunded commitments.

 
Investment, Policy [Policy Text Block]

Investments 

 

Management determines the appropriate classification of investment securities at the time of purchase and re-evaluates such designation as of each balance sheet date.

 

Investment securities classified as available for sale are those securities that the Bank intends to hold for an indefinite period of time but not necessarily to maturity. Securities available for sale are carried at fair value. Any decision to sell a security classified as available for sale would be based on various factors, including significant movements in interest rates, changes in the maturity mix of the Bank’s assets and liabilities, liquidity needs, regulatory capital considerations, and other similar factors. Unrealized gains or losses are reported as increases or decreases in other comprehensive income (loss), net of the deferred tax effect. Realized gains or losses, determined on the basis of the cost of the specific securities sold, are included in earnings. Premiums and discounts are recognized in interest income using the interest method over the terms of the securities.

 

Investment securities classified as held to maturity are those securities the Bank has both the intent and ability to hold to maturity regardless of changes in market conditions, liquidity needs, or changes in general economic conditions. These securities are carried at cost, adjusted for the amortization of premium and accretion of discount, and computed by a method that approximates the interest method over the terms of the securities. As of  March 31, 2024, the Company did not hold any held-to-maturity securities.

 

Equity securities, which are included in other investments on the Consolidated Balance Sheet, are measured at fair value with changes in fair value recognized in net income.

 

The Bank adopted ASU No. 2016-13, Financial Instruments - Credit Loses - Topic (326): Measurement of Credit Losses on Financial Instruments ("ASU 2016-13"), effective January 1, 2023. The Bank measures expected credit losses on available-for-sale investment securities when the Bank intends to sell, or when it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For available for sale investment securities that do not meet the aforementioned criteria, the Bank evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, the Bank considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this evaluation indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists, and an allowance for credit losses is recorded for the credit loss, equal to the amount that the fair value is less than the amortized cost basis. Economic forecast data is used to calculate the present value of expected cash flows. The Bank obtains its forecast data through a subscription to a widely recognized and relied-upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable scenario and uses a single scenario in the model. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income.

 

The allowance for credit losses is included within investment securities available for sale on the Consolidated Balance Sheet. Changes in the allowance for credit losses are recorded within the provision for credit losses on the Consolidated Statement of Income. Losses are charged against the allowance when the Bank believes the collectability of an available-for-sale security is in jeopardy or when either of the criteria regarding intent or requirement to sell is met.

 

Accrued interest receivable on available-for-sale investment securities totaled $1.6 million on  March 31, 2024, and is included within accrued interest receivable and other assets on the Consolidated Balance Sheet. This amount is excluded from the estimate of expected credit losses. Available for sale investment securities are typically classified as nonaccrual when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about the further collectability of principal or interest. When available for sale investment securities are placed on nonaccrual status, unpaid interest credited to income is reversed.

 
Financing Receivable [Policy Text Block]

Loans

 

Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at their outstanding unpaid principal balances, net of unearned income, which includes net deferred loan fees and costs and unamortized premiums and discounts. Accrued interest receivable is included within accrued interest receivable and other assets on the Consolidated Balance Sheet. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loans’ yield (interest income). The Bank amortizes these amounts over the contractual life of the loan. Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method. Interest income is primarily recognized on an accrual basis according to formulas in written contracts, such as loan agreements.

 

The loan portfolio is segmented into commercial and consumer loans. Commercial loans consist of the following classes: commercial construction, commercial and industrial loans, and commercial real estate loans. Consumer loans consist of the following classes: residential real estate loans, home equity loans, and consumer loans.

 

For all classes of loans, the accrual of interest is discontinued when the contractual payment of principal or interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan is currently performing. A loan may remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against the allowance for credit losses. Interest received on nonaccrual loans generally is either applied against the principal or reported as interest income on a cash basis, according to management’s judgment as to the collectability of principal. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, and the ultimate collectability of the total contractual principal and interest is no longer in doubt. The past-due status of all classes of loans is determined based on contractual due dates for loan payments.

 

The Bank adopted ASU 2016-13, effective January 1, 2023. Upon adoption, the reserve for credit losses on loans increased by $5.4 million. The guidance applies an expected-loss methodology, recognizing current expected credit losses for the remaining life of the asset at the time of origination or acquisition.  The allowance for credit losses ("ACL") is a valuation reserve established and maintained by charges against income and is deducted from the amortized cost basis of loans to present the net amount expected to be collected on the loans. Loans, or portions thereof, are charged off against the ACL when they are deemed uncollectible. Expected recoveries do not exceed the aggregate of amounts previously charged-off and expected to be charged-off.

 

The ACL is an estimate of expected credit losses, measured over the contractual life of a loan, that considers our historical loss experience, current conditions, and forecasts of future economic conditions. Determination of an appropriate ACL is inherently subjective and may have significant changes from period to period.

 

Management uses a discounted cash flow ("DCF") model to calculate the present value of the expected cash flows for pools of loans that share similar risk characteristics and compares the results of this calculation to the amortized cost basis to determine its ACL balance.

 

The contractual term used in projecting the cash flows of a loan is based on the maturity date of a loan and is adjusted for prepayment or curtailment assumptions, which may shorten that contractual time period. Options to extend are considered by management in determining the contractual term.

 

The key inputs to the DCF model are (1) probability of default, (2) loss given default, (3) prepayment and curtailment rates, (4) reasonable and supportable economic forecasts, (5) forecast reversion period, (6) expected recoveries on charged off loans, and (7) discount rate.

 

Probability of Default ("PD")

In order to incorporate economic factors into forecasting within the DCF model, management elected to use the Loss Driver method to generate the PD rate inputs. The Loss Driver method analyzes how one or more economic factors change the default rate using statistical regression analysis. Management selected economic factors that have strong correlations to historical default rates.

 

Loss Given Default ("LGD")

Management elected to use the Frye Jacobs parameter for determining the LGD input, which is an estimation technique that derives an LGD input from segment-specific risk curves that correlate LGD with PD.

 

Prepayment and Curtailment Rates

Prepayment Rates: Loan-level transaction data is used to calculate semi-annual prepayment rates. These semi-annual rates are annualized, and the average of the annualized rates is used in the DCF calculation for fixed payments or term loans. Rates are calculated for each pool.

 

Curtailment Rates: Loan-level transaction data is used to calculate annual curtailment rates using available historical loan-level data. The average of the historical rates is used in the DCF model for interest-only payment or line-of-credit type loans. Rates are calculated for each pool.

 

Reasonable and Supportable Forecasts

The forecast data used in the DCF model is obtained via a subscription to a widely recognized and relied-upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable forecast.

 

Forecast Reversion Period

Management uses forecasts to predict how economic factors will perform and has determined to use a four-quarter forecast period as well as an eight-quarter straight-line reversion period to historical averages (also commonly referred to as the mean reversion period).

 

Expected Recoveries on Charged-off Loans

Management performs an analysis to estimate recoveries that could be reasonably expected based on historical experience in order to account for expected recoveries on loans that have already been fully charged off and are not included in the ACL calculation.

 

Discount Rate

The effective interest rate of the underlying loans of the Company serves as the discount rate applied to the expected periodic cash flows. Management adjusts the effective interest rate used to discount expected cash flows to incorporate expected prepayments.

 

Individual Evaluation

Management evaluates individual instruments for expected credit losses when those instruments do not share similar risk characteristics with instruments evaluated using a collective (pooled) basis. These instruments will not be included in the collective analyses. The individual analysis will establish a specific reserve for instruments in scope.

 

The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Company’s loan portfolio is segmented to a level that allows management to monitor risk and performance. The portfolio is segmented into Commercial Real Estate (“CRE”), which is further segmented into Owner Occupied (“CRE OO”), Non-owner Occupied (“CRE NOO”), and Multifamily Residential, Residential Real Estate (“RRE”), Commercial and Industrial (“C&I”), Home Equity Lines of Credit (“HELOC”), Construction and Other (“Construction”), and Consumer Installment Loans. The CRE loan segments consist of loans made to finance the activities of CRE owners and operators and certain agricultural loans. The RRE and HELOC loan segments consist of loans made to finance the activities of residential homeowners. The C&I loan segment consists of loans made to finance the activities of commercial customers and certain agricultural loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts.

 

Historical credit loss experience is the basis for the estimation of expected credit losses. We apply historical loss rates to pools of loans with similar risk characteristics. After consideration of the historic loss calculation, management applies qualitative adjustments to reflect the current conditions and reasonable and supportable forecasts not already reflected in the historical loss information at the balance sheet date. The qualitative adjustments for current conditions are based upon national and local economic trends and conditions, levels of and trends in delinquency rates and nonaccrual loans, trends in volumes and terms of loans, effects of changes in lending policies, experience, ability, and depth of lending staff, the value of underlying collateral, concentrations of credit from a loan type, industry, and/or geographic standpoint. These modified historical loss rates are multiplied by the outstanding principal balance of each loan to calculate a required reserve.

 

The Bank has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on nonaccrual status, any outstanding accrued interest is reversed against interest income.

 

The ACL calculation for individual loans begins with the use of normal credit review procedures to identify whether a loan no longer shares similar risk characteristics with other pooled loans and should, therefore, be individually assessed. Beginning in the third quarter of 2023, the Bank automatically considers all nonaccrual loans greater than $250,000 for individual analysis. Additional identification of loans to be individually evaluated is accomplished through the Bank’s normal loan review, criticized asset review, and portfolio management processes. The Bank previously evaluated all commercial loans greater than $150,000 for individual analysis that met the following criteria: 1) when it is determined that foreclosure is probable, 2) substandard, doubtful, and nonperforming loans when repayment is expected to be provided substantially through the operation or sale of the collateral, and 3) when it is determined by management that a loan does not share similar risk characteristics with other loans. Specific reserves are established based on the following three acceptable methods for measuring the ACL: 1) the present value of expected future cash flows discounted at the loan’s original effective interest rate, 2) the loan’s observable market price, or 3) the fair value of the collateral when the loan is collateral dependent. Management considers a financial asset as collateral dependent when the debtor is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral, based on management's assessment as of the reporting date. Measurement of the expected credit losses on collateral-dependent loans is based on the fair value of the collateral, less any costs to sell. A specific reserve is established or a charge-off is taken if the fair value of the loan is less than the loan balance. Large groups of smaller-balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Bank does not separately identify individual residential real estate loans, home equity loans, and consumer loans for impairment disclosures.

 

The Bank adopted ASU No. 2016-13 effective January 1, 2023. Upon adoption, the reserve for credit losses for unfunded commitments increased by $622,000. The Bank estimates expected credit losses over the contractual period in which the Bank is exposed to credit risk via a contractual obligation to extend credit unless that obligation is unconditionally cancellable by the Bank. The allowance for credit losses on off-balance sheet credit exposures is included in accrued interest payable and other liabilities on the balance sheet and adjusted through provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life, consistent with the estimation process on the loan portfolio.

 
Reclassification, Comparability Adjustment [Policy Text Block]

Reclassification of Comparative Amounts

 

Certain comparative amounts for prior years have been reclassified to conform to current-year presentations. Such reclassifications did not affect net income or retained earnings.

 
New Accounting Pronouncements, Policy [Policy Text Block]

Accounting Pronouncements Adopted in 2024

 

In  March 2023, the FASB issued ASU 2023-02, Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method. The amendments allow entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related tax credits. This method of accounting had been available only for qualifying investments in qualified affordable housing projects. The guidance also requires certain disclosures regarding an entity’s tax equity investments. On January 1, 2024, the Bank adopted ASU 2023-03. This ASU did not have a significant impact on the Bank’s financial statements.

 

Recent Accounting Pronouncements

 

In  January 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting,  March 2020, to provide temporary optional expedients and exceptions to the U.S. GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as the Secured Overnight Financing Rate (SOFR). Entities can elect not to apply certain modification accounting requirements to contracts affected by what the guidance calls “reference rate reform” if certain criteria are met. An entity that makes this election would not have to remeasure the contracts at the modification date or reassess a previous accounting determination. Also, entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform if certain criteria are met, and can make a one-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. ASU 2022-06, Reference Rate Reform (Topic 848): Deferral of the Sunset Date of Topic 848 Issued  December 2022, which was issued in  December 2022, extended the period of time entities can utilize the reference rate reform relief guidance under ASU 2020-04 from  December 31, 2022 to  December 31, 2024. The ASUs are not expected to have a significant impact on the Bank’s financial statements.

 

In  June 2022, the FASB issued ASU 2022-03, Fair Value Measurement (Topic 820): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions. The amendment clarifies that a contractual restriction on the sale of an equity security is not considered part of the unit account of the equity security and is not considered in measuring its fair value. The ASU clarifies that an entity cannot, as a separate unit of account, recognize and measure a contractual sale restriction. The ASU also requires certain disclosures for equity securities subject to contractual sale restrictions. The amendments in this ASU are effective for all entities for fiscal years beginning after  December 15, 2024. This ASU is not expected to have a significant impact on the Company’s financial statements.

 

In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. The ASU requires enhanced disclosures about significant segment expenses for public entities reporting segment information under ASC Topic 280. The amendments include required disclosure of significant segment expenses regularly reviewed by the chief operating decision maker, description of the composition of other segment items, and title and position of the chief operating decision maker. Additionally, the ASU requires public entities to provide all annual disclosures under Topic 280 in interim periods. The ASU also requires that public entities with a single reportable segment provide all the disclosures required by this amendment and existing disclosure requirements in Topic 820. The amendments in this ASU are effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. The Company has a single reportable segment. This ASU is not expected to have a significant impact on the Company's financial statements.

 

In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures. The amendments require entities to disclose specific categories in the rate reconciliation and provide additional information for material reconciling items. The ASU also requires the disclosure of income taxes paid disaggregated by jurisdiction. The amendments in this ASU are effective for public business entities for annual periods beginning after  December 15, 2024. This ASU is not expected to have a significant impact on the Company’s financial statements.

 

In March 2024, the FASB issued ASU 2024-01, Compensation – Stock Compensation (Topic 718).  The ASU amended the guidance in ASC 718 to add an example showing how to apply the scope guidance to determine whether profits interest and similar awards should be accounted for as share-based payment arrangements.  The guidance is effective for fiscal years beginning after December 15, 2024, and interim periods within those fiscal years.  The Company is currently evaluating the impact of this new guidance on its financial statements.
XML 55 R20.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 2 - Revenue Recognition (Tables)
 3 Months Ended
Mar. 31, 2024
Notes Tables  
Disaggregation of Revenue [Table Text Block]
  

For the Three Months Ended March 31,

 

Noninterest Income

 

2024

  

2023

 

(Dollar amounts in thousands)

        

Service charges on deposit accounts:

        

Overdraft fees

 $250  $246 

ATM banking fees

  439   472 

Service charges and other fees

  220   269 

Loss on equity securities ⁽ª⁾

  (52)  (138)

Gain on sale of other real estate owned ⁽ª⁾

  -   2 

Earnings on bank-owned life insurance ⁽ª⁾

  227   200 

Gain on sale of loans ⁽ª⁾

  10   23 

Revenue from investment services

  204   186 

Miscellaneous fee income

  93   86 

Gross rental income ⁽ª⁾

  67   102 

Other income

  338   232 

Total noninterest income

 $1,796  $1,680 
XML 56 R21.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 3 - Earnings Per Share (Tables)
 3 Months Ended
Mar. 31, 2024
Notes Tables  
Schedule of Weighted Average Number of Shares [Table Text Block]
  

For the Three

 
  

Months Ended

 
  

March 31,

 
  

2024

  

2023

 
         

Weighted-average common shares outstanding

  9,941,596   9,921,529 
         

Average treasury stock shares

  (1,850,393)  (1,782,758)
         

Weighted-average common shares and common stock equivalents used to calculate basic earnings per share

  8,091,203   8,138,771 
         

Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share

  5,114   13,858 
         

Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share

  8,096,317   8,152,629 
XML 57 R22.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 4 - Accumulated Other Comprehensive (Loss) Income (Tables)
 3 Months Ended
Mar. 31, 2024
Notes Tables  
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]

(Dollars in thousands)

 Unrealized (losses)/gains on securities available-for-sale(a) 

Balance as of December 31, 2023

 $(16,090)

Other comprehensive loss

  (2,040)

Balance as of March 31, 2024

 $(18,130)

(Dollars in thousands)

 Unrealized (losses)/gains on securities available-for-sale(a) 

Balance as of December 31, 2022

 $(22,144)

Other comprehensive income

  2,891 

Balance as of March 31, 2023

 $(19,253)
XML 58 R23.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 5 - Fair Value Measurements (Tables)
 3 Months Ended
Mar. 31, 2024
Notes Tables  
Fair Value, Assets Measured on Recurring Basis [Table Text Block]
      

March 31, 2024

     

(Dollar amounts in thousands)

 

Level I

  

Level II

  

Level III

  

Total

 

Assets measured on a recurring basis:

                

Subordinated debt

 $-  $25,186  $6,581  $31,767 

Obligations of states and political subdivisions

  -   130,103   -   130,103 

Mortgage-backed securities in government-sponsored entities

  -   6,020   -   6,020 

Total investment securities available for sale

  -   161,309   6,581   167,890 

Equity securities

  776   -   -   776 

Total

 $776  $161,309  $6,581  $168,666 
      

December 31, 2023

     

(Dollar amounts in thousands)

 

Level I

  

Level II

  

Level III

  

Total

 

Assets measured on a recurring basis:

                

Subordinated debt

 $-  $23,118  $8,801  $31,919 

Obligations of states and political subdivisions

  -   132,542   -   132,542 

Mortgage-backed securities in government-sponsored entities

  -   6,318   -   6,318 

Private-label mortgage-backed securities

  -   -   -   - 

Total investment securities available for sale

  -   161,978   8,801   170,779 

Equity securities

  814   -   -   814 

Total

 $814  $161,978  $8,801  $171,593 
Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]
  

Subordinated debt

 

(Dollar amounts in thousands)

 

March 31, 2024

  

December 31, 2023

 

Beginning of year

 $8,801  $8,737 

Purchases, sales, settlements:

        

Purchases

  -   1,000 

Transfers out of Level III (1)

  (2,250)  (1,000)

Net change in unrealized loss on investment securities available-for-sale

  30   64 

Balance at end of period

 $6,581  $8,801 
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]
      

March 31, 2024

     

(Dollar amounts in thousands)

 

Level I

  

Level II

  

Level III

  

Total

 

Assets measured on a non-recurring basis:

                

Collateral-dependent loans

 $-  $-  $3,321  $3,321 
      

December 31, 2023

     

(Dollar amounts in thousands)

 

Level I

  

Level II

  

Level III

  

Total

 

Assets measured on a non-recurring basis:

                

Collateral-dependent loans

 $-  $-  $3,361  $3,361 
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]
  

Quantitative Information about Level III Fair Value Measurements

 

(Dollar amounts in thousands)

          
  

Fair Value Estimate

 

Valuation Techniques

Unobservable Input

 

Range (Weighted Average)

 

March 31, 2024

          

Collateral-dependent loans

 $3,321 

Appraisal of collateral (1)

Appraisal adjustments (2)

  21.0%
  

Quantitative Information about Level III Fair Value Measurements

 

(Dollar amounts in thousands)

          
  

Fair Value Estimate

 

Valuation Techniques

Unobservable Input

 

Range (Weighted Average)

 

December 31, 2023

          

Collateral-dependent loans

 $3,361 

Appraisal of collateral (1)

Appraisal adjustments (2)

  20.1%
Fair Value, by Balance Sheet Grouping [Table Text Block]
  

March 31, 2024

 
  

Carrying

              

Total

 
  

Value

  

Level I

  

Level II

  

Level III

  

Fair Value

 
  

(Dollar amounts in thousands)

 

Financial assets:

                    

Net loans

 $1,469,057  $-  $-  $1,391,216  $1,391,216 

Mortgage servicing rights

  1,589         2,701   2,701 
                     

Financial liabilities:

                    

Non-maturing deposits

 $1,114,744  $1,114,744  $-  $-  $1,114,744 

Time deposits

  332,165   -   -   329,023   329,023 

Other borrowings

  11,812   -   -   11,812   11,812 
  

December 31, 2023

 
  

Carrying

              

Total

 
  

Value

  

Level I

  

Level II

  

Level III

  

Fair Value

 
  

(Dollar amounts in thousands)

 

Financial assets:

                    

Net loans

 $1,456,437  $-  $-  $1,370,657  $1,370,657 

Mortgage servicing rights

  1,636         2,781   2,781 
                     

Financial liabilities:

                    

Non-maturing deposits

 $1,092,287  $1,092,287  $-  $-  $1,092,287 

Time deposits

  334,315   -   -   331,638   331,638 

Other borrowings

  11,862   -   -   11,862   11,862 
XML 59 R24.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 6 - Investments and Equity Securities (Tables)
 3 Months Ended
Mar. 31, 2024
Notes Tables  
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]
  

March 31, 2024

 
      

Gross

  

Gross

     
  

Amortized

  

Unrealized

  

Unrealized

  

Fair

 

(Dollar amounts in thousands)

 

Cost (a)

  

Gains

  

Losses

  

Value

 
                 

Subordinated debt

 $34,300  $61  $(2,594) $31,767 

Obligations of states and political subdivisions:

                

Tax-exempt

  149,747   45   (19,689)  130,103 

Mortgage-backed securities in government-sponsored entities

  6,793   -   (773)  6,020 

Total

 $190,840  $106  $(23,056) $167,890 
  

December 31, 2023

 
      

Gross

  

Gross

     
  

Amortized

  

Unrealized

  

Unrealized

  

Fair

 

(Dollar amounts in thousands)

 

Cost (a)

  

Gains

  

Losses

  

Value

 
                 

Subordinated debt

 $34,300  $70  $(2,451) $31,919 

Obligations of states and political subdivisions:

                

Tax-exempt

  149,881   153   (17,492)  132,542 

Mortgage-backed securities in government-sponsored entities

  6,965   -   (647)  6,318 

Total

 $191,146  $223  $(20,590) $170,779 
Investments Classified by Contractual Maturity Date [Table Text Block]
  

Amortized

  

Fair

 

(Dollar amounts in thousands)

 

Cost

  

Value

 
         

Due in one year or less

 $565  $565 

Due after one year through five years

  2,063   1,993 

Due after five years through ten years

  56,271   53,099 

Due after ten years

  131,941   112,233 

Total

 $190,840  $167,890 
Gain (Loss) on Securities [Table Text Block]
  

March 31, 2024

 
  

Less than Twelve Months

  

Twelve Months or Greater

  

Total

 
      

Gross

      

Gross

      

Gross

 
  

Fair

  

Unrealized

  

Fair

  

Unrealized

  

Fair

  

Unrealized

 

(Dollar amounts in thousands)

 

Value

  

Losses

  

Value

  

Losses

  

Value

  

Losses

 
                         

Subordinated debt

 $3,743  $(307) $26,964  $(2,287) $30,707  $(2,594)

Obligations of states and political subdivisions:

                        

Tax-exempt

  9,105   (47)  104,148   (19,642)  113,253   (19,689)

Mortgage-backed securities in government-sponsored entities

  147   (3)  5,873   (770)  6,020   (773)

Total

 $12,995  $(357) $136,985  $(22,699) $149,980  $(23,056)
  

December 31, 2023

 
  

Less than Twelve Months

  

Twelve Months or Greater

  

Total

 
      

Gross

      

Gross

      

Gross

 
  

Fair

  

Unrealized

  

Fair

  

Unrealized

  

Fair

  

Unrealized

 

(Dollar amounts in thousands)

 

Value

  

Losses

  

Value

  

Losses

  

Value

  

Losses

 
                         

Subordinated debt

 $994  $(6) $29,356  $(2,445) $30,350  $(2,451)

Obligations of states and political subdivisions:

                        

Tax-exempt

  1,386   (10)  106,078   (17,482)  107,464   (17,492)

Mortgage-backed securities in government-sponsored entities

  195   (1)  6,122   (646)  6,317   (647)

Total

 $2,575  $(17) $141,556  $(20,573) $144,131  $(20,590)
XML 60 R25.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 7 - Loans and Related Allowance for Credit Losses (Tables)
 3 Months Ended
Mar. 31, 2024
Notes Tables  
Schedule Of Financing Receivable By Segment [Table Text Block]
  

March 31,

  

December 31,

 
  

2024

  

2023

 
         

Commercial real estate:

        

Owner occupied

 $178,543  $183,545 

Non-owner occupied

  398,845   401,580 

Multifamily

  81,691   82,506 

Residential real estate

  331,480   328,854 

Commercial and industrial

  227,433   221,508 

Home equity lines of credit

  129,287   127,818 

Construction and Other

  135,716   125,105 

Consumer installment

  7,131   7,214 

Total loans

  1,490,126   1,478,130 

Less: Allowance for credit losses

  (21,069)  (21,693)

Net loans

 $1,469,057  $1,456,437 
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]
  

For the Three Months Ended March 31, 2024

 
  

Allowance for Credit Losses

 
  

Balance

              

Balance

 
  

December 31, 2023

  

Charge-offs

  

Recoveries

  

Provision

  

March 31, 2024

 

Loans:

                    

Commercial real estate:

                    

Owner occupied

 $2,668  $-  $11  $(619) $2,060 

Non-owner occupied

  4,480   -   -   3,288   7,768 

Multifamily

  1,796   -   -   (592)  1,204 

Residential real estate

  5,450   -   -   (676)  4,774 

Commercial and industrial

  4,377   -   8   (2,347)  2,038 

Home equity lines of credit

  750   (7)  -   42   785 

Construction and other

  1,990   -   -   383   2,373 

Consumer installment

  182   -   56   (171)  67 

Total

 $21,693  $(7) $75  $(692) $21,069 
  

For the Three Months Ended March 31, 2023

 
  

Allowance for Credit Losses

 
  

Balance

  

CECL

              

Balance

 
  

December 31, 2022

  

Adoption

  

Charge-offs

  

Recoveries

  

Provision

  

March 31, 2023

 

Loans:

                        

Commercial real estate:

                        

Owner occupied

 $2,203  $811  $-  $1  $(337) $2,678 

Non-owner occupied

  5,597   (1,206)  -   -   321   4,712 

Multifamily

  662   591   -   -   118   1,371 

Residential real estate

  2,047   2,744   -   -   176   4,967 

Commercial and industrial

  1,483   2,320   (54)  10   60   3,819 

Home equity lines of credit

  1,753   (1,031)  -   70   17   809 

Construction and other

  609   956   -   -   (12)  1,553 

Consumer installment

  84   197   (58)  39   (9)  253 

Total

 $14,438  $5,382  $(112) $120  $334  $20,162 
Financing Receivable Credit Quality Indicators [Table Text Block]

March 31, 2024

 

Term Loans Amortized Cost Basis by Origination Year

  

Revolving Amortized

     

(Dollar amounts in thousands)

 

2024

  

2023

  

2022

  

2021

  

2020

  

Prior

  

Cost Basis

  

Total

 

Commercial real estate:

                                

Owner occupied

                                

Pass

 $1,578  $14,302  $31,905  $39,988  $24,704  $52,482  $2,815  $167,774 

Special Mention

  -   -   2,256   411   -   801   -   3,468 

Substandard

  -   -   2,345   -   1,549   3,407   -   7,301 

Total Owner occupied

 $1,578  $14,302  $36,506  $40,399  $26,253  $56,690  $2,815  $178,543 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Non-owner occupied

                                

Pass

 $1,738  $44,287  $95,604  $40,639  $22,463  $149,349  $-  $354,080 

Special Mention

  -   -   2,508   -   -   2,163   -   4,671 

Substandard

  -   -   -   -   -   35,588   -   35,588 

Doubtful

  -   -   -   647   -   3,859   -   4,506 

Total Non-owner occupied

 $1,738  $44,287  $98,112  $41,286  $22,463  $190,959  $-  $398,845 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Multifamily

                                

Pass

 $-  $29,008  $25,617  $4,235  $10,354  $12,378  $99  $81,691 

Total Multifamily

 $-  $29,008  $25,617  $4,235  $10,354  $12,378  $99  $81,691 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Residential real estate

                                

Pass

 $9,477  $49,672  $55,248  $77,851  $38,676  $98,345  $690  $329,959 

Substandard

  -   -   124   109   -   1,288   -   1,521 

Total Residential real estate

 $9,477  $49,672  $55,372  $77,960  $38,676  $99,633  $690  $331,480 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Commercial and industrial

                                

Pass

 $10,679  $45,309  $41,062  $16,611  $23,381  $6,244  $66,241  $209,527 

Special Mention

  214   -   -   -   -   -   925   1,139 

Substandard

  -   5,012   14   -   345   940   10,460   16,771 

Loss

  -   -   -   -   -   (4)  -   (4)

Total Commercial and industrial

 $10,893  $50,321  $41,076  $16,611  $23,726  $7,180  $77,626  $227,433 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Home equity lines of credit

                                

Pass

 $-  $-  $155  $-  $15  $1,953  $125,655  $127,778 

Substandard

  -   -   104   -   36   583   786   1,509 

Total Home equity lines of credit

 $-  $-  $259  $-  $51  $2,536  $126,441  $129,287 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $7  $-  $7 

Construction and other

                                

Pass

 $989  $65,912  $24,122  $19,942  $1,618  $4,202  $9,558  $126,343 

Special Mention

  -   -   3,566   2,351   -   254   -   6,171 

Substandard

  -   -   -   420   -   1,771   1,011   3,202 

Total Construction and other

 $989  $65,912  $27,688  $22,713  $1,618  $6,227  $10,569  $135,716 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Consumer installment

                                

Pass

 $514  $1,623  $966  $228  $71  $3,534  $-  $6,936 

Substandard

  -   -   5   6   -   184   -   195 

Total Consumer installment

 $514  $1,623  $971  $234  $71  $3,718  $-  $7,131 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Total Loans

 $25,189  $255,125  $285,601  $203,438  $123,212  $379,321  $218,240  $1,490,126 

December 31, 2023

 

Term Loans Amortized Cost Basis by Origination Year

  

Revolving Amortized

     

(Dollar amounts in thousands)

 

2023

  

2022

  

2021

  

2020

  

2019

  

Prior

  

Cost Basis

  

Total

 

Commercial real estate:

                                

Owner occupied

                                

Pass

 $14,634  $34,850  $41,609  $25,040  $12,304  $41,976  $2,662  $173,075 

Special Mention

  -   2,271   -   -   13   799   -   3,083 

Substandard

  -   2,356   -   1,559   146   3,326   -   7,387 

Total Owner occupied

 $14,634  $39,477  $41,609  $26,599  $12,463  $46,101  $2,662  $183,545 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $46  $-  $46 

Non-owner occupied

                                

Pass

 $43,393  $95,098  $40,959  $22,707  $32,405  $127,469  $504  $362,535 

Special Mention

  -   2,508   -   -   -   2,197   -   4,705 

Substandard

  -   -   -   -   5,237   24,569   -   29,806 

Doubtful

  -   -   647   -   3,887   -   -   4,534 

Total Non-owner occupied

 $43,393  $97,606  $41,606  $22,707  $41,529  $154,235  $504  $401,580 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Multifamily

                                

Pass

 $29,218  $25,776  $4,267  $10,453  $1,391  $11,231  $104  $82,440 

Substandard

  -   -   -   -   -   66   -   66 

Total Multifamily

 $29,218  $25,776  $4,267  $10,453  $1,391  $11,297  $104  $82,506 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Residential real estate

                                

Pass

 $50,086  $56,180  $78,909  $39,476  $19,418  $82,441  $672  $327,182 

Substandard

  -   127   210   -   24   1,311   -   1,672 

Total Residential real estate

 $50,086  $56,307  $79,119  $39,476  $19,442  $83,752  $672  $328,854 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $108  $-  $108 

Commercial and industrial

                                

Pass

 $46,918  $43,494  $17,909  $25,143  $2,741  $6,533  $66,842  $209,580 

Special Mention

  -   -   -   -   -   -   184   184 

Substandard

  13   15   -   353   124   876   10,367   11,748 

Loss

  -   -   -   -   -   (4)  -   (4)

Total Commercial and industrial

 $46,931  $43,509  $17,909  $25,496  $2,865  $7,405  $77,393  $221,508 

Current-period gross charge-offs

 $-  $-  $75  $-  $6  $4  $-  $85 

Home equity lines of credit

                                

Pass

 $-  $126  $-  $16  $63  $2,097  $124,001  $126,303 

Substandard

  -   105   -   36   29   583   762   1,515 

Total Home equity lines of credit

 $-  $231  $-  $52  $92  $2,680  $124,763  $127,818 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Construction and other

                                

Pass

 $55,528  $23,059  $20,246  $1,777  $5,609  $851  $9,152  $116,222 

Special Mention

  -   3,573   2,371   -   265   -   -   6,209 

Substandard

  -   -   420   -   1,770   -   484   2,674 

Total Construction and other

 $55,528  $26,632  $23,037  $1,777  $7,644  $851  $9,636  $125,105 

Current-period gross charge-offs

 $-  $-  $-  $-  $-  $-  $-  $- 

Consumer installment

                                

Pass

 $1,810  $1,088  $324  $89  $74  $3,669  $-  $7,054 

Substandard

  -   7   -   -   -   153   -   160 

Total Consumer installment

 $1,810  $1,095  $324  $89  $74  $3,822  $-  $7,214 

Current-period gross charge-offs

 $-  $25  $-  $-  $-  $38  $-  $63 

Total Loans

 $241,600  $290,633  $207,871  $126,649  $85,500  $310,143  $215,734  $1,478,130 
Schedule of Collateral Dependent Loans [Table Text Block]
  

March 31, 2024

 
  

Type of Collateral

 

(Dollar amounts in thousands)

 

Real Estate

  

Blanket Lien

  

Investment/Cash

  

Other

  

Total

 

Commercial real estate:

                    

Owner occupied

 $2,345  $-  $-  $-  $2,345 
Non-owner occupied  8,122   -   -   1,894   10,016 
Commercial and industrial  -   14,948   -   -   14,948 

Total

 $10,467  $14,948  $-  $-  $27,309 

 

  

December 31, 2023

 
  

Type of Collateral

 

(Dollar amounts in thousands)

 

Real Estate

  

Blanket Lien

  

Investment/Cash

  

Other

  

Total

 

Commercial real estate:

                    

Non-owner occupied

 $8,150  $-  $-  $-  $8,150 

Total

 $8,150  $-  $-  $-  $8,150 

 
Financing Receivable, Past Due [Table Text Block]
      

30-59 Days

  

60-89 Days

  

90 Days+

  

Total

  

Total

 

March 31, 2024

 

Current

  

Past Due

  

Past Due

  

Past Due

  

Past Due

  

Loans

 
                         

Commercial real estate:

                        

Owner occupied

 $178,158  $279  $-  $106  $385  $178,543 

Non-owner occupied

  391,238   3,991   -   3,616   7,607   398,845 

Multifamily

  81,691   -   -   -   -   81,691 

Residential real estate

  328,670   2,132   678   -   2,810   331,480 

Commercial and industrial

  226,900   392   50   91   533   227,433 

Home equity lines of credit

  128,648   171   23   445   639   129,287 

Construction and other

  135,716   -   -   -   -   135,716 

Consumer installment

  7,123   8   -   -   8   7,131 

Total

 $1,478,144  $6,973  $751  $4,258  $11,982  $1,490,126 
      

30-59 Days

  

60-89 Days

  

90 Days+

  

Total

  

Total

 

December 31, 2023

 

Current

  

Past Due

  

Past Due

  

Past Due

  

Past Due

  

Loans

 
                         

Commercial real estate:

                        

Owner occupied

 $183,242  $197  $-  $106  $303  $183,545 

Non-owner occupied

  397,964   3,616   -   -   3,616   401,580 

Multifamily

  82,440   -   -   66   66   82,506 

Residential real estate

  326,224   1,366   1,010   254   2,630   328,854 

Commercial and industrial

  221,304   -   146   58   204   221,508 

Home equity lines of credit

  126,894   447   180   297   924   127,818 

Construction and other

  125,040   65   -   -   65   125,105 

Consumer installment

  7,138   69   -   7   76   7,214 

Total

 $1,470,246  $5,760  $1,336  $788  $7,884  $1,478,130 
Financing Receivable, Nonaccrual [Table Text Block]
  

March 31, 2024

 
  

Nonaccrual

  

Nonaccrual

      

Loans Past

     

(Dollar amounts in thousands)

 

with no

  

with

  

Total

  

Due Over 90 Days

  

Total

 
  

ACL

  

ACL

  

Nonaccrual

  

Still Accruing

  

Nonperforming

 

Commercial real estate:

                    

Owner occupied

 $-  $245  $245  $-  $245 

Non-owner occupied

  4,505   3,617   8,122   -   8,122 

Multifamily

  -   33   33   -   33 

Residential real estate

  -   1,024   1,024   -   1,024 

Commercial and industrial

  -   266   266   -   266 

Home equity lines of credit

  -   850   850   96   946 

Consumer installment

  184   11   195   -   195 

Total

 $4,689  $6,046  $10,735  $96  $10,831 
  

December 31, 2023

 
  

Nonaccrual

  

Nonaccrual

      

Loans Past

     

(Dollar amounts in thousands)

 

with no

  

with

  

Total

  

Due Over 90 Days

  

Total

 
  

ACL

  

ACL

  

Nonaccrual

  

Still Accruing

  

Nonperforming

 

Commercial real estate:

                    

Owner occupied

 $-  $252  $252  $-  $252 

Non-owner occupied

  4,534   3,616   8,150   -   8,150 

Multifamily

  -   66   66   -   66 

Residential real estate

  -   1,170   1,170   -   1,170 

Commercial and industrial

  -   223   223   -   223 

Home equity lines of credit

  -   856   856   -   856 

Consumer installment

  153   7   160   -   160 

Total

 $4,687  $6,190  $10,877  $-  $10,877 
Financing Receivable, Modified [Table Text Block]
  

For the Three Months Ended March 31, 2024

 
  

Modifications

 
          

Payment

  

Interest Rate

  

Interest Rate

      

Percentage of

 
          

Deferral

  

Reduction

  

Reduction

      

Total Loans

 
  

Payment

  

Term

  

and Term

  

and Term

  

and Principal

      

Held for

 
  

Deferral

  

Extension

  

Extension

  

Past Due

  

Forgiveness

  

Total

  

Investment

 
                             

Commercial real estate:

                            

Non-owner occupied

 $-  $14,924  $2,507  $-  $-  $17,431   1.2%

Construction and other

  -   3,202   -   -   -   3,202   0.2%

Total

 $-  $18,126  $2,507  $-  $-  $20,633   1.4%
  

For the Three Months Ended March 31, 2023

 
  

Modifications

 
          

Payment

  

Interest Rate

  

Interest Rate

      

Percentage of

 
          

Deferral

  

Reduction

  

Reduction

      

Total Loans

 
  

Payment

  

Term

  

and Term

  

and Term

  

and Principal

      

Held for

 
  

Deferral

  

Extension

  

Extension

  

Past Due

  

Forgiveness

  

Total

  

Investment

 
                             

Commercial real estate:

                            

Non-owner occupied

 $-  $4,179  $-  $-  $-  $4,179   0.3%

Commercial and industrial

  -   149   -   -   -   149   0.0%

Consumer installment

  -   8   -   -   -   8   0.0%

Total

 $-  $4,336  $-  $-  $-  $4,336   0.3%
XML 61 R26.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 8 - Contingencies and Contingent Liabilities (Tables)
 3 Months Ended
Mar. 31, 2024
Notes Tables  
Other Commitments [Table Text Block]

(Dollar amounts in thousands)

 

March 31, 2024

  

December 31, 2023

 
         

Commitments to extend credit

 $490,178  $418,952 

Standby letters of credit

  5,000   5,884 
         

Total

 $495,178  $424,836 
XML 62 R27.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 9 - Related Party Transaction (Tables)
 3 Months Ended
Mar. 31, 2024
Notes Tables  
Schedule of Related Party Transactions [Table Text Block]

(Dollars in thousands)

 

March 31, 2024

  

December 31, 2023

 

Beginning balance

 $24,185  $2,057 

New loans

  2,259   23,922 

Repayments

  (76)  (1,794)

Ending balance

 $26,368  $24,185 
XML 63 R28.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 1 - Basis of Presentation (Details Textual) - USD ($)
 3 Months Ended
Jan. 01, 2023
Mar. 31, 2024
Sep. 30, 2023
Jun. 30, 2023
Mar. 31, 2023
Dec. 01, 2022
Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss   $ 0        
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss   1,600,000     $ 1,600,000  
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)   $ 624,000        
Commercial Portfolio Segment [Member] | Minimum [Member]            
Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process     $ 250,000 $ 150,000    
Accounting Standards Update 2016-13 [Member] | Commercial Portfolio Segment [Member]            
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) $ 622,000          
Cumulative Effect, Period of Adoption, Adjustment [Member] | Accounting Standards Update 2016-13 [Member]            
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss $ 5,400,000          
LBSI Insurance, LLC [Member]            
Business Acquisition, Percentage of Voting Interests Acquired           100.00%
XML 64 R29.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 2 - Revenue Recognition (Details Textual)
 3 Months Ended
Mar. 31, 2024
Revenue from Interest Income and Noninterest Income, Percent 94.20%
XML 65 R30.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 2 - Revenue Recognition - Disaggregation of Revenue (Details) - USD ($)
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Loss on equity securities [1] $ (52,000) $ (138,000)
Gain on other real estate owned [1] 0 2,000
Earnings on bank-owned life insurance [1] 227,000 200,000
Gain on sale of loans [1] 10,000 23,000
Revenue from investment services 204,000 186,000
Miscellaneous fee income 93,000 86,000
Gross rental income [1] 67,000 102,000
Other income 338,000 232,000
Total noninterest income 1,796,000 1,680,000
Overdraft Fees [Member]    
Noninterest income revenue 250,000 246,000
ATM Banking Fees [Member]    
Noninterest income revenue 439,000 472,000
Service Charge and Other Fees [Member]    
Noninterest income revenue $ 220,000 $ 269,000
[1] Not within scope of ASC 606
XML 66 R31.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 3 - Earnings Per Share (Details Textual) - shares
 3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2024
Dec. 31, 2023
Treasury Stock, Common, Shares (in shares) 1,879,310 1,835,452 1,879,310 1,835,452
Treasury Stock, Shares, Acquired (in shares) 43,858 95,364 43,858  
Restricted Stock [Member]        
Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number (in shares) 38,836 70,219 38,836  
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares) 33,722 56,361    
XML 67 R32.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 3 - Earnings Per Share - Shares Used in Calculation of Earnings Per Share (Details) - shares
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Weighted-average common shares outstanding (in shares) 9,941,596 9,921,529
Average treasury stock shares (in shares) (1,850,393) (1,782,758)
Weighted-average common shares and common stock equivalents used to calculate basic earnings per share (in shares) 8,091,203 8,138,771
Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share (in shares) 5,114 13,858
Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share (in shares) 8,096,317 8,152,629
XML 68 R33.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 4 - Accumulated Other Comprehensive (Loss) Income (Details Textual) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax $ 0 $ 0
XML 69 R34.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 4 - Accumulated Other Comprehensive (Loss) Income - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Balance $ 205,681 $ 197,691
Other comprehensive loss (2,040) 2,891
Balance 205,575 195,165
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]    
Balance [1] (16,090) (22,144)
Other comprehensive loss (2,040) 2,891
Balance [1] $ (18,130) $ (19,253)
[1] All amounts are net of tax. Amounts in parentheses indicate debits to AOCI.
XML 70 R35.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 5 - Fair Value Measurements (Details Textual) - USD ($)
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Estimated Selling Costs of Impaired Loans $ 883,000 $ 843,000
Mandatorily Redeemable Securities $ 8,000,000  
Notes Payable, Other Payables [Member]    
Debt Instrument, Basis Spread on Variable Rate 1.67%  
Other Borrowings [Member]    
Notes Payable, Total $ 8,200,000  
XML 71 R36.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 5 - Fair Value Measurements - Assets Measured on a Recurring Basis (Details) - USD ($)
Mar. 31, 2024
Dec. 31, 2023
Total debt securities $ 167,890,000 $ 170,779,000
Equity securities 907,000 955,000
Investment securities available for sale, at fair value 167,890,000 170,779,000
Subordinated Debt Securities [Member]    
Total debt securities 31,767,000 31,919,000
Investment securities available for sale, at fair value 31,767,000 31,919,000
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]    
Total debt securities 6,020,000 6,318,000
Investment securities available for sale, at fair value 6,020,000 6,318,000
Fair Value, Recurring [Member]    
Total debt securities 167,890,000 170,779,000
Equity securities 776,000 814,000
Total 168,666,000 171,593,000
Investment securities available for sale, at fair value 167,890,000 170,779,000
Fair Value, Recurring [Member] | Subordinated Debt Securities [Member]    
Total debt securities 31,767,000 31,919,000
Investment securities available for sale, at fair value 31,767,000 31,919,000
Fair Value, Recurring [Member] | US States and Political Subdivisions Debt Securities [Member]    
Total debt securities 130,103,000 132,542,000
Investment securities available for sale, at fair value 130,103,000 132,542,000
Fair Value, Recurring [Member] | Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]    
Total debt securities 6,020,000 6,318,000
Investment securities available for sale, at fair value 6,020,000 6,318,000
Fair Value, Recurring [Member] | Mortgage-Backed Securities, Issued by Private Enterprises [Member]    
Total debt securities   0
Investment securities available for sale, at fair value   0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member]    
Total debt securities 0 0
Equity securities 776,000 814,000
Total 776,000 814,000
Investment securities available for sale, at fair value 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Subordinated Debt Securities [Member]    
Total debt securities 0 0
Investment securities available for sale, at fair value 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | US States and Political Subdivisions Debt Securities [Member]    
Total debt securities 0 0
Investment securities available for sale, at fair value 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]    
Total debt securities 0 0
Investment securities available for sale, at fair value 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 1 [Member] | Mortgage-Backed Securities, Issued by Private Enterprises [Member]    
Total debt securities   0
Investment securities available for sale, at fair value   0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]    
Total debt securities 161,309,000 161,978,000
Equity securities 0 0
Total 161,309,000 161,978,000
Investment securities available for sale, at fair value 161,309,000 161,978,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Subordinated Debt Securities [Member]    
Total debt securities 25,186,000 23,118,000
Investment securities available for sale, at fair value 25,186,000 23,118,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member]    
Total debt securities 130,103,000 132,542,000
Investment securities available for sale, at fair value 130,103,000 132,542,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]    
Total debt securities 6,020,000 6,318,000
Investment securities available for sale, at fair value 6,020,000 6,318,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 2 [Member] | Mortgage-Backed Securities, Issued by Private Enterprises [Member]    
Total debt securities   0
Investment securities available for sale, at fair value   0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member]    
Total debt securities 6,581,000 8,801,000
Equity securities 0 0
Total 6,581,000 8,801,000
Investment securities available for sale, at fair value 6,581,000 8,801,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Subordinated Debt Securities [Member]    
Total debt securities 6,581,000 8,801,000
Investment securities available for sale, at fair value 6,581,000 8,801,000
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | US States and Political Subdivisions Debt Securities [Member]    
Total debt securities 0 0
Investment securities available for sale, at fair value 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]    
Total debt securities 0 0
Investment securities available for sale, at fair value $ 0 0
Fair Value, Recurring [Member] | Fair Value, Inputs, Level 3 [Member] | Mortgage-Backed Securities, Issued by Private Enterprises [Member]    
Total debt securities   0
Investment securities available for sale, at fair value   $ 0
XML 72 R37.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 5 - Fair Value Measurements - Fair Value Reconciliation of Level 3 Assets (Details) - Subordinated Debt Obligations [Member] - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2024
Dec. 31, 2023
Beginning of year $ 8,801 $ 8,737
Purchases 0 1,000
Transfers out of Level III (1) [1] (2,250) (1,000)
Net change in unrealized loss on investment securities available-for-sale 30 64
Balance at end of period $ 6,581 $ 8,801
[1] Transfers between hierarchy levels are based on the availability of sufficient observable inputs to meet Level II versus Level II criteria. The level designation of each financial instrument is reassessed at the end of each period.
XML 73 R38.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 5 - Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details) - Fair Value, Recurring [Member] - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Collateral-dependent loans $ 3,321 $ 3,361
Fair Value, Inputs, Level 1 [Member]    
Collateral-dependent loans 0 0
Fair Value, Inputs, Level 2 [Member]    
Collateral-dependent loans 0 0
Fair Value, Inputs, Level 3 [Member]    
Collateral-dependent loans $ 3,321 $ 3,361
XML 74 R39.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 5 - Fair Value Measurements - Additional Quantitative Information About Assets Measured at Fair Value on Non-recurring Basis (Details) - Fair Value, Nonrecurring [Member] - Fair Value, Inputs, Level 3 [Member] - Appraisal of Collateral [Member]
$ in Thousands
Mar. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Collateral-dependent loans $ 3,321 $ 3,361
Minimum [Member] | Measurement Input, Appraised Value [Member]    
Collateral-dependent loans, range 0.21 0.201
XML 75 R40.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 5 - Fair Value Measurements - Estimated Fair Value of the Company's Financial Instruments (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Reported Value Measurement [Member]    
Financial assets:    
Net loans $ 1,469,057 $ 1,456,437
Mortgage servicing rights 1,589 1,636
Financial liabilities:    
Non-maturing deposits 1,114,744 1,092,287
Time deposits 332,165 334,315
Other borrowings 11,812 11,862
Estimate of Fair Value Measurement [Member]    
Financial assets:    
Net loans 1,391,216 1,370,657
Mortgage servicing rights 2,701 2,781
Financial liabilities:    
Non-maturing deposits 1,114,744 1,092,287
Time deposits 329,023 331,638
Other borrowings 11,812 11,862
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]    
Financial assets:    
Net loans 0 0
Mortgage servicing rights
Financial liabilities:    
Non-maturing deposits 1,114,744 1,092,287
Time deposits 0 0
Other borrowings 0 0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]    
Financial assets:    
Net loans 0 0
Mortgage servicing rights
Financial liabilities:    
Non-maturing deposits 0 0
Time deposits 0 0
Other borrowings 0 0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]    
Financial assets:    
Net loans 1,391,216 1,370,657
Mortgage servicing rights 2,701 2,781
Financial liabilities:    
Non-maturing deposits 0 0
Time deposits 329,023 331,638
Other borrowings $ 11,812 $ 11,862
XML 76 R41.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 6 - Investments and Equity Securities (Details Textual)
 3 Months Ended
Mar. 31, 2024
USD ($)
Mar. 31, 2023
USD ($)
Dec. 31, 2023
USD ($)
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss $ 1,600,000 $ 1,600,000  
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions 18    
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions 166    
Equity Securities, FV-NI, Current $ 907,000   $ 955,000
Equity Securities, FV-NI, Unrealized Gain (Loss) [1] (52,000) $ (138,000)  
Asset Pledged as Collateral [Member] | Deposits [Member]      
Financial Instruments, Owned, at Fair Value $ 116,400,000   $ 91,200,000
[1] Not within scope of ASC 606
XML 77 R42.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 6 - Investments and Equity Securities- Amortized Cost and Fair Values of Securities Available for Sale (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Amortized cost $ 190,840 $ 191,146
Gross unrealized gains 106 223
Gross unrealized losses (23,056) (20,590)
Investment securities available for sale, at fair value 167,890 170,779
Subordinated Debt Securities [Member]    
Amortized cost 34,300 34,300
Gross unrealized gains 61 70
Gross unrealized losses (2,594) (2,451)
Investment securities available for sale, at fair value 31,767 31,919
Nontaxable Municipal Bonds [Member]    
Amortized cost 149,747 149,881
Gross unrealized gains 45 153
Gross unrealized losses (19,689) (17,492)
Investment securities available for sale, at fair value 130,103 132,542
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]    
Amortized cost 6,793 6,965
Gross unrealized gains 0 0
Gross unrealized losses (773) (647)
Investment securities available for sale, at fair value $ 6,020 $ 6,318
XML 78 R43.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 6 - Investments and Equity Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Due in one year or less, amortized costs $ 565  
Due in one year or less, fair value 565  
Due after one year through five years, amortized costs 2,063  
Due after one year through five years, fair value 1,993  
Due after five years through ten years, amortized costs 56,271  
Due after five years through ten years, fair value 53,099  
Due after ten years, amortized costs 131,941  
Due after ten years, fair value 112,233  
Amortized costs 190,840 $ 191,146
Fair Value $ 167,890 $ 170,779
XML 79 R44.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 6 - Investments and Equity Securities - Gross Unrealized Losses and Fair Value (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Less than Twelve Months, Fair Value $ 12,995 $ 2,575
Less than Twelve Months, Gross Unrealized Losses (357) (17)
Twelve Months or Greater, Fair Value 136,985 141,556
Twelve Months or Greater, Gross Unrealized Losses (22,699) (20,573)
Total, Fair Value 149,980 144,131
Total, Gross Unrealized Losses (23,056) (20,590)
Less than Twelve Months, Fair Value 12,995 2,575
Less than Twelve Months, Gross Unrealized Losses (357) (17)
Twelve Months or Greater, Fair Value 136,985 141,556
Twelve Months or Greater, Gross Unrealized Losses (22,699) (20,573)
Total, Fair Value 149,980 144,131
Total, Gross Unrealized Losses (23,056) (20,590)
Subordinated Debt Securities [Member]    
Less than Twelve Months, Fair Value 3,743 994
Less than Twelve Months, Gross Unrealized Losses (307) (6)
Twelve Months or Greater, Fair Value 26,964 29,356
Twelve Months or Greater, Gross Unrealized Losses (2,287) (2,445)
Total, Fair Value 30,707 30,350
Total, Gross Unrealized Losses (2,594) (2,451)
Less than Twelve Months, Fair Value 3,743 994
Less than Twelve Months, Gross Unrealized Losses (307) (6)
Twelve Months or Greater, Fair Value 26,964 29,356
Twelve Months or Greater, Gross Unrealized Losses (2,287) (2,445)
Total, Fair Value 30,707 30,350
Total, Gross Unrealized Losses (2,594) (2,451)
Nontaxable Municipal Bonds [Member]    
Less than Twelve Months, Fair Value 9,105 1,386
Less than Twelve Months, Gross Unrealized Losses (47) (10)
Twelve Months or Greater, Fair Value 104,148 106,078
Twelve Months or Greater, Gross Unrealized Losses (19,642) (17,482)
Total, Fair Value 113,253 107,464
Total, Gross Unrealized Losses (19,689) (17,492)
Less than Twelve Months, Fair Value 9,105 1,386
Less than Twelve Months, Gross Unrealized Losses (47) (10)
Twelve Months or Greater, Fair Value 104,148 106,078
Twelve Months or Greater, Gross Unrealized Losses (19,642) (17,482)
Total, Fair Value 113,253 107,464
Total, Gross Unrealized Losses (19,689) (17,492)
Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]    
Less than Twelve Months, Fair Value 147 195
Less than Twelve Months, Gross Unrealized Losses (3) (1)
Twelve Months or Greater, Fair Value 5,873 6,122
Twelve Months or Greater, Gross Unrealized Losses (770) (646)
Total, Fair Value 6,020 6,317
Total, Gross Unrealized Losses (773) (647)
Less than Twelve Months, Fair Value 147 195
Less than Twelve Months, Gross Unrealized Losses (3) (1)
Twelve Months or Greater, Fair Value 5,873 6,122
Twelve Months or Greater, Gross Unrealized Losses (770) (646)
Total, Fair Value 6,020 6,317
Total, Gross Unrealized Losses $ (773) $ (647)
XML 80 R45.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 7 - Loans and Related Allowance for Credit Losses (Details Textual) - USD ($)
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Accrued Interest, after Allowance for Credit Loss $ 5,600,000   $ 5,500,000  
Financing Receivable, Deferred Commitment Fee 9,100,000   9,200,000  
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease) $ 624,000      
Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Percentage 2.90%      
Financing Receivable, before Allowance for Credit Loss, Total $ 1,490,126,000   1,478,130,000  
Financing Receivable, Nonaccrual, Interest Income $ 128,000 $ 115,000    
Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts 0      
Mortgage Loans in Process of Foreclosure, Amount $ 262,000   228,000  
Financing Receivable, Allowance for Credit Loss 21,069,000 $ 20,162,000 21,693,000 $ 14,438,000
Threshold For Loans Evaluated For Impairment [Member]        
Financing Receivable, before Allowance for Credit Loss, Total 750,000      
Threshold For Loans Evaluated For Impairment [Member] | Criticized Relationships [Member]        
Financing Receivable, before Allowance for Credit Loss, Total 150,000      
Unfunded Loan Commitment [Member]        
Financing Receivable, Allowance for Credit Loss $ 2,300,000   $ 1,800,000  
XML 81 R46.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 7 - Loans and Related Allowance for Credit Losses - Primary Segments of the Loan Portfolio (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Mar. 31, 2023
Dec. 31, 2022
Loans $ 1,490,126 $ 1,478,130    
Less: Allowance for credit losses (21,069) (21,693) $ (20,162) $ (14,438)
Net loans 1,469,057 1,456,437    
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]        
Loans 178,543 183,545    
Less: Allowance for credit losses (2,060) (2,668) (2,678) (2,203)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]        
Loans 398,845 401,580    
Less: Allowance for credit losses (7,768) (4,480) (4,712) (5,597)
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]        
Loans 81,691 82,506    
Less: Allowance for credit losses (1,204) (1,796) (1,371) (662)
Residential Portfolio Segment [Member]        
Loans 331,480 328,854    
Less: Allowance for credit losses (4,774) (5,450) (4,967) (2,047)
Commercial And Industrial [Member]        
Loans 227,433 221,508    
Less: Allowance for credit losses (2,038) (4,377) (3,819) (1,483)
Home Equity Lines of Credit [Member]        
Loans 129,287 127,818    
Less: Allowance for credit losses (785) (750) (809) (1,753)
Construction and Other [Member]        
Loans 135,716 125,105    
Less: Allowance for credit losses (2,373) (1,990) (1,553) (609)
Consumer Portfolio Segment [Member]        
Loans 7,131 7,214    
Less: Allowance for credit losses $ (67) $ (182) $ (253) $ (84)
XML 82 R47.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 7 - Loans and Related Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Beginning balance $ 21,693 $ 14,438 $ 14,438
Charge-offs (7) (112)  
Recoveries 75 120  
Provision (692) 334  
Ending balance 21,069 20,162 21,693
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Beginning balance   5,382 5,382
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]      
Beginning balance 2,668 2,203 2,203
Charge-offs 0 0 (46)
Recoveries 11 1  
Provision (619) (337)  
Ending balance 2,060 2,678 2,668
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Beginning balance   811 811
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]      
Beginning balance 4,480 5,597 5,597
Charge-offs 0 0 0
Recoveries 0 0  
Provision 3,288 321  
Ending balance 7,768 4,712 4,480
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Beginning balance   (1,206) (1,206)
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]      
Beginning balance 1,796 662 662
Charge-offs 0 0 0
Recoveries 0 0  
Provision (592) 118  
Ending balance 1,204 1,371 1,796
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Beginning balance   591 591
Residential Portfolio Segment [Member]      
Beginning balance 5,450 2,047 2,047
Charge-offs 0 0 (108)
Recoveries 0 0  
Provision (676) 176  
Ending balance 4,774 4,967 5,450
Residential Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Beginning balance   2,744 2,744
Commercial And Industrial [Member]      
Beginning balance 4,377 1,483 1,483
Charge-offs 0 (54) (85)
Recoveries 8 10  
Provision (2,347) 60  
Ending balance 2,038 3,819 4,377
Commercial And Industrial [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Beginning balance   2,320 2,320
Home Equity Lines of Credit [Member]      
Beginning balance 750 1,753 1,753
Charge-offs (7) 0 0
Recoveries 0 70  
Provision 42 17  
Ending balance 785 809 750
Home Equity Lines of Credit [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Beginning balance   (1,031) (1,031)
Construction and Other [Member]      
Beginning balance 1,990 609 609
Charge-offs 0 0 0
Recoveries 0 0  
Provision 383 (12)  
Ending balance 2,373 1,553 1,990
Construction and Other [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Beginning balance   956 956
Consumer Portfolio Segment [Member]      
Beginning balance 182 84 84
Charge-offs 0 (58) (63)
Recoveries 56 39  
Provision (171) (9)  
Ending balance $ 67 253 182
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Beginning balance   $ 197 $ 197
XML 83 R48.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 7 - Loans and Related Allowance for Credit Losses - Classes of the Loan Portfolio Summarized by Credit Quality (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Term loans amortized, current year $ 25,189   $ 241,600
Term loans amortized, one year before 255,125   290,633
Term loans amortized, two years before 285,601   207,871
Term loans amortized, three years before 203,438   126,649
Term loans amortized, four years before 123,212   85,500
Term loans amortized, prior 379,321   310,143
Term loans amortized, revolving 218,240   215,734
Loans 1,490,126   1,478,130
Current-period gross charge-offs, total 7 $ 112  
Loss (379,321)   (310,143)
Loss (1,490,126)   (1,478,130)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]      
Term loans amortized, current year 1,578   14,634
Term loans amortized, one year before 14,302   39,477
Term loans amortized, two years before 36,506   41,609
Term loans amortized, three years before 40,399   26,599
Term loans amortized, four years before 26,253   12,463
Term loans amortized, prior 56,690   46,101
Term loans amortized, revolving 2,815   2,662
Loans 178,543   183,545
Current-period gross charge-offs current 0   0
Current-period gross charge-offs one year before 0   0
Current-period gross charge-offs, two years before 0   0
Current-period gross charge-offs, three years before 0   0
Current-period gross charge-offs, four years before 0   0
Current-period gross charge-offs, prior 0   46
Current-period gross charge-offs, revolving 0   0
Current-period gross charge-offs, total (0) (0) 46
Loss (56,690)   (46,101)
Loss (178,543)   (183,545)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Pass [Member]      
Term loans amortized, current year 1,578   14,634
Term loans amortized, one year before 14,302   34,850
Term loans amortized, two years before 31,905   41,609
Term loans amortized, three years before 39,988   25,040
Term loans amortized, four years before 24,704   12,304
Term loans amortized, prior 52,482   41,976
Term loans amortized, revolving 2,815   2,662
Loans 167,774   173,075
Loss (52,482)   (41,976)
Loss (167,774)   (173,075)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Special Mention [Member]      
Term loans amortized, current year 0   0
Term loans amortized, one year before 0   2,271
Term loans amortized, two years before 2,256   0
Term loans amortized, three years before 411   0
Term loans amortized, four years before 0   13
Term loans amortized, prior 801   799
Term loans amortized, revolving 0   0
Loans 3,468   3,083
Loss (801)   (799)
Loss (3,468)   (3,083)
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Substandard [Member]      
Term loans amortized, current year 0   0
Term loans amortized, one year before 0   2,356
Term loans amortized, two years before 2,345   0
Term loans amortized, three years before 0   1,559
Term loans amortized, four years before 1,549   146
Term loans amortized, prior 3,407   3,326
Term loans amortized, revolving 0   0
Loans 7,301   7,387
Loss (3,407)   (3,326)
Loss (7,301)   (7,387)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]      
Term loans amortized, current year 1,738   43,393
Term loans amortized, one year before 44,287   97,606
Term loans amortized, two years before 98,112   41,606
Term loans amortized, three years before 41,286   22,707
Term loans amortized, four years before 22,463   41,529
Term loans amortized, prior 190,959   154,235
Term loans amortized, revolving 0   504
Loans 398,845   401,580
Current-period gross charge-offs current 0   0
Current-period gross charge-offs one year before 0   0
Current-period gross charge-offs, two years before 0   0
Current-period gross charge-offs, three years before 0   0
Current-period gross charge-offs, four years before 0   0
Current-period gross charge-offs, prior 0   0
Current-period gross charge-offs, revolving 0   0
Current-period gross charge-offs, total (0) (0) 0
Loss (190,959)   (154,235)
Loss (398,845)   (401,580)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Pass [Member]      
Term loans amortized, current year 1,738   43,393
Term loans amortized, one year before 44,287   95,098
Term loans amortized, two years before 95,604   40,959
Term loans amortized, three years before 40,639   22,707
Term loans amortized, four years before 22,463   32,405
Term loans amortized, prior 149,349   127,469
Term loans amortized, revolving 0   504
Loans 354,080   362,535
Loss (149,349)   (127,469)
Loss (354,080)   (362,535)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Special Mention [Member]      
Term loans amortized, current year 0   0
Term loans amortized, one year before 0   2,508
Term loans amortized, two years before 2,508   0
Term loans amortized, three years before 0   0
Term loans amortized, four years before 0   0
Term loans amortized, prior 2,163   2,197
Term loans amortized, revolving 0   0
Loans 4,671   4,705
Loss (2,163)   (2,197)
Loss (4,671)   (4,705)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Substandard [Member]      
Term loans amortized, current year 0   0
Term loans amortized, one year before 0   0
Term loans amortized, two years before 0   0
Term loans amortized, three years before 0   0
Term loans amortized, four years before 0   5,237
Term loans amortized, prior 35,588   24,569
Term loans amortized, revolving 0   0
Loans 35,588   29,806
Loss (35,588)   (24,569)
Loss (35,588)   (29,806)
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Doubtful [Member]      
Term loans amortized, current year 0   0
Term loans amortized, one year before 0   0
Term loans amortized, two years before 0   647
Term loans amortized, three years before 647   0
Term loans amortized, four years before 0   3,887
Term loans amortized, prior 3,859   0
Term loans amortized, revolving 0   0
Loans 4,506   4,534
Loss (3,859)   0
Loss (4,506)   (4,534)
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]      
Term loans amortized, current year 0   29,218
Term loans amortized, one year before 29,008   25,776
Term loans amortized, two years before 25,617   4,267
Term loans amortized, three years before 4,235   10,453
Term loans amortized, four years before 10,354   1,391
Term loans amortized, prior 12,378   11,297
Term loans amortized, revolving 99   104
Loans 81,691   82,506
Current-period gross charge-offs current 0   0
Current-period gross charge-offs one year before 0   0
Current-period gross charge-offs, two years before 0   0
Current-period gross charge-offs, three years before 0   0
Current-period gross charge-offs, four years before 0   0
Current-period gross charge-offs, prior 0   0
Current-period gross charge-offs, revolving 0   0
Current-period gross charge-offs, total (0) (0) 0
Loss (12,378)   (11,297)
Loss (81,691)   (82,506)
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Pass [Member]      
Term loans amortized, current year 0   29,218
Term loans amortized, one year before 29,008   25,776
Term loans amortized, two years before 25,617   4,267
Term loans amortized, three years before 4,235   10,453
Term loans amortized, four years before 10,354   1,391
Term loans amortized, prior 12,378   11,231
Term loans amortized, revolving 99   104
Loans 81,691   82,440
Loss (12,378)   (11,231)
Loss (81,691)   (82,440)
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Special Mention [Member]      
Term loans amortized, current year 214    
Term loans amortized, one year before 0    
Term loans amortized, two years before 0    
Term loans amortized, three years before 0    
Term loans amortized, four years before 0    
Term loans amortized, prior 0    
Term loans amortized, revolving 925    
Loans 1,139    
Loss 0    
Loss (1,139)    
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Substandard [Member]      
Term loans amortized, current year 0   0
Term loans amortized, one year before 0   0
Term loans amortized, two years before 124   0
Term loans amortized, three years before 109   0
Term loans amortized, four years before 0   0
Term loans amortized, prior 1,288   66
Term loans amortized, revolving 0   0
Loans 1,521   66
Loss (1,288)   (66)
Loss (1,521)   (66)
Residential Portfolio Segment [Member]      
Term loans amortized, current year 9,477   50,086
Term loans amortized, one year before 49,672   56,307
Term loans amortized, two years before 55,372   79,119
Term loans amortized, three years before 77,960   39,476
Term loans amortized, four years before 38,676   19,442
Term loans amortized, prior 99,633   83,752
Term loans amortized, revolving 690   672
Loans 331,480   328,854
Current-period gross charge-offs current 0   0
Current-period gross charge-offs one year before 0   0
Current-period gross charge-offs, two years before 0   0
Current-period gross charge-offs, three years before 0   0
Current-period gross charge-offs, four years before 0   0
Current-period gross charge-offs, prior 0   108
Current-period gross charge-offs, revolving 0   0
Current-period gross charge-offs, total (0) (0) 108
Loss (99,633)   (83,752)
Loss (331,480)   (328,854)
Residential Portfolio Segment [Member] | Pass [Member]      
Term loans amortized, current year 9,477   50,086
Term loans amortized, one year before 49,672   56,180
Term loans amortized, two years before 55,248   78,909
Term loans amortized, three years before 77,851   39,476
Term loans amortized, four years before 38,676   19,418
Term loans amortized, prior 98,345   82,441
Term loans amortized, revolving 690   672
Loans 329,959   327,182
Loss (98,345)   (82,441)
Loss (329,959)   (327,182)
Residential Portfolio Segment [Member] | Special Mention [Member]      
Term loans amortized, current year 0    
Term loans amortized, one year before 0    
Term loans amortized, two years before 3,566    
Term loans amortized, three years before 2,351    
Term loans amortized, four years before 0    
Term loans amortized, prior 254    
Term loans amortized, revolving 0    
Loans 6,171    
Loss (254)    
Loss (6,171)    
Residential Portfolio Segment [Member] | Substandard [Member]      
Term loans amortized, current year 0   0
Term loans amortized, one year before 5,012   127
Term loans amortized, two years before 14   210
Term loans amortized, three years before 0   0
Term loans amortized, four years before 345   24
Term loans amortized, prior 940   1,311
Term loans amortized, revolving 10,460   0
Loans 16,771   1,672
Loss (940)   (1,311)
Loss (16,771)   (1,672)
Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]      
Term loans amortized, current year 0    
Term loans amortized, one year before 0    
Term loans amortized, two years before 0    
Term loans amortized, three years before 0    
Term loans amortized, four years before 0    
Term loans amortized, prior 4    
Term loans amortized, revolving 0    
Loans 4    
Loss (4)    
Loss (4)    
Commercial And Industrial [Member]      
Term loans amortized, current year 10,893   46,931
Term loans amortized, one year before 50,321   43,509
Term loans amortized, two years before 41,076   17,909
Term loans amortized, three years before 16,611   25,496
Term loans amortized, four years before 23,726   2,865
Term loans amortized, prior 7,180   7,405
Term loans amortized, revolving 77,626   77,393
Loans 227,433   221,508
Current-period gross charge-offs current 0   0
Current-period gross charge-offs one year before 0   0
Current-period gross charge-offs, two years before 0   75
Current-period gross charge-offs, three years before 0   0
Current-period gross charge-offs, four years before 0   6
Current-period gross charge-offs, prior 0   4
Current-period gross charge-offs, revolving 0   0
Current-period gross charge-offs, total (0) 54 85
Loss (7,180)   (7,405)
Loss (227,433)   (221,508)
Commercial And Industrial [Member] | Pass [Member]      
Term loans amortized, current year 10,679   46,918
Term loans amortized, one year before 45,309   43,494
Term loans amortized, two years before 41,062   17,909
Term loans amortized, three years before 16,611   25,143
Term loans amortized, four years before 23,381   2,741
Term loans amortized, prior 6,244   6,533
Term loans amortized, revolving 66,241   66,842
Loans 209,527   209,580
Loss (6,244)   (6,533)
Loss (209,527)   (209,580)
Commercial And Industrial [Member] | Special Mention [Member]      
Term loans amortized, current year     0
Term loans amortized, one year before     0
Term loans amortized, two years before     0
Term loans amortized, three years before     0
Term loans amortized, four years before     0
Term loans amortized, prior     0
Term loans amortized, revolving     184
Loans     184
Loss     0
Loss     (184)
Commercial And Industrial [Member] | Substandard [Member]      
Term loans amortized, current year 0   13
Term loans amortized, one year before 0   15
Term loans amortized, two years before 104   0
Term loans amortized, three years before 0   353
Term loans amortized, four years before 36   124
Term loans amortized, prior 583   876
Term loans amortized, revolving 786   10,367
Loans 1,509   11,748
Loss (583)   (876)
Loss (1,509)   (11,748)
Commercial And Industrial [Member] | Unlikely to be Collected Financing Receivable [Member]      
Term loans amortized, current year     0
Term loans amortized, one year before     0
Term loans amortized, two years before     0
Term loans amortized, three years before     0
Term loans amortized, four years before     0
Term loans amortized, prior     4
Term loans amortized, revolving     0
Loans     4
Loss     (4)
Loss     (4)
Home Equity Lines of Credit [Member]      
Term loans amortized, current year 0   0
Term loans amortized, one year before 0   231
Term loans amortized, two years before 259   0
Term loans amortized, three years before 0   52
Term loans amortized, four years before 51   92
Term loans amortized, prior 2,536   2,680
Term loans amortized, revolving 126,441   124,763
Loans 129,287   127,818
Current-period gross charge-offs current 0   0
Current-period gross charge-offs one year before 0   0
Current-period gross charge-offs, two years before 0   0
Current-period gross charge-offs, three years before 0   0
Current-period gross charge-offs, four years before 0   0
Current-period gross charge-offs, prior 7   0
Current-period gross charge-offs, revolving 0   0
Current-period gross charge-offs, total 7 (0) 0
Loss (2,536)   (2,680)
Loss (129,287)   (127,818)
Home Equity Lines of Credit [Member] | Pass [Member]      
Term loans amortized, current year 0   0
Term loans amortized, one year before 0   126
Term loans amortized, two years before 155   0
Term loans amortized, three years before 0   16
Term loans amortized, four years before 15   63
Term loans amortized, prior 1,953   2,097
Term loans amortized, revolving 125,655   124,001
Loans 127,778   126,303
Loss (1,953)   (2,097)
Loss (127,778)   (126,303)
Home Equity Lines of Credit [Member] | Substandard [Member]      
Term loans amortized, current year 0   0
Term loans amortized, one year before 0   105
Term loans amortized, two years before 0   0
Term loans amortized, three years before 420   36
Term loans amortized, four years before 0   29
Term loans amortized, prior 1,771   583
Term loans amortized, revolving 1,011   762
Loans 3,202   1,515
Loss (1,771)   (583)
Loss (3,202)   (1,515)
Construction and Other [Member]      
Term loans amortized, current year 989   55,528
Term loans amortized, one year before 65,912   26,632
Term loans amortized, two years before 27,688   23,037
Term loans amortized, three years before 22,713   1,777
Term loans amortized, four years before 1,618   7,644
Term loans amortized, prior 6,227   851
Term loans amortized, revolving 10,569   9,636
Loans 135,716   125,105
Current-period gross charge-offs current 0   0
Current-period gross charge-offs one year before 0   0
Current-period gross charge-offs, two years before 0   0
Current-period gross charge-offs, three years before 0   0
Current-period gross charge-offs, four years before 0   0
Current-period gross charge-offs, prior 0   0
Current-period gross charge-offs, revolving 0   0
Current-period gross charge-offs, total (0) (0) 0
Loss (6,227)   (851)
Loss (135,716)   (125,105)
Construction and Other [Member] | Pass [Member]      
Term loans amortized, current year 989   55,528
Term loans amortized, one year before 65,912   23,059
Term loans amortized, two years before 24,122   20,246
Term loans amortized, three years before 19,942   1,777
Term loans amortized, four years before 1,618   5,609
Term loans amortized, prior 4,202   851
Term loans amortized, revolving 9,558   9,152
Loans 126,343   116,222
Loss (4,202)   (851)
Loss (126,343)   (116,222)
Construction and Other [Member] | Special Mention [Member]      
Term loans amortized, current year     0
Term loans amortized, one year before     3,573
Term loans amortized, two years before     2,371
Term loans amortized, three years before     0
Term loans amortized, four years before     265
Term loans amortized, prior     0
Term loans amortized, revolving     0
Loans     6,209
Loss     0
Loss     (6,209)
Construction and Other [Member] | Substandard [Member]      
Term loans amortized, current year     0
Term loans amortized, one year before     0
Term loans amortized, two years before     420
Term loans amortized, three years before     0
Term loans amortized, four years before     1,770
Term loans amortized, prior     0
Term loans amortized, revolving     484
Loans     2,674
Loss     0
Loss     (2,674)
Consumer Portfolio Segment [Member]      
Term loans amortized, current year 514   1,810
Term loans amortized, one year before 1,623   1,095
Term loans amortized, two years before 971   324
Term loans amortized, three years before 234   89
Term loans amortized, four years before 71   74
Term loans amortized, prior 3,718   3,822
Term loans amortized, revolving 0   0
Loans 7,131   7,214
Current-period gross charge-offs current 0   0
Current-period gross charge-offs one year before 0   25
Current-period gross charge-offs, two years before 0   0
Current-period gross charge-offs, three years before 0   0
Current-period gross charge-offs, four years before 0   0
Current-period gross charge-offs, prior 0   38
Current-period gross charge-offs, revolving 0   0
Current-period gross charge-offs, total (0) $ 58 63
Loss (3,718)   (3,822)
Loss (7,131)   (7,214)
Consumer Portfolio Segment [Member] | Pass [Member]      
Term loans amortized, current year 514   1,810
Term loans amortized, one year before 1,623   1,088
Term loans amortized, two years before 966   324
Term loans amortized, three years before 228   89
Term loans amortized, four years before 71   74
Term loans amortized, prior 3,534   3,669
Term loans amortized, revolving 0   0
Loans 6,936   7,054
Loss (3,534)   (3,669)
Loss (6,936)   (7,054)
Consumer Portfolio Segment [Member] | Substandard [Member]      
Term loans amortized, current year 0   0
Term loans amortized, one year before 0   7
Term loans amortized, two years before 5   0
Term loans amortized, three years before 6   0
Term loans amortized, four years before 0   0
Term loans amortized, prior 184   153
Term loans amortized, revolving 0   0
Loans 195   160
Loss (184)   (153)
Loss $ (195)   $ (160)
XML 84 R49.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 7 - Loans and Related Allowance for Credit Losses - Collateral-dependent Loans (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Loans $ 1,490,126 $ 1,478,130
Real Estate [Member]    
Loans 10,467 8,150
Blanket Lien [Member]    
Loans 14,948 0
Investment and Cash [Member]    
Loans 0 0
Other Collateral [Member]    
Loans 0 0
Collateral Pledged [Member]    
Loans 27,309 8,150
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Loans 178,543 183,545
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Real Estate [Member]    
Loans 2,345  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Blanket Lien [Member]    
Loans 0  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Investment and Cash [Member]    
Loans 0  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Other Collateral [Member]    
Loans 0  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Collateral Pledged [Member]    
Loans 2,345  
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Loans 398,845 401,580
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Real Estate [Member]    
Loans 8,122 8,150
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Blanket Lien [Member]    
Loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Investment and Cash [Member]    
Loans 0 0
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Other Collateral [Member]    
Loans 1,894 0
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Collateral Pledged [Member]    
Loans 10,016 8,150
Commercial And Industrial [Member]    
Loans 227,433 $ 221,508
Commercial And Industrial [Member] | Real Estate [Member]    
Loans 0  
Commercial And Industrial [Member] | Blanket Lien [Member]    
Loans 14,948  
Commercial And Industrial [Member] | Investment and Cash [Member]    
Loans 0  
Commercial And Industrial [Member] | Other Collateral [Member]    
Loans 0  
Commercial And Industrial [Member] | Collateral Pledged [Member]    
Loans $ 14,948  
XML 85 R50.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 7 - Loans and Related Allowance for Credit Losses - Past Due Loans (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Financing Receivable, before Allowance for Credit Loss, Total $ 1,490,126 $ 1,478,130
Financial Asset Acquired with Credit Deterioration [Member]    
Financing Receivable, before Allowance for Credit Loss, Total   1,478,130
Financial Asset, Not Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 1,478,144 1,470,246
Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 6,973 5,760
Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 751 1,336
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 4,258 788
Financial Asset, Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 11,982 7,884
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 178,543 183,545
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]    
Financing Receivable, before Allowance for Credit Loss, Total   183,545
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 178,158 183,242
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 279 197
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 0
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 106 106
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Financial Asset, Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 385 303
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 398,845 401,580
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]    
Financing Receivable, before Allowance for Credit Loss, Total   401,580
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 391,238 397,964
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 3,991 3,616
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 0
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 3,616 0
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Financial Asset, Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 7,607 3,616
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 81,691 82,506
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset Acquired with Credit Deterioration [Member]    
Financing Receivable, before Allowance for Credit Loss, Total   82,506
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 81,691 82,440
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 0
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 0
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 66
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member] | Financial Asset, Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 66
Residential Portfolio Segment [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 331,480 328,854
Residential Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]    
Financing Receivable, before Allowance for Credit Loss, Total   328,854
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 328,670 326,224
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 2,132 1,366
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 678 1,010
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 254
Residential Portfolio Segment [Member] | Financial Asset, Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 2,810 2,630
Commercial And Industrial [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 227,433 221,508
Commercial And Industrial [Member] | Financial Asset Acquired with Credit Deterioration [Member]    
Financing Receivable, before Allowance for Credit Loss, Total   221,508
Commercial And Industrial [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 226,900 221,304
Commercial And Industrial [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 392 0
Commercial And Industrial [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 50 146
Commercial And Industrial [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 91 58
Commercial And Industrial [Member] | Financial Asset, Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 533 204
Home Equity Lines of Credit [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 129,287 127,818
Home Equity Lines of Credit [Member] | Financial Asset Acquired with Credit Deterioration [Member]    
Financing Receivable, before Allowance for Credit Loss, Total   127,818
Home Equity Lines of Credit [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 128,648 126,894
Home Equity Lines of Credit [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 171 447
Home Equity Lines of Credit [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 23 180
Home Equity Lines of Credit [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 445 297
Home Equity Lines of Credit [Member] | Financial Asset, Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 639 924
Construction and Other [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 135,716 125,105
Construction and Other [Member] | Financial Asset Acquired with Credit Deterioration [Member]    
Financing Receivable, before Allowance for Credit Loss, Total   125,105
Construction and Other [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 135,716 125,040
Construction and Other [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 65
Construction and Other [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 0
Construction and Other [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 0
Construction and Other [Member] | Financial Asset, Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 65
Consumer Portfolio Segment [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 7,131 7,214
Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]    
Financing Receivable, before Allowance for Credit Loss, Total   7,214
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 7,123 7,138
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 8 69
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 0
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 0 7
Consumer Portfolio Segment [Member] | Financial Asset, Past Due [Member]    
Financing Receivable, before Allowance for Credit Loss, Total $ 8 $ 76
XML 86 R51.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 7 - Loans and Related Allowance for Credit Losses - Nonaccrual Loans (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Nonaccrual, No Allowance $ 4,689 $ 4,687
Nonaccrual, With Allowance 6,046 6,190
Nonaccrual 10,735 10,877
Still Accruing 96 0
Financing Receivable, before Allowance for Credit Loss, Total 1,490,126 1,478,130
Nonperforming Financial Instruments [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 10,831 10,877
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Nonaccrual, No Allowance 0 0
Nonaccrual, With Allowance 245 252
Nonaccrual 245 252
Still Accruing 0 0
Financing Receivable, before Allowance for Credit Loss, Total 178,543 183,545
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member] | Nonperforming Financial Instruments [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 245 252
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Nonaccrual, No Allowance 4,505 4,534
Nonaccrual, With Allowance 3,617 3,616
Nonaccrual 8,122 8,150
Still Accruing 0 0
Financing Receivable, before Allowance for Credit Loss, Total 398,845 401,580
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Nonperforming Financial Instruments [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 8,122 8,150
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 81,691 82,506
Commercial Portfolio Segment [Member] | Multifamily Loan [Member]    
Nonaccrual, No Allowance 0 0
Nonaccrual, With Allowance 33 66
Nonaccrual 33 66
Still Accruing 0 0
Commercial Portfolio Segment [Member] | Multifamily Loan [Member] | Nonperforming Financial Instruments [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 33 66
Residential Portfolio Segment [Member]    
Nonaccrual, No Allowance 0 0
Nonaccrual, With Allowance 1,024 1,170
Nonaccrual 1,024 1,170
Still Accruing 0 0
Financing Receivable, before Allowance for Credit Loss, Total 331,480 328,854
Residential Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 1,024 1,170
Commercial And Industrial [Member]    
Nonaccrual, No Allowance 0 0
Nonaccrual, With Allowance 266 223
Nonaccrual 266 223
Still Accruing 0 0
Financing Receivable, before Allowance for Credit Loss, Total 227,433 221,508
Commercial And Industrial [Member] | Nonperforming Financial Instruments [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 266 223
Home Equity Lines of Credit [Member]    
Nonaccrual, No Allowance 0 0
Nonaccrual, With Allowance 850 856
Nonaccrual 850 856
Still Accruing 96 0
Financing Receivable, before Allowance for Credit Loss, Total 129,287 127,818
Home Equity Lines of Credit [Member] | Nonperforming Financial Instruments [Member]    
Financing Receivable, before Allowance for Credit Loss, Total 946 856
Consumer Portfolio Segment [Member]    
Nonaccrual, No Allowance 184 153
Nonaccrual, With Allowance 11 7
Nonaccrual 195 160
Still Accruing 0 0
Financing Receivable, before Allowance for Credit Loss, Total 7,131 7,214
Consumer Portfolio Segment [Member] | Nonperforming Financial Instruments [Member]    
Financing Receivable, before Allowance for Credit Loss, Total $ 195 $ 160
XML 87 R52.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 7 - Loans and Related Allowance for Credit Losses - Troubled Debt Restructurings (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Modified, Amortized cost $ 20,633 $ 4,336
to Total Financing Receivables, Percentage 1.40% 0.30%
Modified, Amortized cost $ 20,633 $ 4,336
Payment Deferral [Member]    
Modified, Amortized cost 0 0
Modified, Amortized cost 0 0
Extended Maturity [Member]    
Modified, Amortized cost 18,126 4,336
Modified, Amortized cost 18,126 4,336
Payment Deferral and Extended Maturity [Member]    
Modified, Amortized cost 2,507 0
Modified, Amortized cost 2,507 0
Interest Rate Reduction and Term Past Due [Member]    
Modified, Amortized cost 0 0
Modified, Amortized cost 0 0
Interest Rate Reduction and Principal Forgiveness [Member]    
Modified, Amortized cost 0 0
Modified, Amortized cost 0 0
Commercial Portfolio Segment [Member] | Payment Deferral and Extended Maturity [Member]    
Modified, Amortized cost   0
Modified, Amortized cost   0
Commercial Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Modified, Amortized cost $ 17,431 $ 4,179
to Total Financing Receivables, Percentage 1.20% 0.30%
Modified, Amortized cost $ 17,431 $ 4,179
Commercial Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Payment Deferral [Member]    
Modified, Amortized cost 0 0
Modified, Amortized cost 0 0
Commercial Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Extended Maturity [Member]    
Modified, Amortized cost 14,924 4,179
Modified, Amortized cost 14,924 4,179
Commercial Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Payment Deferral and Extended Maturity [Member]    
Modified, Amortized cost 2,507  
Modified, Amortized cost 2,507  
Commercial Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Interest Rate Reduction and Term Past Due [Member]    
Modified, Amortized cost 0 0
Modified, Amortized cost 0 0
Commercial Portfolio Segment [Member] | Non-owner occupied Loan [Member] | Interest Rate Reduction and Principal Forgiveness [Member]    
Modified, Amortized cost 0 0
Modified, Amortized cost 0 0
Construction and Other [Member]    
Modified, Amortized cost $ 3,202  
to Total Financing Receivables, Percentage 0.20%  
Modified, Amortized cost $ 3,202  
Construction and Other [Member] | Payment Deferral [Member]    
Modified, Amortized cost 0  
Modified, Amortized cost 0  
Construction and Other [Member] | Extended Maturity [Member]    
Modified, Amortized cost 3,202  
Modified, Amortized cost 3,202  
Construction and Other [Member] | Payment Deferral and Extended Maturity [Member]    
Modified, Amortized cost 0  
Modified, Amortized cost 0  
Construction and Other [Member] | Interest Rate Reduction and Term Past Due [Member]    
Modified, Amortized cost 0  
Modified, Amortized cost 0  
Construction and Other [Member] | Interest Rate Reduction and Principal Forgiveness [Member]    
Modified, Amortized cost 0  
Modified, Amortized cost $ 0  
Commercial And Industrial [Member]    
Modified, Amortized cost   $ 149
to Total Financing Receivables, Percentage   0.00%
Modified, Amortized cost   $ 149
Commercial And Industrial [Member] | Payment Deferral [Member]    
Modified, Amortized cost   0
Modified, Amortized cost   0
Commercial And Industrial [Member] | Extended Maturity [Member]    
Modified, Amortized cost   149
Modified, Amortized cost   149
Commercial And Industrial [Member] | Payment Deferral and Extended Maturity [Member]    
Modified, Amortized cost   0
Modified, Amortized cost   0
Commercial And Industrial [Member] | Interest Rate Reduction and Term Past Due [Member]    
Modified, Amortized cost   0
Modified, Amortized cost   0
Commercial And Industrial [Member] | Interest Rate Reduction and Principal Forgiveness [Member]    
Modified, Amortized cost   0
Modified, Amortized cost   0
Consumer Portfolio Segment [Member]    
Modified, Amortized cost   $ 8
to Total Financing Receivables, Percentage   0.00%
Modified, Amortized cost   $ 8
Consumer Portfolio Segment [Member] | Payment Deferral [Member]    
Modified, Amortized cost   0
Modified, Amortized cost   0
Consumer Portfolio Segment [Member] | Extended Maturity [Member]    
Modified, Amortized cost   8
Modified, Amortized cost   8
Consumer Portfolio Segment [Member] | Payment Deferral and Extended Maturity [Member]    
Modified, Amortized cost   0
Modified, Amortized cost   0
Consumer Portfolio Segment [Member] | Interest Rate Reduction and Term Past Due [Member]    
Modified, Amortized cost   0
Modified, Amortized cost   0
Consumer Portfolio Segment [Member] | Interest Rate Reduction and Principal Forgiveness [Member]    
Modified, Amortized cost   0
Modified, Amortized cost   $ 0
XML 88 R53.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 8 - Contingencies and Contingent Liabilities (Details Textual) - USD ($)
 3 Months Ended
Mar. 31, 2024
Dec. 31, 2023
Investment, Proportional Amortization Method, Elected, Amount $ 1,900,000 $ 2,000,000
Investment Program, Proportional Amortization Method, Applied, Amortization Expense 21,000  
Investment Program, Proportional Amortization Method, Elected, Commitment 1,700,000 $ 1,700,000
Insurance Policy, Aggregate Limit 3,000,000  
Insurance Policy, Deductible $ 50,000  
XML 89 R54.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 8 - Commitments and Contingent Liabilities - Outstanding Commitments and Contingent Liabilities (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Commitments $ 495,178 $ 424,836
Commitments to Extend Credit [Member]    
Commitments 490,178 418,952
Financial Standby Letter of Credit [Member]    
Commitments $ 5,000 $ 5,884
XML 90 R55.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 9 - Related Party Transaction (Details Textual) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Related Party Deposit Liabilities $ 33.3 $ 33.1
XML 91 R56.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
Note 9 - Related Party Transaction - Loans to Related Party (Details) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Beginning balance $ 24,185 $ 2,057
New loans 2,259 23,922
Repayments (76) (1,794)
Ending balance $ 26,368 $ 24,185
EXCEL 92 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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�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

D.-SF@2[*NY[[IB2_) M";ZD56"OJU32'6YR0*G$?B8)\0I"I37PK^MA\NJ$R%P0:+$+S=4'4@[W>$F M!Y1*G647X$2JY 2I$DOJJCZDG>YPDTL:G8)B$) 7[$I\,7217%>RY(!D:9LZ M.PAK"Z*EC)5-[A-OJDJEG>YPD]IPEY4F*B=7I7(25S6J@J:=[G"3 [XG[E-* M;$^NRO:4LZI1-3KM=(>;'!!$L=4B@%ZEA\I:TJCZGW:ZPTT.Z*3HTVU!P0B@ M"S*I52L:59'43G>XR0$O%5LPPN>"DVK-BD;51[73'6YR0&]E^IXM&<%U06]5 MNJ11M5GM=(>;')!CL34BJ"YXL6J6-+IN*]WAIN?A+KZQ. VO(\HJ)RBK^$6- MKI5*=[C) 2N5[7JV((3C!3$5R_&ZWBG=X2:7[YURQ#OE!.\47PQ=(M>U2CE@ ME=KR9X%S4/M_,RYL?Y6^7#\>;ZN/GY\/'VD;-3*QAAV-)ZZ0XW MJ0T7E-60LM9@N;2"\4#NU)I02RQDEQ<+W-HQ&.;#YHE4RE=)I3+6)AX(G$QG MP\NB0GYY(9"3=62:MIZ8HWR5.2IGV>&!HFF,'O 6\LL+$8B"V??W9[V1-'DQ<< M32RG>^!$ZHV+3W%5WH2IUK G^4@FNN[YLM0SAS[#QR3DEQB!3B@NBBX_)R* @!!X%>=.*APX]D"G% M1= E1Q#IF$=*/'$W><'=M/*I0P],2W$E=.$Q&1D4@K#C2J]3XJE#GZ%U>OZ9 MCB[% ]*V)J\8&OBNE0>Z)"VB(!U+4PXED=@8F+R@HF)GRFXC(\H M4->OA&-Y#"2.)2\YEN1&6\Z#AT),<>--U\:D-MQEF8FXR0OBILK&&Y F@<:; MKJD)A28:;T36Y 594WWC#7B34.--U]8$4YN!^VU)A$U>$#:M:+P!<=+8A4\] M"_GEA8A#^<8;\35YP=>TJO$&1$O61K]RTN^@O!+@*3.N\4;T3E[0.ZUIO $5 M4]QXT]4_P4SV?" 4*;B?2AMOP,SDVKCYJNN#@JE=QYX%A!T%&51-X\UF,*.N MS"D=&4R>P*5@:.(;;\"(U(V1X4P8OWR6<6K?M.Q)3MA24#&Q; FT1UMX.NNR M)8Q-G,^$+07?$C]3<-T8'E)="D2QB6-*G$I><"KE473N?;A"6C%,ZPJ9U(8+ MJDTXLDK=),(T,"A%7Y6ZTJ9T9#!_@H]5SJ8I;@$NNP((IGM&3SQ-ODJ M;U,600.-4FAN$M++:Y#?>232)B](FU;1,_ K15^_NDHG%,E6@3"C8'-:@\[ MO!1_''3A,1D9%(&0HR!Z*@5GH&$R0P0:NNXG&-IR;4GB??*"]ZD&FUW&]6I= M85,Z,I@\H4G!PL1C,[ >F3'^IM.%213:L=,D*"G(EEB4!&*C+3J5=4D2IK+G M,O$I><&GQ,[SZ^NZB\3X<.H*DW!J=#Q?WW\Z',[3_KQ_^V:&X(^'W>'FYG[S M_OAP-[_LD6N^_>W\L?PPE\%\]WO[ZG7T]W\PW^W,X]^_7H9Y^^;S_N/AA_WI MX_7\ ;\Y?)B';'[WN ',Z?KCIV]_.!\_?_]JIJUWQ_/Y>/OTGY\.^ZO#Z?$' MYG__<#R>G__P&/#E>/K+T]M^^_\!4$L#!!0 ( "* KE@8Z$RZX@4 /@M M 9 >&PO=V]R:W-H965T\EKL>*0^>1!QZ$EU M&#^.DUW,O4V6% 9CXCC3<>CYT6BYR-Z[B9<+L9>!'_&;&"7[,/3B?][Q0!PN M1WCT_,:M_[B5Z1OCY6+G/?([+K_L;F)U-"ZJ;/R01XDO(A3SA\O16_QFQ=PT M(8OXW>>'I/0:I:W<"_$U/?BPN1PYJ2(>\+5,2WCJWQ-?\2!(*RD=?^=%1\4Y MT\3RZ^?J[[/F53/W7L)7(OC#W\CMY<@=H0U_\/:!O!6'7WG>T"2MMQ9!DOU% MASS6&:'U/I$BS).5@M"/CO^];_E E!(P:TD@>0+IFD#S!)HU>E26M77E26^Y MB,4!Q6FTJI:^R,8FRU;=^%%JXYV,U:>^RI/+ST)R-$,7Z*/PH@1YT0;=\L"3 M?(/>!LIC+UISI&8+6L5\XTL5EB0\4?%JW-*PV LN-EQ-J@V/9%[DY167GA\D MKU38E[LK]/+%*_0"^1'Z;2OVB3I%LAA+I3U5,%[G.M\==9(6G9^\^#6B^"=$ M',(:TE=P^A5?%^FTFCY6(U8,&RF&C63U6$N]K-&F+HYITRPM_0H]+3&;.YA, M%^.GLMRFN)F+J5/$57310A<%==UR+T"_)%(Y@_[\Q,-['O_5)!.LDEXZWB0[ M;\TO1^K:D/#XB8^6/_Z I\[/34/?4[%*PZQHF-D9<4R;E ?88=/9B0WU*!=/ M6CR8%)(FH*1W@1=]51?@CSZ/0!/ ,J8F]%2LTO&TZ'AJ9\*T;@*;,_?$A'I4 MBP.S0L\,U/,A>N*)#-,K4GI!6WG)%C0"K&9J1$_%*HV[1>.NG1$N,,1'V5!$ M1BE6ZQHY>4!T[#_(\R 0PI*JGM,!C4$_) M@9N ;Q[5R@XY 5]2J-+9?I/*\\T&1&G?FI'_6P]O4!ZT4:PZOT M2H0AC]>^LJ2\8-^(6#Z(P!?HCC]F5Z]GH]"_Z/H0J:_3]7J]W_G*PK0SV,=> ME_B^JE4'3"_RV'*5QPW+_,R=,'IJ9$.<2R=LTF*E7NLQO-CW;:7ZN"O#PP#!P## +.E,D+,UX&@R!+UCS"[8$ M&'R>8.#2MM(U[F"8=P:8 Z8<"RLTG@I#>3[^9H#0ZIZ-*+1_A&M M@[FFQ ZK-'X0,P2I44UJU)+4Z'E2 T.J>DK/POK'KPX>&Z$X+-'8X"$ C&H MHY8 1IMNK\W9J0CFHIJYJ"5ST8;'>8Z#3Q]M M-X2U+\=4 Q?M#%QOU:7U0[39)S+VSWW_>N6DOJI5AT!S$K7D)%HG($)FC)[> M!L_CII4XY8W;8HYF)=J9E5K,,6!;^%S&G@T!/DR##[,$'W8>?.#2MM(U(['. MC-1N:F>V^(@AB#@%(3 ,2LP0D5@>?QLMRKX\0QZ5MN>F>Z$]> M_.A'"0KX@RKOO)ZIJ18?MQD?#Z3893MU[X64(LQ>;KFWX7$:H#Y_$$(^'Z2; M?XO-WLO_ %!+ P04 " B@*Y81G]NUMOF;% M\G#09CW'<4SGFZ+%>+5_/3*,MRP[=-66VCFM]=SEZC5]<(T_T1 M!Y-_EORQZ?P<[?=R6U5_[%_\O+RIRQF;1DM\5NW7[OGK\B1]WE.[' M6U3KYO!O]'BTC6?18M>TU>9XL%C!IMP^_5_\>?1$YP"4& [ QP/PV /(\0!R MV.C3R@[;NBG:XNJBKAZC>F\M1MO_[XN6KZ,7J]%D(OM@D="+M%US9=E*\R:AC?"_EW1M-'- MCA\/_/J&MT6Y;KX1?_K]PTWT]5??1%]%Y3;Z;57M&C%L.GD*GQR%3Z,EQC&^Z'< M"F^4VWOAH04O/Q6W:_XBNN7".]SLK!?1;U5;K'6[?YJ.'J;;O]\^7:$DC\5[ MXF+^J;M-G5W&$(E/=F?[(:?]D#'[*=;1:Q'3-GJ]^+@KQ<*% MO5\Q9$6'E= M5G5Q>-/]^PW?W/+Z/[K=@)/M/XY>-0_%@E_.Q.=-P^M/?';U][\A&O]#%UE' M@YWY)3GY)0D;9W Z6\\\#9:.%4-ZVG1J(X87D?A@D.]Q*.[@N+:[S"RF)H[:*TCRZ*3XWXX(+SF ;7$># MG3F#G9S!P@:7*4&C>49ZD56-THP:WJGY:2>Y75CI(:S,)JS@#+9A=338F3-0 M+/DE#AO8XWS=H&4IZ@568X0(,;QA40?&D%ULO_^X$R]$>,7R?Q2<+KZ,HW95 M;*,\M@@W/*MMO%V-=NXC26$H,(8=Y^O&,L$IZT=_:Z%U5MW?5NJRB#_Q>Y,'M*<#1?Z.WCUOQOGZ[6.P>2L'?^XP*CK]3YG(U MVKG#)'6AP-B%-#R5L33I?SGK[!A)D]0@ G%3=Y M,+P1:_GXX&8LN1D'YF:LX>%8N18!&YWO11(S_JN)>61F#:_36B$^P!A+,,:! MP1BK*$M8VE>(QB@F!H5(V,7N8??7:OMM=5!)-3JUAI=A+0 ?'$LDQY+ '$M4 M/B4Y8TE? QJ[)!:X:[IB*3F6N.?8(1FX3Z_A35A?"_6!M41B+0F,M?!\UM[1 MG+V%I-:Y.NX>@>VE9I%BP^NU]IL/^"42?DE@^"4JV9(<8=)/L;5V64X-)WZ) MQ&#B'H.GZ&5"F@VOW%HY/KB72.XE@;F7J$A+\KQ_Q4]G19&!?(DD7^*>?*>H M9D*R#:_<6C4^6)A(%B:!69BHF-M/MD&3\WU(#B;A.=A?P@UOQEI"/F@ZD32= M!*;I1$/3W8^4XPU?JI5!18G$Z.3_ :-'YMSP6JWOC_-!RXFDY20P+2>:^PYH MG/5%HEJ9OYT2R<")>P9^LUNWY5VQ*=>?A]-M>'[KV'NY;;1SWVCH&T=55F6( M*FBB,\.IZ:Q<(HDV<4^TQNB[S[+AU5MKQP?5)I)JD\!4"\]G[1V5?B&)2?Q- MW..OA<0LLFMXH=;^\D&[B:3=)##M)BK*:C^)-&8X24R\(JDW<4^]5C*9D%3# M2[86C ^V327;IH'9-H6H]6G+H,GY/B38IN[!UDHH$_)H>,G63TCXX-M4\FT: MF&]3E5P5H4 FY_N09)L&)%M_"32\"VOM^.#C5/)Q&IB/T^$;'C0FU$ M:>=9 MJ;\4C$?FS? BK;7A@W]3R;]I8/Y-56)5M*&:&+4AB3:%B?8];\JEB/T^FF9! M:%?LE$!=C7;N!DF@:6 "336W%1"4,"6H&CO,6&JXOI-*!DUA!AT76/=I+KPL M:UGXX$PJ.9,&YDQX/EOO4,T964 \5'(IA;ETJG@L$EAX!=:>\(&95&(F#8R9 M5'."%#.:]3\^M'848Y,")'!2&#BG*V!";@JOQ5H+/K"12FRD@;&1JDR($>D_ M'Z:Q0L3$!U2R(X79<;H.)J2>\%JL=>#EZ?S.X_FAG\_7\%_6OU]$8X1B9,@_ MJ<1$Z@(3_266\/*LE>$#-JF$31H8-NGPQ7V-"39R@H1,Z@-1A0IWCG M:K1S)TB\8X'QCFG.Z.$>%\**L1>&EF&>G MFF?H:2"// 1)AK: \SFO0O M&FCM*,L-WPBY!,,6 .S#5EE[(^"&J,DL10 MFRF7))C#)#A5 U/J!#LE0U>CG?M-DF$>F QS#?3UP5!C@TRU"7()AOF7@Z&_ M#!%>G+4J?.!E+O$R#XR7N8J-B5(@16.$357;<@F6N0^P')DEPG-;1]T'/^:2 M'_/ _)AKZL&3?JT^C5%NNK,H[]2#'SI;N&W:>G=LB[-=1F_;E7A?@[%T6P#> M3P7X;@GXX#7@=?7=TTQY.%MKB%,4FZJ[QIU:\/'024 PKAZJ L,+LB[BZFJX MG@=QQX.A2\7#$]I[2$.1H'HZA>7CH?.%ENJQ*?8+SVWO!B\5Z.-."?HX,!H^ M3SCB T1CB-/8],RDT$9G5T,7D:TE,"%/'%B%O1B\E*./._7HX] %Z>/A9U%T M-M3X,= I11\/74JVUL"$/'%@%?8:\%)1/NZ4E(]#UY2/AV\IA&UZ>^F4B8^_ MB _]Y8D#"[-7A1?.[+8:"MYK2--'2%$%:-/;2[?3D&.Z'-N;QG6S(2\0V6TW M%+S?D*:5D!ITU<;X==!M-S30;V@?]=U&Q-GNT<2!8>V#Z@7XNCV'@C<=TK43 M0D3I&Z8SP\C4=:C;=FBP[]!@9#UDC(X[$?EI1=3M112\&1$\H;V'5$R$]-,! MQ<&F11/T8Y,S.NXYY*?I4+?K4/"V0YI.01E2KBCHS8BI%5VWG]!@0Z%)$IB2 M,SIN%^2E7Q#J- Q"H3L&(4TK(+4EH6I#VEPXJ#/8 FR[!!GZ&X_:$2[ M'YV-X2HCZC3\08,=?R8I8V3@W2*EERX]J-.F!X7NT_,\(06_&E2;K'];^KQ9 M<=[>%&UQ=?%0W/,W17U?;IMHS>_$0?'+_7,]=7F_.KUHJP>Q]UET6[5MM3G\ MN.+%DM=[ _'WNZIJGU_,Q?B/5?W'88ZK_P%02P,$% @ (H"N6#_$3BR8 M!P +S< !D !X;"]W;W)K&ULO5M=;]LV%/TK MA%<,+9#6(D7*%)N.A>K#E>BD!?;C1RF.:8F7E+0P M?DDL^_#Z\%[QGB-1/K[+B^_EBG.!?J9)5IZ,5D*L7X_'Y7S%TZA\E:]Y)C]9 MYD4:"7E8W(S+=<&C13TH3<;$\X)Q&L79:'9L.3_.YDA$':^C&W[%Q=?U12&/QKLHBSCE61GG&2KX\F1T MBE^?!:P:4"/^BOE=N?<:55.YSO/OU<''Q;H=+!FD<7;_/_JY3<3> $P- \AV .D[P-\.\.N) MWC.KI_4V$M'LN,CO4%&A9;3J19V;>K2<39Q59;P2A?PTEN/$[%,N.)J@E^C/ M/,I*%&4+=,F32/ %.DUDC:-LSI$\6]!9P1>QD+"RY*7$?\JS:#XO-E&R'?K\ M+1=1G)0OY(=?K]ZBY\]>H&#R>"PDX^I[Q_,MNS?W[(B!W7E4 MO$(^/D+$(Q08?F8?_I;/=\/]YO"QS-,N6627+%+'H\9D/,68E=B3A)T&G%+RA)*07)YS'M]&UPD_0M=<+DUN7JE'Z$LNX P'>N[H MU,.D/1,(-PFQ;YC/9#>?25?YU[RH9*B:TW9VLI=\S$I1;*1.B!+]?<[3:U[\ M ]&W1J^T[W6YCN;\9"3%K>3%+1_-?O\-!]X?4!=Q%*R1B'"7B/"PA0VA1>'C M5EE!E&GI3'=SF5KG==*:22H(N\$,L\B7-TQ6^JTNXJB_Y% MG^\R7J#/\_EF'4O1J;3$6G@K@Z&%=Q2LD2SL*>GUG,G)-A3<4;9::(,T*>ZY M ^Q03+;!]AD0VF[:$(@1 U&ES+BO-(/$2!]B ,A(3*DQMLMQMYQ@75ZUTMH@ M36)*?[%=@)TW'@S(\21DU&]/!L"%/MNK1W-&2KBQ7;E=MQ_Y\6-ERLYX:+MR M%:V97V5!\($]"-;-!; L 9!Q62K[@>W^X_^<*_)D>)G7YTO>6Z[L- :? $_A M5+"R*MCN508)ENXP*/.TXD(HGQJJJWP(MAN1@;(UU4CX 9ZTJ8*H *9*E D@ M?4T >!6I:WJ("6E?1D(H9E (HL2?V,6_6[J(KN5MZ;)"FL3V+L/M8N^\$1%= M^OUI&&J]",!1#[/0-"/E$HC=)3Q%.W(@7W;60[N7JVC-'"O#0PYL>(AN9*#% M":&,BU.9'>+>[)QO$A$OHS1.?G4KE_W[!]?^*:P+4=:%'-BZ$-V5A#B8MB^S M(1AAGDDUE'TAO>V+PXH[]2JNHC4SI+P*<>=5B.Y"-!FS09H4E4LA+ET* ?Q' M^](*P 2&<\U7#L5_C$/Q=>^AT0(P1EK*G?B/=2=^MSNQ0IK$E#OQ[>[DT6O3 M@7#;*0Y=RJZB-1.ZMZ%A-T?.F[>OWT[1SUE@T\-TSBH+XMLMR"4OXX4LGOW< M "E; P\NJ*-HS30H[^+;OL6SR M!%!X8J*JO(#?N95BZ\^37M0 E)F:$F'?+L(]>G2W]%HA36)*>GV[]+IO*9 Z M8QIJDP%P) R9X98'52I-[2K=K[4XD!8[CZ&=R%6T9M:4B:!V$^'\/*"ZH0"6 M&X0R+C>JG ?M[3Q.LX6LZ&(C:UH=6@OJU"NXBM9,@?(*M/_3#UW20KLW7JR0 M)L6]!Q_Z/OG01UJH?ON !.U->@A$? -1)=.TKTR#Q'35!8@!(",Q)<[4+L[= MLD)UJ=5*:X,TB2DIIG8I=M].=%TF9$(UMPKB,/-"PXR4@E.[@G>W%!>28N4P MN ,YBM;,F+(6],#6@NJ6 5AH ,BTT)@R%65]Y!HGI:@L0@T F8DJ4F5V4>SSUIVNL_MB?CC'5=N]Q1+L*.^\G M3-=D3*8D;&]X@KA)B V:PI1\,[M\]^DJ#E3%SF)P$W(4K9DSY2S8@9T%TQW# M5'OP%P"9UYKR%*S+4V2EK%\Q\!:8/>K@>CZ%2V#*);#^]_X[1477=ARV+RDA M$#,8@$ 9@*#_(XK=PA+H]_EQ>T<,P!B>.@V40@=]%1ID!5QL3]L[^Q H,#VS MK70YL.MRMZH$NLRV!<\*:1)3.AP<^)9ZH*OR!&M/'4,H@@WWO@(EWH%=O'LT M% =Z8B53&PO=V]R:W-H965TO5U)[-_.DZ M3M+)U<7NN_OLZD)M]2I)Y7TF\NUZ'6=?W\N5>KF<6)/7+SXF3TM=?#&]NMC$ M3_*3U+]M[C/S:7I0621KF>:)2D4F'R\GU]:[FR@J#MA9_#N1+WGE;U&$\J#4 MG\6'#XO+R:SP2*[D7!<2L?GO6=[(U:I0,G[\MQ2='-HL#JS^_:K^\RYX$\Q# MG,L;M?I/LM#+RTDX$0OY&&]7^J-Z^: M;#Q8)^G^__A+V1&5 XQ.^P%V>8!]?(#;<8!3'N#L MU[M@OK-M;QU46F7D16 M6!NUXH]=W^R.-M$D:3&,GW1F?DW,F7&.$[G4IAL$3>97"3:F.6YS(W]YTQM'U;&[%8^:'-,KK/M7&^S)'W*Q7>W M4L?)*O_>&/[VZ59\]\WWXAN1I.+S4FUSTTA^,=7&^\*'Z;ST]/W>4[O#4T?< MJ50O<_%3NI"+^O%3$_4A=/LU]/FY77IJD3PFR=\I%2?J\Y4]\QWCQ7/5_Z:5 MZSC^P:CFI7OPTD6]U$I\5CI>B9^3U.2&&6TS]G.9/,SBSWR/%VLYG3[KIW<-UCZV!O4 WL=?S552 MF]/J46:9Z>C?[^3Z069_M+F)2A4SP+M\$\_EY<1R:LFQ]&X8!8U]\*#>R&;>V&O>YA%S;WHX%Z$NO?3%RV+ MBZ*XBXLKL/Z*)@VJ14T:)K%:V-8,)J\9V[B44M5NMT++]H\&I\6L^Z2V*M.L MQ>>I-VK0+4,$$M S#6Z"F&)=:O3]@6K;XYN52JCHDMC<+C@>N M:=5Q ;!@6K;P>9GDI3O(RZ95EY

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mbcn20240331_10q_htm.xml IDEA: XBRL DOCUMENT 0000836147 2024-01-01 2024-03-31 0000836147 2024-05-14 0000836147 2024-03-31 0000836147 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember 2023-12-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember 2024-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember 2023-12-31 0000836147 mbcn:CommercialAndIndustrialMember 2024-03-31 0000836147 mbcn:CommercialAndIndustrialMember 2023-12-31 0000836147 mbcn:HomeEquityLinesOfCreditMember 2024-03-31 0000836147 mbcn:HomeEquityLinesOfCreditMember 2023-12-31 0000836147 mbcn:ConstructionAndOtherMember 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember 2023-12-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember 2024-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember 2023-12-31 0000836147 2023-01-01 2023-03-31 0000836147 us-gaap:DepositAccountMember 2024-01-01 2024-03-31 0000836147 us-gaap:DepositAccountMember 2023-01-01 2023-03-31 0000836147 us-gaap:FinancialServiceOtherMember 2024-01-01 2024-03-31 0000836147 us-gaap:FinancialServiceOtherMember 2023-01-01 2023-03-31 0000836147 us-gaap:CommonStockMember 2023-12-31 0000836147 us-gaap:RetainedEarningsMember 2023-12-31 0000836147 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-12-31 0000836147 us-gaap:TreasuryStockCommonMember 2023-12-31 0000836147 us-gaap:RetainedEarningsMember 2024-01-01 2024-03-31 0000836147 us-gaap:CommonStockMember 2024-01-01 2024-03-31 0000836147 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-01-01 2024-03-31 0000836147 us-gaap:TreasuryStockCommonMember 2024-01-01 2024-03-31 0000836147 us-gaap:CommonStockMember 2024-03-31 0000836147 us-gaap:RetainedEarningsMember 2024-03-31 0000836147 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-03-31 0000836147 us-gaap:TreasuryStockCommonMember 2024-03-31 0000836147 us-gaap:CommonStockMember 2022-12-31 0000836147 us-gaap:RetainedEarningsMember 2022-12-31 0000836147 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-12-31 0000836147 us-gaap:TreasuryStockCommonMember 2022-12-31 0000836147 2022-12-31 0000836147 us-gaap:RetainedEarningsMember 2023-01-01 2023-03-31 0000836147 us-gaap:CommonStockMember 2023-01-01 2023-03-31 0000836147 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-01-01 2023-03-31 0000836147 us-gaap:TreasuryStockCommonMember 2023-01-01 2023-03-31 0000836147 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member us-gaap:RetainedEarningsMember 2022-12-31 0000836147 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member 2022-12-31 0000836147 us-gaap:CommonStockMember 2023-03-31 0000836147 us-gaap:RetainedEarningsMember 2023-03-31 0000836147 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-03-31 0000836147 us-gaap:TreasuryStockCommonMember 2023-03-31 0000836147 2023-03-31 0000836147 mbcn:LbsiInsuranceLlcMember 2022-12-01 0000836147 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member 2023-01-01 0000836147 srt:MinimumMember us-gaap:CommercialPortfolioSegmentMember 2023-09-30 0000836147 srt:MinimumMember us-gaap:CommercialPortfolioSegmentMember 2023-06-30 0000836147 us-gaap:AccountingStandardsUpdate201613Member us-gaap:CommercialPortfolioSegmentMember 2023-01-01 2023-01-01 0000836147 mbcn:OverdraftFeesMember 2024-01-01 2024-03-31 0000836147 mbcn:OverdraftFeesMember 2023-01-01 2023-03-31 0000836147 mbcn:ATMBankingFeesMember 2024-01-01 2024-03-31 0000836147 mbcn:ATMBankingFeesMember 2023-01-01 2023-03-31 0000836147 mbcn:ServiceChargeAndOtherFeesMember 2024-01-01 2024-03-31 0000836147 mbcn:ServiceChargeAndOtherFeesMember 2023-01-01 2023-03-31 0000836147 us-gaap:RestrictedStockMember 2024-03-31 0000836147 us-gaap:RestrictedStockMember 2024-01-01 2024-03-31 0000836147 us-gaap:RestrictedStockMember 2023-03-31 0000836147 us-gaap:RestrictedStockMember 2023-01-01 2023-03-31 0000836147 2023-04-01 2024-03-31 0000836147 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2023-12-31 0000836147 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2024-01-01 2024-03-31 0000836147 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2024-03-31 0000836147 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2022-12-31 0000836147 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2023-01-01 2023-03-31 0000836147 us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember 2023-03-31 0000836147 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember mbcn:SubordinatedDebtSecuritiesMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember mbcn:SubordinatedDebtSecuritiesMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember mbcn:SubordinatedDebtSecuritiesMember 2024-03-31 0000836147 us-gaap:FairValueMeasurementsRecurringMember mbcn:SubordinatedDebtSecuritiesMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0000836147 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2024-03-31 0000836147 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2024-03-31 0000836147 us-gaap:FairValueMeasurementsRecurringMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember mbcn:SubordinatedDebtSecuritiesMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember mbcn:SubordinatedDebtSecuritiesMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember mbcn:SubordinatedDebtSecuritiesMember 2023-12-31 0000836147 us-gaap:FairValueMeasurementsRecurringMember mbcn:SubordinatedDebtSecuritiesMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-12-31 0000836147 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2023-12-31 0000836147 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2023-12-31 0000836147 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0000836147 us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0000836147 us-gaap:SubordinatedDebtObligationsMember 2023-12-31 0000836147 us-gaap:SubordinatedDebtObligationsMember 2022-12-31 0000836147 us-gaap:SubordinatedDebtObligationsMember 2024-01-01 2024-03-31 0000836147 us-gaap:SubordinatedDebtObligationsMember 2023-01-01 2023-12-31 0000836147 us-gaap:SubordinatedDebtObligationsMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember mbcn:AppraisalOfCollateralMember 2024-03-31 0000836147 srt:MinimumMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:MeasurementInputAppraisedValueMember mbcn:AppraisalOfCollateralMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember mbcn:AppraisalOfCollateralMember 2023-12-31 0000836147 srt:MinimumMember us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember us-gaap:MeasurementInputAppraisedValueMember mbcn:AppraisalOfCollateralMember 2023-12-31 0000836147 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2024-03-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2024-03-31 0000836147 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2024-03-31 0000836147 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2023-12-31 0000836147 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2023-12-31 0000836147 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2023-12-31 0000836147 mbcn:OtherBorrowingsMember 2024-03-31 0000836147 us-gaap:NotesPayableOtherPayablesMember 2024-01-01 2024-03-31 0000836147 mbcn:SubordinatedDebtSecuritiesMember 2024-03-31 0000836147 us-gaap:NontaxableMunicipalBondsMember 2024-03-31 0000836147 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2024-03-31 0000836147 mbcn:SubordinatedDebtSecuritiesMember 2023-12-31 0000836147 us-gaap:NontaxableMunicipalBondsMember 2023-12-31 0000836147 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2023-12-31 0000836147 us-gaap:AssetPledgedAsCollateralMember us-gaap:DepositsMember 2024-03-31 0000836147 us-gaap:AssetPledgedAsCollateralMember us-gaap:DepositsMember 2023-12-31 0000836147 mbcn:SubordinatedDebtSecuritiesMember 2024-03-31 0000836147 us-gaap:NontaxableMunicipalBondsMember 2024-03-31 0000836147 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2024-03-31 0000836147 mbcn:SubordinatedDebtSecuritiesMember 2023-12-31 0000836147 us-gaap:NontaxableMunicipalBondsMember 2023-12-31 0000836147 us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2024-01-01 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2024-01-01 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember 2024-01-01 2024-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember 2024-01-01 2024-03-31 0000836147 mbcn:CommercialAndIndustrialMember 2024-01-01 2024-03-31 0000836147 mbcn:HomeEquityLinesOfCreditMember 2024-01-01 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember 2024-01-01 2024-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember 2024-01-01 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2022-12-31 0000836147 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2022-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2023-01-01 2023-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2023-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2022-12-31 0000836147 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2022-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2023-01-01 2023-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2023-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember 2022-12-31 0000836147 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember 2022-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember 2023-01-01 2023-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember 2023-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember 2022-12-31 0000836147 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member us-gaap:ResidentialPortfolioSegmentMember 2022-12-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember 2023-01-01 2023-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember 2023-03-31 0000836147 mbcn:CommercialAndIndustrialMember 2022-12-31 0000836147 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member mbcn:CommercialAndIndustrialMember 2022-12-31 0000836147 mbcn:CommercialAndIndustrialMember 2023-01-01 2023-03-31 0000836147 mbcn:CommercialAndIndustrialMember 2023-03-31 0000836147 mbcn:HomeEquityLinesOfCreditMember 2022-12-31 0000836147 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member mbcn:HomeEquityLinesOfCreditMember 2022-12-31 0000836147 mbcn:HomeEquityLinesOfCreditMember 2023-01-01 2023-03-31 0000836147 mbcn:HomeEquityLinesOfCreditMember 2023-03-31 0000836147 mbcn:ConstructionAndOtherMember 2022-12-31 0000836147 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member mbcn:ConstructionAndOtherMember 2022-12-31 0000836147 mbcn:ConstructionAndOtherMember 2023-01-01 2023-03-31 0000836147 mbcn:ConstructionAndOtherMember 2023-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember 2022-12-31 0000836147 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member us-gaap:ConsumerPortfolioSegmentMember 2022-12-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember 2023-01-01 2023-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember 2023-03-31 0000836147 mbcn:ThresholdForLoansEvaluatedForImpairmentMember 2024-03-31 0000836147 mbcn:CriticizedRelationshipsMember mbcn:ThresholdForLoansEvaluatedForImpairmentMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:PassMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:SubstandardMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:PassMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:SpecialMentionMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:SubstandardMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:DoubtfulMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:PassMember 2024-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:PassMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:SubstandardMember 2024-03-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:PassMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:SpecialMentionMember 2024-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:SubstandardMember 2024-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2024-03-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:PassMember 2024-03-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:SubstandardMember 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:PassMember 2024-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:SpecialMentionMember 2024-03-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:SubstandardMember 2024-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2024-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SubstandardMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:PassMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:SpecialMentionMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:SubstandardMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2023-01-01 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:PassMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:SpecialMentionMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:SubstandardMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:DoubtfulMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2023-01-01 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:PassMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:SubstandardMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember 2023-01-01 2023-12-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:PassMember 2023-12-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:SubstandardMember 2023-12-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember 2023-01-01 2023-12-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:PassMember 2023-12-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:SpecialMentionMember 2023-12-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:SubstandardMember 2023-12-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:UnlikelyToBeCollectedFinancingReceivableMember 2023-12-31 0000836147 mbcn:CommercialAndIndustrialMember 2023-01-01 2023-12-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:PassMember 2023-12-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:SubstandardMember 2023-12-31 0000836147 mbcn:HomeEquityLinesOfCreditMember 2023-01-01 2023-12-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:PassMember 2023-12-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:SpecialMentionMember 2023-12-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:SubstandardMember 2023-12-31 0000836147 mbcn:ConstructionAndOtherMember 2023-01-01 2023-12-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PassMember 2023-12-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:SubstandardMember 2023-12-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember 2023-01-01 2023-12-31 0000836147 us-gaap:RealEstateMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2024-03-31 0000836147 mbcn:BlanketLienMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2024-03-31 0000836147 mbcn:InvestmentAndCashMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2024-03-31 0000836147 mbcn:OtherCollateralMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2024-03-31 0000836147 us-gaap:CollateralPledgedMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2024-03-31 0000836147 us-gaap:RealEstateMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2024-03-31 0000836147 mbcn:BlanketLienMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2024-03-31 0000836147 mbcn:InvestmentAndCashMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2024-03-31 0000836147 mbcn:OtherCollateralMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2024-03-31 0000836147 us-gaap:CollateralPledgedMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2024-03-31 0000836147 us-gaap:RealEstateMember mbcn:CommercialAndIndustrialMember 2024-03-31 0000836147 mbcn:BlanketLienMember mbcn:CommercialAndIndustrialMember 2024-03-31 0000836147 mbcn:InvestmentAndCashMember mbcn:CommercialAndIndustrialMember 2024-03-31 0000836147 mbcn:OtherCollateralMember mbcn:CommercialAndIndustrialMember 2024-03-31 0000836147 us-gaap:CollateralPledgedMember mbcn:CommercialAndIndustrialMember 2024-03-31 0000836147 us-gaap:RealEstateMember 2024-03-31 0000836147 mbcn:BlanketLienMember 2024-03-31 0000836147 mbcn:InvestmentAndCashMember 2024-03-31 0000836147 mbcn:OtherCollateralMember 2024-03-31 0000836147 us-gaap:CollateralPledgedMember 2024-03-31 0000836147 us-gaap:RealEstateMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2023-12-31 0000836147 mbcn:BlanketLienMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2023-12-31 0000836147 mbcn:InvestmentAndCashMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2023-12-31 0000836147 mbcn:OtherCollateralMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2023-12-31 0000836147 us-gaap:CollateralPledgedMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2023-12-31 0000836147 us-gaap:RealEstateMember 2023-12-31 0000836147 mbcn:BlanketLienMember 2023-12-31 0000836147 mbcn:InvestmentAndCashMember 2023-12-31 0000836147 mbcn:OtherCollateralMember 2023-12-31 0000836147 us-gaap:CollateralPledgedMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:FinancialAssetNotPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:FinancialAssetPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:FinancialAssetNotPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:FinancialAssetPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:FinancialAssetNotPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:FinancialAssetPastDueMember 2024-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2024-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2024-03-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:FinancialAssetNotPastDueMember 2024-03-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:FinancialAssetPastDueMember 2024-03-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:FinancialAssetNotPastDueMember 2024-03-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:FinancialAssetPastDueMember 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:FinancialAssetNotPastDueMember 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:FinancialAssetPastDueMember 2024-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2024-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2024-03-31 0000836147 us-gaap:FinancialAssetNotPastDueMember 2024-03-31 0000836147 us-gaap:FinancingReceivables30To59DaysPastDueMember 2024-03-31 0000836147 us-gaap:FinancingReceivables60To89DaysPastDueMember 2024-03-31 0000836147 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0000836147 us-gaap:FinancialAssetPastDueMember 2024-03-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:FinancialAssetNotPastDueMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember us-gaap:FinancialAssetPastDueMember 2023-12-31 0000836147 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:FinancialAssetNotPastDueMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:FinancialAssetPastDueMember 2023-12-31 0000836147 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:FinancialAssetNotPastDueMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0000836147 us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember us-gaap:FinancialAssetPastDueMember 2023-12-31 0000836147 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:MultifamilyLoanMember 2023-12-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2023-12-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-12-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-12-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0000836147 us-gaap:ResidentialPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2023-12-31 0000836147 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ResidentialPortfolioSegmentMember 2023-12-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:FinancialAssetNotPastDueMember 2023-12-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-12-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-12-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:FinancialAssetPastDueMember 2023-12-31 0000836147 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember mbcn:CommercialAndIndustrialMember 2023-12-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:FinancialAssetNotPastDueMember 2023-12-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-12-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-12-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0000836147 mbcn:HomeEquityLinesOfCreditMember us-gaap:FinancialAssetPastDueMember 2023-12-31 0000836147 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember mbcn:HomeEquityLinesOfCreditMember 2023-12-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:FinancialAssetNotPastDueMember 2023-12-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-12-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-12-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:FinancialAssetPastDueMember 2023-12-31 0000836147 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember mbcn:ConstructionAndOtherMember 2023-12-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2023-12-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-12-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-12-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2023-12-31 0000836147 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember us-gaap:ConsumerPortfolioSegmentMember 2023-12-31 0000836147 us-gaap:FinancialAssetNotPastDueMember 2023-12-31 0000836147 us-gaap:FinancingReceivables30To59DaysPastDueMember 2023-12-31 0000836147 us-gaap:FinancingReceivables60To89DaysPastDueMember 2023-12-31 0000836147 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0000836147 us-gaap:FinancialAssetPastDueMember 2023-12-31 0000836147 us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember 2023-12-31 0000836147 us-gaap:NonperformingFinancingReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2024-03-31 0000836147 us-gaap:NonperformingFinancingReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2024-03-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:MultifamilyLoanMember 2024-03-31 0000836147 us-gaap:NonperformingFinancingReceivableMember us-gaap:CommercialPortfolioSegmentMember mbcn:MultifamilyLoanMember 2024-03-31 0000836147 us-gaap:NonperformingFinancingReceivableMember us-gaap:ResidentialPortfolioSegmentMember 2024-03-31 0000836147 us-gaap:NonperformingFinancingReceivableMember mbcn:CommercialAndIndustrialMember 2024-03-31 0000836147 us-gaap:NonperformingFinancingReceivableMember mbcn:HomeEquityLinesOfCreditMember 2024-03-31 0000836147 us-gaap:NonperformingFinancingReceivableMember us-gaap:ConsumerPortfolioSegmentMember 2024-03-31 0000836147 us-gaap:NonperformingFinancingReceivableMember 2024-03-31 0000836147 us-gaap:NonperformingFinancingReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:OwnerOccupiedLoanMember 2023-12-31 0000836147 us-gaap:NonperformingFinancingReceivableMember us-gaap:CommercialRealEstatePortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2023-12-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:MultifamilyLoanMember 2023-12-31 0000836147 us-gaap:NonperformingFinancingReceivableMember us-gaap:CommercialPortfolioSegmentMember mbcn:MultifamilyLoanMember 2023-12-31 0000836147 us-gaap:NonperformingFinancingReceivableMember us-gaap:ResidentialPortfolioSegmentMember 2023-12-31 0000836147 us-gaap:NonperformingFinancingReceivableMember mbcn:CommercialAndIndustrialMember 2023-12-31 0000836147 us-gaap:NonperformingFinancingReceivableMember mbcn:HomeEquityLinesOfCreditMember 2023-12-31 0000836147 us-gaap:NonperformingFinancingReceivableMember us-gaap:ConsumerPortfolioSegmentMember 2023-12-31 0000836147 us-gaap:NonperformingFinancingReceivableMember 2023-12-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:PaymentDeferralMember 2024-01-01 2024-03-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:ExtendedMaturityMember 2024-01-01 2024-03-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:NonownerOccupiedLoanMember mbcn:PaymentDeferralAndExtendedMaturityMember 2024-01-01 2024-03-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:NonownerOccupiedLoanMember mbcn:InterestRateReductionAndTermPastDueMember 2024-01-01 2024-03-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:NonownerOccupiedLoanMember mbcn:InterestRateReductionAndPrincipalForgivenessMember 2024-01-01 2024-03-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2024-01-01 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:PaymentDeferralMember 2024-01-01 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember us-gaap:ExtendedMaturityMember 2024-01-01 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember mbcn:PaymentDeferralAndExtendedMaturityMember 2024-01-01 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember mbcn:InterestRateReductionAndTermPastDueMember 2024-01-01 2024-03-31 0000836147 mbcn:ConstructionAndOtherMember mbcn:InterestRateReductionAndPrincipalForgivenessMember 2024-01-01 2024-03-31 0000836147 us-gaap:PaymentDeferralMember 2024-01-01 2024-03-31 0000836147 us-gaap:ExtendedMaturityMember 2024-01-01 2024-03-31 0000836147 mbcn:PaymentDeferralAndExtendedMaturityMember 2024-01-01 2024-03-31 0000836147 mbcn:InterestRateReductionAndTermPastDueMember 2024-01-01 2024-03-31 0000836147 mbcn:InterestRateReductionAndPrincipalForgivenessMember 2024-01-01 2024-03-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:PaymentDeferralMember 2023-01-01 2023-03-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:NonownerOccupiedLoanMember us-gaap:ExtendedMaturityMember 2023-01-01 2023-03-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:PaymentDeferralAndExtendedMaturityMember 2023-01-01 2023-03-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:NonownerOccupiedLoanMember mbcn:InterestRateReductionAndTermPastDueMember 2023-01-01 2023-03-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:NonownerOccupiedLoanMember mbcn:InterestRateReductionAndPrincipalForgivenessMember 2023-01-01 2023-03-31 0000836147 us-gaap:CommercialPortfolioSegmentMember mbcn:NonownerOccupiedLoanMember 2023-01-01 2023-03-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:PaymentDeferralMember 2023-01-01 2023-03-31 0000836147 mbcn:CommercialAndIndustrialMember us-gaap:ExtendedMaturityMember 2023-01-01 2023-03-31 0000836147 mbcn:CommercialAndIndustrialMember mbcn:PaymentDeferralAndExtendedMaturityMember 2023-01-01 2023-03-31 0000836147 mbcn:CommercialAndIndustrialMember mbcn:InterestRateReductionAndTermPastDueMember 2023-01-01 2023-03-31 0000836147 mbcn:CommercialAndIndustrialMember mbcn:InterestRateReductionAndPrincipalForgivenessMember 2023-01-01 2023-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:PaymentDeferralMember 2023-01-01 2023-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember us-gaap:ExtendedMaturityMember 2023-01-01 2023-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember mbcn:PaymentDeferralAndExtendedMaturityMember 2023-01-01 2023-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember mbcn:InterestRateReductionAndTermPastDueMember 2023-01-01 2023-03-31 0000836147 us-gaap:ConsumerPortfolioSegmentMember mbcn:InterestRateReductionAndPrincipalForgivenessMember 2023-01-01 2023-03-31 0000836147 us-gaap:PaymentDeferralMember 2023-01-01 2023-03-31 0000836147 us-gaap:ExtendedMaturityMember 2023-01-01 2023-03-31 0000836147 mbcn:PaymentDeferralAndExtendedMaturityMember 2023-01-01 2023-03-31 0000836147 mbcn:InterestRateReductionAndTermPastDueMember 2023-01-01 2023-03-31 0000836147 mbcn:InterestRateReductionAndPrincipalForgivenessMember 2023-01-01 2023-03-31 0000836147 us-gaap:UnfundedLoanCommitmentMember 2024-03-31 0000836147 us-gaap:UnfundedLoanCommitmentMember 2023-12-31 0000836147 us-gaap:CommitmentsToExtendCreditMember 2024-03-31 0000836147 us-gaap:CommitmentsToExtendCreditMember 2023-12-31 0000836147 us-gaap:FinancialStandbyLetterOfCreditMember 2024-03-31 0000836147 us-gaap:FinancialStandbyLetterOfCreditMember 2023-12-31 shares thunderdome:item iso4217:USD iso4217:USD shares pure 0000836147 Middlefield Banc Corp. false --12-31 Q1 2024 0 0 25000000 25000000 9946454 9930704 8067144 8095252 1879310 1835452 43858 0.2 95364 0.2 0 0 0.21 0.201 1700000 false false false false 10-Q true 2024-03-31 false 001-36613 OH 34-1585111 15985 East High Street Middlefield OH 44062-0035 440 632-1666 Common Stock, Without Par Value MBCN NASDAQ Yes Yes Non-accelerated Filer true false false 8067144 44816000 56397000 1438000 4439000 46254000 60836000 167890000 170779000 907000 955000 178543000 183545000 398845000 401580000 81691000 82506000 331480000 328854000 227433000 221508000 129287000 127818000 135716000 125105000 7131000 7214000 1490126000 1478130000 21069000 21693000 1469057000 1456437000 21035000 21339000 36356000 36356000 6384000 6642000 34575000 34349000 34210000 35190000 1816668000 1822883000 390185000 401384000 209015000 205582000 318823000 274682000 196721000 210639000 332165000 334315000 1446909000 1426602000 137000000 163000000 11812000 11862000 15372000 15738000 1611093000 1617202000 161823000 161388000 102791000 100237000 -18130000 -16090000 40909000 39854000 205575000 205681000 1816668000 1822883000 22395000 18275000 437000 250000 152000 253000 467000 458000 972000 980000 189000 88000 24612000 20304000 7466000 2990000 1993000 653000 184000 155000 9643000 3798000 14969000 16506000 -136000 507000 15105000 15999000 909000 987000 -52000 -138000 0 2000 227000 200000 10000 23000 204000 186000 67000 102000 431000 318000 1796000 1680000 6333000 5852000 552000 696000 240000 317000 1249000 1070000 397000 385000 251000 120000 558000 538000 419000 486000 22000 26000 258000 265000 99000 132000 0 245000 1587000 1662000 11965000 11794000 4936000 5885000 769000 989000 4167000 4896000 0.52 0.6 0.51 0.6 4167000 4896000 -2582000 3659000 -542000 768000 -2040000 2891000 2127000 7787000 9930704 161388000 100237000 -16090000 -39854000 205681000 4167000 4167000 -2040000 -2040000 15750 435000 435000 1055000 1055000 1613000 1613000 9946454 161823000 102791000 -18130000 -40909000 205575000 9916466 161029000 94154000 -22144000 -35348000 197691000 4896000 4896000 2891000 2891000 -4421000 -4421000 7779 219000 219000 4506000 4506000 1605000 1605000 9924245 161248000 93024000 -19253000 -39854000 195165000 4167000 4896000 -136000 507000 -52000 -138000 22000 26000 -140000 -150000 258000 265000 97000 193000 0 30000 -629000 1494000 639000 -1575000 10000 23000 227000 200000 447000 -381000 -0 2000 131000 -25000 3495000 230000 2745000 -665000 5439000 6438000 167000 871000 -0 2000000 4000 -0 12184000 29763000 0 31000 92000 263000 -0 1687000 503000 1793000 -11610000 -31018000 20307000 23588000 -26000000 20000000 50000 49000 1055000 4506000 1613000 1605000 -8411000 37428000 -14582000 12848000 60836000 53809000 46254000 66657000 6148000 3568000 1890000 0 <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>NOTE <em style="font: inherit;">1</em> - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b></b></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>Principles of Consolidation and Basis of Presentation</b></p> <p style="text-align: justify; font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The consolidated financial statements of Middlefield Banc Corp. ("Company") include its bank subsidiary, The Middlefield Banking Company (“MBC” or “Bank”), and a nonbank asset resolution subsidiary EMORECO, Inc. The consolidated financial statements also include the accounts of MBC’s subsidiaries, Middlefield Investments, Inc. (“MI”) and MB Insurance Services (“MIS”). All significant inter-company items have been eliminated.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">On <em style="font: inherit;"> March 13, 2019, </em>MBC established MI as an operating subsidiary to hold and manage an investment portfolio. On <em style="font: inherit;"> March 31, 2024</em>, MI’s assets consist of a cash account, investments, and related accrued interest accounts. MI <em style="font: inherit;"> may </em>only hold and manage investments and <em style="font: inherit;"> may </em><em style="font: inherit;">not</em> engage in any other activity without prior approval of the Ohio Division of Financial Institutions. In the <em style="font: inherit;">first</em> quarter of <em style="font: inherit;">2022,</em> MBC established MIS as an operating subsidiary to offer retail and business customers various insurance services, including home, renters, automobile, pet, identity theft, travel, and professional liability insurance. On <em style="font: inherit;"> March 31, 2024</em>, MIS assets consist of a cash account, a prepaid asset, and an accounts receivable. As a result of the bank merger of Liberty National Bank and MBC on <em style="font: inherit;"> December 1, 2022, </em>Middlefield Banc Corp. acquired a 100% ownership interest in LBSI Insurance, LLC (“LBSI”), a wholly owned financial subsidiary of Liberty National Bank. LBSI did <em style="font: inherit;">not</em> operate after the merger, and its existence ended <em style="font: inherit;"> January 19, 2024. </em>All significant intercompany items have been eliminated between MBC and these subsidiaries.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The unaudited consolidated financial statements have been prepared in conformity with the instructions to Form <em style="font: inherit;">10</em>-Q and Article <em style="font: inherit;">10</em> of Regulation SX. Accordingly, they do <em style="font: inherit;">not</em> include all of the information and footnotes required by U.S. generally accepted accounting principles (“GAAP”) for complete financial statements. The financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Form <em style="font: inherit;">10</em>-K for the year ended <em style="font: inherit;"> December 31, 2023. </em>The interim consolidated financial statements include all adjustments (consisting of only normal recurring items) that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of operations for the interim periods disclosed herein are <em style="font: inherit;">not</em> necessarily indicative of the results that <em style="font: inherit;"> may </em>be expected for a full year.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The Company’s significant accounting policies involve the more significant judgments and assumptions used in the preparation of the consolidated financial statements as of <em style="font: inherit;"> March 31, 2024</em>. However, the Company has identified critical accounting policies, and an understanding of these policies is necessary to understand the Company’s financial statements. These policies relate to determining the adequacy of the allowance for credit losses for the investment securities held for sale, loan portfolios, and unfunded commitments.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b></b></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>Investments</b> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management determines the appropriate classification of investment securities at the time of purchase and re-evaluates such designation as of each balance sheet date.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Investment securities classified as available for sale are those securities that the Bank intends to hold for an indefinite period of time but <em style="font: inherit;">not</em> necessarily to maturity. Securities available for sale are carried at fair value. Any decision to sell a security classified as available for sale would be based on various factors, including significant movements in interest rates, changes in the maturity mix of the Bank’s assets and liabilities, liquidity needs, regulatory capital considerations, and other similar factors. Unrealized gains or losses are reported as increases or decreases in other comprehensive income (loss), net of the deferred tax effect. Realized gains or losses, determined on the basis of the cost of the specific securities sold, are included in earnings. Premiums and discounts are recognized in interest income using the interest method over the terms of the securities.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Investment securities classified as held to maturity are those securities the Bank has both the intent and ability to hold to maturity regardless of changes in market conditions, liquidity needs, or changes in general economic conditions. These securities are carried at cost, adjusted for the amortization of premium and accretion of discount, and computed by a method that approximates the interest method over the terms of the securities. As of <em style="font: inherit;"> March 31, 2024</em>, the Company did <span style="-sec-ix-hidden:c112872732">not</span> hold any held-to-maturity securities.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Equity securities, which are included in other investments on the Consolidated Balance Sheet, are measured at fair value with changes in fair value recognized in net income.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The Bank adopted ASU <em style="font: inherit;">No.</em> <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em><i>, Financial Instruments - Credit Loses - Topic (<em style="font: inherit;">326</em>): Measurement of Credit Losses on Financial Instruments</i> ("ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13"</em>)<i>,</i> effective <em style="font: inherit;"> January 1, 2023. </em>The Bank measures expected credit losses on available-for-sale investment securities when the Bank intends to sell, or when it is more likely than <em style="font: inherit;">not</em> that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For available for sale investment securities that do <em style="font: inherit;">not</em> meet the aforementioned criteria, the Bank evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, the Bank considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this evaluation indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists, and an allowance for credit losses is recorded for the credit loss, equal to the amount that the fair value is less than the amortized cost basis. Economic forecast data is used to calculate the present value of expected cash flows. The Bank obtains its forecast data through a subscription to a widely recognized and relied-upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable scenario and uses a single scenario in the model. Any impairment that has <em style="font: inherit;">not</em> been recorded through an allowance for credit losses is recognized in other comprehensive income.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The allowance for credit losses is included within investment securities available for sale on the Consolidated Balance Sheet. Changes in the allowance for credit losses are recorded within the provision for credit losses on the Consolidated Statement of Income. Losses are charged against the allowance when the Bank believes the collectability of an available-for-sale security is in jeopardy or when either of the criteria regarding intent or requirement to sell is met.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Accrued interest receivable on available-for-sale investment securities totaled $1.6 million on <em style="font: inherit;"> March 31, 2024</em>, and is included within accrued interest receivable and other assets on the Consolidated Balance Sheet. This amount is excluded from the estimate of expected credit losses. Available for sale investment securities are typically classified as nonaccrual when the contractual payment of principal or interest has become <em style="font: inherit;">90</em> days past due or management has serious doubts about the further collectability of principal or interest. When available for sale investment securities are placed on nonaccrual status, unpaid interest credited to income is reversed.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b></b></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>Loans</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at their outstanding unpaid principal balances, net of unearned income, which includes net deferred loan fees and costs and unamortized premiums and discounts. Accrued interest receivable is included within accrued interest receivable and other assets on the Consolidated Balance Sheet. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loans’ yield (interest income). The Bank amortizes these amounts over the contractual life of the loan. Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method. Interest income is primarily recognized on an accrual basis according to formulas in written contracts, such as loan agreements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The loan portfolio is segmented into commercial and consumer loans. Commercial loans consist of the following classes: commercial construction, commercial and industrial loans, and commercial real estate loans. Consumer loans consist of the following classes: residential real estate loans, home equity loans, and consumer loans.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">For all classes of loans, the accrual of interest is discontinued when the contractual payment of principal or interest has become <em style="font: inherit;">90</em> days past due or management has serious doubts about further collectability of principal or interest, even though the loan is currently performing. A loan <em style="font: inherit;"> may </em>remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against the allowance for credit losses. Interest received on nonaccrual loans generally is either applied against the principal or reported as interest income on a cash basis, according to management’s judgment as to the collectability of principal. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, and the ultimate collectability of the total contractual principal and interest is <em style="font: inherit;">no</em> longer in doubt. The past-due status of all classes of loans is determined based on contractual due dates for loan payments.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The Bank adopted ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em><i>,</i> effective <em style="font: inherit;"> January 1, 2023. </em>Upon adoption, the reserve for credit losses on loans increased by $5.4 million. The guidance applies an expected-loss methodology, recognizing current expected credit losses for the remaining life of the asset at the time of origination or acquisition.  The allowance for credit losses ("ACL") is a valuation reserve established and maintained by charges against income and is deducted from the amortized cost basis of loans to present the net amount expected to be collected on the loans. Loans, or portions thereof, are charged off against the ACL when they are deemed uncollectible. Expected recoveries do <em style="font: inherit;">not</em> exceed the aggregate of amounts previously charged-off and expected to be charged-off.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The ACL is an estimate of expected credit losses, measured over the contractual life of a loan, that considers our historical loss experience, current conditions, and forecasts of future economic conditions. Determination of an appropriate ACL is inherently subjective and <em style="font: inherit;"> may </em>have significant changes from period to period.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management uses a discounted cash flow ("DCF") model to calculate the present value of the expected cash flows for pools of loans that share similar risk characteristics and compares the results of this calculation to the amortized cost basis to determine its ACL balance.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The contractual term used in projecting the cash flows of a loan is based on the maturity date of a loan and is adjusted for prepayment or curtailment assumptions, which <em style="font: inherit;"> may </em>shorten that contractual time period. Options to extend are considered by management in determining the contractual term.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The key inputs to the DCF model are (<em style="font: inherit;">1</em>) probability of default, (<em style="font: inherit;">2</em>) loss given default, (<em style="font: inherit;">3</em>) prepayment and curtailment rates, (<em style="font: inherit;">4</em>) reasonable and supportable economic forecasts, (<em style="font: inherit;">5</em>) forecast reversion period, (<em style="font: inherit;">6</em>) expected recoveries on charged off loans, and (<em style="font: inherit;">7</em>) discount rate.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Probability of Default ("PD")</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In order to incorporate economic factors into forecasting within the DCF model, management elected to use the Loss Driver method to generate the PD rate inputs. The Loss Driver method analyzes how <em style="font: inherit;">one</em> or more economic factors change the default rate using statistical regression analysis. Management selected economic factors that have strong correlations to historical default rates.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Loss Given Default ("LGD")</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management elected to use the Frye Jacobs parameter for determining the LGD input, which is an estimation technique that derives an LGD input from segment-specific risk curves that correlate LGD with PD.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Prepayment and Curtailment Rates</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Prepayment Rates: Loan-level transaction data is used to calculate semi-annual prepayment rates. These semi-annual rates are annualized, and the average of the annualized rates is used in the DCF calculation for fixed payments or term loans. Rates are calculated for each pool.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Curtailment Rates: Loan-level transaction data is used to calculate annual curtailment rates using available historical loan-level data. The average of the historical rates is used in the DCF model for interest-only payment or line-of-credit type loans. Rates are calculated for each pool.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Reasonable and Supportable Forecasts</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The forecast data used in the DCF model is obtained via a subscription to a widely recognized and relied-upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable forecast.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Forecast Reversion Period</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management uses forecasts to predict how economic factors will perform and has determined to use a <em style="font: inherit;">four</em>-quarter forecast period as well as an <em style="font: inherit;">eight</em>-quarter straight-line reversion period to historical averages (also commonly referred to as the mean reversion period).</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Expected Recoveries on Charged-off Loans</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management performs an analysis to estimate recoveries that could be reasonably expected based on historical experience in order to account for expected recoveries on loans that have already been fully charged off and are <em style="font: inherit;">not</em> included in the ACL calculation.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Discount Rate</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The effective interest rate of the underlying loans of the Company serves as the discount rate applied to the expected periodic cash flows. Management adjusts the effective interest rate used to discount expected cash flows to incorporate expected prepayments.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Individual Evaluation</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management evaluates individual instruments for expected credit losses when those instruments do <em style="font: inherit;">not</em> share similar risk characteristics with instruments evaluated using a collective (pooled) basis. These instruments will <em style="font: inherit;">not</em> be included in the collective analyses. The individual analysis will establish a specific reserve for instruments in scope.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Company’s loan portfolio is segmented to a level that allows management to monitor risk and performance. The portfolio is segmented into Commercial Real Estate (“CRE”), which is further segmented into Owner Occupied (“CRE OO”), Non-owner Occupied (“CRE NOO”), and Multifamily Residential, Residential Real Estate (“RRE”), Commercial and Industrial (“C&amp;I”), Home Equity Lines of Credit (“HELOC”), Construction and Other (“Construction”), and Consumer Installment Loans. The CRE loan segments consist of loans made to finance the activities of CRE owners and operators and certain agricultural loans. The RRE and HELOC loan segments consist of loans made to finance the activities of residential homeowners. The C&amp;I loan segment consists of loans made to finance the activities of commercial customers and certain agricultural loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Historical credit loss experience is the basis for the estimation of expected credit losses. We apply historical loss rates to pools of loans with similar risk characteristics. After consideration of the historic loss calculation, management applies qualitative adjustments to reflect the current conditions and reasonable and supportable forecasts <em style="font: inherit;">not</em> already reflected in the historical loss information at the balance sheet date. The qualitative adjustments for current conditions are based upon national and local economic trends and conditions, levels of and trends in delinquency rates and nonaccrual loans, trends in volumes and terms of loans, effects of changes in lending policies, experience, ability, and depth of lending staff, the value of underlying collateral, concentrations of credit from a loan type, industry, and/or geographic standpoint. These modified historical loss rates are multiplied by the outstanding principal balance of each loan to calculate a required reserve.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The Bank has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on nonaccrual status, any outstanding accrued interest is reversed against interest income.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The ACL calculation for individual loans begins with the use of normal credit review procedures to identify whether a loan <em style="font: inherit;">no</em> longer shares similar risk characteristics with other pooled loans and should, therefore, be individually assessed. Beginning in the <em style="font: inherit;">third</em> quarter of <em style="font: inherit;">2023,</em> the Bank automatically considers all nonaccrual loans greater than $250,000 for individual analysis. Additional identification of loans to be individually evaluated is accomplished through the Bank’s normal loan review, criticized asset review, and portfolio management processes. The Bank previously evaluated all commercial loans greater than $150,000 for individual analysis that met the following criteria: <em style="font: inherit;">1</em>) when it is determined that foreclosure is probable, <em style="font: inherit;">2</em>) substandard, doubtful, and nonperforming loans when repayment is expected to be provided substantially through the operation or sale of the collateral, and <em style="font: inherit;">3</em>) when it is determined by management that a loan does <em style="font: inherit;">not</em> share similar risk characteristics with other loans. Specific reserves are established based on the following <em style="font: inherit;">three</em> acceptable methods for measuring the ACL: <em style="font: inherit;">1</em>) the present value of expected future cash flows discounted at the loan’s original effective interest rate, <em style="font: inherit;">2</em>) the loan’s observable market price, or <em style="font: inherit;">3</em>) the fair value of the collateral when the loan is collateral dependent. Management considers a financial asset as collateral dependent when the debtor is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral, based on management's assessment as of the reporting date. Measurement of the expected credit losses on collateral-dependent loans is based on the fair value of the collateral, less any costs to sell. A specific reserve is established or a charge-off is taken if the fair value of the loan is less than the loan balance. Large groups of smaller-balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Bank does <em style="font: inherit;">not</em> separately identify individual residential real estate loans, home equity loans, and consumer loans for impairment disclosures.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The Bank adopted ASU <em style="font: inherit;">No.</em> <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> effective <em style="font: inherit;"> January 1, 2023. </em>Upon adoption, the reserve for credit losses for unfunded commitments increased by $622,000. The Bank estimates expected credit losses over the contractual period in which the Bank is exposed to credit risk via a contractual obligation to extend credit unless that obligation is unconditionally cancellable by the Bank. The allowance for credit losses on off-balance sheet credit exposures is included in accrued interest payable and other liabilities on the balance sheet and adjusted through provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life, consistent with the estimation process on the loan portfolio.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b></b></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>Reclassification of Comparative Amounts</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Certain comparative amounts for prior years have been reclassified to conform to current-year presentations. Such reclassifications did <em style="font: inherit;">not</em> affect net income or retained earnings.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b></b></p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>Accounting Pronouncements Adopted in</b> <b><em style="font: inherit;">2024</em></b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In <em style="font: inherit;"> March 2023, </em>the FASB issued ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">02,</em> <i>Equity Method and Joint Ventures (Topic <em style="font: inherit;">323</em>): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method</i>. The amendments allow entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related tax credits. This method of accounting had been available only for qualifying investments in qualified affordable housing projects. The guidance also requires certain disclosures regarding an entity’s tax equity investments. On <em style="font: inherit;"> January 1, 2024, </em>the Bank adopted ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">03.</em> This ASU did <em style="font: inherit;">not</em> have a significant impact on the Bank’s financial statements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"><b>Recent Accounting Pronouncements</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In <em style="font: inherit;"> January 2020, </em>the FASB issued ASU <em style="font: inherit;">2020</em>-<em style="font: inherit;">04,</em> <i>Reference Rate Reform (Topic <em style="font: inherit;">848</em>): Facilitation of the Effects of Reference Rate Reform on Financial Reporting, <em style="font: inherit;"> March 2020</em></i>, to provide temporary optional expedients and exceptions to the U.S. GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as the Secured Overnight Financing Rate (SOFR). Entities can elect <em style="font: inherit;">not</em> to apply certain modification accounting requirements to contracts affected by what the guidance calls “reference rate reform” if certain criteria are met. An entity that makes this election would <em style="font: inherit;">not</em> have to remeasure the contracts at the modification date or reassess a previous accounting determination. Also, entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform if certain criteria are met, and can make a <em style="font: inherit;">one</em>-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">06,</em> Reference Rate Reform (Topic <em style="font: inherit;">848</em>): Deferral of the Sunset Date of Topic <em style="font: inherit;">848</em> Issued <em style="font: inherit;"> December 2022, </em>which was issued in <em style="font: inherit;"> December 2022, </em>extended the period of time entities can utilize the reference rate reform relief guidance under ASU <em style="font: inherit;">2020</em>-<em style="font: inherit;">04</em> from <em style="font: inherit;"> December 31, 2022 </em>to <em style="font: inherit;"> December 31, 2024. </em>The ASUs are <em style="font: inherit;">not</em> expected to have a significant impact on the Bank’s financial statements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In <em style="font: inherit;"> June 2022, </em>the FASB issued ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">03,</em> <i>Fair Value Measurement (Topic <em style="font: inherit;">820</em>): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions</i>. The amendment clarifies that a contractual restriction on the sale of an equity security is <em style="font: inherit;">not</em> considered part of the unit account of the equity security and is <em style="font: inherit;">not</em> considered in measuring its fair value. The ASU clarifies that an entity cannot, as a separate unit of account, recognize and measure a contractual sale restriction. The ASU also requires certain disclosures for equity securities subject to contractual sale restrictions. The amendments in this ASU are effective for all entities for fiscal years beginning after <em style="font: inherit;"> December 15, 2024. </em>This ASU is <em style="font: inherit;">not</em> expected to have a significant impact on the Company’s financial statements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In <em style="font: inherit;"> November 2023, </em>the FASB issued ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">07,</em> <i>Segment Reporting (Topic <em style="font: inherit;">280</em>): Improvements to Reportable Segment Disclosures</i>. The ASU requires enhanced disclosures about significant segment expenses for public entities reporting segment information under ASC Topic <em style="font: inherit;">280.</em> The amendments include required disclosure of significant segment expenses regularly reviewed by the chief operating decision maker, description of the composition of other segment items, and title and position of the chief operating decision maker. Additionally, the ASU requires public entities to provide all annual disclosures under Topic <em style="font: inherit;">280</em> in interim periods. The ASU also requires that public entities with a single reportable segment provide all the disclosures required by this amendment and existing disclosure requirements in Topic <em style="font: inherit;">820.</em> The amendments in this ASU are effective for fiscal years beginning after <em style="font: inherit;"> December 15, 2023, </em>and interim periods within fiscal years beginning after <em style="font: inherit;"> December 15, 2024. </em>The Company has a single reportable segment. This ASU is <em style="font: inherit;">not</em> expected to have a significant impact on the Company's financial statements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In <em style="font: inherit;"> December 2023, </em>the FASB issued ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">09,</em> <i>Income Taxes (Topic <em style="font: inherit;">740</em>): Improvements to Income Tax Disclosures</i>. The amendments require entities to disclose specific categories in the rate reconciliation and provide additional information for material reconciling items. The ASU also requires the disclosure of income taxes paid disaggregated by jurisdiction. The amendments in this ASU are effective for public business entities for annual periods beginning after <em style="font: inherit;"> December 15, 2024. </em>This ASU is <em style="font: inherit;">not</em> expected to have a significant impact on the Company’s financial statements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-indent: 0pt; text-align: justify;">In <em style="font: inherit;"> March 2024, </em>the FASB issued ASU <em style="font: inherit;">2024</em>-<em style="font: inherit;">01,</em><i> Compensation </i>–<i> Stock Compensation (Topic <em style="font: inherit;">718</em>).  </i>The ASU amended the guidance in ASC <em style="font: inherit;">718</em> to add an example showing how to apply the scope guidance to determine whether profits interest and similar awards should be accounted for as share-based payment arrangements.  The guidance is effective for fiscal years beginning after <em style="font: inherit;"> December 15, 2024, </em>and interim periods within those fiscal years.  The Company is currently evaluating the impact of this new guidance on its financial statements.</p><p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-indent: 0pt; text-align: justify;"></p> <p style="text-align: right; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; margin: 0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>Principles of Consolidation and Basis of Presentation</b></p> <p style="text-align: justify; font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The consolidated financial statements of Middlefield Banc Corp. ("Company") include its bank subsidiary, The Middlefield Banking Company (“MBC” or “Bank”), and a nonbank asset resolution subsidiary EMORECO, Inc. The consolidated financial statements also include the accounts of MBC’s subsidiaries, Middlefield Investments, Inc. (“MI”) and MB Insurance Services (“MIS”). All significant inter-company items have been eliminated.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">On <em style="font: inherit;"> March 13, 2019, </em>MBC established MI as an operating subsidiary to hold and manage an investment portfolio. On <em style="font: inherit;"> March 31, 2024</em>, MI’s assets consist of a cash account, investments, and related accrued interest accounts. MI <em style="font: inherit;"> may </em>only hold and manage investments and <em style="font: inherit;"> may </em><em style="font: inherit;">not</em> engage in any other activity without prior approval of the Ohio Division of Financial Institutions. In the <em style="font: inherit;">first</em> quarter of <em style="font: inherit;">2022,</em> MBC established MIS as an operating subsidiary to offer retail and business customers various insurance services, including home, renters, automobile, pet, identity theft, travel, and professional liability insurance. On <em style="font: inherit;"> March 31, 2024</em>, MIS assets consist of a cash account, a prepaid asset, and an accounts receivable. As a result of the bank merger of Liberty National Bank and MBC on <em style="font: inherit;"> December 1, 2022, </em>Middlefield Banc Corp. acquired a 100% ownership interest in LBSI Insurance, LLC (“LBSI”), a wholly owned financial subsidiary of Liberty National Bank. LBSI did <em style="font: inherit;">not</em> operate after the merger, and its existence ended <em style="font: inherit;"> January 19, 2024. </em>All significant intercompany items have been eliminated between MBC and these subsidiaries.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The unaudited consolidated financial statements have been prepared in conformity with the instructions to Form <em style="font: inherit;">10</em>-Q and Article <em style="font: inherit;">10</em> of Regulation SX. Accordingly, they do <em style="font: inherit;">not</em> include all of the information and footnotes required by U.S. generally accepted accounting principles (“GAAP”) for complete financial statements. The financial statements should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s Form <em style="font: inherit;">10</em>-K for the year ended <em style="font: inherit;"> December 31, 2023. </em>The interim consolidated financial statements include all adjustments (consisting of only normal recurring items) that, in the opinion of management, are necessary for a fair presentation of the financial position and results of operations for the periods presented. The results of operations for the interim periods disclosed herein are <em style="font: inherit;">not</em> necessarily indicative of the results that <em style="font: inherit;"> may </em>be expected for a full year.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The Company’s significant accounting policies involve the more significant judgments and assumptions used in the preparation of the consolidated financial statements as of <em style="font: inherit;"> March 31, 2024</em>. However, the Company has identified critical accounting policies, and an understanding of these policies is necessary to understand the Company’s financial statements. These policies relate to determining the adequacy of the allowance for credit losses for the investment securities held for sale, loan portfolios, and unfunded commitments.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"></p> 1 <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>Investments</b> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management determines the appropriate classification of investment securities at the time of purchase and re-evaluates such designation as of each balance sheet date.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Investment securities classified as available for sale are those securities that the Bank intends to hold for an indefinite period of time but <em style="font: inherit;">not</em> necessarily to maturity. Securities available for sale are carried at fair value. Any decision to sell a security classified as available for sale would be based on various factors, including significant movements in interest rates, changes in the maturity mix of the Bank’s assets and liabilities, liquidity needs, regulatory capital considerations, and other similar factors. Unrealized gains or losses are reported as increases or decreases in other comprehensive income (loss), net of the deferred tax effect. Realized gains or losses, determined on the basis of the cost of the specific securities sold, are included in earnings. Premiums and discounts are recognized in interest income using the interest method over the terms of the securities.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Investment securities classified as held to maturity are those securities the Bank has both the intent and ability to hold to maturity regardless of changes in market conditions, liquidity needs, or changes in general economic conditions. These securities are carried at cost, adjusted for the amortization of premium and accretion of discount, and computed by a method that approximates the interest method over the terms of the securities. As of <em style="font: inherit;"> March 31, 2024</em>, the Company did <span style="-sec-ix-hidden:c112872732">not</span> hold any held-to-maturity securities.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Equity securities, which are included in other investments on the Consolidated Balance Sheet, are measured at fair value with changes in fair value recognized in net income.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The Bank adopted ASU <em style="font: inherit;">No.</em> <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em><i>, Financial Instruments - Credit Loses - Topic (<em style="font: inherit;">326</em>): Measurement of Credit Losses on Financial Instruments</i> ("ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13"</em>)<i>,</i> effective <em style="font: inherit;"> January 1, 2023. </em>The Bank measures expected credit losses on available-for-sale investment securities when the Bank intends to sell, or when it is more likely than <em style="font: inherit;">not</em> that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For available for sale investment securities that do <em style="font: inherit;">not</em> meet the aforementioned criteria, the Bank evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, the Bank considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this evaluation indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists, and an allowance for credit losses is recorded for the credit loss, equal to the amount that the fair value is less than the amortized cost basis. Economic forecast data is used to calculate the present value of expected cash flows. The Bank obtains its forecast data through a subscription to a widely recognized and relied-upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable scenario and uses a single scenario in the model. Any impairment that has <em style="font: inherit;">not</em> been recorded through an allowance for credit losses is recognized in other comprehensive income.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The allowance for credit losses is included within investment securities available for sale on the Consolidated Balance Sheet. Changes in the allowance for credit losses are recorded within the provision for credit losses on the Consolidated Statement of Income. Losses are charged against the allowance when the Bank believes the collectability of an available-for-sale security is in jeopardy or when either of the criteria regarding intent or requirement to sell is met.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Accrued interest receivable on available-for-sale investment securities totaled $1.6 million on <em style="font: inherit;"> March 31, 2024</em>, and is included within accrued interest receivable and other assets on the Consolidated Balance Sheet. This amount is excluded from the estimate of expected credit losses. Available for sale investment securities are typically classified as nonaccrual when the contractual payment of principal or interest has become <em style="font: inherit;">90</em> days past due or management has serious doubts about the further collectability of principal or interest. When available for sale investment securities are placed on nonaccrual status, unpaid interest credited to income is reversed.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"></p> 1600000 <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>Loans</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are stated at their outstanding unpaid principal balances, net of unearned income, which includes net deferred loan fees and costs and unamortized premiums and discounts. Accrued interest receivable is included within accrued interest receivable and other assets on the Consolidated Balance Sheet. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized as an adjustment of the related loans’ yield (interest income). The Bank amortizes these amounts over the contractual life of the loan. Premiums and discounts on purchased loans are amortized as adjustments to interest income using the effective yield method. Interest income is primarily recognized on an accrual basis according to formulas in written contracts, such as loan agreements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The loan portfolio is segmented into commercial and consumer loans. Commercial loans consist of the following classes: commercial construction, commercial and industrial loans, and commercial real estate loans. Consumer loans consist of the following classes: residential real estate loans, home equity loans, and consumer loans.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">For all classes of loans, the accrual of interest is discontinued when the contractual payment of principal or interest has become <em style="font: inherit;">90</em> days past due or management has serious doubts about further collectability of principal or interest, even though the loan is currently performing. A loan <em style="font: inherit;"> may </em>remain on accrual status if it is in the process of collection and is either guaranteed or well secured. When a loan is placed on nonaccrual status, unpaid interest credited to income in the current year is reversed and unpaid interest accrued in prior years is charged against the allowance for credit losses. Interest received on nonaccrual loans generally is either applied against the principal or reported as interest income on a cash basis, according to management’s judgment as to the collectability of principal. Generally, loans are restored to accrual status when the obligation is brought current, has performed in accordance with the contractual terms for a reasonable period of time, and the ultimate collectability of the total contractual principal and interest is <em style="font: inherit;">no</em> longer in doubt. The past-due status of all classes of loans is determined based on contractual due dates for loan payments.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The Bank adopted ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em><i>,</i> effective <em style="font: inherit;"> January 1, 2023. </em>Upon adoption, the reserve for credit losses on loans increased by $5.4 million. The guidance applies an expected-loss methodology, recognizing current expected credit losses for the remaining life of the asset at the time of origination or acquisition.  The allowance for credit losses ("ACL") is a valuation reserve established and maintained by charges against income and is deducted from the amortized cost basis of loans to present the net amount expected to be collected on the loans. Loans, or portions thereof, are charged off against the ACL when they are deemed uncollectible. Expected recoveries do <em style="font: inherit;">not</em> exceed the aggregate of amounts previously charged-off and expected to be charged-off.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The ACL is an estimate of expected credit losses, measured over the contractual life of a loan, that considers our historical loss experience, current conditions, and forecasts of future economic conditions. Determination of an appropriate ACL is inherently subjective and <em style="font: inherit;"> may </em>have significant changes from period to period.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management uses a discounted cash flow ("DCF") model to calculate the present value of the expected cash flows for pools of loans that share similar risk characteristics and compares the results of this calculation to the amortized cost basis to determine its ACL balance.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The contractual term used in projecting the cash flows of a loan is based on the maturity date of a loan and is adjusted for prepayment or curtailment assumptions, which <em style="font: inherit;"> may </em>shorten that contractual time period. Options to extend are considered by management in determining the contractual term.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The key inputs to the DCF model are (<em style="font: inherit;">1</em>) probability of default, (<em style="font: inherit;">2</em>) loss given default, (<em style="font: inherit;">3</em>) prepayment and curtailment rates, (<em style="font: inherit;">4</em>) reasonable and supportable economic forecasts, (<em style="font: inherit;">5</em>) forecast reversion period, (<em style="font: inherit;">6</em>) expected recoveries on charged off loans, and (<em style="font: inherit;">7</em>) discount rate.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Probability of Default ("PD")</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In order to incorporate economic factors into forecasting within the DCF model, management elected to use the Loss Driver method to generate the PD rate inputs. The Loss Driver method analyzes how <em style="font: inherit;">one</em> or more economic factors change the default rate using statistical regression analysis. Management selected economic factors that have strong correlations to historical default rates.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Loss Given Default ("LGD")</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management elected to use the Frye Jacobs parameter for determining the LGD input, which is an estimation technique that derives an LGD input from segment-specific risk curves that correlate LGD with PD.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Prepayment and Curtailment Rates</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Prepayment Rates: Loan-level transaction data is used to calculate semi-annual prepayment rates. These semi-annual rates are annualized, and the average of the annualized rates is used in the DCF calculation for fixed payments or term loans. Rates are calculated for each pool.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Curtailment Rates: Loan-level transaction data is used to calculate annual curtailment rates using available historical loan-level data. The average of the historical rates is used in the DCF model for interest-only payment or line-of-credit type loans. Rates are calculated for each pool.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Reasonable and Supportable Forecasts</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The forecast data used in the DCF model is obtained via a subscription to a widely recognized and relied-upon company that publishes various forecast scenarios. Management evaluates the various scenarios to determine a reasonable and supportable forecast.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Forecast Reversion Period</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management uses forecasts to predict how economic factors will perform and has determined to use a <em style="font: inherit;">four</em>-quarter forecast period as well as an <em style="font: inherit;">eight</em>-quarter straight-line reversion period to historical averages (also commonly referred to as the mean reversion period).</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Expected Recoveries on Charged-off Loans</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management performs an analysis to estimate recoveries that could be reasonably expected based on historical experience in order to account for expected recoveries on loans that have already been fully charged off and are <em style="font: inherit;">not</em> included in the ACL calculation.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Discount Rate</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The effective interest rate of the underlying loans of the Company serves as the discount rate applied to the expected periodic cash flows. Management adjusts the effective interest rate used to discount expected cash flows to incorporate expected prepayments.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Individual Evaluation</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management evaluates individual instruments for expected credit losses when those instruments do <em style="font: inherit;">not</em> share similar risk characteristics with instruments evaluated using a collective (pooled) basis. These instruments will <em style="font: inherit;">not</em> be included in the collective analyses. The individual analysis will establish a specific reserve for instruments in scope.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The allowance for credit losses is measured on a collective (pool) basis when similar risk characteristics exist. The Company’s loan portfolio is segmented to a level that allows management to monitor risk and performance. The portfolio is segmented into Commercial Real Estate (“CRE”), which is further segmented into Owner Occupied (“CRE OO”), Non-owner Occupied (“CRE NOO”), and Multifamily Residential, Residential Real Estate (“RRE”), Commercial and Industrial (“C&amp;I”), Home Equity Lines of Credit (“HELOC”), Construction and Other (“Construction”), and Consumer Installment Loans. The CRE loan segments consist of loans made to finance the activities of CRE owners and operators and certain agricultural loans. The RRE and HELOC loan segments consist of loans made to finance the activities of residential homeowners. The C&amp;I loan segment consists of loans made to finance the activities of commercial customers and certain agricultural loans. The consumer loan segment consists primarily of installment loans and overdraft lines of credit connected with customer deposit accounts.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Historical credit loss experience is the basis for the estimation of expected credit losses. We apply historical loss rates to pools of loans with similar risk characteristics. After consideration of the historic loss calculation, management applies qualitative adjustments to reflect the current conditions and reasonable and supportable forecasts <em style="font: inherit;">not</em> already reflected in the historical loss information at the balance sheet date. The qualitative adjustments for current conditions are based upon national and local economic trends and conditions, levels of and trends in delinquency rates and nonaccrual loans, trends in volumes and terms of loans, effects of changes in lending policies, experience, ability, and depth of lending staff, the value of underlying collateral, concentrations of credit from a loan type, industry, and/or geographic standpoint. These modified historical loss rates are multiplied by the outstanding principal balance of each loan to calculate a required reserve.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The Bank has elected to exclude accrued interest receivable from the measurement of its ACL. When a loan is placed on nonaccrual status, any outstanding accrued interest is reversed against interest income.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The ACL calculation for individual loans begins with the use of normal credit review procedures to identify whether a loan <em style="font: inherit;">no</em> longer shares similar risk characteristics with other pooled loans and should, therefore, be individually assessed. Beginning in the <em style="font: inherit;">third</em> quarter of <em style="font: inherit;">2023,</em> the Bank automatically considers all nonaccrual loans greater than $250,000 for individual analysis. Additional identification of loans to be individually evaluated is accomplished through the Bank’s normal loan review, criticized asset review, and portfolio management processes. The Bank previously evaluated all commercial loans greater than $150,000 for individual analysis that met the following criteria: <em style="font: inherit;">1</em>) when it is determined that foreclosure is probable, <em style="font: inherit;">2</em>) substandard, doubtful, and nonperforming loans when repayment is expected to be provided substantially through the operation or sale of the collateral, and <em style="font: inherit;">3</em>) when it is determined by management that a loan does <em style="font: inherit;">not</em> share similar risk characteristics with other loans. Specific reserves are established based on the following <em style="font: inherit;">three</em> acceptable methods for measuring the ACL: <em style="font: inherit;">1</em>) the present value of expected future cash flows discounted at the loan’s original effective interest rate, <em style="font: inherit;">2</em>) the loan’s observable market price, or <em style="font: inherit;">3</em>) the fair value of the collateral when the loan is collateral dependent. Management considers a financial asset as collateral dependent when the debtor is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral, based on management's assessment as of the reporting date. Measurement of the expected credit losses on collateral-dependent loans is based on the fair value of the collateral, less any costs to sell. A specific reserve is established or a charge-off is taken if the fair value of the loan is less than the loan balance. Large groups of smaller-balance homogeneous loans are collectively evaluated for impairment. Accordingly, the Bank does <em style="font: inherit;">not</em> separately identify individual residential real estate loans, home equity loans, and consumer loans for impairment disclosures.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The Bank adopted ASU <em style="font: inherit;">No.</em> <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> effective <em style="font: inherit;"> January 1, 2023. </em>Upon adoption, the reserve for credit losses for unfunded commitments increased by $622,000. The Bank estimates expected credit losses over the contractual period in which the Bank is exposed to credit risk via a contractual obligation to extend credit unless that obligation is unconditionally cancellable by the Bank. The allowance for credit losses on off-balance sheet credit exposures is included in accrued interest payable and other liabilities on the balance sheet and adjusted through provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life, consistent with the estimation process on the loan portfolio.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"></p> 5400000 250000 150000 622000 <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>Reclassification of Comparative Amounts</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Certain comparative amounts for prior years have been reclassified to conform to current-year presentations. Such reclassifications did <em style="font: inherit;">not</em> affect net income or retained earnings.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>Accounting Pronouncements Adopted in</b> <b><em style="font: inherit;">2024</em></b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In <em style="font: inherit;"> March 2023, </em>the FASB issued ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">02,</em> <i>Equity Method and Joint Ventures (Topic <em style="font: inherit;">323</em>): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method</i>. The amendments allow entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related tax credits. This method of accounting had been available only for qualifying investments in qualified affordable housing projects. The guidance also requires certain disclosures regarding an entity’s tax equity investments. On <em style="font: inherit;"> January 1, 2024, </em>the Bank adopted ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">03.</em> This ASU did <em style="font: inherit;">not</em> have a significant impact on the Bank’s financial statements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"><b>Recent Accounting Pronouncements</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In <em style="font: inherit;"> January 2020, </em>the FASB issued ASU <em style="font: inherit;">2020</em>-<em style="font: inherit;">04,</em> <i>Reference Rate Reform (Topic <em style="font: inherit;">848</em>): Facilitation of the Effects of Reference Rate Reform on Financial Reporting, <em style="font: inherit;"> March 2020</em></i>, to provide temporary optional expedients and exceptions to the U.S. GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens of the expected market transition from LIBOR and other interbank offered rates to alternative reference rates, such as the Secured Overnight Financing Rate (SOFR). Entities can elect <em style="font: inherit;">not</em> to apply certain modification accounting requirements to contracts affected by what the guidance calls “reference rate reform” if certain criteria are met. An entity that makes this election would <em style="font: inherit;">not</em> have to remeasure the contracts at the modification date or reassess a previous accounting determination. Also, entities can elect various optional expedients that would allow them to continue applying hedge accounting for hedging relationships affected by reference rate reform if certain criteria are met, and can make a <em style="font: inherit;">one</em>-time election to sell and/or reclassify held-to-maturity debt securities that reference an interest rate affected by reference rate reform. ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">06,</em> Reference Rate Reform (Topic <em style="font: inherit;">848</em>): Deferral of the Sunset Date of Topic <em style="font: inherit;">848</em> Issued <em style="font: inherit;"> December 2022, </em>which was issued in <em style="font: inherit;"> December 2022, </em>extended the period of time entities can utilize the reference rate reform relief guidance under ASU <em style="font: inherit;">2020</em>-<em style="font: inherit;">04</em> from <em style="font: inherit;"> December 31, 2022 </em>to <em style="font: inherit;"> December 31, 2024. </em>The ASUs are <em style="font: inherit;">not</em> expected to have a significant impact on the Bank’s financial statements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In <em style="font: inherit;"> June 2022, </em>the FASB issued ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">03,</em> <i>Fair Value Measurement (Topic <em style="font: inherit;">820</em>): Fair Value Measurement of Equity Securities Subject to Contractual Sale Restrictions</i>. The amendment clarifies that a contractual restriction on the sale of an equity security is <em style="font: inherit;">not</em> considered part of the unit account of the equity security and is <em style="font: inherit;">not</em> considered in measuring its fair value. The ASU clarifies that an entity cannot, as a separate unit of account, recognize and measure a contractual sale restriction. The ASU also requires certain disclosures for equity securities subject to contractual sale restrictions. The amendments in this ASU are effective for all entities for fiscal years beginning after <em style="font: inherit;"> December 15, 2024. </em>This ASU is <em style="font: inherit;">not</em> expected to have a significant impact on the Company’s financial statements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In <em style="font: inherit;"> November 2023, </em>the FASB issued ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">07,</em> <i>Segment Reporting (Topic <em style="font: inherit;">280</em>): Improvements to Reportable Segment Disclosures</i>. The ASU requires enhanced disclosures about significant segment expenses for public entities reporting segment information under ASC Topic <em style="font: inherit;">280.</em> The amendments include required disclosure of significant segment expenses regularly reviewed by the chief operating decision maker, description of the composition of other segment items, and title and position of the chief operating decision maker. Additionally, the ASU requires public entities to provide all annual disclosures under Topic <em style="font: inherit;">280</em> in interim periods. The ASU also requires that public entities with a single reportable segment provide all the disclosures required by this amendment and existing disclosure requirements in Topic <em style="font: inherit;">820.</em> The amendments in this ASU are effective for fiscal years beginning after <em style="font: inherit;"> December 15, 2023, </em>and interim periods within fiscal years beginning after <em style="font: inherit;"> December 15, 2024. </em>The Company has a single reportable segment. This ASU is <em style="font: inherit;">not</em> expected to have a significant impact on the Company's financial statements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In <em style="font: inherit;"> December 2023, </em>the FASB issued ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">09,</em> <i>Income Taxes (Topic <em style="font: inherit;">740</em>): Improvements to Income Tax Disclosures</i>. The amendments require entities to disclose specific categories in the rate reconciliation and provide additional information for material reconciling items. The ASU also requires the disclosure of income taxes paid disaggregated by jurisdiction. The amendments in this ASU are effective for public business entities for annual periods beginning after <em style="font: inherit;"> December 15, 2024. </em>This ASU is <em style="font: inherit;">not</em> expected to have a significant impact on the Company’s financial statements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-indent: 0pt; text-align: justify;">In <em style="font: inherit;"> March 2024, </em>the FASB issued ASU <em style="font: inherit;">2024</em>-<em style="font: inherit;">01,</em><i> Compensation </i>–<i> Stock Compensation (Topic <em style="font: inherit;">718</em>).  </i>The ASU amended the guidance in ASC <em style="font: inherit;">718</em> to add an example showing how to apply the scope guidance to determine whether profits interest and similar awards should be accounted for as share-based payment arrangements.  The guidance is effective for fiscal years beginning after <em style="font: inherit;"> December 15, 2024, </em>and interim periods within those fiscal years.  The Company is currently evaluating the impact of this new guidance on its financial statements.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>NOTE <em style="font: inherit;">2</em> </b>–<b> REVENUE RECOGNITION</b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Following ASC Topic <em style="font: inherit;">606,</em> <i>Revenue from Contracts with Customers (Topic <em style="font: inherit;">606</em>)</i>, management determined that the primary sources of revenue, which emanate from interest income on loans and investments, along with noninterest revenue resulting from equity security gains (losses), gains on the sale of loans, rental income, and BOLI income, are <em style="font: inherit;">not</em> within the scope of ASC <em style="font: inherit;">606.</em> For the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> March 31, 2024</em>, these revenue sources cumulatively comprise 94.2% of the total revenue of the Company.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The main types of noninterest income within the scope of the standard are as follows:</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Service charges on deposit accounts</span> – The Company has contracts with its deposit customers whereby fees are charged if the account balance falls below predetermined levels defined as compensating balances. These agreements can be canceled at any time by either the Company or the deposit customer. Revenue from these transactions is recognized monthly as the Company has an unconditional right to the fee consideration. The Company also has transaction fees related to specific customer requests or activities that include overdraft fees, online banking fees, and other transaction fees. All of these fees are attributable to specific performance obligations of the Company where the revenue is recognized at a defined point in time, which is the completion of the requested service/transaction.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Revenue from investment services</span> – The Company earns investment services revenue through its referral agreement with LPL Financial. The performance obligation to investment management customers is satisfied over time, and therefore, revenue is recognized over time. The Company generally receives trailing investment services revenue in arrears and recognizes the revenue when the monthly statement with referral revenue is received.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="text-decoration: underline; ">Miscellaneous fee income </span>– Fees earned on other services, such as ATM surcharge fees, money order fees, and check fees, are recognized at the time of the event or the applicable billing cycle.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The following table depicts the disaggregation of revenue derived from contracts with customers to depict the nature, amount, timing, and uncertainty of revenue and cash flows:</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 5%; margin-left: 5%; width: 90%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">For the Three Months Ended March 31,</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 66%; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Noninterest Income</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2024</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2023</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Service charges on deposit accounts:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Overdraft fees</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">246</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">ATM banking fees</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">439</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">472</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Service charges and other fees</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">220</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">269</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Loss on equity securities ⁽ª⁾</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(52</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(138</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Gain on sale of other real estate owned ⁽ª⁾</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Earnings on bank-owned life insurance ⁽ª⁾</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">227</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">200</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Gain on sale of loans ⁽ª⁾</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">23</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenue from investment services</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">204</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">186</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Miscellaneous fee income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">93</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">86</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Gross rental income ⁽ª⁾</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">67</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">102</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Other income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">338</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">232</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Total noninterest income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,796</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,680</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="font-family: Times New Roman; font-size: 10pt; width: 100%;"><tbody><tr><td style="vertical-align:bottom;width:38.9%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt;">(a) <em style="font: inherit;">Not</em> within scope of ASC <em style="font: inherit;">606</em></p> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> 0.942 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 5%; margin-left: 5%; width: 90%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">For the Three Months Ended March 31,</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 66%; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Noninterest Income</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2024</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2023</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Service charges on deposit accounts:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Overdraft fees</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">246</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">ATM banking fees</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">439</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">472</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Service charges and other fees</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">220</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">269</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Loss on equity securities ⁽ª⁾</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(52</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(138</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Gain on sale of other real estate owned ⁽ª⁾</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Earnings on bank-owned life insurance ⁽ª⁾</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">227</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">200</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Gain on sale of loans ⁽ª⁾</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">23</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Revenue from investment services</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">204</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">186</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Miscellaneous fee income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">93</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">86</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Gross rental income ⁽ª⁾</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">67</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">102</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Other income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">338</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">232</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Total noninterest income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,796</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 14%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,680</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 250000 246000 439000 472000 220000 269000 -52000 -138000 0 2000 227000 200000 10000 23000 204000 186000 93000 86000 67000 102000 338000 232000 1796000 1680000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>NOTE <em style="font: inherit;">3</em> - EARNINGS PER SHARE</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">The Company provides a dual presentation of basic and diluted earnings per share. Basic earnings per share is calculated by dividing net income by the average shares outstanding. Diluted earnings per share adds the dilutive effects of restricted stock to average shares outstanding.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">The following table sets forth the composition of the weighted-average common shares (denominator) used in the basic and diluted earnings per share computation.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">For the Three</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">Months Ended</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">March 31,</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2024</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2023</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted-average common shares outstanding</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,941,596</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,921,529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Average treasury stock shares</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,850,393</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,782,758</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted-average common shares and common stock equivalents used to calculate basic earnings per share</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,091,203</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,138,771</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,858</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,096,317</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,152,629</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">On <em style="font: inherit;"> March 31, 2024</em>, there were 38,836 shares of restricted stock, 33,722 shares of which were anti-dilutive.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">On <em style="font: inherit;"> March 31, 2023</em>, there were 70,219 shares of restricted stock, 56,361 shares of which were anti-dilutive.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">When shares recognized as equity are repurchased, the amount of the consideration paid, which includes directly attributable costs, is recognized as a deduction from equity. Repurchased shares are classified as treasury shares and are presented in the treasury share reserve. The reserve for the Company’s treasury shares comprises the cost of the Company’s shares held by the Company. As of <em style="font: inherit;"> March 31, 2024</em>, the Company held 1,879,310 of the Company’s shares, which is an increase of 43,858 from the 1,835,452 shares held as of <em style="font: inherit;"> March 31, 2023</em>.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">For the Three</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">Months Ended</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">March 31,</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2024</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2023</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted-average common shares outstanding</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,941,596</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,921,529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Average treasury stock shares</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,850,393</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,782,758</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted-average common shares and common stock equivalents used to calculate basic earnings per share</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,091,203</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,138,771</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,858</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,096,317</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,152,629</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 9941596 9921529 1850393 1782758 8091203 8138771 5114 13858 8096317 8152629 38836 33722 70219 56361 1879310 43858 1835452 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">4</em> - ACCUMULATED OTHER COMPREHENSIVE (LOSS) INCOME</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">The following table presents the changes in accumulated other comprehensive (loss) income (“AOCI”) by component, net of tax, for the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> March 31, 2024</em>, and <em style="font: inherit;">2023</em>, respectively:</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 73%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">(Dollars in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding-bottom: 1px;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">Unrealized (losses)/gains on securities available-for-sale<sup style="vertical-align:top;line-height:120%;">(a)</sup></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 73%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance as of December 31, 2023</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 24%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(16,090</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 73%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Other comprehensive loss</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 24%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(2,040</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 73%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Balance as of March 31, 2024</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 24%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">(18,130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;">)</td></tr> </tbody></table> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 73%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">(Dollars in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">Unrealized (losses)/gains on securities available-for-sale<sup style="vertical-align:top;line-height:120%;">(a)</sup></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 73%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance as of December 31, 2022</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 24%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(22,144</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 73%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Other comprehensive income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 24%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,891</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 73%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance as of March 31, 2023</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 24%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(19,253</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;"><tbody><tr style="vertical-align: top;"><td style="width: 18pt;"> </td><td style="width: 18pt;"> <p style="font-family: 'Times New Roman', Times, serif;font-size: 10pt;font-variant:normal;margin:0pt;">(a)</p> </td><td style="width: auto;"> <p style="font-family: 'Times New Roman', Times, serif;font-size: 10pt;font-variant:normal;margin:0pt;">All amounts are net of tax.</p> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">There were no other reclassifications of amounts from AOCI for the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> March 31, 2024</em>, and <em style="font: inherit;">2023</em>.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 73%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">(Dollars in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding-bottom: 1px;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%; border-bottom: 1px solid rgb(0, 0, 0);">Unrealized (losses)/gains on securities available-for-sale<sup style="vertical-align:top;line-height:120%;">(a)</sup></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 73%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance as of December 31, 2023</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 24%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(16,090</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 73%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Other comprehensive loss</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 24%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(2,040</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 73%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Balance as of March 31, 2024</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 24%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 3px double rgb(0, 0, 0);">(18,130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 3px; margin: 0px;">)</td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 73%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">(Dollars in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;">Unrealized (losses)/gains on securities available-for-sale<sup style="vertical-align:top;line-height:120%;">(a)</sup></td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 73%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance as of December 31, 2022</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 24%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(22,144</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 73%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Other comprehensive income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 24%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,891</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 73%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance as of March 31, 2023</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 24%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(19,253</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td></tr> </tbody></table> -16090000 -2040000 -18130000 -22144000 2891000 -19253000 0 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>NOTE <em style="font: inherit;">5</em> - FAIR VALUE MEASUREMENTS </b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in the principal or most advantageous market for an asset or liability in an orderly transaction between market participants at the measurement date. GAAP establishes a fair value hierarchy that prioritizes the use of inputs used in valuation methodologies into the following levels:</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;"><tbody><tr style="vertical-align: top;"><td style="width: 54pt;"> <p style="margin: 0pt; text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Level I:</p> </td><td style="width: auto;"> <p style="margin: 0pt; text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Quoted prices are available in active markets for identical assets or liabilities as of the reported date.</p> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;"><tbody><tr style="vertical-align: top;"><td style="width: 54pt;"> <p style="margin: 0pt; text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Level II:</p> </td><td style="width: auto;"> <p style="margin: 0pt; text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Pricing inputs are other than the quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities includes items for which quoted prices are available but traded less frequently and items that are valued using other financial instruments, the parameters of which can be directly observed.</p> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;"><tbody><tr style="vertical-align: top;"><td style="width: 54pt;"> <p style="margin: 0pt; text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Level III:</p> </td><td style="width: auto;"> <p style="margin: 0pt; text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Assets and liabilities that have little to <em style="font: inherit;">no</em> pricing observability as of the reported date. These items do <em style="font: inherit;">not</em> have <em style="font: inherit;">two</em>-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.</p> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt 0pt 0pt 63pt;text-indent:-63pt;">This hierarchy requires the use of observable market data when available.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt 0pt 0pt 63pt;text-indent:-63pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">The following tables present the assets measured at fair value on a recurring basis on the Consolidated Balance Sheet by level within the fair value hierarchy. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;">March 31, 2024</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level I</em></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level II</em></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level III</em></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Assets measured on a recurring basis:</p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">25,186</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">6,581</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">31,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Obligations of states and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">130,103</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">130,103</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Mortgage-backed securities in government-sponsored entities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,020</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,020</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total investment securities available for sale</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">161,309</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">6,581</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">167,890</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Equity securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">776</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">776</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">776</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">161,309</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,581</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">168,666</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level I</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level II</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level III</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Assets measured on a recurring basis:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">23,118</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,801</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">31,919</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Obligations of states and political subdivisions</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">132,542</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">132,542</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Mortgage-backed securities in government-sponsored entities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,318</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,318</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Private-label mortgage-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: -9pt;">Total investment securities available for sale</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">161,978</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,801</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">170,779</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">814</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">814</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: -9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">814</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">161,978</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,801</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">171,593</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </p> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"><span style="text-decoration: underline; font-size: 10pt;">Investment Securities Available for Sale</span></p> <div style="font-size: 10pt;"> An independent pricing service provides the Company fair values determined by pricing models using a market approach that considers observable market data, such as interest rate volatilities, benchmarked yield curve, credit spreads and prices from market makers and live trading systems (Level II). Level III securities are assets whose fair value cannot be determined by using observable measures. The inputs to the valuation methodology of these securities are unobservable and significant to the fair value measurement. Currently, this category includes certain subordinated debt investments that are valued based on the discounted cash flow approach assuming a yield curve of similarly structured instruments. </div> <p style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">While the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of specific financial instruments could result in a different estimate of fair value at the reporting date. Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are <em style="font: inherit;">not</em> necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective period-ends and have <em style="font: inherit;">not</em> been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments following the respective reporting dates <em style="font: inherit;"> may </em>be different from the amounts reported at each period-end.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"><span style="text-decoration: underline; ">Equity Securities</span> - Equity securities that are traded on a national securities exchange are valued at their last reported sales price as of the measurement date. Equity securities traded in the over-the-counter (“OTC”) markets and listed securities for which <em style="font: inherit;">no</em> sale was reported on that date are generally valued at their last reported “bid” price if held long, and last reported “ask” price if sold short. To the extent equity securities are actively traded and valuation adjustments are <em style="font: inherit;">not</em> applied, they are categorized in Level I of the fair value hierarchy.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">The following table presents the fair value reconciliation of Level III assets measured at fair value on a recurring basis.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">Subordinated debt</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">March 31, 2024</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">December 31, 2023</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Beginning of year</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,801</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,737</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Purchases, sales, settlements:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Purchases</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Transfers out of Level III (1)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Net change in unrealized loss on investment securities available-for-sale</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">64</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance at end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,581</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,801</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;"><tbody><tr style="vertical-align: top;"><td style="width: 18pt;"> </td><td style="width: 18pt;"> <p style="font-family: 'Times New Roman', Times, serif;font-size: 10pt;font-variant:normal;margin:0pt;">(<em style="font: inherit;">1</em>)</p> </td><td style="width: auto;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Transfers between hierarchy levels are based on the availability of sufficient observable inputs to meet Level II versus Level III criteria. The level designation of each financial instrument is reassessed at the end of each period.</p> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">The following table presents the assets measured at fair value on a non-recurring basis on the Consolidated Balance Sheet by level within the fair value hierarchy.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">March 31, 2024</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Level I</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Level II</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Level III</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Assets measured on a non-recurring basis:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Collateral-dependent loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Level I</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Level II</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Level III</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Assets measured on a non-recurring basis:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Collateral-dependent loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,361</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,361</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </p> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"><span style="text-decoration: underline; ">Collateral-Dependent Loans</span> – The Company has measured impairment on collateral-dependent individually analyzed loans generally based on the fair value of the loan’s collateral. Fair value is generally determined based on independent <em style="font: inherit;">third</em>-party appraisals of the properties. In some cases, management <em style="font: inherit;"> may </em>adjust the appraised value due to the age of the appraisal, changes in market conditions, or observable deterioration of the property since the appraisal was completed. Additionally, management makes estimates about expected costs to sell the property, which are also included in the net realizable value. If the fair value of the collateral-dependent loan is less than the carrying amount of the loan, a specific reserve for the loan is made in the allowance for credit losses, or a charge-off is taken to reduce the loan to the fair value of the collateral (less estimated selling costs), and the loan is included in the above table as a Level III measurement in the period in which the adjustment is recorded. If the fair value of the collateral exceeds the carrying amount of the loan, then the loan is <em style="font: inherit;">not</em> included in the above table as it is <em style="font: inherit;">not</em> currently being carried at its fair value. The fair values in the preceding tables include selling costs of $883,000 and $843,000 on <em style="font: inherit;"> March 31, 2024</em>, and <em style="font: inherit;"> December 31, 2023</em>, respectively.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">The following table presents additional quantitative information about assets measured at fair value on a non-recurring basis and for which the Company uses Level III inputs to determine fair value:</p> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="vertical-align: bottom;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="8" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Quantitative Information about Level III Fair Value Measurements</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 27.4%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><i> </i></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><i> </i></td></tr> <tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Fair Value Estimate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 21.1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Valuation Techniques</p> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 21.5%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Unobservable Input</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Range (Weighted Average)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">March 31, 2024</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Collateral-dependent loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Appraisal of collateral (1)</em></p> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Appraisal adjustments (2)</em></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c112873056">21.0</span></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> </tbody></table> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="vertical-align: bottom;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="8" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Quantitative Information about Level III Fair Value Measurements</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><i> </i></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><i> </i></td></tr> <tr style="vertical-align: bottom;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Fair Value Estimate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Valuation Techniques</p> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Unobservable Input</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Range (Weighted Average)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">December 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Collateral-dependent loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,361</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Appraisal of collateral <sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Appraisal adjustments<sup style="vertical-align:top;line-height:120%;"> (2)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c112873061">20.1</span></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> </tbody></table> <p style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;"><tbody><tr style="vertical-align: top;"><td style="width: 18pt;"> </td><td style="width: 18pt;"> <p style="font-family: 'Times New Roman', Times, serif;font-size: 10pt;font-variant:normal;margin:0pt;">(<em style="font: inherit;">1</em>)</p> </td><td style="width: auto;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Fair value is generally determined through independent appraisals of the underlying collateral, which generally include various level III inputs that are <em style="font: inherit;">not</em> identifiable, less any associated allowance.</p> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;"><tbody><tr style="vertical-align: top;"><td style="width: 18pt;"> </td><td style="width: 18pt;"> <p style="font-family: 'Times New Roman', Times, serif;font-size: 10pt;font-variant:normal;margin:0pt;">(<em style="font: inherit;">2</em>)</p> </td><td style="width: auto;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Appraisals <em style="font: inherit;"> may </em>be adjusted by management for qualitative factors such as economic conditions and estimated liquidation expenses. The range and weighted average of liquidation expenses and other appraisal adjustments are presented as a percent of the appraisal.</p> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">The estimated fair value of the Company’s financial instruments <em style="font: inherit;">not</em> recorded at fair value on a recurring basis is as follows:</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 61%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">March 31, 2024</em></em></em></em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Carrying</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 12%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 12%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 12%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level I</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level II</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level III</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Fair Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 61%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Financial assets:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Net loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,469,057</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,391,216</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,391,216</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Mortgage servicing rights</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,589</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,701</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,701</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="width: 25%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 12%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 12%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 12%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 12%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 12%;"> </td><td style="width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Financial liabilities:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-indent: 9pt;">Non-maturing deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,114,744</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,114,744</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,114,744</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Time deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">332,165</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">329,023</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">329,023</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Other borrowings</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,812</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,812</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,812</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></em></em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Carrying</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level I</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level II</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level III</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Fair Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Financial assets:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Net loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,456,437</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,370,657</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,370,657</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Mortgage servicing rights</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,636</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">2,781</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">2,781</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Financial liabilities:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-indent: 9pt;">Non-maturing deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,092,287</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,092,287</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,092,287</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Time deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">334,315</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">331,638</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">331,638</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Other borrowings</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,862</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,862</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,862</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">Included within other borrowings is an $8.2 million note payable, which matures in <em style="font: inherit;"> December 2037. </em>These borrowings were used to form a special purpose entity to issue $8.0 million of floating rate, obligated mandatorily redeemable securities. The rate adjusts quarterly, equal to SOFR plus 1.67%. The borrowing is a floating rate instrument, and any difference between the cost and fair value is insignificant. </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">In addition to the financial instruments included in the above tables, cash and cash equivalents, bank-owned life insurance, Federal Home Loan Bank (the “FHLB”) stock, other investments, accrued interest receivable, FHLB advances, finance lease liabilities, and accrued interest payable, are carried at cost, which approximates the fair value of the instruments.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;">March 31, 2024</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level I</em></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level II</em></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level III</em></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Assets measured on a recurring basis:</p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">25,186</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">6,581</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">31,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Obligations of states and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">130,103</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">130,103</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Mortgage-backed securities in government-sponsored entities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,020</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,020</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total investment securities available for sale</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">161,309</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">6,581</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">167,890</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Equity securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">776</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">776</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">776</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">161,309</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,581</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">168,666</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level I</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level II</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level III</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Assets measured on a recurring basis:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">23,118</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,801</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">31,919</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Obligations of states and political subdivisions</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">132,542</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">132,542</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Mortgage-backed securities in government-sponsored entities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,318</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,318</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Private-label mortgage-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: -9pt;">Total investment securities available for sale</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">161,978</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,801</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">170,779</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">814</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">814</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: -9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">814</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">161,978</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,801</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">171,593</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 0 25186000 6581000 31767000 0 130103000 0 130103000 0 6020000 0 6020000 0 161309000 6581000 167890000 776000 0 0 776000 776000 161309000 6581000 168666000 0 23118000 8801000 31919000 0 132542000 0 132542000 0 6318000 0 6318000 0 0 0 0 0 161978000 8801000 170779000 814000 0 0 814000 814000 161978000 8801000 171593000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">Subordinated debt</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">March 31, 2024</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">December 31, 2023</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Beginning of year</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,801</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,737</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Purchases, sales, settlements:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Purchases</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Transfers out of Level III (1)</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Net change in unrealized loss on investment securities available-for-sale</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">64</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance at end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,581</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,801</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 8801000 8737000 0 1000000 2250000 1000000 30000 64000 6581000 8801000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">March 31, 2024</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Level I</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Level II</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Level III</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Assets measured on a non-recurring basis:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Collateral-dependent loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Level I</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Level II</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Level III</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Assets measured on a non-recurring basis:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Collateral-dependent loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,361</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,361</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 0 0 3321000 3321000 0 0 3361000 3361000 883000 843000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="vertical-align: bottom;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="8" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Quantitative Information about Level III Fair Value Measurements</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 27.4%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><i> </i></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><i> </i></td></tr> <tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Fair Value Estimate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 21.1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Valuation Techniques</p> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 21.5%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Unobservable Input</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Range (Weighted Average)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">March 31, 2024</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Collateral-dependent loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Appraisal of collateral (1)</em></p> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Appraisal adjustments (2)</em></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c112873056">21.0</span></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="vertical-align: bottom;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="8" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Quantitative Information about Level III Fair Value Measurements</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 30%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><i> </i></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><i> </i></td></tr> <tr style="vertical-align: bottom;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Fair Value Estimate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Valuation Techniques</p> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Unobservable Input</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Range (Weighted Average)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">December 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Collateral-dependent loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,361</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Appraisal of collateral <sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Appraisal adjustments<sup style="vertical-align:top;line-height:120%;"> (2)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c112873061">20.1</span></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> </tbody></table> 3321000 3361000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 61%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">March 31, 2024</em></em></em></em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Carrying</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 12%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 12%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 12%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level I</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level II</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level III</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Fair Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 61%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Financial assets:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Net loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,469,057</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,391,216</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,391,216</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Mortgage servicing rights</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,589</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,701</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,701</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="width: 25%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 12%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 12%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 12%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 12%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 12%;"> </td><td style="width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Financial liabilities:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 12%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-indent: 9pt;">Non-maturing deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,114,744</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,114,744</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,114,744</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Time deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">332,165</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">329,023</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">329,023</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Other borrowings</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,812</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,812</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,812</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></em></em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Carrying</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level I</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level II</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Level III</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Fair Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 25%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Financial assets:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Net loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,456,437</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,370,657</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,370,657</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Mortgage servicing rights</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,636</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">2,781</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">2,781</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Financial liabilities:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;; text-indent: 9pt;">Non-maturing deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,092,287</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,092,287</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">1,092,287</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Time deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">334,315</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">331,638</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">331,638</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Other borrowings</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,862</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,862</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,862</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 1469057000 0 0 1391216000 1391216000 1589000 2701000 2701000 1114744000 1114744000 0 0 1114744000 332165000 0 0 329023000 329023000 11812000 0 0 11812000 11812000 1456437000 0 0 1370657000 1370657000 1636000 2781000 2781000 1092287000 1092287000 0 0 1092287000 334315000 0 0 331638000 331638000 11862000 0 0 11862000 11862000 8200000 8000000 0.0167 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">6</em> </b>–<b> INVESTMENT AND EQUITY SECURITIES</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">The amortized cost and fair values of investment securities available for sale are as follows:</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">March 31, 2024</em></em></em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Gross</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Gross</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Amortized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Cost (a)</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Gains</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">34,300</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">61</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(2,594</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">31,767</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Obligations of states and political subdivisions:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Tax-exempt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">149,747</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">45</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(19,689</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">130,103</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Mortgage-backed securities in government-sponsored entities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,793</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(773</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,020</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">190,840</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">106</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(23,056</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">167,890</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;margin-left:auto;margin-right:auto;"><tbody><tr><td style="vertical-align:middle;width:auto;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">(a)</p> </td><td style="vertical-align:middle;width:auto;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Amortized cost excludes accrued interest receivable of $1.6 million for the period ending <em style="font: inherit;"> March 31, 2024</em>.</p> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Gross</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Gross</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Amortized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Cost (a)</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Gains</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">34,300</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">70</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(2,451</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">31,919</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Obligations of states and political subdivisions:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Tax-exempt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">149,881</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">153</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(17,492</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">132,542</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Mortgage-backed securities in government-sponsored entities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,965</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(647</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,318</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">191,146</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">223</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(20,590</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">170,779</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;margin-left:auto;margin-right:auto;"><tbody><tr><td style="vertical-align:middle;width:auto;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">(a)</p> </td><td style="vertical-align:middle;width:auto;">Amortized cost excludes accrued interest receivable of $1.6 million for the period ending <em style="font: inherit;"> December 31, 2023</em>.</td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The amortized cost and fair value of investment securities at <em style="font: inherit;"> March 31, 2024</em>, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers <em style="font: inherit;"> may </em>have the right to call or prepay obligations with or without call or prepayment penalties.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Amortized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 62%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Cost</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Due in one year or less</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">565</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">565</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Due after one year through five years</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,063</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,993</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Due after five years through ten years</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">56,271</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">53,099</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Due after ten years</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">131,941</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">112,233</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 54pt; text-indent: -9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">190,840</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">167,890</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">There were <em style="font: inherit;">no</em> investment securities sold during the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> March 31, 2024</em>, or year ended <em style="font: inherit;"> December 31, 2023</em>. </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">Investment securities with an approximate carrying value of $116.4 million and $91.2 million on <em style="font: inherit;"> March 31, 2024</em>, and <em style="font: inherit;"> December 31, 2023</em>, respectively, were pledged to secure deposits and for other purposes as required by law.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">The following table shows the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31, 2024</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Less than Twelve Months</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Twelve Months or Greater</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Gross</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Gross</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Gross</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Subordinated debt</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">3,743</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">(307</td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">26,964</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">(2,287</td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">30,707</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">(2,594</td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of states and political subdivisions:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Tax-exempt</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,105</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(47</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">104,148</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(19,642</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">113,253</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(19,689</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Mortgage-backed securities in government-sponsored entities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,873</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(770</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,020</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(773</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">12,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">(357</td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">136,985</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">(22,699</td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">149,980</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">(23,056</td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Less than Twelve Months</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Twelve Months or Greater</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Gross</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Gross</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Gross</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">994</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">29,356</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,445</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">30,350</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,451</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of states and political subdivisions:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Tax-exempt</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,386</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">106,078</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(17,482</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">107,464</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(17,492</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Mortgage-backed securities in government-sponsored entities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,122</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(646</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,317</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,575</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(17</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">141,556</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(20,573</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">144,131</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(20,590</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">Every quarter, the Company evaluates investment securities with unrealized losses to determine if the decline in fair value has resulted from credit losses or other factors. There were 18 securities in an unrealized loss position for less than <em style="font: inherit;">twelve</em> months and 166 securities in an unrealized loss position for <em style="font: inherit;">twelve</em> months or greater on <em style="font: inherit;"> March 31, 2024</em>. Unrealized losses on investment securities available for sale have <em style="font: inherit;">not</em> been recognized into income because we do <em style="font: inherit;">not</em> intend to sell and it is more likely than <em style="font: inherit;">not</em> that we will <em style="font: inherit;">not</em> be required to sell any of the securities in an unrealized loss position before recovery of their amortized cost. The unrealized losses on investment securities were attributable to changes in interest rates and <em style="font: inherit;">not</em> related to the credit quality of these issuers. As of <em style="font: inherit;"> March 31, 2024</em>, <em style="font: inherit;">no</em> ACL was required on investment securities available for sale.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Other investments, which primarily represents equity securities, totaled $907,000 and $955,000 at <em style="font: inherit;"> March 31, 2024</em> and <em style="font: inherit;"> December 31, 2023</em>, respectively. The Company recognized a net loss on other investments of $52,000 and $138,000 for the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> March 31, 2024</em> and <em style="font: inherit;">2023</em>, respectively. <em style="font: inherit;">No</em> other investments were sold during these periods.</p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">March 31, 2024</em></em></em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Gross</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Gross</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Amortized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Cost (a)</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Gains</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">34,300</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">61</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(2,594</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">31,767</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Obligations of states and political subdivisions:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Tax-exempt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">149,747</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">45</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(19,689</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">130,103</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Mortgage-backed securities in government-sponsored entities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,793</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(773</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,020</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">190,840</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">106</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(23,056</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">167,890</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></em></em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Gross</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Gross</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Amortized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 52%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Cost (a)</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Gains</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">34,300</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">70</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(2,451</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">31,919</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Obligations of states and political subdivisions:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Tax-exempt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">149,881</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">153</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(17,492</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">132,542</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Mortgage-backed securities in government-sponsored entities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,965</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(647</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,318</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">191,146</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">223</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(20,590</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">170,779</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 34300000 61000 2594000 31767000 149747000 45000 19689000 130103000 6793000 0 773000 6020000 190840000 106000 23056000 167890000 1600000 34300000 70000 2451000 31919000 149881000 153000 17492000 132542000 6965000 0 647000 6318000 191146000 223000 20590000 170779000 1600000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Amortized</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 62%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Cost</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Due in one year or less</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">565</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">565</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Due after one year through five years</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,063</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,993</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Due after five years through ten years</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">56,271</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">53,099</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Due after ten years</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">131,941</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">112,233</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 54pt; text-indent: -9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">190,840</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">167,890</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 565000 565000 2063000 1993000 56271000 53099000 131941000 112233000 190840000 167890000 116400000 91200000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31, 2024</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Less than Twelve Months</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Twelve Months or Greater</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Gross</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Gross</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Gross</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Subordinated debt</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">3,743</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">(307</td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">26,964</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">(2,287</td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">30,707</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">(2,594</td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of states and political subdivisions:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Tax-exempt</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,105</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(47</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">104,148</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(19,642</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">113,253</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(19,689</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Mortgage-backed securities in government-sponsored entities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,873</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(770</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,020</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(773</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">12,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">(357</td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">136,985</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">(22,699</td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">149,980</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px; border-bottom: 3px double rgb(0, 0, 0);">(23,056</td><td style="width: 1%; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Less than Twelve Months</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Twelve Months or Greater</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Gross</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Gross</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Gross</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Fair</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Unrealized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Value</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Losses</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">994</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">29,356</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,445</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">30,350</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,451</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of states and political subdivisions:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Tax-exempt</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,386</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">106,078</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(17,482</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">107,464</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(17,492</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Mortgage-backed securities in government-sponsored entities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,122</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(646</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,317</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,575</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(17</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">141,556</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(20,573</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">144,131</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(20,590</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td></tr> </tbody></table> 3743000 307000 26964000 2287000 30707000 2594000 9105000 47000 104148000 19642000 113253000 19689000 147000 3000 5873000 770000 6020000 773000 12995000 357000 136985000 22699000 149980000 23056000 994000 6000 29356000 2445000 30350000 2451000 1386000 10000 106078000 17482000 107464000 17492000 195000 1000 6122000 646000 6317000 647000 2575000 17000 141556000 20573000 144131000 20590000 18 166 907000 955000 -52000 -138000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>NOTE <em style="font: inherit;">7</em> </b>–<b> LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">The following table summarizes the loan portfolio by primary segment and class of financial receivable (in thousands) <sup style="vertical-align:top;line-height:120%;">(a)(b)</sup>:</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">March 31,</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">December 31,</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">2024</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">2023</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 62%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Commercial real estate:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Owner occupied</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">178,543</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">183,545</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">398,845</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">401,580</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Multifamily</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">81,691</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">82,506</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Residential real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">331,480</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">328,854</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">227,433</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">221,508</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">129,287</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">127,818</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Construction and Other</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">135,716</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">125,105</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Consumer installment</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,131</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,214</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -9pt;">Total loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,490,126</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,478,130</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Less: Allowance for credit losses</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(21,069</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(21,693</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -9pt;">Net loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,469,057</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,456,437</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;margin-left:auto;margin-right:auto;"><tbody><tr><td style="vertical-align:middle;width:auto;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">(a)</p> </td><td style="vertical-align:middle;width:auto;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Accrued interest of $5.6 million and $5.5 million at <em style="font: inherit;"> March 31, 2024</em> and <em style="font: inherit;"> December 31, 2023</em>, respectively, is excluded from amortized cost and presented in "Accrued interest receivable and other assets" on the Consolidated Balance Sheets.</p> </td></tr> <tr><td style="vertical-align:middle;width:auto;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">(b)</p> </td><td style="vertical-align:middle;width:auto;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Unearned income, including net deferred loan fees and costs and unamortized premiums and discounts, totaled $9.1 million and $9.2 million at <em style="font: inherit;"> March 31, 2024</em> and <em style="font: inherit;"> December 31, 2023</em>, respectively.</p> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"><b><span style="text-decoration: underline; ">Allowance for Credit Losses: Loans</span></b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">On <em style="font: inherit;"> January 1, 2023, </em>the Company adopted ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13.</em> This methodology for calculating the allowance for credit losses considers the possibility of loss over the life of the loan. It also considers historical loss rates and other qualitative adjustments, as well as a new forward-looking component that considers reasonable and supportable forecasts over the expected life of each loan. To develop the ACL estimate under the current expected loss model, the Company segments the loan portfolio into loan pools based on loan type and similar credit risk elements. An ACL is maintained to absorb losses from the loan portfolio. The ACL is based on management’s continuing evaluation of the risk characteristics and credit quality of the loan portfolio, assessment of current economic conditions, diversification and size of the portfolio, adequacy of collateral, past and anticipated loss experience, and the amount of nonperforming loans.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Management reviews the loan portfolio quarterly using a defined, consistently applied process to make appropriate and timely adjustments to the ACL. When information confirms all or part of specific loans to be uncollectible, these amounts are promptly charged off against the ACL.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">The following tables summarize the ACL within the primary segments of the loan portfolio and the activity within those segments (in thousands):</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 15%; margin-left: 27pt; width: 85%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">For the Three Months Ended March 31, 2024</em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Allowance for Credit Losses</em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Balance</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Balance</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">December 31, 2023</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Charge-offs</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Recoveries</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Provision</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">March 31, 2024</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 25%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Loans:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,668</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(619</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,060</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,480</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,288</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,768</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,796</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(592</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,204</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,450</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(676</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,774</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,377</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,038</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">750</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">42</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">785</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,990</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">383</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,373</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">182</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">56</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(171</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">67</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">21,693</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">75</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(692</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">21,069</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 15%; width: 85%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 27pt;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">For the Three Months Ended March 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Allowance for Credit Losses</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Balance</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">CECL</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Balance</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31, 2022</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Adoption</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Charge-offs</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Recoveries</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Provision</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Loans:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,203</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">811</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(337</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,678</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,597</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,206</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,712</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">662</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">591</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">118</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,047</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,744</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">176</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,967</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,483</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,320</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(54</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">60</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,819</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,753</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,031</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">70</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">809</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">956</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(12</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,553</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">84</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">197</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(58</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">39</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">253</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,438</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,382</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">120</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">334</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,162</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">The total ACL decreased by $624,000, or 2.9%, from <em style="font: inherit;"> December 31, 2023</em> to <em style="font: inherit;"> March 31, 2024</em>. The decrease was driven by portfolio activity and the economic outlook. The Bank utilized Moody’s <em style="font: inherit;"> December </em><em style="font: inherit;">2023</em> consensus information to estimate credit losses. The forecast takes into account the national housing price index and national unemployment rates. To the extent that credit risk is <em style="font: inherit;">not</em> fully identified within the forecasts, management has made qualitative adjustments to the ACL balance. The fluctuation in the ACL can also be attributed to the following:</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 0pt;">• Increased non-owner occupied CRE and construction as well as an increase in loss rate included in the ACL calculation.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 0pt;">• Decreased C&amp;I and Owner occupied CRE as well as a decrease in loss rate included in the ACL calculation.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 9pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: -9pt;">The provision fluctuations during the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> March 31, 2023</em>, allocated to:</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 0pt;">• non-owner occupied commercial loans, multifamily loans, and residential real estate loans are due to an increase in outstanding balances.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 0pt; text-align: justify;">• owner-occupied loans are due to a decrease in outstanding balances</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-indent: 0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b><span style="text-decoration: underline; ">Credit Quality Indicators</span></b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management evaluates individual loans in all of the commercial segments for possible impairment based on guidelines established by the Board of Directors. Loans are individually analyzed when, based on current information and events, the Company will probably be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in evaluating credit loss include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall concerning the principal and interest owed. The evaluation of the need and amount of a specific allocation of the allowance and whether a loan can be removed from impairment status is made quarterly. </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management uses a <em style="font: inherit;">nine</em>-point internal risk-rating system to monitor the credit quality of the overall loan portfolio. The <em style="font: inherit;">first</em> <em style="font: inherit;">five</em> categories are considered <em style="font: inherit;">not</em> criticized and are aggregated as Pass rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The Special Mention category includes assets that are currently protected but have potential weaknesses, resulting in undue and unwarranted credit risk, but <em style="font: inherit;">not</em> to the point of justifying a Substandard classification. Loans in the Substandard category have well-defined weaknesses that jeopardize the liquidation of the debt and have a distinct possibility that some loss will be sustained if the weaknesses are <em style="font: inherit;">not</em> corrected. All loans greater than <em style="font: inherit;">90</em> days past due are considered Substandard. A loan categorized as Doubtful contains all of the weaknesses as a Substandard loan with the added characteristic that the weaknesses are so pronounced that the collection or liquidation in full of both principal and interest is highly questionable or improbable. Any portion of a loan that has been charged off is placed in the Loss category.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay a loan as agreed, the Company has a structured loan rating process with several layers of internal and external oversight. Generally, consumer and residential mortgage loans are included in the Pass categories unless a specific action, such as payment delinquency, bankruptcy, repossession, or death, occurs to raise awareness of a possible credit quality loss. The Company’s Commercial Loan Officers are responsible for the timely and accurate risk rating of the loans in their portfolios at origination and on an ongoing basis. The Credit Department performs an annual review of all commercial relationships with loan balances of $750,000 or greater. Detailed reviews, including plans for resolution, are performed on criticized loans of $150,000 or more on at least a quarterly basis. Loans in the Special Mention and Substandard categories that are collectively evaluated for impairment are given separate consideration in the determination of the allowance.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The following table represents outstanding loan balances by credit quality indicators and vintage year by class of financing receivable and current period gross charge-offs by year of origination as of <em style="font: inherit;"> March 31, 2024</em>:</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td colspan="32" style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt; text-align: center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">March 31, 2024</em></em></em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td colspan="24" style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt; text-align: center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Term Loans Amortized Cost Basis by Origination Year</em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Revolving Amortized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2024</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2023</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2022</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2021</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2020</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Prior</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Cost Basis</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Owner occupied</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">1,578</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">14,302</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">31,905</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">39,988</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">24,704</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">52,482</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">2,815</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">167,774</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">2,256</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">411</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">801</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">3,468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">2,345</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">1,549</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">3,407</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">7,301</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">1,578</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">14,302</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">36,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">40,399</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">26,253</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">56,690</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">2,815</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">178,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Non-owner occupied</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">1,738</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">44,287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">95,604</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">40,639</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">22,463</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">149,349</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">354,080</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">2,508</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">2,163</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">4,671</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">35,588</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">35,588</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Doubtful</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">3,859</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">4,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">1,738</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">44,287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">98,112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">41,286</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">22,463</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">190,959</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">398,845</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 9pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Multifamily</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">29,008</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">25,617</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">4,235</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">10,354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">12,378</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">81,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">29,008</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">25,617</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">4,235</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">10,354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">12,378</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">81,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Residential real estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">9,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">49,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">55,248</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">77,851</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">38,676</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">98,345</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">690</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">329,959</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">124</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">109</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">1,288</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">1,521</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">9,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">49,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">55,372</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">77,960</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">38,676</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">99,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">690</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">331,480</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Commercial and industrial</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">10,679</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">45,309</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">41,062</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">16,611</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">23,381</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">6,244</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">66,241</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">209,527</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">214</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">925</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">1,139</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">5,012</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">345</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">940</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">10,460</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">16,771</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: -9pt;">Loss</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">(4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">(4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">10,893</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">50,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">41,076</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">16,611</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">23,726</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">7,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">77,626</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">227,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 9pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Home equity lines of credit</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">15</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">1,953</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">125,655</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">127,778</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">104</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">36</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">583</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">786</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">1,509</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">259</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">51</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">2,536</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">126,441</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">129,287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Construction and other</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: -9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">989</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">65,912</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">24,122</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">19,942</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">1,618</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">4,202</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">9,558</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">126,343</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">3,566</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">2,351</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">254</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">6,171</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">420</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">1,771</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">1,011</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">3,202</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">989</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">65,912</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">27,688</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">22,713</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">1,618</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">6,227</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">10,569</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">135,716</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: -9pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Consumer installment</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">514</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">1,623</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">966</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">228</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">71</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">3,534</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">6,936</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: -9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">184</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">514</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">1,623</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">971</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">234</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">71</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">3,718</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">7,131</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -9pt;"><b>Total Loans</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">25,189</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">255,125</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">285,601</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">203,438</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">123,212</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">379,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">218,240</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">1,490,126</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td colspan="32" style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 93%; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td colspan="24" style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 75%; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Term Loans Amortized Cost Basis by Origination Year</em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Revolving Amortized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2023</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2022</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2021</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2020</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2019</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Prior</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Cost Basis</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Owner occupied</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14,634</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">34,850</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">41,609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25,040</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12,304</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">41,976</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,662</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">173,075</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,271</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">799</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,083</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,356</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,559</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">146</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,326</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,387</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,634</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">39,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">41,609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">26,599</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,463</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">46,101</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,662</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">183,545</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">46</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">46</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">43,393</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">95,098</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">40,959</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">22,707</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">32,405</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">127,469</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">504</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">362,535</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,508</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,197</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,705</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,237</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">24,569</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">29,806</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Doubtful</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,887</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4,534</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">43,393</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">97,606</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">41,606</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">22,707</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">41,529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">154,235</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">504</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">401,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Multifamily</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">29,218</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25,776</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,267</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,453</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,391</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">11,231</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">104</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">82,440</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">29,218</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">25,776</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,267</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,453</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,391</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11,297</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">104</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">82,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Residential real estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">50,086</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">56,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">78,909</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">39,476</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">19,418</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">82,441</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">327,182</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">127</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">210</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">24</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,311</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">50,086</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">56,307</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">79,119</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">39,476</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">19,442</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">83,752</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">328,854</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">108</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">108</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial and industrial</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">46,918</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">43,494</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17,909</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25,143</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,741</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6,533</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">66,842</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">209,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">184</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">184</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">15</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">353</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">124</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">876</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,367</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">11,748</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Loss</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">46,931</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">43,509</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">17,909</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">25,496</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,865</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,405</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">77,393</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">221,508</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">75</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">85</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Home equity lines of credit</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">126</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">16</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">63</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,097</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">124,001</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">126,303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">105</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">36</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">29</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">583</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">762</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,515</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">231</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">52</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">92</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,680</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">124,763</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">127,818</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Construction and other</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">55,528</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">23,059</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,246</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,777</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">851</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">116,222</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,573</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">265</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6,209</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">420</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,770</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">484</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,674</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">55,528</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">26,632</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">23,037</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,777</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,644</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">851</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,636</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">125,105</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Consumer installment</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,810</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,088</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">324</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">89</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,669</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,054</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">153</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">160</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,810</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,095</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">324</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">89</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,822</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,214</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">38</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">63</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;"><b>Total Loans</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">241,600</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">290,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">207,871</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">126,649</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">85,500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">310,143</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">215,734</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,478,130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"><b><span style="text-decoration: underline; ">Collateral-dependent Loans</span></b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">The following table presents individually analyzed and collateral-dependent loans by class of loans (in thousands):</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31, 2024</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Type of Collateral</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Real Estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Blanket Lien</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Investment/Cash</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Other</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="GFJY4-DGU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,345</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,345</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr class="GFJY4-DGU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-left: 9pt;">Non-owner occupied</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,122</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,894</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,016</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr class="GFJY4-DGU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">Commercial and industrial</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14,948</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14,948</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr class="GFJY4-DGU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,467</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,948</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">27,309</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Type of Collateral</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Real Estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Blanket Lien</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Investment/Cash</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Other</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"><b><span style="text-decoration: underline; ">Nonperforming and Past Due Loans</span></b> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">The following tables present the aging of the recorded investment in past-due loans by class of loans (in thousands):</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">30-59 Days</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">60-89 Days</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">90 Days+</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">March 31, 2024</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Current</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Loans</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">178,158</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">279</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">106</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">385</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">178,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">391,238</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,991</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,616</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,607</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">398,845</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">328,670</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,132</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">678</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,810</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">331,480</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">226,900</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">392</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">50</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">91</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">533</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">227,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">128,648</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">171</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">23</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">445</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">639</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">129,287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">135,716</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">135,716</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,123</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,131</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,478,144</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,973</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">751</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,258</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11,982</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,490,126</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">30-59 Days</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">60-89 Days</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">90 Days+</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">December 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Current</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Past Due</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Past Due</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Past Due</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Past Due</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Loans</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">183,242</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">197</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">106</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">183,545</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">397,964</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,616</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,616</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">401,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">82,440</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">82,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">326,224</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,366</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,010</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">254</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,630</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">328,854</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">221,304</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">146</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">58</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">204</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">221,508</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">126,894</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">447</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">297</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">924</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">127,818</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">125,040</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">65</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">65</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">125,105</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,138</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">69</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">76</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,214</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,470,246</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,760</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,336</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">788</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,884</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,478,130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">The following tables present the recorded investment in nonaccrual loans and loans <em style="font: inherit;">90</em> and greater days past due and still on accrual by class of loans (in thousands):</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 56%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">March 31, 2024</em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonaccrual</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonaccrual</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Loans Past</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">with no</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">with</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Due Over 90 Days</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">ACL</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">ACL</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonaccrual</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Still Accruing</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonperforming</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 13%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,505</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,617</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,122</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,122</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,024</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,024</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,024</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">266</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">266</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">266</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">850</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">850</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">184</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,689</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,046</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,735</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,831</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 2.5%; margin-right: 2.5%;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 56%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonaccrual</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonaccrual</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Loans Past</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">with no</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">with</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Due Over 90 Days</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">ACL</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">ACL</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonaccrual</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Still Accruing</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonperforming</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 13%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">252</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">252</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">252</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,534</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,616</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,170</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,170</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,170</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">223</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">223</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">223</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">856</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">856</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">856</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">153</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">160</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">160</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,687</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,190</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,877</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,877</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Interest income that would have been recorded had these loans <em style="font: inherit;">not</em> been placed on nonaccrual status was $128,000 and $115,000 for the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> March 31, 2024</em> and <em style="font: inherit;">2023</em>, respectively.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><span style="text-decoration: underline; ">Modifications to Borrowers Experiencing Financial Difficulty</span></b></p> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Effective <em style="font: inherit;"> January 1, 2023, </em>the Company implemented ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">02,</em> which eliminated the recognition and measure of troubled debt restructurings and enhanced disclosures for loan modifications to borrowers experiencing financial difficulty. The Bank <em style="font: inherit;"> may </em>modify the contractual terms of a loan to a borrower experiencing financial difficulty to mitigate the risk of loss. Such modifications <em style="font: inherit;"> may </em>include a term extension, interest rate reduction, significant payment deferral, other modifications, or a combination of modification types. In general, any delay in payment of greater than <em style="font: inherit;">90</em> days in the last <em style="font: inherit;">12</em> months is considered to be a significant payment deferral.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">The table below details the amortized cost basis of the loans modified to borrowings experiencing financial difficulty, disaggregated by class of loans and type of concessions granted, and the financial effect of the modifications:</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 2.5%; margin-right: 2.5%;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 67%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">For the Three Months Ended March 31, 2024</em></em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 67%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Modifications</em></em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Payment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Interest Rate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Interest Rate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Percentage of</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Deferral</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Reduction</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Reduction</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total Loans</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Payment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Term</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">and Term</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">and Term</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">and Principal</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Held for</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Deferral</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Extension</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Extension</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Forgiveness</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Investment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14,924</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,507</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17,431</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1.2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,202</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,202</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">0.2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">%</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">18,126</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,507</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">For the Three Months Ended March 31, 2023</em></em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Modifications</em></em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Payment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Interest Rate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Interest Rate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Percentage of</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Deferral</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Reduction</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Reduction</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total Loans</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Payment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Term</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">and Term</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">and Term</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">and Principal</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Held for</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Deferral</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Extension</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Extension</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Forgiveness</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Investment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,179</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,179</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">0.3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">149</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">149</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">0.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">%</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">0.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,336</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,336</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">0.3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td></tr> </tbody></table> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">As of <em style="font: inherit;"> March 31, 2024</em>, the Bank had <em style="font: inherit;">no</em> commitments to lend additional funds on modified loans. As of <em style="font: inherit;"> March 31, 2024</em>, the Bank did <em style="font: inherit;">not</em> have any loans that were modified for borrowers experiencing financial difficulty and subsequently defaulted. As of <em style="font: inherit;"> March 31, 2024</em>, there were no modified loans that were delinquent. Payment default is defined as movement to nonperforming status, foreclosure or charge-off, whichever occurs first. At <em style="font: inherit;"> March 31, 2024</em> and <em style="font: inherit;"> December 31, 2023</em>, the Company reported $262,000 and $228,000, respectively, in residential real estate loans in the process of foreclosure.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><span style="text-decoration: underline; ">Allowance for Credit Losses: Unfunded Commitments</span></b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;">Upon adoption of ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> on <em style="font: inherit;"> January 1, 2023, </em>the Company recorded a separate ACL for unfunded commitments using a methodology that is inherently similar to the methodology used for calculating the ACL for loans. The liability for credit losses on these exposures is included in “Accrued interest payable and other liabilities” on the Consolidated Balance Sheet and amounted to $2.3 million and $1.8 million as of <em style="font: inherit;"> March 31, 2024</em>, and <em style="font: inherit;"> December 31, 2023</em>, respectively. </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 10%; margin-left: 10%; width: 80%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">March 31,</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">December 31,</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">2024</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">2023</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 62%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Commercial real estate:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Owner occupied</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">178,543</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">183,545</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">398,845</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">401,580</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Multifamily</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">81,691</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">82,506</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Residential real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">331,480</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">328,854</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">227,433</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">221,508</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">129,287</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">127,818</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Construction and Other</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">135,716</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">125,105</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Consumer installment</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,131</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,214</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -9pt;">Total loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,490,126</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,478,130</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Less: Allowance for credit losses</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(21,069</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(21,693</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -9pt;">Net loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,469,057</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,456,437</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 178543000 183545000 398845000 401580000 81691000 82506000 331480000 328854000 227433000 221508000 129287000 127818000 135716000 125105000 7131000 7214000 1490126000 1478130000 21069000 21693000 1469057000 1456437000 5600000 5500000 9100000 9200000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 15%; margin-left: 27pt; width: 85%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">For the Three Months Ended March 31, 2024</em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Allowance for Credit Losses</em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Balance</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Balance</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">December 31, 2023</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Charge-offs</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Recoveries</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Provision</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">March 31, 2024</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 25%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Loans:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,668</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(619</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,060</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,480</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,288</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,768</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,796</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(592</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,204</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,450</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(676</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,774</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,377</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,038</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">750</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">42</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">785</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,990</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">383</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,373</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">182</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">56</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(171</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">67</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">21,693</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">75</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(692</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">21,069</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 15%; width: 85%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 27pt;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">For the Three Months Ended March 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Allowance for Credit Losses</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Balance</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">CECL</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Balance</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31, 2022</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Adoption</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Charge-offs</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Recoveries</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Provision</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Loans:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,203</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">811</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(337</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,678</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,597</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,206</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,712</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">662</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">591</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">118</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,047</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,744</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">176</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,967</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,483</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,320</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(54</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">60</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,819</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,753</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,031</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">70</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">809</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">956</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(12</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,553</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">84</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">197</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(58</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">39</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">253</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,438</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,382</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">120</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">334</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,162</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 2668000 -0 11000 -619000 2060000 4480000 -0 0 3288000 7768000 1796000 -0 0 -592000 1204000 5450000 -0 0 -676000 4774000 4377000 -0 8000 -2347000 2038000 750000 7000 0 42000 785000 1990000 -0 0 383000 2373000 182000 -0 56000 -171000 67000 21693000 7000 75000 -692000 21069000 2203000 811000 -0 1000 -337000 2678000 5597000 -1206000 -0 0 321000 4712000 662000 591000 -0 0 118000 1371000 2047000 2744000 -0 0 176000 4967000 1483000 2320000 54000 10000 60000 3819000 1753000 -1031000 -0 70000 17000 809000 609000 956000 -0 0 -12000 1553000 84000 197000 58000 39000 -9000 253000 14438000 5382000 112000 120000 334000 20162000 624000 0.029 750000 150000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td colspan="32" style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt; text-align: center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">March 31, 2024</em></em></em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td colspan="24" style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt; text-align: center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Term Loans Amortized Cost Basis by Origination Year</em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Revolving Amortized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2024</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2023</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2022</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2021</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2020</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Prior</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Cost Basis</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Owner occupied</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">1,578</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">14,302</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">31,905</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">39,988</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">24,704</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">52,482</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">2,815</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">167,774</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">2,256</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">411</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">801</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">3,468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">2,345</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">1,549</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">3,407</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">7,301</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">1,578</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">14,302</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">36,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">40,399</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">26,253</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">56,690</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">2,815</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">178,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Non-owner occupied</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">1,738</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">44,287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">95,604</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">40,639</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">22,463</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">149,349</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">354,080</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">2,508</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">2,163</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">4,671</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">35,588</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">35,588</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Doubtful</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">3,859</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">4,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">1,738</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">44,287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">98,112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">41,286</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">22,463</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">190,959</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">398,845</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 9pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Multifamily</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">29,008</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">25,617</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">4,235</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">10,354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">12,378</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">81,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">29,008</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">25,617</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">4,235</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">10,354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">12,378</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">81,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Residential real estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">9,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">49,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">55,248</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">77,851</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">38,676</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">98,345</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">690</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">329,959</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">124</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">109</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">1,288</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">1,521</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">9,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">49,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">55,372</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">77,960</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">38,676</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">99,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">690</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">331,480</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Commercial and industrial</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">10,679</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">45,309</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">41,062</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">16,611</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">23,381</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">6,244</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">66,241</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">209,527</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">214</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">925</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">1,139</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">5,012</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">345</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">940</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">10,460</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">16,771</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: -9pt;">Loss</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">(4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">(4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">10,893</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">50,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">41,076</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">16,611</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">23,726</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">7,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">77,626</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">227,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 9pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Home equity lines of credit</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">155</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">15</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">1,953</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">125,655</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">127,778</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">104</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">36</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">583</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">786</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">1,509</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">259</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">51</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">2,536</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">126,441</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">129,287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 0pt;">Construction and other</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: -9pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">989</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">65,912</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">24,122</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">19,942</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">1,618</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">4,202</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">9,558</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">126,343</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">3,566</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">2,351</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">254</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">6,171</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: 9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">420</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">1,771</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">1,011</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">3,202</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">989</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">65,912</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">27,688</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">22,713</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">1,618</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">6,227</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">10,569</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">135,716</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: -9pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Consumer installment</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">514</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">1,623</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">966</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">228</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">71</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">3,534</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding: 0px; margin: 0px;">6,936</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt; text-indent: -9pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">184</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 1px solid rgb(0, 0, 0);">195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">514</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">1,623</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">971</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">234</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">71</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">3,718</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); text-align: right;">7,131</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: right; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 36pt; text-indent: -9pt;"><b>Total Loans</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">25,189</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">255,125</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">285,601</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">203,438</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">123,212</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">379,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">218,240</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right; border-bottom: 3px double rgb(0, 0, 0);">1,490,126</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td colspan="32" style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 93%; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td colspan="24" style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 75%; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: center;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Term Loans Amortized Cost Basis by Origination Year</em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Revolving Amortized</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2023</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2022</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2021</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2020</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">2019</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Prior</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Cost Basis</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Owner occupied</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14,634</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">34,850</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">41,609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25,040</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12,304</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">41,976</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,662</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">173,075</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,271</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">799</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,083</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,356</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,559</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">146</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,326</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,387</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,634</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">39,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">41,609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">26,599</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,463</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">46,101</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,662</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">183,545</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">46</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">46</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">43,393</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">95,098</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">40,959</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">22,707</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">32,405</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">127,469</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">504</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">362,535</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,508</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,197</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,705</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,237</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">24,569</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">29,806</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Doubtful</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,887</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4,534</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">43,393</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">97,606</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">41,606</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">22,707</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">41,529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">154,235</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">504</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">401,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Multifamily</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">29,218</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25,776</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,267</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,453</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,391</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">11,231</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">104</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">82,440</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">29,218</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">25,776</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,267</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,453</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,391</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11,297</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">104</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">82,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Residential real estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">50,086</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">56,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">78,909</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">39,476</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">19,418</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">82,441</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">327,182</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">127</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">210</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">24</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,311</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">50,086</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">56,307</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">79,119</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">39,476</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">19,442</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">83,752</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">672</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">328,854</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">108</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">108</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial and industrial</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">46,918</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">43,494</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17,909</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25,143</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,741</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6,533</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">66,842</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">209,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">184</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">184</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">15</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">353</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">124</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">876</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,367</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">11,748</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Loss</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">46,931</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">43,509</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">17,909</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">25,496</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,865</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,405</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">77,393</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">221,508</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">75</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">85</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Home equity lines of credit</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">126</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">16</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">63</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,097</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">124,001</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">126,303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">105</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">36</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">29</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">583</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">762</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,515</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">231</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">52</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">92</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,680</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">124,763</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">127,818</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Construction and other</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">55,528</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">23,059</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,246</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,777</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">851</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">116,222</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,573</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">265</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6,209</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">420</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,770</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">484</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,674</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">55,528</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">26,632</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">23,037</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,777</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,644</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">851</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,636</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">125,105</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Consumer installment</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,810</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,088</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">324</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">89</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,669</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,054</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">153</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">160</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,810</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,095</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">324</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">89</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,822</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,214</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">38</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">63</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;"><b>Total Loans</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">241,600</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">290,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">207,871</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">126,649</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">85,500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">310,143</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">215,734</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,478,130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 1578000 14302000 31905000 39988000 24704000 52482000 2815000 167774000 0 0 2256000 411000 0 801000 0 3468000 0 0 2345000 0 1549000 3407000 0 7301000 1578000 14302000 36506000 40399000 26253000 56690000 2815000 178543000 0 0 0 0 0 0 0 0 1738000 44287000 95604000 40639000 22463000 149349000 0 354080000 0 0 2508000 0 0 2163000 0 4671000 0 0 0 0 0 35588000 0 35588000 0 0 0 647000 0 3859000 0 4506000 1738000 44287000 98112000 41286000 22463000 190959000 0 398845000 0 0 0 0 0 0 0 0 0 29008000 25617000 4235000 10354000 12378000 99000 81691000 0 29008000 25617000 4235000 10354000 12378000 99000 81691000 0 0 0 0 0 0 0 0 9477000 49672000 55248000 77851000 38676000 98345000 690000 329959000 0 0 124000 109000 0 1288000 0 1521000 9477000 49672000 55372000 77960000 38676000 99633000 690000 331480000 0 0 0 0 0 0 0 0 10679000 45309000 41062000 16611000 23381000 6244000 66241000 209527000 214000 0 0 0 0 0 925000 1139000 0 5012000 14000 0 345000 940000 10460000 16771000 0 0 0 0 0 4000 0 4000 10893000 50321000 41076000 16611000 23726000 7180000 77626000 227433000 0 0 0 0 0 0 0 0 0 0 155000 0 15000 1953000 125655000 127778000 0 0 104000 0 36000 583000 786000 1509000 0 0 259000 0 51000 2536000 126441000 129287000 0 0 0 0 0 7000 0 7000 989000 65912000 24122000 19942000 1618000 4202000 9558000 126343000 0 0 3566000 2351000 0 254000 0 6171000 0 0 0 420000 0 1771000 1011000 3202000 989000 65912000 27688000 22713000 1618000 6227000 10569000 135716000 0 0 0 0 0 0 0 0 514000 1623000 966000 228000 71000 3534000 0 6936000 0 0 5000 6000 0 184000 0 195000 514000 1623000 971000 234000 71000 3718000 0 7131000 0 0 0 0 0 0 0 0 25189000 255125000 285601000 203438000 123212000 379321000 218240000 1490126000 14634000 34850000 41609000 25040000 12304000 41976000 2662000 173075000 0 2271000 0 0 13000 799000 0 3083000 0 2356000 0 1559000 146000 3326000 0 7387000 14634000 39477000 41609000 26599000 12463000 46101000 2662000 183545000 0 0 0 0 0 46000 0 46000 43393000 95098000 40959000 22707000 32405000 127469000 504000 362535000 0 2508000 0 0 0 2197000 0 4705000 0 0 0 0 5237000 24569000 0 29806000 0 0 647000 0 3887000 0 0 4534000 43393000 97606000 41606000 22707000 41529000 154235000 504000 401580000 0 0 0 0 0 0 0 0 29218000 25776000 4267000 10453000 1391000 11231000 104000 82440000 0 0 0 0 0 66000 0 66000 29218000 25776000 4267000 10453000 1391000 11297000 104000 82506000 0 0 0 0 0 0 0 0 50086000 56180000 78909000 39476000 19418000 82441000 672000 327182000 0 127000 210000 0 24000 1311000 0 1672000 50086000 56307000 79119000 39476000 19442000 83752000 672000 328854000 0 0 0 0 0 108000 0 108000 46918000 43494000 17909000 25143000 2741000 6533000 66842000 209580000 0 0 0 0 0 0 184000 184000 13000 15000 0 353000 124000 876000 10367000 11748000 0 0 0 0 0 4000 0 4000 46931000 43509000 17909000 25496000 2865000 7405000 77393000 221508000 0 0 75000 0 6000 4000 0 85000 0 126000 0 16000 63000 2097000 124001000 126303000 0 105000 0 36000 29000 583000 762000 1515000 0 231000 0 52000 92000 2680000 124763000 127818000 0 0 0 0 0 0 0 0 55528000 23059000 20246000 1777000 5609000 851000 9152000 116222000 0 3573000 2371000 0 265000 0 0 6209000 0 0 420000 0 1770000 0 484000 2674000 55528000 26632000 23037000 1777000 7644000 851000 9636000 125105000 0 0 0 0 0 0 0 0 1810000 1088000 324000 89000 74000 3669000 0 7054000 0 7000 0 0 0 153000 0 160000 1810000 1095000 324000 89000 74000 3822000 0 7214000 0 25000 0 0 0 38000 0 63000 241600000 290633000 207871000 126649000 85500000 310143000 215734000 1478130000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31, 2024</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Type of Collateral</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Real Estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Blanket Lien</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Investment/Cash</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Other</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="GFJY4-DGU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,345</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td class="GFJY4-DIN-com-rdg-thunderdome-client-resources-CssResource-html-element-highlighted" style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,345</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr class="GFJY4-DGU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-left: 9pt;">Non-owner occupied</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,122</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,894</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,016</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr class="GFJY4-DGU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">Commercial and industrial</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14,948</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14,948</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr class="GFJY4-DGU-com-rdg-thunderdome-client-resources-CssResource-html-lineItem-v2v-addition" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,467</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,948</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">27,309</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Type of Collateral</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Real Estate</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Blanket Lien</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Investment/Cash</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Other</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> 2345000 0 0 0 2345000 8122000 0 0 1894000 10016000 0 14948000 0 0 14948000 10467000 14948000 0 0 27309000 8150000 0 0 0 8150000 8150000 0 0 0 8150000 <table cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">30-59 Days</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">60-89 Days</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">90 Days+</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">March 31, 2024</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Current</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Loans</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">178,158</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">279</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">106</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">385</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">178,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">391,238</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,991</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,616</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,607</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">398,845</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">328,670</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,132</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">678</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,810</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">331,480</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">226,900</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">392</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">50</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">91</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">533</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">227,433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">128,648</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">171</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">23</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">445</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">639</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">129,287</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">135,716</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">135,716</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,123</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,131</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,478,144</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,973</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">751</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,258</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11,982</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,490,126</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">30-59 Days</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">60-89 Days</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">90 Days+</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Total</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">December 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Current</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Past Due</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Past Due</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Past Due</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Past Due</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">Loans</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">183,242</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">197</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">106</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">183,545</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">397,964</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,616</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,616</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">401,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">82,440</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">82,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">326,224</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,366</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,010</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">254</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,630</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">328,854</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">221,304</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">146</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">58</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">204</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">221,508</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">126,894</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">447</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">297</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">924</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">127,818</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">125,040</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">65</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">65</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">125,105</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,138</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">69</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">76</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,214</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,470,246</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,760</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,336</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">788</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,884</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,478,130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 178158000 279000 0 106000 385000 178543000 391238000 3991000 0 3616000 7607000 398845000 81691000 0 0 0 0 81691000 328670000 2132000 678000 0 2810000 331480000 226900000 392000 50000 91000 533000 227433000 128648000 171000 23000 445000 639000 129287000 135716000 0 0 0 0 135716000 7123000 8000 0 0 8000 7131000 1478144000 6973000 751000 4258000 11982000 1490126000 183242000 197000 0 106000 303000 183545000 397964000 3616000 0 0 3616000 401580000 82440000 0 0 66000 66000 82506000 326224000 1366000 1010000 254000 2630000 328854000 221304000 0 146000 58000 204000 221508000 126894000 447000 180000 297000 924000 127818000 125040000 65000 0 0 65000 125105000 7138000 69000 0 7000 76000 7214000 1470246000 5760000 1336000 788000 7884000 1478130000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 56%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">March 31, 2024</em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonaccrual</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonaccrual</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Loans Past</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">with no</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">with</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Due Over 90 Days</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">ACL</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">ACL</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonaccrual</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Still Accruing</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonperforming</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 13%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,505</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,617</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,122</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,122</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,024</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,024</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,024</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">266</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">266</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">266</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">850</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">850</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">184</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">195</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,689</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,046</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,735</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,831</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td></tr> </tbody></table> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 2.5%; margin-right: 2.5%;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 56%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonaccrual</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonaccrual</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Loans Past</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(Dollar amounts in thousands)</i></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">with no</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">with</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Due Over 90 Days</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">ACL</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">ACL</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonaccrual</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Still Accruing</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Nonperforming</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 13%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">252</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">252</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">252</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,534</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,616</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">8,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">66</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,170</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,170</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,170</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">223</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">223</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">223</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Home equity lines of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">856</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">856</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">856</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">153</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">160</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">160</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 32%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,687</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,190</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,877</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,877</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 0 245000 245000 0 245000 4505000 3617000 8122000 0 8122000 0 33000 33000 0 33000 0 1024000 1024000 0 1024000 0 266000 266000 0 266000 0 850000 850000 96000 946000 184000 11000 195000 0 195000 4689000 6046000 10735000 96000 10831000 0 252000 252000 0 252000 4534000 3616000 8150000 0 8150000 0 66000 66000 0 66000 0 1170000 1170000 0 1170000 0 223000 223000 0 223000 0 856000 856000 0 856000 153000 7000 160000 0 160000 4687000 6190000 10877000 0 10877000 128000 115000 <table cellpadding="0" cellspacing="0" class="finTable" style="width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 2.5%; margin-right: 2.5%;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 67%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">For the Three Months Ended March 31, 2024</em></em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 67%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Modifications</em></em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Payment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Interest Rate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Interest Rate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Percentage of</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Deferral</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Reduction</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Reduction</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total Loans</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Payment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Term</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">and Term</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">and Term</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">and Principal</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Held for</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Deferral</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Extension</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Extension</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Forgiveness</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Investment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 8%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14,924</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,507</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17,431</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1.2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and other</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,202</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,202</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">0.2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">%</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">18,126</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,507</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 2.5%; margin-left: 2.5%; width: 95%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">For the Three Months Ended March 31, 2023</em></em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="26" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">Modifications</em></em></em></em></em></em></em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Payment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Interest Rate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Interest Rate</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Percentage of</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Deferral</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Reduction</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Reduction</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total Loans</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Payment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Term</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">and Term</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">and Term</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">and Principal</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Held for</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Deferral</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Extension</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Extension</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Past Due</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Forgiveness</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Total</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><em style="font: inherit;">Investment</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 23%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Non-owner occupied</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,179</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,179</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">0.3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">149</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">149</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">0.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">%</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Consumer installment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">0.0</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,336</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">-</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,336</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">0.3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 3px;">%</td></tr> </tbody></table> 0 14924000 2507000 0 0 17431000 0.012 0 3202000 0 0 0 3202000 0.002 0 18126000 2507000 0 0 20633000 0.014 0 4179000 0 0 0 4179000 0.003 0 149000 0 0 0 149000 0 0 8000 0 0 0 8000 0 0 4336000 0 0 0 4336000 0.003 0 262000 228000 2300000 1800000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">8</em> </b>–<b> COMMITMENTS AND CONTINGENT LIABILITIES</b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt;">In the ordinary course of business, various outstanding commitments and certain contingent liabilities are <em style="font: inherit;">not</em> reflected in the accompanying consolidated financial statements. These commitments and contingent liabilities represent financial instruments with off-balance-sheet risk. The contract or notional amounts of those instruments reflect the extent of involvement in particular types of financial instruments.</p> <p style="margin: 0pt 0pt 0pt -9pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt;"><b>Commitments to Extend Credit</b> which were composed of the following:</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31, 2024</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commitments to extend credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">490,178</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">418,952</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Standby letters of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,884</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">495,178</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">424,836</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The commitments to extend credit involve, to varying degrees, elements of credit and interest rate risk over the amount recognized in the Consolidated Balance Sheet. The Company’s exposure to credit loss, in the event of nonperformance by the other parties to the financial instruments, is represented by the contractual amounts as disclosed. The Company minimizes its exposure to credit loss under these commitments by subjecting them to credit approval, review procedures, and collateral requirements as deemed necessary. Loan commitments generally have fixed expiration dates within <em style="font: inherit;">one</em> year of their origination. Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a <em style="font: inherit;">third</em> party. These instruments are issued primarily to support bid or performance-related contracts. The coverage period for these instruments is typically <em style="font: inherit;">one</em> year, with an annual renewal option subject to prior approval by management. Fees earned from the issuance of these letters are recognized over the coverage period. The collateral is typically bank deposit instruments or customer business assets for secured letters of credit.</p> <p style="margin: 0pt 0pt 0pt -9pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><b>Commitments to Fund</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">In <em style="font: inherit;"> August 2023, </em>we invested in a low-income housing tax credit operating partnership. As a limited partner, we are allocated tax credits and deductions associated with the underlying properties. Our maximum exposure to loss in connection with the partnership consists of the unamortized investment balance plus any unfunded equity commitments and tax credits claimed but subject to recapture. The investment at <em style="font: inherit;"> March 31, 2024 </em>and <em style="font: inherit;"> December 31, 2023, </em>was $1.9 million and $2.0 million, respectively, and recorded in the Consolidated Balance Sheet in "Accrued interest receivable and other assets". We do <em style="font: inherit;">not</em> have any loss reserves recorded since we believe the likelihood of loss is remote. The investment is amortized over the period that we expect to receive the tax benefits using the proportional amortization method. For the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> March 31, 2024, </em>we recognized $21,000 of amortization. At <em style="font: inherit;"> March 31, 2024 </em>and <em style="font: inherit;"> December 31, 2023, </em>we had an unfunded tax credit commitment of $1.7 million, which is recorded in the Consolidated Balance Sheet in "Accrued interest payable and other liabilities".</p> <p style="margin: 0pt 0pt 0pt -9pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Cannabis Industry</b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">We provide deposit services to customers who are licensed by the State of Ohio to do business in (or are related to) the Division of Cannabis Control as growers, processors, and dispensaries. Marijuana businesses are regulated by the Ohio Department of Commerce and legal in the State of Ohio, although it is <em style="font: inherit;">not</em> legal at the federal level. The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (“FinCEN”) published guidelines in <em style="font: inherit;">2014</em> for financial institutions servicing state-legal cannabis businesses. A financial institution that provides services to cannabis-related businesses can comply with Bank Secrecy Act (“BSA”) disclosure standards by following the FinCEN guidelines. We maintain stringent written policies and procedures related to the acceptance of such businesses and the monitoring and maintenance of such business accounts. We conduct a significant due diligence review of the cannabis business before the business is accepted as a new client, including confirmation that the business is properly licensed by the State of Ohio. Throughout the relationship, we continue monitoring the business, including site visits, to ensure that the business continues to meet our stringent requirements, including maintenance of required licenses and periodic financial reviews of the business.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">While we believe we are operating in compliance with the FinCEN guidelines, there can be <em style="font: inherit;">no</em> assurance that federal enforcement guidelines will <em style="font: inherit;">not</em> change. Federal prosecutors have significant discretion, and there can be <em style="font: inherit;">no</em> assurance that the federal prosecutors will <em style="font: inherit;">not</em> choose to strictly enforce the federal laws governing cannabis. Any change in the Federal government’s enforcement position could cause us to immediately cease providing banking services to the cannabis industry. We are upfront with our customers regarding the fact that we <em style="font: inherit;"> may </em>have to terminate our deposit services relationship if a change occurs with the Federal government’s position, and that the termination <em style="font: inherit;"> may </em>come with little or <em style="font: inherit;">no</em> notice.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"><b>Litigation</b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">As previously disclosed, a cyber-attack occurred in <em style="font: inherit;"> April 2023 </em>that resulted in a temporary disruption to our computer systems. A cybersecurity firm investigated the nature and scope of the incident, evaluated our systems, and confirmed that nonpublic information relating to current and former employees, customers, and others was obtained from our systems. We have <em style="font: inherit;">no</em> knowledge as to how the unauthorized <em style="font: inherit;">third</em> party has or plans to use the impacted data. On <em style="font: inherit;"> January 8, 2024, </em>a customer filed a lawsuit against The Middlefield Banking Company in the U.S. District Court for the Northern District of Ohio related to the cyber-attack incident. A similar lawsuit was filed on <em style="font: inherit;"> January 10, 2024, </em>against the Middlefield Banking Company in the Court of Common Pleas for Cuyahoga County, Ohio. The plaintiffs and class members in the <em style="font: inherit;">two</em> cases, who are current and former customers of the Bank, claim to have been harmed by alleged actions or inactions by the Bank in connection with the incident. The plaintiffs assert a variety of common law and statutory claims regarding the compromised nonpublic information and seek monetary damages, equitable and injunctive relief, pre-judgment and post-judgment interest, awards of actual and punitive damages, costs and attorneys’ fees, and other related relief. We dispute the allegations in the lawsuits.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">We maintain a cyber risk insurance policy to cover the costs resulting from cyber-attacks, such as the event that occurred in <em style="font: inherit;"> April 2023. </em>The policy has an aggregate limit of $3 million and a deductible of $50,000. The policy includes coverage for business loss, breach response, and liabilities that could occur as a result of a cyber event. We believe that our insurance policy will fully cover the losses associated with these lawsuits; however, it is possible that the losses could exceed the policy limit. It is <em style="font: inherit;">not</em> possible to reasonably estimate the amount of such losses or range of losses that might result from the resolution of the lawsuit filed in Cuyahoga County Common Pleas Court. We expect that any costs associated with these lawsuits, including attorney fees, adverse judgments or settlements, will be billed to and paid by the insurance company in accordance with the terms of the policy.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollar amounts in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31, 2024</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commitments to extend credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">490,178</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">418,952</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Standby letters of credit</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,884</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">495,178</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">424,836</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 490178000 418952000 5000000 5884000 495178000 424836000 1900000 2000000 21000 1700000 3000000 50000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>NOTE <em style="font: inherit;">9</em> - RELATED PARTY TRANSACTION</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Loans to principal officers, directors, and their affiliates during <em style="font: inherit;"> March 31, 2024</em> and <em style="font: inherit;"> December 31, 2023</em> were as follows:</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollars in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31, 2024</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Beginning balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">24,185</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,057</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">New loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,259</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">23,922</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Repayments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(76</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,794</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">26,368</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">24,185</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">Deposits of related parties amount to $33.3 million and $33.1 million as of <em style="font: inherit;"> March 31, 2024</em> and <em style="font: inherit;"> December 31, 2023</em>, respectively.</p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="margin-right: 25%; margin-left: 25%; width: 50%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 62%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">(Dollars in thousands)</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">March 31, 2024</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;">December 31, 2023</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Beginning balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">24,185</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,057</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">New loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,259</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">23,922</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Repayments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(76</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1,794</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; padding-bottom: 1px;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">26,368</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 16%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">24,185</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px; margin-left: 0pt;"> </td></tr> </tbody></table> 24185000 2057000 2259000 23922000 76000 1794000 26368000 24185000 33300000 33100000 <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;"><tbody><tr style="vertical-align: top;"><td style="width: 5%;"> <p style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b><a href="#" id="otherinfo" title="otherinfo"></a>Item <em style="font: inherit;">5.</em> </b></p> </td><td style="width: 95%;"> <p style="margin: 0pt; text-align: left; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b>Other information</b></p> </td></tr> <tr><td style="width: 5%;"> </td><td style="width: 95%; font-size: 10pt; text-align: justify;">During the <em style="font: inherit;">three</em> months ended <em style="font: inherit;"> March 31, 2024</em>, there were <span style="-sec-ix-hidden:c112874697"><span style="-sec-ix-hidden:c112874698"><span style="-sec-ix-hidden:c112874699"><span style="-sec-ix-hidden:c112874700">no</span></span></span></span> “Rule <em style="font: inherit;">10b5</em>-<em style="font: inherit;">1</em> trading plans” or “non-Rule <em style="font: inherit;">10b5</em>-<em style="font: inherit;">1</em> trading arrangements” adopted, modified or terminated by any director or officer of the Company (as such terms are defined in Item <em style="font: inherit;">408</em> of Regulation S-K of the Exchange Act).</td></tr> </tbody></table> Not within scope of ASC 606 All amounts are net of tax. Amounts in parentheses indicate debits to AOCI. Transfers between hierarchy levels are based on the availability of sufficient observable inputs to meet Level II versus Level II criteria. The level designation of each financial instrument is reassessed at the end of each period.

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end XML 93 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 94 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 96 FilingSummary.xml IDEA: XBRL DOCUMENT 3.24.1.1.u2 html 429 276 1 true 74 0 false 5 false false R1.htm 000 - Document - Document And Entity Information Sheet http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information Document And Entity Information Cover 1 false false R2.htm 001 - Statement - Consolidated Balance Sheet (Unaudited) Sheet http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited Consolidated Balance Sheet (Unaudited) Statements 2 false false R3.htm 002 - Statement - Consolidated Balance Sheet (Unaudited) (Parentheticals) Sheet http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited-parentheticals Consolidated Balance Sheet (Unaudited) (Parentheticals) Statements 3 false false R4.htm 003 - Statement - Consolidated Statement of Income (Unaudited) Sheet http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited Consolidated Statement of Income (Unaudited) Statements 4 false false R5.htm 004 - Statement - Consolidated Statement of Comprehensive (Loss) Income (Unaudited) Sheet http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited Consolidated Statement of Comprehensive (Loss) Income (Unaudited) Statements 5 false false R6.htm 005 - Statement - Consolidated Statement of Changes in Stockholders' Equity (Unaudited) Sheet http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited Consolidated Statement of Changes in Stockholders' Equity (Unaudited) Statements 6 false false R7.htm 006 - Statement - Consolidated Statement of Changes in Stockholders' Equity (Unaudited) (Parentheticals) Sheet http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited-parentheticals Consolidated Statement of Changes in Stockholders' Equity (Unaudited) (Parentheticals) Statements 7 false false R8.htm 007 - Statement - Consolidated Statement of Cash Flows (Unaudited) Sheet http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited Consolidated Statement of Cash Flows (Unaudited) Statements 8 false false R9.htm 008 - Disclosure - Note 1 - Basis of Presentation Sheet http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation Note 1 - Basis of Presentation Notes 9 false false R10.htm 009 - Disclosure - Note 2 - Revenue Recognition Sheet http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition Note 2 - Revenue Recognition Notes 10 false false R11.htm 010 - Disclosure - Note 3 - Earnings Per Share Sheet http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share Note 3 - Earnings Per Share Notes 11 false false R12.htm 011 - Disclosure - Note 4 - Accumulated Other Comprehensive (Loss) Income Sheet http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income Note 4 - Accumulated Other Comprehensive (Loss) Income Notes 12 false false R13.htm 012 - Disclosure - Note 5 - Fair Value Measurements Sheet http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements Note 5 - Fair Value Measurements Notes 13 false false R14.htm 013 - Disclosure - Note 6 - Investments and Equity Securities Sheet http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities Note 6 - Investments and Equity Securities Notes 14 false false R15.htm 014 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses Sheet http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses Note 7 - Loans and Related Allowance for Credit Losses Notes 15 false false R16.htm 015 - Disclosure - Note 8 - Contingencies and Contingent Liabilities Sheet http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities Note 8 - Contingencies and Contingent Liabilities Notes 16 false false R17.htm 016 - Disclosure - Note 9 - Related Party Transaction Sheet http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction Note 9 - Related Party Transaction Notes 17 false false R18.htm 995445 - Disclosure - Insider Trading Arrangements Sheet http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements Insider Trading Arrangements Notes 18 false false R19.htm 995463 - Disclosure - Significant Accounting Policies (Policies) Sheet http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies Significant Accounting Policies (Policies) Policies 19 false false R20.htm 995464 - Disclosure - Note 2 - Revenue Recognition (Tables) Sheet http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-tables Note 2 - Revenue Recognition (Tables) Tables http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition 20 false false R21.htm 995465 - Disclosure - Note 3 - Earnings Per Share (Tables) Sheet http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-tables Note 3 - Earnings Per Share (Tables) Tables http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share 21 false false R22.htm 995466 - Disclosure - Note 4 - Accumulated Other Comprehensive (Loss) Income (Tables) Sheet http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-tables Note 4 - Accumulated Other Comprehensive (Loss) Income (Tables) Tables http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income 22 false false R23.htm 995467 - Disclosure - Note 5 - Fair Value Measurements (Tables) Sheet http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables Note 5 - Fair Value Measurements (Tables) Tables http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements 23 false false R24.htm 995468 - Disclosure - Note 6 - Investments and Equity Securities (Tables) Sheet http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-tables Note 6 - Investments and Equity Securities (Tables) Tables http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities 24 false false R25.htm 995469 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses (Tables) Sheet http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables Note 7 - Loans and Related Allowance for Credit Losses (Tables) Tables http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses 25 false false R26.htm 995470 - Disclosure - Note 8 - Contingencies and Contingent Liabilities (Tables) Sheet http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-tables Note 8 - Contingencies and Contingent Liabilities (Tables) Tables http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities 26 false false R27.htm 995471 - Disclosure - Note 9 - Related Party Transaction (Tables) Sheet http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-tables Note 9 - Related Party Transaction (Tables) Tables http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction 27 false false R28.htm 995472 - Disclosure - Note 1 - Basis of Presentation (Details Textual) Sheet http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual Note 1 - Basis of Presentation (Details Textual) Details http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation 28 false false R29.htm 995473 - Disclosure - Note 2 - Revenue Recognition (Details Textual) Sheet http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-details-textual Note 2 - Revenue Recognition (Details Textual) Details http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-tables 29 false false R30.htm 995474 - Disclosure - Note 2 - Revenue Recognition - Disaggregation of Revenue (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details Note 2 - Revenue Recognition - Disaggregation of Revenue (Details) Details 30 false false R31.htm 995475 - Disclosure - Note 3 - Earnings Per Share (Details Textual) Sheet http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual Note 3 - Earnings Per Share (Details Textual) Details http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-tables 31 false false R32.htm 995476 - Disclosure - Note 3 - Earnings Per Share - Shares Used in Calculation of Earnings Per Share (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details Note 3 - Earnings Per Share - Shares Used in Calculation of Earnings Per Share (Details) Details 32 false false R33.htm 995477 - Disclosure - Note 4 - Accumulated Other Comprehensive (Loss) Income (Details Textual) Sheet http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-details-textual Note 4 - Accumulated Other Comprehensive (Loss) Income (Details Textual) Details http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-tables 33 false false R34.htm 995478 - Disclosure - Note 4 - Accumulated Other Comprehensive (Loss) Income - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details Note 4 - Accumulated Other Comprehensive (Loss) Income - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details) Details http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-tables 34 false false R35.htm 995479 - Disclosure - Note 5 - Fair Value Measurements (Details Textual) Sheet http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual Note 5 - Fair Value Measurements (Details Textual) Details http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables 35 false false R36.htm 995480 - Disclosure - Note 5 - Fair Value Measurements - Assets Measured on a Recurring Basis (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details Note 5 - Fair Value Measurements - Assets Measured on a Recurring Basis (Details) Details 36 false false R37.htm 995481 - Disclosure - Note 5 - Fair Value Measurements - Fair Value Reconciliation of Level 3 Assets (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details Note 5 - Fair Value Measurements - Fair Value Reconciliation of Level 3 Assets (Details) Details 37 false false R38.htm 995482 - Disclosure - Note 5 - Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details Note 5 - Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details) Details 38 false false R39.htm 995483 - Disclosure - Note 5 - Fair Value Measurements - Additional Quantitative Information About Assets Measured at Fair Value on Non-recurring Basis (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details Note 5 - Fair Value Measurements - Additional Quantitative Information About Assets Measured at Fair Value on Non-recurring Basis (Details) Details 39 false false R40.htm 995484 - Disclosure - Note 5 - Fair Value Measurements - Estimated Fair Value of the Company's Financial Instruments (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details Note 5 - Fair Value Measurements - Estimated Fair Value of the Company's Financial Instruments (Details) Details 40 false false R41.htm 995485 - Disclosure - Note 6 - Investments and Equity Securities (Details Textual) Sheet http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual Note 6 - Investments and Equity Securities (Details Textual) Details http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-tables 41 false false R42.htm 995486 - Disclosure - Note 6 - Investments and Equity Securities- Amortized Cost and Fair Values of Securities Available for Sale (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details Note 6 - Investments and Equity Securities- Amortized Cost and Fair Values of Securities Available for Sale (Details) Details 42 false false R43.htm 995487 - Disclosure - Note 6 - Investments and Equity Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details Note 6 - Investments and Equity Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details) Details 43 false false R44.htm 995488 - Disclosure - Note 6 - Investments and Equity Securities - Gross Unrealized Losses and Fair Value (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details Note 6 - Investments and Equity Securities - Gross Unrealized Losses and Fair Value (Details) Details 44 false false R45.htm 995489 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses (Details Textual) Sheet http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual Note 7 - Loans and Related Allowance for Credit Losses (Details Textual) Details http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables 45 false false R46.htm 995490 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Primary Segments of the Loan Portfolio (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details Note 7 - Loans and Related Allowance for Credit Losses - Primary Segments of the Loan Portfolio (Details) Details 46 false false R47.htm 995491 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Allowance for Loan Losses (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details Note 7 - Loans and Related Allowance for Credit Losses - Allowance for Loan Losses (Details) Details 47 false false R48.htm 995492 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Classes of the Loan Portfolio Summarized by Credit Quality (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details Note 7 - Loans and Related Allowance for Credit Losses - Classes of the Loan Portfolio Summarized by Credit Quality (Details) Details 48 false false R49.htm 995493 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Collateral-dependent Loans (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details Note 7 - Loans and Related Allowance for Credit Losses - Collateral-dependent Loans (Details) Details 49 false false R50.htm 995494 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Past Due Loans (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details Note 7 - Loans and Related Allowance for Credit Losses - Past Due Loans (Details) Details 50 false false R51.htm 995495 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Nonaccrual Loans (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details Note 7 - Loans and Related Allowance for Credit Losses - Nonaccrual Loans (Details) Details 51 false false R52.htm 995496 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Troubled Debt Restructurings (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details Note 7 - Loans and Related Allowance for Credit Losses - Troubled Debt Restructurings (Details) Details 52 false false R53.htm 995497 - Disclosure - Note 8 - Contingencies and Contingent Liabilities (Details Textual) Sheet http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-details-textual Note 8 - Contingencies and Contingent Liabilities (Details Textual) Details http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-tables 53 false false R54.htm 995498 - Disclosure - Note 8 - Commitments and Contingent Liabilities - Outstanding Commitments and Contingent Liabilities (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details Note 8 - Commitments and Contingent Liabilities - Outstanding Commitments and Contingent Liabilities (Details) Details 54 false false R55.htm 995499 - Disclosure - Note 9 - Related Party Transaction (Details Textual) Sheet http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-details-textual Note 9 - Related Party Transaction (Details Textual) Details http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-tables 55 false false R56.htm 995500 - Disclosure - Note 9 - Related Party Transaction - Loans to Related Party (Details) Sheet http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-loans-to-related-party-details Note 9 - Related Party Transaction - Loans to Related Party (Details) Details 56 false false All Reports Book All Reports [ix-0514-Hidden-Fact-Eligible-For-Transform] WARN: 24 fact(s) appearing in ix:hidden were eligible for transformation: dei:EntityRegistrantName, ecd:NonRule10b51ArrAdoptedFlag, ecd:NonRule10b51ArrTrmntdFlag, ecd:Rule10b51ArrAdoptedFlag, ecd:Rule10b51ArrTrmntdFlag, mbcn:ImpairedLoansMeasurementInput, us-gaap:CommonStockDividendsPerShareCashPaid, us-gaap:CommonStockNoParValue, us-gaap:CommonStockSharesAuthorized, us-gaap:CommonStockSharesIssued, us-gaap:CommonStockSharesOutstanding, us-gaap:HeldToMaturitySecurities, us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax, us-gaap:QualifiedAffordableHousingProjectInvestmentsCommitment, us-gaap:TreasuryStockCommonShares, us-gaap:TreasuryStockSharesAcquired - mbcn20240331_10q.htm 8, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 mbcn-20240331.xsd mbcn-20240331_cal.xml mbcn-20240331_def.xml mbcn-20240331_lab.xml mbcn-20240331_pre.xml mbcn20240331_10q.htm mbcn20230630_10qimg002.jpg smlogo.jpg http://fasb.org/us-gaap/2024 http://xbrl.sec.gov/dei/2024 http://xbrl.sec.gov/ecd/2024 true true JSON 99 MetaLinks.json IDEA: XBRL DOCUMENT { "version": "2.2", "instance": { "mbcn20240331_10q.htm": { "nsprefix": "mbcn", "nsuri": "http://middlefieldbank.bank/20240331", "dts": { "schema": { "local": [ "mbcn-20240331.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd", "https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd", "https://xbrl.fasb.org/srt/2024/elts/srt-roles-2024.xsd", "https://xbrl.fasb.org/srt/2024/elts/srt-types-2024.xsd", "https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd", "https://xbrl.fasb.org/us-gaap/2024/elts/us-roles-2024.xsd", "https://xbrl.fasb.org/us-gaap/2024/elts/us-types-2024.xsd", "https://xbrl.sec.gov/country/2024/country-2024.xsd", "https://xbrl.sec.gov/currency/2024/currency-2024.xsd", "https://xbrl.sec.gov/dei/2024/dei-2024.xsd", "https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd", "https://xbrl.sec.gov/exch/2024/exch-2024.xsd", "https://xbrl.sec.gov/naics/2024/naics-2024.xsd", "https://xbrl.sec.gov/sic/2024/sic-2024.xsd", "https://xbrl.sec.gov/stpr/2024/stpr-2024.xsd" ] }, "calculationLink": { "local": [ "mbcn-20240331_cal.xml" ] }, "definitionLink": { "local": [ "mbcn-20240331_def.xml" ] }, "labelLink": { "local": [ "mbcn-20240331_lab.xml" ] }, "presentationLink": { "local": [ "mbcn-20240331_pre.xml" ] }, "inline": { "local": [ "mbcn20240331_10q.htm" ] } }, "keyStandard": 255, "keyCustom": 21, "axisStandard": 28, "axisCustom": 0, "memberStandard": 50, "memberCustom": 21, "hidden": { "total": 29, "http://middlefieldbank.bank/20240331": 2, "http://xbrl.sec.gov/dei/2024": 6, "http://fasb.org/us-gaap/2024": 17, "http://xbrl.sec.gov/ecd/2024": 4 }, "contextCount": 429, "entityCount": 1, "segmentCount": 74, "elementCount": 468, "unitCount": 5, "baseTaxonomies": { "http://fasb.org/us-gaap/2024": 1613, "http://xbrl.sec.gov/dei/2024": 29, "http://xbrl.sec.gov/ecd/2024": 5 }, "report": { "R1": { "role": "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information", "longName": "000 - Document - Document And Entity Information", "shortName": "Document And Entity Information", "isDefault": "true", "groupType": "document", "subGroupType": "", "menuCat": "Cover", "order": "1", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "b", "p", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "b", "p", "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R2": { "role": "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "longName": "001 - Statement - Consolidated Balance Sheet (Unaudited)", "shortName": "Consolidated Balance Sheet (Unaudited)", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "2", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:CashAndDueFromBanks", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:CashAndDueFromBanks", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R3": { "role": "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited-parentheticals", "longName": "002 - Statement - Consolidated Balance Sheet (Unaudited) (Parentheticals)", "shortName": "Consolidated Balance Sheet (Unaudited) (Parentheticals)", "isDefault": "false", "groupType": "statement", "subGroupType": "parenthetical", "menuCat": "Statements", "order": "3", "firstAnchor": null, "uniqueAnchor": null }, "R4": { "role": "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "longName": "003 - Statement - Consolidated Statement of Income (Unaudited)", "shortName": "Consolidated Statement of Income (Unaudited)", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "4", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R5": { "role": "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited", "longName": "004 - Statement - Consolidated Statement of Comprehensive (Loss) Income (Unaudited)", "shortName": "Consolidated Statement of Comprehensive (Loss) Income (Unaudited)", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "5", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R6": { "role": "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "longName": "005 - Statement - Consolidated Statement of Changes in Stockholders' Equity (Unaudited)", "shortName": "Consolidated Statement of Changes in Stockholders' Equity (Unaudited)", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "6", "firstAnchor": { "contextRef": "i_2022-12-31_StatementEquityComponentsAxis-CommonStockMember", "name": "us-gaap:CommonStockSharesOutstanding", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2022-12-31_StatementEquityComponentsAxis-CommonStockMember", "name": "us-gaap:CommonStockSharesOutstanding", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R7": { "role": "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited-parentheticals", "longName": "006 - Statement - Consolidated Statement of Changes in Stockholders' Equity (Unaudited) (Parentheticals)", "shortName": "Consolidated Statement of Changes in Stockholders' Equity (Unaudited) (Parentheticals)", "isDefault": "false", "groupType": "statement", "subGroupType": "parenthetical", "menuCat": "Statements", "order": "7", "firstAnchor": null, "uniqueAnchor": null }, "R8": { "role": "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited", "longName": "007 - Statement - Consolidated Statement of Cash Flows (Unaudited)", "shortName": "Consolidated Statement of Cash Flows (Unaudited)", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "8", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R9": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "longName": "008 - Disclosure - Note 1 - Basis of Presentation", "shortName": "Note 1 - Basis of Presentation", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "9", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R10": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition", "longName": "009 - Disclosure - Note 2 - Revenue Recognition", "shortName": "Note 2 - Revenue Recognition", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "10", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:RevenueFromContractWithCustomerTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:RevenueFromContractWithCustomerTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R11": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share", "longName": "010 - Disclosure - Note 3 - Earnings Per Share", "shortName": "Note 3 - Earnings Per Share", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "11", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:EarningsPerShareTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:EarningsPerShareTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R12": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income", "longName": "011 - Disclosure - Note 4 - Accumulated Other Comprehensive (Loss) Income", "shortName": "Note 4 - Accumulated Other Comprehensive (Loss) Income", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "12", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:ComprehensiveIncomeNoteTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:ComprehensiveIncomeNoteTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R13": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements", "longName": "012 - Disclosure - Note 5 - Fair Value Measurements", "shortName": "Note 5 - Fair Value Measurements", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "13", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:FairValueDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:FairValueDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R14": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities", "longName": "013 - Disclosure - Note 6 - Investments and Equity Securities", "shortName": "Note 6 - Investments and Equity Securities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "14", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R15": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "longName": "014 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses", "shortName": "Note 7 - Loans and Related Allowance for Credit Losses", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "15", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R16": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities", "longName": "015 - Disclosure - Note 8 - Contingencies and Contingent Liabilities", "shortName": "Note 8 - Contingencies and Contingent Liabilities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "16", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R17": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction", "longName": "016 - Disclosure - Note 9 - Related Party Transaction", "shortName": "Note 9 - Related Party Transaction", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "17", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R18": { "role": "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements", "longName": "995445 - Disclosure - Insider Trading Arrangements", "shortName": "Insider Trading Arrangements", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "18", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "ecd:MtrlTermsOfTrdArrTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "ecd:MtrlTermsOfTrdArrTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R19": { "role": "http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies", "longName": "995463 - Disclosure - Significant Accounting Policies (Policies)", "shortName": "Significant Accounting Policies (Policies)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "policies", "menuCat": "Policies", "order": "19", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:BasisOfAccountingPolicyPolicyTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:BasisOfAccountingPolicyPolicyTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R20": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-tables", "longName": "995464 - Disclosure - Note 2 - Revenue Recognition (Tables)", "shortName": "Note 2 - Revenue Recognition (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "20", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:DisaggregationOfRevenueTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RevenueFromContractWithCustomerTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:DisaggregationOfRevenueTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RevenueFromContractWithCustomerTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R21": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-tables", "longName": "995465 - Disclosure - Note 3 - Earnings Per Share (Tables)", "shortName": "Note 3 - Earnings Per Share (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "21", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:ScheduleOfWeightedAverageNumberOfSharesTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:ScheduleOfWeightedAverageNumberOfSharesTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R22": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-tables", "longName": "995466 - Disclosure - Note 4 - Accumulated Other Comprehensive (Loss) Income (Tables)", "shortName": "Note 4 - Accumulated Other Comprehensive (Loss) Income (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "22", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:ComprehensiveIncomeNoteTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:ComprehensiveIncomeNoteTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R23": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables", "longName": "995467 - Disclosure - Note 5 - Fair Value Measurements (Tables)", "shortName": "Note 5 - Fair Value Measurements (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "23", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R24": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-tables", "longName": "995468 - Disclosure - Note 6 - Investments and Equity Securities (Tables)", "shortName": "Note 6 - Investments and Equity Securities (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "24", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R25": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables", "longName": "995469 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses (Tables)", "shortName": "Note 7 - Loans and Related Allowance for Credit Losses (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "25", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "mbcn:ScheduleOfFinancingReceivableBySegmentTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "mbcn:ScheduleOfFinancingReceivableBySegmentTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R26": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-tables", "longName": "995470 - Disclosure - Note 8 - Contingencies and Contingent Liabilities (Tables)", "shortName": "Note 8 - Contingencies and Contingent Liabilities (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "26", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:OtherCommitmentsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:OtherCommitmentsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R27": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-tables", "longName": "995471 - Disclosure - Note 9 - Related Party Transaction (Tables)", "shortName": "Note 9 - Related Party Transaction (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "27", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R28": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "longName": "995472 - Disclosure - Note 1 - Basis of Presentation (Details Textual)", "shortName": "Note 1 - Basis of Presentation (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "28", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:InvestmentPolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-09-30_FinancingReceivablePortfolioSegmentAxis-CommercialPortfolioSegmentMember_RangeAxis-MinimumMember", "name": "us-gaap:FinancingReceivableBeforeAllowanceForCreditLossAndFee", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:FinanceLoansAndLeasesReceivablePolicy", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R29": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-details-textual", "longName": "995473 - Disclosure - Note 2 - Revenue Recognition (Details Textual)", "shortName": "Note 2 - Revenue Recognition (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "29", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "mbcn:RevenueFromInterestIncomeAndNoninterestIncomePercent", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "3", "ancestors": [ "p", "us-gaap:RevenueFromContractWithCustomerTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "mbcn:RevenueFromInterestIncomeAndNoninterestIncomePercent", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "3", "ancestors": [ "p", "us-gaap:RevenueFromContractWithCustomerTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R30": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details", "longName": "995474 - Disclosure - Note 2 - Revenue Recognition - Disaggregation of Revenue (Details)", "shortName": "Note 2 - Revenue Recognition - Disaggregation of Revenue (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "30", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:EquitySecuritiesFvNiUnrealizedGainLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "mbcn:MiscellaneousFeeIncome", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:DisaggregationOfRevenueTableTextBlock", "us-gaap:RevenueFromContractWithCustomerTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R31": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual", "longName": "995475 - Disclosure - Note 3 - Earnings Per Share (Details Textual)", "shortName": "Note 3 - Earnings Per Share (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "31", "firstAnchor": { "contextRef": "i_2023-03-31", "name": "us-gaap:TreasuryStockCommonShares", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-03-31", "name": "us-gaap:TreasuryStockCommonShares", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R32": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details", "longName": "995476 - Disclosure - Note 3 - Earnings Per Share - Shares Used in Calculation of Earnings Per Share (Details)", "shortName": "Note 3 - Earnings Per Share - Shares Used in Calculation of Earnings Per Share (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "32", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:WeightedAverageNumberOfSharesIssuedBasic", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfWeightedAverageNumberOfSharesTableTextBlock", "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:WeightedAverageNumberOfSharesIssuedBasic", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfWeightedAverageNumberOfSharesTableTextBlock", "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R33": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-details-textual", "longName": "995477 - Disclosure - Note 4 - Accumulated Other Comprehensive (Loss) Income (Details Textual)", "shortName": "Note 4 - Accumulated Other Comprehensive (Loss) Income (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "33", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "p", "us-gaap:ComprehensiveIncomeNoteTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "p", "us-gaap:ComprehensiveIncomeNoteTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R34": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details", "longName": "995478 - Disclosure - Note 4 - Accumulated Other Comprehensive (Loss) Income - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details)", "shortName": "Note 4 - Accumulated Other Comprehensive (Loss) Income - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "34", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:StockholdersEquity", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_StatementEquityComponentsAxis-AccumulatedNetUnrealizedInvestmentGainLossMember", "name": "us-gaap:StockholdersEquity", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "us-gaap:ComprehensiveIncomeNoteTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R35": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual", "longName": "995479 - Disclosure - Note 5 - Fair Value Measurements (Details Textual)", "shortName": "Note 5 - Fair Value Measurements (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "35", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "mbcn:EstimatedSellingCostsOfImpairedLoans", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "mbcn:EstimatedSellingCostsOfImpairedLoans", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R36": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "longName": "995480 - Disclosure - Note 5 - Fair Value Measurements - Assets Measured on a Recurring Basis (Details)", "shortName": "Note 5 - Fair Value Measurements - Assets Measured on a Recurring Basis (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "36", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsRecurringMember", "name": "us-gaap:EquitySecuritiesFvNi", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R37": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details", "longName": "995481 - Disclosure - Note 5 - Fair Value Measurements - Fair Value Reconciliation of Level 3 Assets (Details)", "shortName": "Note 5 - Fair Value Measurements - Fair Value Reconciliation of Level 3 Assets (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "37", "firstAnchor": { "contextRef": "i_2023-12-31_FairValueByLiabilityClassAxis-SubordinatedDebtObligationsMember", "name": "us-gaap:FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisWithUnobservableInputs", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2022-12-31_FairValueByLiabilityClassAxis-SubordinatedDebtObligationsMember", "name": "us-gaap:FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisWithUnobservableInputs", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R38": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "longName": "995482 - Disclosure - Note 5 - Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details)", "shortName": "Note 5 - Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "38", "firstAnchor": { "contextRef": "i_2024-03-31_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsRecurringMember", "name": "mbcn:ImpairedLoansReceivableFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsRecurringMember", "name": "mbcn:ImpairedLoansReceivableFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R39": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details", "longName": "995483 - Disclosure - Note 5 - Fair Value Measurements - Additional Quantitative Information About Assets Measured at Fair Value on Non-recurring Basis (Details)", "shortName": "Note 5 - Fair Value Measurements - Additional Quantitative Information About Assets Measured at Fair Value on Non-recurring Basis (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "39", "firstAnchor": { "contextRef": "i_2024-03-31_FairValueByFairValueHierarchyLevelAxis-FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsNonrecurringMember_ValuationTechniqueAxis-AppraisalOfCollateralMember", "name": "mbcn:ImpairedLoansReceivableFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31_FairValueByFairValueHierarchyLevelAxis-FairValueInputsLevel3Member_FairValueByMeasurementFrequencyAxis-FairValueMeasurementsNonrecurringMember_ValuationTechniqueAxis-AppraisalOfCollateralMember", "name": "mbcn:ImpairedLoansReceivableFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R40": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details", "longName": "995484 - Disclosure - Note 5 - Fair Value Measurements - Estimated Fair Value of the Company's Financial Instruments (Details)", "shortName": "Note 5 - Fair Value Measurements - Estimated Fair Value of the Company's Financial Instruments (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "40", "firstAnchor": { "contextRef": "i_2024-03-31_FairValueByMeasurementBasisAxis-CarryingReportedAmountFairValueDisclosureMember", "name": "us-gaap:LoansReceivableFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31_FairValueByMeasurementBasisAxis-CarryingReportedAmountFairValueDisclosureMember", "name": "us-gaap:LoansReceivableFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R41": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual", "longName": "995485 - Disclosure - Note 6 - Investments and Equity Securities (Details Textual)", "shortName": "Note 6 - Investments and Equity Securities (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "41", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:InvestmentPolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R42": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details", "longName": "995486 - Disclosure - Note 6 - Investments and Equity Securities- Amortized Cost and Fair Values of Securities Available for Sale (Details)", "shortName": "Note 6 - Investments and Equity Securities- Amortized Cost and Fair Values of Securities Available for Sale (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "42", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R43": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details", "longName": "995487 - Disclosure - Note 6 - Investments and Equity Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details)", "shortName": "Note 6 - Investments and Equity Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "43", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R44": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details", "longName": "995488 - Disclosure - Note 6 - Investments and Equity Securities - Gross Unrealized Losses and Fair Value (Details)", "shortName": "Note 6 - Investments and Equity Securities - Gross Unrealized Losses and Fair Value (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "44", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:GainLossOnInvestmentsTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": null }, "R45": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual", "longName": "995489 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses (Details Textual)", "shortName": "Note 7 - Loans and Related Allowance for Credit Losses (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "45", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "td", "tr", "tbody", "table", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "td", "tr", "tbody", "table", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R46": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "longName": "995490 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Primary Segments of the Loan Portfolio (Details)", "shortName": "Note 7 - Loans and Related Allowance for Credit Losses - Primary Segments of the Loan Portfolio (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "46", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:NotesReceivableGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": null }, "R47": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "longName": "995491 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Allowance for Loan Losses (Details)", "shortName": "Note 7 - Loans and Related Allowance for Credit Losses - Allowance for Loan Losses (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "47", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfCreditLossesForFinancingReceivablesCurrentTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R48": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "longName": "995492 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Classes of the Loan Portfolio Summarized by Credit Quality (Details)", "shortName": "Note 7 - Loans and Related Allowance for Credit Losses - Classes of the Loan Portfolio Summarized by Credit Quality (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "48", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R49": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "longName": "995493 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Collateral-dependent Loans (Details)", "shortName": "Note 7 - Loans and Related Allowance for Credit Losses - Collateral-dependent Loans (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "49", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:NotesReceivableGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31_CollateralAxis-RealEstateMember", "name": "us-gaap:NotesReceivableGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "mbcn:ScheduleOfCollateralDependentLoansTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R50": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "longName": "995494 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Past Due Loans (Details)", "shortName": "Note 7 - Loans and Related Allowance for Credit Losses - Past Due Loans (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "50", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:NotesReceivableGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_CreditLossStatusAxis-FinancialAssetAcquiredWithCreditDeteriorationMember", "name": "us-gaap:NotesReceivableGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "ix:continuation", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R51": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "longName": "995495 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Nonaccrual Loans (Details)", "shortName": "Note 7 - Loans and Related Allowance for Credit Losses - Nonaccrual Loans (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "51", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:FinancingReceivableNonaccrualNoAllowance", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:FinancingReceivableNonaccrualNoAllowance", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R52": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details", "longName": "995496 - Disclosure - Note 7 - Loans and Related Allowance for Credit Losses - Troubled Debt Restructurings (Details)", "shortName": "Note 7 - Loans and Related Allowance for Credit Losses - Troubled Debt Restructurings (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "52", "firstAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2024-01-01_2024-03-31", "name": "us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesPercent", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "unique": true } }, "R53": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-details-textual", "longName": "995497 - Disclosure - Note 8 - Contingencies and Contingent Liabilities (Details Textual)", "shortName": "Note 8 - Contingencies and Contingent Liabilities (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "53", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestments", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestments", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R54": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details", "longName": "995498 - Disclosure - Note 8 - Commitments and Contingent Liabilities - Outstanding Commitments and Contingent Liabilities (Details)", "shortName": "Note 8 - Commitments and Contingent Liabilities - Outstanding Commitments and Contingent Liabilities (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "54", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:OtherCommitment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:OtherCommitmentsTableTextBlock", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:OtherCommitment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:OtherCommitmentsTableTextBlock", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R55": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-details-textual", "longName": "995499 - Disclosure - Note 9 - Related Party Transaction (Details Textual)", "shortName": "Note 9 - Related Party Transaction (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "55", "firstAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:RelatedPartyDepositLiabilities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2024-03-31", "name": "us-gaap:RelatedPartyDepositLiabilities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } }, "R56": { "role": "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-loans-to-related-party-details", "longName": "995500 - Disclosure - Note 9 - Related Party Transaction - Loans to Related Party (Details)", "shortName": "Note 9 - Related Party Transaction - Loans to Related Party (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "56", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:LoansAndLeasesReceivableRelatedParties", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:LoansAndLeasesReceivableRelatedParties", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "mbcn20240331_10q.htm", "first": true, "unique": true } } }, "tag": { "mbcn_ATMBankingFeesMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "ATMBankingFeesMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "label": "ATM Banking Fees [Member]", "documentation": "Information pertaining to ATM banking fees." } } }, "auth_ref": [] }, "us-gaap_AccountingPoliciesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AccountingPoliciesAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Accounting Policies [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AccountingStandardsUpdate201613Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AccountingStandardsUpdate201613Member", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update 2016-13 [Member]", "documentation": "Accounting Standards Update 2016-13 Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." } } }, "auth_ref": [ "r282" ] }, "us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Legal Entity of Counterparty, Type [Axis]", "documentation": "Information by legal entity of counterparty. A counterparty is the other party that participates in a financial transaction." } } }, "auth_ref": [ "r45", "r50" ] }, "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AccretionAmortizationOfDiscountsAndPremiumsInvestments", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments", "negatedLabel": "Amortization of premium and discount on investment securities, net", "documentation": "The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method." } } }, "auth_ref": [ "r65" ] }, "us-gaap_AccruedLiabilitiesAndOtherLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AccruedLiabilitiesAndOtherLiabilities", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Accrued interest payable and other liabilities", "documentation": "Amount of expenses incurred but not yet paid nor invoiced, and liabilities classified as other." } } }, "auth_ref": [] }, "us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AccumulatedNetUnrealizedInvestmentGainLossMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details" ], "lang": { "en-us": { "role": { "label": "AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]", "documentation": "Accumulated unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), attributable to parent." } } }, "auth_ref": [ "r163", "r164", "r165", "r167", "r175", "r176", "r786" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Accumulated other comprehensive loss", "documentation": "Amount, after tax, of accumulated increase (decrease) in equity from transaction and other event and circumstance from nonowner source." } } }, "auth_ref": [ "r12", "r13", "r52", "r161", "r570", "r600", "r604" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AccumulatedOtherComprehensiveIncomeMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited" ], "lang": { "en-us": { "role": { "label": "AOCI Attributable to Parent [Member]", "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners." } } }, "auth_ref": [ "r1", "r9", "r13", "r437", "r440", "r505", "r595", "r596", "r786", "r787", "r788", "r798", "r799", "r800", "r801" ] }, "us-gaap_AdjustmentsForNewAccountingPronouncementsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AdjustmentsForNewAccountingPronouncementsAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update [Axis]", "documentation": "Information by amendment to accounting standards." } } }, "auth_ref": [ "r150", "r151", "r152", "r153", "r154", "r155", "r193", "r194", "r195", "r196", "r206", "r236", "r237", "r283", "r284", "r285", "r286", "r287", "r288", "r289", "r290", "r291", "r292", "r329", "r330", "r332", "r401", "r402", "r403", "r404", "r405", "r409", "r410", "r411", "r412", "r413", "r414", "r415", "r416", "r417", "r419", "r420", "r421", "r422", "r423", "r424", "r425", "r426", "r432", "r433", "r434", "r435", "r436", "r437", "r438", "r439", "r440", "r441", "r442", "r444", "r445", "r446", "r447", "r448", "r449", "r450", "r451", "r452", "r453", "r454", "r481", "r482", "r495", "r496", "r497", "r500", "r501", "r502", "r503", "r504", "r505", "r549", "r550", "r551", "r593", "r594", "r595", "r596", "r597", "r598", "r599", "r600", "r601", "r602", "r603", "r604" ] }, "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "Adjustments to reconcile net income to net cash provided by operating activities:" } } }, "auth_ref": [] }, "us-gaap_AdvancesFromFederalHomeLoanBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AdvancesFromFederalHomeLoanBanks", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank advances", "documentation": "Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages." } } }, "auth_ref": [ "r102" ] }, "dei_AmendmentFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "AmendmentFlag", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Amendment Flag", "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission." } } }, "auth_ref": [] }, "us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AmortizationMethodQualifiedAffordableHousingProjectInvestments", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments", "terseLabel": "Investment, Proportional Amortization Method, Elected, Amount", "documentation": "Amount of investment that generates income tax credit and other income tax benefit under tax credit program elected to be accounted for using proportional amortization method. Includes, but is not limited to, investment under program not meeting condition for accounting under proportional amortization method." } } }, "auth_ref": [ "r131", "r407" ] }, "us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization", "terseLabel": "Investment Program, Proportional Amortization Method, Applied, Amortization Expense", "documentation": "Amount of amortization expense for investment that generates income tax credit and other income tax benefit under tax credit program accounted for using proportional amortization method." } } }, "auth_ref": [ "r132", "r408" ] }, "us-gaap_AmortizationOfIntangibleAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AmortizationOfIntangibleAssets", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 2.0 }, "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 12.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "verboseLabel": "Amortization of core deposit intangibles", "label": "Core deposit intangible amortization", "documentation": "The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method." } } }, "auth_ref": [ "r6", "r322", "r328", "r721" ] }, "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "terseLabel": "Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount (in shares)", "documentation": "Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented." } } }, "auth_ref": [ "r218" ] }, "mbcn_AppraisalOfCollateralMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "AppraisalOfCollateralMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Appraisal of Collateral [Member]", "documentation": "Information pertaining to appraisal of collateral." } } }, "auth_ref": [] }, "us-gaap_AssetPledgedAsCollateralMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AssetPledgedAsCollateralMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "Asset Pledged as Collateral [Member]", "documentation": "Asset pledged as collateral." } } }, "auth_ref": [ "r427", "r625", "r733", "r885" ] }, "us-gaap_Assets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "Assets", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_Assets", "totalLabel": "TOTAL ASSETS", "documentation": "Amount of asset recognized for present right to economic benefit." } } }, "auth_ref": [ "r74", "r106", "r158", "r188", "r222", "r224", "r231", "r232", "r281", "r339", "r340", "r341", "r342", "r343", "r344", "r345", "r346", "r347", "r427", "r429", "r486", "r568", "r645", "r709", "r710", "r744", "r763", "r854", "r855", "r877" ] }, "us-gaap_AssetsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AssetsAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "ASSETS" } } }, "auth_ref": [] }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "terseLabel": "Gross unrealized gains", "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r253" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "negatedTerseLabel": "Gross unrealized losses", "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r254" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "totalLabel": "Amortized costs", "terseLabel": "Amortized cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r250", "r312", "r567" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after five years through ten years, amortized costs", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r825" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after five years through ten years, fair value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r260", "r564" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after one year through five years, amortized costs", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r824" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after one year through five years, fair value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r259", "r563" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after ten years, amortized costs", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r826" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after ten years, fair value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r261", "r565" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due in one year or less, amortized costs", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r823" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due in one year or less, fair value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r258", "r562" ] }, "us-gaap_AvailableForSaleSecuritiesDebtSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AvailableForSaleSecuritiesDebtSecurities", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 0.0 }, "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details": { "parentTag": "us-gaap_InvestmentsFairValueDisclosure", "weight": 1.0, "order": 0.0 }, "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Total debt securities", "label": "Investment securities available for sale, at fair value", "totalLabel": "Fair Value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r251", "r312", "r456", "r554", "r734", "r737", "r819", "r866", "r867", "r868" ] }, "us-gaap_AwardTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "AwardTypeAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual" ], "lang": { "en-us": { "role": { "label": "Award Type [Axis]", "documentation": "Information by type of award under share-based payment arrangement." } } }, "auth_ref": [ "r372", "r373", "r374", "r375", "r376", "r377", "r378", "r379", "r380", "r381", "r382", "r383", "r384", "r385", "r386", "r387", "r388", "r389", "r390", "r391", "r392", "r393", "r394", "r395", "r396", "r397" ] }, "us-gaap_BalanceSheetLocationAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "BalanceSheetLocationAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual" ], "lang": { "en-us": { "role": { "label": "Statement of Financial Position Location, Balance [Axis]", "documentation": "Information by location in statement of financial position where disaggregated cumulative balance has been reported." } } }, "auth_ref": [ "r331", "r895", "r896" ] }, "us-gaap_BalanceSheetLocationDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "BalanceSheetLocationDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual" ], "lang": { "en-us": { "role": { "label": "Statement of Financial Position Location, Balance [Domain]", "documentation": "Location in statement of financial position where disaggregated cumulative balance has been reported." } } }, "auth_ref": [ "r31", "r32", "r331", "r895", "r896" ] }, "us-gaap_BankOwnedLifeInsurance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "BankOwnedLifeInsurance", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Bank-owned life insurance", "documentation": "The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy." } } }, "auth_ref": [ "r888" ] }, "us-gaap_BankOwnedLifeInsuranceIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "BankOwnedLifeInsuranceIncome", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 6.0 }, "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 9.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Earnings on bank-owned life insurance", "label": "Earnings on bank-owned life insurance", "negatedLabel": "Earnings on bank-owned life insurance", "documentation": "Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies." } } }, "auth_ref": [ "r87" ] }, "us-gaap_BasisOfAccountingPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "BasisOfAccountingPolicyPolicyTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Basis of Accounting, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS)." } } }, "auth_ref": [] }, "mbcn_BlanketLienMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "BlanketLienMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Blanket Lien [Member]", "documentation": "Represents blanket lien." } } }, "auth_ref": [] }, "us-gaap_BusinessAcquisitionAcquireeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "BusinessAcquisitionAcquireeDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual" ], "lang": { "en-us": { "role": { "label": "Business Acquisition, Acquiree [Domain]", "documentation": "Identification of the acquiree in a material business combination (or series of individually immaterial business combinations), which may include the name or other type of identification of the acquiree." } } }, "auth_ref": [ "r323", "r324", "r325", "r326", "r327", "r418", "r729", "r730" ] }, "us-gaap_BusinessAcquisitionAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "BusinessAcquisitionAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual" ], "lang": { "en-us": { "role": { "label": "Business Acquisition [Axis]", "documentation": "Information by business combination or series of individually immaterial business combinations." } } }, "auth_ref": [ "r28", "r30", "r323", "r324", "r325", "r326", "r327", "r418", "r729", "r730" ] }, "us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "BusinessAcquisitionPercentageOfVotingInterestsAcquired", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired", "terseLabel": "Business Acquisition, Percentage of Voting Interests Acquired", "documentation": "Percentage of voting equity interests acquired at the acquisition date in the business combination." } } }, "auth_ref": [ "r29" ] }, "us-gaap_CapitalizedComputerSoftwareAmortization1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CapitalizedComputerSoftwareAmortization1", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 0.0 }, "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 9.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Software amortization expense", "documentation": "Amount of expense for amortization of capitalized computer software costs." } } }, "auth_ref": [ "r702", "r703" ] }, "us-gaap_CarryingReportedAmountFairValueDisclosureMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CarryingReportedAmountFairValueDisclosureMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Reported Value Measurement [Member]", "documentation": "Measured as reported on the statement of financial position (balance sheet)." } } }, "auth_ref": [ "r33", "r34" ] }, "us-gaap_CashAndDueFromBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CashAndDueFromBanks", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Cash and due from banks", "documentation": "For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks." } } }, "auth_ref": [ "r73" ] }, "us-gaap_CashCashEquivalentsAndFederalFundsSold": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CashCashEquivalentsAndFederalFundsSold", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "totalLabel": "Cash and cash equivalents", "documentation": "The sum of cash and cash equivalents plus Federal Funds Sold. Cash and cash equivalents consist of short term, highly liquid investments that are readily convertible to known amounts of cash and are so near their maturity that they present negligible risk of changes in value due to changes in interest rates -- usually with an original maturity less than 90 days." } } }, "auth_ref": [ "r73", "r78", "r80" ] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations", "periodStartLabel": "CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD", "periodEndLabel": "CASH AND CASH EQUIVALENTS AT END OF PERIOD", "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including, but not limited to, disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r17", "r62", "r186" ] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "totalLabel": "(Decrease) increase in cash and cash equivalents", "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r0", "r62" ] }, "dei_CityAreaCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "CityAreaCode", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "City Area Code", "documentation": "Area code of city" } } }, "auth_ref": [] }, "us-gaap_CollateralAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CollateralAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Collateral Held [Axis]", "documentation": "Information by category of collateral or no collateral, from lender's perspective." } } }, "auth_ref": [ "r715" ] }, "us-gaap_CollateralDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CollateralDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Collateral Held [Domain]", "documentation": "Category of collateral or no collateral, from lender's perspective." } } }, "auth_ref": [] }, "us-gaap_CollateralPledgedMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CollateralPledgedMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Collateral Pledged [Member]", "documentation": "Pledge of specific property to serve as protection against default." } } }, "auth_ref": [] }, "mbcn_CommercialAndIndustrialMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "CommercialAndIndustrialMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Commercial And Industrial [Member]", "documentation": "Represents information by loans categorized as commercial and industrial." } } }, "auth_ref": [] }, "us-gaap_CommercialPortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CommercialPortfolioSegmentMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Commercial Portfolio Segment [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables." } } }, "auth_ref": [] }, "us-gaap_CommercialRealEstatePortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CommercialRealEstatePortfolioSegmentMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details" ], "lang": { "en-us": { "role": { "label": "Commercial Real Estate Portfolio Segment [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to commercial real estate." } } }, "auth_ref": [] }, "us-gaap_CommitmentsAndContingenciesDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CommitmentsAndContingenciesDisclosureTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities" ], "lang": { "en-us": { "role": { "label": "Commitments and Contingencies Disclosure [Text Block]", "documentation": "The entire disclosure for commitments and contingencies." } } }, "auth_ref": [ "r68", "r333", "r334", "r699", "r846", "r851" ] }, "us-gaap_CommitmentsToExtendCreditMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CommitmentsToExtendCreditMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Commitments to Extend Credit [Member]", "documentation": "Loan commitments are legally binding commitments to extend credit to a counterparty under certain terms and conditions." } } }, "auth_ref": [] }, "us-gaap_CommonStockDividendsPerShareCashPaid": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CommonStockDividendsPerShareCashPaid", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited-parentheticals" ], "lang": { "en-us": { "role": { "label": "Cash dividends per share (in dollars per share)", "documentation": "Aggregate dividends paid during the period for each share of common stock outstanding." } } }, "auth_ref": [ "r69" ] }, "us-gaap_CommonStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CommonStockMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited" ], "lang": { "en-us": { "role": { "label": "Common Stock [Member]", "documentation": "Stock that is subordinate to all other stock of the issuer." } } }, "auth_ref": [ "r753", "r754", "r755", "r757", "r758", "r759", "r760", "r798", "r799", "r801", "r862", "r926", "r929" ] }, "us-gaap_CommonStockNoParValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CommonStockNoParValue", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited-parentheticals" ], "lang": { "en-us": { "role": { "label": "Common stock, par value (in dollars per share)", "documentation": "Face amount per share of no-par value common stock." } } }, "auth_ref": [ "r44" ] }, "us-gaap_CommonStockSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CommonStockSharesAuthorized", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited-parentheticals" ], "lang": { "en-us": { "role": { "label": "Common stock, shares authorized (in shares)", "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws." } } }, "auth_ref": [ "r44", "r632" ] }, "us-gaap_CommonStockSharesIssued": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CommonStockSharesIssued", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited-parentheticals" ], "lang": { "en-us": { "role": { "label": "Common stock, shares issued (in shares)", "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury." } } }, "auth_ref": [ "r44" ] }, "us-gaap_CommonStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CommonStockSharesOutstanding", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited-parentheticals", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited" ], "lang": { "en-us": { "role": { "label": "Common stock, shares outstanding (in shares)", "periodStartLabel": "Balance (in shares)", "periodEndLabel": "Balance (in shares)", "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation." } } }, "auth_ref": [ "r10", "r44", "r632", "r651", "r929", "r930" ] }, "us-gaap_CommonStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CommonStockValue", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Common stock, no par value; 25,000,000 shares authorized, 9,946,454 and 9,930,704 shares issued; 8,067,144 and 8,095,252 shares outstanding", "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity." } } }, "auth_ref": [ "r44", "r569", "r744" ] }, "us-gaap_ComprehensiveIncomeNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ComprehensiveIncomeNetOfTax", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_ComprehensiveIncomeNetOfTax", "totalLabel": "Comprehensive income", "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners." } } }, "auth_ref": [ "r14", "r171", "r173", "r178", "r558", "r578", "r579" ] }, "us-gaap_ComprehensiveIncomeNoteTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ComprehensiveIncomeNoteTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income" ], "lang": { "en-us": { "role": { "label": "Comprehensive Income (Loss) Note [Text Block]", "documentation": "The entire disclosure for comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income." } } }, "auth_ref": [ "r51", "r177", "r557", "r576" ] }, "mbcn_ConstructionAndOtherMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "ConstructionAndOtherMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Construction and Other [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to construction and other receivables." } } }, "auth_ref": [] }, "us-gaap_ConsumerPortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ConsumerPortfolioSegmentMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Consumer Portfolio Segment [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to consumer receivables." } } }, "auth_ref": [] }, "us-gaap_CreditLossStatusAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CreditLossStatusAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details" ], "lang": { "en-us": { "role": { "label": "Credit Loss Status [Axis]", "documentation": "Information by credit loss status of financial asset." } } }, "auth_ref": [ "r836", "r841" ] }, "us-gaap_CreditLossStatusDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "CreditLossStatusDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details" ], "lang": { "en-us": { "role": { "label": "Credit Loss Status [Domain]", "documentation": "Credit loss status of financial asset." } } }, "auth_ref": [] }, "mbcn_CriticizedRelationshipsMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "CriticizedRelationshipsMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Criticized Relationships [Member]", "documentation": "Loans with credit ratings of Special Mention, Substandard, or Doubtful." } } }, "auth_ref": [] }, "srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2024", "localname": "CumulativeEffectPeriodOfAdoptionAdjustmentMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption, Adjustment [Member]" } } }, "auth_ref": [ "r152", "r192", "r199", "r206", "r286", "r292", "r330", "r401", "r402", "r412", "r414", "r435", "r437", "r438", "r440", "r441", "r442", "r447", "r450", "r452", "r453", "r503" ] }, "srt_CumulativeEffectPeriodOfAdoptionAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2024", "localname": "CumulativeEffectPeriodOfAdoptionAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption [Axis]" } } }, "auth_ref": [ "r152", "r192", "r199", "r206", "r286", "r292", "r330", "r401", "r402", "r412", "r414", "r435", "r437", "r438", "r440", "r441", "r442", "r447", "r450", "r452", "r453", "r503" ] }, "srt_CumulativeEffectPeriodOfAdoptionDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2024", "localname": "CumulativeEffectPeriodOfAdoptionDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption [Domain]" } } }, "auth_ref": [ "r152", "r192", "r199", "r206", "r286", "r292", "r330", "r401", "r402", "r412", "r414", "r435", "r437", "r438", "r440", "r441", "r442", "r447", "r450", "r452", "r453", "r503" ] }, "dei_CurrentFiscalYearEndDate": { "xbrltype": "gMonthDayItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "CurrentFiscalYearEndDate", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Current Fiscal Year End Date", "documentation": "End date of current fiscal year in the format --MM-DD." } } }, "auth_ref": [] }, "us-gaap_DebtInstrumentBasisSpreadOnVariableRate1": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DebtInstrumentBasisSpreadOnVariableRate1", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtInstrumentBasisSpreadOnVariableRate1", "terseLabel": "Debt Instrument, Basis Spread on Variable Rate", "documentation": "Percentage points added to the reference rate to compute the variable rate on the debt instrument." } } }, "auth_ref": [] }, "us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss", "terseLabel": "Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss", "documentation": "Amount, after allowance for credit loss, of accrued interest on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r256", "r312", "r313", "r314" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Twelve Months or Greater, Fair Value", "terseLabel": "Twelve Months or Greater, Fair Value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r130", "r318", "r719" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "negatedLabel": "Twelve Months or Greater, Gross Unrealized Losses", "negatedTerseLabel": "Twelve Months or Greater, Gross Unrealized Losses", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r130", "r318" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions": { "xbrltype": "integerItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions", "terseLabel": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions", "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without an allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r842" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Less than Twelve Months, Fair Value", "terseLabel": "Less than Twelve Months, Fair Value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r130", "r318", "r719" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "negatedLabel": "Less than Twelve Months, Gross Unrealized Losses", "negatedTerseLabel": "Less than Twelve Months, Gross Unrealized Losses", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r130", "r318" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions": { "xbrltype": "integerItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions", "terseLabel": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Number of Positions", "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without an allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r842" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPosition", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Total, Fair Value", "terseLabel": "Total, Fair Value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss." } } }, "auth_ref": [ "r128", "r316", "r719" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "negatedLabel": "Total, Gross Unrealized Losses", "negatedTerseLabel": "Total, Gross Unrealized Losses", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r129", "r317" ] }, "us-gaap_DeferredIncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DeferredIncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 12.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "Deferred income tax (benefit)", "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations." } } }, "auth_ref": [ "r6", "r135", "r796" ] }, "us-gaap_DepositAccountMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DepositAccountMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Deposit Account [Member]", "documentation": "Bank account at depository institution allowing money to be withdrawn or deposited by account holder." } } }, "auth_ref": [ "r858" ] }, "us-gaap_Deposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "Deposits", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_Deposits", "totalLabel": "Total deposits", "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others." } } }, "auth_ref": [ "r75" ] }, "us-gaap_DepositsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DepositsMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "Deposits [Member]", "documentation": "Amounts held on account by the entity representing a liability to the depositor. Deposits may take various forms (for example, demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits) and may be categorized in multiple ways (such as, foreign and domestic, interest and noninterest bearing)." } } }, "auth_ref": [ "r99" ] }, "us-gaap_DepositsMoneyMarketDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DepositsMoneyMarketDeposits", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Money market", "documentation": "Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts." } } }, "auth_ref": [ "r75" ] }, "us-gaap_DepositsSavingsDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DepositsSavingsDeposits", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Savings", "documentation": "Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs)." } } }, "auth_ref": [ "r75" ] }, "us-gaap_DepreciationAmortizationAndAccretionNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DepreciationAmortizationAndAccretionNet", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 14.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "Depreciation, amortization, and accretion, net", "documentation": "The aggregate net amount of depreciation, amortization, and accretion recognized during an accounting period. As a noncash item, the net amount is added back to net income when calculating cash provided by or used in operations using the indirect method." } } }, "auth_ref": [ "r6" ] }, "us-gaap_DisaggregationOfRevenueTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DisaggregationOfRevenueTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-tables" ], "lang": { "en-us": { "role": { "label": "Disaggregation of Revenue [Table Text Block]", "documentation": "Tabular disclosure of disaggregation of revenue into categories depicting how nature, amount, timing, and uncertainty of revenue and cash flows are affected by economic factor." } } }, "auth_ref": [ "r857" ] }, "us-gaap_DisclosureTextBlockAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DisclosureTextBlockAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction" ], "lang": { "en-us": { "role": { "label": "us-gaap_DisclosureTextBlockAbstract", "terseLabel": "Notes to Financial Statements" } } }, "auth_ref": [] }, "us-gaap_DividendIncomeOperating": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DividendIncomeOperating", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Dividends on stock", "documentation": "Amount of operating dividend income on securities." } } }, "auth_ref": [ "r92", "r614", "r654", "r692", "r693", "r761", "r762", "r931" ] }, "us-gaap_DividendsCommonStockCash": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DividendsCommonStockCash", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_DividendsCommonStockCash", "negatedLabel": "Cash dividends", "documentation": "Amount of paid and unpaid common stock dividends declared with the form of settlement in cash." } } }, "auth_ref": [ "r69" ] }, "dei_DocumentFiscalPeriodFocus": { "xbrltype": "fiscalPeriodItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "DocumentFiscalPeriodFocus", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Fiscal Period Focus", "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY." } } }, "auth_ref": [] }, "dei_DocumentFiscalYearFocus": { "xbrltype": "gYearItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "DocumentFiscalYearFocus", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Fiscal Year Focus", "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006." } } }, "auth_ref": [] }, "dei_DocumentInformationLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "DocumentInformationLineItems", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Information [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "dei_DocumentInformationTable": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "DocumentInformationTable", "lang": { "en-us": { "role": { "label": "Document Information [Table]", "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package." } } }, "auth_ref": [] }, "dei_DocumentPeriodEndDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "DocumentPeriodEndDate", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Period End Date", "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD." } } }, "auth_ref": [] }, "dei_DocumentQuarterlyReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "DocumentQuarterlyReport", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Quarterly Report", "documentation": "Boolean flag that is true only for a form used as an quarterly report." } } }, "auth_ref": [ "r767" ] }, "dei_DocumentTransitionReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "DocumentTransitionReport", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Transition Report", "documentation": "Boolean flag that is true only for a form used as a transition report." } } }, "auth_ref": [ "r768" ] }, "dei_DocumentType": { "xbrltype": "submissionTypeItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "DocumentType", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Type", "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'." } } }, "auth_ref": [] }, "us-gaap_DoubtfulMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "DoubtfulMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Doubtful [Member]", "documentation": "A category of financing receivables that have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable." } } }, "auth_ref": [ "r116", "r117", "r118", "r840" ] }, "us-gaap_EarningsPerShareAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "EarningsPerShareAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "EARNINGS PER SHARE" } } }, "auth_ref": [] }, "us-gaap_EarningsPerShareBasic": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "EarningsPerShareBasic", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Basic (in dollars per share)", "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period." } } }, "auth_ref": [ "r179", "r197", "r198", "r199", "r200", "r201", "r202", "r208", "r210", "r215", "r216", "r217", "r221", "r416", "r426", "r453", "r454", "r559", "r580", "r706" ] }, "us-gaap_EarningsPerShareDiluted": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "EarningsPerShareDiluted", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Diluted (in dollars per share)", "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period." } } }, "auth_ref": [ "r179", "r197", "r198", "r199", "r200", "r201", "r202", "r210", "r215", "r216", "r217", "r221", "r416", "r426", "r453", "r454", "r559", "r580", "r706" ] }, "us-gaap_EarningsPerShareTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "EarningsPerShareTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share" ], "lang": { "en-us": { "role": { "label": "Earnings Per Share [Text Block]", "documentation": "The entire disclosure for earnings per share." } } }, "auth_ref": [ "r207", "r218", "r219", "r220" ] }, "dei_EntityAddressAddressLine1": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityAddressAddressLine1", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Address, Address Line One", "documentation": "Address Line 1 such as Attn, Building Name, Street Name" } } }, "auth_ref": [] }, "dei_EntityAddressCityOrTown": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityAddressCityOrTown", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Address, City or Town", "documentation": "Name of the City or Town" } } }, "auth_ref": [] }, "dei_EntityAddressPostalZipCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityAddressPostalZipCode", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Address, Postal Zip Code", "documentation": "Code for the postal or zip code" } } }, "auth_ref": [] }, "dei_EntityAddressStateOrProvince": { "xbrltype": "stateOrProvinceItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityAddressStateOrProvince", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Address, State or Province", "documentation": "Name of the state or province." } } }, "auth_ref": [] }, "dei_EntityCentralIndexKey": { "xbrltype": "centralIndexKeyItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityCentralIndexKey", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Central Index Key", "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK." } } }, "auth_ref": [ "r765" ] }, "dei_EntityCommonStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityCommonStockSharesOutstanding", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Common Stock, Shares Outstanding", "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument." } } }, "auth_ref": [] }, "dei_EntityCurrentReportingStatus": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityCurrentReportingStatus", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Current Reporting Status", "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure." } } }, "auth_ref": [] }, "dei_EntityDomain": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited-parentheticals", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-tables", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-tables", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-tables", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-tables", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details", "http://middlefieldbank.bank/20240331/role/statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-tables", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-loans-to-related-party-details", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-tables", "http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Entity [Domain]", "documentation": "All the names of the entities being reported upon in a document. Any legal structure used to conduct activities or to hold assets. Some examples of such structures are corporations, partnerships, limited liability companies, grantor trusts, and other trusts. This item does not include business and geographical segments which are included in the geographical or business segments domains." } } }, "auth_ref": [] }, "dei_EntityEmergingGrowthCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityEmergingGrowthCompany", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Emerging Growth Company", "documentation": "Indicate if registrant meets the emerging growth company criteria." } } }, "auth_ref": [ "r765" ] }, "dei_EntityFileNumber": { "xbrltype": "fileNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityFileNumber", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity File Number", "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen." } } }, "auth_ref": [] }, "dei_EntityFilerCategory": { "xbrltype": "filerCategoryItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityFilerCategory", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Filer Category", "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure." } } }, "auth_ref": [ "r765" ] }, "dei_EntityIncorporationStateCountryCode": { "xbrltype": "edgarStateCountryItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityIncorporationStateCountryCode", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Incorporation, State or Country Code", "documentation": "Two-character EDGAR code representing the state or country of incorporation." } } }, "auth_ref": [] }, "dei_EntityInteractiveDataCurrent": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityInteractiveDataCurrent", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Interactive Data Current", "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files)." } } }, "auth_ref": [ "r771" ] }, "dei_EntityRegistrantName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityRegistrantName", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Registrant Name", "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC." } } }, "auth_ref": [ "r765" ] }, "dei_EntityShellCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityShellCompany", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Shell Company", "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act." } } }, "auth_ref": [ "r765" ] }, "dei_EntitySmallBusiness": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntitySmallBusiness", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Small Business", "documentation": "Indicates that the company is a Smaller Reporting Company (SRC)." } } }, "auth_ref": [ "r765" ] }, "dei_EntityTaxIdentificationNumber": { "xbrltype": "employerIdItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "EntityTaxIdentificationNumber", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Tax Identification Number", "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS." } } }, "auth_ref": [ "r765" ] }, "us-gaap_EquipmentExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "EquipmentExpense", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Equipment expense", "documentation": "This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses." } } }, "auth_ref": [] }, "us-gaap_EquityComponentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "EquityComponentDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited-parentheticals", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details" ], "lang": { "en-us": { "role": { "label": "Equity Component [Domain]", "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc." } } }, "auth_ref": [ "r10", "r152", "r174", "r175", "r176", "r189", "r190", "r191", "r194", "r201", "r203", "r205", "r223", "r286", "r292", "r330", "r351", "r401", "r402", "r412", "r413", "r414", "r417", "r425", "r426", "r435", "r437", "r438", "r439", "r440", "r442", "r452", "r487", "r488", "r489", "r490", "r491", "r492", "r496", "r498", "r505", "r576", "r595", "r596", "r597", "r615", "r674" ] }, "us-gaap_EquitySecuritiesFvNi": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "EquitySecuritiesFvNi", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details": { "parentTag": "us-gaap_InvestmentsFairValueDisclosure", "weight": 1.0, "order": 1.0 }, "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual" ], "lang": { "en-us": { "role": { "verboseLabel": "Equity securities", "label": "Other investments", "terseLabel": "Equity Securities, FV-NI, Current", "documentation": "Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI), classified as current." } } }, "auth_ref": [ "r159", "r483", "r705" ] }, "us-gaap_EquitySecuritiesFvNiUnrealizedGainLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "EquitySecuritiesFvNiUnrealizedGainLoss", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 1.0 }, "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "Loss on equity securities", "terseLabel": "Equity Securities, FV-NI, Unrealized Gain (Loss)", "negatedLabel": "Loss on equity securities", "documentation": "Amount of unrealized gain (loss) on investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI)." } } }, "auth_ref": [ "r582", "r834" ] }, "us-gaap_EstimateOfFairValueFairValueDisclosureMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "EstimateOfFairValueFairValueDisclosureMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Estimate of Fair Value Measurement [Member]", "documentation": "Measured as an estimate of fair value." } } }, "auth_ref": [ "r348", "r485", "r722", "r723" ] }, "mbcn_EstimatedSellingCostsOfImpairedLoans": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "EstimatedSellingCostsOfImpairedLoans", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual" ], "lang": { "en-us": { "role": { "label": "mbcn_EstimatedSellingCostsOfImpairedLoans", "terseLabel": "Estimated Selling Costs of Impaired Loans", "documentation": "The estimated amount of selling costs that would incur when impaired loans sold." } } }, "auth_ref": [] }, "us-gaap_ExtendedMaturityMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ExtendedMaturityMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Extended Maturity [Member]", "documentation": "Loan modification for an extension of the term of a loan in which it must be paid." } } }, "auth_ref": [ "r241", "r711" ] }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables" ], "lang": { "en-us": { "role": { "label": "Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]", "documentation": "Tabular disclosure of input and valuation technique used to measure fair value and change in valuation approach and technique for each separate class of asset and liability measured on recurring and nonrecurring basis." } } }, "auth_ref": [ "r459", "r460", "r737" ] }, "us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables" ], "lang": { "en-us": { "role": { "label": "Fair Value, Assets and Liabilities Measured on Nonrecurring Basis, Valuation Techniques [Table Text Block]", "documentation": "Tabular disclosure of input and valuation technique used to measure fair value and change in valuation approach and technique used to measure similar asset in prior period by class of asset or liability on non-recurring basis." } } }, "auth_ref": [ "r458" ] }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueAssetsMeasuredOnRecurringBasisTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables" ], "lang": { "en-us": { "role": { "label": "Fair Value, Assets Measured on Recurring Basis [Table Text Block]", "documentation": "Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3)." } } }, "auth_ref": [ "r864", "r865" ] }, "us-gaap_FairValueByBalanceSheetGroupingTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueByBalanceSheetGroupingTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables" ], "lang": { "en-us": { "role": { "label": "Fair Value, by Balance Sheet Grouping [Table Text Block]", "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities." } } }, "auth_ref": [ "r33" ] }, "us-gaap_FairValueByFairValueHierarchyLevelAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueByFairValueHierarchyLevelAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Fair Value Hierarchy and NAV [Axis]", "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient." } } }, "auth_ref": [ "r348", "r364", "r365", "r366", "r367", "r368", "r369", "r455", "r457", "r459", "r460", "r461", "r470", "r471", "r473", "r514", "r515", "r516", "r722", "r723", "r726", "r727", "r728", "r734", "r737" ] }, "us-gaap_FairValueByLiabilityClassAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueByLiabilityClassAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details" ], "lang": { "en-us": { "role": { "label": "Liability Class [Axis]", "documentation": "Information by class of liability." } } }, "auth_ref": [ "r462", "r463", "r464", "r465", "r466", "r467", "r472" ] }, "us-gaap_FairValueByMeasurementBasisAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueByMeasurementBasisAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Measurement Basis [Axis]", "documentation": "Information by measurement basis." } } }, "auth_ref": [ "r348", "r722", "r723" ] }, "us-gaap_FairValueByMeasurementFrequencyAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueByMeasurementFrequencyAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Measurement Frequency [Axis]", "documentation": "Information by measurement frequency." } } }, "auth_ref": [ "r456", "r457", "r459", "r461", "r734", "r867", "r872" ] }, "us-gaap_FairValueDisclosuresTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueDisclosuresTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements" ], "lang": { "en-us": { "role": { "label": "Fair Value Disclosures [Text Block]", "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information." } } }, "auth_ref": [ "r466", "r468", "r469", "r470", "r473", "r474", "r475", "r476", "r477", "r552", "r734", "r738" ] }, "us-gaap_FairValueInputsLevel1Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueInputsLevel1Member", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Inputs, Level 1 [Member]", "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date." } } }, "auth_ref": [ "r348", "r364", "r369", "r457", "r471", "r514", "r726", "r727", "r728", "r734" ] }, "us-gaap_FairValueInputsLevel2Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueInputsLevel2Member", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Inputs, Level 2 [Member]", "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets." } } }, "auth_ref": [ "r348", "r364", "r369", "r457", "r459", "r471", "r515", "r722", "r723", "r726", "r727", "r728", "r734" ] }, "us-gaap_FairValueInputsLevel3Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueInputsLevel3Member", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Inputs, Level 3 [Member]", "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r348", "r364", "r365", "r366", "r367", "r368", "r369", "r457", "r459", "r460", "r461", "r471", "r516", "r722", "r723", "r726", "r727", "r728", "r734", "r737" ] }, "us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details" ], "lang": { "en-us": { "role": { "label": "Fair Value by Liability Class [Domain]", "documentation": "Represents classes of liabilities measured and disclosed at fair value." } } }, "auth_ref": [ "r462", "r463", "r464", "r465", "r466", "r467", "r472" ] }, "us-gaap_FairValueMeasurementFrequencyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueMeasurementFrequencyDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Measurement Frequency [Domain]", "documentation": "Measurement frequency." } } }, "auth_ref": [ "r456", "r457", "r459", "r461", "r734", "r867", "r872" ] }, "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueMeasurementsFairValueHierarchyDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Fair Value Hierarchy and NAV [Domain]", "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value." } } }, "auth_ref": [ "r348", "r364", "r365", "r366", "r367", "r368", "r369", "r455", "r457", "r459", "r460", "r461", "r470", "r471", "r473", "r514", "r515", "r516", "r722", "r723", "r726", "r727", "r728", "r734", "r737" ] }, "us-gaap_FairValueMeasurementsNonrecurringMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueMeasurementsNonrecurringMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Nonrecurring [Member]", "documentation": "Infrequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, not frequently measured at fair value." } } }, "auth_ref": [ "r456", "r457", "r459", "r461", "r734", "r867" ] }, "us-gaap_FairValueMeasurementsRecurringMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueMeasurementsRecurringMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Recurring [Member]", "documentation": "Frequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, frequently measured at fair value." } } }, "auth_ref": [ "r734", "r864", "r865", "r866", "r867", "r868", "r872" ] }, "us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables" ], "lang": { "en-us": { "role": { "label": "Fair Value, Net Derivative Asset (Liability) Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]", "documentation": "Tabular disclosure of financial instrument classified as a derivative asset (liability) after deduction of derivative liability (asset) using recurring unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r462", "r467", "r472" ] }, "us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationGainLossIncludedInOtherComprehensiveIncomeLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationGainLossIncludedInOtherComprehensiveIncomeLoss", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details" ], "lang": { "en-us": { "role": { "label": "Net change in unrealized loss on investment securities available-for-sale", "documentation": "Amount of gain (loss) recognized in other comprehensive income from derivative asset (liability) after deduction of derivative liability (asset), measured at fair value on recurring basis using unobservable input (level 3)." } } }, "auth_ref": [ "r464", "r472" ] }, "us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationPurchasesSalesIssuesSettlements": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationPurchasesSalesIssuesSettlements", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details" ], "lang": { "en-us": { "role": { "label": "Purchases", "documentation": "Amount of purchases, (sales), issuances and (settlements) of financial instrument classified as a derivative asset (liability) after deduction of derivative liability (asset), measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r869", "r871" ] }, "us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3", "negatedLabel": "Transfers out of Level III (1)", "documentation": "Amount of transfers of financial instrument classified as derivative asset (liability) after deduction of derivative liability (asset) out of level 3 of the fair value hierarchy." } } }, "auth_ref": [ "r466", "r472" ] }, "us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisWithUnobservableInputs": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisWithUnobservableInputs", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisWithUnobservableInputs", "periodStartLabel": "Beginning of year", "periodEndLabel": "Balance at end of period", "documentation": "Fair value of financial instrument classified as derivative asset (liability) after deduction of derivative liability (asset), measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r462", "r472" ] }, "us-gaap_FederalDepositInsuranceCorporationPremiumExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FederalDepositInsuranceCorporationPremiumExpense", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Federal deposit insurance expense", "documentation": "Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance." } } }, "auth_ref": [ "r90" ] }, "us-gaap_FederalFundsSold": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FederalFundsSold", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Federal funds sold", "documentation": "The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements." } } }, "auth_ref": [ "r80" ] }, "us-gaap_FinanceLoansAndLeasesReceivablePolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinanceLoansAndLeasesReceivablePolicy", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Financing Receivable [Policy Text Block]", "documentation": "Disclosure of accounting policy for financing receivable." } } }, "auth_ref": [ "r107", "r113", "r114", "r121", "r126", "r245", "r809", "r810", "r811", "r812", "r817", "r818" ] }, "us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancialAssetAcquiredWithCreditDeteriorationMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset Acquired with Credit Deterioration [Member]", "documentation": "Financial asset acquired with deteriorated credit quality." } } }, "auth_ref": [] }, "us-gaap_FinancialAssetNotPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancialAssetNotPastDueMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Not Past Due [Member]", "documentation": "Financial asset not past due." } } }, "auth_ref": [ "r302", "r718" ] }, "us-gaap_FinancialAssetPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancialAssetPastDueMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Past Due [Member]", "documentation": "Financial asset past due." } } }, "auth_ref": [ "r125", "r302", "r718" ] }, "us-gaap_FinancialInstrumentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancialInstrumentAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details", "http://middlefieldbank.bank/20240331/role/statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Financial Instrument [Axis]", "documentation": "Information by type of financial instrument." } } }, "auth_ref": [ "r249", "r250", "r251", "r252", "r253", "r254", "r255", "r257", "r258", "r259", "r260", "r261", "r262", "r263", "r264", "r265", "r266", "r267", "r268", "r269", "r270", "r271", "r272", "r273", "r274", "r275", "r276", "r277", "r278", "r279", "r295", "r296", "r302", "r303", "r309", "r315", "r319", "r320", "r349", "r350", "r443", "r478", "r511", "r512", "r513", "r514", "r515", "r516", "r517", "r518", "r519", "r520", "r521", "r522", "r523", "r524", "r526", "r531", "r532", "r533", "r534", "r535", "r536", "r537", "r538", "r539", "r540", "r541", "r542", "r543", "r544", "r545", "r577", "r719", "r734", "r736", "r737", "r738", "r739", "r740", "r741", "r742", "r743", "r746", "r774", "r775", "r776", "r777", "r778", "r779", "r780", "r830", "r831", "r832", "r833", "r863", "r866", "r867", "r868", "r870", "r872" ] }, "us-gaap_FinancialInstrumentPerformanceStatusAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancialInstrumentPerformanceStatusAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Instrument Performance Status [Axis]", "documentation": "Information by category of performance or non-performance status of financial instruments." } } }, "auth_ref": [ "r840" ] }, "us-gaap_FinancialInstrumentPerformanceStatusDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancialInstrumentPerformanceStatusDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Instrument Performance Status [Domain]", "documentation": "Category of performance or non-performance status of financial instruments, including but not limited to, financing receivables, loans, debt, and investments." } } }, "auth_ref": [] }, "us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Financial assets:" } } }, "auth_ref": [] }, "us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Financial liabilities:" } } }, "auth_ref": [] }, "us-gaap_FinancialInstrumentsOwnedAtFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancialInstrumentsOwnedAtFairValue", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancialInstrumentsOwnedAtFairValue", "terseLabel": "Financial Instruments, Owned, at Fair Value", "documentation": "The aggregate fair value as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings." } } }, "auth_ref": [ "r887" ] }, "us-gaap_FinancialServiceOtherMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancialServiceOtherMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Financial Service, Other [Member]", "documentation": "Financial assistance, including, but not limited to, management and maintenance of depositor account, credit card, merchant discount, trust, investment and insurance, classified as other." } } }, "auth_ref": [ "r858" ] }, "us-gaap_FinancialStandbyLetterOfCreditMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancialStandbyLetterOfCreditMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Financial Standby Letter of Credit [Member]", "documentation": "An irrevocable undertaking (typically by a financial institution) to guarantee payment of a specified financial obligation if defined events occur or fail to occur." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss", "terseLabel": "Financing Receivable, Accrued Interest, after Allowance for Credit Loss", "documentation": "Amount, after allowance for credit loss, of accrued interest on financing receivable." } } }, "auth_ref": [ "r294", "r308" ] }, "mbcn_FinancingReceivableAllowanceForCreditLossPeriodIncreaseDecreasePercentage": { "xbrltype": "percentItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "FinancingReceivableAllowanceForCreditLossPeriodIncreaseDecreasePercentage", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "mbcn_FinancingReceivableAllowanceForCreditLossPeriodIncreaseDecreasePercentage", "terseLabel": "Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease), Percentage", "documentation": "Percentage of increase (decrease) in allowance for credit loss on financing receivable." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableAllowanceForCreditLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableAllowanceForCreditLosses", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_NotesReceivableNet", "weight": -1.0, "order": 0.0 }, "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details": { "parentTag": "us-gaap_NotesReceivableNet", "weight": -1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details" ], "lang": { "en-us": { "role": { "label": "Less: allowance for credit losses", "terseLabel": "Financing Receivable, Allowance for Credit Loss", "negatedLabel": "Less: Allowance for credit losses", "periodStartLabel": "Beginning balance", "periodEndLabel": "Ending balance", "documentation": "Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement." } } }, "auth_ref": [ "r109", "r145", "r147", "r149", "r162", "r293", "r297", "r301", "r889" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease", "terseLabel": "Financing Receivable, Allowance for Credit Loss, Period Increase (Decrease)", "documentation": "Amount of increase (decrease) in allowance for credit loss on financing receivable." } } }, "auth_ref": [ "r108", "r838" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableAllowanceForCreditLossesRecovery", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Recoveries", "documentation": "Amount of increase in allowance for credit loss on financing receivable from recovery." } } }, "auth_ref": [ "r112", "r300", "r717" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableAllowanceForCreditLossesWriteOffs", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Current-period gross charge-offs, total", "negatedLabel": "Charge-offs", "documentation": "Amount of writeoff of financing receivable, charged against allowance for credit loss." } } }, "auth_ref": [ "r111", "r299", "r311", "r717" ] }, "us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableBeforeAllowanceForCreditLossAndFee", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee", "terseLabel": "Financing Receivable, before Allowance for Credit Loss, Fee and Loan in Process", "documentation": "Amortized cost, before allowance for credit loss, fee, and loan in process, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease." } } }, "auth_ref": [ "r310", "r808", "r890" ] }, "us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableCreditQualityIndicatorsTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Credit Quality Indicators [Table Text Block]", "documentation": "Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics." } } }, "auth_ref": [ "r115", "r840" ] }, "us-gaap_FinancingReceivableDeferredIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableDeferredIncome", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableDeferredIncome", "terseLabel": "Financing Receivable, Deferred Commitment Fee", "documentation": "Amount of fee received for commitment to originate or purchase financing receivable where likelihood of commitment being exercised is remote, to be recognized as service income." } } }, "auth_ref": [ "r816" ] }, "us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesPercent": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableModificationToTotalFinancingReceivablesPercent", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "to Total Financing Receivables, Percentage", "documentation": "Percentage of financing receivable modified during period for debtor experiencing financial difficulty to total financing receivables." } } }, "auth_ref": [ "r241", "r711" ] }, "us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableModificationsPostModificationRecordedInvestment2", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Modified, Amortized cost", "label": "Modified, Amortized cost", "documentation": "Amortized cost of financing receivable modified during period for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r119", "r241", "r711" ] }, "us-gaap_FinancingReceivableNonaccrualInterestIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableNonaccrualInterestIncome", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableNonaccrualInterestIncome", "terseLabel": "Financing Receivable, Nonaccrual, Interest Income", "documentation": "Amount of interest income on financing receivable on nonaccrual status." } } }, "auth_ref": [ "r305" ] }, "us-gaap_FinancingReceivableNonaccrualNoAllowance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableNonaccrualNoAllowance", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "label": "Nonaccrual, No Allowance", "documentation": "Amortized cost of financing receivable on nonaccrual status with no allowance for credit loss. Excludes net investment in lease." } } }, "auth_ref": [ "r307" ] }, "mbcn_FinancingReceivableNonaccrualWithAllowance": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "FinancingReceivableNonaccrualWithAllowance", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "label": "Nonaccrual, With Allowance", "documentation": "Amortized cost of financing receivable on nonaccrual status with allowance for credit loss. Excludes net investment in lease." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Term loans amortized, prior", "negatedLabel": "Loss", "documentation": "Amortized cost of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Term loans amortized, four years before", "documentation": "Amortized cost of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableOriginatedInCurrentFiscalYear", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Term loans amortized, current year", "documentation": "Amortized cost of financing receivable originated in current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Term loans amortized, one year before", "documentation": "Amortized cost of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Current-period gross charge-offs, prior", "documentation": "Amount of writeoff of financing receivable originated more than five years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Term loans amortized, three years before", "documentation": "Amortized cost of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Term loans amortized, two years before", "documentation": "Amortized cost of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivablePortfolioSegmentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivablePortfolioSegmentAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Portfolio Segment [Axis]", "documentation": "Information by the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses." } } }, "auth_ref": [ "r143", "r144", "r148", "r149", "r295", "r296", "r712", "r774", "r775", "r776", "r777", "r778", "r779", "r780", "r782", "r783", "r784" ] }, "us-gaap_FinancingReceivablePortfolioSegmentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivablePortfolioSegmentDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Portfolio Segment [Domain]", "documentation": "Level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses." } } }, "auth_ref": [ "r143", "r144", "r148", "r149", "r774", "r775", "r776", "r777", "r778", "r779", "r780", "r782", "r783", "r784" ] }, "us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "label": "Still Accruing", "documentation": "Amortized cost of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease." } } }, "auth_ref": [ "r124", "r306", "r718" ] }, "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Class of Financing Receivable [Axis]", "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r117", "r122", "r125", "r127", "r143", "r144", "r148", "r149", "r239", "r241", "r242", "r243", "r244", "r302", "r303", "r309", "r711", "r713", "r714", "r717", "r718", "r774", "r775", "r776", "r777", "r778", "r779", "r780", "r782", "r783", "r784", "r815" ] }, "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Class of Financing Receivable [Domain]", "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r127", "r143", "r144", "r148", "r149", "r239", "r241", "r242", "r243", "r244", "r711", "r774", "r775", "r776", "r777", "r778", "r779", "r780", "r782", "r783", "r784", "r815" ] }, "us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableRecordedInvestmentNonaccrualStatus", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "label": "Nonaccrual", "documentation": "Amortized cost of financing receivable on nonaccrual status. Excludes net investment in lease." } } }, "auth_ref": [ "r123", "r146", "r147", "r304" ] }, "us-gaap_FinancingReceivableRevolving": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableRevolving", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Term loans amortized, revolving", "documentation": "Amortized cost of financing receivable that can be withdrawn, repaid, and redrawn." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivableRevolvingWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableRevolvingWriteoff", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Current-period gross charge-offs, revolving", "documentation": "Amount of writeoff of financing receivable that can be withdrawn, repaid, and redrawn." } } }, "auth_ref": [ "r311", "r717" ] }, "mbcn_FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts": { "xbrltype": "integerItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "mbcn_FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts", "terseLabel": "Financing Receivable, Troubled Debt Restructuring, Subsequent Default, Number of Contracts", "documentation": "Number of financing receivable contracts modified as troubled debt restructuring within previous 12 months, with subsequent payment default." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Current-period gross charge-offs, four years before", "documentation": "Amount of writeoff of financing receivable originated four years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Current-period gross charge-offs, three years before", "documentation": "Amount of writeoff of financing receivable originated three years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Current-period gross charge-offs current", "documentation": "Amount of writeoff of financing receivable originated in current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Current-period gross charge-offs, two years before", "documentation": "Amount of writeoff of financing receivable originated two years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Current-period gross charge-offs one year before", "documentation": "Amount of writeoff of financing receivable originated in fiscal year before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r311", "r717" ] }, "us-gaap_FinancingReceivables30To59DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivables30To59DaysPastDueMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, 30 to 59 Days Past Due [Member]", "documentation": "Financial asset more than 29 days past due but fewer than 60 days past due." } } }, "auth_ref": [ "r718" ] }, "us-gaap_FinancingReceivables60To89DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivables60To89DaysPastDueMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, 60 to 89 Days Past Due [Member]", "documentation": "Financial asset more than 59 days past due but fewer than 90 days past due." } } }, "auth_ref": [ "r718" ] }, "us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivablesEqualToGreaterThan90DaysPastDueMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Equal to or Greater than 90 Days Past Due [Member]", "documentation": "Financial asset equal to or greater than 90 days past due." } } }, "auth_ref": [ "r718" ] }, "us-gaap_FinancingReceivablesPeriodPastDueAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivablesPeriodPastDueAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Aging [Axis]", "documentation": "Information by period in which financial asset is past due or not past due." } } }, "auth_ref": [ "r125", "r302", "r718" ] }, "us-gaap_FinancingReceivablesPeriodPastDueDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FinancingReceivablesPeriodPastDueDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Aging [Domain]", "documentation": "Period in which financial asset is past due or not past due. For past due, element name and standard label in Financial Asset, [numeric lower end] to [numeric higher end] [date measure] Past Due [Member] or Financial Asset, Greater than [low end numeric value] [date measure] Past Due [Member] or Financial Asset, Less than [high end numeric value] [date measure] Past Due [Member] formats." } } }, "auth_ref": [ "r125", "r302", "r718" ] }, "us-gaap_FiniteLivedIntangibleAssetsNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "FiniteLivedIntangibleAssetsNet", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Core deposit intangibles", "documentation": "Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life." } } }, "auth_ref": [ "r548", "r845" ] }, "us-gaap_ForeclosedRealEstateExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ForeclosedRealEstateExpense", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 11.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Gross other real estate owned expenses", "documentation": "Amount of expense recognized during the period for the foreclosure on real estate assets." } } }, "auth_ref": [] }, "us-gaap_GainLossOnInvestmentsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "GainLossOnInvestmentsTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-tables" ], "lang": { "en-us": { "role": { "label": "Gain (Loss) on Securities [Table Text Block]", "documentation": "Tabular disclosure of realized and unrealized gain (loss) on investment in security." } } }, "auth_ref": [ "r790", "r791" ] }, "mbcn_GainLossOnSalesOfLoansExcludingStudentLoansNet": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "GainLossOnSalesOfLoansExcludingStudentLoansNet", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 10.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "mbcn_GainLossOnSalesOfLoansExcludingStudentLoansNet", "negatedLabel": "Gain on sale of loans held for sale", "documentation": "The net gain (loss) resulting from a sale of loans (excluding student loans), including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes" } } }, "auth_ref": [] }, "us-gaap_GainLossOnSalesOfLoansNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "GainLossOnSalesOfLoansNet", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Gain on sale of loans", "label": "Gain on sale of loans", "documentation": "The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes." } } }, "auth_ref": [ "r6", "r86" ] }, "us-gaap_GainsLossesOnSalesOfOtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "GainsLossesOnSalesOfOtherRealEstate", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "label": "Gain on other real estate owned", "documentation": "The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession." } } }, "auth_ref": [ "r89" ] }, "mbcn_GainsLossesOnSalesOfOtherRealEstateGross": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "GainsLossesOnSalesOfOtherRealEstateGross", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 11.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "mbcn_GainsLossesOnSalesOfOtherRealEstateGross", "negatedLabel": "Gains on other real estate owned", "documentation": "Amount of gain (loss) resulting from sales and other disposals of other real estate owned before adjustments." } } }, "auth_ref": [] }, "us-gaap_Goodwill": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "Goodwill", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Goodwill", "documentation": "Amount, after accumulated impairment loss, of asset representing future economic benefit arising from other asset acquired in business combination or from joint venture formation or both, that is not individually identified and separately recognized." } } }, "auth_ref": [ "r157", "r321", "r553", "r710", "r720", "r735", "r744", "r843", "r844" ] }, "us-gaap_HeldToMaturitySecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "HeldToMaturitySecurities", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_HeldToMaturitySecurities", "terseLabel": "Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss", "documentation": "Amount, before allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r125", "r263", "r302", "r837" ] }, "mbcn_HomeEquityLinesOfCreditMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "HomeEquityLinesOfCreditMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details" ], "lang": { "en-us": { "role": { "label": "Home Equity Lines of Credit [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to home equity lines of credit receivables." } } }, "auth_ref": [] }, "mbcn_ImpairedLoansMeasurementInput": { "xbrltype": "decimalItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "ImpairedLoansMeasurementInput", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Collateral-dependent loans, range", "documentation": "Value of input used to measure impaired loans." } } }, "auth_ref": [] }, "mbcn_ImpairedLoansReceivableFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "ImpairedLoansReceivableFairValueDisclosure", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Collateral-dependent loans", "documentation": "Fair value of impaired loans receivable." } } }, "auth_ref": [] }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "totalLabel": "Income before income taxes", "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest." } } }, "auth_ref": [ "r53", "r91", "r105", "r561", "r574", "r708", "r709", "r802", "r803", "r804", "r805", "r806" ] }, "us-gaap_IncomeStatementAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "IncomeStatementAbstract", "lang": { "en-us": { "role": { "label": "Income Statement [Abstract]" } } }, "auth_ref": [] }, "us-gaap_IncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "IncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "verboseLabel": "Income taxes", "label": "us-gaap_IncomeTaxExpenseBenefit", "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations." } } }, "auth_ref": [ "r134", "r136", "r204", "r205", "r222", "r228", "r232", "r399", "r400", "r406", "r583", "r732" ] }, "us-gaap_IncomeTaxesPaid": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "IncomeTaxesPaid", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "Income taxes", "documentation": "Amount, before refund, of cash paid to foreign, federal, state, and local jurisdictions as income tax." } } }, "auth_ref": [ "r19", "r64", "r794", "r860", "r861" ] }, "us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "IncreaseDecreaseInAccruedInterestReceivableNet", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 6.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet", "negatedLabel": "(Increase) decrease in accrued interest receivable", "documentation": "The increase (decrease) during the reporting period in the amount due from borrowers for interest payments." } } }, "auth_ref": [ "r5" ] }, "us-gaap_IncreaseDecreaseInDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "IncreaseDecreaseInDeposits", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "Net increase in deposits", "documentation": "The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances." } } }, "auth_ref": [ "r18", "r100" ] }, "us-gaap_IncreaseDecreaseInInterestPayableNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "IncreaseDecreaseInInterestPayableNet", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "Increase in accrued interest payable", "documentation": "The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity." } } }, "auth_ref": [ "r5" ] }, "us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "IncreaseDecreaseInOtherOperatingCapitalNet", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 8.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet", "negatedLabel": "Other, net", "documentation": "Amount of increase (decrease) in operating assets after deduction of operating liabilities classified as other." } } }, "auth_ref": [ "r5" ] }, "us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "IncrementalCommonSharesAttributableToShareBasedPaymentArrangements", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements", "terseLabel": "Additional common stock equivalents (stock options and restricted stock) used to calculate diluted earnings per share (in shares)", "documentation": "Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method." } } }, "auth_ref": [ "r211", "r212", "r213", "r217", "r371" ] }, "us-gaap_InformationTechnologyAndDataProcessing": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InformationTechnologyAndDataProcessing", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Data processing and information technology costs", "documentation": "The amount of expenses incurred in the period for information technology and data processing products and services." } } }, "auth_ref": [ "r56" ] }, "ecd_InsiderTradingArrLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2024", "localname": "InsiderTradingArrLineItems", "auth_ref": [ "r769" ] }, "mbcn_InsurancePolicyAggregateLimit": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "InsurancePolicyAggregateLimit", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-details-textual" ], "lang": { "en-us": { "role": { "label": "mbcn_InsurancePolicyAggregateLimit", "terseLabel": "Insurance Policy, Aggregate Limit", "documentation": "Amount of aggregate limit on insurance policy." } } }, "auth_ref": [] }, "mbcn_InsurancePolicyDeductible": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "InsurancePolicyDeductible", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-details-textual" ], "lang": { "en-us": { "role": { "label": "mbcn_InsurancePolicyDeductible", "terseLabel": "Insurance Policy, Deductible", "documentation": "Amount of deductible on insurance policy." } } }, "auth_ref": [] }, "us-gaap_InterestAndDividendIncomeOperating": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestAndDividendIncomeOperating", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestAndDividendIncomeOperating", "totalLabel": "Total interest and dividend income", "documentation": "Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein." } } }, "auth_ref": [ "r82", "r92", "r94", "r95", "r96", "r932" ] }, "us-gaap_InterestAndDividendIncomeOperatingAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestAndDividendIncomeOperatingAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "INTEREST AND DIVIDEND INCOME" } } }, "auth_ref": [] }, "us-gaap_InterestAndFeeIncomeLoansAndLeases": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestAndFeeIncomeLoansAndLeases", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Interest and fees on loans", "documentation": "The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases." } } }, "auth_ref": [ "r82" ] }, "us-gaap_InterestBearingDepositLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestBearingDepositLiabilities", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Interest-bearing demand", "documentation": "The aggregate of all domestic and foreign interest-bearing deposit liabilities." } } }, "auth_ref": [ "r75" ] }, "us-gaap_InterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestExpense", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestExpense", "totalLabel": "Total interest expense", "documentation": "Amount of interest expense classified as operating and nonoperating. Includes, but is not limited to, cost of borrowing accounted for as interest expense." } } }, "auth_ref": [ "r222", "r224", "r227", "r229", "r232", "r493", "r709", "r710" ] }, "us-gaap_InterestExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestExpenseAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "INTEREST EXPENSE" } } }, "auth_ref": [] }, "us-gaap_InterestExpenseDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestExpenseDeposits", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Deposits", "documentation": "Aggregate amount of interest expense on all deposits." } } }, "auth_ref": [ "r97" ] }, "us-gaap_InterestExpenseOther": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestExpenseOther", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestExpenseOther", "terseLabel": "Other borrowings", "documentation": "Amount of interest expense classified as other." } } }, "auth_ref": [] }, "us-gaap_InterestExpenseShortTermBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestExpenseShortTermBorrowings", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestExpenseShortTermBorrowings", "terseLabel": "Short-term borrowings", "documentation": "The aggregate interest expense incurred on short-term borrowings including commercial paper and Federal funds purchased and securities sold under agreements to repurchase." } } }, "auth_ref": [ "r98", "r139", "r140" ] }, "us-gaap_InterestIncomeDepositsWithFinancialInstitutions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestIncomeDepositsWithFinancialInstitutions", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Interest-earning deposits in other institutions", "documentation": "Interest income derived from funds deposited with both domestic and foreign financial institutions including funds in money market and other accounts." } } }, "auth_ref": [ "r95", "r139", "r140" ] }, "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestIncomeExpenseAfterProvisionForLoanLoss", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "totalLabel": "NET INTEREST INCOME AFTER (RECOVERY OF) PROVISION FOR CREDIT LOSSES", "documentation": "Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses." } } }, "auth_ref": [ "r84" ] }, "us-gaap_InterestIncomeExpenseNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestIncomeExpenseNet", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "NET INTEREST INCOME", "documentation": "Amount of interest income (expense) classified as operating." } } }, "auth_ref": [ "r555", "r803" ] }, "us-gaap_InterestIncomeFederalFundsSold": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestIncomeFederalFundsSold", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestIncomeFederalFundsSold", "terseLabel": "Federal funds sold", "documentation": "Interest income on federal funds sold. Federal funds sold represent the excess federal funds held by one commercial bank which it lends to another commercial bank, usually at an agreed-upon (federal funds) rate of interest. Such loans generally are of short-duration (overnight)." } } }, "auth_ref": [ "r95", "r139", "r140" ] }, "us-gaap_InterestIncomeSecuritiesBySecurityTypeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestIncomeSecuritiesBySecurityTypeAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Investment securities:" } } }, "auth_ref": [] }, "us-gaap_InterestIncomeSecuritiesTaxExempt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestIncomeSecuritiesTaxExempt", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Tax-exempt interest", "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax." } } }, "auth_ref": [ "r92", "r139", "r141" ] }, "us-gaap_InterestIncomeSecuritiesTaxable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestIncomeSecuritiesTaxable", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Taxable interest", "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax." } } }, "auth_ref": [ "r92", "r139", "r141" ] }, "us-gaap_InterestPaidNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestPaidNet", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "Interest on deposits and borrowings", "documentation": "Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount." } } }, "auth_ref": [ "r182", "r184", "r185" ] }, "mbcn_InterestRateReductionAndPrincipalForgivenessMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "InterestRateReductionAndPrincipalForgivenessMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Interest Rate Reduction and Principal Forgiveness [Member]", "documentation": "Loan modification for a reduction of contractual interest rate and a reduction in the amount of unpaid principal on a loan.." } } }, "auth_ref": [] }, "mbcn_InterestRateReductionAndTermPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "InterestRateReductionAndTermPastDueMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Interest Rate Reduction and Term Past Due [Member]", "documentation": "Represents interest rate reduction and term past due." } } }, "auth_ref": [] }, "us-gaap_InterestReceivableAndOtherAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InterestReceivableAndOtherAssets", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Accrued interest receivable and other assets", "documentation": "Amount of interest receivable and assets classified as other." } } }, "auth_ref": [] }, "us-gaap_InternalCreditAssessmentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InternalCreditAssessmentAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Internal Credit Assessment [Axis]", "documentation": "Information by entity-defined rating." } } }, "auth_ref": [ "r116", "r117", "r118", "r431", "r716", "r717", "r840" ] }, "us-gaap_InternalCreditAssessmentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InternalCreditAssessmentDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Internal Credit Assessment [Domain]", "documentation": "Entity defined credit risk rating." } } }, "auth_ref": [] }, "mbcn_InvestmentAndCashMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "InvestmentAndCashMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Investment and Cash [Member]", "documentation": "Represents investment/Cash." } } }, "auth_ref": [] }, "us-gaap_InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "label": "Revenue from investment services", "documentation": "Amount of fees and commissions from banking, advisory, brokerage, and securities underwriting activities. Activities include, but are not limited to, underwriting securities, private placements of securities, investment advisory and management services, merger and acquisition services, sale and servicing of mutual funds, and other related consulting fees." } } }, "auth_ref": [ "r85" ] }, "us-gaap_InvestmentPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InvestmentPolicyTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Investment, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for investment in financial asset." } } }, "auth_ref": [ "r581", "r606", "r607", "r608", "r609", "r682", "r683" ] }, "us-gaap_InvestmentTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InvestmentTypeAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Investment Type [Axis]", "documentation": "Information by type of investments." } } }, "auth_ref": [ "r617", "r618", "r619", "r620", "r621", "r679", "r681", "r685", "r688", "r689", "r690", "r694", "r695", "r696", "r697", "r698", "r755" ] }, "us-gaap_InvestmentTypeCategorizationMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InvestmentTypeCategorizationMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Investments [Domain]", "documentation": "Asset obtained to generate income or appreciate in value." } } }, "auth_ref": [ "r617", "r618", "r619", "r620", "r621", "r679", "r681", "r685", "r688", "r689", "r690", "r694", "r695", "r696", "r697", "r698", "r755" ] }, "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-tables" ], "lang": { "en-us": { "role": { "label": "Investments Classified by Contractual Maturity Date [Table Text Block]", "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments." } } }, "auth_ref": [] }, "us-gaap_InvestmentsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InvestmentsFairValueDisclosure", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_InvestmentsFairValueDisclosure", "totalLabel": "Total", "documentation": "Fair value portion of investment securities, including, but not limited to, marketable securities, derivative financial instruments, and investments accounted for under the equity method." } } }, "auth_ref": [ "r864", "r865", "r870" ] }, "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities" ], "lang": { "en-us": { "role": { "label": "Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]", "documentation": "The entire disclosure for investments in certain debt and equity securities." } } }, "auth_ref": [ "r101", "r142", "r246", "r248", "r479", "r480", "r886" ] }, "us-gaap_LaborAndRelatedExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LaborAndRelatedExpense", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Salaries and employee benefits", "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit." } } }, "auth_ref": [ "r789" ] }, "mbcn_LbsiInsuranceLlcMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "LbsiInsuranceLlcMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual" ], "lang": { "en-us": { "role": { "label": "LBSI Insurance, LLC [Member]", "documentation": "Relating to LBSI Insurance, LLC." } } }, "auth_ref": [] }, "dei_LegalEntityAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "LegalEntityAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited-parentheticals", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-tables", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-tables", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-tables", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-tables", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details", "http://middlefieldbank.bank/20240331/role/statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-tables", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-loans-to-related-party-details", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-tables", "http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Legal Entity [Axis]", "documentation": "The set of legal entities associated with a report." } } }, "auth_ref": [] }, "us-gaap_LegalEntityTypeOfCounterpartyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LegalEntityTypeOfCounterpartyDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Legal Entity Type of Counterparty [Domain]", "documentation": "Nature of the other party participating in a financial transaction." } } }, "auth_ref": [] }, "us-gaap_Liabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "Liabilities", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_Liabilities", "totalLabel": "TOTAL LIABILITIES", "documentation": "Amount of liability recognized for present obligation requiring transfer or otherwise providing economic benefit to others." } } }, "auth_ref": [ "r11", "r36", "r37", "r38", "r39", "r40", "r41", "r42", "r188", "r281", "r339", "r340", "r341", "r342", "r343", "r344", "r345", "r346", "r347", "r428", "r429", "r430", "r486", "r631", "r707", "r763", "r854", "r877", "r878" ] }, "us-gaap_LiabilitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LiabilitiesAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "LIABILITIES" } } }, "auth_ref": [] }, "us-gaap_LiabilitiesAndStockholdersEquity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LiabilitiesAndStockholdersEquity", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_LiabilitiesAndStockholdersEquity", "totalLabel": "TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY", "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any." } } }, "auth_ref": [ "r49", "r79", "r572", "r744", "r795", "r835", "r874" ] }, "us-gaap_LoanRestructuringModificationAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LoanRestructuringModificationAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Loan Restructuring Modification [Axis]", "documentation": "Information by concessions made to the terms of loan contracts." } } }, "auth_ref": [ "r241", "r242", "r244", "r711" ] }, "us-gaap_LoanRestructuringModificationDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LoanRestructuringModificationDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Loan Restructuring Modification [Domain]", "documentation": "Concessions made to the terms of loan contracts, including but not limited to, interest rate reductions, maturity extensions, principal forgiveness, and payment deferral." } } }, "auth_ref": [ "r241", "r242", "r244", "r711" ] }, "us-gaap_LoansAndLeasesReceivableRelatedParties": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LoansAndLeasesReceivableRelatedParties", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-loans-to-related-party-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LoansAndLeasesReceivableRelatedParties", "periodStartLabel": "Beginning balance", "periodEndLabel": "Ending balance", "documentation": "For an unclassified balance sheet, reflects the carrying amount of unpaid loan amounts due from related parties at the balance sheet date." } } }, "auth_ref": [ "r35", "r81" ] }, "us-gaap_LoansAndLeasesReceivableRelatedPartiesAdditions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LoansAndLeasesReceivableRelatedPartiesAdditions", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-loans-to-related-party-details" ], "lang": { "en-us": { "role": { "label": "New loans", "documentation": "Reflects the amount of new advances made to related parties in the form of loan and lease receivables." } } }, "auth_ref": [ "r35", "r81" ] }, "us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LoansAndLeasesReceivableRelatedPartiesProceeds", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-loans-to-related-party-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds", "negatedLabel": "Repayments", "documentation": "Amount of cash inflow from related parties which reduce the amount of loans and leases receivable due from related parties." } } }, "auth_ref": [ "r137", "r792" ] }, "us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses" ], "lang": { "en-us": { "role": { "label": "Loans, Notes, Trade and Other Receivables Disclosure [Text Block]", "documentation": "The entire disclosure for claims held for amounts due to entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses." } } }, "auth_ref": [ "r494", "r807" ] }, "us-gaap_LoansReceivableFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LoansReceivableFairValueDisclosure", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LoansReceivableFairValueDisclosure", "terseLabel": "Net loans", "documentation": "Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts." } } }, "auth_ref": [ "r873" ] }, "dei_LocalPhoneNumber": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "LocalPhoneNumber", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Local Phone Number", "documentation": "Local phone number for entity." } } }, "auth_ref": [] }, "us-gaap_LongtermDebtTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LongtermDebtTypeAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual" ], "lang": { "en-us": { "role": { "label": "Long-Term Debt, Type [Axis]", "documentation": "Information by type of long-term debt." } } }, "auth_ref": [ "r11", "r847", "r848", "r849" ] }, "us-gaap_LongtermDebtTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "LongtermDebtTypeDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual" ], "lang": { "en-us": { "role": { "label": "Long-Term Debt, Type [Domain]", "documentation": "Type of long-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer." } } }, "auth_ref": [ "r11", "r24", "r847", "r848", "r849" ] }, "mbcn_MandatorilyRedeemableSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "MandatorilyRedeemableSecurities", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual" ], "lang": { "en-us": { "role": { "label": "mbcn_MandatorilyRedeemableSecurities", "terseLabel": "Mandatorily Redeemable Securities", "documentation": "The amount of mandatorily redeemable securities." } } }, "auth_ref": [] }, "us-gaap_MarketingAndAdvertisingExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "MarketingAndAdvertisingExpense", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 10.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Advertising expense", "documentation": "The total expense recognized in the period for promotion, public relations, and brand or product advertising." } } }, "auth_ref": [ "r55" ] }, "us-gaap_MeasurementInputAppraisedValueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "MeasurementInputAppraisedValueMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Measurement Input, Appraised Value [Member]", "documentation": "Measurement input using assessed value of property." } } }, "auth_ref": [ "r866", "r867", "r868" ] }, "us-gaap_MeasurementInputTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "MeasurementInputTypeAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Measurement Input Type [Axis]", "documentation": "Information by type of measurement input used to determine value of asset and liability." } } }, "auth_ref": [ "r459", "r460", "r461", "r737" ] }, "us-gaap_MeasurementInputTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "MeasurementInputTypeDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Measurement Input Type [Domain]", "documentation": "Measurement input used to determine value of asset and liability." } } }, "auth_ref": [ "r459", "r460", "r461", "r737" ] }, "srt_MinimumMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2024", "localname": "MinimumMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Minimum [Member]" } } }, "auth_ref": [ "r335", "r336", "r337", "r338", "r370", "r398", "r461", "r546", "r591", "r592", "r605", "r622", "r623", "r680", "r684", "r686", "r687", "r691", "r700", "r701", "r711", "r724", "r731", "r737", "r738", "r742", "r748", "r856", "r879", "r880", "r881", "r882", "r883", "r884" ] }, "mbcn_MiscellaneousFeeIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "MiscellaneousFeeIncome", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "label": "Miscellaneous fee income", "documentation": "Represents miscellaneous fee income." } } }, "auth_ref": [] }, "us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Mortgage-Backed Securities, Issued by Private Enterprises [Member]", "documentation": "Debt securities collateralized by real estate mortgage loans (mortgages), issued by non-governmental sponsored enterprises." } } }, "auth_ref": [ "r821", "r822", "r827", "r828", "r829", "r859" ] }, "us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]", "documentation": "Debt security collateralized by real estate mortgage loan issued by U.S. government-sponsored enterprise (GSE), including, but not limited to, Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), Federal National Mortgage Association (FNMA or Fannie Mae), and Federal Home Loan Bank (FHLBank)." } } }, "auth_ref": [ "r822", "r828", "r829", "r859" ] }, "us-gaap_MortgageLoansInProcessOfForeclosureAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "MortgageLoansInProcessOfForeclosureAmount", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_MortgageLoansInProcessOfForeclosureAmount", "terseLabel": "Mortgage Loans in Process of Foreclosure, Amount", "documentation": "Recorded investment of consumer mortgage loan receivables secured by residential real estate properties for which formal foreclosure proceedings are in process." } } }, "auth_ref": [ "r240" ] }, "ecd_MtrlTermsOfTrdArrTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2024", "localname": "MtrlTermsOfTrdArrTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "Material Terms of Trading Arrangement [Text Block]" } } }, "auth_ref": [ "r770" ] }, "mbcn_MultifamilyLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "MultifamilyLoanMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details" ], "lang": { "en-us": { "role": { "label": "Multifamily Loan [Member]", "documentation": "Information pertaining to multifamily loan." } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInFinancingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NetCashProvidedByUsedInFinancingActivities", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "totalLabel": "Net cash (used in) provided by financing activities", "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit." } } }, "auth_ref": [ "r183" ] }, "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "FINANCING ACTIVITIES" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInInvestingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NetCashProvidedByUsedInInvestingActivities", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "totalLabel": "Net cash used in investing activities", "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets." } } }, "auth_ref": [ "r183" ] }, "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "INVESTING ACTIVITIES" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInOperatingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NetCashProvidedByUsedInOperatingActivities", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "totalLabel": "Net cash provided by operating activities", "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities." } } }, "auth_ref": [ "r62", "r63", "r65" ] }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "OPERATING ACTIVITIES" } } }, "auth_ref": [] }, "us-gaap_NetIncomeLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NetIncomeLoss", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited": { "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0, "order": 0.0 }, "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 5.0 }, "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Net income", "totalLabel": "NET INCOME", "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent." } } }, "auth_ref": [ "r54", "r65", "r93", "r156", "r169", "r172", "r176", "r188", "r193", "r197", "r198", "r199", "r200", "r201", "r204", "r205", "r214", "r281", "r339", "r340", "r341", "r342", "r343", "r344", "r345", "r346", "r347", "r416", "r426", "r454", "r486", "r575", "r653", "r672", "r673", "r762", "r854" ] }, "us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NewAccountingPronouncementsPolicyPolicyTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "New Accounting Pronouncements, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact." } } }, "auth_ref": [] }, "ecd_NonRule10b51ArrAdoptedFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2024", "localname": "NonRule10b51ArrAdoptedFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "ecd_NonRule10b51ArrAdoptedFlag", "terseLabel": "Non-Rule 10b5-1 Arrangement Adopted [Flag]" } } }, "auth_ref": [ "r770" ] }, "ecd_NonRule10b51ArrTrmntdFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2024", "localname": "NonRule10b51ArrTrmntdFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "ecd_NonRule10b51ArrTrmntdFlag", "terseLabel": "Non-Rule 10b5-1 Arrangement Terminated [Flag]" } } }, "auth_ref": [ "r770" ] }, "us-gaap_NoncashMergerRelatedCosts": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NoncashMergerRelatedCosts", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Merger-related costs", "documentation": "Amount of expense (income) related to the increase (decrease) in reserve for business combination costs. Includes, but is not limited to, legal, accounting, and other costs incurred to consummate the merger." } } }, "auth_ref": [ "r6" ] }, "us-gaap_NoninterestBearingDepositLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NoninterestBearingDepositLiabilities", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Noninterest-bearing demand", "documentation": "The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity." } } }, "auth_ref": [ "r75" ] }, "us-gaap_NoninterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NoninterestExpense", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_NoninterestExpense", "totalLabel": "Total noninterest expense", "documentation": "Total aggregate amount of all noninterest expense." } } }, "auth_ref": [ "r90" ] }, "us-gaap_NoninterestExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NoninterestExpenseAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "NONINTEREST EXPENSE" } } }, "auth_ref": [] }, "us-gaap_NoninterestIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NoninterestIncome", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_NoninterestIncome", "totalLabel": "Total noninterest income", "terseLabel": "Total noninterest income", "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified." } } }, "auth_ref": [ "r87" ] }, "us-gaap_NoninterestIncomeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NoninterestIncomeAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "NONINTEREST INCOME" } } }, "auth_ref": [] }, "us-gaap_NoninterestIncomeOther": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NoninterestIncomeOther", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Other income", "label": "us-gaap_NoninterestIncomeOther", "documentation": "Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights." } } }, "auth_ref": [ "r87" ] }, "mbcn_NonmaturingDepositsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "NonmaturingDepositsFairValueDisclosure", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "mbcn_NonmaturingDepositsFairValueDisclosure", "terseLabel": "Non-maturing deposits", "documentation": "Fair value portion of non-maturing deposit liabilities held by the entity." } } }, "auth_ref": [] }, "mbcn_NonownerOccupiedLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "NonownerOccupiedLoanMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Non-owner occupied Loan [Member]", "documentation": "Information pertaining to non-owner occupied loan." } } }, "auth_ref": [] }, "us-gaap_NonperformingFinancingReceivableMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NonperformingFinancingReceivableMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "label": "Nonperforming Financial Instruments [Member]", "documentation": "Category status of financial instruments in which payments are past due in accordance with the terms of the contract. Financial instruments include, but are not limited to, financing receivables, loans, debt, and investments." } } }, "auth_ref": [ "r116", "r117", "r118", "r840" ] }, "us-gaap_NontaxableMunicipalBondsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NontaxableMunicipalBondsMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Nontaxable Municipal Bonds [Member]", "documentation": "Long-term debt securities issued by state, city or local governments or the agencies operated by state, city or local governments that are not taxable." } } }, "auth_ref": [] }, "mbcn_NoteToFinancialStatementDetailsTextual": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "NoteToFinancialStatementDetailsTextual", "lang": { "en-us": { "role": { "label": "Note To Financial Statement Details Textual" } } }, "auth_ref": [] }, "us-gaap_NotesPayable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NotesPayable", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_NotesPayable", "terseLabel": "Notes Payable, Total", "documentation": "Including the current and noncurrent portions, aggregate carrying amount of all types of notes payable, as of the balance sheet date, with initial maturities beyond one year or beyond the normal operating cycle, if longer." } } }, "auth_ref": [ "r11", "r77", "r891", "r892" ] }, "us-gaap_NotesPayableOtherPayablesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NotesPayableOtherPayablesMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual" ], "lang": { "en-us": { "role": { "label": "Notes Payable, Other Payables [Member]", "documentation": "A written promise to pay a note to a third party." } } }, "auth_ref": [] }, "us-gaap_NotesReceivableGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NotesReceivableGross", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_NotesReceivableNet", "weight": 1.0, "order": 1.0 }, "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details": { "parentTag": "us-gaap_NotesReceivableNet", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details" ], "lang": { "en-us": { "role": { "label": "Loans", "terseLabel": "Financing Receivable, before Allowance for Credit Loss, Total", "negatedLabel": "Loss", "documentation": "Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease." } } }, "auth_ref": [ "r117", "r125", "r145", "r146", "r160", "r238", "r302", "r310", "r717", "r718", "r781", "r837" ] }, "us-gaap_NotesReceivableNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NotesReceivableNet", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 8.0 }, "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_NotesReceivableNet", "totalLabel": "Net loans", "documentation": "Amortized cost, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease." } } }, "auth_ref": [ "r310", "r640", "r808", "r893" ] }, "us-gaap_NotesReceivableNetAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "NotesReceivableNetAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Loans:" } } }, "auth_ref": [] }, "mbcn_NotesToFinancialStatementsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "NotesToFinancialStatementsAbstract", "lang": { "en-us": { "role": { "label": "Notes To Financial Statements [Abstract]" } } }, "auth_ref": [] }, "us-gaap_OccupancyNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "OccupancyNet", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Occupancy expense", "documentation": "Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense." } } }, "auth_ref": [ "r56", "r88", "r133" ] }, "mbcn_OhioStateFranchiseTax": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "OhioStateFranchiseTax", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Ohio state franchise tax", "documentation": "Ohio state franchise tax." } } }, "auth_ref": [] }, "us-gaap_OtherBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "OtherBorrowings", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Other borrowings", "documentation": "The carrying amount as of the balance sheet date for the aggregate of other miscellaneous borrowings owed by the reporting entity." } } }, "auth_ref": [ "r76", "r77" ] }, "mbcn_OtherBorrowingsMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "OtherBorrowingsMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual" ], "lang": { "en-us": { "role": { "label": "Other Borrowings [Member]", "documentation": "Primary financial statement caption encompassing other borrowing." } } }, "auth_ref": [] }, "mbcn_OtherCollateralMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "OtherCollateralMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Other Collateral [Member]", "documentation": "Represents other collateral." } } }, "auth_ref": [] }, "us-gaap_OtherCommitment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "OtherCommitment", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Commitments", "documentation": "Minimum amount of other commitment not otherwise specified in the taxonomy. Excludes commitments explicitly modeled in the taxonomy, including but not limited to, long-term and short-term purchase commitments, recorded and unrecorded purchase obligations, supply commitments, registration payment arrangements, leases, debt, product warranties, guarantees, environmental remediation obligations, and pensions." } } }, "auth_ref": [] }, "us-gaap_OtherCommitmentsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "OtherCommitmentsTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-tables" ], "lang": { "en-us": { "role": { "label": "Other Commitments [Table Text Block]", "documentation": "Tabular disclosure of information about obligations resulting from other commitments." } } }, "auth_ref": [] }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited": { "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details" ], "lang": { "en-us": { "role": { "label": "Other comprehensive loss", "totalLabel": "Total other comprehensive (loss) income", "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity." } } }, "auth_ref": [ "r4", "r9", "r72", "r170", "r173", "r201" ] }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Other comprehensive (loss) income:" } } }, "auth_ref": [] }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax", "terseLabel": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax", "documentation": "Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities." } } }, "auth_ref": [ "r3", "r52", "r168", "r280" ] }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Unrealized holding (loss) gain on securities available for sale", "documentation": "Amount, before tax and adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale." } } }, "auth_ref": [ "r163", "r166", "r280" ] }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax", "negatedTerseLabel": "Tax effect", "documentation": "Amount, before adjustment, of tax expense (benefit) for unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale." } } }, "auth_ref": [ "r2", "r164" ] }, "us-gaap_OtherLiabilitiesFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "OtherLiabilitiesFairValueDisclosure", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherLiabilitiesFairValueDisclosure", "terseLabel": "Other borrowings", "documentation": "Fair value portion of other liabilities." } } }, "auth_ref": [ "r864", "r865", "r870" ] }, "us-gaap_OtherNoninterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "OtherNoninterestExpense", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Other expense", "documentation": "Amount of noninterest expense classified as other." } } }, "auth_ref": [ "r90" ] }, "mbcn_OverdraftFeesMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "OverdraftFeesMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "label": "Overdraft Fees [Member]", "documentation": "Information pertaining to overdraft fees." } } }, "auth_ref": [] }, "mbcn_OwnerOccupiedLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "OwnerOccupiedLoanMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details" ], "lang": { "en-us": { "role": { "label": "Owner Occupied Loan [Member]", "documentation": "Information pertaining to owner occupied loan." } } }, "auth_ref": [] }, "us-gaap_PassMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PassMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Pass [Member]", "documentation": "A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables." } } }, "auth_ref": [ "r116", "r117", "r118", "r840" ] }, "us-gaap_PastDueFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PastDueFinancingReceivablesTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Past Due [Table Text Block]", "documentation": "Tabular disclosure of aging analysis for financing receivable." } } }, "auth_ref": [ "r122", "r125", "r718", "r839" ] }, "mbcn_PaymentDeferralAndExtendedMaturityMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "PaymentDeferralAndExtendedMaturityMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Payment Deferral and Extended Maturity [Member]", "documentation": "Represents payment deferral and extended maturity." } } }, "auth_ref": [] }, "us-gaap_PaymentDeferralMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PaymentDeferralMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details" ], "lang": { "en-us": { "role": { "label": "Payment Deferral [Member]", "documentation": "Loan modification for a temporary postponement of loan payments." } } }, "auth_ref": [ "r241", "r242", "r244" ] }, "us-gaap_PaymentsForProceedsFromLoansAndLeases": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PaymentsForProceedsFromLoansAndLeases", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 5.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsForProceedsFromLoansAndLeases", "negatedLabel": "Increase in loans, net", "documentation": "The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both." } } }, "auth_ref": [ "r560" ] }, "us-gaap_PaymentsForRepurchaseOfCommonStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PaymentsForRepurchaseOfCommonStock", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsForRepurchaseOfCommonStock", "negatedLabel": "Repurchase of common shares", "documentation": "The cash outflow to reacquire common stock during the period." } } }, "auth_ref": [ "r60" ] }, "us-gaap_PaymentsOfDividendsCommonStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PaymentsOfDividendsCommonStock", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 4.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsOfDividendsCommonStock", "negatedLabel": "Cash dividends", "documentation": "Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity." } } }, "auth_ref": [ "r60" ] }, "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt", "negatedLabel": "Purchases", "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r16", "r180", "r247" ] }, "us-gaap_PaymentsToAcquireFederalHomeLoanBankStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PaymentsToAcquireFederalHomeLoanBankStock", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 6.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireFederalHomeLoanBankStock", "negatedLabel": "Purchase of restricted stock", "documentation": "Amount of cash outflow to acquire Federal Home Loan Bank (FHLB) stock." } } }, "auth_ref": [ "r793" ] }, "us-gaap_PaymentsToAcquireOtherInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PaymentsToAcquireOtherInvestments", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireOtherInvestments", "negatedLabel": "Purchase of other investments", "documentation": "Amount of cash outflow to acquire investments classified as other." } } }, "auth_ref": [ "r58" ] }, "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PaymentsToAcquirePropertyPlantAndEquipment", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 7.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment", "negatedLabel": "Purchase of premises and equipment", "documentation": "The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets." } } }, "auth_ref": [ "r59" ] }, "us-gaap_PledgedStatusAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PledgedStatusAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "Pledged Status [Axis]", "documentation": "Information by pledged or not pledged status of asset owned by entity." } } }, "auth_ref": [ "r427", "r625", "r733" ] }, "us-gaap_PledgedStatusDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PledgedStatusDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "Pledged Status [Domain]", "documentation": "Pledged or not pledged status of asset owned by entity." } } }, "auth_ref": [ "r427", "r625", "r733" ] }, "us-gaap_PledgingPurposeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PledgingPurposeAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "Pledging Purpose [Axis]", "documentation": "Information by pledging purpose of pledged asset owned." } } }, "auth_ref": [ "r525", "r733", "r745", "r773" ] }, "us-gaap_PledgingPurposeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PledgingPurposeDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "Pledging Purpose [Domain]", "documentation": "Pledging purpose of pledged asset owned." } } }, "auth_ref": [ "r525", "r733", "r745", "r773" ] }, "us-gaap_PolicyTextBlockAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PolicyTextBlockAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "us-gaap_PolicyTextBlockAbstract", "terseLabel": "Accounting Policies" } } }, "auth_ref": [] }, "us-gaap_PortionAtFairValueFairValueDisclosureMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PortionAtFairValueFairValueDisclosureMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Portion at Fair Value Measurement [Member]", "documentation": "Measured at fair value for financial reporting purposes." } } }, "auth_ref": [ "r484" ] }, "us-gaap_PriorPeriodReclassificationAdjustmentDescription": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PriorPeriodReclassificationAdjustmentDescription", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Reclassification, Comparability Adjustment [Policy Text Block]", "documentation": "Disclosure of accounting policy for reclassification affecting comparability of financial statement. Excludes amendment to accounting standards, other change in accounting principle, and correction of error." } } }, "auth_ref": [ "r785" ] }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "Proceeds from repayments and maturities", "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r180", "r181", "r820" ] }, "mbcn_ProceedsFromPaymentsForSaleLoanMortgageHeldforsale": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "ProceedsFromPaymentsForSaleLoanMortgageHeldforsale", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 15.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "Proceeds from sale of loans held for sale", "documentation": "The cash inflow (outflow) from sales of loans that are secured with real estate mortgages and are held with the intention to resell in the near future." } } }, "auth_ref": [] }, "us-gaap_ProceedsFromRepaymentsOfShortTermDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ProceedsFromRepaymentsOfShortTermDebt", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "Net (decrease) increase in short-term borrowings", "documentation": "The net cash inflow or outflow for borrowing having initial term of repayment within one year or the normal operating cycle, if longer." } } }, "auth_ref": [] }, "us-gaap_ProceedsFromSaleOfOtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ProceedsFromSaleOfOtherRealEstate", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "Proceeds from the sale of other real estate owned", "documentation": "The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy." } } }, "auth_ref": [ "r15" ] }, "mbcn_ProceedsPaymentForOriginationLoanMortgageHeldforsale": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "ProceedsPaymentForOriginationLoanMortgageHeldforsale", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 16.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "verboseLabel": "Origination of loans held for sale", "label": "mbcn_ProceedsPaymentForOriginationLoanMortgageHeldforsale", "documentation": "The amount of cash received (paid) for the origination of mortgages that are held for sale." } } }, "auth_ref": [] }, "srt_ProductOrServiceAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2024", "localname": "ProductOrServiceAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "label": "Product and Service [Axis]" } } }, "auth_ref": [ "r233", "r547", "r584", "r585", "r586", "r587", "r588", "r589", "r590", "r704", "r725", "r747", "r748", "r749", "r750", "r752", "r852", "r853", "r857", "r894", "r897", "r898", "r899", "r900", "r901", "r902", "r903", "r904", "r905", "r906", "r907", "r908", "r909", "r910", "r911", "r912", "r913", "r914", "r915", "r916", "r917", "r918", "r919", "r920", "r921", "r922", "r924", "r925" ] }, "srt_ProductsAndServicesDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2024", "localname": "ProductsAndServicesDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "label": "Product and Service [Domain]" } } }, "auth_ref": [ "r233", "r547", "r584", "r585", "r586", "r587", "r588", "r589", "r590", "r704", "r725", "r747", "r748", "r749", "r750", "r752", "r852", "r853", "r857", "r894", "r897", "r898", "r899", "r900", "r901", "r902", "r903", "r904", "r905", "r906", "r907", "r908", "r909", "r910", "r911", "r912", "r913", "r914", "r915", "r916", "r917", "r918", "r919", "r920", "r921", "r922", "r924", "r925" ] }, "us-gaap_ProfessionalFees": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ProfessionalFees", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "Professional fees", "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer." } } }, "auth_ref": [ "r709", "r762", "r927", "r928" ] }, "us-gaap_PropertyPlantAndEquipmentNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "PropertyPlantAndEquipmentNet", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Premises and equipment, net", "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures." } } }, "auth_ref": [ "r7", "r499", "r566", "r573", "r744" ] }, "us-gaap_ProvisionForLoanLeaseAndOtherLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ProvisionForLoanLeaseAndOtherLosses", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Provision", "label": "us-gaap_ProvisionForLoanLeaseAndOtherLosses", "documentation": "Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value." } } }, "auth_ref": [ "r5", "r83", "r110" ] }, "us-gaap_ProvisionForLoanLossesExpensed": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ProvisionForLoanLossesExpensed", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": -1.0, "order": 0.0 }, "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited" ], "lang": { "en-us": { "role": { "label": "(Recovery of) Provision for credit losses", "documentation": "Amount of credit loss expense (reversal of expense) for financing receivable." } } }, "auth_ref": [ "r298", "r556" ] }, "us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "QualifiedAffordableHousingProjectInvestmentsCommitment", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment", "terseLabel": "Investment Program, Proportional Amortization Method, Elected, Commitment", "documentation": "Amount of commitment and contingent commitment, including amount of delayed equity contribution, for investment that generates income tax credit and other income tax benefit under tax credit program elected to be accounted for using proportional amortization method. Includes, but is not limited to, commitment and contingent commitment related to investment under tax credit program not meeting condition for accounting under proportional amortization method." } } }, "auth_ref": [ "r772" ] }, "srt_RangeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2024", "localname": "RangeAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Statistical Measurement [Axis]" } } }, "auth_ref": [ "r335", "r336", "r337", "r338", "r363", "r370", "r394", "r395", "r396", "r398", "r461", "r517", "r527", "r546", "r591", "r592", "r605", "r622", "r623", "r680", "r684", "r686", "r687", "r691", "r700", "r701", "r711", "r724", "r731", "r737", "r738", "r742", "r743", "r748", "r755", "r850", "r856", "r867", "r880", "r881", "r882", "r883", "r884" ] }, "srt_RangeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2024", "localname": "RangeMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Statistical Measurement [Domain]" } } }, "auth_ref": [ "r335", "r336", "r337", "r338", "r363", "r370", "r394", "r395", "r396", "r398", "r461", "r517", "r527", "r546", "r591", "r592", "r605", "r622", "r623", "r680", "r684", "r686", "r687", "r691", "r700", "r701", "r711", "r724", "r731", "r737", "r738", "r742", "r743", "r748", "r755", "r850", "r856", "r867", "r880", "r881", "r882", "r883", "r884" ] }, "us-gaap_RealEstateMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "RealEstateMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details" ], "lang": { "en-us": { "role": { "label": "Real Estate [Member]", "documentation": "Property consisting of land, land improvement and buildings." } } }, "auth_ref": [ "r858" ] }, "mbcn_RedemptionOfRestrictedStock": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "RedemptionOfRestrictedStock", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "Redemption of restricted stock", "documentation": "Represents amount of redemption of restricted stock." } } }, "auth_ref": [] }, "us-gaap_RelatedPartyDepositLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "RelatedPartyDepositLiabilities", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_RelatedPartyDepositLiabilities", "terseLabel": "Related Party Deposit Liabilities", "documentation": "Amount of deposits held by the entity for a related party (entity, shareholder, employee)." } } }, "auth_ref": [ "r797" ] }, "us-gaap_RelatedPartyTransactionsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "RelatedPartyTransactionsDisclosureTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction" ], "lang": { "en-us": { "role": { "label": "Related Party Transactions Disclosure [Text Block]", "documentation": "The entire disclosure for related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates." } } }, "auth_ref": [ "r506", "r507", "r508", "r509", "r510", "r611", "r612", "r613", "r657", "r658", "r659", "r677", "r678" ] }, "us-gaap_RentalIncomeNonoperating": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "RentalIncomeNonoperating", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "label": "Gross rental income", "documentation": "Income earned by providing the use of assets to an outside party in exchange for a payment or series of payments that is nonoperating in nature." } } }, "auth_ref": [ "r57" ] }, "us-gaap_RepaymentsOfOtherDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "RepaymentsOfOtherDebt", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_RepaymentsOfOtherDebt", "negatedLabel": "Repayment of other borrowings", "documentation": "Amount of cash outflow for the payment of debt classified as other." } } }, "auth_ref": [ "r61" ] }, "us-gaap_ResidentialPortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ResidentialPortfolioSegmentMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details" ], "lang": { "en-us": { "role": { "label": "Residential Portfolio Segment [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to residential financing receivables." } } }, "auth_ref": [] }, "us-gaap_RestrictedStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "RestrictedStockMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual" ], "lang": { "en-us": { "role": { "label": "Restricted Stock [Member]", "documentation": "Stock including a provision that prohibits sale or substantive sale of an equity instrument for a specified period of time or until specified performance conditions are met." } } }, "auth_ref": [ "r23" ] }, "us-gaap_RetainedEarningsAccumulatedDeficit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "RetainedEarningsAccumulatedDeficit", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Retained earnings", "documentation": "Amount of accumulated undistributed earnings (deficit)." } } }, "auth_ref": [ "r46", "r69", "r571", "r599", "r604", "r610", "r633", "r744" ] }, "us-gaap_RetainedEarningsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "RetainedEarningsMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited-parentheticals" ], "lang": { "en-us": { "role": { "label": "Retained Earnings [Member]", "documentation": "Accumulated undistributed earnings (deficit)." } } }, "auth_ref": [ "r152", "r189", "r190", "r191", "r194", "r201", "r203", "r205", "r286", "r292", "r330", "r401", "r402", "r412", "r413", "r414", "r417", "r425", "r426", "r435", "r438", "r439", "r442", "r452", "r496", "r498", "r595", "r597", "r615", "r929" ] }, "us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "RevenueFromContractWithCustomerIncludingAssessedTax", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "label": "Noninterest income revenue", "documentation": "Amount, including tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value-added and excise." } } }, "auth_ref": [ "r103", "r104", "r222", "r225", "r226", "r230", "r232", "r233", "r234", "r235", "r360", "r361", "r547" ] }, "us-gaap_RevenueFromContractWithCustomerTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "RevenueFromContractWithCustomerTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition" ], "lang": { "en-us": { "role": { "label": "Revenue from Contract with Customer [Text Block]", "documentation": "The entire disclosure of revenue from contract with customer to transfer good or service and to transfer nonfinancial asset. Includes, but is not limited to, disaggregation of revenue, credit loss recognized from contract with customer, judgment and change in judgment related to contract with customer, and asset recognized from cost incurred to obtain or fulfill contract with customer. Excludes insurance and lease contracts." } } }, "auth_ref": [ "r138", "r352", "r353", "r354", "r355", "r356", "r357", "r358", "r359", "r362" ] }, "mbcn_RevenueFromInterestIncomeAndNoninterestIncomePercent": { "xbrltype": "percentItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "RevenueFromInterestIncomeAndNoninterestIncomePercent", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-details-textual" ], "lang": { "en-us": { "role": { "label": "mbcn_RevenueFromInterestIncomeAndNoninterestIncomePercent", "terseLabel": "Revenue from Interest Income and Noninterest Income, Percent", "documentation": "Represents the percentage of revenue from interest income and noninterest income." } } }, "auth_ref": [] }, "ecd_Rule10b51ArrAdoptedFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2024", "localname": "Rule10b51ArrAdoptedFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "ecd_Rule10b51ArrAdoptedFlag", "terseLabel": "Rule 10b5-1 Arrangement Adopted [Flag]" } } }, "auth_ref": [ "r770" ] }, "ecd_Rule10b51ArrTrmntdFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2024", "localname": "Rule10b51ArrTrmntdFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "ecd_Rule10b51ArrTrmntdFlag", "terseLabel": "Rule 10b5-1 Arrangement Terminated [Flag]" } } }, "auth_ref": [ "r770" ] }, "us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]", "documentation": "Tabular disclosure of the components of accumulated other comprehensive income (loss)." } } }, "auth_ref": [ "r13", "r875", "r876" ] }, "us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]", "documentation": "Tabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value." } } }, "auth_ref": [] }, "mbcn_ScheduleOfCollateralDependentLoansTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "ScheduleOfCollateralDependentLoansTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Collateral Dependent Loans [Table Text Block]", "documentation": "Tabular disclosure of collateral dependent loans." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfCreditLossesForFinancingReceivablesCurrentTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ScheduleOfCreditLossesForFinancingReceivablesCurrentTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]", "documentation": "Tabular disclosure of allowance for credit loss of financing receivable, classified as current." } } }, "auth_ref": [ "r108", "r838" ] }, "mbcn_ScheduleOfFinancingReceivableBySegmentTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "ScheduleOfFinancingReceivableBySegmentTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Schedule Of Financing Receivable By Segment [Table Text Block]", "documentation": "The tabular disclosure for financing receivables, by segment." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Nonaccrual [Table Text Block]", "documentation": "Tabular disclosure of financing receivable on nonaccrual status." } } }, "auth_ref": [ "r122", "r303" ] }, "us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ScheduleOfRelatedPartyTransactionsTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Related Party Transactions [Table Text Block]", "documentation": "Tabular disclosure of related party transactions. Examples of related party transactions include, but are not limited to, transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners and (d) affiliates." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfWeightedAverageNumberOfSharesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ScheduleOfWeightedAverageNumberOfSharesTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Weighted Average Number of Shares [Table Text Block]", "documentation": "Tabular disclosure of the weighted average number of shares used in calculating basic net earnings per share (or unit) and diluted earnings per share (or unit)." } } }, "auth_ref": [ "r22" ] }, "dei_Security12bTitle": { "xbrltype": "securityTitleItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "Security12bTitle", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Title of 12(b) Security", "documentation": "Title of a 12(b) registered security." } } }, "auth_ref": [ "r764" ] }, "dei_SecurityExchangeName": { "xbrltype": "edgarExchangeCodeItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "SecurityExchangeName", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Security Exchange Name", "documentation": "Name of the Exchange on which a security is registered." } } }, "auth_ref": [ "r766" ] }, "mbcn_ServiceChargeAndOtherFeesMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "ServiceChargeAndOtherFeesMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details" ], "lang": { "en-us": { "role": { "label": "Service Charge and Other Fees [Member]", "documentation": "Information pertaining to service charge and other fees." } } }, "auth_ref": [] }, "us-gaap_ServicingAssetAtFairValueAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ServicingAssetAtFairValueAmount", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_ServicingAssetAtFairValueAmount", "terseLabel": "Mortgage servicing rights", "documentation": "Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements." } } }, "auth_ref": [ "r456", "r457", "r528", "r529", "r530", "r531" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number (in shares)", "documentation": "Number of equity instruments other than options outstanding, including both vested and non-vested instruments." } } }, "auth_ref": [ "r70", "r71" ] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual" ], "lang": { "en-us": { "role": { "label": "Award Type [Domain]", "documentation": "Award under share-based payment arrangement." } } }, "auth_ref": [ "r372", "r373", "r374", "r375", "r376", "r377", "r378", "r379", "r380", "r381", "r382", "r383", "r384", "r385", "r386", "r387", "r388", "r389", "r390", "r391", "r392", "r393", "r394", "r395", "r396", "r397" ] }, "us-gaap_SignificantAccountingPoliciesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "SignificantAccountingPoliciesTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation" ], "lang": { "en-us": { "role": { "label": "Significant Accounting Policies [Text Block]", "documentation": "The entire disclosure for all significant accounting policies of the reporting entity." } } }, "auth_ref": [ "r66", "r187" ] }, "us-gaap_SpecialMentionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "SpecialMentionMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Special Mention [Member]", "documentation": "A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date." } } }, "auth_ref": [ "r116", "r117", "r118", "r840" ] }, "us-gaap_StatementEquityComponentsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "StatementEquityComponentsAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited-parentheticals", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details" ], "lang": { "en-us": { "role": { "label": "Equity Components [Axis]", "documentation": "Information by component of equity." } } }, "auth_ref": [ "r10", "r44", "r47", "r48", "r152", "r174", "r175", "r176", "r189", "r190", "r191", "r194", "r201", "r203", "r205", "r223", "r286", "r292", "r330", "r351", "r401", "r402", "r412", "r413", "r414", "r417", "r425", "r426", "r435", "r437", "r438", "r439", "r440", "r442", "r452", "r487", "r488", "r489", "r490", "r491", "r492", "r496", "r498", "r505", "r576", "r595", "r596", "r597", "r615", "r674" ] }, "us-gaap_StatementLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "StatementLineItems", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited-parentheticals", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited-parentheticals", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-tables", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-tables", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-tables", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-tables", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details", "http://middlefieldbank.bank/20240331/role/statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-tables", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-loans-to-related-party-details", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-tables", "http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Statement [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r189", "r190", "r191", "r223", "r498", "r547", "r606", "r616", "r624", "r626", "r627", "r628", "r629", "r630", "r632", "r635", "r636", "r637", "r638", "r639", "r641", "r642", "r643", "r644", "r646", "r647", "r648", "r649", "r650", "r652", "r655", "r656", "r660", "r661", "r662", "r663", "r664", "r665", "r666", "r667", "r668", "r669", "r670", "r671", "r674", "r756" ] }, "us-gaap_StatementOfCashFlowsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "StatementOfCashFlowsAbstract", "lang": { "en-us": { "role": { "label": "Statement of Cash Flows [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfFinancialPositionAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "StatementOfFinancialPositionAbstract", "lang": { "en-us": { "role": { "label": "Statement of Financial Position [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "StatementOfIncomeAndComprehensiveIncomeAbstract", "lang": { "en-us": { "role": { "label": "Statement of Comprehensive Income [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfStockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "StatementOfStockholdersEquityAbstract", "lang": { "en-us": { "role": { "label": "Statement of Stockholders' Equity [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "StatementTable", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited-parentheticals", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited-parentheticals", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-comprehensive-loss-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-income-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-disaggregation-of-revenue-details", "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-tables", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-tables", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-tables", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-tables", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details", "http://middlefieldbank.bank/20240331/role/statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-tables", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-loans-to-related-party-details", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-tables", "http://middlefieldbank.bank/20240331/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Statement [Table]", "documentation": "Disclosure of information about statement of comprehensive income, income, other comprehensive income, financial position, cash flows, and shareholders' equity." } } }, "auth_ref": [ "r189", "r190", "r191", "r223", "r238", "r498", "r547", "r606", "r616", "r624", "r626", "r627", "r628", "r629", "r630", "r632", "r635", "r636", "r637", "r638", "r639", "r641", "r642", "r643", "r644", "r646", "r647", "r648", "r649", "r650", "r652", "r655", "r656", "r660", "r661", "r662", "r663", "r664", "r665", "r666", "r667", "r668", "r669", "r670", "r671", "r674", "r756" ] }, "us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "StockIssuedDuringPeriodSharesShareBasedCompensation", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited" ], "lang": { "en-us": { "role": { "label": "Stock-based compensation, net (in shares)", "documentation": "Number, after forfeiture, of shares or units issued under share-based payment arrangement. Excludes shares or units issued under employee stock ownership plan (ESOP)." } } }, "auth_ref": [ "r10", "r43", "r44", "r69" ] }, "us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "StockIssuedDuringPeriodValueShareBasedCompensation", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited" ], "lang": { "en-us": { "role": { "label": "Stock-based compensation, net", "documentation": "Value, after forfeiture, of shares issued under share-based payment arrangement. Excludes employee stock ownership plan (ESOP)." } } }, "auth_ref": [ "r27", "r43", "r44", "r69" ] }, "us-gaap_StockOptionPlanExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "StockOptionPlanExpense", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 13.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_StockOptionPlanExpense", "terseLabel": "Stock-based compensation, net", "documentation": "Amount of noncash expense for option under share-based payment arrangement." } } }, "auth_ref": [ "r6" ] }, "us-gaap_StockholdersEquity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "StockholdersEquity", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited", "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_StockholdersEquity", "totalLabel": "TOTAL STOCKHOLDERS' EQUITY", "periodStartLabel": "Balance", "periodEndLabel": "Balance", "documentation": "Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest." } } }, "auth_ref": [ "r44", "r47", "r48", "r67", "r634", "r651", "r675", "r676", "r744", "r763", "r795", "r835", "r874", "r929" ] }, "us-gaap_StockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "StockholdersEquityAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "STOCKHOLDERS' EQUITY" } } }, "auth_ref": [] }, "us-gaap_SubordinatedDebtObligationsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "SubordinatedDebtObligationsMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details" ], "lang": { "en-us": { "role": { "label": "Subordinated Debt Obligations [Member]", "documentation": "Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment and ahead of general creditors in a liquidation of the entity's assets." } } }, "auth_ref": [ "r76", "r77" ] }, "mbcn_SubordinatedDebtSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "SubordinatedDebtSecuritiesMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details" ], "lang": { "en-us": { "role": { "label": "Subordinated Debt Securities [Member]", "documentation": "Represents information about subordinated debt securities." } } }, "auth_ref": [] }, "us-gaap_SubstandardMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "SubstandardMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Substandard [Member]", "documentation": "A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected." } } }, "auth_ref": [ "r116", "r117", "r118", "r840" ] }, "us-gaap_SupplementalCashFlowInformationAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "SupplementalCashFlowInformationAbstract", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-cash-flows-unaudited" ], "lang": { "en-us": { "role": { "label": "SUPPLEMENTAL INFORMATION" } } }, "auth_ref": [] }, "us-gaap_TableTextBlock": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "TableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-2-revenue-recognition-tables", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-tables", "http://middlefieldbank.bank/20240331/role/statement-note-4-accumulated-other-comprehensive-loss-income-tables", "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-tables", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-tables", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables", "http://middlefieldbank.bank/20240331/role/statement-note-8-contingencies-and-contingent-liabilities-tables", "http://middlefieldbank.bank/20240331/role/statement-note-9-related-party-transaction-tables" ], "lang": { "en-us": { "role": { "label": "us-gaap_TableTextBlock", "terseLabel": "Notes Tables" } } }, "auth_ref": [] }, "mbcn_ThresholdForLoansEvaluatedForImpairmentMember": { "xbrltype": "domainItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "ThresholdForLoansEvaluatedForImpairmentMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Threshold For Loans Evaluated For Impairment [Member]", "documentation": "The threshold for loans evaluated for impairment." } } }, "auth_ref": [] }, "us-gaap_TimeDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "TimeDeposits", "crdr": "credit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "Time", "documentation": "Amount of time deposit liabilities, including certificates of deposit." } } }, "auth_ref": [ "r8", "r75" ] }, "mbcn_TimeDepositsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "TimeDepositsFairValueDisclosure", "crdr": "credit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "mbcn_TimeDepositsFairValueDisclosure", "terseLabel": "Time deposits", "documentation": "Fair value portion of time deposit liabilities held by the entity." } } }, "auth_ref": [] }, "dei_TradingSymbol": { "xbrltype": "tradingSymbolItemType", "nsuri": "http://xbrl.sec.gov/dei/2024", "localname": "TradingSymbol", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Trading Symbol", "documentation": "Trading symbol of an instrument as listed on an exchange." } } }, "auth_ref": [] }, "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "http://middlefieldbank.bank/20240331/role/statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details", "http://middlefieldbank.bank/20240331/role/statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Financial Instruments [Domain]", "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms." } } }, "auth_ref": [ "r249", "r250", "r251", "r252", "r253", "r254", "r255", "r257", "r258", "r259", "r260", "r261", "r262", "r263", "r264", "r265", "r266", "r267", "r268", "r269", "r270", "r271", "r272", "r273", "r274", "r275", "r276", "r277", "r278", "r279", "r349", "r350", "r443", "r478", "r511", "r512", "r513", "r514", "r515", "r516", "r517", "r518", "r519", "r520", "r521", "r522", "r523", "r524", "r526", "r531", "r532", "r533", "r534", "r535", "r536", "r537", "r538", "r539", "r540", "r541", "r542", "r543", "r544", "r545", "r577", "r734", "r736", "r737", "r738", "r739", "r740", "r741", "r742", "r743", "r746", "r774", "r775", "r776", "r777", "r778", "r779", "r780", "r830", "r831", "r832", "r833", "r863", "r866", "r867", "r868", "r870", "r872" ] }, "us-gaap_TreasuryStockCommonMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "TreasuryStockCommonMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited" ], "lang": { "en-us": { "role": { "label": "Treasury Stock, Common [Member]", "documentation": "Previously issued common shares repurchased by the issuing entity and held in treasury." } } }, "auth_ref": [ "r25" ] }, "us-gaap_TreasuryStockCommonShares": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "TreasuryStockCommonShares", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited-parentheticals", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual" ], "lang": { "en-us": { "role": { "label": "Treasury Stock, Common, Shares", "terseLabel": "Treasury Stock, Common, Shares (in shares)", "documentation": "Number of previously issued common shares repurchased by the issuing entity and held in treasury." } } }, "auth_ref": [ "r25" ] }, "us-gaap_TreasuryStockSharesAcquired": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "TreasuryStockSharesAcquired", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited-parentheticals", "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-details-textual" ], "lang": { "en-us": { "role": { "label": "Common shares repurchased (in shares)", "terseLabel": "Treasury Stock, Shares, Acquired (in shares)", "documentation": "Number of shares that have been repurchased during the period and are being held in treasury." } } }, "auth_ref": [ "r10", "r44", "r69" ] }, "us-gaap_TreasuryStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "TreasuryStockValue", "crdr": "debit", "calculation": { "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited": { "parentTag": "us-gaap_StockholdersEquity", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-balance-sheet-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_TreasuryStockValue", "negatedLabel": "Treasury stock, at cost; 1,879,310 and 1,835,452 shares", "documentation": "The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury." } } }, "auth_ref": [ "r25", "r26", "r44", "r47" ] }, "us-gaap_TreasuryStockValueAcquiredCostMethod": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "TreasuryStockValueAcquiredCostMethod", "crdr": "debit", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited" ], "lang": { "en-us": { "role": { "label": "us-gaap_TreasuryStockValueAcquiredCostMethod", "negatedLabel": "Common shares repurchased", "documentation": "Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method." } } }, "auth_ref": [ "r10", "r25", "r69" ] }, "us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Modified [Table Text Block]", "documentation": "Tabular disclosure of financing receivable modified for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r119", "r120", "r711", "r813", "r814" ] }, "us-gaap_TypeOfAdoptionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "TypeOfAdoptionMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-consolidated-statement-of-changes-in-stockholders-equity-unaudited", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation", "http://middlefieldbank.bank/20240331/role/statement-note-1-basis-of-presentation-details-textual", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update [Domain]", "documentation": "Amendment to accounting standards." } } }, "auth_ref": [ "r150", "r151", "r152", "r153", "r154", "r155", "r193", "r194", "r195", "r196", "r206", "r236", "r237", "r283", "r284", "r285", "r286", "r287", "r288", "r289", "r290", "r291", "r292", "r329", "r330", "r332", "r401", "r402", "r403", "r404", "r405", "r409", "r410", "r411", "r412", "r413", "r414", "r415", "r416", "r417", "r419", "r420", "r421", "r422", "r423", "r424", "r425", "r426", "r432", "r433", "r434", "r435", "r436", "r437", "r438", "r439", "r440", "r441", "r442", "r444", "r445", "r446", "r447", "r448", "r449", "r450", "r451", "r452", "r453", "r454", "r481", "r482", "r495", "r496", "r497", "r500", "r501", "r502", "r503", "r504", "r505", "r549", "r550", "r551", "r593", "r594", "r595", "r596", "r597", "r598", "r599", "r600", "r601", "r602", "r603", "r604" ] }, "us-gaap_USStatesAndPoliticalSubdivisionsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "USStatesAndPoliticalSubdivisionsMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details" ], "lang": { "en-us": { "role": { "label": "US States and Political Subdivisions Debt Securities [Member]", "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments." } } }, "auth_ref": [ "r726", "r746", "r751", "r923" ] }, "us-gaap_UnfundedLoanCommitmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "UnfundedLoanCommitmentMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses", "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Unfunded Loan Commitment [Member]", "documentation": "Undisbursed funds of a credit facility in which the borrower may draw upon." } } }, "auth_ref": [ "r808" ] }, "us-gaap_UnlikelyToBeCollectedFinancingReceivableMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "UnlikelyToBeCollectedFinancingReceivableMember", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details" ], "lang": { "en-us": { "role": { "label": "Unlikely to be Collected Financing Receivable [Member]", "documentation": "Financing arrangement that represents a contractual right to receive money either on demand or on fixed or determinable dates that are considered uncollectible or of little value. Excludes no recovery or salvage value." } } }, "auth_ref": [ "r116", "r117", "r118", "r840" ] }, "us-gaap_ValuationTechniqueAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ValuationTechniqueAxis", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Valuation Approach and Technique [Axis]", "documentation": "Information by valuation approach and technique." } } }, "auth_ref": [ "r459", "r460", "r737", "r868" ] }, "us-gaap_ValuationTechniqueDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "ValuationTechniqueDomain", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details" ], "lang": { "en-us": { "role": { "label": "Valuation Approach and Technique [Domain]", "documentation": "Valuation approach and technique." } } }, "auth_ref": [ "r459", "r460", "r737", "r868" ] }, "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "WeightedAverageNumberOfDilutedSharesOutstanding", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "terseLabel": "Weighted-average common shares and common stock equivalents used to calculate diluted earnings per share (in shares)", "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period." } } }, "auth_ref": [ "r209", "r217" ] }, "us-gaap_WeightedAverageNumberOfSharesIssuedBasic": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "WeightedAverageNumberOfSharesIssuedBasic", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details" ], "lang": { "en-us": { "role": { "label": "Weighted-average common shares outstanding (in shares)", "documentation": "This element represents the weighted average total number of shares issued throughout the period including the first (beginning balance outstanding) and last (ending balance outstanding) day of the period before considering any reductions (for instance, shares held in treasury) to arrive at the weighted average number of shares outstanding. Weighted average relates to the portion of time within a reporting period that common shares have been issued and outstanding to the total time in that period. Such concept is used in determining the weighted average number of shares outstanding for purposes of calculating earnings per share (basic)." } } }, "auth_ref": [ "r20", "r21" ] }, "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "WeightedAverageNumberOfSharesOutstandingBasic", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic", "terseLabel": "Weighted-average common shares and common stock equivalents used to calculate basic earnings per share (in shares)", "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period." } } }, "auth_ref": [ "r208", "r217" ] }, "us-gaap_WeightedAverageNumberOfSharesTreasuryStock": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2024", "localname": "WeightedAverageNumberOfSharesTreasuryStock", "presentation": [ "http://middlefieldbank.bank/20240331/role/statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_WeightedAverageNumberOfSharesTreasuryStock", "negatedLabel": "Average treasury stock shares (in shares)", "documentation": "Number of shares of treasury stock determined by relating the portion of time within a reporting period that treasury shares have been outstanding to the total time in that period. Treasury stock is stock that the Entity has issued but subsequently reacquired." } } }, "auth_ref": [ "r20" ] }, "mbcn_statement-statement-note-2-revenue-recognition-disaggregation-of-revenue-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-2-revenue-recognition-disaggregation-of-revenue-details", "lang": { "en-us": { "role": { "label": "Note 2 - Revenue Recognition - Disaggregation of Revenue (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-2-revenue-recognition-tables": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-2-revenue-recognition-tables", "lang": { "en-us": { "role": { "label": "Note 2 - Revenue Recognition" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-3-earnings-per-share-shares-used-in-calculation-of-earnings-per-share-details", "lang": { "en-us": { "role": { "label": "Note 3 - Earnings Per Share - Shares Used in Calculation of Earnings Per Share (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-3-earnings-per-share-tables": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-3-earnings-per-share-tables", "lang": { "en-us": { "role": { "label": "Note 3 - Earnings Per Share" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-4-accumulated-other-comprehensive-loss-income-changes-in-accumulated-other-comprehensive-income-loss-by-component-net-of-tax-details", "lang": { "en-us": { "role": { "label": "Note 4 - Accumulated Other Comprehensive (Loss) Income - Changes in Accumulated Other Comprehensive Income (Loss) by Component, Net of Tax (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-4-accumulated-other-comprehensive-loss-income-tables": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-4-accumulated-other-comprehensive-loss-income-tables", "lang": { "en-us": { "role": { "label": "Note 4 - Accumulated Other Comprehensive (Loss) Income" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-5-fair-value-measurements-additional-quantitative-information-about-assets-measured-at-fair-value-on-nonrecurring-basis-details", "lang": { "en-us": { "role": { "label": "Note 5 - Fair Value Measurements - Additional Quantitative Information About Assets Measured at Fair Value on Non-recurring Basis (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-5-fair-value-measurements-assets-measured-on-a-nonrecurring-basis-details", "lang": { "en-us": { "role": { "label": "Note 5 - Fair Value Measurements - Assets Measured on a Nonrecurring Basis (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-5-fair-value-measurements-assets-measured-on-a-recurring-basis-details", "lang": { "en-us": { "role": { "label": "Note 5 - Fair Value Measurements - Assets Measured on a Recurring Basis (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-5-fair-value-measurements-estimated-fair-value-of-the-companys-financial-instruments-details", "lang": { "en-us": { "role": { "label": "Note 5 - Fair Value Measurements - Estimated Fair Value of the Company's Financial Instruments (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-5-fair-value-measurements-fair-value-reconciliation-of-level-3-assets-details", "lang": { "en-us": { "role": { "label": "Note 5 - Fair Value Measurements - Fair Value Reconciliation of Level 3 Assets (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-5-fair-value-measurements-tables": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-5-fair-value-measurements-tables", "lang": { "en-us": { "role": { "label": "Note 5 - Fair Value Measurements" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-value-of-debt-securities-by-contractual-maturity-details", "lang": { "en-us": { "role": { "label": "Note 6 - Investments and Equity Securities - Amortized Cost and Fair Value of Debt Securities by Contractual Maturity (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-6-investments-and-equity-securities-amortized-cost-and-fair-values-of-securities-available-for-sale-details", "lang": { "en-us": { "role": { "label": "Note 6 - Investments and Equity Securities- Amortized Cost and Fair Values of Securities Available for Sale (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-6-investments-and-equity-securities-gross-unrealized-losses-and-fair-value-details", "lang": { "en-us": { "role": { "label": "Note 6 - Investments and Equity Securities - Gross Unrealized Losses and Fair Value (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-6-investments-and-equity-securities-tables": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-6-investments-and-equity-securities-tables", "lang": { "en-us": { "role": { "label": "Note 6 - Investments and Equity Securities" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-7-loans-and-related-allowance-for-credit-losses-allowance-for-loan-losses-details", "lang": { "en-us": { "role": { "label": "Note 7 - Loans and Related Allowance for Credit Losses - Allowance for Loan Losses (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-7-loans-and-related-allowance-for-credit-losses-classes-of-the-loan-portfolio-summarized-by-credit-quality-details", "lang": { "en-us": { "role": { "label": "Note 7 - Loans and Related Allowance for Credit Losses - Classes of the Loan Portfolio Summarized by Credit Quality (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-7-loans-and-related-allowance-for-credit-losses-collateraldependent-loans-details", "lang": { "en-us": { "role": { "label": "Note 7 - Loans and Related Allowance for Credit Losses - Collateral-dependent Loans (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-7-loans-and-related-allowance-for-credit-losses-nonaccrual-loans-details", "lang": { "en-us": { "role": { "label": "Note 7 - Loans and Related Allowance for Credit Losses - Nonaccrual Loans (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-7-loans-and-related-allowance-for-credit-losses-past-due-loans-details", "lang": { "en-us": { "role": { "label": "Note 7 - Loans and Related Allowance for Credit Losses - Past Due Loans (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-7-loans-and-related-allowance-for-credit-losses-primary-segments-of-the-loan-portfolio-details", "lang": { "en-us": { "role": { "label": "Note 7 - Loans and Related Allowance for Credit Losses - Primary Segments of the Loan Portfolio (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-7-loans-and-related-allowance-for-credit-losses-tables": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-7-loans-and-related-allowance-for-credit-losses-tables", "lang": { "en-us": { "role": { "label": "Note 7 - Loans and Related Allowance for Credit Losses" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-7-loans-and-related-allowance-for-credit-losses-troubled-debt-restructurings-details", "lang": { "en-us": { "role": { "label": "Note 7 - Loans and Related Allowance for Credit Losses - Troubled Debt Restructurings (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-8-commitments-and-contingent-liabilities-outstanding-commitments-and-contingent-liabilities-details", "lang": { "en-us": { "role": { "label": "Note 8 - Commitments and Contingent Liabilities - Outstanding Commitments and Contingent Liabilities (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-8-contingencies-and-contingent-liabilities-tables": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-8-contingencies-and-contingent-liabilities-tables", "lang": { "en-us": { "role": { "label": "Note 8 - Contingencies and Contingent Liabilities" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-9-related-party-transaction-loans-to-related-party-details": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-9-related-party-transaction-loans-to-related-party-details", "lang": { "en-us": { "role": { "label": "Note 9 - Related Party Transaction - Loans to Related Party (Details)" } } }, "auth_ref": [] }, "mbcn_statement-statement-note-9-related-party-transaction-tables": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-note-9-related-party-transaction-tables", "lang": { "en-us": { "role": { "label": "Note 9 - Related Party Transaction" } } }, "auth_ref": [] }, "mbcn_statement-statement-significant-accounting-policies-policies": { "xbrltype": "stringItemType", "nsuri": "http://middlefieldbank.bank/20240331", "localname": "statement-statement-significant-accounting-policies-policies", "lang": { "en-us": { "role": { "label": "Significant Accounting Policies" } } }, "auth_ref": [] } } } }, "std_ref": { "r0": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "SubTopic": "230", "Topic": "830", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477401/830-230-45-1" }, "r1": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-10A" }, "r2": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-12" }, "r3": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "15", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-15" }, "r4": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481231/810-10-45-20" }, "r5": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-28" }, "r6": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-28" }, "r7": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "10", "Topic": "360", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482099/360-10-50-1" }, "r8": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "405", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478353/942-405-50-1" }, "r9": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c)(3)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481203/810-10-50-1A" }, "r10": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "SubTopic": "10", "Topic": "505", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-2" }, "r11": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(22))", "SubTopic": "10", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r12": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-14" }, "r13": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "14A", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-14A" }, "r14": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-5" }, "r15": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-12" }, "r16": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-13" }, "r17": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-4" }, "r18": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-8" }, "r19": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482913/230-10-50-2" }, "r20": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "260", "SubTopic": "10", "Section": "45", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-10" }, "r21": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "260", "SubTopic": "10", "Section": "45", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-13" }, "r22": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "260", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482662/260-10-50-1" }, "r23": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "260", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482662/260-10-50-1" }, "r24": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "470", "SubTopic": "10", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481544/470-10-50-5" }, "r25": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "30", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481549/505-30-45-1" }, "r26": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "30", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481520/505-30-50-4" }, "r27": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r28": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479328/805-10-50-2" }, "r29": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479328/805-10-50-2" }, "r30": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479328/805-10-50-3" }, "r31": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4A" }, "r32": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4B" }, "r33": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-11" }, "r34": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-12" }, "r35": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "850", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-1" }, "r36": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r37": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r38": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(21))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r39": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r40": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(24))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r41": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r42": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(26))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r43": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(28))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r44": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(29))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r45": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r46": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r47": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r48": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(31))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r49": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(32))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r50": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r51": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/220/tableOfContent" }, "r52": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-11" }, "r53": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2" }, "r54": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2" }, "r55": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2" }, "r56": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2" }, "r57": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2" }, "r58": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-13" }, "r59": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-13" }, "r60": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "15", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-15" }, "r61": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "15", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-15" }, "r62": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-24" }, "r63": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-25" }, "r64": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-25" }, "r65": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-28" }, "r66": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "235", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/235/tableOfContent" }, "r67": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 4.E)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480418/310-10-S99-2" }, "r68": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "440", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/440/tableOfContent" }, "r69": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.3-04)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480008/505-10-S99-1" }, "r70": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r71": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r72": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "19", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481231/810-10-45-19" }, "r73": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r74": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r75": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r76": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r77": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(16))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r78": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r79": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r80": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r81": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(7)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r82": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r83": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r84": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r85": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(13)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r86": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(13)(h))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r87": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r88": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(14)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r89": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(14)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r90": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(14))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r91": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r92": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r93": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r94": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r95": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r96": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r97": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r98": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r99": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "230", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479024/942-230-45-1" }, "r100": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "230", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479024/942-230-45-1" }, "r101": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/942-320/tableOfContent" }, "r102": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "470", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478878/942-470-45-1" }, "r103": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32" }, "r104": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32" }, "r105": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32" }, "r106": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32" }, "r107": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-11B" }, "r108": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-11B" }, "r109": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-11B" }, "r110": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-11B" }, "r111": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-11B" }, "r112": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-11B" }, "r113": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-15" }, "r114": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-15" }, "r115": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-29" }, "r116": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-29" }, "r117": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-29" }, "r118": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-29" }, "r119": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-33" }, "r120": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "34", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-34" }, "r121": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-6" }, "r122": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-7" }, "r123": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-7" }, "r124": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-7" }, "r125": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-7A" }, "r126": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-9" }, "r127": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "310", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "40", "Paragraph": "7A", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481774/310-40-40-7A" }, "r128": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-6" }, "r129": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-6" }, "r130": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-7" }, "r131": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478156/740-323-50-2" }, "r132": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478156/740-323-50-2" }, "r133": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "840", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481161/840-30-50-1" }, "r134": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(a)", "SubTopic": "20", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482659/740-20-45-2" }, "r135": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-9" }, "r136": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h))", "SubTopic": "10", "Topic": "235", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1" }, "r137": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(7)(e)(1)(i))", "SubTopic": "210", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r138": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Topic": "606", "Publisher": "FASB", "URI": "https://asc.fasb.org/606/tableOfContent" }, "r139": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "a", "Publisher": "SEC" }, "r140": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "b", "Subparagraph": "(1)", "Publisher": "SEC" }, "r141": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "b", "Subparagraph": "(1)(Instruction 4)", "Publisher": "SEC" }, "r142": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "b", "Publisher": "SEC" }, "r143": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "a", "Publisher": "SEC" }, "r144": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "b", "Publisher": "SEC" }, "r145": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "a", "Subparagraph": "(1)", "Publisher": "SEC" }, "r146": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "a", "Subparagraph": "(2)", "Publisher": "SEC" }, "r147": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "a", "Subparagraph": "(3)", "Publisher": "SEC" }, "r148": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "a", "Subparagraph": "(4)", "Publisher": "SEC" }, "r149": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "c", "Publisher": "SEC" }, "r150": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479343/105-10-65-6" }, "r151": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479343/105-10-65-6" }, "r152": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479343/105-10-65-6" }, "r153": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479343/105-10-65-6" }, "r154": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479343/105-10-65-6" }, "r155": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479343/105-10-65-7" }, "r156": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483499/205-20-50-7" }, "r157": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r158": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r159": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r160": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r161": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r162": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1" }, "r163": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-10A" }, "r164": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-10A" }, "r165": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-10A" }, "r166": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-11" }, "r167": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14A", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-14A" }, "r168": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17A", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-17A" }, "r169": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-1A" }, "r170": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-1A" }, "r171": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-1A" }, "r172": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-1B" }, "r173": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-1B" }, "r174": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-4" }, "r175": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-5" }, "r176": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-6" }, "r177": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(21))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2" }, "r178": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(24))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2" }, "r179": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2" }, "r180": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-11" }, "r181": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-12" }, "r182": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-17" }, "r183": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-24" }, "r184": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-25" }, "r185": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482913/230-10-50-2" }, "r186": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482913/230-10-50-8" }, "r187": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483426/235-10-50-1" }, "r188": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1" }, "r189": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-23" }, "r190": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-24" }, "r191": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-5" }, "r192": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-6" }, "r193": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-1" }, "r194": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-1" }, "r195": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-1" }, "r196": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-1" }, "r197": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-11" }, "r198": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-11" }, "r199": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-3" }, "r200": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-4" }, "r201": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-6" }, "r202": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-7" }, "r203": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-7" }, "r204": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-8" }, "r205": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-9" }, "r206": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SAB Topic 11.M.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480530/250-10-S99-5" }, "r207": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/260/tableOfContent" }, "r208": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-10" }, "r209": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-16" }, "r210": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-2" }, "r211": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-22" }, "r212": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-23" }, "r213": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28A", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-28A" }, "r214": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-60B" }, "r215": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-60B" }, "r216": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-7" }, "r217": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482662/260-10-50-1" }, "r218": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482662/260-10-50-1" }, "r219": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482662/260-10-50-2" }, "r220": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482662/260-10-50-3" }, "r221": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482635/260-10-55-15" }, "r222": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "270", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482964/270-10-50-1" }, "r223": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "272", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483014/272-10-45-1" }, "r224": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-22" }, "r225": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-22" }, "r226": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-22" }, "r227": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-22" }, "r228": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-22" }, "r229": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-24" }, "r230": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-30" }, "r231": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-30" }, "r232": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(ee)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32" }, "r233": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "40", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-40" }, "r234": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "41", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-41" }, "r235": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-42" }, "r236": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147476173/280-10-65-1" }, "r237": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147476173/280-10-65-1" }, "r238": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481990/310-10-45-13" }, "r239": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481990/310-10-45-2" }, "r240": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "35", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-35" }, "r241": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-42" }, "r242": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-42" }, "r243": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-42" }, "r244": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "44", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-44" }, "r245": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481569/310-20-50-4" }, "r246": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/320/tableOfContent" }, "r247": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481830/320-10-45-11" }, "r248": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-10" }, "r249": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2" }, "r250": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2" }, "r251": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aa)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2" }, "r252": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2" }, "r253": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2" }, "r254": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2" }, "r255": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2" }, "r256": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2A", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2A" }, "r257": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3" }, "r258": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3" }, "r259": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3" }, "r260": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3" }, "r261": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3" }, "r262": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5" }, "r263": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5" }, "r264": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5" }, "r265": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5" }, "r266": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5" }, "r267": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5" }, "r268": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5" }, "r269": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5" }, "r270": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5" }, "r271": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5" }, "r272": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5A" }, "r273": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5A" }, "r274": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5A" }, "r275": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5B" }, "r276": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5B" }, "r277": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5B" }, "r278": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5B" }, "r279": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5B" }, "r280": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-9" }, "r281": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481687/323-10-50-3" }, "r282": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-1" }, "r283": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-4" }, "r284": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-4" }, "r285": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-4" }, "r286": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-4" }, "r287": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-4" }, "r288": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-4" }, "r289": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-5" }, "r290": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-5" }, "r291": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-5" }, "r292": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-5" }, "r293": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479344/326-20-45-1" }, "r294": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479344/326-20-45-5" }, "r295": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-11" }, "r296": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-13" }, "r297": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-13" }, "r298": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-13" }, "r299": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-13" }, "r300": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-13" }, "r301": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-13" }, "r302": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-14" }, "r303": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-16" }, "r304": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-16" }, "r305": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-16" }, "r306": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-16" }, "r307": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-16" }, "r308": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-3A" }, "r309": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-5" }, "r310": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-5" }, "r311": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-6" }, "r312": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479130/326-30-45-1" }, "r313": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-3A" }, "r314": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3B", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-3B" }, "r315": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-4" }, "r316": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-4" }, "r317": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-4" }, "r318": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-5" }, "r319": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-7" }, "r320": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-9" }, "r321": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482598/350-20-45-1" }, "r322": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482686/350-30-45-2" }, "r323": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1" }, "r324": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1" }, "r325": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1" }, "r326": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1" }, "r327": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1" }, "r328": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-2" }, "r329": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "60", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147476166/350-60-65-1" }, "r330": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "60", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147476166/350-60-65-1" }, "r331": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "405", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1" }, "r332": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "405", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477123/405-50-65-1" }, "r333": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "440", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482648/440-10-50-4" }, "r334": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "440", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482648/440-10-50-4" }, "r335": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483076/450-20-50-4" }, "r336": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483076/450-20-50-9" }, "r337": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480102/450-20-S99-1" }, "r338": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q4)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480102/450-20-S99-1" }, "r339": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A" }, "r340": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A" }, "r341": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A" }, "r342": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A" }, "r343": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1B" }, "r344": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1B" }, "r345": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(B))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1B" }, "r346": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1B" }, "r347": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1B" }, "r348": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1D" }, "r349": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1I", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1I" }, "r350": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-18" }, "r351": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.3-04)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480008/505-10-S99-1" }, "r352": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479806/606-10-50-10" }, "r353": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479806/606-10-50-12" }, "r354": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479806/606-10-50-12" }, "r355": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479806/606-10-50-12" }, "r356": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479806/606-10-50-12" }, "r357": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479806/606-10-50-12" }, "r358": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479806/606-10-50-13" }, "r359": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479806/606-10-50-15" }, "r360": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479806/606-10-50-4" }, "r361": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479806/606-10-50-5" }, "r362": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479806/606-10-50-9" }, "r363": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1" }, "r364": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1" }, "r365": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1" }, "r366": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(A)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1" }, "r367": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(B)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1" }, "r368": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(C)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1" }, "r369": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1" }, "r370": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480576/715-80-50-5" }, "r371": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480454/718-10-45-1" }, "r372": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r373": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r374": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r375": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r376": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r377": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r378": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r379": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r380": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r381": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r382": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(04)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r383": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r384": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r385": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r386": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r387": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r388": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r389": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r390": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r391": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r392": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r393": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r394": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r395": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r396": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r397": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(v)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2" }, "r398": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "720", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483359/720-20-50-1" }, "r399": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-10" }, "r400": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12" }, "r401": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482615/740-10-65-8" }, "r402": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482615/740-10-65-8" }, "r403": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482615/740-10-65-9" }, "r404": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "9", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482615/740-10-65-9" }, "r405": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "9", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482615/740-10-65-9" }, "r406": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479360/740-10-S99-1" }, "r407": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478156/740-323-50-1A" }, "r408": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478156/740-323-50-1A" }, "r409": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2" }, "r410": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2" }, "r411": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2" }, "r412": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2" }, "r413": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2" }, "r414": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2" }, "r415": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2" }, "r416": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2" }, "r417": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2" }, "r418": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479907/805-20-50-5" }, "r419": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479845/805-20-65-3" }, "r420": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479845/805-20-65-3" }, "r421": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479845/805-20-65-3" }, "r422": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "60", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147476176/805-60-65-1" }, "r423": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "60", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147476176/805-60-65-1" }, "r424": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "60", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147476176/805-60-65-1" }, "r425": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "60", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147476176/805-60-65-1" }, "r426": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "60", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147476176/805-60-65-1" }, "r427": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481231/810-10-45-25" }, "r428": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481231/810-10-45-25" }, "r429": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481203/810-10-50-3" }, "r430": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481203/810-10-50-3" }, "r431": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4K", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4K" }, "r432": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6" }, "r433": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6" }, "r434": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6" }, "r435": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6" }, "r436": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6" }, "r437": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6" }, "r438": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6" }, "r439": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6" }, "r440": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6" }, "r441": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(i)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6" }, "r442": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(i)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6" }, "r443": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480237/815-40-50-5" }, "r444": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1" }, "r445": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1" }, "r446": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1" }, "r447": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1" }, "r448": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1" }, "r449": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1" }, "r450": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1" }, "r451": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1" }, "r452": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1" }, "r453": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1" }, "r454": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1" }, "r455": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "54B", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482134/820-10-35-54B" }, "r456": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r457": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r458": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r459": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r460": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r461": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r462": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r463": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r464": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r465": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r466": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r467": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r468": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r469": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r470": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2E", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2E" }, "r471": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-3" }, "r472": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-3" }, "r473": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6A" }, "r474": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6A" }, "r475": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6A" }, "r476": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6A" }, "r477": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6A" }, "r478": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6B" }, "r479": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6B" }, "r480": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6B" }, "r481": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482477/820-10-65-13" }, "r482": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482477/820-10-65-13" }, "r483": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482736/825-10-45-1A" }, "r484": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482736/825-10-45-2" }, "r485": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-10" }, "r486": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-28" }, "r487": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481694/830-30-45-17" }, "r488": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481694/830-30-45-20" }, "r489": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481694/830-30-45-20" }, "r490": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481694/830-30-45-20" }, "r491": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481694/830-30-45-20" }, "r492": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481674/830-30-50-1" }, "r493": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483013/835-20-50-1" }, "r494": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482925/835-30-45-2" }, "r495": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479832/842-10-65-5" }, "r496": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479832/842-10-65-8" }, "r497": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479832/842-10-65-8" }, "r498": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "12A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479165/842-20-35-12A" }, "r499": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478964/842-20-50-7A" }, "r500": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483550/848-10-65-1" }, "r501": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483550/848-10-65-2" }, "r502": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483550/848-10-65-2" }, "r503": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483550/848-10-65-2" }, "r504": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(3)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483550/848-10-65-2" }, "r505": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(3)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483550/848-10-65-2" }, "r506": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/850/tableOfContent" }, "r507": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-1" }, "r508": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-1" }, "r509": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-1" }, "r510": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-6" }, "r511": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3" }, "r512": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3" }, "r513": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3" }, "r514": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3" }, "r515": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3" }, "r516": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3" }, "r517": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3" }, "r518": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3" }, "r519": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3" }, "r520": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4" }, "r521": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4" }, "r522": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4" }, "r523": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4" }, "r524": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481444/860-30-45-1" }, "r525": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481420/860-30-50-1A" }, "r526": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481420/860-30-50-7" }, "r527": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481420/860-30-50-7" }, "r528": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481260/860-50-45-1" }, "r529": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481260/860-50-45-2" }, "r530": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481260/860-50-45-2" }, "r531": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-3" }, "r532": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-3" }, "r533": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-3" }, "r534": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(4)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-3" }, "r535": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4" }, "r536": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4" }, "r537": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4" }, "r538": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4" }, "r539": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(5)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4" }, "r540": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(6)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4" }, "r541": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(7)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4" }, "r542": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4" }, "r543": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4" }, "r544": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4" }, "r545": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4" }, "r546": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "910", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482546/910-10-50-6" }, "r547": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "924", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 11.L)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479941/924-10-S99-1" }, "r548": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483154/926-20-50-5" }, "r549": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483194/926-20-65-2" }, "r550": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483194/926-20-65-2" }, "r551": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483194/926-20-65-2" }, "r552": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "940", "SubTopic": "820", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478119/940-820-50-1" }, "r553": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r554": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r555": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r556": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r557": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r558": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(26))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r559": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(27))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1" }, "r560": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "230", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479024/942-230-45-1" }, "r561": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-05(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477314/942-235-S99-1" }, "r562": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477268/942-320-50-3A" }, "r563": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477268/942-320-50-3A" }, "r564": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477268/942-320-50-3A" }, "r565": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477268/942-320-50-3A" }, "r566": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "360", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478451/942-360-50-1" }, "r567": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1" }, "r568": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1" }, "r569": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1" }, "r570": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(23)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1" }, "r571": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1" }, "r572": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1" }, "r573": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1" }, "r574": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1" }, "r575": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1" }, "r576": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1" }, "r577": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1" }, "r578": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1" }, "r579": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1" }, "r580": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1" }, "r581": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1" }, "r582": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(3)(d)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1" }, "r583": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(9))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1" }, "r584": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column A))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477965/944-235-S99-2" }, "r585": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column B))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477965/944-235-S99-2" }, "r586": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column C))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477965/944-235-S99-2" }, "r587": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column D))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477965/944-235-S99-2" }, "r588": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column E))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477965/944-235-S99-2" }, "r589": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column F))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477965/944-235-S99-2" }, "r590": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4E", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-4E" }, "r591": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-5" }, "r592": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-7A" }, "r593": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2" }, "r594": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2" }, "r595": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2" }, "r596": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2" }, "r597": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2" }, "r598": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2" }, "r599": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2" }, "r600": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2" }, "r601": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2" }, "r602": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2" }, "r603": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(h)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2" }, "r604": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(h)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2" }, "r605": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.W.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479583/944-40-S99-1" }, "r606": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479886/946-10-S99-3" }, "r607": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(f)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479886/946-10-S99-3" }, "r608": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(f)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479886/946-10-S99-3" }, "r609": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(f)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479886/946-10-S99-3" }, "r610": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480990/946-20-50-11" }, "r611": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480990/946-20-50-2" }, "r612": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480990/946-20-50-5" }, "r613": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480990/946-20-50-6" }, "r614": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480990/946-20-50-9" }, "r615": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478009/946-205-45-4" }, "r616": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477796/946-210-45-4" }, "r617": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-1" }, "r618": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-1" }, "r619": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-1" }, "r620": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-6" }, "r621": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-6" }, "r622": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-6" }, "r623": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-6" }, "r624": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r625": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r626": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r627": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r628": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r629": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r630": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r631": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(14))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r632": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(16)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r633": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(17))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r634": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r635": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r636": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(2)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r637": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r638": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r639": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r640": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(5)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r641": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r642": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r643": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r644": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r645": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r646": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r647": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r648": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r649": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1" }, "r650": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.6-05(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-2" }, "r651": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.6-05(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-2" }, "r652": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479105/946-220-45-3" }, "r653": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479105/946-220-45-7" }, "r654": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(1)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r655": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r656": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r657": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r658": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r659": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(g)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r660": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r661": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r662": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r663": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r664": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r665": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r666": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r667": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r668": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r669": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r670": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r671": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r672": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(9))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r673": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(1)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-3" }, "r674": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-3" }, "r675": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-3" }, "r676": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-3" }, "r677": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477968/946-235-50-2" }, "r678": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477968/946-235-50-2" }, "r679": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-1" }, "r680": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-1" }, "r681": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C)(Footnote 5))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-1" }, "r682": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "12", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-12" }, "r683": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "19", "Subparagraph": "(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-19" }, "r684": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-2" }, "r685": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column C)(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-2" }, "r686": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-3" }, "r687": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-3" }, "r688": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 7))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-3" }, "r689": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-3" }, "r690": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5D", "Subparagraph": "(SX 210.12-13D(Column A)(Footnote 2)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5D" }, "r691": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-6" }, "r692": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column E)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-6" }, "r693": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column E)(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-6" }, "r694": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column F)(Footnote 7))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-6" }, "r695": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "7", "Subparagraph": "(SX 210.12-15(Column A))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-7" }, "r696": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "7", "Subparagraph": "(SX 210.12-15(Column B))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-7" }, "r697": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "7", "Subparagraph": "(SX 210.12-15(Column C))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-7" }, "r698": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "7", "Subparagraph": "(SX 210.12-15(Column D))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-7" }, "r699": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "954", "SubTopic": "440", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478522/954-440-50-1" }, "r700": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "976", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477332/976-310-50-1" }, "r701": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "978", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479230/978-310-50-1" }, "r702": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "985", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481283/985-20-50-1" }, "r703": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "985", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481283/985-20-50-2" }, "r704": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "13H", "Subparagraph": "(a)", "SubTopic": "40", "Topic": "944", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480046/944-40-55-13H" }, "r705": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483467/210-10-45-1" }, "r706": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "52", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482635/260-10-55-52" }, "r707": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-30" }, "r708": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "31", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-31" }, "r709": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "48", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-48" }, "r710": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "49", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-49" }, "r711": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12A", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481933/310-10-55-12A" }, "r712": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-10" }, "r713": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-11" }, "r714": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-12" }, "r715": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-12" }, "r716": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-15" }, "r717": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "79", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-79" }, "r718": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "80", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-80" }, "r719": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479081/326-30-55-8" }, "r720": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482548/350-20-55-24" }, "r721": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "40", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482640/350-30-55-40" }, "r722": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69B", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481568/470-20-55-69B" }, "r723": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69C", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481568/470-20-55-69C" }, "r724": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-13" }, "r725": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "91", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479777/606-10-55-91" }, "r726": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1" }, "r727": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1" }, "r728": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480482/715-20-55-17" }, "r729": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480576/715-80-50-11" }, "r730": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480576/715-80-50-6" }, "r731": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480547/715-80-55-8" }, "r732": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "231", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482663/740-10-55-231" }, "r733": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481203/810-10-50-3" }, "r734": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "100", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-100" }, "r735": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "100", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-100" }, "r736": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "101", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-101" }, "r737": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "103", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-103" }, "r738": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "107", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-107" }, "r739": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "107", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-107" }, "r740": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "107", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-107" }, "r741": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "107", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-107" }, "r742": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "107", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-107" }, "r743": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "107", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-107" }, "r744": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481372/852-10-55-10" }, "r745": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481420/860-30-50-1A" }, "r746": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481395/860-30-55-4" }, "r747": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479401/944-30-55-2" }, "r748": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "29F", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480046/944-40-55-29F" }, "r749": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "9C", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480046/944-40-55-9C" }, "r750": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "9E", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480046/944-40-55-9E" }, "r751": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480078/944-80-55-17" }, "r752": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "18", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480078/944-80-55-18" }, "r753": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-1" }, "r754": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-6" }, "r755": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477439/946-210-55-1" }, "r756": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477802/946-310-45-1" }, "r757": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-1" }, "r758": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-2" }, "r759": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 1)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-3" }, "r760": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-6" }, "r761": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "39", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477346/946-830-45-39" }, "r762": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479168/946-830-55-10" }, "r763": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479168/946-830-55-12" }, "r764": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b" }, "r765": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-2" }, "r766": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "d1-1" }, "r767": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 10-Q", "Number": "240", "Section": "308", "Subsection": "a" }, "r768": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Section": "13", "Subsection": "a-1" }, "r769": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "a" }, "r770": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "a", "Paragraph": "1" }, "r771": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-T", "Number": "232", "Section": "405" }, "r772": { "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef", "Topic": "740", "SubTopic": "323", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478156/740-323-50-2" }, "r773": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481231/810-10-45-25" }, "r774": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "a", "Publisher": "SEC" }, "r775": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "b", "Subparagraph": "(1)", "Publisher": "SEC" }, "r776": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "b", "Subparagraph": "(2)", "Publisher": "SEC" }, "r777": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "b", "Subparagraph": "(3)", "Publisher": "SEC" }, "r778": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "c", "Subparagraph": "(2)(i)", "Publisher": "SEC" }, "r779": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "c", "Subparagraph": "(2)(ii)", "Publisher": "SEC" }, "r780": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "c", "Subparagraph": "(2)(iii)", "Publisher": "SEC" }, "r781": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "a", "Publisher": "SEC" }, "r782": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "a", "Subparagraph": "(1)", "Publisher": "SEC" }, "r783": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "a", "Subparagraph": "(2)", "Publisher": "SEC" }, "r784": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "a", "Subparagraph": "(3)", "Publisher": "SEC" }, "r785": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "205", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483504/205-10-50-1" }, "r786": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-4" }, "r787": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-5" }, "r788": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-6" }, "r789": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2" }, "r790": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(7)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2" }, "r791": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(9)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2" }, "r792": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-12" }, "r793": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-13" }, "r794": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2A", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482913/230-10-50-2A" }, "r795": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1" }, "r796": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h)(1)(Note 1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1" }, "r797": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(k)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1" }, "r798": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-23" }, "r799": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-24" }, "r800": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-5" }, "r801": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-6" }, "r802": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "270", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482964/270-10-50-1" }, "r803": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-22" }, "r804": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-30" }, "r805": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(ee)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32" }, "r806": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32" }, "r807": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/310-10/tableOfContent" }, "r808": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481990/310-10-45-2" }, "r809": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-2" }, "r810": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-2" }, "r811": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-2" }, "r812": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-2" }, "r813": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-42" }, "r814": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-42" }, "r815": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "40", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481628/310-20-40-7" }, "r816": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481598/310-20-45-2" }, "r817": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481569/310-20-50-1" }, "r818": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481569/310-20-50-2" }, "r819": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481830/320-10-45-1" }, "r820": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481830/320-10-45-11" }, "r821": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2" }, "r822": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3" }, "r823": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3" }, "r824": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3" }, "r825": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3" }, "r826": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3" }, "r827": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5" }, "r828": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5" }, "r829": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5B" }, "r830": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-9" }, "r831": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479536/321-10-50-3" }, "r832": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479536/321-10-50-3" }, "r833": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479536/321-10-50-3" }, "r834": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479536/321-10-50-4" }, "r835": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481687/323-10-50-3" }, "r836": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/326-20/tableOfContent" }, "r837": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479344/326-20-45-1" }, "r838": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-13" }, "r839": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-14" }, "r840": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-5" }, "r841": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/326-30/tableOfContent" }, "r842": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-4" }, "r843": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482573/350-20-50-1" }, "r844": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482573/350-20-50-1" }, "r845": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-2" }, "r846": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "405", "SubTopic": "30", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/405-30/tableOfContent" }, "r847": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "405", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1" }, "r848": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "405", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1" }, "r849": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "405", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1" }, "r850": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "410", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481931/410-30-50-10" }, "r851": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/450/tableOfContent" }, "r852": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147483076/450-20-50-9" }, "r853": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480102/450-20-S99-1" }, "r854": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A" }, "r855": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iii))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A" }, "r856": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1B" }, "r857": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479806/606-10-50-5" }, "r858": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "91", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479777/606-10-55-91" }, "r859": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1" }, "r860": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-22" }, "r861": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "23", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-23" }, "r862": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1" }, "r863": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "54B", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482134/820-10-35-54B" }, "r864": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r865": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r866": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r867": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r868": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r869": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2" }, "r870": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2E", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2E" }, "r871": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-3" }, "r872": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6A" }, "r873": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-10" }, "r874": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-28" }, "r875": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481694/830-30-45-20" }, "r876": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481674/830-30-50-1" }, "r877": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481404/852-10-50-7" }, "r878": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481404/852-10-50-7" }, "r879": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3" }, "r880": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3" }, "r881": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3" }, "r882": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4" }, "r883": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4" }, "r884": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4" }, "r885": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147481420/860-30-50-1A" }, "r886": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "940", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org/940-320/tableOfContent" }, "r887": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "940", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479035/940-320-45-2" }, "r888": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r889": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(7)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r890": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1" }, "r891": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(16)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1" }, "r892": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(17))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1" }, "r893": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1" }, "r894": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479432/944-30-50-2B" }, "r895": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477363/944-310-50-3" }, "r896": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477363/944-310-50-3" }, "r897": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-4B" }, "r898": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-4B" }, "r899": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4C", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-4C" }, "r900": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4D", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-4D" }, "r901": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4G", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-4G" }, "r902": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-5" }, "r903": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-5" }, "r904": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-5" }, "r905": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-5" }, "r906": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-6" }, "r907": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-6" }, "r908": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-6" }, "r909": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-6" }, "r910": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-6" }, "r911": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)(5)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-6" }, "r912": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)(6)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-6" }, "r913": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-6" }, "r914": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-7A" }, "r915": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-7A" }, "r916": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-7A" }, "r917": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-7A" }, "r918": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-7A" }, "r919": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-7A" }, "r920": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-7B" }, "r921": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-7B" }, "r922": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-7B" }, "r923": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480109/944-80-50-1" }, "r924": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480109/944-80-50-2" }, "r925": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147480109/944-80-50-2" }, "r926": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147478009/946-205-45-4" }, "r927": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(k)", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479105/946-220-45-3" }, "r928": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1" }, "r929": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-3" }, "r930": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-3" }, "r931": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column E)(Footnote 6)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-6" }, "r932": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "39", "Publisher": "FASB", "URI": "https://asc.fasb.org/1943274/2147477346/946-830-45-39" } } } ZIP 100 0001437749-24-016603-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001437749-24-016603-xbrl.zip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�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