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Consolidated Balance Sheet (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2020
Dec. 31, 2019
ASSETS    
Cash and due from banks $ 46,097 $ 35,113
Federal funds sold 6,884 0
Cash and cash equivalents 52,981 35,113
Equity securities, at fair value 553 710
Investment securities available for sale, at fair value 112,968 105,733
Loans held for sale 10,457 1,220
Loans:    
Loans 1,124,396 984,258
Less: allowance for loan and lease losses 11,359 6,768
Net loans 1,113,037 977,490
Premises and equipment, net 18,633 17,874
Goodwill 15,071 15,071
Core deposit intangibles 1,807 2,056
Bank-owned life insurance 16,832 16,511
Other real estate owned 7,391 155
Accrued interest receivable and other assets 15,079 10,542
TOTAL ASSETS 1,364,809 1,182,475
LIABILITIES    
Noninterest-bearing demand 268,838 191,370
Interest-bearing demand 179,080 107,844
Money market 184,936 160,826
Savings 231,696 192,003
Time 329,413 368,800
Total deposits 1,193,963 1,020,843
Short-term borrowings:    
Federal funds purchased 0 75
Federal Home Loan Bank advances 0 5,000
Total short-term borrowings 0 5,075
Other borrowings 17,100 12,750
Accrued interest payable and other liabilities 11,690 6,032
TOTAL LIABILITIES 1,222,753 1,044,700
STOCKHOLDERS' EQUITY    
Common stock, no par value; 10,000,000 shares authorized, 7,307,472 and 7,294,792 shares issued; 6,378,110 and 6,423,630 shares outstanding 86,871 86,617
Retained earnings 68,046 65,063
Accumulated other comprehensive income 4,077 1,842
Treasury stock, at cost; 929,362 and 871,162 shares (16,938) (15,747)
TOTAL STOCKHOLDERS' EQUITY 142,056 137,775
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 1,364,809 1,182,475
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied Loan [Member]    
Loans:    
Loans 107,342 102,386
Less: allowance for loan and lease losses 1,103 801
Commercial Real Estate Portfolio Segment [Member] | Non-owner occupied Loan [Member]    
Loans:    
Loans 310,512 302,180
Less: allowance for loan and lease losses 5,405 3,382
Commercial Real Estate Portfolio Segment [Member] | Multifamily Loan [Member]    
Loans:    
Loans 39,622 62,028
Less: allowance for loan and lease losses 346 340
Residential Portfolio Segment [Member]    
Loans:    
Loans 222,237 234,798
Less: allowance for loan and lease losses 1,371 726
Commercial And Industrial [Member]    
Loans:    
Loans 258,313 89,527
Less: allowance for loan and lease losses 1,503 456
Home Equity Lines of Credit [Member]    
Loans:    
Loans 115,223 112,248
Less: allowance for loan and lease losses 1,326 932
Construction and Other [Member]    
Loans:    
Loans 60,613 66,680
Less: allowance for loan and lease losses 293 103
Consumer Portfolio Segment [Member]    
Loans:    
Loans 10,534 14,411
Less: allowance for loan and lease losses $ 12 $ 28