EX-99.24(A) 4 a16-1018_1ex99d24a.txt EX-99.24(A) POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of MONY Life Insurance Company of America (the "Company"), a stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Karen Field Hazin, Naomi J. Weinstein, Kermitt J. Brooks, Ralph A. Petruzzo, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf an d in his or her name, place and stead, to execute and file any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the "Registration Statements," as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof. The "Registration Statements" covered by the Power of Attorney are defined to include the registration statements listed below: MONY AMERICA VARIABLE ACCOUNT A (811-05166) 033-14362 033-20453 033-20696 333-59717 333-72632 333-91776 333-92066 Form N-4 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT K (811-22886) 333-191149 333-191150 333-207014 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT L (811-04234) 002-95990 033-82570 333-56969 333-64417 333-72578 333-72596 333-104162 333-134304 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT S (811-05100) 033-13183 Form N-6 registration statements to be filed as necessary. MLOA MONY LIFE INSURANCE COMPANY OF AMERICA 333-132810 333-195491 333-210276 Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by MONY Life Insurance Company of America. Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option(R). Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above. IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 9th day of April, 2016. /s/ Barbara Fallon-Walsh ----------------------------------------- Barbara Fallon-Walsh, Director State of California) County of San Diego) ss.: On the 9th day of April in the year 2016, before me, the undersigned, personally appeared Barbara Fallon-Walsh, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument. /s/ Hung Quoc Tu -------------------------------------- Signature and Office of individual taking acknowledgment MLOA POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of MONY Life Insurance Company of America (the "Company"), a stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Karen Field Hazin, Naomi J. Weinstein, Kermitt J. Brooks, Ralph A. Petruzzo, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf an d in his or her name, place and stead, to execute and file any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the "Registration Statements," as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof. The "Registration Statements" covered by the Power of Attorney are defined to include the registration statements listed below: MONY AMERICA VARIABLE ACCOUNT A (811-05166) 033-14362 033-20453 033-20696 333-59717 333-72632 333-91776 333-92066 Form N-4 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT K (811-22886) 333-191149 333-191150 333-207014 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT L (811-04234) 002-95990 033-82570 333-56969 333-64417 333-72578 333-72596 333-104162 333-134304 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT S (811-05100) 033-13183 Form N-6 registration statements to be filed as necessary. MLOA MONY LIFE INSURANCE COMPANY OF AMERICA 333-132810 333-195491 333-210276 Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by MONY Life Insurance Company of America. Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option(R). Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above. IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 12th day of April, 2016. /s/ Daniel G. Kaye ----------------------------------------- Daniel G. Kaye, Director State of Illinois) County of Cook) ss.: On the 12th day of April in the year 2016, before me, the undersigned, personally appeared Daniel G. Kaye, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument. /s/ Leticia Perez -------------------------------------- Signature and Office of individual taking acknowledgment MLOA POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of MONY Life Insurance Company of America (the "Company"), a stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Karen Field Hazin, Naomi J. Weinstein, Kermitt J. Brooks, Ralph A. Petruzzo, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf an d in his or her name, place and stead, to execute and file any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the "Registration Statements," as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof. The "Registration Statements" covered by the Power of Attorney are defined to include the registration statements listed below: MONY AMERICA VARIABLE ACCOUNT A (811-05166) 033-14362 033-20453 033-20696 333-59717 333-72632 333-91776 333-92066 Form N-4 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT K (811-22886) 333-191149 333-191150 333-207014 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT L (811-04234) 002-95990 033-82570 333-56969 333-64417 333-72578 333-72596 333-104162 333-134304 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT S (811-05100) 033-13183 Form N-6 registration statements to be filed as necessary. MLOA MONY LIFE INSURANCE COMPANY OF AMERICA 333-132810 333-195491 333-210276 Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by MONY Life Insurance Company of America. Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option(R). Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above. IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 11th day of April, 2016. /s/ Peter S. Kraus ----------------------------------------- Peter S. Kraus, Director State of New York) County of Bronx) ss.: On the 11th day of April in the year 2016, before me, the undersigned, personally appeared Peter S. Kraus, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument. /s/ Tina M. Walter -------------------------------------- Signature and Office of individual taking acknowledgment MLOA POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of MONY Life Insurance Company of America (the "Company"), a stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Karen Field Hazin, Naomi J. Weinstein, Kermitt J. Brooks, Ralph A. Petruzzo, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf an d in his or her name, place and stead, to execute and file any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the "Registration Statements," as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof. The "Registration Statements" covered by the Power of Attorney are defined to include the registration statements listed below: MONY AMERICA VARIABLE ACCOUNT A (811-05166) 033-14362 033-20453 033-20696 333-59717 333-72632 333-91776 333-92066 Form N-4 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT K (811-22886) 333-191149 333-191150 333-207014 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT L (811-04234) 002-95990 033-82570 333-56969 333-64417 333-72578 333-72596 333-104162 333-134304 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT S (811-05100) 033-13183 Form N-6 registration statements to be filed as necessary. MLOA MONY LIFE INSURANCE COMPANY OF AMERICA 333-132810 333-195491 333-210276 Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by MONY Life Insurance Company of America. Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option(R). Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above. IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 12th day of April, 2016. /s/ Kristi A. Matus ----------------------------------------- Kristi A. Matus, Director State of Massachusetts) County of Middlesex) ss.: On the 12th day of April in the year 2016, before me, the undersigned, personally appeared Kristi A. Matus, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument. /s/ Vanessa Etienne -------------------------------------- Signature and Office of individual taking acknowledgment MLOA POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of MONY Life Insurance Company of America (the "Company"), a stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Karen Field Hazin, Naomi J. Weinstein, Kermitt J. Brooks, Ralph A. Petruzzo, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf an d in his or her name, place and stead, to execute and file any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the "Registration Statements," as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof. The "Registration Statements" covered by the Power of Attorney are defined to include the registration statements listed below: MONY AMERICA VARIABLE ACCOUNT A (811-05166) 033-14362 033-20453 033-20696 333-59717 333-72632 333-91776 333-92066 Form N-4 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT K (811-22886) 333-191149 333-191150 333-207014 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT L (811-04234) 002-95990 033-82570 333-56969 333-64417 333-72578 333-72596 333-104162 333-134304 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT S (811-05100) 033-13183 Form N-6 registration statements to be filed as necessary. MLOA MONY LIFE INSURANCE COMPANY OF AMERICA 333-132810 333-195491 333-210276 Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by MONY Life Insurance Company of America. Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option(R). Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above. IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 13th day of April, 2016. /s/ Anders B. Malmstrom ----------------------------------------- Anders B. Malmstrom, Senior Executive Vice President and Chief Financial Officer State of New York) County of New York) ss.: On the 13th day of April in the year 2016, before me, the undersigned, personally appeared Anders B. Malmstrom, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument. /s/ Denise Tedeschi -------------------------------------- Signature and Office of individual taking acknowledgment MLOA POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of MONY Life Insurance Company of America (the "Company"), a stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Karen Field Hazin, Naomi J. Weinstein, Kermitt J. Brooks, Ralph A. Petruzzo, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf an d in his or her name, place and stead, to execute and file any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the "Registration Statements," as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof. The "Registration Statements" covered by the Power of Attorney are defined to include the registration statements listed below: MONY AMERICA VARIABLE ACCOUNT A (811-05166) 033-14362 033-20453 033-20696 333-59717 333-72632 333-91776 333-92066 Form N-4 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT K (811-22886) 333-191149 333-191150 333-207014 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT L (811-04234) 002-95990 033-82570 333-56969 333-64417 333-72578 333-72596 333-104162 333-134304 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT S (811-05100) 033-13183 Form N-6 registration statements to be filed as necessary. MLOA MONY LIFE INSURANCE COMPANY OF AMERICA 333-132810 333-195491 333-210276 Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by MONY Life Insurance Company of America. Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option(R). Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above. IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 14th day of April, 2016. /s/ Andrea Nitzan ----------------------------------------- Andrea Nitzan, Executive Vice President, Chief Accounting Officer and Controller State of New Jersey) County of Union) ss.: On the 14th day of April in the year 2016, before me, the undersigned, personally appeared Andrea Nitzan, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument. /s/ Joellen Page -------------------------------------- Signature and Office of individual taking acknowledgment MLOA POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of MONY Life Insurance Company of America (the "Company"), a stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Karen Field Hazin, Naomi J. Weinstein, Kermitt J. Brooks, Ralph A. Petruzzo, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf an d in his or her name, place and stead, to execute and file any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the "Registration Statements," as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof. The "Registration Statements" covered by the Power of Attorney are defined to include the registration statements listed below: MONY AMERICA VARIABLE ACCOUNT A (811-05166) 033-14362 033-20453 033-20696 333-59717 333-72632 333-91776 333-92066 Form N-4 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT K (811-22886) 333-191149 333-191150 333-207014 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT L (811-04234) 002-95990 033-82570 333-56969 333-64417 333-72578 333-72596 333-104162 333-134304 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT S (811-05100) 033-13183 Form N-6 registration statements to be filed as necessary. MLOA MONY LIFE INSURANCE COMPANY OF AMERICA 333-132810 333-195491 333-210276 Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by MONY Life Insurance Company of America. Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option(R). Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above. IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 11th day of April, 2016. /s/ Mark Pearson ----------------------------------------- Mark Pearson, Chairman of the Board, President, Chief Executive Officer and Director State of New York) County of New York) ss.: On the 11th day of April in the year 2016, before me, the undersigned, personally appeared Mark Pearson, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument. /s/ Denise Tedeschi -------------------------------------- Signature and Office of individual taking acknowledgment MLOA POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of MONY Life Insurance Company of America (the "Company"), a stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Karen Field Hazin, Naomi J. Weinstein, Kermitt J. Brooks, Ralph A. Petruzzo, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf an d in his or her name, place and stead, to execute and file any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the "Registration Statements," as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof. The "Registration Statements" covered by the Power of Attorney are defined to include the registration statements listed below: MONY AMERICA VARIABLE ACCOUNT A (811-05166) 033-14362 033-20453 033-20696 333-59717 333-72632 333-91776 333-92066 Form N-4 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT K (811-22886) 333-191149 333-191150 333-207014 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT L (811-04234) 002-95990 033-82570 333-56969 333-64417 333-72578 333-72596 333-104162 333-134304 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT S (811-05100) 033-13183 Form N-6 registration statements to be filed as necessary. MLOA MONY LIFE INSURANCE COMPANY OF AMERICA 333-132810 333-195491 333-210276 Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by MONY Life Insurance Company of America. Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option(R). Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above. IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 11th day of April, 2016. /s/ Bertram Scott ----------------------------------------- Bertram Scott, Director State of North Carolina) County of Mecklenburg) ss.: On the 11th day of April in the year 2016, before me, the undersigned, personally appeared Bertram Scott, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument. /s/ Peter A. McCranie, Jr. -------------------------------------- Signature and Office of individual taking acknowledgment MLOA POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of MONY Life Insurance Company of America (the "Company"), a stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Karen Field Hazin, Naomi J. Weinstein, Kermitt J. Brooks, Ralph A. Petruzzo, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf an d in his or her name, place and stead, to execute and file any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the "Registration Statements," as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof. The "Registration Statements" covered by the Power of Attorney are defined to include the registration statements listed below: MONY AMERICA VARIABLE ACCOUNT A (811-05166) 033-14362 033-20453 033-20696 333-59717 333-72632 333-91776 333-92066 Form N-4 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT K (811-22886) 333-191149 333-191150 333-207014 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT L (811-04234) 002-95990 033-82570 333-56969 333-64417 333-72578 333-72596 333-104162 333-134304 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT S (811-05100) 033-13183 Form N-6 registration statements to be filed as necessary. MLOA MONY LIFE INSURANCE COMPANY OF AMERICA 333-132810 333-195491 333-210276 Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by MONY Life Insurance Company of America. Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option(R). Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above. IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 11th day of April, 2016. /s/ Lorie A. Slutsky ----------------------------------------- Lorie A. Slutsky, Director State of New York) County of New York) ss.: On the 11th day of April in the year 2016, before me, the undersigned, personally appeared Lorie A. Slutsky, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument. /s/ Joan Reedy -------------------------------------- Signature and Office of individual taking acknowledgment MLOA POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of MONY Life Insurance Company of America (the "Company"), a stock life insurance company, hereby constitutes and appoints Dave S. Hattem, Dominique Baede, Karen Field Hazin, Naomi J. Weinstein, Kermitt J. Brooks, Ralph A. Petruzzo, Shane Daly, Ira Shuman and each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf an d in his or her name, place and stead, to execute and file any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the "Registration Statements," as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof. The "Registration Statements" covered by the Power of Attorney are defined to include the registration statements listed below: MONY AMERICA VARIABLE ACCOUNT A (811-05166) 033-14362 033-20453 033-20696 333-59717 333-72632 333-91776 333-92066 Form N-4 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT K (811-22886) 333-191149 333-191150 333-207014 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT L (811-04234) 002-95990 033-82570 333-56969 333-64417 333-72578 333-72596 333-104162 333-134304 Form N-6 registration statements to be filed as necessary. MONY AMERICA VARIABLE ACCOUNT S (811-05100) 033-13183 Form N-6 registration statements to be filed as necessary. MLOA MONY LIFE INSURANCE COMPANY OF AMERICA 333-132810 333-195491 333-210276 Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by MONY Life Insurance Company of America. Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes, but is not limited to, the Market Stabilizer Option(R). Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above. IN WITNESS WHEREOF, the undersigned has hereunto set his or her hand this 11th day of April, 2016. /s/ Richard C. Vaughan ----------------------------------------- Richard C. Vaughan, Director State of Florida) County of Collier) ss.: On the 11th day of April in the year 2016, before me, the undersigned, personally appeared Richard C. Vaughan, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that he or she executed the same in his or her capacity, and that by his or her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument. /s/ Stephen M. Rodriguez -------------------------------------- Signature and Office of individual taking acknowledgment MLOA