<SEC-DOCUMENT>0001193125-22-153655-index.html : 20220518
<SEC-HEADER>0001193125-22-153655.hdr.sgml : 20220518
<ACCEPTANCE-DATETIME>20220518090442
ACCESSION NUMBER:		0001193125-22-153655
CONFORMED SUBMISSION TYPE:	S-3
PUBLIC DOCUMENT COUNT:		44
FILED AS OF DATE:		20220518
DATE AS OF CHANGE:		20220518

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EQUITABLE FINANCIAL LIFE INSURANCE CO OF AMERICA
		CENTRAL INDEX KEY:			0000835357
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			AZ
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-265032
		FILM NUMBER:		22937226

	BUSINESS ADDRESS:	
		STREET 1:		1290 AVENUE OF THE AMERICAS
		STREET 2:		MAIL STOP 11-18
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10104
		BUSINESS PHONE:		2125541234

	MAIL ADDRESS:	
		STREET 1:		1290 AVENUE OF THE AMERICAS
		STREET 2:		MAIL STOP 11-18
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10104

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MONY LIFE INSURANCE CO OF AMERICA
		DATE OF NAME CHANGE:	20041208

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MONY LIFE INSURANCE COMPANY OF AMERICA
		DATE OF NAME CHANGE:	19981002
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-3
<SEQUENCE>1
<FILENAME>d318473ds3.htm
<DESCRIPTION>EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA
<TEXT>
Document 1 - file: d318473ds3.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(A) <SEQUENCE>3 <FILENAME>d318473dex994a.htm <DESCRIPTION>FORM OF CONTRACT 2021BASE1-A-Z (C & ADV-NO CWC) <TEXT> Document 3 - file: d318473dex994a.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(B) <SEQUENCE>4 <FILENAME>d318473dex994b.htm <DESCRIPTION>FORM OF CONTRACT 2021BASE1-B-Z (C & ADV-NO CWC) <TEXT> Document 4 - file: d318473dex994b.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(C) <SEQUENCE>5 <FILENAME>d318473dex994c.htm <DESCRIPTION>FORM OF CONTRACT 2021BASE2-A-Z (B SHARE-CWC) <TEXT> Document 5 - file: d318473dex994c.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(D) <SEQUENCE>6 <FILENAME>d318473dex994d.htm <DESCRIPTION>FORM OF CONTRACT 2021BASE2-B-Z (B SHARE-CWC) <TEXT> Document 6 - file: d318473dex994d.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(E) <SEQUENCE>7 <FILENAME>d318473dex994e.htm <DESCRIPTION>FORM OF DATA PAGES 2021DPADV-IE-Z <TEXT> Document 7 - file: d318473dex994e.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(F) <SEQUENCE>8 <FILENAME>d318473dex994f.htm <DESCRIPTION>FORM OF DATA PAGES 2021DPB-IE-Z <TEXT> Document 8 - file: d318473dex994f.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(G) <SEQUENCE>9 <FILENAME>d318473dex994g.htm <DESCRIPTION>FORM OF DATA PAGES 2021DPC-IE-Z <TEXT> Document 9 - file: d318473dex994g.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(H) <SEQUENCE>10 <FILENAME>d318473dex994h.htm <DESCRIPTION>FORM OF ENDORSEMENT 2021CCOBR-IE-Z <TEXT> Document 10 - file: d318473dex994h.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(I) <SEQUENCE>11 <FILENAME>d318473dex994i.htm <DESCRIPTION>FORM OF ENDORSEMENT 2021INHIRA-IE-Z <TEXT> Document 11 - file: d318473dex994i.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(J) <SEQUENCE>12 <FILENAME>d318473dex994j.htm <DESCRIPTION>FORM OF ENDORSEMENT 2021INHNQ-IE-Z <TEXT> Document 12 - file: d318473dex994j.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(K) <SEQUENCE>13 <FILENAME>d318473dex994k.htm <DESCRIPTION>FORM OF ENDORSEMENT 2021INHROTH-IE-Z <TEXT> Document 13 - file: d318473dex994k.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(L) <SEQUENCE>14 <FILENAME>d318473dex994l.htm <DESCRIPTION>FORM OF ENDORSEMENT 2021IRA-IE-Z <TEXT> Document 14 - file: d318473dex994l.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(M) <SEQUENCE>15 <FILENAME>d318473dex994m.htm <DESCRIPTION>FORM OF ENDORSEMENT 2021NQ-IE-Z <TEXT> Document 15 - file: d318473dex994m.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(N) <SEQUENCE>16 <FILENAME>d318473dex994n.htm <DESCRIPTION>FORM OF ENDORSEMENT 2021INQPP-IE-Z <TEXT> Document 16 - file: d318473dex994n.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(O) <SEQUENCE>17 <FILENAME>d318473dex994o.htm <DESCRIPTION>FORM OF ENDORSEMENT 2021QPDB-IE-Z <TEXT> Document 17 - file: d318473dex994o.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(P) <SEQUENCE>18 <FILENAME>d318473dex994p.htm <DESCRIPTION>FORM OF ENDORSEMENT 2021QPDC-IE-Z <TEXT> Document 18 - file: d318473dex994p.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(Q) <SEQUENCE>19 <FILENAME>d318473dex994q.htm <DESCRIPTION>FORM OF ENDORSEMENT 2021ROTH-IE-Z <TEXT> Document 19 - file: d318473dex994q.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(R) <SEQUENCE>20 <FILENAME>d318473dex994r.htm <DESCRIPTION>FORM OF ENDORSEMENT 2021SEP-IE-Z <TEXT> Document 20 - file: d318473dex994r.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(S) <SEQUENCE>21 <FILENAME>d318473dex994s.htm <DESCRIPTION>FORM OF RIDER 2021ROPDB-IE-Z <TEXT> Document 21 - file: d318473dex994s.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(T) <SEQUENCE>22 <FILENAME>d318473dex994t.htm <DESCRIPTION>FORM OF RIDER 2021SIO-IE-Z <TEXT> Document 22 - file: d318473dex994t.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(U) <SEQUENCE>23 <FILENAME>d318473dex994u.htm <DESCRIPTION>FORM OF RIDER 2021IE-DD-Z <TEXT> Document 23 - file: d318473dex994u.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(V) <SEQUENCE>24 <FILENAME>d318473dex994v.htm <DESCRIPTION>FORM OF TGAP 2021TGAP1-Z <TEXT> Document 24 - file: d318473dex994v.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(W) <SEQUENCE>25 <FILENAME>d318473dex994w.htm <DESCRIPTION>FORM OF TGAP 2021TGAP2-Z <TEXT> Document 25 - file: d318473dex994w.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(4)(X) <SEQUENCE>26 <FILENAME>d318473dex994x.htm <DESCRIPTION>FORM OF TGAP 2021TGAP3-Z <TEXT> Document 26 - file: d318473dex994x.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(5) <SEQUENCE>27 <FILENAME>d318473dex995.htm <DESCRIPTION>OPINION OF COUNSEL <TEXT> Document 27 - file: d318473dex995.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.(24) <SEQUENCE>28 <FILENAME>d318473dex9924.htm <DESCRIPTION>POWERS OF ATTORNEY <TEXT> Document 28 - file: d318473dex9924.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-FILING FEES <SEQUENCE>29 <FILENAME>d318473dexfilingfees.htm <DESCRIPTION>EX-FILING FEES <TEXT> Document 29 - file: d318473dexfilingfees.htm
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>30 <FILENAME>g318473aks1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 30 - file: g318473aks1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>31 <FILENAME>g318473dsp262sec.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 31 - file: g318473dsp262sec.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>32 <FILENAME>g318473dsp74_1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 32 - file: g318473dsp74_1.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>33 <FILENAME>g318473dsp74_2.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 33 - file: g318473dsp74_2.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>34 <FILENAME>g318473dsp7a.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 34 - file: g318473dsp7a.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>35 <FILENAME>g318473dsp7b.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 35 - file: g318473dsp7b.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>36 <FILENAME>g318473g0505152324053.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 36 - file: g318473g0505152324053.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>37 <FILENAME>g318473g0505152324256.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 37 - file: g318473g0505152324256.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>38 <FILENAME>g318473g40h23.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 38 - file: g318473g40h23.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>39 <FILENAME>g318473g53k30.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 39 - file: g318473g53k30.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>40 <FILENAME>g318473g57g84.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 40 - file: g318473g57g84.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>41 <FILENAME>g318473g67h46.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 41 - file: g318473g67h46.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>42 <FILENAME>g318473g76t79.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 42 - file: g318473g76t79.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>43 <FILENAME>g318473g79q69.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 43 - file: g318473g79q69.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>44 <FILENAME>g318473ll2.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 44 - file: g318473ll2.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>45 <FILENAME>g318473ll_1.jpg <DESCRIPTION>GRAPHIC <TEXT> Document 45 - file: g318473ll_1.jpg
</DOCUMENT> </SEC-DOCUMENT>