Filed with the Securities and Exchange Commission on November 14, 2022.
REGISTRATION NO. 333-265009
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
POST-EFFECTIVE AMENDMENT NO. 1
FORM S-3
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
ARIZONA
(STATE OR OTHER JURISDICTION OF
INCORPORATION OR ORGANIZATION)
86-0222062
(I. R. S. EMPLOYER IDENTIFICATION NUMBER)
525 WASHINGTON BOULEVARD
JERSEY CITY, NJ 07310
(212) 554-1234
(ADDRESS, INCLUDING ZIP CODE, AND TELEPHONE NUMBER,
INCLUDING AREA CODE, OF REGISTRATS PRINCIPAL EXECUTIVE OFFICES)
SHANE DALY
VICE PRESIDENT AND ASSOCIATE GENERAL COUNSEL
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
1290 AVENUE OF THE AMERICAS
NEW YORK, NEW YORK 10104
(212) 554-1234
(NAME, ADDRESS, INCLUDING ZIP CODE, AND TELEPHONE NUMBER,
INCLUDING AREA CODE, OF AGENT FOR SERVICE)
Approximate date of commencement of proposed sale to the public: As soon after the effective date of this Registration Statement as is practicable.
If the only securities being registered on this Form are being offered pursuant to dividend or interest reinvestment plans, please check the following box. ☐
If any of the securities being registered on this Form are to be offered on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, other than securities offered only in connection with dividend or interest reinvestment plans, check the following box: ☒
If this Form is filed to register additional securities for an offering pursuant to Rule 462 (b) under the Securities Act, please check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering. ☐
If this Form is a post-effective amendment filed pursuant to Rule 462 (c) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering. ☐
If this Form is a registration statement pursuant to General Instruction I.D. or a post-effective amendment thereto that shall become effective upon filing with the commission pursuant to Rule 462(e) under the Securities Act, check the following box. ☐
If this Form is a post-effective amendment to a registration statement filed pursuant to General Instruction I.D. filed to register additional securities or additional classes of securities pursuant to Rule 413(b) under the Securities Act, check the following box. ☐
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company or an emerging growth company. See the definitions of large accelerated filer, accelerated filer,smaller reporting company and emerging growth company in Rule 12b-2 of the Exchange Act.
Large accelerated filer | [ ] | Accelerated filer | [ ] | |||
Non-accelerated filer | ☒ |
Smaller reporting company | [ ] | |||
Emerging growth company | ☐ |
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 7(a)(2)(B) of the Securities Act . ☐
NOTE
This Post Effective Amendment No. 1 (Amendment) to the Form S-3 Registration Statement No. 333-265009 (Registration Statement) of Equitable Financial Life Insurance Company of America (Equitable America) is being filed pursuant to Rule 462(d) under the Securities Act of 1933, as amended (the Securities Act), solely for the purpose of filing exhibits to the Registration Statement. This Amendment does not modify any provision of Part I or Part II of the Registration Statement other than supplementing Item 16 of Part II as set forth below. Pursuant to Rule 462(d) under the Securities Act, this Amendment shall become effective immediately upon filing with the Securities and Exchange Commission. The contents of the Registration Statement are hereby incorporated by reference.
PART II
ITEM 16. | The Amendment does not amend or delete the currently effective Prospectus or supplements to the Prospectus, or any other part of the Registration Statement except as specifically noted herein. Parts I and II of Pre-Effective Amendment No. 1 to the Form S-3 Registration Statement (File No. 333-265009), filed with the Commission on November 8, 2022, are incorporated by reference. |
Other Exhibits:
(1) | Underwriting Agreement. |
(d) |
(d)(ii) |
(d)(vii) |
(d)(viii) |
(e) |
(24) |
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SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, as amended, the Registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-3 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the city and State of New York on this 14th day of November, 2022.
Equitable Financial Life Insurance Company of America | ||
(Registrant) | ||
By: | /s/ Shane Daly | |
Shane Daly | ||
Vice President and Associate General Counsel Equitable Financial Life Insurance Company of America |
As required by the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on the date indicated:
PRINCIPAL EXECUTIVE OFFICER: | ||
*Mark Pearson | Chief Executive Officer and Director | |
PRINCIPAL FINANCIAL OFFICER: | ||
*Robin Raju | Chief Financial Officer | |
PRINCIPAL ACCOUNTING OFFICER: | ||
*William Eckert | Chief Accounting Officer |
*DIRECTORS: | ||||
Kristi Matus Charles G.T. Stonehill Bertram Scott Arlene Isaacs-Lowe |
Craig MacKay Daniel G. Kaye Francis Hondal |
Joan Lamm-Tennant George Stansfield Mark Pearson |
*By: | /s/ Shane Daly | |
Shane Daly | ||
Attorney-in-Fact |
November 14, 2022
POWER OF ATTORNEY
KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of Equitable Financial Life Insurance Company of America (the Company), an Arizona stock life insurance company, hereby constitutes and appoints José Ramón González, Kurt Meyers, Ralph A. Petruzzo, Nicholas Huth, Shane Daly and Robert Negron, each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 (including but not limited to any report on Forms 10-K, 10-Q or 8-K) and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the Registration Statements, as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.
The Registration Statements covered by the Power of Attorney are defined to include the registration statements listed below:
Variable Account AA (811-23817)
333-266576
333-266909
Form N-4 registration statements to be filed as necessary.
Equitable America Variable Account A (811-05166)
033-14362
033-20453
033-20696
333-59717
333-72632
333-91776
333-92066
Form N-4 registration statements to be filed as necessary.
Equitable America Variable Account 70A (811-23609)
333-248907
333-265026
333-265028
333-265030
Form N-4 registration statements to be filed as necessary.
Equitable America Variable Account K (811-22886)
333-191149
333-191150
333-207014
333-229237
333-229238
333-256256
Form N-6 registration statements to be filed as necessary.
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Equitable America Variable Account L (811-04234)
002-95990
033-82570
333-56969
333-64417
333-72578
333-72596
333-104162
333-134304
Form N-6 registration statements to be filed as necessary.
Equitable America Variable Account S (811-05100)
033-13183
Form N-6 registration statements to be filed as necessary.
Equitable Financial Life Insurance Company of America
333-210276
333-223704
333-229747
333-236437
333-251416
333-263529
333-263742
333-265009
333-265027
333-265029
333-265032
333-267329
Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by Equitable Life Insurance Company of America.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered in connection with certain flexible annuity contracts. This includes, but is not limited to, the Structured Investment Option, Structured Capital Strategies PLUS® 21 and Structured Capital Strategies® Income.
Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes, but is not limited to each Market Stabilizer Option®.
Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.
The undersigned has hereunto set his or her hand this 31st day of October, 2022.
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Signature |
Title |
|||
/s/ Daniel G. Kaye |
Director | |||
Daniel G. Kaye |
||||
/s/ Francis Hondal |
Director | |||
Francis Hondal | ||||
/s/ Arlene Isaacs-Lowe |
Director | |||
Arlene Isaacs-Lowe | ||||
/s/ Joan Lamm-Tennant |
Director | |||
Joan Lamm-Tennant | ||||
/s/ Craig MacKay |
Director | |||
Craig MacKay | ||||
/s/ Kristi Matus |
Director | |||
Kristi Matus | ||||
/s/ Mark Pearson |
Chief Executive Officer and Director |
|||
Mark Pearson | ||||
/s/ Bertram Scott |
Director |
|||
Bertram Scott | ||||
/s/ George Stansfield |
Director |
|||
George Stansfield | ||||
/s/ Charles G.T. Stonehill |
Director |
|||
Charles G.T. Stonehill | ||||
/s/ Robin Raju |
Chief Financial Officer |
|||
Robin Raju | ||||
/s/ William Eckert |
Chief Accounting Officer | |||
William Eckert |
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