Note 15 - Mortgage Banking Activities (Tables)

3 Months Ended

Mar. 31, 2024

Notes Tables

Disclosure of Long-Lived Assets Held-for-Sale [Table Text Block]

	Three months ended
	March 31,
(in thousands)	2024			2023
Balance, beginning of period:	$	6,056		$	2,606
Origination of mortgage loans held for sale		22,617			24,683
Proceeds from the sale of mortgage loans held for sale		(22,552	)		(21,107	)
Net gain realized on sale of mortgage loans held for sale		341			215
Balance, end of period	$	6,462		$	6,397

Interest and Other Income [Table Text Block]

	Three months ended
	March 31,
(in thousands)	2024			2023
Net gain realized on sale of mortgage loans held for sale	$	341		$	215
Net change in fair value recognized on loans held for sale		33			50
Net change in fair value recognized on rate lock loan commitments		257			330
Net change in fair value recognized on forward contracts		28			(47	)
Net gain recognized		659			548
Net loan servicing income		960			1,188
Amortization of mortgage servicing rights		(738	)		(761	)
Change in mortgage servicing rights valuation allowance		-			-
Net servicing income recognized		222			427
Other mortgage banking income		67			63
Total mortgage banking income	$	948		$	1,038

Changes in Carrying Amount of MSRs [Table Text Block]

	Three months ended
	March 31,
(in thousands)	2024			2023
Balance, beginning of period	$	13,082		$	15,219
Additions for mortgage loans sold		200			165
Amortization		(738	)		(761	)
Impairment		—			—
Balance, end of period	$	12,544		$	14,623

Mortgage Loans Held for Sale and Mortgage Banking Derivatives [Table Text Block]

	March 31, 2024					December 31, 2023
(in thousands)	Notional Amount		Fair Value			Notional Amount		Fair Value
Included in Mortgage loans held for sale:
Mortgage loans held for sale, at fair value	$	6,338	$	6,462		$	5,965	$	6,056
Included in other assets:
Rate lock loan commitments	$	11,626	$	452		$	4,345	$	174
Included in other liabilities
Mandatory forward contracts	$	13,250	$	(41	)	$	6,750	$	(43	)